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"Love every minute of it’: heartbroken sister’s plea at vigil for Pheobe Bishop

<p>The Bundaberg community grieved together on Monday evening as they mourned the loss of 17-year-old Pheobe Bishop,  a bright young life believed to have been tragically cut short.</p> <p>Hundreds gathered in Buss Park for a solemn vigil, the second in as many days, to honour the teenager whose suspected remains were found in dense scrubland near Gin Gin late last week – more than three weeks after she vanished.</p> <p>At the vigil, Pheobe’s older sister Kaylea delivered a tearful message that left many in the crowd wiping their eyes.</p> <p>“I want to tell everybody, as much as your siblings p*** you off and grind your gears – because God, they know how to do that – don’t take them for granted,” she said. “Love every minute of it.”</p> <p>Choking back tears, she added: “I would pay a million dollars to have her walk through the door and punch me on the arm. Don’t take it for granted. Just cherish it. Love the good and the bad. Worship it all. Capture the memories.”</p> <p>The vigil brought together community leaders, friends, family and strangers united by shared sorrow. Music chosen by Pheobe’s family played in the background as people placed candles, flowers and handwritten messages into glass jars.</p> <p>Mayor Helen Blackburn spoke on behalf of the city, reminding those gathered that the vigil was not just about mourning a young life lost, but celebrating how Pheobe had lived.</p> <p>“Her passing has left a silence we all feel deeply,” she said. “But in the midst of this sorrow, something beautiful has happened – we’ve come together, paused our busy lives, set aside our differences and stood side by side.”</p> <p>Pheobe’s mother, Kylie Johnson, spoke about the transformative role programs like the Y School and MAD Camp played in her daughter’s life. Both programs aim to support vulnerable teens by creating safe spaces and offering holistic, trauma-informed support. “She found purpose in those places,” Johnson said. “She would be proud that she got to travel the world without even leaving Australia. She’d be blown away by that support.”</p> <p>The memorial marked three-and-a-half weeks since Pheobe disappeared on her way to Bundaberg Airport, where she had been preparing to fly to Western Australia to visit her boyfriend on May 15. She never checked in for her flight, and a  police search followed.</p> <p>On Friday afternoon, police discovered human remains believed to be hers in thick bushland within the Good Night Scrub National Park, about 50km west of Bundaberg. Formal identification has not yet been confirmed, and police say a complex forensic process is underway to determine the cause of death.</p> <p>Her phone and luggage remain missing.</p> <p>Two of Pheobe’s housemates, James Wood, 34, and Tanika Bromley, 33, <a href="https://www.oversixty.com.au/finance/legal/housemates-charged-with-murder-of-missing-teen-pheobe-bishop" target="_blank" rel="noopener">have been charged with murder</a> and two counts of interfering with a corpse. Investigations are ongoing.</p> <p>As the community waits for answers, the vigils have become a quiet act of collective remembrance, and a reminder, as Kaylea said, to never take the ones we love for granted.</p> <p><em>Images: 7 News / Facebook</em></p>

Family & Pets

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‘Not available in your region’: what is a VPN and how can I use one safely?

