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Major bank announces huge home loan rate cut

<p>The Commonwealth Bank of Australia (CBA) will reduce its fixed-rate home loans by up to 0.40 percentage points across all terms starting Friday, following a 0.25 percentage point cut to its variable rate in response to the Reserve Bank of Australia’s (RBA) recent cash rate reduction.</p> <p>The new rates will see CBA’s lowest fixed offering set at 5.49% for a three-year term. Despite the move, experts say the cuts are unlikely to spark a surge in homeowners locking in their mortgages.</p> <p>Sally Tindall, data insights director at Canstar.com.au, said the rate adjustments bring CBA closer to its major bank competitors but aren’t enough to significantly shift consumer behaviour.</p> <p>“CBA’s fixed rate cuts aren’t groundbreaking, but rather a bid to inch closer to its key competitors,” Tindall said. “Fixed rates have been falling fairly consistently this year, and we expect this activity will continue as banks price in the increasing likelihood of further cash rate cuts.”</p> <p>While CBA’s new rates mark progress, rivals remain more competitive. ANZ holds the lowest one- and two-year fixed rates among the big four banks, while National Australia Bank (NAB) continues to offer the most attractive three-, four-, and five-year fixed terms.</p> <p>Tindall also noted that with only a slim margin – just 0.10 percentage points – between current fixed and variable rates, many borrowers will likely hold off from locking in.</p> <p>“With the possibility of further RBA cuts ramping up, it’s hard to see many people jumping at the chance to lock up their mortgage for the next three years,” she said. “The majors might have to offer a fixed rate in the ‘4’s’ if they’re serious about getting people to lock in.”</p> <p>Canstar’s latest data shows a flurry of activity across the lending sector since the RBA’s decision. Twenty lenders have reduced at least one fixed rate this month, and five major lenders, excluding CBA, have already made cuts.</p> <p>Among them, BOQ, Community First Bank, Police Bank and Queensland Country Bank now offer at least one fixed rate below 5%, setting the benchmark at 4.99%.</p> <p>Tindall urged borrowers to carefully consider their financial situation and risk appetite when deciding between fixed and variable rates. “If you’re deciding between a fixed or variable rate, understand what might suit your finances and, to some extent, your personality. When you make a decision, take the time to look for a competitive rate,” she said.</p> <p>While the trend suggests fixed rates will continue to fall, CBA's latest move clearly shows the intense competition in the home loan market – one that still leaves many Australians hesitant to commit.</p> <p><em>Image: Supplied</em></p>

Money & Banking

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Outrage as school allows students to opt out of Anzac Day service

<p>A public primary school in Sydney’s northwest has sparked controversy after allowing students to opt out of its upcoming Anzac Day service. The decision by Sherwood Ridge Public School has drawn criticism from parents, veterans and community leaders, who argue that all students should recognise the sacrifices made by Australia’s service members.</p> <p>Principal Jody Sullivan recently emailed parents, requesting that they inform the school if they did not want their children to attend a commemorative assembly scheduled for April 10. The move was aimed at accommodating a small group of Christian students whose families object to commemorating war due to their religious beliefs.</p> <p>The announcement was met with strong condemnation, particularly from veterans and advocacy groups. Former commando and RSL NSW President Mick Bainbridge responded by <a href="https://www.dailymail.co.uk/news/article-14557953/Anzac-Day-Sherwood-Ridge.html" target="_blank" rel="noopener">telling <em><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Daily Mail Australia</span></em></a><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">, </span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">“Anzac Day is not a celebration of war; in fact, it commemorates the horrors of war and ensures the sacrifices of those who served and died are never forgotten. Our young people learn about Australia’s proud military past.”</span></p> <p>Less than a dozen students will be supervised in alternative learning activities while the rest of the school participates in the assembly. Despite the limited scope of the decision, many feel it still sets a troubling precedent.</p> <p>Veteran Advocacy Australia branded the move as “disgusting” and called on NSW Premier Chris Minns to intervene. Former NSW Veterans Affairs Minister David Elliott also criticised the decision, stating, “It really is an insult to the families of the 100,000 who died for this country.”</p> <p>Parents took to social media to express their dismay, with one mother writing, “Honouring and remembering those that have fought and lost their lives to keep us safe has nothing to do with religion.” Another parent argued, “This is not commemorating war; it is remembering those who gave their all to keep this country free.”</p> <p>The NSW Department of Education has since responded, reaffirming its expectation that all public schools commemorate Anzac Day with memorial ceremonies. Secretary Murat Dizdar stated, “Our students are required to learn about the importance of Anzac Day and the sacrifice our servicemen and women made, and continue to make, as part of their regular lessons.”</p> <p>While Sherwood Ridge Public School has acknowledged that its message could have been communicated more selectively, the backlash <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">as the nation prepares to mark the 110th anniversary of the Gallipoli campaign </span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">serves as a stark reminder of the ongoing debate about how Anzac Day should be observed in schools. </span></p> <p><em><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Images: Supplied</span></em></p>

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Research suggests those who use buy-now-pay-later services end up spending more

