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Hollywood megastar marries Aussie actress in secret ceremony

<p>Welsh actor Ioan Gruffudd and Australian actress Bianca Wallace have tied the knot in a private ceremony, two years after Gruffudd's highly publicised divorce from actress Alice Evans.</p> <p>The couple shared their joyous news through a touching video posted on Instagram, capturing intimate moments from their seaside wedding. The video, set to Martin Arteta's "Past Lives", features Gruffudd wiping away tears as he exchanges vows with Wallace. The caption read: "Mr &amp; Mrs Gruffudd. Marriage now, wedding later," hinting at plans for a larger celebration in the future. ​</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/DI4RDk1PwR5/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DI4RDk1PwR5/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Bianca Gruffudd (@iambiancawallace)</a></p> </div> </blockquote> <p>Gruffudd, 51, and Wallace, 32, have been in a relationship since 2021 and became engaged in January 2024. Their journey together has culminated in this intimate ceremony and – despite the challenges they faced, including Gruffudd's previous marriage to Evans and the ensuing legal battles – the couple has remained steadfast in their commitment to each other. ​</p> <p>Fans and well-wishers have expressed their happiness and support for the newlyweds, celebrating their love and the new chapter they are beginning together.</p> <p><em>Images: Instagram</em></p>

Relationships

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Hollywood legend reveals secret cancer battle

<p>Hollywood icon Anjelica Huston has opened up for the first time about her private battle with cancer, revealing she was diagnosed back in 2019 but is now celebrating four years of being cancer-free.</p> <p>The Oscar-winning actress, 73, shared that the diagnosis came as a “big shock” shortly after the release of <em>John Wick: Chapter 3 – Parabellum</em>, in which she starred alongside Keanu Reeves and Halle Berry. While Huston chose not to disclose the exact type of cancer she faced, she expressed pride in overcoming the illness and praised her medical team for their care.</p> <p>“It came as a big shock, but it made me conscious of what I shouldn’t do, of places I shouldn’t go,” Huston told <em>People</em> magazine. “Sometimes you feel like you don't want to talk about it for the obvious reasons, but there's a lot to be said for talking about it and getting it out there and celebrating the fact that one's come through.”</p> <p>Reflecting on her journey, she added, “I managed to survive it, and I’m proud of myself.”</p> <p>Huston, best known for her roles in <em>The Addams Family</em>, <em>The Witches</em>, and <em>Prizzi's Honor</em>, comes from a legendary Hollywood lineage. She is the daughter of famed director and screenwriter John Huston and the granddaughter of Canadian star Walter Huston. Several of her siblings have also pursued acting careers.</p> <p>Her personal life has also captured public interest over the years. Huston famously dated actor Jack Nicholson, describing their relationship as an "emotional rollercoaster." In 1992, she married sculptor Robert Graham, who sadly passed away in 2008.</p> <p>Now, with her cancer battle behind her, Huston is embracing life with renewed appreciation and strength, inspiring fans worldwide.</p> <p><em>Images: Instagram</em></p>

Caring

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Princess Diana’s largest-ever wardrobe auction set to dazzle the world

<p>Get ready for royal fashion history to be rewritten... This June, the largest collection of clothing ever owned by Diana, Princess of Wales, will hit the auction block – and it promises to be nothing short of spectacular.</p> <p>Julien's Auctions, the house behind this extraordinary event, has announced that over 200 breathtaking pieces will go under the hammer, many of which have never been seen by the public before. From the timeless elegance of Princess Diana to the grandeur of the Duke and Duchess of Windsor, plus historic treasures from Queen Elizabeth II, the Queen Mother, and even royal heirlooms dating back to the 19th century – this auction is shaping up to be a once-in-a-lifetime event.</p> <p>Fittingly titled <a href="https://www.juliensauctions.com/en/auctions/princess-diana-s-style-a-royal-collection" target="_blank" rel="noopener">"Princess Diana's Style & A Royal Collection"</a>, the auction will unfold at the glamorous Peninsula Beverly Hills on June 26. According to Julien’s, the sale offers fans and collectors a rare and intimate chance to own a piece of history and connect with Diana’s iconic style legacy.</p> <p>"Princess Diana holds a special place in the heart of Julien's Auctions, and we are honoured to continue to preserve her legacy," shared Martin Nolan, co-founder and executive director of Julien's. "This collection is the most significant offering of her wardrobe ever presented at auction – each item a window into a moment in history and a tribute to a woman whose humility, style, and personal warmth continue to inspire the world."</p> <p>Among the crown jewels of the collection is the charming 1988 Bellville Sassoon floral day dress, affectionately known as Diana’s "caring dress." The late princess famously wore this bright, cheerful ensemble during hospital visits and engagements with children, knowing its joyful print would lift spirits. Diana even skipped the matching hat, saying, "You couldn't cuddle a child in a hat."</p> <p>While Julien’s is keeping the full list of auction items under wraps for now, excitement is mounting. Some pieces originally featured in Diana’s legendary 1997 Christie's auction – which raised an astounding $5 million for charity – will make an encore appearance.</p> <p>Before the big day, the dazzling collection will go on display in museums in Seattle and Ireland, giving fans worldwide the chance to admire these royal treasures up close.</p> <p>The auction follows a streak of record-breaking sales for Diana’s wardrobe. In 2023, her unforgettable ballerina-length black and blue evening gown by Jacques Azagury fetched a staggering $1.4 million, shattering records at 11 times its estimate. And let’s not forget her beloved emerald green Kurt Geiger shoes, which sold for an eye-watering $693,000.</p> <p>Perhaps most astonishing of all: Diana's famous sheep-print jumper by Warm and Wonderful, which leapt to an incredible $1.7 million at auction last year – a jaw-dropping 14 times its expected price.</p> <p><em>Image: <span style="background-color: #ffffff; color: #2c3338; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, Oxygen-Sans, Ubuntu, Cantarell, 'Helvetica Neue', sans-serif; font-size: 14px; white-space-collapse: preserve-breaks;">Julien's Auctions</span></em></p>

