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Niece of AFL legend learns of his passing live on air

Beloved football icon Barrie Robran has died, with the devastating news prompting an emotional departure from radio presenter Jade Robran, who left her program mid-show following the family tragedy. Her co-host Tom broke the heartbreaking news live on air. “Jade unfortunately has had to go home, there has been some unexpected and very tragic news, there’s been a death in her family,” he told listeners. “Hope you’re OK, Jade, if you’re driving home listening right now. Jade, we love you, we hope you’re OK with the rest of the family. Hopefully she’ll be back tomorrow. That’s very, very sad news.” Tom continued hosting the show solo, while tributes began pouring in for Barrie Robran, widely regarded as one of South Australia’s greatest-ever athletes. While the cause of his death has not yet been made public, the outpouring of grief reflects the immense legacy he leaves behind. Robran, who hailed from Whyalla, made history as the first footballer honoured with a statue at the redeveloped Adelaide Oval. He played for North Adelaide between 1967 and 1980, and served as a playing-coach during his final three seasons. Over the course of his stellar career, Robran won three Magarey Medals – the highest individual honour in the SANFL – as well as two SANFL premierships and seven club best and fairest awards. He also represented South Australia 17 times, captaining the side in 1974. In recognition of his contribution to the sport, Robran was inducted into the Australian Football Hall of Fame in 1996 and elevated to Legend status just five years later. He stands alongside Sir Donald Bradman and Bart Cummings in the South Australian Sports Hall of Fame – a measure of his towering influence across generations. As the sporting world and wider South Australian community mourn his loss, thoughts remain with Jade Robran and her family during this incredibly difficult time. Images: North Adelaide Football Club

Family & Pets

Why women live longer than men

It turns out the real survival champions of history weren’t the sword-wielding warriors or the swashbuckling adventurers – they were women. Yes, even during famines, plagues and periods of mass human awfulness (see: enslavement and measles), women have been quietly outliving men like it’s just another Tuesday. That’s the conclusion of researchers who dove deep into history’s most miserable moments, including the Irish Potato Famine, enslavement in Trinidad and Icelandic measles outbreaks, only to find that female bodies just won’t quit. According to a study led by demographer Virginia Zarulli, even newborn girls during these crises had better survival rates than their male counterparts. That’s right; baby girls basically stared down famine and disease and said, “Not today”. So, what gives? According to science – and a new CNN-backed book titled The Stronger Sex – the female body is a marvel of survival engineering. Despite monthly bleeding, pregnancy (aka growing a human from scratch) and the general rollercoaster of hormones, women consistently outlive men. It’s like Mother Nature looked at the assignment and went “build to last”. Part of the secret lies in the chromosomes. Women are rocking two X chromosomes (which are loaded with immune-boosting genes) while men are stuck with a lonely Y that brings little to the survival party. According to evolutionary biologist Dr Sharon Moalem, this gives women a sort of immunological superpower. As he put it, “Women have immunologically evolved to out-mutate men.” Translation: their immune systems are like Swiss Army knives. Men's? More like... rusty butter knives. And hormones help too – specifically oestrogen, which acts like a biological bodyguard, boosting immune responses, upping antibody production and improving long-term disease resistance. Meanwhile, testosterone (the male hormone known for encouraging risky behaviour and unnecessary purchases of motorcycles) appears to weaken the immune system. In fact, early animal experiments showed that removing testosterone improved immunity. (No word on whether the animals also started asking for directions.) It gets better. Recent research has found that women’s small intestines are longer – which may not sound sexy, but is biologically brilliant. More intestine means more nutrients absorbed, which means better odds of surviving when calories are scarce. Essentially, women can squeeze more nutritional value out of a potato than a man can out of a steak. Add all that to the fact that women typically engage in fewer risky behaviours (looking at you, lawnmower-beer-balancing stunts), and you’ve got a recipe for a longer life. Even when women adopt some of the same bad habits as men (like smoking) they still tend to outlive them. Because of course they do. To be fair, there is a catch: women’s superhero immune systems can sometimes turn on them, leading to more autoimmune diseases and chronic conditions. But even then, women often live with those conditions longer than men would. So, what’s the takeaway here? For one, the next time someone calls women the “weaker sex”, feel free to laugh out loud. And second, it’s about time medicine caught up. Researchers argue that understanding these biological differences can help create more personalised healthcare – for all genders. In short: female bodies aren’t just built different. They’re built better, tougher and, according to science, longer-lasting; kind of like the biological version of a Toyota Hilux. Move over, Superman. It’s Superwoman who’s still standing. Image: Pexels / Chelsi Peter

Body

"Her light touched millions": TV chef found dead at home

Beloved chef and television personality Anne Burrell has died at the age of 55, leaving fans, colleagues and loved ones heartbroken. The Food Network star was found unconscious at her Brooklyn home on Tuesday morning, local time, and was pronounced dead at the scene by emergency services, according to the New York Police Department. The cause of her death has not yet been determined, with authorities confirming that an investigation is ongoing. Burrell’s family shared a moving statement, remembering her as a “beloved wife, sister, daughter, stepmother, and friend”. “Her smile lit up every room she entered,” the statement read. “Anne’s light radiated far beyond those she knew, touching millions across the world. Though she is no longer with us, her warmth, spirit and boundless love remain eternal.” The Food Network also paid tribute to the culinary icon, describing Burrell as “a remarkable person and culinary talent – teaching, competing and always sharing the importance of food in her life and the joy that a delicious meal can bring.” “Our thoughts are with Anne’s family, friends and fans during this time of tremendous loss,” the network’s statement continued. Burrell’s sudden passing came just days after she shared a cheerful selfie on Instagram, appearing happy and healthy. Known for her signature spiky blonde hair and vibrant personality, Burrell built a career that inspired home cooks and professionals alike. She married Stuart Claxton in 2021, becoming stepmother to his son, Javier. The couple wed in Burrell’s hometown of Cazenovia, New York, in a ceremony filled with joy and personal touches that reflected her zest for life. A graduate of the Culinary Institute of America, Burrell honed her craft in Italy before returning to the US, where she worked in renowned kitchens and later taught at the Institute of Culinary Education. Her television break came as a sous chef on Iron Chef America in 2005, followed by her own show, Secrets of a Restaurant Chef, which ran for eight seasons. She also became a familiar face on Worst Cooks in America, Chopped, Chef Wanted, and other Food Network programs. Only months before her death, Burrell welcomed viewers into her colourful Brooklyn loft, a space she described with characteristic humour and charm. “Everything here is a little crooked, and I think that suits me just well,” she said at the time. “I think I’m a little crooked, so I feel right at home here.” Anne Burrell’s sudden loss leaves a void in the culinary world, but her influence – and the joy she found in sharing her passion for food – will not be forgotten. Images: Instagram

