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How to choose a legal decision-maker as you get older – 3 things to consider

<div class="theconversation-article-body"><a href="https://theconversation.com/profiles/joseph-ibrahim-252671">Joseph Ibrahim</a>, <a href="https://theconversation.com/institutions/monash-university-1065">Monash University</a> and <a href="https://theconversation.com/profiles/amelia-grossi-1280226">Amelia Grossi</a>, <a href="https://theconversation.com/institutions/monash-university-1065">Monash University</a> “It’s my life and I’ll do what I want,” <a href="https://www.youtube.com/watch?v=HNzmrEgz_GI">sang</a> Eric Burdon of The Animals to the baby boomer generation. Unfortunately, that’s not always the case. As we get older, sometimes we are no longer capable of making our own decisions. Diseases that affect the brain such as dementia, stroke and head injury can impair cognition and thinking. Some people may choose to appoint a <a href="https://www.legislation.vic.gov.au/in-force/acts/medical-treatment-planning-and-decisions-act-2016/008">medical treatment decision-maker</a> or an <a href="https://www.legislation.vic.gov.au/in-force/acts/powers-attorney-act-2014/007">enduring power of attorney</a> to make certain decisions on their behalf. Alternatively, a legal tribunal or court may appoint <a href="https://www.legislation.vic.gov.au/in-force/acts/guardianship-and-administration-act-2019/005">a guardian or trustee</a> to help guide decisions about health care, finances, accommodation and lifestyle. Who is the right person to take on this important role? Is it the family member or partner who knows you best? Or someone with time and energy? Perhaps someone who understands the services you need – like a nurse, accountant or real estate agent? The role of a decision-making representative has <a href="https://www.alrc.gov.au/publication/equality-capacity-and-disability-in-commonwealth-laws-alrc-report-124/3-national-decision-making-principles-2/will-preferences-and-rights-2/#:%7E:text=The%20'best%20interests'%20principle%20is,an%20equal%20basis%20with%20others">changed significantly</a> in recent years, shifting from a paternalistic approach to a more person-centred focus. Our <a href="https://pubmed.ncbi.nlm.nih.gov/35157838/">research</a> looks at the differences between these approaches and how subconscious bias can influence decision-making. <h2>Taking care</h2> These days, guardianship has <a href="https://www.legislation.vic.gov.au/in-force/acts/guardianship-and-administration-act-2019/005">moved</a> from deciding what’s deemed to be in the individual’s “best interests” to what best reflects their “will and preferences”. While <a href="https://www.legislation.vic.gov.au/repealed-revoked/acts/guardianship-and-administration-act-1986/089">previously</a>, decisions were made for the person by their guardian or representative, new laws require representatives to enact the person’s “will and preferences”. That is, to make decisions with them. This is an important difference. The newer model gives the represented person more autonomy over personal, financial and other decisions. It recognises that even though a person may struggle with aspects of decision-making, they should not be excluded from decisions about how they live their life. This fundamental shift was <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6313688/">earlier adopted</a> by the United Nations in the <a href="https://www.ohchr.org/en/hrbodies/crpd/pages/conventionrightspersonswithdisabilities.aspx">Convention on the Rights of Persons with Disability</a>, to which Australia is a signatory. <h2>Challenging in real world situations</h2> The will and preferences <a href="https://supporteddecisionmaking.com.au/wp-content/uploads/sites/4/2021/08/Realising-will-preferences-and-rights-reconciling-differences-on-best-practice-support-for-decision-making.pdf">framework</a> may sound simple, but it can be <a href="https://www.tandfonline.com/doi/full/10.1080/09687599.2021.1941781">challenging in practice</a>, when concepts of empowerment are tricky to define and the will of someone with cognitive difficulties is hard to discern. Representatives <a href="https://supporteddecisionmaking.com.au/wp-content/uploads/sites/4/2021/08/Realising-will-preferences-and-rights-reconciling-differences-on-best-practice-support-for-decision-making.pdf">bring their own biases, perceptions and lived experience</a> to the role of supporting another person to make decisions. This subjectivity is a natural and an inherent part of decision-making. The representative faces the challenge of setting aside their own opinion and, instead, stepping into the shoes of the represented person to give effect to what they want. A mismatch between the age, gender, ethnicity, religion or socioeconomic status of the representative and the represented person can exacerbate this challenge. An older able-bodied female, who is deeply religious and from a middle-to-high income background might find it difficult to represent a young man with a disability who is an atheist and from a working-class background. Now, imagine a scenario where the young man expresses a desire to go bungee-jumping or parachuting, despite previously showing a fear of heights. What’s his representative to do? Older people and women generally <a href="https://www.tandfonline.com/doi/abs/10.1080/1366987032000105315?journalCode=rjrr20">have a lower appetite for risk</a>, as do those who have a faith and with a high socioeconomic status. A heightened perception of danger or a feeling the activity as frivolous, may lead to the representative reframing the situation with their subconscious bias. They may fail to respect the younger person’s will and preferences. Understanding what might shape a representative’s approach to decision-making is essential. Especially when decisions involve <a href="https://theconversation.com/do-you-want-to-be-resuscitated-this-is-what-you-should-think-about-before-deciding-105506">health</a> or <a href="https://theconversation.com/theres-no-need-to-lock-older-people-into-nursing-homes-for-their-own-safety-73954">living arrangements</a>. <h2>3 things to look for when selecting a legal decision-making representative</h2> 1. Deep understanding An intimate understanding of your situation is crucial. An ideal representative is someone who actively listens and has a holistic view of your circumstances. This may come from discussions with you and your loved ones. The representative must be careful your views are not outweighed by those of family or friends who are often more vocal. They should have a deep sense of who you are as an individual. 2. Self-awareness The person you choose should be able to describe their personal views and values and understand how their perspective may influence their decisions. This is vital to mitigate the effects of pre-existing bias. They should be able to reflect on their own lived experiences, to understand how their history shapes their approach to decision-making. They should be able to assess whether what you would do is the same as what they think you should do, and why. 3. Effective documentation A record of conversations between the representative and represented person often helps to illuminate a person’s will and preferences. Writing or recording compels us to commit to an idea and explain what we mean. It helps to clarify what is intended far better than a one-time conversation that may be remembered differently by participants. Further research is needed to better match representatives with represented persons. Improved tools are needed to identify the role of bias in decision-making and evaluate whether the represented person’s wills and preferences are being respected.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/177631/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/joseph-ibrahim-252671">Joseph Ibrahim</a>, Professor, Health Law and Ageing Research Unit, Department of Forensic Medicine, <a href="https://theconversation.com/institutions/monash-university-1065">Monash University</a> and <a href="https://theconversation.com/profiles/amelia-grossi-1280226">Amelia Grossi</a>, , <a href="https://theconversation.com/institutions/monash-university-1065">Monash University</a> Image credits: Shutterstock This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-to-choose-a-legal-decision-maker-as-you-get-older-3-things-to-consider-177631">original article</a>. </div>

Legal

"Absolutely despicable": Anthony Albanese slammed for Tourette's comment

Prime Minister Anthony Albanese has issued an apology after making a sarcastic comment about Tourette Syndrome during Parliament’s Question Time on Tuesday. During a heated discussion, the PM addressed Shadow Treasurer Angus Taylor and said, “The idea - I mean this nonsense that they carry on with, the idea that we’re... have you got Tourette’s or something? You know, you sit there, babble, babble, babble.” Albanese immediately withdrew the comment and apologised. He went further on Tuesday evening, saying he knew the comment was inappropriate as soon as he said it. “Today in Question Time I made comments that were unkind and hurtful,” he said. “I knew it was wrong as soon as I made the comment. I apologised and I withdrew as soon as I said it but it shouldn’t have happened.” “And I also want to apologise to all Australians who suffer from this disability. I regret saying it, it was wrong, it was insensitive and I apologise.” Despite his apologies, his comments drew much criticism from Shadow Health Minister Anne Ruston, who said that “mocking a disability is no laughing matter”. “This is absolutely despicable behaviour from (Albanese). The Prime Minister must immediately apologise to the entire Tourette’s community,” she posted on X, formerly Twitter. “Australians living with Tourette’s deserve the PM’s respect, not his ridicule.” Tourette Syndrome Association of Australia president Mandy Maysey, who has three children with the neurological disorder, was also outraged by the prime minister's comments, saying she was “absolutely livid”. “I’m incredibly disappointed and just gobsmacked somebody that has the national stage would use that platform and Tourette syndrome to make an insult,” she told <a href="https://7news.com.au/news/anthony-albanese-slammed-for-tourettes-slur-during-question-time-c-16321667">7News</a>. “That’s my perspective as president of the association. As a parent, I am absolutely livid and disgusted. It shows a lack of education.” “At the very least he owes the Tourette’s community an apology,” she said. “This shows we have a very long way to go until Tourette syndrome is taken seriously as a condition.” Image credits: Shutterstock