Beauty & Style

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Stranded NASA astronauts close in on their return to Earth

<p>Two NASA astronauts are just weeks away from their much-anticipated return to Earth after a gruelling nine months <a href="https://oversixty.com.au/travel/travel-trouble/nasa-astronauts-stranded-in-space" target="_blank" rel="noopener">stuck</a> on the International Space Station. </p> <p>Butch Wilmore and Suni Williams are waiting for their replacements to arrive at the ISS before they can depart later this month.</p> <p>They'll be joined on their SpaceX ride home by two astronauts who launched by themselves last September alongside two empty seats.</p> <p>During a news conference on Tuesday, Wilmore said that while politics is part of life, it did not play into his and Williams' return, moved up a couple weeks thanks to a change in SpaceX capsules.</p> <p>US President Donald Trump and SpaceX's Elon Musk said at the end of January that they wanted to accelerate the astronauts' return, blaming the Biden administration for their unfortunate situation. </p> <p>Williams said she can't wait to be reunited with her labrador retrievers, sharing that the hardest part about the unexpected extended stay was the wait by their families back home.</p> <div> <div>"It's been a roller coaster for them, probably a little bit more so than for us," she said. "We're here. We have a mission. We're just just doing what we do every day, and every day is interesting because we're up in space and it's a lot of fun."</div> </div> <div> <div> <p>The astronauts first encountered technical issues with Boeing’s Starliner spacecraft days after departing for their eight-day trip in June.</p> <p>The trip Mr Wilmore, 61, and Ms Williams, 58, were on was designed to see how the new spacecraft performs before it is used more regularly.</p> <p>However, problems emerged as it made its approach to the ISS, including leaks in its propulsion system and some of its thrusters shutting down.</p> <p><em>Image credits: NASA</em></p> </div> </div>

Travel Trouble

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Princess Diana's former lover opens up in rare interview

<p>Army Major James Hewitt, who had a five-year affair with the late Princess Diana from 1986, has spoken about the royal in a rare television interview with <em>Good Morning Britain </em>on Tuesday. </p> <p>When asked about whether he thinks Diana may have been able to reunite her sons, who have barely spoken in five years, he replied: "I think any mother would be worried and concerned about such a rift, as you put it." </p> <p>"And she'd do her best to try and get them together."</p> <p>Major Hewitt, who now spends his time doing aid work in Ukraine, revealed that the last time he had spoken to the late Princess was  "just after" her <em>BBC Panorama interview </em>with Martin Bashir in November 1995, during which she admitted to their affair.</p> <p>He described the conversation as  "distant" and admitted that the interview did "create problems" for him from which he was "trying to move on".</p> <p>After the affair was revealed, Major Hewitt was labelled as a "love rat" by the tabloid media and found his reputation in ruins. </p> <p>He also said that the interview was "very distressing" for the late Princess, as someone she had trusted had used their connection to make money.</p> <p>"It was a stitch-up job," he said of the <em>Panorama</em> interview. </p> <p> "It was appalling of Bashir to [have] inveigled, lied to her, criminal activity, absolutely appalling."</p> <p>"As I've said, I hate bullies and bullying and arrogant people and I think it's appalling."</p> <p>Major Hewitt, who was Diana's riding instructor at the time, has previously denied claiming to have been a "father figure" to the princes but has said that he "played with them, swam with them, taught them to ride".</p> <p>The Duke of Sussex had also addressed the rumours that Major Hewitt was his biological father in his memoir <em>Spare</em>, saying that he felt the rumours were designed to turn him into a "laughing stock".</p> <p>"One cause of the rumour was Major Hewitt's red hair, but another was sadism," he wrote in his memoir. </p> <p><em>Image: Ken McKay/ITV/ Shutterstock Editorial</em></p> <p> </p>

Relationships

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Centenarian shares the secrets to a long life

<p>A centenarian has share the few simple things she credits for her long life, just days after celebrating her 100th birthday. </p> <p>Sydney woman Betty Woodhams spent her milestone birthday doing one of her favourite things: buying for new plants from Bunnings. </p> <p>Woodhams was treated to a warm reception from staff as she perused the aisles snapping up new flowers for her small balcony garden. </p> <p>The mother-of-two told <a href="https://www.dailymail.co.uk/femail/article-14414941/I-just-turned-100-life-lessons-want-young-person-know-late-beauty-secret-Ive-sworn-years.html" target="_blank" rel="noopener"><em>Daily Mail Australia</em></a> that she credits her age and enduring happiness down to great friends, a balanced diet, no regrets and "always wearing a hat".</p> <p>"Try to stay happy, even when things may seem like they are getting the better of you," Betty told the publication.</p> <p>"There really is something good in everything. Relaxing with a glass of wine at dinner or enjoying the odd champagne or two with friends always helps too."</p> <p>Betty grew up in Parramatta before moving to Bondi when she married her late husband Ron in 1951.</p> <p>The couple then built their dream house in Tambourine Bay, Lane Cove, while Betty immersed herself in her career as a secretary in the TV and publishing industry.</p> <p>Betty always surrounds herself with good friends, stays socially active and never sweats the small stuff, as she said, "don't get stuck on the negative things".</p> <p>"It doesn't matter what your age is, there's always something you can do to stay active whether it's walking, gardening, swimming or even a day at the races," she says. </p> <p>"Age is just a number. We do all age but you choose to get old!"</p> <p>Betty also hopes to change the perception of "getting older" and insists there's nothing "boring" about it, as she said, "People assume that life gets boring and quiet. It will if you let it!"</p> <p>"Yes you do slow down but that doesn't mean you stop. You can still get out and enjoy yourself... just at a slower pace!"</p> <p><em>Image credits: Daily Mail Australia </em></p>

Caring

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Bindi Irwin opens up about Steve's secret health battle