Caring

"Priceless and precious" war medals found in landfill

A set of treasured war medals has been rescued from the brink of destruction at the Gatton Landfill west of Brisbane – all thanks to the sharp eyes and quick instincts of a local council worker. Tim, a heavy machinery operator at the site, was carrying out his usual duties recently when something out of the ordinary caught his attention in a pile of general waste. Amidst the discarded household items and rubbish, he noticed a small, unusual-looking container. Curious, he paused his work to investigate further and reported the find to his supervisor. What he discovered inside the box was nothing short of remarkable – four official war medals, still in pristine condition, tucked away as though forgotten. The medals, believed to be decades old, were likely of great sentimental and historical value to their rightful owner. “This was a wonderful stroke of luck,” said Lockyer Valley Regional Councillor Julie Reck, who holds the Waste Portfolio for the region. “If it hadn’t been for Tim, these priceless and precious medals would have wound up in landfill, likely never to be seen again.” Recognising the importance of the find, Council staff acted quickly to trace the medals’ origins. Within days, they were able to track down the family to whom the medals belonged and arrange for their safe return. The grateful owners were reportedly overwhelmed with emotion to have the medals – symbols of service and sacrifice – back in their possession. Councillor Reck praised Tim’s attentiveness and initiative, adding that this story is a timely reminder of how small actions can make a big difference. “It’s moments like these that show how much people care, even in the most unexpected places,” she said. “We're so proud of Tim and the whole team for handling the discovery with such care and respect.” While landfills are not usually associated with good news, this rare find proves that even in the unlikeliest of places, treasures – and touching stories – can still be uncovered. Images: Lockyer Valley Regional Council

Home & Garden

"Three months to live": Channel 10 star shares emotional battle with incurable cancer

Channel 10 presenter Barry Du Bois has opened up in a raw and heartbreaking letter about his ongoing battle with cancer, revealing the devastating moment he was told he had just months to live. In a deeply personal essay for <a href="https://www.goldcoastbulletin.com.au/entertainment/celebrity-life/channel-10-star-barry-du-bois-reveals-harrowing-moment-he-was-given-three-months-to-live/news-story/20a2e0a910358c1861d2c4d23c8cd617" target="_blank" rel="noopener">The Gold Coast Bulletin</a>, the father of two recalled the chilling day a doctor delivered a prognosis that shattered his world: “I had three months to live.” “I was sitting in a cold, unfamiliar consult room at the hospital, my wife’s hand holding mine … then a doctor who had known me for only a few hours looked me in the eye and told me I had three months to live,” Du Bois wrote. Du Bois was first diagnosed in 2010 with solitary plasmacytoma, a rare and aggressive form of blood cancer. While he survived that initial battle, the disease returned in 2017 – this time as multiple myeloma, an incurable cancer that attacks the immune system and bone marrow. Since then, the 63-year-old Living Room star has fought on, defying the odds with remarkable strength and grace. But as he revealed in the letter, his path has been anything but easy. His strength, he said, was forged through years of pain: breaking his back in a 14-metre fall, a gruelling and heartbreaking IVF journey with his wife Leonie that ended in miscarriage, and her own cervical cancer diagnosis just weeks later. “When I got my diagnosis – incurable cancer, three months to live – I didn’t fall apart,” he wrote. “I knew that from leaning into the previous adversities of life I had the resilience to give the fight of my life.” Still, Du Bois admitted there was a time he came perilously close to giving up. After Leonie’s miscarriage and illness, the darkness nearly swallowed him. “I avoided conversation and started a continual negative conversation with myself that took me into the darkness … depression is a lonely state and I refused to share my pain. I saw it as a weakness.” In the end, it was his family that pulled him back and helped him find purpose again. Since then, Du Bois has become a powerful voice for others fighting chronic illness and mental health struggles, using his platform to share candid updates on life, treatment and the importance of hope. “I was overwhelmed with fear, uncertainty and the unknown,” he said of that early diagnosis. “But through it all, I realised something that I feel is why I am here today: It wasn’t going to be cancer that defined me but the way I choose to approach it.” From his early TV days on The Renovators in 2011 to his long-running role on The Living Room alongside Amanda Keller, Miguel Maestre and Dr Chris Brown, Du Bois has become a familiar and much-loved face on Australian screens. But behind the smiles and strength lies a story of extraordinary pain and courage. His fight continues. And so too does his mission: to live fully, love deeply, and face each day not with fear, but with determination. Images: Instagram

Caring

Major bank announces huge home loan rate cut

The Commonwealth Bank of Australia (CBA) will reduce its fixed-rate home loans by up to 0.40 percentage points across all terms starting Friday, following a 0.25 percentage point cut to its variable rate in response to the Reserve Bank of Australia’s (RBA) recent cash rate reduction. The new rates will see CBA’s lowest fixed offering set at 5.49% for a three-year term. Despite the move, experts say the cuts are unlikely to spark a surge in homeowners locking in their mortgages. Sally Tindall, data insights director at Canstar.com.au, said the rate adjustments bring CBA closer to its major bank competitors but aren’t enough to significantly shift consumer behaviour. “CBA’s fixed rate cuts aren’t groundbreaking, but rather a bid to inch closer to its key competitors,” Tindall said. “Fixed rates have been falling fairly consistently this year, and we expect this activity will continue as banks price in the increasing likelihood of further cash rate cuts.” While CBA’s new rates mark progress, rivals remain more competitive. ANZ holds the lowest one- and two-year fixed rates among the big four banks, while National Australia Bank (NAB) continues to offer the most attractive three-, four-, and five-year fixed terms. Tindall also noted that with only a slim margin – just 0.10 percentage points – between current fixed and variable rates, many borrowers will likely hold off from locking in. “With the possibility of further RBA cuts ramping up, it’s hard to see many people jumping at the chance to lock up their mortgage for the next three years,” she said. “The majors might have to offer a fixed rate in the ‘4’s’ if they’re serious about getting people to lock in.” Canstar’s latest data shows a flurry of activity across the lending sector since the RBA’s decision. Twenty lenders have reduced at least one fixed rate this month, and five major lenders, excluding CBA, have already made cuts. Among them, BOQ, Community First Bank, Police Bank and Queensland Country Bank now offer at least one fixed rate below 5%, setting the benchmark at 4.99%. Tindall urged borrowers to carefully consider their financial situation and risk appetite when deciding between fixed and variable rates. “If you’re deciding between a fixed or variable rate, understand what might suit your finances and, to some extent, your personality. When you make a decision, take the time to look for a competitive rate,” she said. While the trend suggests fixed rates will continue to fall, CBA's latest move clearly shows the intense competition in the home loan market – one that still leaves many Australians hesitant to commit. Image: Supplied