Caring

3 key differences between an ocean and river cruise

People often have a personal preference when it comes to ocean cruises or river cruises, so if you’re not sure what to go for, it’s best to know how they really differ before booking your next trip. Here are the three key differences between an ocean and river cruise. 1. Cost River cruises are initially more expensive, and travellers can expect the price to be from $200-500 per person per night. Ocean ships can cost less than $100 per night if you get a good deal. However, once onboard your ocean cruise there will be a likelihood that you splurge on extra costs such as drinks, tours and souvenirs. 2. Inclusions Only the most upmarket ocean cruises are all-inclusive but on an ocean cruise if you want mealtime alcohol, Wi-Fi and other extras, you will be expected to pay up. All these extras are included in river-cruise fares and sometimes airport transfers are included too. River cruises require you to pay a heftier sum upon booking but if you are going on an ocean cruise, be sure to keep track of your spending. 3. Ship amenities On river cruises, expect your onboard entertainment to be a massage room, fitness room or hot tub as most of the focus is on the destination. However, ocean cruises are lined with Broadway-styled shows, casinos, kids’ clubs, water parks, spas and various pools. If you prefer a quiet, intimate setting then river cruises would suit your desires but if you want a wide-range of entertainment, ocean cruises are for you. Image credits: Shutterstock

Cruising

"Not much of me left": Elton John's grim health confession

Elton John has made a blunt admission about his health battles. The 77-year-old singer opened up about his many health issues in a speech at the screening of his new documentary Elton John: Never Too Late, at the New York Film Festival on Tuesday. “To be honest with you, there’s not much of me left,” Elton told the audience. “I don’t have tonsils, adenoids or an appendix,” he continued, according to <a href="https://people.com/elton-john-jokes-not-much-of-me-left-listing-missing-organs-documentary-premiere-8721741" target="_blank" rel="noopener">People</a> magazine. “I don’t have a prostate. I don’t have a right hip or a left knee or a right knee. In fact, the only thing left to me is my left hip. “But I’m still here,” Elton continued. “And I can’t thank you [enough], you’re the people that made me.” The documentary is directed by his husband David Furnish, and American filmmaker R.J. Cutler. Throughout the years Elton has struggled with his health, and just last month he revealed he was recovering from a "severe eye infection" that affected his vision. This occured after he underwent knee and hip replacement surgery. The I'm Still Standing singer also got a pacemaker fitted in back in the 90s, and was hospitalised for influenza and a bacterial infection in 2009. In 2013 he had an abscess on his appendix, and three years later he had suffered from "gastric flu". In addition to all of these health woes he has dealt with hearing loss caused by years of touring. The singer also talked about his retirement from touring at the premiere of his new documentary, following a successful five years of performances and more than 300 shows worldwide. “As you know, I decided to stop touring because I’m 77 years of age,” he said. “I’ve done all there is to do, to play. I’ve succeeded. I’ve been there and I’ve done it.” The documentary explores his 50-year career leading up to his final North American show at Dodger Stadium in 2022. It is set to stream on Disney+ in the US on December 13. ADAM VAUGHAN/EPA-EFE/ Shutterstock Editorial

Caring

I’m iron deficient. Which supplements will work best for me and how should I take them?

<div class="theconversation-article-body"><a href="https://theconversation.com/profiles/alannah-mckay-1548258">Alannah McKay</a>, <a href="https://theconversation.com/institutions/australian-catholic-university-747">Australian Catholic University</a> Iron deficiency is common and can be debilitating. It mainly affects women. One in three premenopausal women <a href="https://static1.squarespace.com/static/57bfc0498419c24a01318ae2/t/607fc2e06ace2f22d5ca9a43/1618985699483/20210421+-+IDC+-+economic+impact+of+iron+deficiency+-+FINAL.pdf">are low in iron</a> compared to just 5% of Australian men. Iron deficiency particularly affects teenage girls, women who do a lot of exercise and those who are pregnant. The <a href="https://pubmed.ncbi.nlm.nih.gov/11160590/">body needs iron</a> to make new red blood cells, and to support energy production, the immune system and cognitive function. If you’re low, you may experience a range of symptoms including fatigue, weakness, shortness of breath, headache, irregular heartbeat and reduced concentration. If a blood test shows you’re iron deficient, your doctor may recommend you start taking an oral iron supplement. But should you take a tablet or a liquid? With food or not? And when is the best time of day? Here are some tips to help you work out how, when and what iron supplement to take. <h2>How do I pick the right iron supplement?</h2> The iron in your body is called “elemental iron”. Choosing the right oral supplement and dose will depend on how much elemental iron it has – your doctor will advise exactly how much you need. The sweet spot is between <a href="https://www.sciencedirect.com/science/article/pii/S0098299720300364?via%3Dihub">60-120 mg of elemental iron</a>. Any less and the supplement won’t be effective in topping up your iron levels. Any higher and you risk gastrointestinal symptoms such as diarrhoea, cramping and stomach pain. In Australia, iron salts are the most common oral supplements because they are cheap, effective and come in different delivery methods (tablets, capsules, liquid formulas). <a href="https://www.ncbi.nlm.nih.gov/books/NBK557376/">The iron salts</a> you are most likely to find in your local chemist are ferrous sulfate (~20% elemental iron), ferrous gluconate (~12%) and ferrous fumarate (~33%). These formulations <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3867244/">all work similarly</a>, so your choice should come down to dose and cost. Many multivitamins may look like an iron supplement, but it’s important to note they usually have too little iron – usually less than 20 mg – to correct an iron deficiency. <h2>Should I take tablets or liquid formulas?</h2> Iron contained within a tablet is <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3867244/">just as well absorbed</a> as iron found in a liquid supplement. Choosing the right one usually comes down to personal preference. The main difference is that liquid formulas tend to contain less iron than tablets. That means you might need to take more of the product to get the right dose, so using a liquid supplement could work out to be more expensive in the long term. <h2>What should I eat with my iron supplement?</h2> Research <a href="https://onlinelibrary.wiley.com/doi/epdf/10.1002/ajh.26987">has shown</a> you will absorb more of the iron in your supplement if you take it on an empty stomach. But this can cause more gastrointestinal issues, so might not be practical for everyone. If you do take your supplement with meals, it’s important to think about what types of food will boost – rather than limit – iron absorption. For example, taking the supplement alongside vitamin C improves your body’s ability to absorb it. Some supplements already contain vitamin C. Otherwise you could take the supplement along with a glass of orange juice, or other <a href="https://ods.od.nih.gov/factsheets/VitaminC-HealthProfessional/">vitamin C-rich foods</a>. On the other hand, tea, coffee and calcium all <a href="https://onlinelibrary.wiley.com/doi/epdf/10.1002/ajh.26987">decrease the body’s ability to absorb iron</a>. So you should try to limit these close to the time you take your supplement. <h2>Should I take my supplement in the morning or evening?</h2> The best time of day to take your supplement is in the morning. The body can <a href="https://journals.lww.com/acsm-msse/fulltext/2019/10000/the_impact_of_morning_versus_afternoon_exercise_on.20.aspx">absorb significantly more</a> iron earlier in the day, when concentrations of hepcidin (the main hormone that regulates iron) are at their lowest. Exercise also affects the hormone that regulates iron. That means taking your iron supplement after exercising can <a href="https://journals.humankinetics.com/view/journals/ijsnem/32/5/article-p359.xml">limit your ability to absorb it</a>. Taking your supplement in the hours following exercise will mean significantly poorer absorption, especially if you take it between two and five hours after you stop. <a href="https://journals.lww.com/acsm-msse/fulltext/2024/01000/iron_absorption_in_highly_trained_male_runners_.14.aspx">Our research</a> has shown if you exercise every day, the best time to take your supplement is in the morning before training, or immediately after (within 30 minutes). <h2>My supplements are upsetting my stomach. What should I do?</h2> If you experience gastrointestinal side effects such as diarrhoea or cramps when you take iron supplements, you may want to consider taking your supplement every second day, rather than daily. Taking a supplement every day is still the fastest way to restore your iron levels. But a recent study <a href="https://www.thelancet.com/journals/eclinm/article/PIIS2589-5370(23)00463-7/fulltext#%20">has shown</a> taking the same total dose can be just as effective when it’s taken on alternate days. For example, taking a supplement every day for three months works as well as every second day for six months. This results in fewer side effects. Oral iron supplements can be a cheap and easy way to correct an iron deficiency. But ensuring you are taking the right product, under the right conditions, is crucial for their success. It’s also important to check your iron levels prior to commencing iron supplementation and do so only under medical advice. In large amounts, <a href="https://www.ncbi.nlm.nih.gov/books/NBK430862/">iron can be toxic</a>, so you don’t want to be consuming additional iron if your body doesn’t need it. If you think you may be low on iron, talk to your GP to find out your best options.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/235315/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/alannah-mckay-1548258">Alannah McKay</a>, Postdoctoral Research Fellow, Sports Nutrition, <a href="https://theconversation.com/institutions/australian-catholic-university-747">Australian Catholic University</a> Image credits: Shutterstock This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/im-iron-deficient-which-supplements-will-work-best-for-me-and-how-should-i-take-them-235315">original article</a>. </div>

