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How to get started investing later in life

<p>For some people – particularly women – investing may not have been an option until now, constrained by a lack of income while raising children or low incomes leaving nothing to invest once the bills were paid.</p> <p>Others find a new-found need to invest later in life, such as after a separation, inability to work through illness or injury, or the sudden death of their partner.</p> <p>No matter your reason for exploring investing later in life, the following pointers will get you on your way to building financial independence and a comfortable retirement.</p> <p><strong>Update your strategy</strong></p> <p>When was the last time you updated your spending and investment plan (or household budget)? It may have been before the kids left home, your mortgage was paid off, or you began transitioning into part-time retirement. </p> <p>If so, your living costs have changed significantly – work expenses, home energy consumption, groceries etc. Furthermore, your goals, healthcare and lifestyle needs may also have changed.</p> <p>Update your strategy to align with your current goals, values, income and spending habits. Only then will you understand how much you can afford to invest and where to direct those funds.</p> <p><strong>Right-size your superannuation</strong></p> <p>In your later years, super is likely to be front of mind. Ensure this investment works its hardest for you by scrutinising its:</p> <p>•<span style="white-space: pre;"> </span>Structure: retail or industry fund? SMSF? Each has its own costs and benefits to contemplate.</p> <p>•<span style="white-space: pre;"> </span>Investments: reexamine the types of assets held, level of diversification and risk weighting.</p> <p>•<span style="white-space: pre;"> </span>Insurances: do you have adequate life, permanent disability and income protection cover? </p> <p>•<span style="white-space: pre;"> </span>Take advantage of superannuation strategies you may not be aware of</p> <p><strong>Unlock home equity</strong></p> <p>The biggest source of money you likely have at this stage of life is equity in your home. </p> <p>This can be used to invest with minimal impact on your everyday finances. In fact, unused equity is effectively dead money (until you sell the property).</p> <p>I always urge caution on reverse mortgages. In theory, they seem like a great way of unlocking equity without saddling you with regular repayments. However, they typically:</p> <p>•<span style="white-space: pre;"> </span>accumulate more debt.</p> <p>•<span style="white-space: pre;"> </span>have higher interest rates than standard mortgages.</p> <p>•<span style="white-space: pre;"> </span>only grant access to a portion of your equity.</p> <p>•<span style="white-space: pre;"> </span>can restrict your options to downsize later.</p> <p>•<span style="white-space: pre;"> </span>could leave you with no remaining equity when you sell the property or nothing to leave to your benefactors when you pass away.</p> <p><strong>Consider downsizing</strong></p> <p>An alternative to refinancing is downsizing from the family home. </p> <p>As well as unlocking money for investing, you benefit from lower upkeep costs (and cleaning!) on a smaller property and can make a lifestyle change at the same time (moving nearer to family, away from bustling cities, or into supported care if required).</p> <p>Additionally, you may be able to use part of the sale proceeds (up to $300,000) to turbocharge your super with a one-off <a href="https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/how-to-save-more-in-your-super/downsizer-super-contributions" target="_blank" rel="noopener">downsizer contribution</a>.</p> <p><strong>Examine pension impacts</strong></p> <p>Investing can impact your ability to claim the age pension when you retire, and how much you receive. </p> <p>This often comes to bite people who unlock equity in their home to invest, without realising that doing so means the money suddenly counts towards the pension means test.</p> <p>Before doing anything, methodically weigh up which will leave you financially better off – claiming a full or part pension, or self-funding your retirement through investments.</p> <p><strong>Minimise tax</strong></p> <p>Hefty tax bills can easily wipe out any investment returns, making tax a crucial factor in your decision-making.</p> <p>Potential tax considerations to factor into your strategy include:</p> <p>•<span style="white-space: pre;"> </span>Determining the most tax-effective ownership structure (e.g. do you invest in your or partner’s name? Through your super? Through a trust or company?</p> <p>•<span style="white-space: pre;"> </span>Incorporating stamp duty into purchase costs.</p> <p>•<span style="white-space: pre;"> </span>Ensuring there is enough profit from the sale of an investment to cover Capital Gains Tax (CGT) and income tax liabilities before deciding to sell.</p> <p>•<span style="white-space: pre;"> </span>Timing a sale to fall within the optimal financial year (e.g. in a year where your taxable income is lower or when relevant tax changes come into effect).</p> <p><strong>Invest in knowledge</strong></p> <p>Later in life, you have fewer working years remaining to recover any losses. Given the far-reaching implications of investing, I highly recommend first speaking to a financial adviser.  Many times the fees are paid for in initial tax savings. </p> <p>They can help you maximise your returns, minimise your tax, ensure you don’t inadvertently leave yourself worse off and give you peace of mind.</p> <p>After all, the whole point of investing is to make money. And, without current professional advice, you simply don’t know what you don’t know!</p> <p><em>Helen Baker is a licensed Australian financial adviser and author of the new book, Money For Life: How to build financial security from firm foundations (Major Street Publishing $32.99). Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at <a href="http://www.onyourowntwofeet.com.au/" target="_blank" rel="noopener">www.onyourowntwofeet.com.au</a></em></p> <p><em>Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754.</em></p> <p> </p>

Retirement Income

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"People don't vanish": Police step up search for missing teen

