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Tips and traps when moving in with your children

<p>The Australian Bureau of Statistics tells us that 6.9% of people aged 65+ already live with their children. No doubt many more are actively considering it as an option, but before making the move it’s important to consider the pros and cons.</p> <p>The reasons for moving in with children may vary widely. It could be a financially based decision, helping one or both parties to consolidate their cost of living. For others it may be due to the adult children deciding to offer care for a parent with a physical impairment or illness. On the other side of the coin, it may be driven by the adult children needing the assistance of retired parents in taking care of grandchildren. Think back to the hilarious movie (pictured), Parental Guidance.</p> <p>While there are some obvious benefits to sharing living costs and improving family connections, there are some issues and difficulties that may not be so apparent at the outset. Here are some handy hints on what you need to consider doing to make it a success.</p> <p><strong>The danger of making assumptions</strong></p> <p>The concept of moving in with your children may happen in a number of ways. You might offer to use your own money to build a granny flat on their property or to make renovations or extensions onto their home to accommodate you. Another scenario is for both parties to sell their homes and buy a new property together, which is better suited to shared living.</p> <p>While these arrangements may seem fair and practical for both parties it is vital that great care is taken to protect your financial stake in the venture. While things may start out rosy, the reality is that there can be conflicts, misunderstandings, divorce or other family disruptions that can put your financial contribution at risk if things are not spelled out clearly at the outset.</p> <p>Imagine if the child you move in with ends up in an acrimonious divorce. The property settlement may involve the need to sell the home and if there is no documented evidence of your stake in the ownership, there could be a risk of you losing your money or having to go through legal action to reclaim it.</p> <p><strong>Make sure there is an agreement in writing</strong></p> <p>Any arrangement that involves a large amount of money or the exchange of property needs to have a written agreement drawn up. It doesn’t matter how good the family relationship is or how much trust exists, it is simply a matter of practicality. A written agreement does not indicate a lack of trust, but simply makes it clear to both parties what the expectations are. It brings clarity and prompts both sides to more fully consider all future possibilities.</p> <p>Putting things in writing will naturally help everyone to look at things objectively. Once it is in writing and signed by both parties then there is a basis for impartially sorting out future eventualities and a clear reference for any possible legal claims.</p> <p><strong>Obtain your own legal advice </strong></p> <p>Getting legal advice on the written agreement can help uncover issues you may not have considered and will help to express the spirit of the agreement in concrete and unambiguous terms.</p> <p>In doing this, however, don’t simply rely only on one side making the legal arrangements. You should enlist your own legal adviser who you consult separately and privately to ensure your needs and wishes are properly reflected in the agreement. This may seem pedantic at the time, but can prevent a lot of heartache down the track if the unexpected happens.</p> <p><strong>Some of the major areas that an agreement should cover:</strong></p> <ul> <li>What will happen if relationships change, such as you or your children going through divorce or starting new relationships?</li> <li>What is the nature of your financial contribution? Is it a gift or a loan? Should the property title be changed to recognise your shared ownership?</li> <li>How will you be compensated if you change your mind and want to move out? How will financial interests be calculated? </li> <li>What will be done financially and practically if your health deteriorates and you need extra care to stay in your shared accommodation or if you need to move to residential aged care?</li> <li>If there are other children outside of the agreement, how will their inheritance be affected by the agreement? Is there a need to adjust wills to reflect the desired outcomes?</li> <li>Is there an expectation of personal care being supplied by the child as part of the agreement? How will this be dealt with if your personal needs change or increase in the future?</li> </ul> <p><strong>Your pension may be impacted too</strong></p> <p>If you are receiving a pension, the written agreement may also be important for the purposes of calculating your pension entitlements. Centrelink have specific rules on granny flat arrangements that need to be considered. More information on this can be found at their website.</p> <p><strong>What should you do if disputes do occur? </strong></p> <p>It is important to get prompt legal advice as soon as any disagreement arises. Any delay may reduce your ability to protect your legal interests. Sharing accommodation with children can have many mutual benefits, but planning is essential to make it a successful move.</p> <p>Do you feel that shared accommodation is a workable alternative? Let us know in the comments below.</p> <p><em>Republished with permission of <a href="https://www.wyza.com.au/articles/lifestyle/relationships/tips-and-traps-when-moving-in-with-your-children.aspx">Wyza.com.au.</a></em></p>

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Parenting adult children: The new dynamic