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/ashish-kumar-1056067">Ashish Kumar</a>, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a></em></p> <p>Once, borrowing money to make a purchase was a relatively tedious process, not a spur-of-the-moment thing.</p> <p>True, some stores offered lay-by plans that would let you pay for goods in instalments. But if they didn’t, and you didn’t already have a credit card, you’d have to go to a bank and apply for one.</p> <p>That would mean providing a range of supporting documents, negotiating an appropriate credit limit, and waiting for approval. It’s unlikely you’d apply for credit just for a single, small purchase.</p> <p>In recent years, though, the financial technology or “fintech” revolution in the customer credit market has changed all that, with the meteoric rise of buy-now-pay-later (BNPL) services.</p> <p>BNPL credit allows consumers to split their purchases into smaller, interest-free instalments. It is often directly integrated into online checkouts with fast approval, making it easy to purchase something instantly and spread the cost over coming months.</p> <p>There are some obvious risks. Many BNPL providers charge less visible fees, such as late payment fees and account maintenance fees. In many countries, the BNPL sector is also less regulated than traditional credit.</p> <p>But does it also change our spending habits? Our recent <a href="https://doi.org/10.1016/j.jretai.2024.09.004">research</a> uncovered a concerning insight: consumers who use BNPL services end up spending more money online than those who don’t. This effect is particularly strong among younger shoppers and those with lower incomes.</p> <h2>Our research</h2> <p>We <a href="https://doi.org/10.1016/j.jretai.2024.09.004">analysed</a> data from an online retailer in the Nordic region that offered customers three payment options for online purchases: card, pay on delivery and BNPL.</p> <p>We found that consumers who used BNPL spent an average of 6.42% more than those who didn’t.</p> <p>This increase was particularly noticeable for low-ticket items, suggesting that BNPL may encourage customers to buy more when shopping for smaller, everyday things.</p> <p>Why might this be the case? For one, BPNL spending is constrained by the size of the loans on offer. In the US, the average BNPL loan amount is <a href="https://files.consumerfinance.gov/f/documents/cfpb_consumer-use-of-buy-now-pay-later_2023-03.pdf">US$135</a> (A$217).</p> <p>It may also be related to what’s known in economics as the “<a href="https://www.theguardian.com/business/2008/dec/22/recession-cosmetics-lipstick">lipstick effect</a>”, where customers under financial strain tend to reduce spending on big-ticket items in favour of lower-priced luxuries.</p> <p>Selling such low-ticket items doesn’t always give online retailers the biggest profit margins. But it can play a crucial role in acquiring and retaining customers, and creating opportunities to upsell.</p> <p>Our research also showed that younger, lower-income customers were more likely to spend more when using BNPL services, likely because it provides them with additional “liquidity” – access to cash.</p> <h2>Why might they be spending more?</h2> <p>It’s easy to see why so many consumers like BNPL. Some even think of it as more of a way of payment than a form of credit.</p> <p>The core feature of such services - offering interest-free instalment payments for online purchases - has a significant psychological impact on customers.</p> <p>It leverages the principle that the perceived benefit of spending in the present outweighs the displeasure associated with future payments.</p> <p>This behaviour aligns with theories of “hyperbolic discounting” – our preference for smaller immediate rewards over larger later ones – and the related “<a href="https://www.behavioraleconomics.com/resources/mini-encyclopedia-of-be/present-bias/">present bias</a>” phenomenon.</p> <p>Our results also suggest customers with high category experience – that is, more familiar with the larger product categories carried by a retailer – and those more sensitive to deals and promotions are likely to spend more when online retailers provide BNPL as a payment option.</p> <h2>A growing influence on spending</h2> <p>The economic impact of BNPL is substantial in the countries that have pioneered its adoption.</p> <p>In Australia, birthplace of Afterpay, Zip, Openpay, and Latitude, it’s <a href="https://www.oxfordeconomics.com/wp-content/uploads/2022/10/AFIA_BNPL_Research_Report-1.pdf">estimated</a> that (allowing for flow-on effects) BNPL services contributed A$14.3 billion to gross domestic product (GDP) in the 2021 financial year.</p> <p>Industry research firm Juniper Research <a href="https://www.juniperresearch.com/press/pressreleasesbuy-now-pay-later-users-to-exceed-670-million-globally/">projects</a> the number of BNPL users will exceed 670 million globally by 2028, an increase of more than 100% on current levels.</p> <p>Substantial projected growth in the sector is attributed to multiple factors. These include increasing e-commerce usage, economic pressures, the flexibility of payment options and widespread adoption by merchants.</p> <h2>Buyer, beware</h2> <p>BNPL services can be a convenient way to pay for online purchases. But it’s important to use them responsibly.</p> <p>That means understanding the potential risks and benefits to make your own informed decisions. Be mindful of your spending. Don’t let the allure of easy payments let you get carried away.</p> <p>Customers should explore beyond the marketing tactics of interest-free split payments and pay close attention to terms and conditions, including any fees and penalties. They should treat BNPL like any other form of credit.</p> <p>Whether you’re a shopper considering using BNPL or a business thinking about offering it, our research highlights that it may have the power to significantly influence spending patterns – for better or worse.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/246686/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/ashish-kumar-1056067"><em>Ashish Kumar</em></a><em>, Senior Lecturer, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/research-suggests-those-who-use-buy-now-pay-later-services-end-up-spending-more-246686">original article</a>.</em></p> </div>

Money & Banking

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Exciting summer holiday destinations just a taxi ride away

<p>With <a href="https://silverservice.com.au/services/" target="_blank" rel="noopener">taxi services</a> from trusted companies like <a href="https://silverservice.com.au/" target="_blank" rel="noopener">Silver Service</a> making local travel simple, you can skip the stress of long drives and focus on having a good time. Here are some exciting places to visit close to home this season.</p> <h2>Royal Botanic Garden</h2> <p>If you’re looking for a relaxing way to spend a summer day, the Royal Botanic Garden Sydney has something for everyone. Families will enjoy wandering through the Palace Rose Garden, while plant enthusiasts can check out exhibitions like <em>Alchemy of a Rainforest</em>, which showcases rare tropical and subtropical plants. With stunning views of Sydney Harbour and the Opera House, it’s also a must-visit for photographers and those after a peaceful scenic walk.</p> <h2>Sea World</h2> <p>For a day full of adventure, animal encounters and family fun this holiday season, visit Sea World on the Gold Coast. Here, you and your loved ones can walk through underwater tunnels, watch dolphins perform stunning tricks or get close to sea creatures in hands-on experiences. Thrill-seekers can also head to The New Atlantis precinct for the Leviathan roller coaster, the 42-metre-high Trident or the twisting, turning Vortex.</p> <h2>Federation Square</h2> <p>You’ll love Federation Square if you’re into arts and culture. Explore the Ian Potter Centre or ACMI for Australian art and screen culture, then take in the lively atmosphere of Christmas Square, complete with a giant LED Christmas tree, light shows and interactive decorations. </p> <p>For a different vibe, check out Open Air at the Square, featuring free live music, outdoor cinema and community festivals. Afterwards, grab a meal at one of the many nearby cafes or restaurants and soak up the energy that makes Melbourne so unique.</p> <h2>Lone Pine Koala Sanctuary</h2> <p>Lone Pine Koala Sanctuary is the perfect summer destination to connect with Australia’s unique wildlife. Capture a photo with a koala or learn about their fascinating behaviours from dedicated carers. </p> <p>Kids will also enjoy hands-on activities like holding guinea pigs and feeding friendly farm animals, while wildlife enthusiasts can marvel at the grace of raptors in flight or get to know Australia’s wild dingoes up close.</p> <h2>Queen Victoria Market</h2> <p>For a true taste of Melbourne’s vibrant culture, head to Queen Victoria Market. It’s the go-to spot for fresh produce, handcrafted goods and local treats that show off the city’s diversity. </p> <p>Grab a coffee and pastry from one of the many vendors and wander through rows of stalls packed with seasonal fruits and unique souvenirs. This summer, the market comes alive as the Summer Night Market brings global street food, refreshing drinks, live music and plenty of fun under the iconic sheds.</p> <h2>Plan your summer adventure today</h2> <p>With so many exciting destinations just a taxi ride away, you don’t need to fly or travel far to make the most of summer and the holiday break. Enjoy both without the stress of long journeys, thanks to reliable taxi services that keep travel simple and convenient.</p> <p>A simple ride with Silver Service is all you need to start your next adventure. To organise your trip, book a Silver Service taxi today.</p> <p><em>Image: Supplied</em></p> <p><em>This is a sponsored article produced in partnership with Silver Taxis</em></p>

Domestic Travel

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MedicAlert: The life-saving service that just got even better