<p>Bindi Irwin has opened up about her "whirlwind" life with her late father Steve Irwin before he tragically died. </p> <p>Speaking to Sarah Grynberg on the <em>A Life of Greatness</em> podcast, the wildlife warrior said her family's life was a "hurricane of adventure and wonder because of dad" before he passed away when she was juts eight years old. </p> <p>Bindi also candidly revealed that Steve suffered "terrible insomnia" which caused him to wake up in the dead of night.</p> <p>"He had terrible insomnia. I mean, he just never slept," she said.</p> <p>"He would wake up at 2am and by the time everyone else's workday has started, he'd put in a full day's work," she said.</p> <p>Steve Irwin's incredible work ethic was recently discovered in the Australia Zoo offices when staff were clearing out a cupboard before a renovation, which Bindi was quick to vouch for. </p> <p>"People may not realise that he had such a scientific mind," she said.</p> <p>"I was looking through his journals and he would just write down, I mean, thousands, it's not an exaggeration, but thousands of pages worth of information and facts and studies and findings."</p> <p>She said "by the time everyone else's workday has started, he'd put in a full day's work, and he would spend that time because the world is dark".</p> <p>"He would spend that time researching and studying. And that's where these journals came from."</p> <p>The wildlife warrior then opened up about her journey with grief, recalling when Steve passed away in 2006.</p> <p>"I remember when I was little and dad had just died, every adult that I saw would say to me: 'Time heals all wounds.' And I remember thinking, as an eight year old: 'What in the heck does that mean?' Why do people keep telling me like, one day I'll forget about this?" she said.</p> <p>"It actually made me a little bit scared," Bindi said, adding that she now knew "that information is wrong".</p> <p>"So firstly, don't say that to an eight-year-old. Time changes your grief. Time changes things and your perspective and everything," she continued.</p> <p>"But I know firsthand that the grief and the sadness and the feeling of loss from losing dad. That feeling is just a part of me. It's like a scar on your heart."</p> <p><em>Image credits: SplashNews.com/Shutterstock Editorial </em></p> <p style="box-sizing: border-box; margin: 16px 0px 20px; padding: 0px; border: 0px; font-stretch: inherit; font-size: 18px; line-height: 28px; font-family: 'Proxima Nova', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Fira Sans', 'Droid Sans', 'Helvetica Neue'; font-size-adjust: inherit; font-kerning: inherit; font-variant-alternates: inherit; font-variant-ligatures: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-position: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-variation-settings: inherit; vertical-align: baseline; caret-color: #333333; color: #333333;"> </p>

Family & Pets

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Guy Pearce's secret split with Game of Thrones star

<p>Aussie actor Guy Pearce and Carice van Houten, the mother of his son, have split.</p> <p>The <em>Game of Thrones </em>actress took to Instagram to confirm their split, and that the pair have remained close as they co-parent. </p> <p>“I don’t usually engage in discussions about my personal life, but because of a number of conclusions in the media last week regarding my relationship with Guy, I wanted to make something clear,” she shared on her Instagram story alongside a photo of the pair. </p> <p>“He and I are great friends and love each other very much, but we haven’t been a ‘couple’ for years.</p> <p>“I am, however, very proud to say we are in a wonderful partnership raising the true love of our lives - our beautiful son. And his hamster. The end.”</p> <p>Rumours of their split first began last month, when Pearce revealed during an interview that his first wife Kate Mestitz was the "greatest love of my life" but now that love is for his son.</p> <p>"My ex-wife, Kate, was the greatest love of my life, but I’ve moved on from her now and the greatest love of my life is my child, Monte," he told <em>The Guardian</em>. </p> <p>Pearce and van Houten first started dating in 2015, just months after the actor split from his ex-wife Mestitz. </p> <p>A year later, Pearce and van Houten went on to have a child together named Monte. </p> <p><em>Image: SplashNews.com/ Shutterstock Editorial</em></p> <p> </p>

Relationships

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Prince Harry settles high-profile case against UK tabloids

<p>Prince Harry has settled his high-profile lawsuit against Rupert Murdoch's <em>The Sun</em> newspaper in a UK court. </p> <p>As a result of the settlement, the UK tabloid made an unprecedented apology to the royal for intruding on his personal life, and also acknowledged intruding on the private life of his mother, the late Princess Diana. </p> <p>Prince Harry's attorney David Sherborne read from settlement statement in court, which states that News Group Newspapers offered a "full and unequivocal apology to the Duke of Sussex for the serious intrusion by The Sun between 1996 and 2011 into his private life, including incidents of unlawful activities carried out by private investigators working for <em>The Sun</em>."</p> <p>News Group acknowledged "phone hacking, surveillance and misuse of private information by journalists and private investigators" aimed at Harry, despite NGN having strongly denied those allegations before trial.</p> <p>The publishers also "further apologise to the Duke for the impact on him of the extensive coverage and serious intrusion into his private life as well as the private life of Diana, Princess of Wales, his late mother, in particular during his younger years."</p> <p>The statement further read, "We acknowledge and apologise for the distress caused to the Duke, and the damage inflicted on relationships, friendships and family, and have agreed to pay him substantial damages."</p> <p>It was the first time News Group Newspapers has acknowledged wrongdoing at <em>The Sun</em>, a paper once known for featuring topless women on Page 3. </p> <p>Harry, 40, and one other man were the only two remaining claimants out of more than 1300 others who had settled lawsuits against News Group Newspapers over allegations their phones were hacked and investigators unlawfully intruded in their lives.</p> <p>"This represents a vindication for the hundreds of other claimants who were strong-armed into settling without being able to get to the truth of what was done to them," Sherborne said outside the High Court in London.</p> <p>The outcome in the News Group case raises questions about how Harry's third case — against the publisher of the Daily Mail which is scheduled for next year — will proceed. </p> <p><em>Image credits: Shutterstock</em></p>

Legal

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Kate Ritchie unwraps hilarious Christmas secret about Bec Hewitt

