Search

How fear of missing out can lead to you paying more when buying a home

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/park-thaichon-175182">Park Thaichon</a>, <a href="https://theconversation.com/institutions/university-of-southern-queensland-1069">University of Southern Queensland</a></em></p> <p>The property market is a competitive space where finding a nice home, in the area you want, at a price you can afford is a hard ask.</p> <p>With buyers outnumbering available properties, the pressure is even greater causing some would-be buyers to develop <a href="https://health.clevelandclinic.org/understanding-fomo">a fear of missing out</a> (FOMO) and to make irrational decisions.</p> <p>FOMO might make you worry others are finding nicer homes and getting better deals, or that prices will rise to the point where you are priced out of the market altogether. This could cause you to pay too much or to buy a property in an area unsuitable for your needs.</p> <p>Then there is <a href="https://www.psychologytoday.com/au/blog/counseling-keys/202103/overcoming-fear-of-making-mistakes">fear of making a mistake</a> (FOMM), which can also cause problems if you’re a home hunter. You might be reluctant to bid or to negotiate because you are afraid of choosing the wrong property or paying more than it’s worth.</p> <h2>Problems caused by FOMO and FOMM</h2> <p>The principles of contagion theory, crowd psychology and the scarcity principle we identified in <a href="https://onlinelibrary.wiley.com/doi/epdf/10.1111/ijcs.12649?casa_token=271MN72XdP8AAAAA%3AfhYF_2yUJtM7KGv5jvFdXn5UsXQLkMcIM_F6hffYa30QaSdRivjf2mhFX-cr5C7ttCuLl1-e2OFYXBA">our research</a> on panic-buying during the pandemic, can be applied to any purchasing decisions. In this instance we applied them to buying properties in a competitive housing market.</p> <p><a href="https://www.communicationtheory.org/contagion-theory/">Contagion theory</a> applies when people act irrationally under the influence of a crowd. <a href="https://www.bestvalueschools.com/faq/what-is-crowd-psychology/">Crowd psychology</a> is similar but relates to how a crowd behaves in certain circumstances, while <a href="https://www.indeed.com/career-advice/career-development/scarcity-principle">scarcity principle</a> is the idea if there are fewer items available, their value increases.</p> <p>Each of these can increase the likelihood of several behaviours when purchasing a property. These include:</p> <ul> <li><strong>Underbidding and overbidding</strong></li> </ul> <p>Fearing other buyers might get the house, house hunters might get caught up in a bidding war and end up paying more than planned.</p> <p>Conversely, buyers with FOMM might fear spending too much so bid too low to start with and risk losing the house.</p> <ul> <li><strong>Following the crowd and peer pressure influence</strong></li> </ul> <p>Buyers might feel <a href="https://link.springer.com/article/10.1007/s11403-021-00324-7">pressured to buy</a> in a certain area because it’s popular, even if it is not best fit for them. This can lead to paying more for a house just because others are doing the same.</p> <ul> <li><strong>Delaying decisions</strong></li> </ul> <p>FOMM can lead to <a href="https://onlinelibrary.wiley.com/doi/abs/10.1111/ijcs.12990?casa_token=ZhJnLBOwVxUAAAAA%3AW5haHZKSA1rFQsRNdvw0liOoyvdxl0OrFR2phkhGfYC6TnWRv9EsnV-N8w52CmcnAVb8X2yU1obpIjKx">taking too long to decide</a>. This delay can mean missing out on good deals or being forced to rush into a decision and end up overpaying.</p> <ul> <li><strong>Avoiding negotiation</strong></li> </ul> <p>Some buyers might avoid negotiating the price or special conditions such as building and pest inspections and finance approval because they fear the seller will reject their offer. This can result in paying more than they need to if there are problems later.</p> <ul> <li><strong>Excessive inspections and appraisals</strong></li> </ul> <p>While inspections and appraisals are important, too many can suggest indecisiveness driven by fear, resulting in wasted money on unnecessary assessments, and more importantly, wasted time and delayed decisions.</p> <h2>Removing fear from the buying process</h2> <p>Start with thorough research and preparation by learning about different neighbourhoods and house prices. The history of properties and suburbs can be found for free on property websites and is a good place to start.</p> <p>Seek professional guidance from real estate agents or financial advisers to help you through the process.</p> <p>Get insights on market trends from an agent from a selling company or bank to help find homes that meet your criteria. Keep in mind these agents will get some form of incentive from your purchase.</p> <p>All the big banks or loan officers can provide free property reports on specific properties or suburbs.</p> <p>Don’t forget to check council mapping and water authority documents to check for potential future road projects and other developments and for an area’s flood rating.</p> <p>Perform due diligence by thoroughly inspecting properties and reviewing contracts to ensure they meet your needs and are a good investment.</p> <p>For example, it is a good idea to hire a home inspector to check for any hidden issues before making an offer.</p> <p>Another common mistake made by most buyers is not asking their <a href="https://www.qld.gov.au/law/housing-and-neighbours/buying-and-selling-a-property/buying-a-home/before-you-start-looking/appointing-a-solicitor">solicitor</a> to check and give suggestions before signing a contract or offer.</p> <p>A solicitor can check the sale contract before you sign, review the disclosure documents, give advice on your mortgage contract, carry out title searches and explain the results and explain how the purchase may affect your liability for land tax.</p> <p>Do some contingency planning by preparing for unexpected price increases and for the presence of other strong bidders to reduce anxiety about making the wrong decision. Setting aside extra funds could help deal with higher than expected prices or unexpected repairs that need doing.</p> <p>In the end, plan well and make decisions without letting emotions take over. Taking your time to find the right home that fits your budget and goals, rather than rushing into a purchase due to fear of missing out or making a mistake.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/233197/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em><a href="https://theconversation.com/profiles/park-thaichon-175182">Park Thaichon</a>, Associate Professor of Marketing, <a href="https://theconversation.com/institutions/university-of-southern-queensland-1069">University of Southern Queensland</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-fear-of-missing-out-can-lead-to-you-paying-more-when-buying-a-home-233197">original article</a>.</em></p> </div>

Money & Banking

New rules for Aussies travelling to Europe in 2025

<p>The European Union has introduced new rules for Aussie travellers planning a trip to Europe in 2025. </p> <p>The European Travel Information and Authorisation System (ETIAS) program, is a new entry requirement for visa-exempt nationals from 60 nations, including Australians, which will be introduced in the first half of 2025. </p> <p>The new travel authorisation requirement will apply to 30 countries within Europe including: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and Switzerland.</p> <p>With a valid ETIAS travel authorisation, you can enter any of the European countries listed above as often as you want for short-term stays which is usually up to 90 days in any 180-day period.</p> <p>“However, it does not guarantee entry. When you arrive, a border guard will ask to see your passport and other documents and verify that you meet the entry conditions," the EU website states. </p> <p>The ETIAS will cost around seven Euros ($11.50) and is linked to your passport. It is valid for up to three years or until the passport expires, whichever comes first. </p> <p>If you get a new passport, you need to get a new ETIAS. </p> <p>Travellers can apply using an online application form on the ETIAS website, or apply through their app. </p> <p>Most applications are processed within minutes but some applications may take longer to process. </p> <p>“If so, you will receive a decision within four days.</p> <p>“Please note that this period could be extended by up to 14 days if you are requested to provide additional information or documentation, or up to 30 days if you are invited to an interview.”</p> <p>After the application, “you will receive an email confirming the submission of your application which will include your unique ETIAS application number: make sure you keep this number for future reference.” </p> <p>“Once your application has been processed, you will receive another email informing you about its outcome.</p> <p>“When you get your ETIAS travel authorisation please make sure your name, passport number and other information is correct: if there is any mistake, you will not be allowed to cross the border.”</p> <p>Travellers are required to always carry the same travel documents used in their ETIAS application “otherwise, you will not be allowed to board your flight, bus or ship, or to enter any of the European countries requiring ETIAS.”</p> <p><em>Image: Shutterstock</em></p> <p> </p>

Travel Tips

Readers response: What’s your favourite travel memory with your children?

<p>One of the best parts about travelling is having your kids, or even grandkids, in tow to experience a unique holiday together. </p> <p>We asked our reader what their favourite travel memory they're shared with their children is and the response was overwhelming. Here's what they said. </p> <p><strong>Lynne Fairbrother</strong> - All the camping trips we made when they were kids, great family fun.</p> <p><strong>Karen Ambrose</strong> - A long boat trip on the canals in England…. fabulous.</p> <p><strong>Christine Whyte</strong> - Lovely family holidays where I holidayed with my parents, aunties, uncles, and cousins every year for over 18 years. Great summers of beach and fishing and fun times.</p> <p><strong>Suzie Justinic</strong> - Many overseas trips we had as a family to see family in other countries.</p> <p><strong>Cathrine Stanton Hillier</strong> - Sleeping in the back window ledge of the car. Mum made a small sleeping bag for me.</p> <p><strong>Margie Buckingham</strong> - Every year, one holiday was an ‘away holiday’ while the other 3 were spent at nanny’s beach house, which were just the best!</p> <p>Touring Tassie on the Spirit was a great holiday. So was the Gold Coast doing the Theme Parks. But I think the best was driving to Sydney for the Olympics 2000.</p> <p><strong>Barbara Holmes</strong> - The great holidays staying at Cairns Colonial Resort in the 80’s! </p> <p><strong>Jill Harker</strong> - Emigrating from the UK to Australia on the ship in 1970 when the boys were about 7 and 8!</p> <p><em>Image credits: Shutterstock </em></p>