Money & Banking

"Haven’t got long to live": Beloved Harry Potter star's sad health update

Veteran actress Miriam Margolyes, best known to many as Professor Sprout in the Harry Potter franchise, has spoken movingly about her deteriorating health and approaching mortality, revealing she likely has only a few years left to live. In a recent interview with The Times, the 84-year-old star discussed her decision to step away from the big screen, admitting that her body is no longer strong enough to perform the roles she once loved. “When you know that you haven’t got long to live – and I’m probably going to die within the next five or six years, if not before – I’m loathe to leave behind performing,” she said. “It’s such a joy. I yearn to play roles that don’t confine me to wheelchairs, but I’m just not strong enough.” Margolyes has been increasingly open about her health challenges in recent years. In 2023, during an appearance on the Table Manners podcast, she revealed she had undergone heart surgery, <a href="https://www.oversixty.com.au/health/caring/aussie-harry-potter-star-undergoes-heart-surgery" target="_blank" rel="noopener">receiving a cow’s aortic</a> valve to replace her own. “I don’t know how common it is. I’d never heard of that operation,” she said. “But it saves you from having open-heart surgery, which would be infinitely more invasive.” She later told British Vogue that her perspective on death had changed with age. “When you’re young, you never think about death. You just think about your next f**k, basically,” she joked. “I think about death a lot. You can’t help but be aware that the amount of time ahead is less than the time before you.” Despite the seriousness of her condition, Margolyes maintains her trademark wit and philosophical outlook. “I’m still ducking and diving. I’m still open to new experiences. I’m just very conscious that there is no light at the end of the tunnel.” In 2024, Margolyes publicly disclosed she is living with spinal stenosis, a painful and debilitating condition that has severely impacted her mobility. “I’m registered disabled. I use all kinds of assistance,” she shared with Closer Magazine. “I’ve got two sticks and a walker and they’re such a bore, but I’ve just got a mobility scooter, which is a lot of fun.” The Age of Innocence actress also acknowledged her financial worries, saying her biggest fear is outliving her resources. Yet, through it all, she remains strong, funny and honest – qualities that have endeared her to fans for decades. Images: Instagram

Caring

"Keen to keep living": Hero professor's heartbreaking health update

Professor Richard Scolyer, the acclaimed melanoma researcher and former Australian of the Year, has revealed a devastating update in his ongoing battle with brain cancer, announcing that his aggressive glioblastoma has progressed once again. Professor Scolyer, 58, was diagnosed in 2023 with the terminal form of brain cancer and initially given just eight months to live. Defying the odds, he has endured 18 months of life thanks to a groundbreaking experimental immunotherapy based on melanoma research – a treatment approach that has drawn global attention. However, in a candid social media post on Monday, Professor Scolyer confirmed that a recent MRI had shown further tumour growth on the left side of his brain. “While this may not be the best direction to be heading with my changes, amazingly (to me), I still seem keen to keep living, loving and having fun, whenever possible,” he wrote. “I feel like there are quite a few people on my team (including my family & friends) and they make me happy and proud.” Jointly named the 2024 Australian of the Year with fellow Melanoma Institute Australia co-director Professor Georgina Long, Scolyer has become known not only for his scientific leadership but for his openness and optimism in facing a terminal diagnosis. The most recent setback follows a recurrence of the cancer earlier this year, which led to surgery in March. While doctors were able to remove much of the tumour, Scolyer explained that microscopic “tentacles” remain, requiring further treatment. “Depending on what the scan shows … that will help choose what are the next forms of therapy that I can have to see where we need to go from here,” he said in a previous update. Despite ongoing physical and emotional challenges, Scolyer continues to cherish time with his wife, Katie, and their children. “Sometimes I’m happy to have fun, but some of the therapies have knocked me around a bit, so I can’t do some of the things I love doing,” he said. “I’m still having a fun time at home with my kids … and my beautiful wife Katie has been using her incredible intellect to help me speak to different doctors about various options.” <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/DJ1JNz9zW8W/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/DJ1JNz9zW8W/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Prof Richard Scolyer AO - My Uncertain Path (@profrscolyer)</a> </div> </blockquote> Looking ahead, Professor Scolyer anticipates another operation and remains hopeful that ongoing research and innovation may unlock new options for glioblastoma patients worldwide. “Fingers crossed this operation isn’t so bad and we can move forward with the next form of therapy,” he said, “and hopefully push things along faster to try and get things open up for many, many patients who have got glioblastoma.” Images: Instagram

Caring

Millions of Aussies set to receive cost-of-living pay bump

Prime Minister Anthony Albanese has thrown his government’s support behind a “fair” pay rise for Australia's lowest-paid workers, setting the stage for a potential showdown with employer groups ahead of the Fair Work Commission’s annual wage review. In a submission to the Commission, the federal government recommended a real wage increase – meaning one above the rate of inflation – for around three million Australians earning either the minimum wage or under an industry award. The push is part of Labor’s broader strategy to ease cost-of-living pressures and boost household incomes. “This will help around three million workers across the country, including cleaners, retail workers and early childhood educators,” said Treasurer Jim Chalmers and Employment Minister Amanda Rishworth in a joint statement. “Boosting wages, cutting taxes for every taxpayer and creating more jobs are central parts of our efforts to help Australians with the cost of living.” While the government did not specify an exact figure, it made clear that any increase should outpace inflation, a stance likely to be met with resistance from employers. Business groups, including the Australian Chamber of Commerce and Industry, are calling for a more modest 2.5% increase, warning that anything higher could hurt struggling businesses, especially with superannuation contributions set to rise from 11.5% to 12% on July 1. Last year, minimum wage earners received a 3.75% pay rise, lifting the national minimum wage to $24.10 per hour, or $915.90 per week. With headline inflation then at 3.6%, workers saw only a marginal real wage increase of 0.15%. However, the economic backdrop has shifted. In the year to March, overall wages grew by 3.4% while the consumer price index rose just 2.4%, indicating a real wage growth of 1% for many Australians. Inflation is now within the Reserve Bank’s target band of 2-3%, which the government says supports its call for a generous, yet “economically responsible” wage hike. “An increase in minimum and award wages is consistent with inflation sustainably remaining within the RBA's target band and will provide further relief to lower income workers who are still doing it tough,” Chalmers and Rishworth added. Since Labor took office in 2022, the minimum wage has surged by historically high margins: 5.2% in 2022 – the largest rise in 16 years – and 5.75% in 2023. In total, the minimum wage has increased by $143 per week under the Albanese government. Despite concerns from employers over weak economic growth and rising business costs, the government remains optimistic about a rebound in domestic demand. Its submission acknowledged global risks, including the potential impact of Donald Trump's trade policies, but forecast stronger growth in 2025 and 2026. Prime Minister Albanese reinforced Labor’s commitment to wage growth during a cabinet meeting this week, saying a further increase to the minimum wage would be one of his top priorities heading into the next federal election. “Labor will always stand for improving people's wages and conditions,” he declared. Still, the looming expiry of the government’s $75 quarterly electricity rebates at the end of 2025 poses a risk of reigniting inflationary pressures – something the Fair Work Commission will weigh carefully as it prepares to announce its decision in June. The outcome of the review will directly affect 180,000 workers on the national minimum wage and an additional 2.7 million on industry awards, making it a critical flashpoint in the battle over how best to balance worker welfare and economic sustainability. Images: Instagram