<p>While traditional MedicAlert IDs have long been trusted for their reliability, the company that currently protects more than four million members worldwide has taken a huge step forward in enhancing emergency care and personal safety by <a href="https://www.medicalert.org.au/qr-code" target="_blank" rel="noopener">integrating QR codes</a> into their medical IDs.</p> <p>These QR codes are a modern addition that provide rapid, comprehensive access to critical medical information, ensuring timely and accurate assistance in emergencies.</p> <p><strong> </strong>When a MedicAlert QR code is scanned, first responders and healthcare professionals can immediately access the wearer’s detailed medical history. This includes information on allergies, chronic conditions, medications and emergency contacts, as well as your uploaded documents like Advanced Care Directives and specialist letters. The quick retrieval of this data can be lifesaving, especially in situations where every second counts.</p> <p><strong> </strong>MedicAlert’s QR codes are designed to be user-friendly and secure. Scanning the code with a smartphone or any QR code reader directs the user to a secure webpage containing the medical profile of the ID wearer. This ensures that sensitive information is both accessible when needed and protected from unauthorised access.</p> <p>One of the standout features of MedicAlert QR codes is their global functionality. No matter where you are in the world, emergency responders can scan the code and access the information in multiple languages. This is particularly beneficial for travellers, providing peace of mind that their medical information is always within reach.</p> <p><img class="alignnone size-full wp-image-70799" src="https://oversixtydev.blob.core.windows.net/media/2024/10/MEDICALERT-22nd-May-2024-219_O60.jpg" alt="" width="1280" height="720" /></p> <p>The information linked to a MedicAlert QR code can also be easily updated. This means any changes in medical conditions, medications or emergency contacts can be promptly reflected, ensuring that the most current information is available at all times.</p> <p>As a registered Australian charity, MedicAlert also ensures that all online data is securely stored within Australia, providing peace of mind regarding the privacy and protection of your personal medical information. Their commitment to safeguarding your health data while offering reliable and accessible emergency support makes them an invaluable ally in maintaining your wellbeing.</p> <p>For a limited time, get 60% off all stainless steel MedicAlert products with the discount code 60OVER60.</p> <p>For more information, visit <a href="https://www.medicalert.org.au/qr-code">https://www.medicalert.org.au/qr-code</a></p> <p><iframe title="YouTube video player" src="https://www.youtube.com/embed/HkmBEXerAFQ?si=FFtmmhywyzu6EPUr" width="560" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p><em>Images: MedicAlert</em></p> <p><em>This is a sponsored article produced in partnership with MedicAlert</em></p>

Caring

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"Love harder": Perth brothers farewelled at emotional memorial service

<p>Six weeks after they were <a href="https://www.oversixty.com.au/health/caring/tragic-new-details-emerge-over-aussie-brothers-missing-in-mexico" target="_blank" rel="noopener">shot dead</a> while on a surfing trip to Mexico, Perth brothers Jake and Callum Robinson have been farewelled in a heart-wrenching private memorial on Saturday. </p> <p>The memorial took place in Perth’s Sacred Heart College, where the brothers attended high school, and hundreds gathered at the college to remember the brothers. </p> <p>It was also live-streamed for those who could not fit into the theatre at the college, with Callum's friends also watching on from America, where he spent the last 14 years of his life. </p> <p>In an emotional tribute, their parents, Debra and Martin Robinson,  thanked loved ones abroad and in Australia for their endless support, and talked about how special their sons were. </p> <p>"We're not here to dwell on the where or the how or try to understand the why of their passing but instead to say goodbye to two young men and hopefully start the healing process for everyone," Mr Robinson said. </p> <p>“It’s hard to describe the feeling of when your adult children come and visit you, until it’s gone,” Mrs Robinson added.</p> <p>“They loved life and they followed their dreams.</p> <p>“They were intelligent, respectful men with so much more to offer the world.”</p> <p>The cover of a memorial brochure had the phrase: “LIVE BIGGER, SHINE BRIGHTER, LOVE HARDER”. </p> <p>With shaky voices, the grieving parents described how their two sons exuded “pure love”. </p> <p>"We loved that Jake was curious, kind and happy and never judgemental. Callum always made a conscious decision to wake up and be positive every day. He saw so much fun in life," Mrs Robinson said. </p> <p>"We look around the room today at everyone and it gives us strength, so thank you.</p> <p>"We have cried many tears and we will cry many more … We miss you beyond description, Callum and Jakie boy, please shine on us."</p> <p>Childhood friends Adam Moore and Simon Moore also shared anecdotes about their friendships with the brothers. </p> <p>Adam recalled how the two brothers always excelled "at any sport imaginable" and always had so much energy, and Simon spoke of their surfing adventures through the years. </p> <p>The brothers and their American friend Jack Carter Rhoad were last seen alive on April 27. They were allegedly robbed for their car tyres and murdered while they were camping in the Baja California coastline. </p> <p>Three people have been <a href="https://www.oversixty.com.au/health/caring/arrests-made-over-aussie-surfers-missing-in-mexico" target="_blank" rel="noopener">arrested</a> over their suspected involvement in the robbery. </p> <p><em>Image: 7News</em></p>

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Commonwealth Games medallist pleas for missing daughter

<p>A Commonwealth Games medallist has issued an emotional plea for information on the whereabouts of his 15-year-old daughter. </p> <p>Marty Jackson's daughter Marlie was last seen in Port Melbourne four days ago, although she usually lives with her dad in Geelong. </p> <p>He believed Marlie had been in contact with friends, but her family had been "unable to make contact" with the teen. </p> <p>In an emotional post to Facebook, Marty asked his friends and family for any updates on his daughter's whereabouts.</p> <p>"If you hear from her or have any information that could held bring her home it would be greatly appreciated," he wrote, before adding, "Marlie is 15yo, approx 163cm tall with long strawberry blonde hair."</p> <p>He concluded by stating her disappearance had been reported to Geelong Police Station.</p> <p>Marty's post was flooded with comments from loved ones and strangers alike sending their well wishes for Marlie, and their hopes that she return home safely. </p> <p>Marty later updated the post to say Marlie had been in contact over the phone, but he was still concerned for her safety and adding that he "just wants her home".</p> <p>Marty Jackson is a para-athlete who won silver in shotput at the 2018 Gold Coast Commonwealth Games.</p> <p><em>Image credits: Facebook</em></p>

Family & Pets

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Jesse Baird's mother farewells her son in emotional memorial service

<p>Slain TV presenter Jesse Baird has been farewelled by his loved ones at an emotional memorial service in Melbourne, one month after he was killed alongside his partner. </p> <p>Hundreds of friends and family packed into Melbourne’s Plenty Ranges Arts and Convention Centre, all donning bright colours to remember the 26-year-old.</p> <p>Baird's mother Helen spoke about her "darling boy" in a tear-jerking tribute, saying, “My beautiful, generous, loving, precious, caring and talented boy, our hearts and lives are changed forever,”</p> <p>“I promise to fight for you and make you proud. My heart is broken my darling boy, and I love you more than this world."</p> <p>"Our hearts and lives are changed forever and there is less sparkle in the world. There will never be another you."</p> <p>Jesse's father Gary added, “You squeezed 100 years of life into 26 and our hearts are broken. You’ll be missed but never forgotten.” </p> <p>Kourtnee, Jesse's sister, battled through floods of tears to farewell her brother, saying, "You are the absolute light of my life. My biggest inspiration and my biggest cheerleader."</p> <p>Jesse's <em>Studio 10</em> colleagues were also in attendance, with co-host Daniel Doody saying that Baird "was more than a co-worker, he was a brother, a best mate."</p> <p>"Just like all your live on-air appearances, I wish there was more time."</p> <p>Balloons spelling out Baird’s name adorned the convention centre’s stage alongside photos of him smiling at different stages in his life.</p> <p>After the service, the large crowd gathered outside to blow a flurry of bubbles.</p> <p><em>Image credits: 7News</em></p>

Family & Pets

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King Charles delivers heartfelt message amidst cancer treatment