Travel Tips

Flight attendant shares travel tips for loved-up couples

<p dir="ltr">A flight attendant has shared what loved-up couples should not do when taking a trip together. </p> <p dir="ltr">Seasoned cabin crew member Suzanne Bucknam has warned couples to be wary of appropriate behaviour, and advised against these travel “icks”. </p> <p dir="ltr">Suzie told <em><a href="https://www.skyparksecure.com/">SkyParkSecure</a></em>, that one thing couples should be aware of when travelling are public displays of affection (PDA), which could land you in trouble. </p> <p dir="ltr">"A kiss on the lips or handholding doesn't warrant ick status but making out and putting a blanket over each other's laps gets very uncomfortable for everyone in the vicinity," Suzanne explains.</p> <p dir="ltr">"I've seen several couples attempt to join the mile-high club either in the bathroom or, worse, at their seats with said blanket over them. In fact, I've caught a couple with their pants down in the back of our plane once. We did an emergency landing and had them escorted off the plane, then got back in the air without them.”</p> <p dir="ltr">"It should be known that you can be arrested for public indecency, and flight attendants won't be afraid to call the authorities if they see you trying to get too cosy with your partner."</p> <p dir="ltr">Another must do for travelling couples is to book your plane seats together, rather than ask other passengers to change seats. </p> <p dir="ltr">"A simple boarding process can become a nightmare if couples don't book seats together but demand another passenger to move," she says.</p> <p dir="ltr">"Not only does it slow the process down significantly, but it often causes an altercation between passengers when someone won't move. Someone picked and paid for that seat, so they are well within their right to turn down a request to switch."</p> <p dir="ltr">Suzie said that while she understands couples, especially honeymooners, are excited about their travels, that doesn’t give them the right to make demands, and being difficult will get you nowhere. </p> <p dir="ltr">"What I wish all honeymooners knew before travelling somewhere is that, just because they're celebrating, it doesn't mean others have to celebrate or contribute to that celebration. If you do get a free upgrade or a free drink, fantastic! But please don't demand one from an unsuspecting flight attendant," she explains.</p> <p dir="ltr">"And as an employee who has been in that situation, it's just plain awkward if there are no upgrades available, and it's against the airline's policy to give freebies."</p> <p dir="ltr"><em>Image credits: Shutterstock </em></p> <p> </p>

Travel Tips

Passenger sparks debate over travellers sleeping in aisle seats

<p>A heated debate has erupted online after a passenger suggested those sitting in an aisle seat should remain alert and awake for the entire flight, with the only exception being if it's a long-flight of seven hours or more. </p> <p>“A person sitting in an aisle seat on a plane should not be allowed to sleep," they wrote on Reddit. </p> <p>The reason behind it, according to the passenger, is to ensure that middle and window seat passengers can access the toilet, get served by flight attendants, and evacuate quickly in an emergency. </p> <p>“There are some exceptions and those would probably be on any flight longer than seven hours.</p> <p>“But anything shorter than that, you should not be sleeping. What if the middle or window passenger needs the bathroom, or if the flight attendant needs to hand them something – You’ll be in the way.”</p> <p>They added that a snoozing aisle seat passenger could potentially slow down evacuation during an emergency and put everyone at risk. </p> <p>“Now you would be risking people’s lives because you fell asleep,” they wrote.</p> <p>Social media users flocked to the Reddit thread to share their thoughts. </p> <p> “Nah, just poke me and wake me up if you need me to get up or do something," one wrote. </p> <p>“I’m well aware that I’m in the way, believe me. I’m certainly not there because I wanted to be in the aisle seat.”</p> <p>“If you sleep in an aisle seat, you deal with people getting up. That’s the unwritten rule," another added. </p> <p>A few others supported the idea, but shared their own take on plane etiquette. </p> <p> “My take on this: if you sleep in the aisle seat, you must be okay with being woken up multiple times to let the folks in your row get up.</p> <p>“Other flight rules: middle seat gets the armrest, and window seat must raise the window shade during taxi, takeoff, and landing so the rest of us in the row can watch.”</p> <p><em>Image: Shutterstock</em></p> <p> </p>

Travel Tips

Supermoons are boring – here are 5 things in the sky worth your time

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/michael-j-i-brown-113">Michael J. I. Brown</a>, <a href="https://theconversation.com/institutions/monash-university-1065">Monash University</a></em></p> <p>A <a href="https://science.nasa.gov/solar-system/moon/what-is-a-supermoon/">supermoon</a> may sound exciting, but it’s a modest coincidence.</p> <p>As the Moon orbits Earth, its distance from us varies from 357,000 to 407,000 kilometres. When the Moon and the Sun are in almost opposite directions from Earth, we get a full moon. A “supermoon” is a full moon where its position along its orbit is within 10% of its closest approach to Earth. That’s it.</p> <p>This means a supermoon has an apparent diameter that’s 14% larger than the smallest possible full moon. That’s not a lot. You can’t really notice the difference by eye.</p> <p>As an astronomer, I have a problem with supermoons. There are genuine wonders to see in the night sky, so don’t be disappointed by a dull, overhyped supermoon.</p> <h2>When is the best time to view the Moon?</h2> <p>Articles hyping supermoons are easy. ChatGPT can do it. Say it’s the first supermoon since whenever, add some superlatives, and throw in a telephoto lens photo of a full moon with a landmark. Perhaps the supermoon coincides with another otherwise normal full moon, so it can be a “<a href="https://moon.nasa.gov/news/197/super-blue-moons-your-questions-answered/">blue supermoon</a>” or a “<a href="https://www.accuweather.com/en/space-news/super-worm-moon-how-to-see-the-final-full-moon-of-winter/695656">worm supermoon</a>” or whatever.</p> <p>It’s still just a full moon.</p> <p>If you do want to look at the Moon and it happens to be a supermoon, go for it. But there are better times to admire our only natural satellite, particularly with binoculars or a telescope.</p> <p>The best time to look at the Moon is when its shadows, as seen from Earth, are longest. These long shadows help the craters and mountains stand out from the surrounding plains, so you can appreciate the dramatic landscape of our neighbouring world.</p> <p>The shadows are longest when the Moon appears as a half moon in the night sky. During a full moon or a supermoon the shadows are at their shortest – not nearly as impressive.</p> <h2>Supermoons are a distraction</h2> <p>Have you seen the craters of the Moon, <a href="https://skyandtelescope.org/observing/viewing-saturn-the-planet-rings-and-moons/#:%7E:text=Viewing%20Saturn's%20Rings,the%20ball%20of%20the%20planet.">the rings of Saturn</a>, the clouds of Jupiter or <a href="https://skyandtelescope.org/observing/celestial-objects-to-watch/observing-the-great-orion-nebula/#:%7E:text=First%20locate%20Orion's%20Belt%2C%20which,ll%20find%20the%20Orion%20Nebula.">the Orion nebula</a> with a telescope? They truly are awe-inspiring. Even the most dedicated astronomers return to view them time and time again.</p> <figure class="align-right zoomable"></figure> <p>In fact, astronomers prefer to avoid nights with supermoons and catch up on lost sleep. Full moons flood the night sky with light and make it harder to view more subtle and interesting sights.</p> <p>Want to look at the grand expanse of the Milky Way with the unaided eye? Want to see a meteor shower, comet or aurora? Best done without a damn supermoon.</p> <p>It can be fun to see something truly rare or unusual in the sky. But supermoons don’t qualify for that either. Using the definition I mentioned earlier, there are typically three or four supermoons each year. More restrictive definitions give us one or two supermoons per year. Not only is that not rare, it still just looks like a full moon.</p> <p>There are rarer celestial events that really can inspire. Millions of people across the globe saw <a href="https://science.nasa.gov/science-research/heliophysics/how-nasa-tracked-the-most-intense-solar-storm-in-decades/">bright auroras in May 2024</a>, including places where truly spectacular auroras are few and far between.</p> <p>Comets can also be wonderful. Every decade or so, a comet swings into the inner Solar System and produces a bright tail, millions of kilometres long and visible from Earth. Back when I was a student, I saw <a href="https://en.wikipedia.org/wiki/Comet_Hyakutake">Comet Hyakutake’s bright blue tail</a> stretch across a huge expanse of sky. Sometimes comets fizzle, but when they’re great they are amazing.</p> <h2>Want something impressive? Try an eclipse</h2> <p>Auroras and comets can be fickle, but eclipses are predictable and put on a reliable show.</p> <p>Take total solar eclipses, when the Moon covers the Sun and day turns briefly into night. Thousands travel across the globe to see them. I will be travelling to New South Wales for the <a href="https://eclipse.asa.astronomy.org.au/eclipse-australia-2028/">2028 eclipse</a>.</p> <figure class="align-left zoomable"><a href="https://images.theconversation.com/files/613126/original/file-20240813-17-ewfavl.jpeg?ixlib=rb-4.1.0&q=45&auto=format&w=1000&fit=clip"> </a></figure> <p><a href="https://www.space.com/15689-lunar-eclipses.html">Lunar eclipses</a>, when the Moon falls within Earth’s shadow, can be a more accessible eclipse experience, which is visible from your own home <a href="https://en.wikipedia.org/wiki/List_of_lunar_eclipses_in_the_21st_century">every few years</a>.</p> <p>During the best lunar eclipses, the Moon turns a dark red as the only light that reaches it comes through Earth’s atmosphere.</p> <p>As an astronomer, I encourage people to look at celestial sights. Go out and see the Moon when it can really impress – during an eclipse or viewed through a telescope. Or enjoy the planets, auroras, comets and meteor showers when there is no Moon at all. But please don’t waste time on supermoons.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/236416/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em><a href="https://theconversation.com/profiles/michael-j-i-brown-113">Michael J. I. Brown</a>, Associate Professor in Astronomy, <a href="https://theconversation.com/institutions/monash-university-1065">Monash University</a></em></p> <p><em>Image credits: Shutterstock</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/supermoons-are-boring-here-are-5-things-in-the-sky-worth-your-time-236416">original article</a>.</em></p> </div>