Money & Banking

Refinancing your home later in life – what you need to know

There are many reasons why you may look to refinance your home. The obvious one is to lower mortgage repayments with a better rate. However, other reasons people refinance later in life include: <ul> <li>unlocking equity to invest</li> <li>paying down other debts</li> <li>buying a holiday home</li> <li>funding extended travel</li> <li>launching a new business</li> <li>supporting children with a property deposit</li> </ul> Regardless of why you want to refinance, the points below will help you navigate your options. Changing lenders It may have been a while since you last revisited your mortgage, meaning you may not be aware of current lending options and traps. A common trick lenders use is the so-called “headline rate” to grab your attention. However, this interest rate is typically not what you end up paying. It may only be an introductory rate for the first few months, or hefty fees attached may wipe out any savings. Banks aren’t the only ones offering loans nowadays. Registered non-bank lenders, fintechs and online lenders can refinance your mortgage and provide other credit services the same as any bank; they just don’t take cash deposits. Alternatively, you could explore credit unions and mutual societies. Also consider any shareholder benefits you may have. Most banks have done away with them now but may still honour pre-existing ones. If you change lenders, you could lose this entitlement – permanently. Reverse mortgages Generally, only available to people aged 60-plus, a reverse mortgage effectively allows you to unlock equity in your home without you needing to make immediate repayments. However, they often have strict conditions including: <ul> <li>minimum borrowing amounts</li> <li>maximum borrowing ratios</li> <li>higher interest rates than standard mortgages</li> </ul> Crucially, the interest accrues over time and is repaid when you sell, move or pass away. As such, your debt liability grows over time – potentially impacting your future living arrangements and how much is left for beneficiaries in your will. The Govt has the “loan equity scheme” as another option to lenders. I just want to highlight the need to be careful with reverse mortgages. Changing homes Rather than selling, downsizing could involve making an investment property your primary residence and then renting out your existing home. This approach may require you to refinance both loans simultaneously. There will also be tax considerations to work through – including Capital Gains Tax liabilities when you do sell, negative gearing, depreciation, and changes to your income tax. Then there are the lifestyle factors to weigh up, especially if you are moving to a different area: <ul> <li>living expenses</li> <li>insurance and travel costs</li> <li>access to healthcare</li> <li>rental income</li> <li>property management expenses</li> </ul> Remember that if you have a Self Managed Super Fund (SMSF), it CANNOT own any property that you directly use yourself, including your home. Becoming Bank of Mum and Dad Refinancing can unlock equity to support adult children with their first property deposit. However, it isn’t without its risks. Ask yourself honestly: <ul> <li>Will this be a gift or loan?</li> <li>If a loan, under what terms? Will interest be applied? How and when will repayments be made? What if they default?</li> <li>What happens if their relationship breaks down, will you get your money back?</li> <li>How does going without that money affect your retirement?</li> <li>Do you have alternative assets to support you if your circumstances change?</li> <li>How does this affect inheritances or deposit contributions to your other children?</li> <li>Can you assist them another way without using your home equity?</li> </ul> Draw up a written agreement outlining all conditions and scenarios to avoid disagreements in the future. Pension impacts Don’t overlook how refinancing your home could impact your pension. While your home is exempt from the means test, any income or assets you generate from unlocking equity is not. You could inadvertently see your pension amount reduced or your eligibility voided altogether. This would come as a nasty shock if you haven’t pre-budgeted for such a change! Getting advice To ensure you get the best bang for your buck when refinancing, be sure to enlist the help of a good: <ul> <li>mortgage broker to source the best loans for your circumstances</li> <li>insurance broker to ensure your cover is right sized for your needs, risk and budget</li> <li>accountant to work through any tax implications</li> <li>estate planner to manage any changes</li> <li>financial adviser to keep your investments and financial strategy working for you</li> </ul> Ultimately, decisions – including about refinancing – are only as good the information you have at hand. So, make sure you have all the relevant facts before signing on the dotted line. Helen Baker is a licensed Australian financial adviser and author of the new book, Money For Life: How to build financial security from firm foundations (Major Street Publishing $32.99). Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at <a style="color: #467886;" title="http://www.onyourowntwofeet.com.au/" href="http://www.onyourowntwofeet.com.au/">www.onyourowntwofeet.com.au</a> Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754.

Money & Banking

Albanese calls May 3 election, with cost of living the central battleground

<div class="theconversation-article-body">Australians will go to the polls on May 3 for an election squarely centred on the cost of living. Prime Minister Anthony Albanese visited Governor-General Sam Mostyn at Yarralumla first thing on Friday morning. Later he told an 8am news conference at parliament house the election choice was “between Labor’s plan to keep building or Peter Dutton’s plan to cut. "Only Labor has the plan to make you better off over the next three years,” he said. “Now is not the time for cutting and wrecking, punching down.” Less than a week after the federal budget and following an earlier delay caused by Cyclone Alfred, the formal campaign starts with government and opposition neck and neck and minority government considered a real possibility. But in recent days, the government has gained more momentum and Labor enters the campaign more confident than at the start of the year. The aggregated January-March quarterly Newspoll had the Coalition leading Labor 51-49%, but Albanese leading Peter Dutton as preferred PM 45% to 40%. A YouGov poll published March 21 had Labor and Coalition on 50-50. Polling only shows a snapshot of the present, and the campaign itself could be crucial to the election result. This is the fourth consecutive election launched off the back of a budget, with both sides this week bidding for voters’ support with big handouts. Labor pushed through legislation for its $17 billion tax cut, the first stage of which comes in mid next year. Opposition leader Peter Dutton in his budget reply promised a 12-month halving of excise on petrol and diesel and a gas reservation scheme. Labor goes <a href="https://www.abc.net.au/news/elections/federal/2025/guide/pendulum">into the election</a> with 78 seats in the lower house, and the Coalition with 57 (counting the seats of two recent Liberal defectors). The large crossbench includes four Greens and half a dozen “teals”. With a majority being 76 seats in the new 150-seat parliament, the Coalition needs to win 19 seats for an outright majority. This would require a uniform swing of 5.3% (although swings are not uniform). A swing of less than 1% could take Labor into minority. The Coalition would need a swing of about 3.6% to end with more seats than the government. While all states are important if the result is close, Victoria and NSW are regarded as the crucial battlegrounds. If the Coalition won, it would be the first time that a first-term government had been defeated since 1931, during the great depression. Since the end of the second world war, while all first term governments have been reelected, each saw a two-party swing against them. One challenge for Albanese is that he has only a tiny majority, providing little buffer against a swing. The combined vote of the major parties will be something to watch, with the vote steadily declining from 85.47% of the vote just 19 years ago at the 2007 election, to only 68.28% at the 2022 election. Labor won the last election with a two-party vote of 52.13% to the Coalition’s 47.87%. As of December 31 2024, 17,939,818 Australians were enrolled to vote. The start of the formal campaign follows a long “faux” campaign in which both leaders have been travelling the length and breadth of the country non-stop, with the government making a series of major spending announcement but the opposition holding back on policy.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/250774/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <h2>Marginal seats based on the redistribution</h2> <img src="https://oversixtydev.blob.core.windows.net/media/2025/03/Antony-Greens-ABC-Electoral-Pendulum.jpg" alt="" width="1280" height="1535" /> * Seat with a sitting ALP member ** Seat with a sitting Liberal member *** Warringah MP Zali Steggall was elected before the 2022 ‘teals’, but is regarded as one of them. <a href="https://www.abc.net.au/dat/news/elections/federal/2025/guide/FED2025_PostRedistPendulum.pdf" target="_blank" rel="noopener">Antony Green's ABC Electoral Pendulum</a> By <a href="https://theconversation.com/profiles/michelle-grattan-20316">Michelle Grattan</a>, Professorial Fellow, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a> This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/albanese-calls-may-3-election-with-cost-of-living-the-central-battleground-250774">original article</a>. Images: <em style="background-color: #ffffff; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; box-sizing: border-box;">Image credits: LUKAS COCH/EPA-EFE/Shutterstock Editorial <div class="footer-container" style="box-sizing: border-box; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"> </div> </div>