<p>In times of adversity, the power of unity and compassion shines through, and this sentiment has never been more evident than in the heartfelt message delivered by King Charles amidst his cancer treatment.</p> <p>As news of his diagnosis spread, an outpouring of support enveloped the King from all corners of the Commonwealth. His gratitude and appreciation for this unwavering kindness were palpable as he addressed the nations in a video message, unable to personally attend the 2024 Commonwealth Day celebrations due to his health.</p> <p>"I have been most deeply touched by your wonderfully kind and thoughtful good wishes for my health and, in return, can only continue to serve you, to the best of my ability, throughout the Commonwealth," he said.</p> <p>"My belief in our shared endeavours and in the potential of our people remains as sure and strong as it has ever been. I have no doubt that we will continue to support one another across the Commonwealth as, together, we continue this vital journey."</p> <p>The absence of the Princess of Wales, still in recovery from surgery, served as a reminder of the fragility of life and the importance of cherishing every moment with loved ones. In such moments, the strength of familial bonds and the support of a caring community become invaluable lifelines.</p> <p>As we celebrate the 75th anniversary of the Commonwealth, we reflect not only on its historical significance but also on its enduring relevance in today's world. The theme of "One Resilient Common Future: Transforming our Commonwealth" resonates deeply as we navigate the challenges of the modern age together.</p> <p>King Charles' words remind us of the interconnectedness of our shared humanity, transcending borders and differences. He likened the Commonwealth to the wiring of a house, where each nation contributes to the collective energy and strength that sustains us all:</p> <p>"As I have said before, the Commonwealth is like the wiring of a house, and its people, our energy and our ideas are the current that runs through those wires. Together and individually we are strengthened by sharing perspectives and experiences, and by offering and borrowing the myriad ways we have each tackled the challenges of our time. This is true both at the level of nations and, indeed, at the local level. We recognise today that our diversity is our greatest strength."</p> <p>In facing global challenges such as climate change, biodiversity loss and socioeconomic shifts, the importance of collaboration and cooperation cannot be overstated. King Charles eloquently underscored the power of diversity as our greatest strength, recognising that it is through our varied perspectives and experiences that we find innovative solutions to complex problems.</p> <p><iframe title="YouTube video player" src="https://www.youtube.com/embed/lR6Z8ss_AW0?si=Gf8lGHmG-xnw9zCP" width="560" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p><em>Image: Youtube</em></p>

Caring

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War veteran loses $18,000 to Netflix scam

<p>Shane Arnold, 71, was left with nothing after he fell for an elaborate Netflix scam, allegedly run by a teenager. </p> <p>The war veteran was robbed of $18,000 when he thought he was entitled to a refund after receiving a fake Netflix email.</p> <p>After he entered his personal banking details, the accused scammer allegedly used this information to call Arnold the following day claiming to be a security officer from Commonwealth Bank.</p> <p>"(It was) extremely convincing," Arnold told <em>9News</em>. </p> <p>"He spoke in a posh English accent."</p> <p>Arnold was allegedly told by a 19-year-old, whose voice had been disguised with AI, that his account had been compromised and ordered to put his bank cards in a bag, to be collected by a driver.</p> <p>Hours later, the accused teen who is from Braybrook, Melbourne allegedly withdrew thousands of dollars from ATMs in Braybrook and West Footscray, and purchased dozens of gift cards from Kmart.</p> <p>He also allegedly filled up on fuel, bought a new iPhone, and some strawberry milk and ice cream. </p> <p>The teen has since been charged over the incident, but Arnold is still fighting hard to get his money back. </p> <p>"I've worked for 50-odd years to get that money," he told the publication, adding that he felt "like my heart had been ripped out".</p> <p>The senior also claimed that the bank was partly to blame, and has lodged a report to the Australian Financial Complaints Authority (AFCA) who are currently managing his case. </p> <p>Arnold added that Commonwealth Bank had only offered to reimburse him $1000, and said that everyone who'd been scammed deserved to have their money returned to them.</p> <p>"I hope all those people get their money back," he said.</p> <p>"None of them deserved to be scammed and none of them did anything wrong."</p> <p><em>Images: Nine News</em></p>

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Veteran slams Australia Day “dawn service”

<p dir="ltr">An Australian war veteran has slammed a Sydney council for their decision to hold a dawn reflection service on January 26th, saying it is “disrespectful” to those who fought and died for their country. </p> <p dir="ltr">The Anzac-day style service, held by Sydney’s Waverley council, will acknowledge the resilience and survival of First Nations people, recognising Australia Day as a “day of mourning” for many Indigenous Australians.</p> <p dir="ltr">Michael von Berg, a Military Cross recipient who served as a combat soldier in the Vietnam War, has denounced the council’s decision, saying dawn services should only be held on Anzac Day, as the events are synonymous with honouring past soldiers.</p> <p dir="ltr">“For God's sake. It's a disservice not only to the veteran community but also to First Nations soldiers who fought and died for their country,” he said. </p> <p dir="ltr">Mr von Berg, who claims to have served alongside Aboriginal soldiers on his first tour of Vietnam in the mid-1960s, questioned the purpose of the event, describing it as “cheap symbolism”.</p> <p dir="ltr">“Personally, a dawn service of this nature flies in the face of what they traditionally stand for, which is honouring soldiers,” he said.</p> <p dir="ltr">“This stuff doesn't help anyone. I have nothing but respect for First Nations people but there's got to be another way.”</p> <p dir="ltr">Mr von Berg urged Waverley Council to “seriously reconsider” the event, suggesting they “Hold it on another date.”</p> <p dir="ltr">However, Mayor of Waverley Council Paula Masselos hit back at criticism of the dawn service, given Australia Day was a day of mourning for many First Nations people.</p> <p dir="ltr">“As a Council that is committed to social justice, we understand that January 26 can be a difficult day for many Aboriginal and Torres Strait Islander people and that many in our community are still coming to terms with the result of the Voice to Parliament referendum,” Mayor Masselos said. </p> <p dir="ltr">Australia Day, observed each year on January 26th, marks the landing of the First Fleet in 1788 when the first governor of the British colony of New South Wales, Arthur Philip, hoisted the Union Jack at Sydney Cove. </p> <p dir="ltr">But for many First Nations people, it is regarded as 'Invasion Day' or the 'Day of Mourning' because it marks the beginning of Australia's colonisation. </p> <p dir="ltr"><em>Image credits: Getty Images / Facebook</em><span id="docs-internal-guid-1ab8c0e8-7fff-8bde-2daf-7f474ce062b4"></span></p>

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“Coast-to-coast”: Rinehart's radical plan to save the Commonwealth Games