<p>In a festive bombshell that’s left the tinsel trembling, popular radio talkback host Kate Ritchie dropped a yuletide nugget on her Fitzy &amp; Wippa radio show that had her co-hosts laughing harder than Santa after one too many eggnogs.</p> <p>The former <em>Home and Away </em>star couldn’t resist spilling the beans about a certain co-star’s unconventional approach to Christmas decor. Spoiler: It’s as timeless as the love between Alf Stewart and his flaming galah.</p> <p>The revelation came during a lively discussion about Christmas traditions. As the trio playfully debated who might blast carols all year long, Wippa quipped, “Yeah, they’re the ones who leave the tree up all year because they’re lazy.” Cue Kate’s awkward laugh – and the kind of body language that screams, <em>I know something you don’t</em>.</p> <p>After much coaxing, Kate finally confessed: “I know someone who does that.” Her vague hints about the mystery person – “They’re not there a lot” and “They usually come home in summer” – only deepened the intrigue. Naturally, Fitzy and Wippa sprang into action, throwing out wild guesses faster than kids ripping open presents on Christmas morning.</p> <p>“Chris Martin?” No.</p> <p>“A Hemsworth?” Still no.</p> <p>“Ray Meagher?” Are you serious?</p> <p>Finally, under relentless pressure, Kate dropped the mic (or rather, the ornament): “I think Bec Hewitt did it a little bit.”</p> <p>And there it was! The Christmas tree tea that would leave even Rudolph red in the face.</p> <p>Turns out, Bec Hewitt – a former <em>Home and Away</em> actress herself and better half of tennis champ Lleyton – is no stranger to embracing an evergreen lifestyle. Back in 2016, she openly admitted in an interview that her family’s Christmas tree had been up for (wait for it)... <em>eight years</em>.</p> <p>“I don’t know if this is a little bit sad but our Christmas tree has been up for eight years!” Bec confessed. The reason? An international jet-setting schedule that makes Santa’s one-night global trek look like a leisurely stroll. “We’ve been living overseas, and we fly in to Australia quite late. Because we fly in and it’s nearly Christmas time, and then we have to leave for the Australian Open in a hurry, so we just don’t get round to it; I’m busy packing.”</p> <p>And who could blame her? Between juggling family life, Lleyton’s tennis coaching career, and perhaps a few rounds of “Where’s the mistletoe?”, the Hewitts were clearly just giving their tree a permanent residency.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/DDY4BScSyJy/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DDY4BScSyJy/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Fitzy &amp; Wippa with Kate Ritchie on Nova (@fitzywippakate)</a></p> </div> </blockquote> <p>So next time you’re dragging your feet about packing up the decorations, just remember: somewhere out there, Bec Hewitt’s Christmas tree is standing proud, a symbol of festive procrastination and boundless holiday cheer.</p> <p>After all, why limit Christmas to one month when you can keep the magic alive all year round?</p> <p><em>Images: Instagram</em></p>

Home & Garden

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Mystery couple pay off dozens of toy laybys ahead of Christmas

<p>An anonymous couple has paid off the layby gifts for almost 100 Melbourne families at Toyworld Pakenham. </p> <p>The mystery secret Santa put the plan into motion almost six months ago, chipping away at layby balances for families at the toy store. </p> <p>The kind act was revealed on Wednesday, with tearful customers thanking the family. </p> <p>“My children are actually going to have a great Christmas, thank you to all these people,” customer and mum-of-two Melissa Roberson told <em>7NEWS </em>through tears.</p> <p>“It’s going to help us significantly.”</p> <p>Toyworld employee Sandra Evans said: “I don’t know much about the family, all I know is that it’s a husband and wife and they’ve got four young children." </p> <p>“It’s been going for a while, so to hide that from everybody that comes in asking ‘can I put this on layby’, thinking 'you’re going to get this paid off soon’.”</p> <p>The couple were not the only ones who are trying to spread some Christmas cheer, last week a mystery Good Samaritan performed a similar act at Toyworld in Helensvale on the Gold Coast. </p> <p>Customer and mum Brooklyn Manu received a call saying a generous gentleman had walked in the store and told the manager he would pay off every layby item in the store - including the  presents she was paying off for her children. </p> <p>“We were very teary-eyed, all of us were,” Toyworld manager Aleka Riggs said.</p> <p>“It’s a feel-good thing you don’t see a lot, it’s beyond kindness — really amazing someone would do that.”</p> <p>All those families have now saved thousands of dollars, and Riggs said: “Just thank you again, I can only imagine there are a lot of families that might be struggling to pay those laybys off."</p> <p><em>Image: 7NEWS</em></p>

Money & Banking

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Having the ‘right’ friends may hold the secret to building wealth, according to new study on socioeconomic ties

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/brad-cannon-2216202">Brad Cannon</a>, <a href="https://theconversation.com/institutions/binghamton-university-state-university-of-new-york-2252">Binghamton University, State University of New York</a></em></p> <p>Having wealthy people in your social network significantly boosts the likelihood that you’ll participate in stock markets and savings plans, according to a new working paper I co-authored.</p> <p>My colleagues and I <a href="https://www.nber.org/system/files/working_papers/w32186/w32186.pdf">recently conducted research</a> on social finance to understand the ways in which social networks affect stock market participation and savings behavior. This is important because a substantial fraction of households in the U.S., particularly <a href="https://www.axios.com/2023/10/18/percentage-americans-own-stock-market-investing">lower-income families, do not own stocks</a>.</p> <p>Given that the total return to the U.S. stock market from 1980 through September 2024 has been over 12,000% – for example, US$1,000 <a href="https://ofdollarsanddata.com/sp500-calculator/">invested in the S&amp;P 500</a> in 1980 would be worth $121,350 today – this creates a disparity in wealth for those who participate relative to those who do not. Understanding why some people invest and others don’t is important for addressing social concerns such as rising inequality.</p> <p>In our study, we looked at <a href="https://academic.oup.com/ej/advance-article/doi/10.1093/ej/ueae074/7720537">social capital</a>, which is a measure of the value that comes from being in a group or having dense social networks. Researchers have found that social capital can have positive impacts on individuals and communities, spurring innovation, <a href="https://www.nature.com/articles/s41586-022-04996-4">economic prosperity</a> and better health outcomes. We used friendship data from Facebook to measure different aspects of social networks by county in the U.S. We combined this data with tax information from the Internal Revenue Service about investments and savings.</p> <p>We found that in counties where friendships with prosperous individuals are more common, investment and savings tend to be higher. Moreover, we found that having these friendships with wealthy individuals plays a more important role in shaping financial behaviors than two other aspects of social capital we looked at in our study: having a tight group of friends and living in a community with strong civic engagement.</p> <p>Of course, making wealthy friends alone does not guarantee you’ll invest or save more. But perhaps knowing people who invest makes it less daunting and fraught, particularly if those friends can serve as a resource and sounding board.</p> <p><em>“Friends with Benefits: Social Capital and Household Financial Behavior” was co-authored by <a href="https://www.marshall.usc.edu/personnel/david-hirshleifer">David Hirshleifer</a> and <a href="https://hankamer.baylor.edu/person/joshua-thornton">Joshua Thornton</a>.</em><!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/239370/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/brad-cannon-2216202">Brad Cannon</a>, Assistant Professor of Finance, <a href="https://theconversation.com/institutions/binghamton-university-state-university-of-new-york-2252">Binghamton University, State University of New York</a></em></p> <p><em>Image credits: Shutterstock</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/having-the-right-friends-may-hold-the-secret-to-building-wealth-according-to-new-study-on-socioeconomic-ties-239370">original article</a>.</em></p> </div>