Legal

Hilarious gift for Home and Away icon after her final scene

After an incredible 33-year run on Home and Away, beloved actress Lynne McGranger has filmed her final scene, marking the end of an era for both the show and its devoted fans. Portraying the iconic Irene Roberts, McGranger’s departure is a moment of celebration and nostalgia for the Australian TV industry. McGranger wrapped up her last scene on the legendary Pier Diner set at Seven’s Eveleigh Studios in Sydney on Wednesday. The emotional moment was met with cheers and heartfelt applause as the cast and crew gathered to witness the final take for the longest-serving female cast member in the show’s history. Producer Lucy Addario led the tributes, presenting McGranger with a bouquet of flowers on behalf of the Home and Away production team. Adding a touch of humour and nostalgia, she was also gifted the famous “Hamburger Phone” – a prop synonymous with the Diner – as a token of appreciation for her unforgettable contribution to the show. Grateful and emotional, McGranger reflected on her incredible journey. “I’ve had the ride of my life. And I love each and every one of you so much: The cast – Ray, Georgie, Emily, Shane, Ada, James, all the youngins,” she said. “The art department, the writers, everybody – there’s so many unsung heroes. This show is made up of so many parts. You’re all amazing, and it’s been my great privilege to work with each and every one of you. I’m touched, I’m humbled, and I’m so honoured. Thank you so much.” <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/DHp-tuUCy-h/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DHp-tuUCy-h/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by 7NEWS Sydney (@7newssyd)</a> </div> </blockquote> Though McGranger’s time on set has concluded, her character’s exit storyline promises to keep viewers captivated for months to come. Since her debut in January 1993, Irene has been a cornerstone of Summer Bay, known for her toughness, sharp wit and heart of gold. A recovered alcoholic who turned her life around, Irene’s journey has seen her take in numerous foster children and face some of the show’s most dramatic storylines, from battling breast cancer to surviving bomb explosions and plane crashes. Throughout the years, Irene’s signature catchphrases – “girly”, “darl”, and “flippin’ heck!” – have cemented her place in Australian pop culture. In 2023, TV WEEK even ranked her the second Greatest Australian TV Character Of All Time, a testament to McGranger’s unforgettable performance (Alf was No.1, in case you're wondering). Even as fans prepare to say goodbye to Irene Roberts over the coming months, McGranger’s legacy will live on in the hearts of Home and Away viewers. Her unmistakable charm has left an indelible mark on the show, and she will always be remembered as a true Summer Bay icon. Images: Network 7

How long will you live? New evidence says it’s much more about your choices than your genes

<div class="theconversation-article-body"> One of the most enduring questions humans have is how long we’re going to live. With this comes the question of how much of our lifespan is shaped by our environment and choices, and how much is predetermined by our genes. A study recently published in the prestigious journal <a href="https://www.nature.com/articles/s41591-024-03483-9">Nature Medicine</a> has attempted for the first time to quantify the relative contributions of our environment and lifestyle versus our genetics in how we age and how long we live. The findings were striking, suggesting our environment and lifestyle play a much greater role than our genes in determining our longevity. <h2>What the researchers did</h2> This study used data from the <a href="https://www.ukbiobank.ac.uk/">UK Biobank</a>, a large database in the United Kingdom that contains in-depth health and lifestyle data from roughly 500,000 people. The data available include genetic information, medical records, imaging and information about lifestyle. A separate part of the study used data from a subset of more than 45,000 participants whose blood samples underwent something called “<a href="https://www.nature.com/articles/s41576-022-00511-7">proteomic profiling</a>”. Proteomic profiling is a relatively new technique that looks at how proteins in the body change over time to identify a person’s age at a molecular level. By using this method researchers were able to estimate how quickly an individual’s body was actually ageing. This is called their biological age, as opposed to their chronological age (or years lived). The researchers assessed 164 environmental exposures as well as participants’ genetic markers for disease. Environmental exposures included lifestyle choices (for example, smoking, physical activity), social factors (for example, living conditions, household income, employment status) and early life factors, such as body weight in childhood. They then looked for associations between genetics and environment and 22 major age-related diseases (such as coronary artery disease and type 2 diabetes), mortality and biological ageing (as determined by the proteomic profiling). These analyses allowed the researchers to estimate the relative contributions of environmental factors and genetics to ageing and dying prematurely. <h2>What did they find?</h2> When it came to disease-related mortality, as we would expect, age and sex explained a significant amount (about half) of the variation in how long people lived. The key finding, however, was environmental factors collectively accounted for around 17% of the variation in lifespan, while genetic factors contributed less than 2%. This finding comes down very clearly on the nurture side in the “nature versus nurture” debate. It suggests environmental factors influence health and longevity to a far greater extent than genetics. Not unexpectedly, the study showed a different mix of environmental and genetic influences for different diseases. Environmental factors had the greatest impact on lung, heart and liver disease, while genetics played the biggest role in determining a person’s risk of breast, ovarian and prostate cancers, and dementia. The environmental factors that had the most influence on earlier death and biological ageing included smoking, socioeconomic status, physical activity levels and living conditions. Interestingly, being taller at age ten was found to be associated with a shorter lifespan. Although this may seem surprising, and the reasons are not entirely clear, this aligns with <a href="https://www.sciencedaily.com/releases/2014/05/140509110756.htm">previous research</a> finding taller people are more likely to die earlier. Carrying more weight at age ten and maternal smoking (if your mother smoked in late pregnancy or when you were a newborn) were also found to shorten lifespan. Probably the most surprising finding in this study was a lack of association between diet and markers of biological ageing, as determined by the proteomic profiling. This flies in the face of the extensive body of evidence showing the crucial role of <a href="https://www.nature.com/articles/s43016-023-00868-w">dietary patterns</a> in chronic disease risk and longevity. But there are a number of plausible explanations for this. The first could be a lack of statistical power in the part of the study looking at biological ageing. That is, the number of people studied may have been too small to allow the researchers to see the true impact of diet on ageing. Second, the dietary data in this study, which was self-reported and only measured at one time point, is likely to have been of relatively poor quality, limiting the researchers’ ability to see associations. And third, as the relationship between diet and longevity is likely to be complex, disentangling dietary effects from other lifestyle factors may be difficult. So despite this finding, it’s still safe to say the food we eat is one of the most important pillars of health and longevity. <h2>What other limitations do we need to consider?</h2> Key exposures (such as diet) in this study were only measured at a single point in time, and not tracked over time, introducing potential errors into the results. Also, as this was an observational study, we can’t assume associations found represent causal relationships. For example, just because living with a partner correlated with a longer lifespan, it doesn’t mean this caused a person to live longer. There may be other factors which explain this association. Finally, it’s possible this study may have underestimated the role of genetics in longevity. It’s important to recognise genetics and environment don’t operate in isolation. Rather, health outcomes are shaped by their interplay, and this study may not have fully captured the complexity of these interactions. <h2>The future is (largely) in your hands</h2> It’s worth noting there were a number of factors such as household income, home ownership and employment status associated with diseases of ageing in this study that are not necessarily within a person’s control. This highlights the crucial role of addressing the social determinants of health to ensure everyone has the best possible chance of living a long and healthy life. At the same time, the results offer an empowering message that longevity is largely shaped by the choices we make. This is great news, unless you have good genes and were hoping they would do the heavy lifting. Ultimately, the results of this study reinforce the notion that while we may inherit certain genetic risks, how we eat, move and engage with the world seems to be more important in determining how healthy we are and how long we live.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/251054/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/hassan-vally-202904">Hassan Vally</a>, Associate Professor, Epidemiology, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a> This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-long-will-you-live-new-evidence-says-its-much-more-about-your-choices-than-your-genes-251054">original article</a>. Image: Shutterstock </div>

Caring

Why do I grieve my childhood home so much now we’ve sold it?