Body

Is white rice bad for me? Can I make it lower GI or healthier?

<div class="theconversation-article-body"> <a href="https://theconversation.com/profiles/emma-beckett-22673">Emma Beckett</a>, <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a> Rice is a <a href="http://www.ipni.net/publication/bci.nsf/0/42A2EA40E95CBD1385257BBA006531E9/$FILE/Better%20Crops%20International%202002-3%20p03.pdf">culinary staple</a> in Australia and around the world. It might seem like a given that brown rice is healthier than white and official <a href="https://www.eatforhealth.gov.au/eating-well/healthy-recipes/recipe-modification-tips">public health resources</a> often recommend brown rice instead of white as a “healthy swap”. But <a href="https://pubmed.ncbi.nlm.nih.gov/34441728/">Australians definitely prefer white rice</a> over brown. So, what’s the difference, and what do we need to know when choosing rice? <h2>What makes rice white or brown?</h2> Rice “grains” are technically seeds. A complete, whole rice seed is called a “paddy”, which has <a href="https://www.fao.org/4/t0567e/t0567e07.htm">multiple parts</a>: <ol> <li>the “hull” is the hard outer layer which protects the seed</li> <li>the “bran”, which is a softer protective layer containing the seed coat</li> <li>the “germ” or the embryo, which is the part of the seed that would develop into a new plant if was germinated</li> <li>the “endosperm”, which makes up most of the seed and is essentially the store of nutrients that feeds the developing plant as a seed grows into a plant.</li> </ol> Rice needs to be <a href="https://www.tandfonline.com/doi/pdf/10.1080/87559128509540778">processed</a> for humans to eat it. Along with cleaning and drying, the hard hulls are removed since we can’t digest them. This is how <a href="https://ift.onlinelibrary.wiley.com/doi/abs/10.1111/1541-4337.12449">brown rice is made</a>, with the other three parts of the rice remaining intact. This means brown rice is regarded as a “wholegrain”. White rice, however, is a “refined” grain, as it is <a href="https://ift.onlinelibrary.wiley.com/doi/abs/10.1111/1541-4337.12449">further polished</a> to remove the bran and germ, leaving just the endosperm. This is a mechanical and not a chemical process. <h2>What’s the difference, nutritionally?</h2> Keeping the bran and the germ means <a href="https://onlinelibrary.wiley.com/doi/abs/10.1002/cche.10322">brown rice has more</a> magnesium, phosphorus, potassium B vitamins (niacin, folate, riboflavin and pyridoxine), iron, zinc and fibre. The germ and the bran also contain more bioactives (compounds in foods that aren’t essential nutrients but have health benefits), like <a href="https://www.mdpi.com/1420-3049/28/2/532#:%7E:text=Brown%20rice%20(BR)%20is%20obtained,and%20phenolic%20compounds%20%5B3%5D.">oryzanols and phenolic compounds</a> which have antioxidant effects. But that doesn’t mean white rice is just empty calories. It <a href="https://www.glnc.org.au/wp-content/uploads/2011/04/GLNC_Rice-factsheet_WEB.pdf">still contains</a> vitamins, minerals and some fibre, and is low in fat and salt, and is naturally gluten-free. White and brown rice actually have <a href="https://ift.onlinelibrary.wiley.com/doi/abs/10.1111/1541-4337.12449">similar</a> amounts of calories (or kilojoules) and total carbohydrates. There are studies that show eating more white rice is linked to <a href="https://diabetesjournals.org/care/article/43/11/2625/35820/A-Global-Perspective-on-White-Rice-Consumption-and">a higher risk</a> of type 2 diabetes. But it is difficult to know if this is down to the rice itself, or other related factors such as socioeconomic variables or other dietary patterns. <h2>What about the glycaemic index?</h2> The higher fibre means brown rice has a <a href="https://www.sciencedirect.com/science/article/pii/S0002916523314862">lower glycaemic index</a> (GI), meaning it raises blood sugar levels more slowly. But this is highly variable between different rices within the white and brown categories. The <a href="https://www.betterhealth.vic.gov.au/health/healthyliving/carbohydrates-and-the-glycaemic-index#:%7E:text=The%20glycaemic%20index%20(GI)%20is,simple'%20or%20'complex'.">GI system</a> uses low (less than 55), medium (55–70) and high (above 70) categories. <a href="https://glycemicindex.com/gi-search/?food_name=rice&product_category=&country=&gi=&gi_filter=&serving_size_(g)=&serving_size_(g)_filter=&carbs_per_serve_(g)=&carbs_per_serve_(g)_filter=&gl=&gl_filter=">Brown rices</a> fall into the low and medium categories. <a href="https://glycemicindex.com/gi-search/?food_name=rice&product_category=&country=&gi=&gi_filter=&serving_size_(g)=&serving_size_(g)_filter=&carbs_per_serve_(g)=&carbs_per_serve_(g)_filter=&gl=&gl_filter=">White rices</a> fall in the medium and high. There are specific <a href="https://www.gisymbol.com/low-gi-products/sunrice-doongara-low-gi-white-clever-rice-1kg/">low-GI types available</a> for both white and brown types. You can also lower the GI of rice by <a href="https://pubs.acs.org/doi/abs/10.1021/jf503203r">heating and then cooling it</a>. This process converts some of the “available carbohydrates” into “resistant starch”, which then functions like dietary fibre. <h2>Are there any benefits to white rice?</h2> The <a href="https://www.realsimple.com/brown-rice-vs-white-rice-8417468#:%7E:text=The%20eating%20experience%20between%20these,chewier%20texture%20and%20nuttier%20flavor.">taste and textural qualities</a> of white and brown rices differ. White rice tends to have a softer texture and more mild or neutral flavour. Brown rice has a chewier texture and nuttier flavour. So, while you can technically substitute brown rice into most recipes, the experience will be different. Or other ingredients may need to be added or changed to create the desired texture. Removing more of the outer layers may also reduce the levels of <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC10375490/">contaminants</a> such as pesticides. <h2>We don’t just eat rice</h2> Comparing white and brown rice seems like an easy way to boost nutritional value. But just because one food (brown rice) is more nutrient-dense doesn’t make the other food (white rice) “bad”. Ultimately, it’s not often that we eat just rice, so we don’t need the rice we choose to be the perfect one. Rice is typically the staple base of a more complex dish. So, it’s probably more important to think about what we eat with rice. Adding vegetables and lean proteins to rice-based dishes can easily add the micronutrients, bioactives and fibre that white rice is comparatively lacking, and this can likely do more to contribute to diet quality than eating brown rice instead.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/236767/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/emma-beckett-22673">Emma Beckett</a>, Adjunct Senior Lecturer, Nutrition, Dietetics & Food Innovation - School of Health Sciences, <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a> Image credits: Shutterstock This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/is-white-rice-bad-for-me-can-i-make-it-lower-gi-or-healthier-236767">original article</a>. </div>