Travel Tips

Larry Emdur takes home Gold Logie in star-studded awards

<p>The 2024 TV Week Logies kicked off on Sunday night to celebrate the world of Australian TV and entertainment, with actors and presenters alike dressing in their best frocks and heading to Sydney's The Star. </p> <p>For the second year in a row, hosting the show was Sam Pang, known for his hilarious comedy on <em>Have You Been Paying Attention?</em> on Channel Ten, as he took to the stage for a memorable opening monologue. </p> <p>Pang used the Logies stage, which was being broadcast by Channel Seven, to take a swipe at the struggling network, roasting Seven for their spate of recent scandals, such as the Bruce Lehrmann-<em>Spotlight</em> scandal</p> <p>"Firstly, Channel 7, well, I'm just letting you all know I'm going to say whatever I want tonight," he said as he kicked things off. </p> <p>"I stand before you safe in the knowledge that whatever I say, this network will defend me in court, and with their impeccable record in defamation cases over the last 12 months I reckon I'll be fine."</p> <p>Amid a string of jobs being cut at Seven, Sam then joked that he wasn't getting paid by the network for his hosting gig and said they would instead be paying his rent.</p> <p>"Full disclosure - I'm not getting paid by Channel Seven tonight. Instead, for the next 12 months, they're paying my rent," he quipped. "Which is handy as they'll know what address to send the Thai masseuse to."</p> <p>Pang then took aim at Network Ten, his usual employer, to call out their difficult year of cancelled shows. </p> <p>"It's been a tough 12 months for Channel Ten, although they did bring back <em>Deal Or No Deal</em> hosted by Grant Denyer, a show where contestants get to open a briefcase and try to guess how much money the network is losing each week," he said. </p> <p>As the awards ceremony kicked off, one young talent stole the hearts of the nation, as 15-year-old Felix Cameron, who recently starred in Netflix's drama <em>Boy Swallows Universe</em> based on the novel by Trent Dalton, took home two awards: the Graham Kennedy Award for Most Popular New Talent and Best Lead Actor in a Drama. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C-z8mimvbAK/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C-z8mimvbAK/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by TV Week Magazine (@tvweekmag)</a></p> </div> </blockquote> <p>More tears flooded the stage when acting legend Rebecca Gibney was inducted into the Hall of Fame for her decades of work in the Aussie TV industry. </p> <p>Gibney was surprised as a myriad of co-hosts reflected on memories they shared on set, with Hugh Jackman even sending in a video message to share how she is "perfection and excellence personified". </p> <p>Presenting Gibney with the award was her son Zachary, who gave an emotional speech about his mum and her stellar career. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/C-0krp3zp7j/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/C-0krp3zp7j/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Zac Bell 🦝 (@zacpuff)</a></p> </div> </blockquote> <p>"I feel so lucky to have been raised by someone with so much love to give and be guided through life watching her show so much kindness to everyone that she meets...</p> <p>"So many people love Rebecca Gibney, the actor. I will always love her as the kindest, most-loving mum anyone could ask for. And, tonight, all of us in this room, and industry, celebrate her. I love you, Ma, to the moon and back and I'm so proud of you."</p> <p>Rounding out the night was the award everyone was waiting for: the coveted Gold Logie. </p> <p><em>The Morning Show</em> host Larry Emdur took out the gold, in a move which surprised even him as he explained in his acceptance speech, reflecting on being “television’s most axed man”. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C-0HQ_ZP0gV/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C-0HQ_ZP0gV/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Channel 7 (@channel7)</a></p> </div> </blockquote> <p>“I love television. I’ve never done anything else, and I’ve never wanted to do anything else,” he said.</p> <p>During his speech, Larry also recalled a promise he made if he were to win the award, recalling, “I just remembered I did say if I won this, during the week ... I was so convinced that I wasn’t going to win this that I said that if I did win it, I would have all the nominees’ initials tattooed on my a*** live tomorrow morning,” he said, prompting the room to explode into laughter.</p> <p>“We’ll see you on The Morning Show tomorrow I guess.“</p> <p><em>Image credits: Seven/Norman Ko/Shutterstock Editorial </em></p>

"Just magical": Aussie Olympians return home in triumph

<p>Australia’s Olympians returned home to a heroes' welcome after the most successful Olympic campaign in the nation’s history.</p> <p>Touching down early Wednesday morning, the athletes were greeted with cheers and applause, marking the end of an extraordinary journey from Paris.</p> <p>The first group of Olympians, including gold medal stars pole vaulter Nina Kennedy and boxer Charlie Senior, landed in Perth to an enthusiastic crowd of family, friends and fans. Kennedy, who secured her gold medal in Paris, expressed her joy, stating, "There is one thing on my list of things I always wanted to do was become Olympic champion...No one can take it away from me." Senior, who won bronze, was equally thrilled, saying, “Coming home is the best feeling out of it all."</p> <p>The celebrations continued on the east coast as another plane full of Australian athletes, adorned with "Go Australia" written in green and gold, arrived in Sydney. Prime Minister Anthony Albanese personally welcomed the team, and popstar Jessica Mauboy, along with The Qantas choir, performed to honour the athletes.</p> <p>Among the first to disembark were dual gold medal canoeist Jessica Fox and swimmer Kaylee McKeown, who made history by becoming the first Australian to win four individual Olympic gold medals. Emotional reunions followed, with McKeown embraced by her family and <em>Today</em> host Sarah Abo, and swimmer Ariarne Titmus shedding tears as she reunited with her parents.</p> <p>Titmus, who played a key role in Australia’s success, shared her excitement for the future, saying, "I think the country just revels in the Olympic experience...I'll enjoy that. Forget about something for a while and just spend some time with my friends and family."</p> <p>The athletes, including young talents like 14-year-old skateboarder Arisa Trew and BMX gold medalist Saya Sakakibara, were praised for their incredible performances. Retired Olympic swimmer Giaan Rooney spoke at length on the significance of their achievements, calling the homecoming "monumental" and "magical".</p> <p>"It was just magical. Paris was magical," she said. "Our athletes were incredible. But really I need to tell you, this is enormous because I came home on the charter flight in 2004 after the Athens Olympics, and back then there wasn't social media or anything like that. You didn't understand the enormity of what you had done or what it meant to be an Aussie at that point, until you landed on this charter flight. So for these athletes, this is just going to blow their minds.</p> <p>"Seeing their family, their friends, everyone that's here to support them after what they've done, it's just going to be magical. It was monumental."</p> <p>Australia's medal tally from the Paris Games was nothing short of historic, with 18 golds, 19 silvers and 16 bronzes, making it the country’s most successful Olympics ever. The 18 gold medals surpassed the previous record of 17 from both the 2004 Athens Games and the Tokyo Olympics three years ago. The total of 53 medals also set a record for an away Games, second only to the 58 medals won at the Sydney 2000 Games.</p> <p>Australia’s success spanned across 14 sports, with five athletes defending their Olympic crowns, including sailor Matt Wearn, paddler Jessica Fox, skateboarder Keegan Palmer and swimmers Kaylee McKeown and Ariarne Titmus.</p> <p>As the nation celebrates these incredible achievements, the athletes look forward to a well-deserved break, surrounded by the love and support of their families and fellow Australians. Their remarkable performances in Paris have not only made history but also inspired a new generation of sporting men and women across the country.</p> <p>Images: <em>Today</em></p>

International Travel

Catriona Rowntree shares tips for picking the perfect souvenir

<p dir="ltr">After travelling the world as the host of <em>Getaway</em> for almost 30 years, Catriona Rowntree has collected a stash of souvenirs to remind her of her travels. </p> <p dir="ltr">Like many travellers and tourists, Catriona has spent much time in a souvenir shop trying to decide on the best trinket to remind her of unique corners of the world. </p> <p dir="ltr">According to the well-travelled TV host, there is one go-to souvenir that is far superior to others: magnets. </p> <p dir="ltr">Catriona has a dedicated wall in her kitchen for the magnets that she's collected from all over the world, each of which she associates with a special memory.</p> <p dir="ltr">She told <em><a href="https://travel.nine.com.au/latest/scenic-catriona-tip-for-finding-the-right-travel-souvenirs/8b9874ed-41b3-4c09-b92a-86e34be0c100">9Travel</a></em> that they are the ideal souvenir for anyone to pick up on their travels. </p> <p dir="ltr">"If you're going to collect something, stick to something that's easy to just grab and go."</p> <p dir="ltr">"You can get one at any airport, just before you leave to come home," she says.</p> <p dir="ltr">For her, the tradition started when a visitor in her home remarked that for a travel reporter, Catriona didn't have many trinkets around the house which showed off all the places she'd visited.</p> <p dir="ltr">And so she started her collection, even buying a magnetic sheet to affix inside her pantry, where she keeps her souvenirs for all to see. </p> <p dir="ltr">"I, of course, could stand here and tell you a story for every single magnet there," she remarks, looking at the wall with fondness.</p> <p dir="ltr">"I absolutely adore taking a look at this wall and seeing all the crazy places I've gone to. Of course, the crazier the magnet the better," she laughs, pointing out a magnet of a sailor's head which doubles as a bottle opener.</p> <p dir="ltr">Catriona added that some travellers similarly love to collect snow globes or postcards from every destination they visit around the world, but for her, you can't get better than a fridge magnet that can be displayed proudly. </p> <p><em>Image credits: Shutterstock </em></p>