<div class="theconversation-article-body"> Grief can hit us in powerful and unanticipated ways. You might expect to grieve a person, a pet or even a former version of yourself – but many people are surprised by the depth of sad yearning they can feel after selling the childhood home. In fact, it is <a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">normal to grieve a place</a>. And this grief can be especially profound if it coincides with a parent dying or moving into residential aged care, leading to the sale of their house. Grief is the response to the loss of anything to which we have an emotional connection. A <a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">growing body</a> of <a href="https://www.taylorfrancis.com/books/mono/10.4324/9780203860731/counting-losses-darcy-harris">research</a> is looking at how grief can extend to “non-person” losses such as infertility, loss of religion and, yes, the loss of a former home. <h2>Why would someone grieve a house?</h2> The childhood home can be an important place for many of us. It literally housed our formative development, family bonds, and core memories. Hopefully, the childhood home is where we learned about safety, security and love. It was likely surrounded by our neighbourhood, and close to important places such as school, playgrounds and friends’ houses. It is no wonder we grieve it when it’s gone. It’s normal to <a href="https://www.taylorfrancis.com/chapters/edit/10.4324/9781315126197-20/grieving-lost-home-marc-fried">grieve things we can’t see and touch</a> but are real and valued. Just as a <a href="https://doi.org/10.1002/pon.70031">serious diagnosis might trigger</a> grief for an imagined future for yourself, or an <a href="https://doi.org/10.1177/1049732314538550">identity</a> you once cherished, loss of a childhood home can hit us harder than we think. When you sell a once-beloved home, you don’t just lose the physical space. You also lose all of what that space might represent, such as birthday celebrations, Christmas lunches, sleepovers with friends or many happy hours playing in the garden. The childhood home often is a symbol of family connection and an anchor in the storm of life. Thinking of the home and all it represents can elicit nostalgia. In fact, the word “nostalgia” <a href="https://www.bps.org.uk/psychologist/nostalgia-cowbells-meaning-life">derives from the Greek</a> words nostos (return) and algos (pain). The word is rooted in the pain we often feel being away from home. And just as siblings are unique – each with different memories of and connections to their childhood home – their responses to its sale can differ markedly. It is normal if your sister or brother grieves the home in a different way to you – or maybe doesn’t even seem to grieve its loss at all. <h2>A complicated grief</h2> When a childhood home is sold because of the death of parents, the feelings of loss about the home are closely linked. The home being sold can be a type of secondary loss that sits in the periphery to the primary loss of parents. Grieving the deaths might, at first, take precedence over the loss of the home. It might only be later that the loss of the home and all it represents becomes apparent. Because the home provides a connection to the deceased person, the loss of the home might add another layer of grief about your parents. Perhaps you find that whenever you recall memories of mum or dad, they seem always to be at the house. It’s also normal if you feel immense <a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">guilt</a> about grieving the home. People might chastise themselves for worrying about “silly things” and not grieving “enough” about the person who died. <a href="https://www.agingcare.com/questions/how-do-i-deal-with-the-guilt-of-selling-moms-house-481550.htm">Guilt about selling the home</a> can also be common. Not everyone has positive memories of their childhood home. Difficult family dynamics, maltreatment and abuse can complicate the emotional connection to childhood spaces and the grief response to their loss. In such cases, the loss of the childhood home can elicit grief about the loss of the childhood that could have – and should have – been. The loss of a home that was the site of discord can be even more challenging than for people with more idyllic childhood experiences. <h2>How can I cope with this loss?</h2> Grief from the loss of a childhood home is <a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">real and valid</a>. We should recognise this and be kind to ourselves and others experiencing it. We shouldn’t minimise the loss or make fun of it. Usually, the loss is anticipated, and this allows you to take photos, furniture or mementos from the home or garden before you leave or sell. Grief researchers call these “<a href="https://www.sciencedirect.com/science/article/pii/S0010440X20300031">transitional</a> <a href="https://www.tandfonline.com/doi/abs/10.1080/13576270412331329812">objects</a>”. They may help you maintain a connection to what is lost, while still grieving the place. <a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">Social support</a> while grieving is important. Some people share memories and photos of the home with their siblings, or derive comfort from driving by the home. Just be prepared for the possibility it will likely change as the new owners adapt it to their needs. You might feel affronted, but hopefully can eventually accept the property now belongs to someone else. Chat to your doctor if the loss is particularly difficult, and your grief doesn’t change and subside over time. They might be able to recommend a psychologist who specialises in grief. If this article has raised issues for you, or if you’re concerned about someone you know, call Lifeline on 13 11 14.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/251058/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> By <a href="https://theconversation.com/profiles/lauren-breen-1142446">Lauren Breen</a>, Professor of Psychology, <a href="https://theconversation.com/institutions/curtin-university-873">Curtin University</a> This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/why-do-i-grieve-my-childhood-home-so-much-now-weve-sold-it-and-what-can-i-do-about-it-251058">original article</a>. Image: RDNE Stock project/Pexels </div>

Home & Garden

A decade in the making: Jamie Durie finally unveils dream home

After a decade of meticulous planning, popular TV host Jamie Durie has finally revealed his dream home, a breathtaking sustainable property on Sydney’s Northern Beaches. The Seven Network presenter took to Instagram to share an album of images showcasing the eco-friendly sanctuary he built for his family. "Grateful. 10 years of planning, 2 years of construction and we’re finally back home," Durie, 54, captioned the post. The luxurious and environmentally conscious home is now the residence of Durie, his fiancée Ameka Jane, and their two children: three-year-old daughter Beau and one-year-old son Nash. The entire process of planning and construction has been chronicled on Durie’s latest TV venture, Growing Home With Jamie Durie, airing on Seven. "It’s been a lifelong dream of mine to build an off-the-grid house," Durie told Woman’s Day in November. "Ten years ago, I sketched the house. We lodged the plans five years ago, and then the last two years have been dedicated to construction." Durie said that the journey to completion was anything but smooth. "I don’t think poor Ameka had any idea what she was signing up for when we met. But she came up with a number of ideas that added a lot of value to it." He also admitted that building the house tested the family in a variety of ways. "Any family out there who’s building their own house will go through the same as what we’ve gone through," he said. "Huge budget blowouts, rising interest rates, massive construction costs that are constantly going up. We’ve had to go back to the bank four times." Despite the hurdles, Durie and Jane remained committed to using innovative eco-friendly features wherever they could. "We challenged ourselves with new eco-initiatives that not many people would ever dream of trying, or may not even know about," he said, before describing the experience as "the toughest project I have ever taken on in my whole life". Following Durie’s Instagram reveal, a wave of celebrity friends flooded the comments section with praise for the spectacular home. The Morning Show’s Larry Emdur wrote, "Mate!!! Just wow";fFormer Bachelor star Anna Heinrich called it "incredible"; while TV personality Sally Obermeder simply stated, "WOW". Comedian Dave Hughes was equally impressed, writing, "That’s proper wow. My god." Getaway host Catriona Rowntree described the home as "bloomin’ gorgeous". Images: Instagram