Food & Wine

"I really thought he would kill me": Erin Molan opens up about abusive relationship

Warning: This article contains discussions of domestic violence which some readers may find confronting Radio and TV presenter Erin Molan has opened up for the first time about horrific abuse she endured at the hands of an ex-partner. Speaking candidly to the <a href="https://www.dailytelegraph.com.au/news/nsw/exclusive-interview-erin-molan-opens-up-about-horrific-abuse-she-suffered-from-a-man-she-dated/news-story/d2921145ef5010a413bab6c9a830f3bc" target="_blank" rel="noopener">Sunday Telegraph</a>, the 40-year-old presenter recalled many of her "worst" moments with her former boyfriend, sharing how she feared for her life when he became physically abusive. '“He came in drunk and dragged me out of bed and started stamping his foot into my head over and over and over,” she told the publication. “I was lying on the floor screaming and normally if I screamed really loudly he would stop because neighbours would hear. But that time he just kept going and going and it felt like my skull was going to crack open.” She said the relentless physical violence became a pattern of behaviour, and she would regularly be brutally injured. “One time he smashed a bottle over my head,” she says. “Another time I was terrified he’d throw me off a balcony. Once I ran to hide in my car and he got a rubbish bin and started smashing it against the windscreen and I feared I would be killed by glass shattering over me. “Another time he covered my face with a pillow so I couldn’t breathe. I was crying for my mum. I really thought he would kill me.” Molan said she chose not publicly discuss the abuse while her beloved dad, Senator Jim Molan, was alive because she didn’t want to break his heart, but now she wants others to know what she went through. In sharing her heartbreaking story, she also hopes she can give other victims of domestic violence the courage to come forward. “I’m not sharing my story because I want to. My preference would be for this part of my life to never be shared but with every single death I see in this space, a part of me wonders whether I could have made a difference,” she says. “Could my experience have made these beautiful, innocent women feel less alone, less ashamed, less scared and could that have been the tiny thing that may have empowered them to ask for help, the thing that might have helped to save their lives?” Molan added that while it’s confronting for her to speak out, she wants things to change, not just for her generation but for her daughter’s. As she says, “I want to worry about my daughter’s first boyfriend breaking her heart, not her bones.” Image credits: for AWAPAC/Shutterstock Editorial

Caring

Missing 3-year-old found dead at Walt Disney World

The body of a young boy has been found after he went missing from a resort near Walt Disney World in Florida on Thursday. Rakim Akbari, 3, was reported missing from the Sheraton Vistana Resort Villas at Lake Buena Vista earlier that day, after he had wandered away from the resort that morning. Authorities also said that Rakim had autism. The Orange County Sheriff sent out a missing child alert for the young boy before deputies located his body in the water at the resort on Thursday afternoon. “It is with heavy hearts that we must share that our deputies have found Rakim Akbari deceased in a body of water at the resort where he was reported missing this morning. Our detectives are still looking into how this tragedy occurred,” they shared on X. “We are grieving his loss, and our prayers are with his family,” they added. <blockquote class="twitter-tweet"> It is with heavy hearts that we must share that our deputies have found Rakim Akbari deceased in a body of water at the resort where he was reported missing this morning. Our detectives are still looking into how this tragedy occurred. We are grieving his loss, and our prayers… <a href="https://t.co/3huAOOo0u4">pic.twitter.com/3huAOOo0u4</a> — Orange County Sheriff's Office (@OrangeCoSheriff) <a href="https://twitter.com/OrangeCoSheriff/status/1814027480782761996?ref_src=twsrc%5Etfw">July 18, 2024</a></blockquote> They didn't provide further details, but the boy reportedly went missing while wearing pyjama pants and a shirt with no socks or shoes. People on X have also shared their condolences to the boy's family. "Deepest condolences to the family of this beautiful little boy. Prayers for the law enforcement that found him, it's hard for them to process as well," one said. "Heartbreaking. Prayers to his family and all who loved him," added another. "God bless his family. Rest in Peace," added another. "My heart goes out to the family," wrote a third. Image: X

Caring

"They lied": Kerri-Anne Kennerley blasts I’m A Celeb

Kerri-Anne Kennerley has opened up on her dramatic appearance on I’m A Celebrity … Get Me Out Of Here! last year, claiming that she was "lied to" ahead of her decision to sign up. Speaking to Tammin Sursok on her podcast, The Sh*t Show, Kennerly alleged that Network Ten made promises they couldn't keep. “[Ten] came to me and promised me this, this and this … and I had nothing else to do at the time,” the TV veteran claimed. “I got promised a bunch of stuff and they lied. And so instead of being in there, the three weeks I committed to, I got out in three days. They lied.” Sursok asked her to elaborate on the promises they made, but Kennerley refused. “I don’t want to go into it now. History. And I’m even dumbfounded that I said to myself after I’ve gone, oh my God. I avoided exactly what happened for 10 years. “ … If I had thought about it for one more nanosecond and the things that were said to me were not said to me, I wouldn’t have done it in a heartbeat.” Kennerley tearfully quit I'm A Celebrity last year after clashing with MAFS star Domenica Calarco, who she claimed called her "the most self-centred b***h” she’d ever met during an eating challenge. The TV veteran added that going on the show was the "dumbest" decision she has ever made. “Comes out as absolutely number one dumb and as backed by several of my friends – especially straight after [I left IAC], them going, ‘You didn’t tell us, we would’ve locked you in a room if you had said you were going’,” she admitted. “But I don’t know … I’ve always thought I was pretty bulletproof, and then you get wounded and move on. But no … dumb, dumb, dumb – and lies. That’s what I put it down to.” Images: Ten

Beyond the Barrier Reef: Australia’s 3 other World Heritage reefs are also in trouble