Travel Tips

Retirement tips for Australians without a full superannuation safety net

<p>Most people who commenced paid work before the 1992 launch of compulsory employer contributions won’t have enjoyed money going into their retirement fund for the full duration of their working lives.</p> <p>Others have spent most or all of their adult lives as caregivers – stay-home parents, carers for elderly parents or relatives living with disability. Unquestionably valuable work, yet sadly unpaid – meaning no superannuation.</p> <p>Then there other factors impacting retirement savings – the gender pay gap, periods of unpaid leave, unemployment, working abroad, being a low income earner and more.</p> <p>So don’t think you are alone if you don’t have enough in superannuation for a comfortable retirement. </p> <p>Consider the following options to fall back on instead of, or as well as, your super:</p> <p><strong>Age pension</strong></p> <p>This is the most obvious alternative. What fewer realise, though, is that you may still be eligible for a part-pension, even if your assets exceed the eligibility threshold for the full amount.</p> <p>Claiming a part-pension will stretch what super you do have further. Plus, the related concession card entitles you to a range of discounts, reducing your living costs.</p> <p>Don’t overestimate the value of your assets under the pension means test – potentially denying yourself a legitimate source of income.</p> <p><strong>Semi-retirement</strong></p> <p>Consider transitioning to part-time work instead of retiring outright, allowing you to reduce your workload while still generating both income and employer contributions into your super.</p> <p>This could include self-employment – many retirees begin building a business out of their hobby or do paid consulting work within their industry (often a much higher hourly rate than as a permanent employee).</p> <p><strong>Your home</strong></p> <p>If you own your home, chances are you are sitting on a pile of equity. </p> <p>Yes, you would need to sell and move in order to unlock those funds. But it’s tax-free money. And it can be as much of a lifestyle opportunity as a financial one: downsize to a home with less maintenance needs; relocate nearer to grandkids; enjoy a seachange or treechange. </p> <p>Downsizer provisions also allow you to contribute a chunk of the proceeds into your superannuation over-and-above voluntary contribution caps.</p> <p><strong>Investments</strong></p> <p>Certain investments can deliver a lucrative passive income stream, which you can use in lieu of – or alongside – income from super. Think investment property rents, share dividends, even renting out your car/caravan/boat when you’re not using it.</p> <p>Or you could sell investments you own and use the proceeds to top up your super, which is typically more tax effective than holding as cash.</p> <p><strong>Family business/trust</strong></p> <p>If you have a family business or family trust, you may be able to draw down a regular income from it if structured correctly.</p> <p>Doing so over time from operating profits/investment returns, rather than as a lump sum, means a trust can continue as normal without being forced to sell assets or be wound up, while a business can continue trading under family ownership without the remaining directors having to find the cash to buy out your share (though this may be another option to explore with them).</p> <p><strong>Living costs</strong></p> <p>Your living costs are quite different in full-time retirement compared to full-time work. </p> <p>Goodbye to many commuting, clothing, personal grooming, professional development, registration/certification, lunches and coffees, and work-from-home expenses.</p> <p>Hello to greater energy bills (more time at home and no more remote working tax deductions), travel and lifestyle spending.</p> <p>Don’t overlook the power of updating your household spending and investments plan to reflect this new reality, cancel work-related outgoings and cut unnecessary spending.</p> <p><strong>Timing</strong></p> <p>Perhaps the most far-reaching, yet most commonly overlooked, aspect around retirement is timing. For instance:</p> <ul> <li>the later in the financial year you retire, the more employment income you have accrued – potentially pushing you into a higher tax bracket and ballooning your tax bill.</li> <li>the proceeds from investments differ depending on when in the market cycle you sell them.</li> <li>retiring early may reduce employment bonuses, leave payouts, share option entitlements etc.</li> <li>both spouses/partners retiring simultaneously may reduce overall employment earnings, while conversely unlocking greater opportunities to do things together (like travel, shared hobbies, visiting family).</li> </ul> <p>A qualified financial adviser can help you work through your various options and alternatives, allowing you the peace of mind to enjoy your golden years comfortably – whether that is with or without superannuation.</p> <p><em><strong>Helen Baker is a licensed Australian financial adviser and author of On Your Own Two Feet: The Essential Guide to Financial Independence for all Women. Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at <a href="http://www.onyourowntwofeet.com.au/">www.onyourowntwofeet.com.au</a></strong></em></p> <p><em><strong>Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754.</strong></em></p> <p><em><strong>Image credits: Shutterstock </strong></em></p> <p><strong><em> </em></strong></p>

Retirement Income

Aussie Olympic judge sent home after “inappropriate act”

<p>Australian surfing judge Ben Lowe has been sent home from the Paris Games after an "inappropriate" photo with an athlete went viral. </p> <p>Lowe posed for a photo with Aussie surfer Ethan Ewing and his coach Bede Durbidge on the beaches of Tahiti - the largest island in French Polynesia where the Olympic surfing competition is taking place - to celebrate Ewing making it to the quarter finals. </p> <p>The photo of the men soon went viral with the caption, “Three Straddie (North Stradbroke Island) boys doing their stuff at the Olympics.”</p> <p>Despite the photo seeming completely harmless, the International Surfing Association (ISA) took swift action against Lowe.</p> <p>According to the ISA, Lowe, an experienced World Surf League judge, has been stood down in accordance with the ISA’s code of conduct and the International Olympic Committee’s code of ethics. </p> <p>The ISA released a statement overnight saying it removed Lowe from the judging panel for the remainder of the competition to "protect the integrity and fairness of the ongoing competition".</p> <p>"The ISA is aware of a photo circulating on social media in which one of the Olympic surfing judges from Australia is seen socially interacting with an Australian athlete and the team manager," the ISA said.</p> <p>"It is inappropriate for a judge to be interacting in this manner with an athlete and their team."</p> <p>The surfing federation said it had "communicated with all judges and teams to remind them of their responsibilities regarding appropriate behaviour".</p> <p><em>Image credits: Instagram</em></p> <p> </p> <p> </p>

Travel Trouble

Snug but unsafe: your heater may be harming your health. What are your safest choices?