Money & Banking

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110-year-old woman reveals the secret to a long life

<p>Perth woman Bridget Grocke, who has just celebrated her 110th birthday, has revealed the very Aussie secret to her longevity. </p> <p>Ms Grocke, who has lived through two World Wars, the Great Depression, the Space Race, and the Information Age, is officially one of Australia's oldest residents. </p> <p>For sixty years, she has credited her old age to one glass of Emu Export beer everyday, as she chose a glass of the Aussie tipple over a slice of cake at her birthday party on Wednesday.</p> <p>“If there was a whole heap of beer and I was asked which one is your favourite I’d have to say this,” she told 9News as she held a glass of bush chook in her hand.</p> <p>“I’ve always known it. It tastes good. Cheers to Emu Export.”</p> <p>Born in Western Australia on November 18th 1914, Bridget spent her early years in Kalgoorlie and moved all across WA as the family followed her father’s work as an engine driver.</p> <p>Then at the age of 18, she took the leap and moved to Perth on her own. </p> <p>Ms Grocke spent her years working in fashion and customer service, also building her own family of four children with her husband, Jim, who she married at St Joseph’s Catholic Church in Subiaco in 1942.</p> <p>Despite losing her husband in 1985 and two of her children, Ms Grocke is surrounded by the love of her remaining son and daughter, 10 grandchildren, and 10 great grandchildren.</p> <p>Other than one of her beloved beers a day, Ms Grocke attributed her long life to her loving family, and her word of advice to younger generations was “if you’re nice to people they will be nice to you”.</p> <p>Ms Grocke’s daughter Jan Robertson said her mother’s adventurous spirit and loving family had kept her young at heart.</p> <p>“Mum was very easy going and she was strict, of course, but she always gave you the right path,” she said.</p> <p>“She has always been well. The only thing she got done was her cataracts at 100, before that she hadn’t been in hospital since childbirth.”</p> <p><em>Image credits: Nine News</em></p> <div class="more-coverage-v2" style="box-sizing: inherit; margin-bottom: 0px; border-top-width: 1px; border-top-style: solid; border-top-color: #e0e1e2; float: right; margin-left: 16px; max-width: 40%; padding: 16px 0px;"> </div>

Caring

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"I miss her daily": Fergie opens up on friendship with Diana

<p>As the Duchess of York wraps up her visit Down Under, she has shared some of her most cherished memories in an interview with <em>9Honey</em>.</p> <p>Following a busy schedule of meet and greets as part of her book tour, Sarah Ferguson opened up on her friendship with the late Princess Diana, who, like the duchess, is a beloved member of the royal family.</p> <p>"The thing about Diana was that she had the best sense of humour of any single person I know – that's quite a big thing, so it's a really big hole because she'd get my sense of humour," the duchess told the publication.</p> <p>"It's really, really hard to really make me cackle with laughter like she used to.</p> <p>"And so, yes, I miss her daily, and I think in the '80s it was just her and I, wasn't it?"</p> <p>The two women were brought together by their marriages to then Prince Charles and Prince Andrew, and the royal affectionately recalled their strong bond.</p> <p>"There isn't anybody else to know, really, what we know because there was no social media and it was just newspaper headlines.</p> <p>"I was so proud of her, what she achieved, and she would be SO proud of her grandchildren.</p> <p>"Oh, my goodness. Can you imagine? She would be just loving every moment.</p> <p>"She was a great lady, and she still is a great lady."</p> <p>The <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">duchess</span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;"> </span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">was originally scheduled to visit Australia in October, after she was invited by her Western Australia-based publisher, Serenity Press to showcase her commitment to literature, wellness and empowerment. However, she postponed her visit to not overshadow the King and Queen's tour. </span></p> <p>The <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">soon to be grandmother of four</span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;"> </span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">celebrated the launch of her newest books including </span><em style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Flora &amp; Fern: Wonder in the Woods</em><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;"> which is a children's book, and  Fabulous Food Art, which is a cookbook she created in collaboration with Melbourne mother and TikTok star Laleh Mohmedi, of Jacob's Food Diaries.</span></p> <p><em><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Image: </span>Alisdair Macdonald/ Shutterstock Editorial</em></p>

Family & Pets

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I spoke to 100 Japanese seniors, and learnt the secret to a good retirement is a good working life