<div class="theconversation-article-body"><a href="https://theconversation.com/profiles/kate-marie-quigley-1400512">Kate Marie Quigley</a>, <a href="https://theconversation.com/institutions/james-cook-university-1167">James Cook University</a> and <a href="https://theconversation.com/profiles/andrew-hamilton-baird-11285">Andrew Hamilton Baird</a>, <a href="https://theconversation.com/institutions/james-cook-university-1167">James Cook University</a> The Great Barrier Reef is world famous – it’s the largest coral reef system in the world and home to tens of thousands of species. No wonder it is World Heritage listed. But Australia has three lower profile reefs which are also World Heritage listed – Ningaloo and Shark Bay in Western Australia, and Lord Howe Island, 600 kilometres off the New South Wales coast, the <a href="https://www.guinnessworldrecords.com/world-records/612288-most-southerly-coral-reef">southernmost coral</a> in the world. Ningaloo has 260km of coral reef, while the reefs of Shark Bay have less coral but are home to ancient stromatolites, vast seagrass beds and iconic species such as dugongs. This month, the World Heritage Committee will meet in New Delhi. On the agenda will be how the world’s natural World Heritage sites are faring. The Australian government will be under increased scrutiny to prove it has upheld its <a href="https://www.dcceew.gov.au/parks-heritage/heritage/about/world/management-australias-world-heritage-listed/managing-world-heritage-australia/protecting-world-heritage#regulation">international commitments</a> to protecting these reefs. Our <a href="https://onlinelibrary.wiley.com/doi/10.1111/gcb.17407">new research</a> has found all four of these reefs are in greater danger than we thought – even those in subtropical waters, such as Lord Howe Island. Our two Indian Ocean reefs at <a href="https://whc.unesco.org/en/list/578/">Shark Bay</a> and Ningaloo actually face more species and function loss than the Great Barrier Reef. At 1.5°C of warming, we are likely to lose about 20% of the 400-odd coral species which currently live across these four reefs (equating to about 70 extinctions). At 2°C warming, our modelling of species abundance and ecosystem functions predict an almost complete collapse in reef ecosystems – even for the subtropical reefs. This aligns with <a href="https://www.annualreviews.org/docserver/fulltext/animal/12/1/annurev-animal-021122-093315.pdf?expires=1721002489&id=id&accname=guest&checksum=A9A203CC0F3AEB7D1FE9420F50EDF69A,%20https://backend.orbit.dtu.dk/ws/files/238807594/AGR2020.pdf">predictions</a> by the Intergovernmental Panel on Climate Change for the future of coral reefs. We believe our work adds to the need to consider whether Australia’s four iconic reefs should be <a href="https://whc.unesco.org/en/danger/">on the list</a> of World Heritage sites in danger. <h2>What does it mean when a reef is World Heritage listed?</h2> Declaring a natural or cultural site as World Heritage is done to encourage the preservation of locations of immense ecological and cultural value. Nations have to <a href="https://whc.unesco.org/en/nominations/">nominate sites</a> they think are worthy of protection. Australia has 20 World Heritage sites, <a href="https://www.dcceew.gov.au/parks-heritage/heritage/places/world-heritage-list">of which</a> 12 are natural. When sites are formally listed, the United Nations Educational, Scientific and Cultural Organization (UNESCO) requires the country’s government to look after it. If the site is degrading, it can be listed as in danger. UNESCO has considered listing the Great Barrier Reef as in danger twice, in 2021 and again in <a href="https://www.theguardian.com/environment/article/2024/jun/24/set-more-ambitious-climate-targets-to-save-great-barrier-reef-unesco-urges-australia">June this year</a>. For the reef to keep its World Heritage status, the government must prove its policies are sufficient to keep the reefs in <a href="https://www.dcceew.gov.au/parks-heritage/heritage/about/world-heritage/outstanding-universal-value">good health</a>. In the debate over the Great Barrier Reef, two things have been missed – first, any mention of Australia’s other World Heritage reefs, and second, whether the federal government’s current policies to cut greenhouse gases are enough to protect the reefs into the future. <h2>What did we find?</h2> Our new results suggest all four reefs are in trouble. Given current warming trends, they will only deteriorate further in the future if we stay on this course. While the Barrier Reef has drawn a great deal of attention, it’s actually the ecosystems at Ningaloo, Shark Bay and Lord Howe Island which are projected to warm the most. When standardised to park boundaries, temperatures here are projected to increase by up to 1.3°C by the end of the century. (This temperature estimate is for sea temperatures, not the overall surface temperature which we use as shorthand when we talk about 1.5°C or 2°C of warming). While that might not sound like much, it will be enough to push many corals to potential extinction. Many coral species already exist within 1-2°C of the maximum temperature they can tolerate. Our modelling shows Shark Bay and Ningaloo actually face a greater risk of species and function loss than the Barrier Reef. It also suggests the ability of our reefs to bounce back will be overcome when warming tips over 1.5°C globally. While these models incorporate the baseline heat tolerance of coral species on these reefs, they don’t yet include their <a href="https://www.annualreviews.org/content/journals/10.1146/annurev-animal-021122-093315;jsessionid=mfIBuwjZ-ru5bkBMhWXDjumNnsvZgxkl02fPAg63.annurevlive-10-241-10-101">potential for genetic adaptation</a>. The question of whether some corals could adapt to this rapid warming is still open. A lot is riding on their ability to do so. <h2>Looming danger</h2> This year, the <a href="https://theconversation.com/sentinels-of-the-sea-ancient-boulder-corals-are-key-to-reef-survival-in-a-warmer-world-223207">Great Barrier Reef</a> and <a href="https://www.theguardian.com/australia-news/2024/mar/06/lord-howe-island-coral-bleaching-moving-south-fears-ocean-temperatures">Lord Howe Island</a> have suffered intense stress from high sea temperatures – the direct result of burning fossil fuels and producing heat-trapping greenhouse gases. This year is <a href="https://www.reuters.com/business/environment/2024-could-be-worlds-hottest-year-june-breaks-records-2024-07-08/#:%7E:text=The%20latest%20data%20suggest%202024,so%20far%2C%20some%20scientists%20said.">on track</a> to again be the hottest year on record, overtaking the previous record holder of 2023. Australia is already in the midst of an extinction crisis. Australia has one of the worst track records for extinctions. Since European colonisation, 34-38 mammal species have <a href="https://www.science.org/doi/abs/10.1126/science.adg7870">gone extinct</a> compared to just one from the contiguous United States, which covers a similar area. You might have read that coral cover – a measure of how much coral there is in an area – <a href="https://link.springer.com/article/10.1007/s00338-024-02498-5">hit historic highs</a> on the Great Barrier Reef last year. Coral cover is a helpful and important metric, but it’s <a href="https://theconversation.com/record-coral-cover-doesnt-necessarily-mean-the-great-barrier-reef-is-in-good-health-despite-what-you-may-have-heard-188233">not perfect</a>. For instance, fast-growing heat tolerant coral species might expand as less heat tolerant species die off. Importantly, relying on coral cover alone can mask significant changes in how the <a href="https://royalsocietypublishing.org/doi/10.1098/rspb.2019.2628">reef is functioning</a>. It’s hard to assess how species in our oceans are doing, given the difficulty of access and the large number of species, including many <a href="https://theconversation.com/the-first-step-to-conserving-the-great-barrier-reef-is-understanding-what-lives-there-146097">unknown to science</a>. If warming continues unabated, we will likely start to lose species before we have even documented them. Our results are based on “moderate” climate models of global surface temperature changes. Australia has committed to cutting emissions by 43% below 2005 levels by 2030. While that sounds good, it’s not enough – this decrease is compatible with <a href="https://environment.govt.nz/what-you-can-do/climate-scenarios-toolkit/climate-scenarios-list/ipccs-ssp-rcp-scenarios/">hitting 3.2ºC by 2100</a>. To limit warming to 1.5ºC or below by 2050, we would need to commit to much greater cuts in emissions – 90% below 2005 levels by 2030. Our results clearly suggest Australia’s four World Heritage reefs will be dramatically affected by warming in the near future. They will no longer qualify as being maintained under “conditions of integrity”. It’s hard to see how they can avoid being added to the in danger list.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/234268/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/kate-marie-quigley-1400512">Kate Marie Quigley</a>, DECRA Research Fellow in molecular ecology, <a href="https://theconversation.com/institutions/james-cook-university-1167">James Cook University</a> and <a href="https://theconversation.com/profiles/andrew-hamilton-baird-11285">Andrew Hamilton Baird</a>, Professorial fellow in coral reef ecology, <a href="https://theconversation.com/institutions/james-cook-university-1167">James Cook University</a> Image credits: Shutterstock This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/beyond-the-barrier-reef-australias-3-other-world-heritage-reefs-are-also-in-trouble-234268">original article</a>. </div>