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/christine-cowie-191638">Christine Cowie</a>, <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a> and <a href="https://theconversation.com/profiles/bill-dodd-1280161">Bill Dodd</a>, <a href="https://theconversation.com/institutions/university-of-tasmania-888"><em>University of Tasmania</em></a></em></p> <p>We now have a dizzying array of heating technologies to consider, besides the fire that warmed our ancestors.</p> <p>Salespeople will highlight any number of features and minor conveniences. You will be made aware of limited-offer discounts, product warranties, trends in certain Nordic countries, or their low cost (at least in the short-term). What you are less likely to read on the box is, well, the stuff that really matters: the long-term effects on your health and the health of your family, your neighbours and the environment.</p> <p>Yes, a heater should keep you warm affordably. After all, a warm home is vital for your health. But would you run a heater that you knew was increasing the likelihood of your child developing asthma, your partner developing lung cancer, and your neighbour or your grandparent suffering a stroke or heart attack?</p> <p>Many <a href="https://doi.org/10.1016/j.envint.2019.105429">peer-reviewed studies</a> have found domestic heating to be a major source of air pollution and of ill health in Australia. So which heaters are high-risk and which are low-risk? Let’s consider, firstly, the most dangerous heaters.</p> <h2>Extreme-risk heaters</h2> <p>Two rules reduce the risks:</p> <ol> <li> <p>never burn anything (wood, gas or other fuel) in your home without adequate ventilation such as a chimney, exhaust or flue</p> </li> <li> <p>never use an outdoor appliance (heater, cooker, barbecue) inside.</p> </li> </ol> <p>Concerningly, a 2022 <a href="https://asthma.org.au/wp-content/uploads/2022/11/AA2022_Housing-Survey-Report_full_v4.pdf">Asthma Australia survey</a> found 7% of Australians used an unflued gas heater.</p> <p>When gas or other fuel is burnt indoors it releases a range of <a href="https://search.informit.org/doi/abs/10.3316/informit.786585213635569">particles and toxic gases</a>. Most dangerous of all is <a href="https://www.dcceew.gov.au/environment/protection/npi/substances/fact-sheets/carbon-monoxide-0">carbon monoxide</a> (CO). This colourless, odourless gas can build up in unventilated homes, resulting in serious poisoning and death.</p> <p>A recent <a href="https://www.abc.net.au/news/2024-06-29/sydney-family-use-bbq-as-indoor-heater-inhale-carbon-monoxide/104039702">case of carbon monoxide intoxication</a> left three people unconscious in a Sydney home after an outdoor barbecue was used inside as a heater. Outdoor heaters, cookers and barbecues are especially potent sources of carbon monoxide and should never be brought inside.</p> <p>If you have a gas appliance in your home, even if it is ventilated, install a <a href="https://www.energysafe.vic.gov.au/industry-guidance/gas/gas-information-sheets/gis-36-carbon-monoxide-alarms-domestic-use">carbon monoxide alarm</a> for as little as $30.</p> <h2>High-risk heaters</h2> <p><a href="https://www.sciencedirect.com/science/article/pii/S0048969724012087">The evidence</a> is now very clear: wood heater smoke is a potent source of air pollution and significant cause of ill-health in Australia.</p> <p>The more often you burn, the greater the risk. One <a href="https://doi.org/10.1016/j.envint.2023.108128">large population study</a> found even infrequent wood heater use (30 days or more each year) increases the risk of lung cancer by 68%.</p> <p>Wood heaters spill smoke into the home when refuelling. They also suck smoke from outside back into the home as air is drawn up the chimney.</p> <p>If you can smell your wood heater, it is harming your health and exposing you to a toxic mix of particles and gases.</p> <p>For the wider community, the cumulative health impacts of wood heaters are significant.</p> <p>Less than <a href="https://www.abs.gov.au/ausstats/abs@.nsf/Previousproducts/4602.0.55.001Main%20Features5Mar%202011?opendocument&tabname=Summary&prodno=4602.0.55.001&issue=Mar%202011&num=&view=">10% of Australian households</a> use a wood heater. Yet they are the largest source of particulate air pollution in most Australian cities and towns, including <a href="https://www.environment.nsw.gov.au/-/media/OEH/Corporate-Site/Documents/Air/sydney-air-quality-study-stage-2-program-report-220644.pdf">Sydney</a>, <a href="http://www.doi.org/10.1016/j.scitotenv.2024.171069">Melbourne</a>, <a href="https://onlinelibrary.wiley.com/doi/full/10.5694/mja2.52176">Canberra</a>, <a href="http://www.doi.org/10.1016/j.scitotenv.2024.171069">Adelaide</a> and <a href="http://www.doi.org/10.3390/ijerph17093264">Hobart</a>. Even in temperate Sydney, wood heaters emit <a href="https://www.environment.nsw.gov.au/-/media/OEH/Corporate-Site/Documents/Air/sydney-air-quality-study-stage-2-program-report-220644.pdf">more of this pollution</a> than all the cars, trucks, boats and buses combined, and more than coal-fired power stations and industry.</p> <p><a href="https://safeair.org.au/">Centre for Safe Air</a> researchers <a href="https://doi.org/10.1016/j.scitotenv.2024.171069">estimate</a> wood heaters cause between 558 and 1,555 excess deaths a year in Australia. That’s roughly equivalent to the <a href="https://www.bitre.gov.au/publications/ongoing/road_deaths_australia_monthly_bulletins">annual road toll</a>.</p> <p>Fine particles (2.5 microns or less in diameter – also known as PM2.5) are a major component of wood smoke. PM2.5 increases <a href="https://www.epa.gov/air-research/air-pollution-and-cardiovascular-disease-basics">rates of heart disease and stroke</a>, <a href="https://doi.org/10.3978%2Fj.issn.2072-1439.2016.01.19">lung disease</a>, <a href="https://doi.org/10.1016/j.scitotenv.2018.11.218">dementia and other neurological conditions</a> and <a href="https://asthma.org.au/about-us/advocacy/air-quality">asthma attacks</a>. Risks of <a href="https://doi.org/10.1371/journal.pmed.1003718">adverse pregnancy outcomes</a> and <a href="https://www.eea.europa.eu/publications/air-pollution-and-childrens-health">poorer learning outcomes in children</a> are also increased.</p> <h2>Low-risk heaters</h2> <p>Evidence suggests there is no “safe” level of air pollution, with health effects <a href="https://doi.org/10.1016/j.envint.2019.02.044">seen at very low levels</a>.</p> <p>Even ducted gas heating, where most of the toxins are ventilated, <a href="https://search.informit.org/doi/abs/10.3316/informit.786585213635569">can expose residents to low levels</a> of PM2.5, nitrogen dioxide (NO2), carbon monoxide and formaldehyde. Over time, this can have a range of <a href="https://safeair.org.au/the-health-impacts-of-gas-use-extraction/#gf_1">health impacts</a>, including worsening asthma and respiratory symptoms.</p> <p>Burning gas for heating also adds to greenhouse gas emissions.</p> <p>As Australia transitions to a zero-carbon society, some states and territories are phasing out installation of new wood heaters, such as <a href="https://www.abc.net.au/news/2023-08-24/canberra-to-phase-out-wood-heaters-by-2045/102769162">in the ACT</a>, and gas connections, such as <a href="https://www.planning.vic.gov.au/guides-and-resources/strategies-and-initiatives/victorias-gas-substitution-roadmap">in Victoria</a>. Subsidies to help people replace unhealthy heaters are excellent investments in the environment, public health and health equity.</p> <h2>Healthy heaters</h2> <p>Ultimately, heaters that do not rely on burning fuel inside the home are the safest, and often more affordable, heating option.</p> <p>A <a href="https://www.abc.net.au/news/2023-07-17/cleaning-filters-in-reverse-cycle-air-conditioner-to-save/102594652">well-maintained</a> reverse-cycle air conditioner, sometimes called a heat pump, actually cleans the air inside your home.</p> <p>These air conditioners have the additional benefit of cooling your home in summer. As heatwaves become more severe and frequent, efficient cooling is <a href="https://www.sciencedirect.com/science/article/pii/S0378778823004152">increasingly important for health</a>.</p> <p>As for affordability, an efficient reverse-cycle air conditioner can be up to <a href="https://www.climatechoices.act.gov.au/__data/assets/pdf_file/0005/1862663/Sustainable-Household-Scheme-A-guide-to-reverse-cycle-systems.pdf">seven times as efficient</a> as a gas wall heater in the energy it uses for a given amount of heat.</p> <p>There are many other <a href="https://www.choice.com.au/home-and-living/heating/electric-heaters/articles/which-electric-heater-type-is-best">electric heating technologies</a> – such as fan heaters, oil column heaters, panel heaters, or infrared heaters – that do not release toxins into the home.</p> <p>Heater manufacturers are often reluctant to talk about the health impacts of their products, and regulators are slow to catch up with the science.</p> <p>By thinking about heating in terms of health, you can make your home safer for yourself and the people around you.</p> <p>After all, there’s nothing cosier than a healthy home.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/235102/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><a href="https://theconversation.com/profiles/christine-cowie-191638"><em>Christine Cowie</em></a><em>, Senior Research Fellow, Centre for Air Quality and Health Research and Evaluation, Woolcock Institute of Medical Research, University of Sydney; Senior Research Fellow, South West Sydney Clinical School, <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a> and <a href="https://theconversation.com/profiles/bill-dodd-1280161">Bill Dodd</a>, Knowledge Broker, Centre for Safe Air (NHMRC CRE), and Adjunct Researcher, Media School, <a href="https://theconversation.com/institutions/university-of-tasmania-888">University of Tasmania</a></em></p> <p><em>Image </em><em>credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/snug-but-unsafe-your-heater-may-be-harming-your-health-what-are-your-safest-choices-235102">original article</a>.</em></p> </div>

Home & Garden

Qantas slashes cost of more than 450,000 airfares

<p>Qantas has slashed the price of more than 450,000 airfares as part of its latest sale. </p> <p>The airline announced the week-long sale on Tuesday, with more than 120 routes abroad included, and almost 30 overseas destinations. </p> <p>Return economy flights from Sydney to New York is being offered for $1,699 and Sydney to London for $1,799. </p> <p>Flights from Melbourne to Los Angeles are also part of the offer, going for $1,099, while Brisbane to Seoul return economy fares are available for $949. </p> <p>Sydney to Port Vila is $699 and Brisbane to Queenstown is $619.</p> <p>Premium economy return sale fares include Sydney to Los Angeles for $3,199, Melbourne to London for $3,899 and Brisbane to New York for $4,199.</p> <p>For those wanting to travel in business there also return sale fares for Melbourne to Auckland for $1,199, Brisbane to Tokyo for $4,999 and Sydney to London for $8,999.</p> <p>Return Classic Plus fares include Melbourne to Los Angeles in economy from 73,900 points plus $360, Brisbane to New York in premium economy from 236,300 points plus $684, and Brisbane to Tokyo in business from 303,900 points plus $470.</p> <p>The sales will run until 11.59pm AEST on Monday, August 5, unless sold out prior, for travel dates between August and June 2025. </p> <p><em>Image: Shutterstock</em></p>