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/shiori-shakuto-1537774">Shiori Shakuto</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p>What makes a good retirement? I’ve <a href="https://www.pennpress.org/9781512827088/after-work/">been researching</a> the lives of “silver backpackers”: Japanese seniors who embark on a later-life journey of self-discovery.</p> <p>Many experienced Japan’s high-growth economy, characterised by rigid gender roles. For many men who worked as iconic cultural figures of <em><a href="https://en.wikipedia.org/wiki/Salaryman">sarariiman</a></em> (white collar workers), excessive working hours were normalised and expected. Their absence from home was compensated by their female partners, many full-time stay-at-home mothers.</p> <p>Entering their 60s meant either retirement from work, or children leaving home. For men and women, retirement is understood as an opportunity to live a life for themselves, leading to a journey of self-discovery.</p> <h2>Dedicating life to work</h2> <p>I interviewed more than 100 older Japanese women and men and found a significant disparity in the quality of life between them.</p> <p>Japanese retired men who led a work-oriented life struggled to find meaning at the initial stages of retirement.</p> <p>One man I spoke to retired at the age of 60 from a large trading company. He was a successful businessman, having travelled the world and held various managerial positions in the company. His wife looked after the children most of the time.</p> <p>They bought a house with a yard in a suburb so the children could attend a good school. It significantly increased his commute, and further reduced his time with children. He also worked on weekends. He barely had time to develop his hobbies or get to know his neighbours.</p> <p>He idealised his retirement as a time to finally spend with his family and develop his own hobbies. When he retired, however, he realised that he and his family didn’t have any common topics of conversation.</p> <p>Through decades of excessive hours spent at work away from home, the rest of the family established a routine that did not include him. Taking up new hobbies at the age of 60 was not as easy as he thought, nor was making new friends at this age.</p> <p>“I became a <em>nureochiba</em>,” he lamented. <em>Nureochiba</em> refers to the wet fallen leaves that linger and are difficult to get rid of. The term is commonly used to describe retired men with no friends or hobbies who constantly accompany their wives.</p> <p>The retirement for many former <em>sarariiman</em> was characterised by boredom – having nowhere to go to or having nothing to do. The sense of boredom led to a sense of isolation and low confidence in old age. Many older Japanese men I spoke to lament not having built a connection with their children or communities at a younger age.</p> <h2>Dedicating life to family and community</h2> <p>Older Japanese women I spoke with were more well-connected with their children and local communities in later life. Many were in regular contact with their children through visits, phone calls and messages. Some continued to care for them by providing food or by looking after grandchildren. Children very much appreciated them.</p> <p>Many older women who had been full-time stay-at-home mothers had already taken up hobbies or volunteering activities at community organisations, and they could accelerate these involvements in their old age.</p> <p>Even women who worked full-time seemed to maintain better connections with their family members because working excessively away from home was simply not possible for them.</p> <p>Older men relied on these women’s networks and activities conducted at the scales of home and communities – from caring for others to pursuing hobbies – to enact a meaningful retirement. The sense of connection with family and communities, not to mention their husbands’ reliance on them, led to a high confidence and wellbeing among older women.</p> <p>I saw many instances where older women preferred spending time with their female friends than their retired husbands and embarked on adventurous trips alone. One woman went on a three-month cruise alone. Feeling liberated, she sent a fax message to her husband from the ship: “When I get off this ship, I will devote the rest of my life to myself. You will have to take care of your own mother.”</p> <p>Upon disembarking, she moved to Malaysia to start her second life.</p> <h2>The silver backpackers</h2> <p>Malaysia has become a popular destination for silver backpackers looking to embark on a journey of self-discovery. Some travel as couples, while others go alone, regardless of their marital status.</p> <p>For many male silver backpackers I spoke to, moving to Malaysia offers a second chance at life to make new friends, find hobbies and, most importantly, start anew with their partners.</p> <p>For many female silver backpackers, visiting Malaysia means being able to enjoy an independent lifestyle while having the security of friends and family in Malaysia and Japan.</p> <p>The experiences of older Japanese men and women can be translated into the experiences of anyone who spent excessive hours at work and those who spent more time cultivating relationships outside of work. The activities of the latter group are not as valued in a society that narrowly defines productivity. However, my research shows that it is their activities that carry more value in old age.</p> <p>Are you under pressure to work long hours? If you can, turn off your phone and computer. Instead of organising events for work, organise a dinner with your family and friends. Take up a new hobby in your local community centres. You can change how you work and live now for a better old age.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/238571/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/shiori-shakuto-1537774"><em>Shiori Shakuto</em></a><em>, Lecturer in Anthropology, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/i-spoke-to-100-japanese-seniors-and-learnt-the-secret-to-a-good-retirement-is-a-good-working-life-238571">original article</a>.</em></p> </div>

Retirement Life

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Could a recent ruling change the game for scam victims? Here’s why the banks will be watching closely