<p>The search for 17-year-old Pheobe Bishop has entered its second week, as Queensland Police continue to investigate her suspicious disappearance from Bundaberg.</p> <p>Pheobe was last seen on May 15, when her housemates claimed they dropped her off at Bundaberg Regional Airport around 8:30am. She was due to fly to Western Australia via Brisbane to visit her boyfriend, but police have since confirmed that she never entered the airport terminal or boarded her flight.</p> <p>Detectives have declared two active crime scenes: the Gin Gin home where Pheobe lived with a couple, and a grey Hyundai ix35 believed to have transported her to the airport. Investigators are combing both locations for clues.</p> <p>“Police have reviewed CCTV from the airport, which indicates that she did not enter the terminal,” said Detective Acting Inspector Ryan Thompson during a press conference. “This is a suspicious disappearance, and we’re treating it very seriously.”</p> <p>While no arrests have been made, police are speaking with individuals who knew Pheobe and are appealing to the public for help.</p> <p>Authorities are specifically requesting dashcam or CCTV footage of the grey Hyundai ix35, Queensland registration 414EW3, in the vicinity of Airport Drive and Samuels Road in Bundaberg, as well as the Gin Gin area on the day Pheobe vanished.</p> <p>“You may have the small piece of information that leads us to finding Pheobe,” said Thompson. “People don’t vanish – someone knows something, and we’re urging anyone with information to come forward immediately.”</p> <p>Pheobe’s family has distributed more than 400 missing person flyers across Bundaberg and Gin Gin and have been conducting their own searches through local rivers and bushland.</p> <p>She is described as being approximately 180cm tall, with a pale complexion, long dyed red hair, and hazel eyes. She was last seen carrying luggage and wearing a green tank top and grey trackpants.</p> <p>Anyone with information is urged to contact Crime Stoppers on 1800 333 000 or report online via the Queensland Police website.</p> <p><em>Images: Queensland Police</em></p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p>

Caring

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Shock after Aussie Olympian dies at just 53

<p>Australia’s sporting community is in mourning following the unexpected death of Olympian and former baseball superstar Adam Burton, who passed away on Monday at the age of 53.</p> <p>Known affectionately as “Hollywood” or “Burto”, Burton’s impact on and off the field spanned decades, from representing Australia at the 2000 Sydney Olympics to shaping the grassroots game across countless local clubs.</p> <p>Burton’s career began with extraordinary promise. A prodigious talent from Melbourne’s southeast, he came through the ranks at Waverley Baseball Club before earning a professional contract with Major League Baseball's Baltimore Orioles as a teenager – a rare feat for an Australian player at the time. Though injuries and circumstance curtailed his American journey, he would later sign with the Atlanta Braves before returning to dominate the Australian Baseball League (ABL).</p> <p>Waverley Baseball Club, where Burton first made his mark, said they were “shattered” by the loss of “one of the finest players to represent them and Australia”.</p> <p>“Adam carried the moniker ‘Hollywood’ during an 11-year ABL career that few matched,” the club said in a heartfelt tribute. “He was brash, cocky, entertaining – with a ‘can’t take your eyes off him’ talent. He had style. He had charisma. He would light up a room.”</p> <p>Burton’s career in the ABL was marked by highlight-reel moments and consistent excellence. He played over 330 games and compiled a .312 batting average, with multiple All-Star selections. He was instrumental in Waverley’s 1995 championship, and in one of the league’s most remarkable seasons, he led the Melbourne Reds from last place to champions with a league-best .388 average, 21 home runs and 18 stolen bases.</p> <p>“Adam Burton was a guy who could put the team on his shoulders without feeling the burden,” Waverley’s statement continued.</p> <p>While an ankle injury hampered his performance during the 2000 Olympics, his selection and presence on Australia’s national team only cemented his legacy in the sport. He also represented Australia in the Baseball World Cup, the Intercontinental Cup and the World Youth Series.</p> <p>Beyond his professional accolades, Burton remained deeply connected to the local game, coaching and playing with unwavering passion at clubs such as Blackburn, Melbourne, Preston and Watsonia.</p> <p>Baseball Victoria paid tribute to his enduring love for the game: “Adam will always be remembered for his unwavering love of the game and infectious personality. He was a beloved member of the Victorian baseball community and will be truly missed.”</p> <p>Burton’s coaching achievements in later years were as impactful as his playing career. In 2017-18, he led Preston Pirates to a VSBL Division 2 Premiership, and just last year, he played a key role in Watsonia’s A Grade Grand Final campaign.</p> <p>Watsonia Baseball Club described him as a figure who “clearly impacted all he met,” while Blackburn Baseball Club remembered him as both a “genius” and a mentor to the next generation of players.</p> <p>“Behind the cheeky smile, was a baseball genius and gifted teacher of the game,” said Blackburn’s statement. “We consider ourselves incredibly lucky to have had Adam as a member of our club… one of the all-time greats.”</p> <p>As tributes continue to pour in from across the country, the deep shock and sorrow of his passing is shared by teammates, friends, fans and especially the many young players who looked up to him as a hero.</p> <p>Adam Burton is survived by his children, Cienna and Brock.</p> <p><em>Images: Instagram</em></p>

Caring

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Olympic champ arrested after police sting

<p>Olympic gold medallist and former Ohio State wrestling star Kyle Snyder was arrested Saturday evening in connection with a prostitution sting conducted by Columbus police, according to reports from <em>The New York Post</em>.</p> <p>Snyder, 29, was among 16 men charged during the operation, which took place on the city’s North Side. Authorities say the sting involved undercover officers posting fake escort advertisements online in an effort to apprehend individuals seeking to solicit prostitution.</p> <p>Columbus Police Sergeant Joe Albert stated that Snyder responded to one of the decoy ads by calling and texting around 8:15pm Saturday. He then arrived at a local hotel expecting to meet a sex worker.</p> <p>According to police, Snyder paid an undercover officer in cash and requested oral sex before being taken into custody. He was released at the scene, and he is scheduled to appear in court on May 19.</p> <p>Snyder is one of the most decorated wrestlers in Ohio State history. He captured three straight NCAA heavyweight titles from 2016 to 2018 and helped lead the Buckeyes to a national team championship in 2015. His achievements earned him a place in the university’s Athletics Hall of Fame in 2024.</p> <p>Internationally, Snyder made headlines at the 2016 Olympic Games in Rio de Janeiro, where he became the youngest American wrestler ever to win a gold medal at just 20 years old. He followed that with a silver medal at the Tokyo 2020 Games and placed fourth in the 2024 Paris Olympics.</p> <p>At the time of writing, neither Snyder nor his representatives have commented publicly on the arrest.</p> <p><em>Images: Instagram</em></p>

Legal

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Outrage after shirtless man knocks out 92-year-old woman