Travel Tips

6 extra items to pack when travelling by yourself

<p>Travelling alone can be a life changing experience, but it also requires a few extra precautions. Pack these six things to keep yourself safe.</p> <p><strong>1. Doorstop</strong></p> <p>A simple wedge of wood or plastic can give you priceless peace of mind in a hotel room. Even if you lock the door, people might be able to break the lock or use a cloned key. A doorstop quickly and easily wedges it shut so you can sleep easy. If you want to go one step further, you can get special doorstop alarms that will emit a loud siren if anyone tries to force the door.</p> <p><strong>2. Extra lock</strong></p> <p>There are endless uses for an extra padlock or bike lock-style cable. You can double up on your hotel door, secure your train carriage or ship cabin, double lock your suitcase or chain it to something sturdy. Compact, sturdy locks are relatively cheap and easy to carry with you, and will deter most thieves or intruders looking for an easy mark.</p> <p><strong>3. First aid kit</strong></p> <p>If you don’t have a travel buddy to send down to the chemist, a simple first aid kit can be a lifesaver. Keep it stocked with band aids, basic bandages, pain killers, antibiotics, antihistamines and gastro meds, along with anything else you think will be useful. If you are really unwell, you’ll obviously need to see a doctor, but having the first line of defence within easy reach is always smart.</p> <p><strong>4. Whistle or personal alarm</strong></p> <p>If you will be walking through unfamiliar cities at night (or even in the day), a whistle or personal alarm can give you a feeling of security. If anyone unsavoury approaches you, a loud noise will startle them and generally scare them off. It also draws the attention of other people and makes them aware of your predicament.</p> <p><strong>5. Small torch</strong></p> <p>Never underestimate the power of a little light to make you feel safe. It’s great for finding your way through dark streets, looking for your keys in your bag or seeing the lock on your hotel door. You can get small lights that attach to a keychain or wallet and give out a surprisingly bright light. People are less likely to approach you if they feel they will be seen.</p> <p><strong>6. Fake wedding ring</strong></p> <p>This one is for the ladies – in some countries an unmarried woman is seen as an easy target. Buying a cheap, fake wedding ring can give you a simple cover. Men may be less likely to approach you and, if they do, you can simply say your husband is in the next shop or waiting for you back at the hotel.</p> <p><em>Image credits: Shutterstock </em></p>

Travel Tips

Ada Nicodemou breaks silence on "unexpected" romance with co-star

<p><em>Home and Away </em>star Ada Nicodemou has finally broken her silence on her new relationship with James Stewart. </p> <p>The pair's rumoured romance first hit headlines in early May, not long after Nicodemou announced her split from Adam Rigby, who was her partner of eight years. </p> <p>In her latest interview with <a href="https://www.instagram.com/p/C9qRZnvo_Rx/?utm_source=ig_embed&ig_rid=c42ee60a-b9ff-442c-bd2f-38a0c4cd6caf" target="_blank" rel="noopener"><em>Stellar</em></a> magazine, the actress has finally confirmed their romance. </p> <p>“Jimmy and I are together, yes,” she told the publication. </p> <p>“At 47, you know what you want and what you don’t. It's only early days. It's very recent and very unexpected. I'm super happy. It's really lovely."</p> <p>The pair, who play husband-and-wife Leah Patterson and Justin Morgan on the show, were photographed kissing on Anzac Day, and the photos were made public a few weeks later. </p> <p>A few weeks before the photographs were made public, the couple's on-screen wedding aired on April 9, but Nicodemou shut down the rumours that they were romantically involved during shooting. </p> <p>"There weren't genuine feelings then," she said, adding the episode was shot six months prior to it airing. </p> <p>"It was shot last year. But I think whenever you're watching any TV couple, you're always wondering if they really do have feelings."</p> <p>“We’ve always respected each other. We’ve known each other since<em> Breakers</em>. Jimmy is an amazing actor," she added referring to the 1998 soap opera they were both in. </p> <p>“I’ve loved working with him for five years and I think our scenes are great. I always like going to work – we push ourselves, and push each other, in a really good way.”</p> <p><em>Home and Away</em> fans were quick to react to the actress' confirmation of her relationship, with one fan writing on Instagram, "Damn right! Set that record straight!"</p> <p>"Your life your love 🥰 I hope you have the privacy you need both of you," another added.</p> <p>"Can't help who you fall in love with. Enjoy new beginnings. You two are gorgeous together, hope it's forever," a third added.</p> <p>Prior to her relationship with Rigby, Nicodemou was married to Chrys Xipolitas and they share one child together, 11-year-old son Johnas.</p> <p>Stewart was previously married to Sarah Roberts and they were together for six years before they split in 2015. They share daughter Scout. </p> <p><em>Images: Instagram</em></p>

Relationships

Doctor shares her holy grail tips for overcoming eye sensitivity

<p>As the chill of winter sets in, many people find that their eyes become more sensitive and prone to dryness. This can be particularly challenging for those who already suffer from dry eye syndrome. </p> <p>Dr. Jacqueline Beltz is a leading Australian Ophthalmologist and the founder of <a href="https://www.okkiyo.com" target="_blank" rel="noopener">OKKIYO</a>, a beauty brand that makes PRIORITEYES mascara for people with sensitive eyes.</p> <p>Dr Beltz has shared her insights into dry eye syndrome and how winter can exacerbate symptoms, also sharing her top tips for managing eye sensitivity during the colder months.</p> <p><strong>Understanding Dry Eye Syndrome</strong></p> <p>The surface of the eye is covered by a delicate layer of tears, essential for comfort, vision, protection, and nutrition. The tear film comprises two main layers: an outer lipid (oily) layer and an inner aqueous (watery) layer. The lipid layer, produced by oil glands in the eyelids, prevents tears from evaporating too quickly, while the aqueous layer, consisting of water, electrolytes, and proteins, spreads tears evenly across the eye and helps them adhere to the surface.</p> <p>When the balance of tear production, evaporation, absorption, and drainage is disrupted, it can lead to dry eye syndrome. Symptoms may include redness, irritation, a gritty sensation, tired eyes, itching, excessive watering, and fluctuating vision. In severe cases, dry eye can be painful and significantly impact daily life.</p> <p><strong>How common is dry eye syndrome?</strong></p> <p>Dry eye syndrome is a widespread issue, particularly among older adults. According to the Blue Mountains Eye Study, 57% of adults over the age of 50 experience some degree of dry eye. This condition is notably more prevalent in women, with higher rates observed compared to their male counterparts. The increased prevalence in women is often attributed to hormonal changes, particularly during and after menopause. </p> <p>A more recent study, Optometry Australia’s 2022 Vision index found that over 85% of Australians are estimated to have experienced dry eyes at some point in their lives. Of those affected, 55% say they only developed the condition following the beginning of the pandemic in 2020. They reported that almost 1 in 5 (18%) of people experience dry eye symptoms frequently. </p> <p>These statistics highlight the importance of understanding and managing dry eye, especially as we age.</p> <p><strong>DEWS II Study and Treatment Approaches</strong></p> <p>The DEWS II (Dry Eye Workshop II) study provides a comprehensive framework for understanding and treating dry eye syndrome. According to the study, dry eye is a multifactorial disease characterised by a loss of homeostasis (or balance) in the tear film, accompanied by eye symptoms. Factors such as tear film instability, hyperosmolarity (increased saltiness), inflammation, and neurosensory (altered feelings or sensations) abnormalities play significant roles.</p> <p>There are two primary types of dry eye: aqueous deficient and evaporative. Most individuals have a combination of both. Aqueous deficient dry eye occurs when there is insufficient production of the watery layer of tears, often due to aging, hormonal changes, or certain medications. Evaporative dry eye is typically caused by environmental factors or conditions affecting the lipid layer, such as meibomian gland dysfunction (MGD).</p> <p><strong>Winter's Impact on Dry Eyes</strong></p> <p>Winter poses unique challenges for dry eye sufferers. Cold, dry air, indoor heating, and wind can all exacerbate symptoms. Here's how to combat these winter-specific issues:</p> <p><em><strong>1. Humidify Your Environment</strong></em></p> <p>Indoor heating reduces humidity levels, leading to increased tear evaporation. Consider using a humidifier to maintain moisture in the air, especially in bedrooms and living spaces. This helps keep your eyes hydrated.</p> <p><em><strong>2. Protect Your Eyes Outdoors</strong></em></p> <p>Cold winds can strip away the tear film. When outside, wear wraparound sunglasses to shield your eyes from the elements. This not only protects your eyes from the wind but also from UV rays, which can be strong even in winter.</p> <p><em><strong>3. Stay Hydrated</strong></em></p> <p>Dehydration can worsen dry eye symptoms. Drink plenty of water throughout the day to maintain overall hydration, which supports healthy tear production.</p> <p><em><strong>4. Optimise Your Diet</strong></em></p> <p>Certain foods can promote eye health. Omega-3 fatty acids, found in fish like salmon and flaxseeds, have anti-inflammatory properties that can help manage dry eye symptoms. Incorporate these into your diet for added benefits.</p> <p><em><strong>5. Use a Warm Compress</strong></em></p> <p>A warm compress can help improve the function of the meibomian glands, which produce the oily layer of the tear film. This is particularly helpful for those with meibomian gland dysfunction, or MGD. Gently apply a warm, damp cloth to your closed eyelids for 10-15 minutes, followed by a gentle massage of the eyelids to encourage oil secretion. It is important to avoid rubbing or compressing the eyeballs.</p> <p><em><strong>6. Use Over-the-Counter Lubricant Eye Drops</strong></em></p> <p>Artificial tears can provide temporary relief by supplementing the natural tear film. Choose preservative-free options to avoid further irritation, and use them frequently.</p> <p><em><strong>7. Remember to have regular eye checks</strong></em></p> <p>In Australia, Optometrists provide our primary eye health check ups. Dr Beltz recommends adults over the age of 40 see their optometrist once a year, but if you’re struggling with symptoms of dry eye in winter, an extra check up might help and your optometrist will be able to help you to come up with an individualised treatment plan.</p> <p><em><strong>8. Invest in Quality Eye Products</strong></em></p> <p>For those who wear makeup, using products designed for sensitive eyes is crucial. <a href="https://www.okkiyo.com/products/protect-and-preserve-mascara" target="_blank" rel="noopener">PRIORITEYES</a> mascara by OKKIYO has been specifically formulated to be gentle on sensitive eyes, avoiding common irritants while providing excellent performance.</p> <p><strong>Managing Dry Eye in Winter: A Recap</strong></p> <p>Winter can be tough on our eyes, but with the right strategies, you can manage dry eye symptoms effectively. Maintain a humid environment, protect your eyes from cold winds, stay hydrated, and incorporate eye-healthy foods into your diet. Regularly use warm compresses and opt for gentle, high-quality eye products like PRIORITEYES mascara. </p> <p>Dry eye syndrome may be a common condition, but it doesn't have to dominate your life, especially during the harsh winter months. With these tips, you can keep your eyes comfortable and healthy all season long. For personalised advice and treatment, always consult with your eye care professional.</p> <p>Stay warm, stay hydrated and take care of your eyes this winter!</p> <p><em>Image credits: Shutterstock </em></p>