<p>Parents can be protective of children and often have dreams and aspirations for them that children don’t always agree with. On the other hand, a parent’s best intentions can be misconstrued by their children.</p> <p>Sometimes we don’t even know these conflicts exist or we know that challenging the status quo would be futile.</p> <p>But when we do confront these issues, they quite often reveal secrets, insecurities, fears and belief systems that we’ve carried with us our whole lives and kept hidden from our loved ones out of fear of hurting them.</p> <p>Media personality and presenter Jane Caro delved deep into this realm of human experience to reveal the inner machinations of parent-child relationships in the four-part Compass series <em>Mum’s Boy, Dad’s Girl. </em></p> <p>The show followed five brave families as they let Caro into their homes and lives to reveal what makes their relationships tick. It’s a fascinating, sometimes shocking and mostly heart-warming insight into the lives of contemporary Australians.</p> <p>In the first episode that aired, we met 58-year-old Melanie who has fought a lifelong rebellion against her 88-year-old father Warwick who she says she has always seen as “an authoritarian figure”. We also meet Warwick and hear all about his own difficultly trying to raise his rebellious only daughter in a family of four children.</p> <p>Then there’s 65-year-old Helen and her son Brett, aged 34. In later episodes we find out how Brett struggled with his sexuality as a teenager and on coming out to Helen, was surprised to learn that she too had a secret that would rock Brett’s world. It’s a volatile relationship but one that was brought closer when Brett’s father left.</p> <p>Jason, 46, is a seemingly normal father of 18-year-old Patty – protective and concerned, but his experience being a father is changed by his disability. In this story we learn about the challenges he has had to overcome to care for Patty by being a hands-on dad. On the flipside we learn about Patty’s own protectiveness of her dad and the unique friendship between father and daughter forged by overcoming adversity, but increasingly strained by her own search for independence.</p> <p>Denise, 64, and Alex, 31, from Melbourne are hoping the experience of being on the show will help bring them closer together. Denise has found it difficult to make a connection with her son Alex, while Alex has had his own challenges in trying to make his mum be more authentic in their relationship and having to cope with his own mental illness.</p> <p>One of the most gripping stories is that of Val, 49, and James, 29, who have suffered great loss and suffering following the death of Val’s husband and James’ father. We learn about Val’s struggle to raise two children alone, her protectiveness of the family now and her struggle to keep her family together after the tragedy.</p> <p>Caro says while these stories are all unique and different and explore individual relationships on the personal level of each family, they also penetrate into a core experience that is universal in Australian families everywhere.</p> <p>“The feelings that people have towards one another, the uncertainties, the delights, the fears, the conflicts – people are going to want to identify with that very much,” she says. “The triggers to those are unique to all of us but the responses are the things that we all have in common.”</p> <p>While she expected the participants to reveal a lot, Caro was overwhelmed by just how much they revealed during the filming – something which she insists was the result of careful casting and the way in which the participants were interviewed.</p> <p>Despite admitting she “really didn’t know what to expect before making the show” the veteran presenter says she has learned more about parent-child relationships than she ever thought possible.</p> <p>On the list of things, she’s learnt is how strong and the unique the bond between a parent and child can be. “I’ve learnt how powerful that relationship is and how there is an enormous sense of protection from parent to child and child to parent,” says Caro.</p> <p>“One of the big things I picked up from doing the show is that nobody is ordinary, no one is normal or average. Everybody has things to tell you. There is no right or wrong way to do things, there is just your way,” she says.</p> <p>Caro says this rings true as she reflects on her own experience parenting her two daughters. While she says she may not have got everything right as a parent, she is thankful that her daughters, now aged 25 and 28 years old, have turned out to be wonderful people.</p> <p>“I can see the mistakes I made, they weren’t the obvious ones, but I can also see that my daughters have turned out to be lovely people and it’s a delight to be around them,” Caro says. “They probably turned out that way in spite of me rather than because of me.”</p> <p>Caro was amazed by how each party responded to the revelations that were made during filming. “There are so many things that I never expected to experience, to be witness to, that came up,” she says.</p> <p>But while the show reveals the conflicts, insecurities and tensions, we also get to discover the positive interactions and sense of family belonging that make relationships worthwhile says Caro.</p> <p>“You will see many of the relationships evolve, particularly in the case of Warwick and Mel. There is a sense of them really making peace with each other. Melanie is looking after him now, so the power balance has changed and to Warwick’s eternal credit he has the humility and wit to accept that and enjoy it and be proud of Melanie,” she says.</p> <p>One concept that Caro particularly wanted to explore was the idea that different parents respond differently to children of the opposite gender. As the mother of two daughters Caro has often wondered what it would be like to parent a boy – something that she may well get to discover after becoming a grandmother to little Alfie just six months ago.</p> <p>“I’ve always wondered what it would be like to parent a boy. I haven’t noticed any differences in how Alfie is to how my daughters were when they were that age, but he’s only a baby so the verdict is still out on that one. He’s got a strong personality, but so did my daughters when they were that age,” she says.</p> <p>“But from the show what was interesting was how the two father groups were so protective of their daughters, while mothers weren’t so protective. In fact, they wanted desperately for their sons to have a partner, which I found very interesting, “ says Caro.</p> <p>So, what did Caro learn about how life events shape our relationships? She says that James and Val’s tragic loss of a loved one made her realise how bereavement would have an undeniable impact on a family. “Death is a very dramatic event, like a birth of a child and it puts us on the metal and shows us where the cracks are,” says Caro.</p> <p>But as to whether the generation we are born in influences our family relationships, Caro is more sceptical. “I would say after watching how the relationships changed over time that it’s not the times that change us, it’s us that change over time. So I actually think the idea that each generation is different from the proceeding one is rubbish,” she says.</p> <p>“I truly believe that my children have taught me more than I have ever taught them,” she says.</p> <p>So how do we push through these conflicts and have harmonious parent-child relationships? Caro says it’s mainly about forgiveness.</p> <p>“It’s by the ability to forgive one another and oneself and the ability to maintain the relationship – that is the test of it,” she says. And it’s that kind of advice that only a mother could give.</p> <p>Did you watch this hit show? Let us know in the comments below.</p> <p><em>Written by Dominic Bayley. Republished with permission by <a href="https://www.wyza.com.au/articles/lifestyle/relationships/parenting-adult-children-the-new-dynamic.aspx">Wyza.com.au.</a></em></p>