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/jeannie-marie-paterson-6367">Jeannie Marie Paterson</a>, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a> and <a href="https://theconversation.com/profiles/nicola-howell-1160247">Nicola Howell</a>, <a href="https://theconversation.com/institutions/queensland-university-of-technology-847">Queensland University of Technology</a></em></p> <p>In Australia, it’s scam victims who foot the bill for the overwhelming majority of the money lost to scams each year.</p> <p>A 2023 <a href="https://download.asic.gov.au/media/mbhoz0pc/rep761-published-20-april-2023.pdf">review</a> by the Australian Securities and Investments Commission (ASIC) found banks detected and stopped only a small proportion of scams. The total amount banks paid in compensation paled in comparison to total losses.</p> <p>So, it was a strong statement this week when it was revealed the Australian Financial Conduct Authority (AFCA) had <a href="https://my.afca.org.au/searchpublisheddecisions/kb-article/?id=f9f8941f-7379-ef11-ac20-000d3a6acbb4">ordered</a> a bank – HSBC – to compensate a customer who lost more than $47,000 through a sophisticated bank impersonation or “spoofing” scam.</p> <p>This decision was significant. An AFCA determination is binding on the relevant bank or other financial institution, which has <a href="https://www.afca.org.au/make-a-complaint#:%7E:text=Any%20determinations%20we%20make%20are,service%20is%20free%20to%20access">no direct right of appeal</a>. It could have implications for the way similar cases are treated in future.</p> <p>The ruling comes amid a broader push for sector-wide reforms to give banks more responsibility for <a href="https://www.fico.com/blogs/detection-prevention-tackling-scams-every-angle">detecting</a>, deterring and responding to scams, as opposed to simply telling customers to be “more careful”.</p> <p>Here’s what you should know about this landmark ruling, and what it might mean for consumers.</p> <h2>A highly sophisticated ‘spoofing’ scam</h2> <p>You might be familiar with “push payment” scams that trick the victim into paying money to a dummy account. These include the “<a href="https://www.acma.gov.au/articles/2024-01/scam-alert-re-emergence-hi-mum-scam">mum I’ve lost my phone</a>” scam and some <a href="https://www.scamwatch.gov.au/types-of-scams/online-dating-and-romance-scams">romance</a> scams.</p> <p>The <a href="https://www.smh.com.au/national/dragged-kicking-and-screaming-banking-giant-loses-battle-against-scam-victim-20241015-p5kide.html">recent case</a> concerned an equally noxious “bank impersonation” or “spoofing” scam. The complainant – referred to as “Mr T” – was tricked into giving the scammer access to his HSBC account, from which an unauthorised payment was made.</p> <p>The scammer sent Mr T a text message, purportedly asking him to investigate an attempted Amazon transaction.</p> <p>In an effort to respond to the (fake) unauthorised Amazon purchase, Mr T revealed security passcodes to the scammer, enabling them to transfer $47,178.54 from his account and disappear with it.</p> <p>The fact Mr T was dealing with scammers was far from obvious – scammers had information about him one might reasonably expect only a bank would know, such as his bank username.</p> <p>On top of this, the scam text message appeared in a thread of other legitimate text messages that had previously been sent by the real HSBC.</p> <h2>AFCA’s ruling</h2> <p>HSBC argued to AFCA that having to pay compensation should be ruled out under the <a href="https://download.asic.gov.au/media/lloeicwb/epayments-code-published-02-june-2022.pdf">ePayments Code</a>, a voluntary code of practice administered by ASIC.</p> <p>Under this code, a bank is not required to compensate a customer for an unauthorised payment if that customer has disclosed their passcode. The bank argued the complainant had voluntarily disclosed these codes to the scammer, meaning the bank didn’t need to pay.</p> <p>AFCA disagreed. It noted the very way the scam had worked was by creating a sense of urgency and crisis. AFCA considered that the complainant had been manipulated into disclosing the passcodes and had not acted voluntarily.</p> <p>AFCA awarded compensation covering the vast majority of the disputed transaction amount, lost interest charged to a home loan account, and $5,000 towards Mr T’s legal costs.</p> <p>It also ordered the bank to pay compensation of $1,000 for poor customer service in dealing with the matter, including communication delays.</p> <h2>Other cases may be more complex</h2> <p>In this case, the determination was relatively straightforward. It found Mr T had not voluntarily disclosed his account information, so was not excluded from being compensated under the ePayments Code.</p> <p>However, many payment scams fall outside the ePayments Code because they involve the customer directly sending money to the scammer (as opposed to the scammer accessing the customer’s account). That means there is no code to direct compensation.</p> <p>Still, AFCA’s jurisdiction is broader than merely applying a code. In considering compensation for scam losses, AFCA must consider what is “fair in all the circumstances”. This means taking into account:</p> <ul> <li>legal principles</li> <li>applicable industry codes</li> <li>good industry practice</li> <li>previous AFCA decisions.</li> </ul> <p>Relevant factors might well include whether the bank was proactive in responding to known scams, as well as the challenges for individual customers in identifying scams.</p> <h2>Broader reforms are on the way</h2> <p>At the heart of this determination by AFCA is a recognition that, increasingly, detecting sophisticated scams can be next to impossible for customers, which can mean they don’t act voluntarily in making payments to scammers.</p> <p>Similar reasoning has informed a range of recent reform initiatives that put more responsibility for detecting and responding to scams on the banks, rather than their customers.</p> <p>In 2023, Australia’s banking sector committed to a new “<a href="https://www.ausbanking.org.au/scam-safe-accord/">Scam-Safe Accord</a>”. This is a commitment to implement new measures to protect customers, including a confirmation of payee service, delays for new payments, and biometric identity checks for new accounts.</p> <p>Changes on the horizon could be more ambitious and significant.</p> <p>The proposed <a href="https://treasury.gov.au/consultation/c2024-573813">Scams Prevention Framework</a> legislation would require Australian banks, telcos and <a href="https://pursuit.unimelb.edu.au/articles/accc-vs-big-tech-round-10-and-counting">digital platforms</a> to take reasonable steps to prevent, detect, report, disrupt and respond to scams.</p> <p>It would also include a compulsory external dispute resolution process, like AFCA’s, for consumers seeking compensation for when any of these institutions fail to comply.</p> <p>Addressing scams is not just an Australian issue. In the United Kingdom, newly introduced <a href="https://www.bbc.com/news/articles/cy94vz4zd7zo">rules</a> make paying and receiving banks responsible for compensating customers, for scam losses up to £85,000 (A$165,136), unless the customer is grossly negligent.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/241558/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/jeannie-marie-paterson-6367">Jeannie Marie Paterson</a>, Professor of Law, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a> and <a href="https://theconversation.com/profiles/nicola-howell-1160247">Nicola Howell</a>, Senior lecturer, <a href="https://theconversation.com/institutions/queensland-university-of-technology-847">Queensland University of Technology</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/could-a-recent-ruling-change-the-game-for-scam-victims-heres-why-the-banks-will-be-watching-closely-241558">original article</a>.</em></p> </div>

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Elle Macpherson reveals secret battle with cancer