Body

So when should you book that flight? The truth on airline prices

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/yuriy-gorodnichenko-144556">Yuriy Gorodnichenko</a>, <a href="https://theconversation.com/institutions/university-of-california-berkeley-754">University of California, Berkeley</a> and <a href="https://theconversation.com/profiles/volodymyr-bilotkach-145437">Volodymyr Bilotkach</a>, <a href="https://theconversation.com/institutions/newcastle-university-906"><em>Newcastle University</em></a></em></p> <p>How airlines price tickets is a source of many <a href="http://airtravel.about.com/od/travelindustrynews/a/mythticket.htm">myths</a> and urban legends. These include tips about the best day of the week to buy a ticket, last-minute discounts offered by the airlines, and the conspiracy theories suggesting that the carriers use cookies to increase prices for their passengers. None of these three statements is entirely true.</p> <p>Studies have suggested that prices can be higher or lower on a given day of the week – yet, there is no clear consensus on which day that is. Offered prices can in fact drop at any time before the flight, yet they are much more likely to increase than decrease over the last several weeks before the flight’s departure. Further, the airlines prefer to wait for the last-minute business traveler who’s likely to pay full fare rather than sell the seat prematurely to a price conscious traveler. And no, the airlines do not use cookies to manipulate fare quotes – adjusting their inventory for specific customers appears to be beyond their technical capabilities.</p> <p>What is true about pricing in the airline industry is that carriers use complex and sophisticated pricing systems. The airline’s per passenger cost is the lowest when the flight is full, so carriers have incentive to sell as many seats as possible. This is a race against time for an airline and, of course, no company wants to discount its product more than it has to. Hence, the airlines face two somewhat contradictory goals: to maximize revenue by flying full planes and to sell as many full-fare seats as possible. This a process known in the industry as yield or revenue management.</p> <h2>Airlines and their bucket lists</h2> <p>Here is how <a href="http://commons.erau.edu/cgi/viewcontent.cgi?article=1522&context=jaaer">yield management</a> works. For each flight or route (if we are talking about multi-segment itineraries), the airline has a set of available price levels – from the most expensive fully refundable fare to the cheapest deeply discounted non-refundable price. The industry jargon for these prices is “buckets.” Then, seats can be interpreted as balls that are allocated among these buckets.</p> <p>Initial allocation of seats between the price buckets is determined by historical data indicating how well a certain flight sells. For example, fewer deeply discounted seats will be offered on a flight on Thanksgiving week than on the same flight during the third week of February. As the seats on a flight sell, yield managers monitor and adjust the seat allocation. If, for instance, the sales are slower than expected, some of the seats might be moved to lower-priced buckets – this shows up as a price drop. As noted above, such price drops can occur at any time before the flight. However, the general trend of price quotes is upward starting from about two to three weeks before the flight departure date.</p> <p>Of course, an average traveler wants to know when he or she should buy the tickets for the next trip. Another important question is where to buy this ticket. Airlines distribute their inventory on their own websites and on several computer distribution systems, meaning that prices can sometimes differ depending on where one looks. We are not entirely sure what precipitates this phenomenon – likely explanations include differences in contracts between the airlines and the distribution systems/travel agents, implying that different travel agents may not have access to the airline’s entire inventory of available prices.</p> <h2>When to book</h2> <p>The airlines’ yield managers start looking at flight bookings about two months before the departure date. This implies that it generally does not pay to book more than two months in advance: studies show that initially the airlines leave the cheapest price buckets empty, and yield managers may move some seats into those buckets if a couple of months before the departure date the flight is emptier than expected. Between two months and about two to three weeks before the flight date, the fare quotes remain mostly flat, with a slight upward trend. However, and perhaps paradoxically, there is a good chance of a price drop during this period. We tend to monitor prices for several days – sometimes up to a week – hoping for a potentially lower quote. It does not always pay off, but sometimes we do manage to save a considerable amount of money.</p> <p>Two to three weeks before the flight date, the price quotes start increasing. This is the time when business travelers start booking. While price drops are still possible, a chance of a price increase is much higher if you wait to book within this time period. This is also the time when one can find significant differences between price quotes, depending on where one looks and what contract they have with the airlines.</p> <p>Thus, if we book a trip earlier than three weeks before the flight date, we tend not to delay the purchase. At the same time, we check quotes from multiple travel agents, or go directly to a site that allows for a quick comparison of prices (such as <a href="https://www.kayak.com">kayak.com</a> or <a href="http://www.skyscanner.net">skyscanner.net</a>). Or check the airline itself.</p> <p>As for answering the original question we posed, here are some simple tips. First, if you have to travel during a peak period, such as Thanksgiving week, it is generally best not to delay buying that ticket. Otherwise, it might pay to monitor the offered prices for some time before committing. The best strategy for booking within the last couple of weeks before the flight, however, is not to delay the purchase, but to try getting quotes from several agents, which is easy to do in the internet age.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/34033/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><a href="https://theconversation.com/profiles/yuriy-gorodnichenko-144556"><em>Yuriy Gorodnichenko</em></a><em>, Associate Professor of Economics, <a href="https://theconversation.com/institutions/university-of-california-berkeley-754">University of California, Berkeley</a> and <a href="https://theconversation.com/profiles/volodymyr-bilotkach-145437">Volodymyr Bilotkach</a>, Senior Lecturer in Economics, <a href="https://theconversation.com/institutions/newcastle-university-906">Newcastle University</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/so-when-should-you-book-that-flight-the-truth-on-airline-prices-34033">original article</a>.</em></p> </div>

Travel Tips

Doctor shares his top tips for tackling jet lag

<p dir="ltr">Dr Nick Coatsworth has shared his fool-proof hacks to tackle jet lag on your next international flight. </p> <p dir="ltr">The TV host and doctor often travels around the world for work, and as a result, knows a thing or two about feeling jet lagged. </p> <p dir="ltr">"I hate jet lag. I suffer from it a lot," he told <em><a href="https://travel.nine.com.au/latest/flight-tips-how-to-avoid-jet-lag-dr-nick-coatsworth/37872af3-ff61-48c1-810d-4b20f4d2bde2">9Travel</a></em>.</p> <p dir="ltr">Despite being prone to jet lag, Coatsworth has honed his own tips for tackling the dreaded side effect of travelling across time zones.</p> <p dir="ltr">"Stay awake for as long as you possibly can to try and reset your body clock," he advises.</p> <p dir="ltr">Another go-to hack to overcome jet lag is a simple change you can make as soon as you board the plane. </p> <p dir="ltr">"As soon as I get on the plane I change my watch to the destination time," he said.</p> <p dir="ltr">While there are many tips and tricks floating around that people use to beat the dreaded jet lag, Dr Nick said all you can do is try to adjust to a new time zone as soon as possible. </p> <p dir="ltr">"Ultimately you've just got to push through the fatigue and try and resync yourself as quickly as possible," he says.</p> <p dir="ltr"><em>Image credits: Nine / Shutterstock</em></p>

Travel Tips

Why do dogs have different coats? Experts explain – and give grooming tips for different types