Domestic Travel

3 signs your diet is causing too much muscle loss – and what to do about it

<div class="theconversation-article-body"><a href="https://theconversation.com/profiles/nick-fuller-219993">Nick Fuller</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a> When trying to lose weight, it’s natural to want to see quick results. So when the number on the scales drops rapidly, it seems like we’re on the right track. But as with many things related to weight loss, there’s a flip side: rapid weight loss can result in a significant loss of muscle mass, as well as fat. So how you can tell if you’re losing too much muscle and what can you do to prevent it? <h2>Why does muscle mass matter?</h2> Muscle is an important factor in determining our metabolic rate: how much energy we burn at rest. This is determined by how much muscle and fat we have. Muscle is more metabolically active than fat, meaning it burns more calories. When we diet to lose weight, we create a calorie deficit, where our bodies don’t get enough energy from the food we eat to meet our energy needs. Our bodies start breaking down our fat and muscle tissue for fuel. A decrease in calorie-burning muscle mass slows our metabolism. This quickly slows the rate at which we lose weight and impacts our ability to maintain our weight long term. <h2>How to tell you’re losing too much muscle</h2> Unfortunately, measuring changes in muscle mass is not easy. The most accurate tool is an enhanced form of X-ray called a dual-energy X-ray absorptiometry (DXA) scan. The scan is primarily used in medicine and research to capture data on weight, body fat, muscle mass and bone density. But while DEXA is becoming more readily available at weight-loss clinics and gyms, it’s not cheap. There are also many “smart” scales available for at home use that promise to provide an accurate reading of muscle mass percentage. However, the accuracy of these scales is questionable. <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8122302/">Researchers found</a> the scales tested massively over- or under-estimated fat and muscle mass. Fortunately, there are three free but scientifically backed signs you may be losing too much muscle mass when you’re dieting. <h2>1. You’re losing much more weight than expected each week</h2> Losing a lot of weight rapidly is one of the early signs that your diet is too extreme and you’re losing too much muscle. Rapid weight loss (of more than 1 kilogram per week) results in <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5702468/">greater muscle mass loss</a> than slow weight loss. Slow weight loss better preserves muscle mass and often has the added benefit of <a href="https://www.sciencedirect.com/science/article/pii/S0195666312000153">greater fat mass loss</a>. One study compared people in the obese weight category who followed either a very low-calorie diet (500 calories per day) for five weeks or a low-calorie diet (1,250 calories per day) for 12 weeks. While both groups lost similar amounts of weight, participants following the very low-calorie diet (500 calories per day) for five weeks lost <a href="https://pubmed.ncbi.nlm.nih.gov/26813524/">significantly more muscle mass</a>. <h2>2. You’re feeling tired and things feel more difficult</h2> It sounds obvious, but feeling tired, sluggish and finding it hard to complete physical activities, such as working out or doing jobs around the house, is another strong signal you’re losing muscle. <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3648712/">Research</a> shows a decrease in muscle mass may negatively impact your body’s physical performance. <h2>3. You’re feeling moody</h2> Mood swings and feeling anxious, stressed or depressed may also be signs you’re losing muscle mass. <a href="https://pubmed.ncbi.nlm.nih.gov/26228522/">Research</a> on muscle loss due to ageing suggests low levels of muscle mass can negatively impact mental health and mood. This seems to stem from the relationship between low muscle mass and proteins called neurotrophins, which help regulate mood and feelings of wellbeing. <h2>So how you can do to maintain muscle during weight loss?</h2> Fortunately, there are also three actions you can take to maintain muscle mass when you’re following a calorie-restricted diet to lose weight. <h2>1. Incorporate strength training into your exercise plan</h2> While a broad exercise program is important to support overall weight loss, strength-building exercises are a surefire way to help prevent the loss of muscle mass. A <a href="https://pubmed.ncbi.nlm.nih.gov/29596307/">meta-analysis of studies</a> of older people with obesity found resistance training was able to prevent almost 100% of muscle loss from calorie restriction. Relying on diet alone to lose weight will reduce muscle along with body fat, slowing your metabolism. So it’s essential to make sure you’ve incorporated sufficient and appropriate exercise into your weight-loss plan to hold onto your muscle mass stores. But you don’t need to hit the gym. Exercises using body weight – such as push-ups, pull-ups, planks and air squats – are just as effective as lifting weights and using strength-building equipment. Encouragingly, moderate-volume resistance training (three sets of ten repetitions for eight exercises) <a href="https://onlinelibrary.wiley.com/doi/full/10.1111/sms.14237">can be as effective</a> as high-volume training (five sets of ten repetitions for eight exercises) for maintaining muscle when you’re following a calorie-restricted diet. <h2>2. Eat more protein</h2> Foods high in protein play an essential role in building and maintaining muscle mass, but <a href="https://europepmc.org/article/MED/19927027">research</a> also shows these foods help prevent muscle loss when you’re following a calorie-restricted diet. But this doesn’t mean just eating foods with protein. Meals need to be balanced and include a source of protein, wholegrain carb and healthy fat to meet our dietary needs. For example, eggs on wholegrain toast with avocado. <h2>3. Slow your weight loss plan down</h2> When we change our diet to lose weight, we take our body out of its comfort zone and trigger its survival response. It then counteracts weight loss, triggering <a href="https://pubmed.ncbi.nlm.nih.gov/25896063/">several physiological responses</a> to defend our body weight and “survive” starvation. Our body’s survival mechanisms want us to regain lost weight to ensure we survive the next period of famine (dieting). <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5764193/">Research</a> shows that more than half of the weight lost by participants is regained within two years, and more than 80% of lost weight is regained within five years. However, a slow and steady, stepped approach to weight loss, prevents our bodies <a href="https://pubmed.ncbi.nlm.nih.gov/38193357/">from activating defence mechanisms</a> to defend our weight when we try to lose weight. Ultimately, losing weight long-term comes down to making gradual changes to your lifestyle to ensure you form habits that last a lifetime. <hr /> At the Boden Group, Charles Perkins Centre, we are studying the science of obesity and running clinical trials for weight loss. You can <a href="https://redcap.sydney.edu.au/surveys/?s=RKTXPPPHKY">register here</a> to express your interest.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/223865/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/nick-fuller-219993">Nick Fuller</a>, Charles Perkins Centre Research Program Leader, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a> Image credits: Shutterstock This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/3-signs-your-diet-is-causing-too-much-muscle-loss-and-what-to-do-about-it-223865">original article</a>. </div>

Body

"You guys can't touch me": Djokovic slams Wimbledon crowd

Novak Djokovic has launched into a staggering tirade after emerging from the Wimbledon courts victorious, after claiming the crowd was being "disrespectful" by booing him. The Serbian tennis champ accused the audience after his 6-3, 6-4, 6-2 victory over Danish player Holger Rune, calling out the behaviour during his winning speech. “To all the fans that have had respect and stayed here tonight, I thank you from the bottom of my heart and I appreciate it,” he said. “And to all those people that have chosen to disrespect the player, in this case me, have a goooood night." “Goooood night, goooood night, have a good night,” he continued. The on-court interviewer suggested that the crowd was chanting “Rooooon” and was not in fact booing, but Djokovic was determined. “I’m hoping they were just commenting on Rune and they weren’t disrespecting you,” the courtside interviewer said, as Djokovic responded, “They were, they were, they were, they were.” “I am not accepting it. No, no, no. I know they were cheering for Rune but that’s an excuse to also boo." “Listen, I have been on the tour for more than 20 years." “I know all the tricks. I focus on the respectful people that pay for the ticket, and love tennis and appreciate the players." “I have played in much more hostile environments, trust me ... you guys can’t touch me.” He then headed for the Centre Court exit to initial applause before further chants of "Ruuuuuuune" followed. Image credits: ADAM VAUGHAN/EPA-EFE/Shutterstock Editorial