<p>In a horrifying broad daylight attack that has shaken the Williamstown community southwest of Melbourne, CCTV footage has captured the moment a shirtless man allegedly knocked a 92-year-old woman unconscious outside a busy shopping centre.</p> <p>The unprovoked incident occurred just after midday, as the elderly woman was walking along Douglas Parade in Williamstown. According to Victoria Police, a shirtless man approached her and suddenly swung his arm, striking her in the head. The blow sent the woman crashing to the pavement, rendering her unconscious.</p> <p>Disturbing CCTV vision shows the man calmly walking away from the scene as the elderly victim lies motionless on the ground. Witnesses can be seen rushing to her aid moments later, with some members of the public reportedly restraining the man until police arrived.</p> <p>Ambulance Victoria confirmed the woman was transported to hospital in a stable condition. Miraculously, her injuries are not considered life-threatening.</p> <p>In a statement later released from her hospital bed, the woman expressed deep gratitude to those who came to her aid.</p> <p>"I wish to thank all those who have been so caring of me," she said. "I remember nothing of the actual incident, but when I woke up, I was surrounded by the police and ambulance and caring onlookers. I wish to thank everyone for their concern. I'm pleased to go home as I have a loving family and supportive friends."</p> <p>The alleged attacker, a 39-year-old man with no fixed address, was arrested on the scene and has since been charged with intentionally causing injury.</p> <p>Police are continuing their investigation and are urging anyone who witnessed the attack or has further footage to come forward.</p> <p><em>Images: Victoria Police</em></p>

Caring

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Jeep plunges into Swan River after wild Perth standoff

<p>A tense morning in Perth's western suburbs exploded into high drama as a police standoff ended with a man deliberately driving a Jeep off Claremont Jetty and into the Swan River, following hours of chaos, confrontation and confusion.</p> <p>The ordeal began around 9am local time (11am AEST), when a black Jeep was seen mounting the Claremont Jetty, its driver erratic and agitated. Within minutes, police had mobilised in force, positioning a squad car to block the only exit and deploying a full-scale response – including Tactical Response Group officers, police negotiators, the canine unit and a hovering police helicopter.</p> <p>Witnesses described a surreal and frightening scene as the driver shouted at police and bystanders, repeatedly revved the engine, and exited the vehicle several times to yell defiantly.</p> <p>“He was revving the car lots, shouting out at the police – I didn’t know what he was going to do,” said witness Cathy Greatrex. “Pretty scary, really.”</p> <p>The man’s mother arrived on the jetty and was seen pleading with her son from behind the police cordon, while officers attempted to de-escalate the situation. Behind the scenes, police had laid down a stinger device and reinforced their blockade with tactical vehicles.</p> <p>Tensions escalated just before midday when the Jeep suddenly lurched forward, ramming the parked police car and pushing it backwards, crumpling the front of the vehicle in a violent display of defiance.</p> <p>Minutes later, the vehicle's rear wheel slipped off the jetty’s edge as the driver reversed. Seizing the moment, he accelerated again – this time with no turning back. In front of stunned onlookers and dozens of officers, the Jeep launched off the end of the jetty and plunged into the Swan River.</p> <p>Within moments, officers rushed to the edge as the vehicle bobbed in the water, partially submerged. The man climbed onto the overturned Jeep before diving back into the water. Police with guns and Tasers drawn quickly surrounded the area.</p> <p>The Tactical Response Group moved in swiftly, pulling the man from the water and carrying him to a waiting ambulance. He was taken to Sir Charles Gairdner Hospital under police guard. Authorities confirmed that while his injuries were not believed to be serious, he remains under observation.</p> <p>The motive for the dramatic standoff remains unclear. However, new CCTV footage from nearby Walter Street may offer some clues. Earlier that morning, the same Jeep was captured careening through a residential area.</p> <p>“He literally just came right up, ramped up, knocked my green bin again and missed me – went down this concrete path,” resident Carina Robert said. “I just stood here with my jaw hanging on the ground, and then he turned the corner and there were almighty screeches tearing down the road.”</p> <p>As night fell, questions lingered about what drove the man to such a reckless and dangerous act. No charges have been laid, and police continue to investigate the full circumstances leading up to the event.</p> <p><em>Images: Nine News</em></p>

Travel Trouble

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A century after its discovery, scientists capture first confirmed footage of a colossal squid in the deep