Real Estate

"Get under your desks!": Incredible moment tornado strikes TV studio during live broadcast

Dramatic footage captured the moment an EF-2 tornado slammed into the FOX 35 television studio in Lake Mary, Florida, on Monday morning. The on-air meteorologist, Brooks Garner, swiftly ordered his colleagues to take cover as the storm bore down on them in real time. Garner, a seasoned meteorologist for FOX 35, remained remarkably composed as the tornado, with winds reaching up to 200km/h, moved directly toward the station. The storm was first spotted on the studio’s outdoor camera, showing it charging across Interstate 4 before closing in on the journalists inside. Once the wind and heavy rain obscured visibility, leaving only swirling debris on the cameras, Garner issued an urgent warning. “We got debris? Okay. Take shelter! Everybody in the FOX 35 building, get to your safe space. Under your desk if you’re not in a designated area. We’re catching debris right now on the roof,” he said during the live broadcast. As debris pounded the building, Garner repeated his instructions with greater urgency. “Seek shelter immediately! Get under your desks, guys, anchors. Under the desks. Producers, everybody get under the desks.” After the storm passed, Garner quickly shifted his focus back to the safety of viewers still in its path. “Get to the ground level, an interior room, away from the windows,” he urged. “This is a very serious situation. This is a real, live tornado. It just hit our station.” According to the National Weather Service (NWS), the tornado formed at 9:35am. near the southeastern edge of Wekiwa Springs State Park. The twister carved a destructive path through residential areas in Longwood, damaging homes, shattering windows and tearing off roofs. Officials later confirmed that at least one home collapsed. Additionally, a semi-truck was overturned with its driver and his dog inside. Fortunately, no fatalities were reported, though the region suffered widespread power outages and fallen trees. Even inside the fortified FOX 35 building, lights flickered as the tornado struck. Emergency crews have since been deployed to assess the damage and assist affected residents. Authorities urge locals to remain alert, as severe weather conditions persist in the area. Image: FOX 35

Travel Trouble

Replacing stamp duty with a land tax could save home buyers big money. Here’s how

<div class="theconversation-article-body"> Infrastructure Victoria has released a <a href="https://assets.infrastructurevictoria.com.au/assets/Victorias-draft-30-year-infrastructure-strategy.pdf">draft 30-year plan </a> outlining how the state can grow sustainably. It focuses on key areas like transport, housing, energy, and public services to support a growing population and improve liveability. The plan also suggests ways to make the state’s infrastructure and tax system fairer, more efficient and more sustainable. The plan’s recommendations are expected to cost between A$60 billion and $75 billion, mostly spent before 2035. This is around 10% of <a href="https://www.abs.gov.au/statistics/economy/national-accounts/australian-national-accounts-state-accounts/2023-24-financial-year#data-downloads">Victoria’s yearly economic output</a> in 2023-24, spread over the next decade. With Victoria already spending record amounts on infrastructure, and <a href="https://pbo.vic.gov.au/document/BudgetUpdateSnapshot2024-25">budget deficits forecast</a> until 2025-26, finding the money to fund social housing, transport and other projects is a key challenge. We estimate the Infrastructure Victoria proposals would add between $4 billion and $5 billion to Victorian government expenditure each year. Yet one of its proposals — replacing stamp duty with an annual land tax — would only cost between $1 million and $5 million to implement, but generate substantial gains for Victorian households. <h2>Why replace stamp duty with land tax?</h2> Stamp duty is one of the biggest barriers to moving house in Victoria and other Australian states. This tax, which people pay when they buy property, adds thousands of dollars to the cost of moving. In 2022-23, Victorians paid about <a href="https://www.abs.gov.au/statistics/economy/national-accounts/australian-national-accounts-state-accounts/2023-24-financial-year#data-downloads">$12 billion</a> to move house. Of this, $3 billion went to actual moving costs (like real estate services, and removalists) and $9 billion was <a href="https://www.abs.gov.au/statistics/economy/government/taxation-revenue-australia/latest-release#data-downloads">stamp duty</a>. That’s an effective tax rate of 300% on the true cost of moving, and in 2023 <a href="https://www.e-business.sro.vic.gov.au/calculators/land-transfer-duty">added about</a> $40,000, or 5.3%, to the cost of purchasing the average Victorian home. High stamp duty discourages people from relocating, even when their needs change — whether that’s moving for a new job, finding a bigger home for a growing family or downsizing after retirement. This leads to longer commutes, traffic congestion and a less efficient housing market. Switching from stamp duty to an annual land tax would make moving easier and spread the tax burden more fairly. Instead of a large, one-time tax when buying a home, all landowners would pay a smaller tax each year. This would help fund schools, hospitals, and other infrastructure more sustainably. <h2>What can we learn from Canberra?</h2> Victoria University’s Centre of Policy Studies <a href="https://www.treasury.act.gov.au/__data/assets/pdf_file/0009/1618407/cops-final-report.pdf">studied a similar reform</a> in the Australian Capital Territory, where stamp duty has been gradually phased out since 2012 and replaced with higher general rates (a type of land tax). Each year, the ACT government sets a target for how much money it needs to raise. Landowners then pay a share of that total, based on the value of their land. One of the biggest benefits of this approach is that it raises money more efficiently. Unlike other taxes, land taxes don’t discourage investment or economic activity. The study found removing stamp duty had a big positive impact on the ACT’s economy. Around 80% of the economic boost came from removing stamp duty, while introducing land tax also had benefits. By studying transaction data from the ACT, we showed each 10% reduction stamp duty rates drove a 6% rise in property transactions. <h2>Would it help housing affordability?</h2> One of the main arguments for replacing stamp duty with land tax is its effect on housing prices. Economists widely agree land taxes reduce land values, which makes housing more affordable. However, the impact of removing stamp duty is less predictable. Our previous research found <a href="https://theconversation.com/swapping-stamp-duty-for-land-tax-would-push-down-house-prices-but-push-up-apartment-prices-new-modelling-finds-184381">the effect on house prices</a> depends on how often properties are bought and sold. Apartments, for example, tend to change hands more frequently than houses. Because of this, removing stamp duty tends to push up apartment prices more than house prices. Even so, the overall effect of the reform is a drop in property prices. The challenge is ensuring this price reduction is evenly spread across different types of housing. <h2>A fairer tax system</h2> To make the system fairer, policymakers could adjust how land tax is applied. One option is to introduce a fixed-rate component, as <a href="https://www.revenue.nsw.gov.au/grants-schemes/previous-schemes/first-home-buyer-choice">proposed </a> in New South Wales. Another idea, suggested 15 years ago in the <a href="https://treasury.gov.au/sites/default/files/2019-10/afts_final_report_part_1_consolidated.pdf">Henry Tax Review</a>, is to base the tax on the per-square-metre value of land. Another key factor is housing supply. If planning laws allow more high-density housing in inner suburbs, price changes could be better managed. <h2>We also need short-term solutions</h2> Replacing stamp duty with land tax is a long-term reform that would take years to fully implement. The ACT, for example, planned a 20-year transition. If all state governments implemented this reform, we estimate Australian households would ultimately be <a href="https://www.copsmodels.com/ftp/workpapr/g-337.pdf">better off by about</a> $,1600 per household per year. In the short term, <a href="https://theconversation.com/whats-the-best-way-to-ease-rents-and-improve-housing-affordability-we-modelled-4-of-the-governments-biggest-programs-225446">other policies </a> could help improve housing affordability. These include increasing Commonwealth Rent Assistance and rethinking first-home buyer support. These steps could complement broader tax, infrastructure and housing supply reforms. The Victorian government is <a href="https://engage.vic.gov.au/victorias30yearinfrastructurestrategy">seeking feedback</a> on the draft plan before releasing the final version later this year. This is an opportunity for Victorians to contribute ideas on how to shape the state’s future and ensure its infrastructure and tax system work for everyone.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/251472/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/jason-nassios-318488">Jason Nassios</a>, Associate Professor, Centre of Policy Studies, <a href="https://theconversation.com/institutions/victoria-university-1175">Victoria University</a> and <a href="https://theconversation.com/profiles/james-giesecke-9853">James Giesecke</a>, Professor, Centre of Policy Studies and the Impact Project, <a href="https://theconversation.com/institutions/victoria-university-1175">Victoria University</a> This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/replacing-stamp-duty-with-a-land-tax-could-save-home-buyers-big-money-heres-how-251472">original article</a>. Image: 7news.com.au </div>