Travel Trouble

10 ways to make those stage 3 tax cuts count

You’re already used to living without these extra dollars. So, you won’t miss them by continuing to do so. Consider the various options available and which best suits your circumstances, then devise a plan of action to put that money to work. <ol> <li>Check tax brackets</li> </ol> Not only are some income tax rates falling, but the thresholds for others are increasing - potentially pushing you into a lower tax bracket. For example, Alice currently earns $130,000 and this tips her into marginal tax rate of 37 per cent. The Stage 3 changes will increase the 37 per cent tax threshold to $135,001. As such, Alice drops to a lower tax bracket. Not only this, her new tax bracket will have its marginal tax rate reduced from 32.5 per cent to 30 per cent. It’s a double win for Alice! This shouldn’t change your money habits but is still good to know. <ol start="2"> <li>Update your plan</li> </ol> Check <a href="https://www.ato.gov.au/about-ato/new-legislation/in-detail/individuals/individual-income-tax-rates-and-threshold-changes">what your new tax rate will be</a> to calculate your new take-home pay (or simply look at your first full pay cycle in the new financial year). Plot your new income into your household spending and investment plan. Now you know what you have to play with. <ol start="3"> <li>Check your pay</li> </ol> Most employers use digital payroll systems which automatically update tax rates. But not all do. And even then, mistakes can happen. From July, double check that your pay is adjusted correctly. If you notice a mistake, speak up – not only will you and your colleagues benefit, but you could save your employer from costly penalties for an innocent mistake. <ol start="4"> <li>Monitor expenses</li> </ol> Don’t let ballooning expenses wipe out any tax cut gains. Avoid pre-spending those gains too. The additional income is spaced out over each pay; it’s not a lump sum you can blow on a spending spree. <ol start="5"> <li>Automatic redirects</li> </ol> Consider setting up an automated redirect of the difference in your pay as soon as it hits your account. The money could be diverted into a high-interest savings account or used to top up your emergency fund. <ol start="6"> <li>Super contributions</li> </ol> Tax cut cash can be used in combination with super contribution rules to supercharge retirement earnings. Low income earners may be eligible for <a href="https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/how-to-save-more-in-your-super/government-super-contributions/super-co-contribution">government co-contributions</a> while <a href="https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/how-to-save-more-in-your-super/spouse-super-contributions">spouse contributions</a> can offer further tax benefits. This may be particularly useful for anyone <a href="https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions/concessional-contributions-cap#ato-Carryforwardunusedcontributioncapamounts">trying to catch-up</a> after time out of the workforce (e.g., raising kids or caring for relatives) or repaying <a href="https://www.ato.gov.au/about-ato/research-and-statistics/in-detail/super-statistics/early-release/covid-19-early-release-of-super">early withdrawals during COVID</a>. <ol start="7"> <li>Pay down debt</li> </ol> Every extra dollar spent paying off debt will save on future interest and clear it faster. Prioritise higher interest debts (like credit cards). Consider consolidating multiple debts into one with a lower rate (e.g., your mortgage) to reduce total interest and simplify repayments. <ol start="8"> <li>Invest in yourself</li> </ol> The old saying goes “you’ve got to spend money to make money”. Nowhere are the returns typically better than from self improvement. That could be undertaking new qualifications or additional training, enabling you to secure pay rises or transition to a higher-paying industry. Or it may be investing in your health and wellbeing, to reduce medical expenses, improve job prospects and productivity, and enhance your decision-making abilities (including about money matters). <ol start="9"> <li>Lodge returns promptly</li> </ol> This applies to every tax year: the sooner you lodge your tax return, the sooner you access your tax refund. Even if you’re facing a tax bill, getting it done sooner means less interest accruing and no late payment penalties. <ol start="10"> <li>Revisit strategies</li> </ol> While making changes to incorporate these tax cuts, take the opportunity to re-evaluate your overall finances. Revisit investment strategies to ensure they are delivering optimal returns. Check superannuation thresholds and performance. Scrutinise total tax liabilities (for instance, lower tax rates may mean you won’t qualify for the same level of tax deductions). Make updates where necessary. Keeping on top of your finances will mean better bang for your buck now while streamlining your affairs in future years. Helen Baker is a licensed Australian financial adviser and author of On Your Own Two Feet: The Essential Guide to Financial Independence for all Women. Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at <a href="http://www.onyourowntwofeet.com.au/">www.onyourowntwofeet.com.au</a> Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754. Image credits: Shutterstock

Money & Banking

"Terrifies me": Tracy Grimshaw reveals her biggest fears around ageing

Tracy Grimshaw has headed back to TV alongside alongside Dr Nick Coatsworth in a new medical series Do You Want To Live Forever? In an interview with 9Entertainment, the journalist explained why she chose to return to TV, after standing down from A Current Affair in 2022 following 17 years on the show. She explained that what pulled her to the medical series was "the extreme end of longevity." "People who shake the tree always fascinate me, particularly if they're putting their bodies on the line," she said. "It's so new, some of this stuff... that's probably what brought me in, but we're not just going to be at that end of the whole longevity discussion. "We're talking to people on how they can improve their quality of life and address issues that might lead to a premature death." In the interview she also revealed her own fears on ageing, especially what she finds most terrifying about it. "I'm not too scared about the passage of time," she began. "The only thing that scares me about getting older is becoming feeble." "Alzheimer's terrifies me. My brain has always been I think the best part of me, and it would be really sad to lose that." The show itself follows four pairs of everyday Aussies, including sisters from The Block, Eliza and Liberty, husband and wife, Enver and Eliana, partners Luke and Taylor, and father and son duo Duncan and Tom, as they undergo medically supervised trials and health interventions that may provide clues to help us live longer. Image: Channel 9

"Do not cry for me": Teacher announces own death

A teacher and mum-of-two who chronicled her breast cancer journey online has announced her own death, through a social media post written before her passing. "If you're reading this, it means I have died," Kate Rackham, 45, shared on her Teacher With Cancer X account. "But do not cry for me. I have lived my life on my own terms, the way I have wanted to." The mum told her followers that she joined X, formerly Twitter, as she "needed an outlet", but "what I got was so much more". "You made me feel validated in my feelings and much less alone. Thank you." <blockquote class="twitter-tweet"> If you’re reading this, it means I have died. But do not cry for me. I have lived my life on my own terms, the way I have wanted to. I joined X because I needed an outlet, what I got was so much more. You made me feel validated in my feelings and much less alone. Thank you ❤️ — Teacher with Cancer (@kate_rackham) <a href="https://twitter.com/kate_rackham/status/1801137648146243756?ref_src=twsrc%5Etfw">June 13, 2024</a></blockquote> The British mum was only 39 when she was diagnosed with incurable oestrogen-receptive breast cancer and spent the past six years fighting the disease. She began documenting her journey online, and explained that she had no obvious risk factors leading to the disease. Just before her passing, she was admitted into hospital and was told by doctors that "there is nothing more we can do" and that she "needed a bit of time" to process the news. "I'm now home, where I want to be. With Mark and the girls. Surrounded by love, family and friends," she shared at the time. "Everyone is rallying around and I have so much support. Despite everything I feel blessed." Many have shared their condolences, including friends and those who are also battling breast cancer. "When my time comes, I can but hope I display the dignity and strength of character you did. Much love and condolences to your family and friends," one wrote. "I hope you are free from the pain. You still live in your children your husband. Your legacy," another said. "Thank you for sharing your journey with grace and dignity," a third added. "I hope wherever you are you are no longer in pain. Sending love and thoughts to your family." Rackham is survived by her husband Mark and their two daughters Ruby and Nancy. Images: X/ Nine

Caring

“He tried to kill me": Shock claims against former TV presenter

Former Channel Seven presenter Liam David Cox has appeared via audiovisual link in Sydney Downing Centre Local Court on Monday, following claims that he forcefully strangled a woman during a domestic dispute. The woman told police that Cox had wrestled her to the ground, straddled her, and proceeded to forcefully strangle her until she lost consciousness. “He tried to kill me,” she told police. The court heard that police found the woman bleeding from her nose and coughing up blood, when they attended the scene. They also found blood splattered on the bedsheets and pillows, and on tissues in the toilet. She was treated by paramedics before being hospitalised for her injuries. The alleged incident occurred at a house in Vaucluse, in Sydney’s eastern suburbs, on the night of May 4, and Cox was arrested at a hotel in Bondi Beach the following day. Cox has spent nearly a month behind bars, and was applying for bail during the court hearing on Monday. The court heard that the altercation occurred after he had attended a charity fundraiser with the woman where he had a few drinks before they became embroiled in a heated argument. Magistrate Greg Grogin said the facts stated that the woman had been “the instigator” and “quite aggressive”, adding that he wasn't "victim blaming" but adding context to the “extremely serious allegations” where Cox allegedly lashed out after an “ongoing” argument. Cox's lawyer Ben Barrack told the court the couple had clashed three times that night, and the woman had punched and kicked him in the lead up to the alleged assault. The former TV presenter also claimed that he was acting in self-defence, but admitted that he had not used reasonable force. His lawyer added that the woman’s allegations were “highly problematic” and emphasised she had not yet provided a statement to police about the alleged assault. Police prosecutor Nellia Ng argued that Cox should not be granted bail because there was a risk that he would further endangered the alleged victim commit further offences, or fail to appear in court. However, the Magistrate determined that the risks could be mitigated if Cox resided in Queensland and was barred from contacting his alleged victim. He granted bail with strict conditions including having to surrender his passport, report to police, and abstain from contacting the woman. “Domestic violence should not occur anywhere at any time with anybody for any reason,” Magistrate Grogin said. “Any temptation to contact (the woman) will be a short-course way to come back before the court via AVL wearing green. You don’t need to do that.” Image: YouTube