<div class="theconversation-article-body">The colossal squid was first described in 1925 based on specimens from the stomach of a commercially hunted sperm whale. A century later, an international voyage captured the first confirmed video of this species in its natural habitat – a 30-centimetre juvenile, at a depth of 600 metres near the South Sandwich Islands.</p> <p>Colossal squid can grow up to seven metres and weigh as much as 500 kilograms, making them the heaviest invertebrate on the planet. But little is known about their life cycle.</p> <figure><iframe src="https://www.youtube.com/embed/lzPoG9H8Hlo?wmode=transparent&start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption><span class="caption">The first sighting of a juvenile colossal squid in its natural environment. Credit: Schmidt Ocean Institute.</span></figcaption></figure> <p>The footage of a young colossal squid in the water column was a serendipitous sighting, as many deep-sea squid observations are.</p> <p>It was seen during the live “divestream” feed of a remotely operated vehicle during the <a href="https://2022annualreport.schmidtocean.org/">Schmidt Ocean Institute</a> and <a href="https://oceancensus.org/">Ocean Census</a> partner expedition searching for new deep-sea species and habitats in the far south Atlantic, mostly focusing on the seafloor.</p> <p>Those tuned into the stream had the remarkable experience of seeing a live colossal squid in its deep-sea home, although its identity was not confirmed until the high-definition footage could be reviewed later.</p> <p>Predators such as whales and seabirds are still one of our best sources of information about the colossal squid (<em>Mesonychoteuthis hamiltoni</em>) because they are much better at finding it than we are.</p> <p>This partially explains why we have only just filmed this species in its natural habitat. Not only do these animals live in an enormous, dark and three-dimensional environment, they are also probably actively avoiding us.</p> <p>Most of our deep-sea exploration equipment is large, noisy and uses bright lights if we are trying to film animals. But the colossal squid can detect and avoid diving sperm whales, which probably produce a strong light signal as they swim down and disturb bioluminescent animals.</p> <p>The squid best able to avoid such predators have been passing on their genes for millions of years. This leaves us with a current population of visually acute, likely light-avoiding animals, well capable of detecting a light signal from many metres away.</p> <h2>Delicate beauty of deep-sea animals</h2> <p>The colossal squid is part of the “glass” squid family (Cranchiidae). Three known glass squid species are found in the Antarctic ocean, but it can be difficult to distinguish them on camera.</p> <p>Researchers from the organisation Kolossal, aiming to film the colossal squid, observed a similarly sized glass squid during their fourth Antarctic mission in 2023. But since the characteristic features needed to identify a colossal squid – hooks on the ends of the two long tentacles and in the middle of each of the eight shorter arms – weren’t clearly visible, its exact identity remains unconfirmed.</p> <p>In the Schmidt Ocean Institute footage, the mid-arm hooks are visible. And for this young individual, the resemblance to other glass squids is also clear. With age and size, colossal squid likely lose their transparent appearance and become much more of an anomaly within the family.</p> <p>While many will be amused by the idea of a “small colossal” squid, this footage showcases a beauty shared by many deep-sea animals, in contrast to the monster hype and “stuff of nightmares” click-bait titles we see all too often.</p> <p>This colossal squid looks like a delicate glass sculpture, with fins of such fine musculature they are barely visible. It has shining iridescent eyes and graceful arms fanned out from the head.</p> <p>At full size, the colossal squid may be a formidable predator, with its stout arms and array of sharp hooks, able to tackle two-metre-long toothfish. But in our first confirmed view of it at home in the deep sea, we can marvel at the elegance of this animal, thriving in an environment where humans require so much technology even to visit remotely.</p> <h2>Stranger than science fiction</h2> <p>Until recently, few people were able to take part in deep-sea exploration. But now, anyone with an internet connection can be “in the room” while we explore these habitats and observe animals for the first time.</p> <p>It’s hard to overstate the importance of the deep sea. It holds hundreds of thousands of undiscovered species, it is probably where life on Earth started, and it makes up 95% of the available living space on our planet.</p> <p>It has animals more splendid and strange than our most creative science fiction imaginings. This includes squids that start life looking like small light bulbs and then grow into true giants; colonies of individuals living together with each contributing to the group’s success; animals where males (often parasitic) are orders of magnitude smaller than females.</p> <p>This first confirmed sighting of a colossal squid inspires and reminds us how much we have left to learn.</p> <hr /> <p><em>The expedition that captured the footage of the colossal squid was a collaboration between the Schmidt Ocean Institute, the Nippon Foundation-NEKTON Ocean Census, and GoSouth (a joint project between the University of Plymouth, GEOMAR Helmholtz Centre for Ocean Research and the British Antarctic Survey).</em><!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/254584/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <hr /> <p><em>By <a href="https://theconversation.com/profiles/kat-bolstad-646280">Kat Bolstad</a>, Associate Professor of Environmental Science, <a href="https://theconversation.com/institutions/auckland-university-of-technology-1137">Auckland University of Technology</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/a-century-after-its-discovery-scientists-capture-first-confirmed-footage-of-a-colossal-squid-in-the-deep-254584">original article</a>.</em></p> <p><em>Image: </em><em>Schmidt Ocean Institute</em></p> </div>

Technology

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"Repeat offenders": New cameras rake in $30 million in just six months

<p>South Australia’s mobile phone detection cameras have netted more than $30 million in fines in just six months, revealing a staggering level of distracted driving despite a prior grace period.</p> <p>Since the cameras were officially activated on September 19, 2024, police have issued 46,476 fines to motorists caught using their phones behind the wheel. That’s an average of 200 people a day being caught – a drop from the 350 daily detected during the initial warning phase.</p> <p>During the three-month trial period following their mid-2024 introduction, the high-tech cameras sent out 64,454 warning letters. But once enforcement began, authorities wasted no time. In the first three months alone, 28,120 expiation notices were issued. The number dipped slightly in the next quarter, with just over 18,000 further infringements recorded.</p> <p>Superintendent Shane Johnson said while the declining numbers were a positive sign, the prevalence of repeat offenders remained troubling. “The number of repeat offenders has been disappointing, and police continue to investigate these offences,” he said. “Some registered owners have been issued with over 20. That is absolutely a serious concern for us.”</p> <p>Among the most alarming cases was one registered driver who racked up an astonishing 41 fines. In total, 308 drivers received four or more fines during the six-month period.</p> <p>South Australia's Police Minister Stephen Mullighan described the level of mobile phone use among drivers as “unacceptably high” but said the figures highlight the effectiveness of the detection technology.</p> <p>Motorists caught by the cameras face a $556 penalty, a $102 Victims of Crime Levy, and three demerit points. And while South Australia is pushing ahead – with two more detection cameras soon to be deployed – authorities have yet to reveal their locations.</p> <p>However, officials also cautioned that collecting the fines is another challenge altogether. In Queensland, for example, $160 million in seatbelt and mobile phone fines remains unpaid.</p> <p>SA Police used the release of the new data to remind drivers just how dangerous it is to take their eyes off the road – even briefly. “Being distracted by a mobile for two seconds at 60 kilometres an hour means a driver travels 33 metres without their eyes on the road,” a police spokesperson said. “At 100 kilometres an hour, that distance increases to 55 metres.”</p> <p>With enforcement ramping up and new cameras on the way, authorities hope the downward trend continues – and that more drivers will finally put the phone down.</p> <p><em>Images: SA Police</em></p>

Legal

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"Dumb and Dumber": Karl levels brutal accusation