Money & Banking

"I'm not ready to go yet": Leading Aussie doctor given months to live

Leading melanoma researcher and Australian of the Year recipient Professor Richard Scolyer has revealed that he has only months to live following the return of his brain cancer. Diagnosed with incurable glioblastoma two years ago, Professor Scolyer chose to <a href="https://www.oversixty.com.au/health/caring/doctor-beats-cancer-using-his-own-treatment" target="_blank" rel="noopener">undergo an experimental immunotherapy treatment</a>, defying his initial six-month prognosis. His remarkable journey was documented in a study published in late February, detailing the innovative approach he helped pioneer. However, after undergoing surgery last week, doctors confirmed that the aggressive cancer had returned. “Unfortunately, there is a larger volume of quickly growing brain cancer (glioblastoma, IDH WT, unmethylated etc.) in my left brain,” Professor Scolyer shared in an emotional social media post on Monday. “The prognosis is poor. Whilst some of my recurrent tumour was removed last week, some of it couldn’t be because of its site.” Despite the devastating news, Professor Scolyer remains hopeful that the experimental treatment he volunteered for could pave the way for future medical breakthroughs. Alongside his colleague and friend, Professor Georgina Long, he was named a 2024 Australian of the Year for their groundbreaking work in melanoma research and immunotherapy advancements. “I greatly appreciate the support of all my family, friends, and colleagues who have been looking after me so well and the incredible research that has been performed,” he said. “I hope the latter will change the field and patient outcomes in the not too distant future.” In a heartfelt interview on A Current Affair with Ally Langdon on Monday, the father-of-three shared his decision to forgo further experimental treatments, choosing instead to spend his remaining time with his loved ones. “It could help, but my heart’s not in the same place as what it was before,” he admitted. “It’s not fair, but there’s a lesson for everyone … make the most of every day because you don’t know what’s around the corner.” “I’m not ready to go yet. I love my life,” he said. “I guess I feel lucky that I’ve been able to go for so long without a recurrence of it.” Images: A Current Affair

Caring

Sunrise crew robbed live on air while reporting on crime wave

A Seven News reporter and his camera crew were shocked to discover that they had been robbed live on air while covering a live segment from Adelaide's Rundle Mall on rising crime rates in the area. Journalist Hayden Nelson was reporting for Sunrise earlier this week when an unidentified man casually greeted the crew before stealthily making off with one of their lights in broad daylight. The theft went unnoticed until after the live broadcast had ended. “After the cross, he’s gone to check on the light – the stand was still there but the light itself has vanished,” Nelson later told 7News. Nelson and his team were baffled by the incident, particularly as they had briefly seen the man but did not suspect anything at the time. Nelson explained that, due to the nature of live broadcasting, his focus had been elsewhere. “When you’re about to go live, you’ve got an earpiece in with your director talking to you, and the sound of the presenters, you’ve got lights blaring at you,” he said, adding that the stolen equipment would be of little use to the thief. “To operate it they would need a broadcast-quality battery that you can only get in the industry, and it also requires a unique charger.” South Australian police have since released an image of a man who they believe may be able to assist with their investigation. Authorities are urging anyone with information to contact Crime Stoppers at 1800 333 000. The incident has raised concerns over security in the area, particularly as it occurred in broad daylight and during a live television broadcast. Images: Sunrise | SA Police

Legal

Over 350k Aussies to be forced back into the office

Opposition leader Peter Dutton has vowed to end working from home arrangements for public servants, forcing them back into an office five days a week. The leader of the Coalition will end flexible work arrangements for federal government employees, which currently allows them to work from home for two days a week. According to a report in the <a href="https://www.afr.com/policy/economy/coalition-to-force-public-servants-to-return-to-the-office-20250303-p5lge3" target="_blank" rel="noopener" data-link-type="article-inline">Australian Financial Review,</a> the Coalition will also make massive job cuts, slashing about 36,000 jobs, which will save about $6 billion per year, if elected in the upcoming federal election. Prime Minister Anthony Albanese warned that the drastic move would impact frontline workers, meaning slower delivery times for Aussies on benefits, including veterans. Opposition spokeswoman Jane Hume said the government has offered a “blank cheque to work from home” to employees, saying it was “unsustainable” and “not an arrangement that works for everyone”. On Tuesday, 7News reporter Nick McCallum and Founding Director of Western Sydney Women, Amanda Rose, spoke with Nat Barr about the policy on Sunrise. “Nick, would there be a revolt if public servants are ordered back to the office?” Barr asked. “I have no doubt there would be. I actually like the policy. I think it is ridiculous that, what is it now, more than 60 per cent of federal public servants have ability to work at home,” McCallum said. “There is a big ‘but’ to all of this: Peter Dutton, it’s a perfect policy for him to sound tough, sound Donald Trump-like, bang his chest and say ‘I am going to demand they come back’ but they’ve recently signed a workplace agreement and under that there is a presumption that they can work at home." “All people in the public service can at least request it. There is a presumption they can do it and there is no limit on the number of days they can actually work from home." “So, he can’t really change that until 2027 anyway. So, call me cynical but it’s a perfect policy for him but at the moment he can’t do a lot about it.” Image credits: STEVEN MARKHAM/EPA-EFE/Shutterstock Editorial

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Replacing stamp duty with a land tax could save home buyers big money. Here’s how

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Sunrise crew robbed live on air while reporting on crime wave

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