Caring

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Family dynamics impact us more than you'd think

<p>Family dynamics refer to the patterns of interactions and relationships between family members. Every family is unique and has its own dynamic. Those dynamics whether good, bad or neutral can have a tremendous impact on how we come to view ourselves, others and the world, as well as influencing our behaviour and relationships well into adulthood and beyond. This is because our families are the first relationship we experience and sets the foundations for who we are. Therefore, it can be helpful to identify and understand the dynamics at work in your own family. This can help you better understand your family as well as yourself better. Here are some factors to consider.</p><p><strong>Family structures</strong></p><p>The overall structure of the family unit can have a big impact on us. There are many family structures besides the traditional nuclear family such as single parent families, stepfamilies, extended families, same-sex families and many more. No family structure is guaranteed to be successful or unsuccessful, but each one will have specific challenges and advantages. For example, in stepfamilies there are new roles and responsibilities to work out as relationships have changed. In a single parent family, the older child may have had to take on more responsibility as the sole parent had to provide for the family.</p><p><strong>Roles</strong></p><p>Family members, especially children, tend to take on particular roles within the family. There is often little conscious choice behind it but becomes a fixed part of the family dynamic. For example, you could be the funny one, the reliable one or the difficult one. This can influence how you view yourself, others expectations of you and how you behave. People become stuck in roles and families get stuck in seeing each other in particular ways. Even in adulthood, it can be difficult to escape your role if it has been so entrenched in the family dynamic and therefore how you see yourself. &nbsp;</p><p><strong>Birth order</strong></p><p>Birth order can not only affect how we see ourselves and behave, but how parents view and raise children. Studies show parents often have greater expectations of their firstborn children and thus, the oldest child tends to more responsible, loyal and dutiful. The middle child is often rebellious feeling like they don't receive enough attention from their parents. The youngest child usually has a special status in the family as the cute precious one and sometimes struggles to be allowed to grow up. These traits can continue well into adulthood and influence what types of careers you pursue and relationships you look for.</p><p><strong>Alignments</strong></p><p>All families have alignments such as the one between parents as a couple, between siblings and between parents and children. Ideally, all alignments are close and loving but often alignments between certain pairs are stronger. This is natural but problems arise if the pairing is so strong it unbalances the overall family dynamic. For example, if the bond between a parent and one child is stronger, it can undermine the authority of the other parent and affect the relationship. If one child is seen as the favourite, it can cause jealousy and in other siblings. This can set up your relationships for the future not only within the family but how you approach issues of power and authority in the wider world.</p><p><strong>Family values</strong></p><p>The values a family holds often impact us in life whether you agree or disagree with your upbringing. Parent are usually the first port of call in what attitudes we form towards educations, employment, relationships, good and bad characteristics and many more. This can influence our self-identity, individual values and what we expect and want out of life. For example, someone could feel like a failure where academic accomplishments are highly-valued or someone might have low-esteem when emotional toughness is valued in the family.</p><p><strong>Patterns</strong></p><p>We often repeat what we learnt as children in our own families. Patterns and behaviours get passed (often unconsciously) from generation to generation. It is easy to slip into the family dynamics of our childhood when we become parents. By identifying your own specific family dynamics and how they influence you will make you more aware of how to strengthen family ties and forego the potentially destructive patterns from the past.&nbsp;</p>

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