<p>Treasurer Jim Chalmers has dismissed accusations that Australia’s major political parties are recklessly splurging on big-ticket promises to win votes, defending Labor’s fiscal strategy during a heated exchange with <em>Today </em>host Karl Stefanovic.</p> <p>Stefanovic didn’t hold back on Monday morning, opening the interview with a blunt comparison, saying watching the major parties was like "watching <em>Dumb and Dumber</em>, you guys recklessly buying our votes".</p> <p>Chalmers swiftly pushed back, insisting there is "a really important difference" between responsible budgeting and empty spending.</p> <p>“What we've shown as a Labor government is we’ve been able to maintain a focus on the cost of living,” Chalmers said.</p> <p>“At the same time, we’ve got the budget in much better nick, and that’s meant that we could make room for the sorts of commitments that we have been making in a really responsible way."</p> <p>Chalmers pointed to the government’s fiscal achievements, highlighting a significantly stronger budget position. “The budget’s more than $200 billion stronger than when we came to office. We’ve got the Liberal debt down,” he said. “We’ve delivered those two surpluses, and that’s meant we’ve been able to help with the cost of living. Ongoing tax relief, helping with medicines and energy, bill rebates and the like.”</p> <p>The debate comes as both Labor and the Coalition unveil costly housing policies, which economists warn could further inflate housing prices by injecting more money into an already overheated market.</p> <p>Chalmers criticised the Coalition’s approach, claiming it lacks lasting impact. “What Peter Dutton did yesterday was to borrow and burn another $10 billion and still provide no ongoing cost of living help for people who are doing it tough," he argued.</p> <p>“And then he’ll claw that back with permanently higher income taxes, lower wages and secret cuts to pay for his nuclear reactors.”</p> <p>As the election campaign heats up, both sides are under increasing scrutiny over their spending pledges and their real impact on Australians facing mounting cost-of-living pressures.</p> <p><em>Images: Today show</em></p>

TV

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"He was just a genius": Shock after former AFL star dies at just 42

<p>Former AFL player Andrew Krakouer has passed away at the age of 42, prompting an outpouring of grief from former teammates, coaches and the broader football community.</p> <p>Krakouer, who played for Richmond and Collingwood, reportedly suffered a suspected heart attack at a family home in Perth on Sunday. His sudden passing has left many in shock, especially those who played alongside him during his impressive AFL career.</p> <p>Having played 102 games for the Tigers, Krakouer made a remarkable return to elite football after a personal setback, going on to play 35 matches for the Magpies. He was a key player in Collingwood’s 2011 grand final against Geelong, where he kicked three goals.</p> <p>Before his Collingwood stint, Krakouer dominated in the WAFL, winning the Sandover Medal in 2010 and delivering a best-on-ground performance in Swan Districts' premiership victory. His 42-disposal, four-goal effort in that grand final remains one of the greatest individual displays in WAFL history.</p> <p>Bouncing back from time in prison, Krakouer was recruited by Collingwood ahead of the 2011 season. He made an instant impact, scoring 35 goals across 23 games and winning Mark of the Year for his spectacular high-flying grab. However, his career was hampered by an ACL injury in early 2012. Despite this setback, he made a strong return later that year, featuring in three finals and kicking four goals in the qualifying final against Port Adelaide.</p> <p>Following a limited 2013 season, he was delisted but continued to be involved in football through media roles. He appeared on the <em>Marngrook Footy Show</em> and later co-hosted <em>Yokayi Footy</em>, also contributing as a commentator on both TV and radio.</p> <p>Tributes have poured in from former teammates and coaches across the country, commemorating Krakouer’s talent and character.</p> <p>“Rest in peace Andrew Krakouer. A beautiful man who was loved by all his teammates. Always greeted you with a hug and a smile. Love to Jimmy and Andrew’s daughters and all his family. Very sad day,” said Richmond great Matthew Richardson.</p> <p>Fellow ex-Tiger and former club CEO Brendon Gale also expressed his sorrow. “So saddened by the tragic and unexpected passing of Andrew Krakouer. Krak was a special talent — but more than that, he was a deeply loved husband, father, son, teammate, and friend. My condolences are with the Krakouer family and all who loved him. Rest easy Krak.”</p> <p>Collingwood’s former coach Nathan Buckley was visibly shaken upon hearing the news while live on radio. “That’s really sad news. That’s tragic, so young at 42,” Buckley said on SEN. “A really calm, quiet teammate, who was respectful and went about his business. I really enjoyed the years with him, that’s really sad for his family and his mates.”</p> <p>Buckley also paid tribute to Krakouer’s footballing prowess, particularly his ability to produce spectacular moments on the field. “We’d get him in whenever we could,” Buckley recalled. “He was just a genius. He was just a player who could do the special things. The hanger he took in 2011 (to win Mark of the Year) was elite.</p> <p>“He just loved the game, found a way to impact, and could do things that other players couldn’t do. He was exceptional.”</p> <p>Krakouer came from a legendary footballing family. His father, Jim, and uncle, Phil, were WAFL and North Melbourne stars in the 1980s, while his cousin, Nathan, played for Port Adelaide and Gold Coast.</p> <p>AFL chief executive Andrew Dillon also extended condolences. “We send our sincere condolences to Andrew’s family and many friends across football,” Dillon said. “To lose him at such an early age is a tragedy, and we hope there can be some peace for his family in this heart-breaking and difficult time.</p> <p>“To all his past teammates at Richmond, Collingwood, the team at AFL media, and all Indigenous players and staff across the industry, our thoughts are with you all.”</p> <p>Krakouer’s impact on the game and his ability to inspire others will not soon be forgotten.</p> <p><em>Images: Instagram</em></p>

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Controversy after former officer who tasered Clare Nowland learns his fate