<p>The 2026 Commonwealth Games has faced grim uncertainty ever since the <a href="https://www.oversixty.com.au/finance/money-banking/i-m-not-here-to-apologise-dan-andrews-fires-up-as-comm-games-is-scrapped" target="_blank" rel="noopener">Victorian government withdrew its commitment to host the event</a>, leaving Australia in a precarious situation.</p> <p>However, a new and radical proposal by Australia's wealthiest individual, Gina Rinehart, supported by Gold Coast Mayor Tom Tate and Perth Lord Mayor Basil Zempilas, suggests a unique solution to save the Games. Rinehart's proposal involves hosting the event in two cities at opposite ends of the country – the Gold Coast and Perth.</p> <p>The initial plan by the Victorian government to host the Games across multiple towns in regional Victoria was abandoned due to the reported $4 billion price tag. This decision left Australia without a host city for the 2026 Games, and no alternative has been proposed since. Additionally, the withdrawal of support from the Canadian city Alberta for the 2030 event further complicated the future of the Commonwealth Games.</p> <p>Now, in a letter addressed to Prime Minister Anthony Albanese, Rinehart, Tate and Zempilas have suggested a bold coast-to-coast approach for the Commonwealth Games.</p> <p>The idea is to utilise existing facilities in the Gold Coast and Perth, with each city hosting a week of the Games. The proposal aims to showcase Australia on a national scale, providing a unique background for discussions with Commonwealth heads.</p> <p>“We believe that a coast-to-coast Games presents a special opportunity to showcase Australia and provides an excellent background for you to invite those heads of the Commonwealth you may wish to have further discussions with, and/or entertain,” the letter reads. “A background where Australia pulls well above its weight, and shines!”</p> <p>While the proposal has gained support from key figures, including Rinehart's assertion that it would not be too difficult to execute, some critics have raised practical concerns. Melbourne radio host Tom Elliott expressed skepticism about the feasibility of a dual-city approach, citing the vast distance between the Gold Coast and Perth, which is over 4000km.</p> <p>“You could not pick two cities in Australia that are further apart from each other," Elliott said on his 3AW radio talk show. </p> <p>He also questioned the logistical challenges, such as the need for two athletes' villages and the movement of officials and volunteers between the two cities: “To have a Commonwealth Games split between the Gold Coast and Perth, I just think is utter madness... The idea is that they do the first week of events on the Gold Coast and the second week in Perth. But think about it – unless every official and volunteer moves between the Gold Coast and Perth – and where would you put them all? They effectively have to recruit all the people again just to make the Games run. You’ve got to build two athletes villages. It’s just such a dumb idea.</p> <p>“I think we need to accept, as sad as this is, that the era of the Commonwealth Games is over. Not that many people watch it, not that many countries compete in it, it doesn’t make any money – that’s the reason cities don’t want to host it.”</p> <p>Rinehart's letter counters that criticism, claiming that the dual-city approach would be popular, in the national interest, and beneficial for athletes and cities. She contends that the proposal would be more popular and less expensive than other recent expenditures, suggesting that funds allocated for other purposes, such as Papua New Guinea football, could be redirected to improve Australian facilities for the Commonwealth and later Olympic Games.</p> <p>Rinehart's bold proposal to host the 2026 Commonwealth Games in two cities at opposite ends of Australia certainly presents a novel solution. While critics question the practicality of the idea, proponents believe it could not only save the Games but also showcase Australia on a grand scale. As discussions unfold, the fate of the Commonwealth Games hangs in the balance, with Rinehart's vision offering a unique and ambitious alternative.</p> <p><em>Images: Getty / Facebook</em></p>

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Lilie James farewelled in emotional memorial service

<p>Friends and family of Lilie James have honoured the 21-year-old water polo coach in an emotional memorial service. </p> <p>The memorial was held at Danebank Anglican School in Hurstville in Sydney's south on Friday morning, with Lilie's loved ones making the sweet gesture at the service. </p> <p>Friends, family and members of her school community at St Andrew's Cathedral school where she taught were asked to show up in bright colours, to remember Lilie fondly and celebrate her life, despite it being cut short. </p> <p>In a statement, Ms James' father Jamie said the 21-year-old was a vibrant young woman who was "always on the go".</p> <p>"On top of working and studying Lilie loved coaching and playing water polo. She loved to dance," he said.</p> <p>"Even with her busy schedule, she always still made time to support her brother Max, her friends and family."</p> <p>"We cannot thank the community enough for their thoughts, prayers, generosity and messages through this difficult time."</p> <p>"From the bottom of our hearts we thank you for the many great memories we all share of Lilie."</p> <p>He concluded, "Lilie James we are so proud of you and thank you for sharing a wonderful and jam-packed 21 years together."</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Family and friends are gathering at a private service in Sydney's south this morning, to farewell Lilie James - who was murdered by her ex-boyfriend and colleague, at her workplace, last month. <a href="https://twitter.com/hashtag/9News?src=hash&amp;ref_src=twsrc%5Etfw">#9News</a> <a href="https://t.co/BXkRYdPkj1">pic.twitter.com/BXkRYdPkj1</a></p> <p>— 9News Sydney (@9NewsSyd) <a href="https://twitter.com/9NewsSyd/status/1725316273431527677?ref_src=twsrc%5Etfw">November 17, 2023</a></p></blockquote> <p>A white hearse arrived at the school at 9:30am on Friday morning, as friends and family cried and embraced each other during the procession. </p> <p>NSW Premier Chris Minns was also seen arriving to pay his respects, with as many as 500 mourners expected at the service.</p> <p>As per the wishes of Ms James' family, the memorial at Danebank was for friends and the school community only, while the service was live-streamed into St Andrew's Cathedral School for students and teachers to view together. </p> <p>Lilie James was working as an assistant water polo instructor for the elite inner-city school when she was found dead with horrific head injuries inside the campus gymnasium toilets on October 25th. </p> <p><em>Image credits: Nine News</em></p>

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Gina Rinehart's bid to save the Commonwealth Games

<p>Gina Rinehart has thrown her support behind a bid to save the 2026 Commonwealth Games, after Victoria abandoned hosting the event.</p> <p>Australia's richest person has vowed to work with sporting officials and Gold Coast Mayor Tom Tate to help salvage the Games and move them to Queensland, after Victorian premier Dan Andrews pulled the pin on the event over major budget issues. </p> <p>Gina's support comes amid fears the Commonwealth Games are in free fall after Canada pulled out of a bid to host the 2030 Games, meaning the Games currently have no future events planned and no host city.</p> <p>Following Victoria's abandonment of the 2026 Games, London, New Zealand and several cities in Scotland have launched campaigns to host the event, with each of them garnering some public support.</p> <p>According to reports from the <em><a title="www.couriermail.com.au" href="https://www.couriermail.com.au/sport/gina-rinehart-backs-gold-coast-bid-for-2026-commonwealth-games/news-story/3a6d0b2b4acb5ff522dde7ea4bd3e6b7" target="_blank" rel="noopener" data-tgev="event119" data-tgev-container="bodylink" data-tgev-order="3a6d0b2b4acb5ff522dde7ea4bd3e6b7" data-tgev-label="sport" data-tgev-metric="ev">Courier Mail,</a></em> Rinehart is not prepared to fund the Games herself, but is prepared to do whatever is needed to help the Gold Coast secure the Commonwealth Games.</p> <p>A spokesman for Rinehart said “direct athlete support” would remain the focus of Hancock Prospecting’s sports funding program, but she would back a Gold Coast bid.</p> <p>“Having seen the joy that athletes and their families experienced when competing in front of a home crowd for the 2018 Gold Coast Commonwealth Games, Mrs Rinehart would certainly welcome the 2026 event to again be held in Australia, especially at the Gold Coast, where it was run so successfully before,” her spokesman said. </p> <p>Mayor Tate said Rinehart’s commitment was a significant endorsement in the Gold Coast, which he said could host the Games again at a cost of just over $1 billion.</p> <p>The city hosted the 2018 Commonwealth Games and would have the facilities to hold the event just eight years later.</p> <p>“Her statement sends a clear message: We must show what we are capable of as a country,” Tate said.</p> <p>“The Aussie athletes deserve it, as does every young kid who dreams of representing their country."</p> <p>“The momentum behind a 2026 Gold Coast Games is growing.”</p> <p><em>Image credits: Getty Images</em></p>

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‘Existential questions’: is this the beginning of the end of the Commonwealth Games?