<p>Elle Macpherson has revealed how she shunned the advice of dozens of doctors after being diagnosed with breast cancer seven years ago.</p> <p>The Aussie supermodel has revealed her health journey for the first time in her new memoir <em>Elle: Life, Lessons, and Learning to Trust Yourself</em>, sharing how she decided to forge her own path of wellness to tackle the disease. </p> <p>Speaking candidly about her health to <em>Australian Women's Weekly</em>, the 60-year-old said deciding to take a holistic approach to fighting cancer was “the hardest thing I have ever done”.</p> <p>After being diagnosed with breast cancer at the age of 53 after a lumpectomy, Macpherson's doctors recommended a mastectomy with radiation, chemotherapy, hormone therapy, plus reconstruction of her breast to fight the illness. </p> <p>“It was a shock, it was unexpected, it was confusing, it was daunting in so many ways,” she told the magazine.</p> <p>“It really gave me an opportunity to dig deep in my inner sense to find a solution that worked for me."</p> <p>“It was a wonderful exercise in being true to myself, trusting myself and trusting the nature of my body and the course of action that I had chosen.”</p> <p>The model instead opted for “an intuitive, heart-led, holistic approach” to treating her cancer that used a “combination of therapies and lifestyle changes to treat and heal the whole person”.</p> <p>“Saying no to standard medical solutions was the hardest thing I’ve ever done in my life,” she said. “But saying no to my own inner sense would have been even harder.”</p> <p>Elle said that she recognised that her approach to cancer isn't for everyone, but she felt the holistic approach was best for her overall health. </p> <p>“I came to the understanding that there was no sure thing and absolutely no guarantees. There was no ‘right’ way, just the right way for me”, she writes, according to <em>Women’s Weekly</em>.</p> <p>“Sometimes an authentic choice from the heart makes no sense to others … but it doesn’t have to. People thought I was crazy but I knew I had to make a choice that truly resonated with me.</p> <p>“To me, that meant addressing emotional as well as physical factors associated with breast cancer. It was time for deep, inner reflection. And that took courage.”</p> <p>Macpherson, who shares two sons, Flynn, 26, and Cy, 21, with former partner, Arpad Busson, said her medical decisions caused some tension in the family, admitting that her sons were skeptical of her choices. </p> <p>“Cy simply thought that chemo kills you. And so he never wanted me to do it because he thought that was a kiss of death,” she said.</p> <p>“Flynn, being more conventional, wasn’t comfortable with my choice at all. He is my son, though, and would support me through anything and love me through my choices, even if he didn’t agree with them.”</p> <p>Reflecting on her current health, Macpherson said, “In traditional terms, they’d say I’m in clinical remission, but I would say I’m in utter wellness. And I am."</p> <p>“Truly, from every perspective, every blood test, every scan, every imaging test … but also emotionally, spiritually and mentally — not only physically."</p> <p><em>Image credits: Instagram </em></p>

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The eye-watering cost of Karl Stefanovic's "highly secret" 50th birthday bash

<p>Karl Stefanovic had a "highly secretive" birthday party in Saint-Tropez. France, according to <em>Women's Day</em>. </p> <p>The <em>Today </em>host, who was in Paris to cover the Olympic games earlier this month, reportedly booked out an entire hotel for his 50th birthday bash. </p> <p>A source claimed that his party cost a staggering $200,000, with A-listers James Packer and Anthony Bell among the guests. </p> <p>"He'd be thinking you only turn 50 once so let's do this properly and go big!" the insider claimed. </p> <p>"Much like the $50,000 he dropped for (wife) Jasmine's 40th earlier this year, and the rumoured $10,000 birthday parties they have hosted for their four-year-old daughter Harper," they continued. </p> <p>"And then there was their $700,000 lavish Mexican nuptials - Karl has never done anything half-baked!" </p> <p>The party was allegedly 1970s themed, with Stefanovic's wife also showing off her new designer dresses.</p> <p>This comes after it was initially reported that Stefanovic was set to cancel his planned 50th birthday bash in Paris.</p> <p>Earlier this year, the <em>Today </em>host was reported to have spent a whopping $50,000 on his wife's lavish birthday celebrations in Noosa, according to the publication. </p> <p>Jasmine's entire look alone was worth an eye-watering $5,575, with her gown from Zimmermann costing $1,950. </p> <p>The party reportedly lasted for about two days, with a "recovery shindig" allegedly worth $10,000 also taking place. </p> <p>A close friend of the couple said at the time that "Karl is an old romantic" and was more than happy to treat his wife to a lavish birthday. </p> <p><em>Images: Instagram</em></p>

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Hero security guard tears up while speaking about girl he saved

<p>Laila Johnson, 11, and her mother Samantha, 34, from Candelo near Bega in regional NSW, were sightseeing in London when the young girl was stabbed in a <a href="https://www.oversixty.com.au/health/caring/11-year-old-australian-girl-identified-as-london-stabbing-victim" target="_blank" rel="noopener">random attack</a> in Leicester Square. </p> <p>Abdullah, a security who was working nearby during the random attack, had jumped into action and saved her life  by holding down the alleged attacker, Ioan Pintaru, until police arrived. </p> <p>On Thursday, Laila and her mum talked about the terrifying incident on <em>Sunrise</em>, and spoke about the incredible bond they had formed with the hero security guard. </p> <p>When shown the clip of Laila and her mum on <em>Sunrise </em>the day after, Abdullah was moved to tears by the heartfelt interview. </p> <p>“I will try to be in contact with them all my life,” Abdullah said, wiping away tears from his eyes.</p> <p>“She is just like my little sister now.”</p> <p>Abdullah was hailed as a hero for his bravery, and recognised at the Pakistan High Commission in London as part of their Independence Day celebrations on the 14th of August. </p> <p>Samantha had told <em>Sunrise</em> that Abdullah “is an absolutely gorgeous human”.</p> <p>“He’s just been checking in on Laila and myself and, yeah, we’ve just been keeping in contact,” she said.</p> <p>“He’s quickly taken Laila in as a little sister, and I think that he will continue to check in on her for a very long time." </p> <p>Pintaru  — a Romanian citizen with no fixed address —  was not asked to enter any pleas and was remanded in custody before his next hearing on September 10.</p> <p>He was charged with attempted murder and possession of a bladed article in a public place.</p> <p><em>Images: Seven</em></p>

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