<p>Kristian James Samuel White, the now-former police officer who fatally tasered 95-year-old Clare Nowland, has avoided a prison sentence. A judge described the act as a "terrible mistake" but ruled it fell at the lower end of seriousness for manslaughter cases.</p> <p>White, 35, left the NSW Supreme Court on Friday under strict conditions, including a two-year community corrections order requiring good behaviour and an order to complete 425 hours of community service. The sentencing follows the tragic events of May 17, 2023, when White fired a Taser at Nowland at the Yallambee Lodge aged-care home in Cooma, NSW.</p> <p>Justice Ian Harrison acknowledged the unlawful and dangerous nature of White's actions, stating he had misread or misunderstood the situation. “A frail and confused 95-year-old woman in fact posed nothing that could reasonably be described as a threat of any substance,” he said.</p> <p>Nowland, who suffered from dementia, was holding a knife while using a walking frame and had ignored staff attempts to disarm her. White, after only a few minutes at the scene, discharged his Taser, reportedly saying, "nah, bugger it," before the weapon’s barbs struck her chest. The force of the Taser caused her to fall and suffer a brain bleed, leading to her death in hospital a week later.</p> <p>Justice Harrison recognised the grief and anger of Nowland’s family, stating, “The complete and utter frustration and despair exhibited by her family in the circumstances is easy to understand when things could have so easily been handled better.”</p> <p>While White’s actions were deemed unlawful, the judge noted that he had been called to the aged-care home lawfully and had been required to resolve the situation. “He could not have chosen to do nothing,” Justice Harrison said.</p> <p>During sentencing, White stood expressionless, while members of Nowland’s family were visibly emotional. In a letter to the family submitted to the court, White expressed deep remorse, writing, “I take full responsibility for my actions – I felt and still feel horrible for what happened. I do not expect you to take my apology as a request for forgiveness and I understand that you suffer greatly.”</p> <p>Since the incident, White has been diagnosed with major depressive disorder and post-traumatic stress disorder. Due to public outrage in Cooma, he will be forced to relocate.</p> <p>White was dismissed from the NSW Police Force in December following his guilty verdict. However, he has initiated legal action to seek a review of the decision.</p> <p>The case has sparked widespread debate over police use of force, particularly in interactions with vulnerable individuals, with the lenient sentence leaving many questioning whether justice was adequately served for Nowland and her grieving family.</p> <p><em>Images: Supplied</em></p>

Legal

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Aussie TV star wins $9.2m on game show – the largest in history

<p>In an electrifying moment that will surely go down in television history, Australian reality TV star David Genat has claimed a jaw-dropping AUD$9.2 million prize on US television, securing the largest single cash payout ever seen on American TV.</p> <p>The 44-year-old, widely recognised by Aussie audiences from <em>Survivor Australia</em>, <em>Celebrity Apprentice</em>, <em>Rush</em> and <em>Getaway</em>, delivered a masterclass in risk-taking and intuition in NBC’s <em>Deal or No Deal Island</em>.</p> <p>Genat, dubbed the “Survivor golden god” after his 2020 <em>Survivor Australia: All Stars</em> victory, knew he had the upper hand early in the final showdown. But the real twist came when the show’s notorious banker was revealed as none other than Chrissy Teigen.</p> <p>Faced with 26 cases – one containing the life-changing sum of AUD$12.2 million – Genat navigated a nail-biting elimination round, fuelled by his father’s memory and a razor-sharp strategy. Rejecting a staggering seven offers, including multiple million-dollar deals, he played with nerves of steel until just two cases remained.</p> <p>Then came the final offer: a mind-blowing $US5.8 million ($AUD9.2 million). With tension at an all-time high, Genat made the call – he took the deal.</p> <p>It was a decision that paid off in monumental fashion. When his chosen case was opened, it contained just $75. Had he gambled one step further, he would have walked away with next to nothing. Instead, he etched his name into television history with the record-breaking win.</p> <p>“It was surreal,” Genat later shared with <em>USA Today</em>. <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">“The offer came in at US$5.8 million and I started thinking about it, and that is just so much money. I was having a spiritual experience, man. I just knew where that money was. I knew which cases to open. I was looking for signs from my father, who passed away a couple of years ago. I felt his presence there, and he was just guiding me on what cases to open.”</span></p> <p>That deep connection gave him the clarity to seize the moment and walk away with a life-altering fortune. “My frequency is on another level,” he added. “I fully feel like I’m floating.”</p> <p><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">With his newfound millions, Genat already has a few indulgences in mind, including a new motorcycle, a luxury watch and some sleek new cars for his four kids.</span></p> <p>But the adventure might not stop here. Rumours are swirling that Genat could be gearing up for another reality TV showdown on the upcoming <em>Survivor: Australia vs. the World</em>, set to air later this year.</p> <p><em>Images: Instagram</em></p>

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Welcome to the "please pull me over" club

<p>If you're like me – and most Aussie drivers – I do my best to avoid being pulled over. I check my mirrors, stick to the speed limit (mostly), and keep my rego up to date. But for some "people" out there, the road rules are more of a vague suggestion than a requirement. Enter the sovereign citizen number plate fiasco – because what better way to invite the attention of the cops than slapping an illegal plate on your car?</p> <p>In Adelaide this week, one particularly bold Toyota driver decided to test the limits of both the law and common sense by cruising around with a number plate that simply read "PRIVATE". If that wasn’t enough to get the attention of South Australia Police, the plate also featured the cryptic phrase "Special Trust Security" below that in tiny letter. Because nothing says "totally legitimate vehicle" like an official-looking but entirely made-up title.</p> <p>A sharp-eyed local spotted this masterpiece of vehicular rebellion and did what any responsible citizen would do: posted it online for all of Australia to mock. "What the F are these? Surely not legal?" they asked, unknowingly triggering a flood of gleeful internet ridicule.</p> <p>"They're plates which will guarantee SAPOL will pull them over at their first opportunity," one commenter noted. Others speculated that the driver might be part of the ever-growing "sovereign citizen" movement – a loose collection of legal theorists whose main belief is that laws are just an optional lifestyle choice.</p> <p>SAPOL wasted no time <a href="https://au.news.yahoo.com/drivers-bizarre-number-plate-prompts-933-fine-warning-not-legal-010747837.html" target="_blank" rel="noopener">confirming that these plates were, in fact, highly illegal</a>. Not just "a slap on the wrist" illegal – more like "here's a $933 fine before you even get to say 'but my rights!'" illegal. "These plates appear fake and are not plates that have been issued by SA Department for Infrastructure and Transport," a police spokesperson told Yahoo News. Translation: They might as well have written their rego number on a napkin.</p> <p>The online reaction was ruthless. "It’s the best way to show off your dreadful understanding of the law to an already disinterested police officer," one person quipped. Another called it "a sovereign citizen in the wild", while a third dubbed them "please pull me over plates". The internet, as always, did not disappoint.</p> <p>But this isn't a one-off. In 2023, a photo surfaced of a Holden in Queensland sporting an even more outlandish plate. This one featured the text "Private Property Non-Commercial, Living Woman, Terra Australia Incognito", and even claimed that removing the plate would incur a $50,000 fine. Extra points for creativity, but again, zero points for legal accuracy. Even more baffling, the plate included a real registration number – in absurdly tiny print. Presumably for that tiny sliver of plausible deniability.</p> <p>While most of us are content to pay our rego and drive without incident, these rogue motorists seem determined to treat traffic laws like a choose-your-own-adventure book. Unfortunately for them, SAPOL isn't in the habit of playing along. So next time you see someone cruising around with an official-looking but entirely nonsensical number plate, just remember – they’re not just driving, they’re providing free entertainment for the rest of us.</p> <p><em>Images: Reddit</em></p>