<p><em><a href="https://theconversation.com/profiles/hunter-fujak-290599">Hunter Fujak</a>, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a> and <a href="https://theconversation.com/profiles/damien-whitburn-1455572">Damien Whitburn</a>, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a></em></p> <p>Premier Daniel Andrews announced on Tuesday that the Victorian government has withdrawn from its commitment to host the 2026 Commonwealth Games, citing an anticipated cost blowout from an original estimate of A$2.6 billion to <a href="https://www.theguardian.com/australia-news/2023/jul/18/australia-commonwealth-games-2026-victoria-cancels-event-after-funding-shortfall">over $6-$7 billion</a>.</p> <p>Commonwealth Games Australia chief executive Craig Phillips described the decision as “beyond disappointing”. Phillips questions the government’s figures, <a href="https://thenewdaily.com.au/news/2023/07/18/commonwealth-games-federation/">saying that the</a> cost of running the Gold Coast event in 2018 was $1.2 billion and the 2022 Birmingham Games was $1.8 billion.</p> <p>The government said existing funding set aside for the games will remain invested in regional projects intended to create an event “legacy”.</p> <p>Aside from the viability of the 2026 event, Victoria pulling out of hosting the event raises the broader question of whether the Commonwealth Games will survive.</p> <h2>How has this happened?</h2> <p>Victoria secured the Commonwealth Games in April 2022 with a unique multi-region model that sought to bring the event to regional Victoria.</p> <p>Despite the obvious risks and costs associated with decentralising a major event away from pre-existing infrastructure in Melbourne, Andrews <a href="https://www.theage.com.au/national/victoria/victoria-confirms-bid-for-2026-commonwealth-games-20220216-p59wvp.html">noted</a> at bid submission that "Victoria is Australia’s sporting state, and, if awarded the 2026 Commonwealth Games would demonstrate to the world a new way to deliver the competition."</p> <p>Andrews made clear the decision to withdraw was entirely financial, stating that the new estimated cost of potentially over $7 billion “does not represent value for money”.</p> <p>When pressed at his media conference to provide accountability as to how his government’s costing could have been so grossly inaccurate, Andrews said that certain event costs were unforeseeable.</p> <p>"What could not be reasonably foreseen, and was not foreseen, was the costs incurred in terms of services, security, transport […] there were estimates that were made and those estimates are clearly well and truly under the actual cost."</p> <p>The Commonwealth Games Federation and Commonwealth Games Australia dispute these costs estimates. They <a href="https://www.commonwealthsport.com/news/3594069/response-to-victoria-government-2026-commonwealth-game-host-withdrawal">signalled</a> the blame for any cost overruns lies with the Victorian government.</p> <p>"The numbers quoted to us today of $6 billion are 50% more than those advised to the Organising Committee board at its meeting in June."</p> <p>:Since awarding Victoria the Games, the Government has made decisions to include more sports and an additional regional hub, and changed plans for venues, all of which have added considerable expense, often against the advice of the Commonwealth Games Federation and Commonwealth Games Australia."</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Bit of a long one this morning.</p> <p>You might have heard the news this morning that Victoria will no longer be hosting the 2026 Commonwealth Games.</p> <p>And I wanted to tell you about the decision.</p> <p>— Dan Andrews (@DanielAndrewsMP) <a href="https://twitter.com/DanielAndrewsMP/status/1681087774110384128?ref_src=twsrc%5Etfw">July 17, 2023</a></p></blockquote> <h2>The implications</h2> <p>The decision to withdraw from hosting the event will still incur costs. This includes pre-existing costs related to staffing contracts, renting premises and marketing, as well as to-be-determined contractual break costs as negotiated with the Commonwealth Games Federation.</p> <p>The financial costs of the withdrawal, however, may pale against the longer-term reputational damage done to Victoria and perhaps Australia more broadly.</p> <p>This decision may also damage Andrews’ reputation. In proposing an untested regional games delivery model, it was incumbent on the government to adopt a particularly rigorous process to ensure the the event’s viability, which does not appear to have been done.</p> <h2>Is Victoria still Australia’s ‘sporting capital’?</h2> <p>Victoria has long proclaimed itself Australia’s (and even the world’s) <a href="https://search.informit.org/doi/abs/10.3316/INFORMIT.143058285756777">sporting capital</a>. The state has developed an unparalleled portfolio of major sport events since the 1980s, and become a global exemplar in executing major events in the process.</p> <p>But withdrawing from the 2026 Commonwealth Games arguably represents Australia’s most prominent sporting failure of the past half-century, and is a significant reputational blow to Victoria’s sporting pre-eminence.</p> <p>What’s more, in an <a href="https://inqld.com.au/news/2023/07/12/take-that-melbourne-brisbane-now-rated-as-australias-sports-capital/">annual global ranking of sport cities</a> published last month, before the Commonwealth Games decision, Brisbane (15th) leapfrogged Melbourne (23rd) and Sydney (44th) to become Australia’s top ranked.</p> <p>Brisbane’s success isn’t only attributable to its impending hosting of the 2032 Olympics. Its ranking also recognises that the FIFA Women’s World Cup is being played predominantly in the north-east Australian states due to <a href="https://www.brisbanetimes.com.au/sport/soccer/not-a-realistic-option-why-the-matildas-aren-t-playing-at-the-mcg-20230717-p5doxk.html">stadium challenges</a> associated with <a href="https://www.theguardian.com/football/2021/dec/03/melbourne-falls-short-in-womens-world-cup-venue-allocation">AFL-orientated</a> Victoria.</p> <p>Meanwhile, South Australia’s recent sporting successes include the hosting of <a href="https://www.afl.com.au/news/906620/afl-to-gather-round-again-in-sa-for-next-three-years">AFL Gather Round</a>, LIV Golf and recent procurement of the <a href="https://supernetball.com.au/news/location-2024-ssn-grand-final-revealed#:%7E:text=Adelaide%20will%20host%20the%202024,at%20the%20Adelaide%20Entertainment%20Centre.">2024 Super Netball</a> final from Victoria.</p> <p>Victoria’s grip on the “sports capital” title is increasingly tenuous.</p> <h2>The end of the Commonwealth Games?</h2> <p>Perhaps the most critical question is the viability not only of the 2026 Games, but also the broader Commonwealth Games movement.</p> <p>Victoria’s withdrawal continues a trend of recent instability. In 2017, the South African city of <a href="https://www.reuters.com/article/us-games-commonwealth-durban-idUSKBN16K1UN">Durban</a> was stripped of 2022 hosting rights for a failure to meet key obligations around governance, venues and funding.</p> <p>However, whereas the Commonwealth Games Federation had just under 2,000 days to secure a replacement host for 2022, Victoria’s withdrawal has occurred only 973 days prior to the start of the event.</p> <p>The movement’s broader existence is perilous given there’s a shrinking pool of host cities. Victoria was the <a href="https://www.theage.com.au/sport/melbourne-set-to-step-into-breach-as-2026-commonwealth-games-host-city-20220118-p59p6r.html">only formal applicant</a> for the 2026 edition.</p> <p>This is a challenge faced by large sporting events more broadly, with potential applicants <a href="https://www.routledge.com/Sport-Management-in-Australia-Organisation-Development-and-Global-Perspectives/Karg-Shilbury-Phillips-Rowe-Fujak/p/book/9781032330242?_ga=1233395845.1684800000">increasingly wary</a> of the significant costs.</p> <p>Even the summer and winter Olympic Games have increasingly struggled to attract applicants. This resulted in the <a href="https://olympics.com/ioc/2024-2028-host-city-election">unprecedented</a> move to simultaneously award the 2024 and 2028 summer games to Paris and Los Angeles in 2017 – normally the summer games are awarded to one city at a time.</p> <p>With seemingly little global appetite to host the event, and broader cultural discussions in Australia and abroad surrounding the role of the monarchy, existential questions surround the Commonwealth Games movement.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/209961/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/hunter-fujak-290599">Hunter Fujak</a>, Lecturer in Sport Management, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a> and <a href="https://theconversation.com/profiles/damien-whitburn-1455572">Damien Whitburn</a>, Lecturer, Sport Management, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a></em></p> <p><em>Image credits: Getty Images</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/existential-questions-is-this-the-beginning-of-the-end-of-the-commonwealth-games-209961">original article</a>.</em></p>