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/susan-hazel-402495">Susan Hazel</a>, <a href="https://theconversation.com/institutions/university-of-adelaide-1119">University of Adelaide</a> and <a href="https://theconversation.com/profiles/mia-cobb-15211">Mia Cobb</a>, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a></em></p> <p>Dog hair comes in many varieties, from shaggy to short, curly to straight. If you live with a dog, you live with their hair – on your couch, in your clothes, it’s everywhere!</p> <p>Beyond colour, have you ever wondered what’s behind the differences in coat type?</p> <p>We actually know quite a lot about why dogs have different coats, and it comes down to their genes.</p> <h2>What are the main coat types in dogs?</h2> <p>The three main features of dog coats are how long the hairs are, whether they are curly or straight, and whether they have extra flourishes. The flourishes are called “furnishings”, and can include a hairy moustache and shaggy eyebrows.</p> <p>Combinations of these three features result in seven different coat types in dogs: short, wire, wire and curly, long, long with furnishings, curly, and curly with furnishings.</p> <p>We know from a <a href="https://www.science.org/doi/abs/10.1126/science.1177808">study of more than 1,000 dogs with varying coats</a> that differences in only three genes are responsible for this variety.</p> <p>The gene responsible for long hair (called FGF5) is <a href="https://learn.genetics.utah.edu/content/basics/patterns">recessive</a>, meaning dogs must have two copies of the mutated gene to have long hair. <a href="https://doi.org/10.1073/pnas.1402862111">In humans</a>, the same gene has been identified in families with excessively long eyelashes.</p> <p>Curly coats in dogs are related to a gene called <a href="https://www.pawprintgenetics.com/products/tests/details/173/">KRT71</a>, which affects keratin, a protein involved in hair formation. <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2974189/">Mutations in this gene</a> in cats result in hairless (Sphynx) or curly-haired (Devon Rex) breeds.</p> <p>The gene responsible for furnishings (<a href="https://medlineplus.gov/genetics/gene/rspo2/">RSPO2</a>) is involved in establishing hair follicles. <a href="https://www.healthline.com/health/hair-follicle">Hair follicles</a> are small pockets in the skin that grow hair.</p> <p>Variations in these three genes could explain the coat type in most (but not all!) of the dogs tested. For example, the long coat of the Afghan hound is not explained by these three genes. Further study is needed to identify less common mutations and genes controlling the coat in these dogs.</p> <p>The earliest dog breeds would have been short-haired, as a result of the “wild-type” genes. Later changes would have arisen through mutation and deliberate selection <a href="https://theconversation.com/managing-mutations-of-a-species-the-evolution-of-dog-breeding-96635">through modern breeding practices</a>.</p> <p>If all three mutations are present, the dog has a long, curly coat with furnishings. An example is the Bichon Frisé.</p> <h2>What else varies in dog coats?</h2> <p>Dog coat types can also be single or double. In a double-coated breed such as a Labrador, there is a longer coarse layer of hairs and a softer and shorter undercoat. Wolves and ancestral dogs are single-coated, and the double coat is a result of a <a href="https://www.mdpi.com/2073-4425/10/5/323">mutation in chromosome 28</a>.</p> <p>In the Labrador, the mutation was probably selected for as they were bred to <a href="https://www.gov.nl.ca/releases/2023/exec/0525n07/">retrieve fishing nets in Canada</a>. The double coat is a great insulator and helps them to stay warm, even in icy water.</p> <h2>Why does it matter what kind of coat a dog has?</h2> <p>We know with climate change our world is going to get hotter. Dogs with a double coat are less able to tolerate heat stress, as their hair prevents heat loss.</p> <p>In a study of dogs <a href="https://onlinelibrary.wiley.com/doi/full/10.1111/avj.13296">suffering heat-related illness</a>, most of the 15 breeds at higher risk had double coats. The death rate in these dogs was 23%. We can only imagine how it must feel going out on a 40 degree day wearing a thick fur coat.</p> <p>Dogs with a double coat shed more hair than dogs with a single coat. This means even short-haired breeds, like the Labrador retriever, can shed an astonishing amount of hair. If you can’t tolerate dog hair, then a dog with a double-coat may not suit you.</p> <p>When we think of wool we think of sheep, but in the past <a href="https://www.si.edu/stories/woolly-dog-mystery-unlocked">woolly dogs were kept for their wool</a> that was <a href="https://www.science.org/doi/10.1126/science.adi6549">woven by Indigenous groups</a> and used to make blankets.</p> <p>A dog’s coat also affects how much time and effort is needed for grooming. Dogs with long or curly hair with furnishings are likely to need more time invested in their care, or visits to a professional groomer.</p> <p>Designer dogs (cross-bred dogs often crossed with a poodle, such as groodles), are likely to be curly with furnishings. In a US study, people with designer dogs reported meeting their dogs’ maintenance and grooming requirements was <a href="https://www.mdpi.com/2076-2615/12/23/3247">much harder than they expected</a>.</p> <p>It’s not just bank balances and the time needed that can suffer. If people are unable to cope with the demands of grooming long-haired dogs, lack of grooming can cause welfare problems. A study of animal cruelty cases in New York found <a href="https://www.frontiersin.org/articles/10.3389/fvets.2022.827348/full">13% involved hair matting</a>, with some hair mats causing strangulation wounds and 93% of affected dogs having long hair.</p> <h2>How can you prevent problems?</h2> <p>If you have a curly- or long-haired breed of dog, it will help to train them to like being brushed from an early age. You can do this by counter-conditioning so they have a positive emotional response to being groomed, rather than feeling anxious. First show the brush or lightly brush them, then give them a treat. They learn to associate being brushed with something positive.</p> <p>If you take your dog to the groomer, it’s very important their first experience is positive. A scary or painful incident will make it much more difficult for future grooming.</p> <p>Is your dog difficult to groom or hard to get out of the car at the groomers? It’s likely grooming is scary for them. Consulting a dog trainer or animal behaviourist who focuses on positive training methods can help a lot.</p> <p>Keeping your dog well groomed, no matter their hair type, will keep them comfortable. More important than looking great, feeling good is an essential part of dogs living their best lives with us.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/232480/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em><a href="https://theconversation.com/profiles/susan-hazel-402495">Susan Hazel</a>, Associate Professor, School of Animal and Veterinary Science, <a href="https://theconversation.com/institutions/university-of-adelaide-1119">University of Adelaide</a> and <a href="https://theconversation.com/profiles/mia-cobb-15211">Mia Cobb</a>, Research Fellow, Animal Welfare Science Centre, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a></em></p> <p><em>Image credits: Shutterstock</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/why-do-dogs-have-different-coats-experts-explain-and-give-grooming-tips-for-different-types-232480">original article</a>.</em></p> </div>

Family & Pets

Savvy mum shares her unique packing hacks

<p dir="ltr">A savvy mother and experienced traveller has shared her ultimate hacks for packing your suitcase when heading on your next holiday. </p> <p dir="ltr">Melbourne mum Chantel Ibbotson, who goes by the name Mama Mila online, shared the helpful hacks with her 2.8 million followers, with many people praising her ingenuity.</p> <p dir="ltr">Her go-to tips ranged from keeping your luggage smelling fresh, utilising your space, and how to prevent breakages. </p> <p dir="ltr">One tip Chantel shared, that has been labelled a “game changer”, involves placing necklaces through a straw to prevent them from tangling. </p> <p dir="ltr">One follower commented on the video saying, “I used your straw tip for necklaces last time I travelled and it was awesome.”</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C81L4KYSeAA/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C81L4KYSeAA/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Chantel Mila Ibbotson (@mama_mila_au)</a></p> </div> </blockquote> <p dir="ltr">The mum-of-two also showed her followers how a simple button can be used to keep pairs of earrings together by fastening each earring through one hole in the button.</p> <p dir="ltr">Chantel also recommended hanging packing cubes that can be purchased online as a great solution for “making packing and unpacking so quick and easy”.</p> <p dir="ltr">The influencer also suggested spraying perfume on cotton pads to keep your suitcase smelling fresh, as well as placing cotton pads in makeup compacts to prevent breakage.</p> <p dir="ltr">Another tip was to pack a separate bag, whether it's a plastic bag or a dust bag, to hold your dirty laundry. </p> <p dir="ltr">This tip allows travellers to easily find clean clothes while also keeping dirty, smellier clothes separate in their own bag.</p> <p dir="ltr">The video racked up thousands of views, with many saying they will try out the unique tips next time they travel. </p> <p dir="ltr"><em>Image credits: Shutterstock </em></p>

Travel Tips

Our Partners

Over 60

News

Shop

Catalogues

Newspaper

Contests

Entertainment

Travel

Health

Lifestyle

Finance

Property

Compare

Games

Information

Keep up to date

Search

How fear of missing out can lead to you paying more when buying a home

New rules for Aussies travelling to Europe in 2025

Readers response: What’s your favourite travel memory with your children?

Flight attendant shares travel tips for loved-up couples

Passenger sparks debate over travellers sleeping in aisle seats

Supermoons are boring – here are 5 things in the sky worth your time

Larry Emdur takes home Gold Logie in star-studded awards

"Just magical": Aussie Olympians return home in triumph

Catriona Rowntree shares tips for picking the perfect souvenir

Retirement tips for Australians without a full superannuation safety net

Aussie Olympic judge sent home after “inappropriate act”

Snug but unsafe: your heater may be harming your health. What are your safest choices?

Qantas slashes cost of more than 450,000 airfares

6 extra items to pack when travelling by yourself

Ada Nicodemou breaks silence on "unexpected" romance with co-star

Doctor shares her holy grail tips for overcoming eye sensitivity

So when should you book that flight? The truth on airline prices

Doctor shares his top tips for tackling jet lag

Why do dogs have different coats? Experts explain – and give grooming tips for different types

Savvy mum shares her unique packing hacks

Our Partners

News

Shop

Catalogues

Newspaper

Contests

Entertainment

Travel

Health

Lifestyle

Finance

Property

Compare

Games

Information

Keep up to date

Search

How fear of missing out can lead to you paying more when buying a home

New rules for Aussies travelling to Europe in 2025

Readers response: What’s your favourite travel memory with your children?

Flight attendant shares travel tips for loved-up couples

Passenger sparks debate over travellers sleeping in aisle seats

Supermoons are boring – here are 5 things in the sky worth your time

Larry Emdur takes home Gold Logie in star-studded awards

"Just magical": Aussie Olympians return home in triumph

Catriona Rowntree shares tips for picking the perfect souvenir

Retirement tips for Australians without a full superannuation safety net

Aussie Olympic judge sent home after “inappropriate act”

Snug but unsafe: your heater may be harming your health. What are your safest choices?

Qantas slashes cost of more than 450,000 airfares

6 extra items to pack when travelling by yourself

Ada Nicodemou breaks silence on "unexpected" romance with co-star

Doctor shares her holy grail tips for overcoming eye sensitivity

So when should you book that flight? The truth on airline prices

Doctor shares his top tips for tackling jet lag

Why do dogs have different coats? Experts explain – and give grooming tips for different types

Savvy mum shares her unique packing hacks

Our Partners

Join Over60