Legal

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Police investigating after pet cavoodle held for ransom

<p>A Sydney family are in shock after being forced to pay a ransom for the return of their beloved cavoodle, Benji, after he was snatched from the street and held for cash in an appalling case of dognapping.</p> <p>Benji, a 10-year-old cavoodle, escaped from his home on Flinders Crescent in Hinchinbrook around 45 minutes west of hte CBD when a tradesman accidentally left a gate open. His desperate owner, Paulina Tran, searched tirelessly, knocking on doors in her neighbourhood and posting urgent appeals on social media.</p> <p>“Our whole family is quite distraught,” Tran <a href="https://7news.com.au/news/missing-cavoodle-snatched-by-stranger-in-sydneys-southwest-reunited-with-owner-after-50-ransom-c-18144581" target="_blank" rel="noopener">told 7NEWS</a>. “My kids have been crying non-stop because we’ve had this dog for 10 years.”</p> <p>A breakthrough came when a neighbour provided CCTV footage showing a man in a dark blue T-shirt and light blue shorts taking Benji off the street several hundred metres from Tran’s home. “He was very distraught. You can hear him on the footage crying,” Tran said of Benji.</p> <p>Another neighbour, who was working from home, witnessed the incident and recalled the man whistling to Benji – a suspicious action since owners typically call their dogs by name. As the community rallied, more people came forward with information, eventually helping identify the man caught on CCTV.</p> <p>Determined to bring Benji home, Tran and her husband confronted the man at his residence, only to be met with a ransom demand.</p> <p>“We approached him and he refused to give us our dog back, saying that we needed to give him money,” Tran recounted. The situation then escalated when the man became aggressive and issued a disturbing threat: “I will skin your dog alive” if they refused to pay.</p> <p>Fearful for Benji’s safety, Tran and her husband reluctantly agreed to hand over a small sum. The man took the money before retrieving Benji, who was returned with a rope tightly secured around his neck.</p> <p>Despite their ordeal, Tran and her husband chose not to take further action after seeing children at the man’s home.</p> <p>“It doesn’t take two bad people to make things right. Just because someone’s bad doesn’t mean you have to be bad to them,” Tran said.</p> <p>In response to inquiries by 7NEWS, NSW Police have confirmed they will be investigating the incident.</p> <p><em>Images: Facebook / 7NEWS</em></p>

Family & Pets

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Shock after baseball champion's 14-year-old son dies while on family holiday

<p>The baseball world is grieving alongside former New York Yankees outfielder Brett Gardner and his family after the tragic and unexpected passing of his 14-year-old son, Miller.</p> <p>Miller Gardner died in his sleep on Friday, March 21, while on holiday with his family. According to a statement released by Brett and his wife, Jessica, through the Yankees organisation, Miller had fallen ill during the trip along with several relatives. The family did not disclose further details about the nature of the illness or their location at the time.</p> <p>“We have so many questions and so few answers at this point,” the grieving parents shared. “Miller was a beloved son and brother, and we cannot yet comprehend our life without his infectious smile.”</p> <p>Brett and Jessica, who also share an older son, Hunter, requested privacy as they mourn and seek healing. They described Miller as a vibrant and adventurous young boy who had a passion for football, baseball, golf, hunting and fishing.</p> <p>“He lived life to the fullest every single day,” they wrote, adding their gratitude to those who have offered condolences and support. They also extended their thoughts to other families who have suffered similar losses, saying, “We share their grief.”</p> <p>The Yankees, where Brett Gardner spent his entire 14-season Major League Baseball career, also released a heartfelt statement. They described Miller as having “a spark in his eyes, an outgoing and feisty personality, and a warm and loving nature.”</p> <p>“Words feel insignificant and insufficient in trying to describe such an unimaginable loss,” the team shared on social media. “It wasn’t just Brett who literally grew up in this organisation for more than 17 years – so did his wife, Jessica, and their two boys, Hunter and Miller.”</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Statement from Brett and Jessica Gardner: </p> <p>With heavy hearts we are saddened to announce the passing of our youngest son, Miller. He was 14 years old and has left us far too soon after falling ill along with several other family members while on vacation. We have so many… <a href="https://t.co/lBCBVmKGUe">pic.twitter.com/lBCBVmKGUe</a></p> <p>— New York Yankees (@Yankees) <a href="https://twitter.com/Yankees/status/1903854341737386272?ref_src=twsrc%5Etfw">March 23, 2025</a></p></blockquote> <p>Brett Gardner, now 41, was a key part of the Yankees’ 2009 World Series-winning team and became a fan favourite for his grit and dedication to the game. </p> <p>Messages of love and prayers continue to pour in, a testament to the impact Miller had on those who knew him and to the deep respect held for Brett and his family.</p> <p><em>Images: X (formerly Twitter)</em></p>

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Desperate Aussie dad sparks brutal immigration debate on Q+A