Legal

“Too chaotic for me”: Bride and groom slammed for “unreasonable” wedding rules

A bride and groom has been slammed online for giving their wedding guests an extensive list of rules they must abide by on their big day. The list of 15 demands was shared on Reddit, where social media users tore the newlyweds to shreds with their “unreasonable” rules. The post racked up thousands of comments on the Wedding Shamers subreddit, with one person writing, 'If someone sent this to me, I would simply just not go.' The rules included that guests needed to remember their opinions on the wedding are “irrelevant” while also banning attendees from “sitting down all night” or making their own big announcements. The first rule urged guests to remember that this was the bride and groom's big day, “not yours”, while also telling guests, “Do not get in the photographer's way.” They also made a strict dress code, writing, “the attire is BLACK and/or GOLD not red, blue, green and definitely NO WHITE!” “Do not rearrange the seats, we have a seating chart for a reason.” The rules continued, “If you didn't put out any money for the wedding, keep your "should've, could've, would've" to yourself. Your opinion is irrelevant.” But the couple did not stop there as they also urged guests to pace themselves when drinking and banned “big announcements or proposals.” Next up, it read, “If you can't handle or dislike the music being played, simply go home. This is a celebration, not a funeral.” The lovebirds then instructed their friends and family to use their own personalised hashtag when posting photos on social media. Rounding out the demands, the final five read, “Do not sit down all night. No outside liquor. If caught, you will be escorted out.” “Refer back to rule number one. The bride and groom said what they said! Turn ALL the way up!” The post was soon flooded with comments with many insisting that the couple had taken it too far. One person wrote, “What kind of list is this? Too chaotic for me.” Another person added, “Yeah, I would not be going to that wedding. Sounds like too much drama.” On the other hand, there were a few commenters who understood the need for issuing such strict guidelines and defended the couple. One person wrote, “They're not asking for anything out of order. They're just stating what should be obvious, but they probably have seen from their family and friends past behaviour, that it NEEDS to be addressed.” “Is it a little tacky? Yes, but the only people that will be bothered by any of it are the ones that would have been an issue.” Image credits: Reddit / Shutterstock

Relationships

3 common travel illnesses (and how to avoid them)

Nobody wants to fall sick when they’re on holidays but it happens and is actually quite common. Not every travel illness is foreseeable, but the most prevalent ones usually can be managed if you’re prepared and know what to look out for. Here are three of the most common illnesses travellers experience and what you can do to avoid them. Traveller’s diarrhoea It may be an unpleasant topic of conversation, but as diarrhoeais the most common travel sickness, it’s important to be prepared. It is estimated diarrhoeais experienced by almost half of travellers at some point on their holiday, but mainly by those visiting developing countries. It’s contracted by eating or drinking contaminated food and water and in severe cases can last for days. How to avoid it: Stick to bottled or purified water, freshly cooked meals and fruits and vegetables you can peel yourself. Talk to your doctor for antibiotics you can take in case you are struck with traveller’s diarrhoea. Motion sickness Whether it’s by boat, plane, or car, many travellers experience motion sickness. This occurs when your eyes see motion but your body doesn’t register it, leading to a conflict of the senses. It often results in nausea, vomiting, headaches, and sweating. How to avoid it: If flying, try to sit near the wings of plane. If cruising, get an outside cabin in the middle of ship, and if in a car, sit up front. Don’t play with your devices, as looking at a small screens often exacerbates the problem; instead try to look far to the horizon. Have a light meal before travelling and avoid spicy, greasy or rich foods. You can talk to your doctor about over-the-counter medication that can help motion sickness as well. Bug bites There are all sorts of infectious diseases like malaria, dengue, chikungunya and yellow fever you can pick up from bug bites, especially in developing nations. While you should always talk to your doctor about the types of vaccines you need to take for your travel destination, it is always advisable to protect against insect bites. How to avoid it: Apply insect repellent, wear long sleeves and pants where possible and try to avoid outside activity around dust and dawn when mosquitos are active. If sleeping outdoors, it is advisable to use curtain nettings. Image credits: Getty Images

Travel Tips

Insider spills on Robert Irwin's plans for I'm a Celeb

Robert Irwin received rave reviews for his co-hosting skills alongside Julia Morris on this year's I'm a Celebrity...Get Me Out of Here, but an insider has claimed that he won't be returning for another season. "His easygoing and faultless live TV skills have won over the nation. But his career at Ten will only be short-lived, and he is heading back to Seven," a source told Woman's Day. The negotiation is believed to have been orchestrated by the ultimate "mumager" Terri Irwin. "The Irwins are very smart when it comes to negotiations," the insider added. The source also claimed that Robert's decision to join I'm a Celebrity was seen as a one-off opportunity to elevate his television profile - which he has achieved after bringing fresh energy into the show. Channel Seven is reportedly keen to welcome Robert back with a massive deal, according to the source. "Seven want Robert back and have thrown a king's ransom at him," they said. If the deal goes through, Julia Morris will have to find a new partner to head to the jungle with. Many fans have praised Robert for bringing some fun into the jungle. "I have not ever been keen on watching this show but Robert you have brought some class and good honest fun to the jungle. Thank you," one fan wrote under a clip of the show's grand finale that Robert posted on his Instagram. "How awesome was Robert? This gig was like it was made for him. What a natural," another added. "Best year of I'm a Celebrity, and it was because you added something to the show as Co-Host. Brilliant job for somebody with no experience but with a lot to give," commented a third. Images: Instagram

“Makes me proud”: Coles applauded for Anzac Day display

An impressive Anzac Day display at a Coles supermarket has received a flood of attention, with many quick to praise the supermarket for the tribute. The display, situated at the entrance of the Annandale Coles store in Townsville, Queensland, features a large statue of a veteran surrounded by poppies and a “Lest We Forget” flag, and countless packets of Anzac biscuits for customers to enjoy. The worker who created the display said the tribute was in honour of her father: a war veteran. The Queensland store is also situated opposite the Lavarack Barracks in Townsville, the largest army base in Australia. A photo of the display was posted online by a Coles shopper and quickly went viral. “Coles Annandale Townsville. Huge display right as you walk in, brilliant!” the shopper wrote. “Take note, Woolworths.” The comments are in reference to <a href="https://oversixty.com.au/finance/legal/pauline-hanson-slams-woolies-controversial-anzac-day-decision" target="_blank" rel="noopener">Woolworths</a> saying they are not doing anything special for Anzac Day this year, other than selling charity pins for the RSL and selling Anzac biscuits, which are available all year round. Many social media users were elated by the display, sharing their comments to praise the supermarket's efforts. One person said, “Bloody well done Coles - too much Aussie stuff being constantly eroded," while another wrote, “Great respect for our Diggers Thank you Coles Annandale Townsville.” One more added, “That is great. As a veteran it makes me proud.” Despite Woolies announcement about this year's lack of Anzac Day fanfare, shoppers said that they’d seen similar displays at other supermarkets around the country. “My local Woolies has Anzac biscuits and all the Anzac badges on a big display just as you walk in the door,” said one. Another added, “Woolies Maryborough has a similar display!” Image credits: Facebook <p class="css-1n6q21n-StyledParagraph e4e0a020" style="box-sizing: border-box; overflow-wrap: break-word; word-break: break-word; margin: 0px 0px 1.125rem; line-height: 25px; font-size: 1.125rem; font-family: HeyWow, Montserrat, 'Helvetica Neue', Helvetica, Arial, sans-serif; caret-color: #292a33; color: #292a33;">

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"Terrifies me": Tracy Grimshaw reveals her biggest fears around ageing

"Do not cry for me": Teacher announces own death

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“Too chaotic for me”: Bride and groom slammed for “unreasonable” wedding rules

3 common travel illnesses (and how to avoid them)

Insider spills on Robert Irwin's plans for I'm a Celeb

“Makes me proud”: Coles applauded for Anzac Day display

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