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"Gross exaggeration": Sporting officials slam Dan Andrew's Comm Games spending

<p>Dan Andrews has been the subject of a blistering attack by sporting officials just hours after announcing the 2026 Commonwealth Games would not go ahead. </p> <p>The Victorian premier broke the news in a press conference on Tuesday, saying the <a href="https://oversixty.com.au/finance/money-banking/i-m-not-here-to-apologise-dan-andrews-fires-up-as-comm-games-is-scrapped" target="_blank" rel="noopener">event has been cancelled</a> due to ongoing funding issues. </p> <p>He shared that the event, which was due to be held in numerous regional Victorian towns and was first expected to cost $2.6 billion, would now blow the budget out to a whopping $7 billion. </p> <p>However, following Andrews' announcement, Commonwealthh Games Australia Executive Officer Craig Phillips said the premier's cost update doesn't add up, with the $7 billion figure being a "gross exaggeration". </p> <p>“Beyond disappointing for us,” he said on Tuesday. </p> <p>“It’s a comprehensive let-down for the athletes, the excited host communities, First Nations Australians who were going to be at the heart of the Games and which millions of fans that would have embraced the sixth home Games in Australia.”</p> <p>Phillips also accused Andrews of telling misinformation surrounding the process in which the government put its hand up to host the event. </p> <p>After being confirmed to host in April 2022, planning documents showed the intentions were to establish hubs in Geelong, Bendigo, Ballarat and Gippsland, each with an athlete’s village.</p> <p>Shepparton was also planned to host events, and the MCG would have hosted the opening ceremony.</p> <p>In a statement released on Tuesday afternoon, Phillips made bombshell claims government officials ignored advice to save costs by moving events to existing stadiums and facilities in Melbourne. </p> <p>Phillips also said Commonwealth Games Australia was not notified about the changed budgetary estimates until the government had already made its decision.</p> <p>He said, “The detailed budgetary implications announced today have not been sighted or discussed with the CGF or CGA ahead of being notified of the Government’s decision." </p> <p>“The stated costs overrun, in our opinion, are a gross exaggeration and not reflective of the operational costs presented to the Victoria 2026 Organising Committee board as recently as June."</p> <p>“Beyond this, the Victorian Government wilfully ignored recommendations to move events to purpose-built stadia in Melbourne and in fact remained wedded to proceeding with expensive temporary venues in regional Victoria."</p> <p>Many were up in arms over the Games being cancelled, including Victorian opposition senator Anne Ruston, who has called on prime minister Anthony Albanese to “take responsibility” for Victoria’s decision to cancel the Commonwealth Games, arguing it has dented Australia’s international reputation.</p> <p>“I say to the prime minister: Australia’s reputation has been damaged today and you should be very worried about the damage this does to Australia’s international reputation,” Ruston said. </p> <p>“This is a terrible decision for Australia but it is also very disingenuous and I think as we dig into the decision this morning, which we will do through our Senate inquiry, you will see that the Victorian government is hiding its incompetence behind a smokescreen of saying this is a budget blowout.”</p> <p><em>Image credits: Getty Images</em></p> <p> </p>

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"I'm not here to apologise": Dan Andrews fires up as Comm Games is scrapped

<p dir="ltr">Dan Andrews has fired up at disappointed journalists after making the shock announcement that the 2026 Commonwealth Games would be cancelled.</p> <p dir="ltr">The Victorian premier shocked the nation with the announcement during a press conference on Tuesday, saying the event would not go ahead due to funding issues.</p> <p dir="ltr">He said the government had considered “every conceivable option” to still hold the games, but new budgets revealed the event, which was originally tipped to cost $2.6 billion, would likely blow out the budget to $7 billion.</p> <p dir="ltr">“I’m not here to apologise for not spending $7bn to deliver an event,” he said.</p> <p dir="ltr">“It’s about, do you deliver it at any cost or not? And the answer is we’re not.”</p> <p dir="ltr">Journalists then quizzed Andrews on what the cost of abandoning the event would be, which he refused to answer but assured the costs would be “fully accounted for” at a later date.</p> <p dir="ltr">While he said he would not “speculate” on discussions, he confirmed “very little costs had been incurred to this point”.</p> <p dir="ltr">Regional Victoria were awarded the rights to host the 2026 event last year after no other countries in the Commonwealth Games Federation volunteered.</p> <p dir="ltr">The Games were set to be held from March 17th to 29th in the regional towns of Geelong, Bendigo, Ballarat, Gippsland and Shepparton.</p> <p dir="ltr">Andrews went on to say the state could benefit much more from allocating the hefty multi-billion budget to other areas.</p> <p dir="ltr">“Today it’s not about finding fault with those cost estimates,” Mr Andrews said.</p> <p dir="ltr">“I will not take money out of hospitals and schools in order to fund an event that is three times the cost as estimated and budgeted for last year.”</p> <p dir="ltr">Mr Andrews said he had informed the Commonwealth Games authorities the state would seek to terminate the contract and said the subsequent meetings had been “amicable and productive”.</p> <p dir="ltr">In lieu of the Games, Mr Andrews announced the government would deliver the legacy benefits of the “housing, sporting infrastructure and tourism” benefits through other policies, using funds from the allocated $2.6 billion budget.</p> <p dir="ltr"><em>Image credits: Getty Images</em></p>

Money & Banking

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Restaurant under fire for denying entry to war veteran with service dog

<p>A Perth restaurant has been slammed after denying entry to a US war veteran and his service dog.</p> <p>David Pearce and his English Labrador, Gunner, were denied entry to the Chinese restaurant Juice Bao Bao on May 19.</p> <p>Gunner is a certified service dog who assists Pearce through life as he suffers from PTSD, hearing loss and a brain injury.</p> <p>"I tried to explain he's a service dog and they have to allow us in and they said no service dogs, the owner doesn't want any dogs," Pearce said</p> <p>"It was embarrassing, [and] a bit humiliating.”</p> <p>Pearce sustained his injuries while serving in Iraq and Syria.</p> <p>He has served in the US military for nearly 20 years. He and Gunner have been “best buddies” for nine years.</p> <p>"He's saved my life a couple of times," Pearce said.</p> <p>Pearce has launched an official complaint to the Western Australian government following the ordeal.</p> <p>Juice Bao Bao manager Elaine Hsu took responsibility for the decision to refuse entry to Pearce.</p> <p>"That was my personal decision so that's my fault," she told 9News.</p> <p>"We want to sincerely apologise to him and we want to ask him to come here [for a] free meal.</p> <p>"[We will] make sure this [does] not happen again.”</p> <p>The restaurant has received a number of negative reviews since Pearce shared his story.</p> <p>"I'm not really interested in a free meal, although some dumplings would go down really nicely," Pearce said .</p> <p>"I'm just happy that they're changing their policy."</p> <p>Assistance and service dogs are legally allowed to enter any public venue if their certification is displayed on their vest and the owner can provide a service animal ID.</p> <p><em>Image credit: 9News / Nine</em></p>