<p>An Australian father, fearing that another rent hike could push his family into homelessness, directly challenged the federal government’s immigration policies on national television.</p> <p>Morgan Cox, a father of a one-year-old, raised his concerns on ABC’s <em>Q+A</em> program on Monday night. The episode, broadcast from the federal election battleground of Wyong on the Central Coast of New South Wales, saw an emotionally charged exchange between Cox and Federal Health Minister Mark Butler.</p> <p>Cox detailed his dire financial situation, explaining that he had recently received notice of a $180-per-week rent increase – an additional $10,000 annually. “I tried to find a cheaper place and there just aren’t any," Cox said. "What little is available, there’s dozens of people lined up. Lots of them are immigrants and they have plenty more money than I can possibly get.” </p> <p>The audience applauded as he pressed the government on whether it planned to curb immigration to align with housing availability. In response, Butler expressed sympathy, acknowledging the widespread struggles with housing affordability.</p> <p>“I’m so sorry you’re going through that and it’s a story we all hear right across the country, particularly in the bigger states around the big cities,” Butler said. He then noted that the government was working to bring immigration levels down to sustainable levels, but said that it is difficult to control departures of temporary residents.</p> <p>“What we’ve found after those efforts is that the arrival numbers have returned to about pre-Covid levels, but we’re not managing the exits – the people returning home after studying or short-term skilled work. We’re working very hard on that,” Butler explained.</p> <p>However, Cox appeared visibly frustrated, questioning why the government could not simply halt immigration until housing supply could meet demand.</p> <p>Former NSW Treasurer Matt Kean, also on the panel, argued that the issue was more complex than immigration alone. “The reality is that we need more housing supply," he said. "More supply into the system means more availability for renters, for homeowners – more choice.” </p> <p>He further criticised excessive bureaucracy in housing development. “There’s way too much red tape and green tape stopping housing developments, whether it’s Sydney, Melbourne, or right across Australia,” he added.</p> <p>As housing affordability continues to be a pressing concern for many Australians, the government clearly faces increasing pressure to strike a balance between population growth and adequate housing solutions.</p> <p><em>Images: ABC</em></p>

Money & Banking

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Police warn against idiotic cyclone behaviour

<p>As Tropical Cyclone Alfred unleashes powerful storm surges and massive waves along Australia’s coastline, videos have emerged on social media showing people risking their lives for the perfect shot - despite repeated warnings from authorities to stay away from dangerous coastal areas.</p> <p>Footage circulating online captures individuals walking along the shoreline, snapping pictures, and even getting knocked over by monstrous waves. Some videos have amassed hundreds of thousands of views, sparking widespread criticism.</p> <p>One alarming incident occurred at Elephant Rock in Currumbin, where a group of people became trapped at a lookout after massive swells wiped out the road connecting them to the mainland. Viewers of the viral video condemned their reckless actions, with many questioning why they were out sightseeing during such treacherous conditions.</p> <p>Authorities have also reported a missing jet skier on the Gold Coast, heightening concerns about public safety during the storm. Gold Coast Acting Chief Superintendent Peter Miles expressed his frustration over the situation.</p> <p>“We all need to be a bit more smart about this and ensure that we don’t have any unneeded rescues or potentially worse where we’re looking at fatalities,” he said. “This isn’t a sunset where you can take a nice picture. You’re dealing with Mother Nature at her wildest.”</p> <p>Acting Gold Coast Mayor Donna Gates has threatened fines of up to $16,100 for those ignoring safety warnings and engaging in reckless behaviour along the coast. “For all those people that are going down to the beach and standing on the rock walls or on the sand, please stay away,” Gates pleaded on Thursday afternoon.</p> <p>“We’ve been in touch with police today. There’s been some really foolish behaviour, and it’s so important that people stay away from the beach.</p> <p>“We have been declared a disaster zone, which enables police to take action, and anyone performing a reckless action can actually be fined up to $16,100.”</p> <p>She went on to stress the importance of spreading the message widely, hoping to deter further risky actions: “It’s really in an effort to keep people who are a bit stupid, safe. We need to tell them over and over again, stay out of the water. It’s dangerous.”</p> <p>Her concerns were echoed by Lismore Mayor Steve Krieg, who urged residents to avoid becoming “environmental tourists” during the storm.</p> <p>“Don’t put others in danger because you want to become an environmental tourist or take some of these selfies and put yourself in harm’s way,” he said in a press conference alongside NSW Premier Chris Minns. “Heed the warnings, stay at home and protect your loved ones, and please stay safe.”</p> <p><em>Image: TikTok</em></p>

Travel Trouble

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Over 350k Aussies to be forced back into the office

<p>Opposition leader Peter Dutton has vowed to end working from home arrangements for public servants, forcing them back into an office five days a week. </p> <p>The leader of the Coalition will end flexible work arrangements for federal government employees, which currently allows them to work from home for two days a week.</p> <p>According to a report in the <a href="https://www.afr.com/policy/economy/coalition-to-force-public-servants-to-return-to-the-office-20250303-p5lge3" target="_blank" rel="noopener" data-link-type="article-inline"><em>Australian Financial Review</em>,</a> the Coalition will also make massive job cuts, slashing about 36,000 jobs, which will save about $6 billion per year, if elected in the upcoming federal election.</p> <p>Prime Minister Anthony Albanese warned that the drastic move would impact frontline workers, meaning slower delivery times for Aussies on benefits, including veterans.</p> <p>Opposition spokeswoman Jane Hume said the government has offered a “blank cheque to work from home” to employees, saying it was “unsustainable” and “not an arrangement that works for everyone”.</p> <p>On Tuesday, <em>7News</em> reporter Nick McCallum and Founding Director of Western Sydney Women, Amanda Rose, spoke with Nat Barr about the policy on <em>Sunrise</em>.</p> <p>“Nick, would there be a revolt if public servants are ordered back to the office?” Barr asked.</p> <p>“I have no doubt there would be. I actually like the policy. I think it is ridiculous that, what is it now, more than 60 per cent of federal public servants have ability to work at home,” McCallum said.</p> <p>“There is a big ‘but’ to all of this: Peter Dutton, it’s a perfect policy for him to sound tough, sound Donald Trump-like, bang his chest and say ‘I am going to demand they come back’ but they’ve recently signed a workplace agreement and under that there is a presumption that they can work at home."</p> <p>“All people in the public service can at least request it. There is a presumption they can do it and there is no limit on the number of days they can actually work from home."</p> <p>“So, he can’t really change that until 2027 anyway. So, call me cynical but it’s a perfect policy for him but at the moment he can’t do a lot about it.”</p> <p><em>Image credits: STEVEN MARKHAM/EPA-EFE/Shutterstock Editorial </em></p>

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