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Busting a king-sized myth: why Australia and NZ could become republics – and still stay in the Commonwealth

<p>The imminent coronation of King Charles III is an ideal time for Australia and New Zealand to take stock of the British monarchy and its role in national life – including certain myths about what becoming a republic might mean.</p> <p>In particular, there is a common assumption that both nations must remain monarchies to retain membership of the Commonwealth of Nations. It might sound logical, but it’s entirely wrong. </p> <p>There is no basis for it in the rules of the Commonwealth or the practice of its members. Australia could ditch the monarchy and stay in the club, and New Zealand can too, whether it has a king or a Kiwi as head of state. </p> <p>Yet this peculiar myth persists at home and abroad. Students often ask me about it when I’m teaching the structure of government. And just this week a French TV station interpreted the New Zealand prime minister’s opinion that his country would one day <a href="https://www.theguardian.com/world/2023/may/01/new-zealand-will-ideally-become-a-republic-one-day-says-chris-hipkins">ideally become a republic</a> to mean he would <a href="https://www.bfmtv.com/international/oceanie/nouvelle-zelande/nouvelle-zelande-le-nouveau-premier-ministre-souhaite-que-son-pays-quitte-le-commonwealth_AN-202305010328.html">like to see</a> it leave the Commonwealth.</p> <h2>What does ‘Commonwealth’ mean?</h2> <p>The implication that breaking from the Commonwealth would be a precursor to, or consequence of, becoming a republic relies on a faulty premise which joins two entirely separate things: the way we pick our head of state, and our membership of the Commonwealth. </p> <p>It would make just as much sense to ask whether Australia or New Zealand should leave the International Cricket Council and become a republic.</p> <p>The confusion may derive from the fact that the 15 countries that continue to have the British sovereign as their head of state are known as “Commonwealth Realms”. </p> <p>What we usually refer to as the Commonwealth, on the other hand, is the organisation founded in 1926 as the British Commonwealth of Nations. This is the body whose membership determines the competing nations of the <a href="https://www.commonwealthsport.com/">Commonwealth Games</a>, the highest-profile aspect of the Commonwealth’s work. </p> <p>King Charles III is the head of state of the 15 Commonwealth Realms and the head of the international governmental organisation that is the Commonwealth of Nations. The Commonwealth has 56 members – but only 15 of them continue to have the king as head of state.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">New Zealand Prime Minister Chris Hipkins said Monday he personally favors his country becoming a republic, though it’s not a change he intends to push for as leader. <a href="https://t.co/1XEiFFtqPT">https://t.co/1XEiFFtqPT</a> <a href="https://t.co/aftsZ0hHmV">pic.twitter.com/aftsZ0hHmV</a></p> <p>— The Diplomat (@Diplomat_APAC) <a href="https://twitter.com/Diplomat_APAC/status/1653406552693395457?ref_src=twsrc%5Etfw">May 2, 2023</a></p></blockquote> <h2>Joining the Commonwealth club</h2> <p>To be fair, confusion over who heads the Commonwealth is nothing new. A <a href="https://www.royalcwsociety.org/_files/ugd/e578ea_5642f282aad345faa0b39c9eebd465e5.pdf">2010 poll</a> conducted by the Royal Commonwealth Society found that, of the respondents in seven countries, only half knew the then queen was the head of the Commonwealth. </p> <p>A quarter of Jamaicans believed the organisation was led by the then US president, Barack Obama. One in ten Indians and South Africans thought it was run by former UN secretary-general Kofi Annan.</p> <p>Given the king’s overlapping leadership roles and the different use of the word in the contexts of Commonwealth Realms and the Commonwealth of Nations, these broad misunderstandings are perhaps understandable. In fact, it was this ambiguity that allowed for the development of an inclusive Commonwealth during the postwar years of decolonisation.</p> <p>However the confusion arose, it is also very simple to correct. The Commonwealth relaxed its membership rules regarding republics when India became one in 1950. </p> <p>According to Philip Murphy, the historian and former director of the Institute of Commonwealth Studies, this decision was based on the erroneous idea that India’s huge standing army would underwrite Britain’s great-power status in the postwar world. </p> <p>From that point on the Commonwealth of Nations no longer comprised only members who admitted to the supremacy of one sovereign. To make the change palatable, a piece of conceptual chicanery was needed. Each country did not need a king, but theking was to be head of the organisation comprising equal members.</p> <h2>Monarchy optional</h2> <p>Since then, the number of Commonwealth members has steadily increased to the 56 we have today.</p> <p>As early as 1995, membership was extended to countries with no ties to the former British Empire. With the support of Nelson Mandela, Mozambique became a member, joining the six Commonwealth members with which it shared a border. </p> <p>Rwanda, a former German and then Belgian colony, <a href="https://www.reuters.com/article/oukwd-uk-commonwealth-rwanda-idAFTRE5AS1C520091129">joined in 2009</a>. It became an enthusiastic member and hosted the biennial meeting of states known as CHOGM (Commonwealth Heads of Government Meeting). The most recent countries to take up Commonwealth membership are the <a href="https://thecommonwealth.org/news/gabon-and-togo-join-commonwealth">former French colonies of Togo and Gabon</a>. </p> <p>According to the <a href="http://www.thecommonwealth.org/shared_asp_files/GFSR.asp?NodeID=174532">Commonwealth’s own rules</a>, membership is based on a variety of things, including commitment to democratic processes, human rights and good governance. Being a monarchy is entirely optional. </p> <p>The new king offers the chance for a broader debate on the advantages of monarchy. But let’s do so knowing Commonwealth membership is entirely unaffected by the question of whether or not the country is a republic.</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared on <a href="https://theconversation.com/busting-a-king-sized-myth-why-australia-and-nz-could-become-republics-and-still-stay-in-the-commonwealth-204750" target="_blank" rel="noopener">The Conversation</a>. </em></p>

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Streaming service giant pays woman 5 figures to watch content

<p dir="ltr">If you think you spend too much time on Amazon Prime, think again as one lucky lady has snatched up her “dream” job with the streaming service.</p> <p dir="ltr">The woman, Alex Bain, 36, has been dubbed Prime Video’s “Buff”, and her job entails reviewing content for Amazon Prime, which came after the platform searched nationwide to fill the role of watching new content.</p> <p dir="ltr">Here’s the real kicker, the 36-year-old will be paid $40,000 for three months of viewing new content and sharing her opinions. </p> <p dir="ltr">She is not new to the scene of content review as she frequently posts to her Instagram, TikTok and Youtube reviewing various TV shows and movies.</p> <p dir="ltr">Upon seeing the advertisement from Amazon Prime, one of Bain’s friends encouraged her to apply.</p> <p dir="ltr">“Everything on it, it was like seeing a list of what would be my ideal job,” Ms Bain told NCA <em>NewsWire</em>.</p> <p dir="ltr">“I’m 36, so I want to do something I’m passionate about, so I decided to just go for it.</p> <p dir="ltr">“I got a phone call from Amazon saying I’d been short-listed, and I was like, ‘Oh my God!’”</p> <p dir="ltr">She said the time between applying for the role and being told she was successful went “so quickly”.</p> <p><span id="docs-internal-guid-c71ed23d-7fff-9bd9-8a5d-10ebabd22f11"></span></p> <p dir="ltr">Not long after, she received the news she was the lucky one chosen to fill the role.</p> <p dir="ltr"><em>Image credit: Instagram</em></p>

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