<div class="theconversation-article-body"> <p>“This video is not available in your location”. It’s a message familiar to many people trying to watch global content online. But beneath this frustration lies a deeper question – how do we navigate digital borders safely and ethically?</p> <p>As our digital lives expand, so too does our desire for access. Maybe you want to see the latest streaming shows before they arrive in your country. Maybe you’re a sports fan wanting to watch live broadcasts of international events. Or perhaps you need to log into your company’s secure intranet while at home or overseas.</p> <p>Enter the virtual private network (VPN) – a technology that’s become as essential as antivirus software for many. With many commercial and free VPN providers on the market, interest in these services <a href="https://www.comparitech.com/vpn/vpn-statistics/">has grown in recent years</a>.</p> <h2>How does a VPN work?</h2> <p>A <a href="https://computingaustralia.com.au/5-minute-helpdesk-what-is-a-vpn-and-why-should-i-use-one/">VPN</a> is like a secure tunnel between your device and the internet. When you use a VPN, your <a href="https://www.esafety.gov.au/key-topics/online-tools-and-features/encryption">internal traffic is scrambled into unreadable data</a> and routed through a remote server, which also masks your real IP address.</p> <p>Think of it like this: instead of sending a postcard with your return address, you send it in an envelope to a trusted friend overseas who mails it on your behalf. To anyone looking at the envelope, it looks like the message came from your friend and not you.</p> <p>This technique shields your identity, protects your data from snoopers, and tricks websites into thinking you are browsing from another location.</p> <p>While often marketed as <a href="https://www.le-vpn.com/australia-cyber-privacy-vpn/">tools for online privacy</a>, VPNs have grown popular for another reason: access.</p> <p>Many people use VPNs to access geo-blocked content, secure their internet activity, work remotely – <a href="https://www.cyber.gov.au/protect-yourself/staying-secure-online/security-tips-remote-working">especially when handling sensitive data</a> – and protect against online tracking and targeted advertising.</p> <h2>VPNs are legal, if a bit grey</h2> <p>VPN services are offered by dozens of providers globally. Companies such as NordVPN, ProtonVPN, ExpressVPN and Surfshark offer paid subscriptions with strong security guarantees. Free VPNs also exist but come with caveats (more on this in a moment).</p> <p>In <a href="https://us.norton.com/blog/privacy/are-vpns-legal">most countries</a>, including <a href="https://www.cyber.gov.au/protect-yourself/staying-secure-online/connecting-to-public-wi-fi">Australia</a>, using a VPN is completely legal.</p> <p>However, what makes it murky is what one might use it <em>for</em>. While using a VPN is legal, engaging in illegal activities while using one remains prohibited.</p> <p>Streaming services like Netflix or Disney+ license content by region. Using a VPN to access a foreign catalogue may violate their terms of service and potentially be grounds for account suspension.</p> <p>Australian law does not criminalise accessing geo-blocked content via VPN, but the copyright act does prohibit circumventing “technological protection measures” in certain cases.</p> <p>The grey area lies in enforcement. Technically, copyright law does ban getting around certain protections. However, the <a href="https://www.copyright.org.au/browse/book/ACC-Geoblocking%2C-VPNs-%26-Copyright-INFO127">latest advice does not mention</a> any cases where regular users have been taken to court for this kind of behaviour.</p> <p>So far, enforcement has mostly targeted websites and platforms that host or enable large-scale copyright infringement; not everyday viewers who want to watch a show a bit early.</p> <h2>Beware of ‘free’ VPNs</h2> <p>Not all VPNs are created equal. While premium services invest in strong encryption and privacy protections, free VPNs often make money by collecting user data – <a href="https://www.choice.com.au/electronics-and-technology/internet/connecting-to-the-internet/buying-guides/vpn-services">the very thing you may be trying to avoid</a>.</p> <p>Risks of unsafe VPNs include data leaks, injection of ads or trackers into your browsing, and malware and spyware, <a href="https://www.abc.net.au/news/2017-01-25/viruses-spyware-found-in-alarming-number-of-android-vpn-apps/8210796">especially in free mobile apps</a> that claim to provide a VPN service.</p> <p>Using a poorly designed or dishonest VPN is like hiring a bodyguard who sells your location. It might give the impression of safety, but you may actually be more vulnerable than before.</p> <h2>Okay, so how do I choose a VPN?</h2> <p>With so many VPNs available, both free and paid, it can be hard to know which one to trust. If you are considering a VPN, here are five things to look for.</p> <p><strong><a href="https://www.expressvpn.com/what-is-vpn/policy-towards-logs">No-log policy</a>.</strong> A trustworthy VPN should have a strict no-log policy, meaning it does not store any records of your internet activity, connection time or IP address. This ensures even if the VPN provider is hacked, subpoenaed or pressured by a government, they have nothing to hand over.</p> <p><strong>Strong encryption standards.</strong> Encryption is what makes your data unreadable to anyone snooping on your connection, such as hackers on public WiFi or your internet provider. A somewhat technical thing to look out for is <a href="https://www.kiteworks.com/risk-compliance-glossary/aes-256-encryption/">AES 256-bit encryption</a> – it’s extremely secure and is used by banks and governments.</p> <p><strong>Independent audits.</strong> Reliable VPN services <a href="https://vpncentral.com/nordvpn-reaffirms-no-log-claims-with-fifth-deloitte-audit/">voluntarily undergo third-party audits</a> to verify their privacy claims and the security of their infrastructure.</p> <p><strong>Kill switch.</strong> A kill switch is a critical safety feature that automatically blocks internet traffic if the VPN connection drops. This prevents your real IP address and data from being exposed, even momentarily.</p> <p><strong>Jurisdiction.</strong> VPNs are subject to the laws of the country they are based in. The countries in the <a href="https://cyberinsider.com/5-eyes-9-eyes-14-eyes/">Five Eyes intelligence alliance</a> (Australia, Canada, United Kingdom, United States and New Zealand) may legally compel providers to hand over user data. If a VPN service has a strict no-log policy and does not collect information about what you do online, then even under legal pressure, there is nothing to hand over. So, you are safe.</p> <p>In an era of growing surveillance, cybercrime and corporate data collection, VPNs are essential tools for reclaiming your online privacy and data.</p> <p>But like any tool, the effectiveness (and ethics) of VPNs depend on how you use them. Next time you fire up your VPN, ask yourself – am I just dodging a digital border, or actively protecting my online freedom?<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/256559/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em>By <a href="https://theconversation.com/profiles/meena-jha-542776">Meena Jha</a>, Head Technology and Pedagogy Cluster CML-NET, <a href="https://theconversation.com/institutions/cquniversity-australia-2140">CQUniversity Australia</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/not-available-in-your-region-what-is-a-vpn-and-how-can-i-use-one-safely-256559">original article</a>.</em></p> </div>

Technology

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"Truly blessed" Irwins celebrate 33 years of love, legacy and wildlife

<p>Australia’s beloved wildlife family is celebrating a milestone today, with Terri Irwin marking 33 years since she married the late Steve Irwin – the larger-than-life Crocodile Hunter who captured hearts across the globe.</p> <p>On June 4, 1992, Steve and Terri tied the knot in Terri’s grandmother’s church in Oregon. That day, Terri says, was the beginning of her “happily ever after”.</p> <p>Now, more than three decades on – and nearly 20 years since Steve’s tragic passing – the Irwin family continues to live and thrive in his memory, sharing love, adventure and a deep dedication to wildlife conservation.</p> <p>Terri took to Instagram to honour her wedding anniversary, sharing a heartfelt tribute to Steve. “Today, 33 years ago, Steve and I were married in my grandmother’s church in Oregon,” she wrote. “And it was the first day of my happily ever after.”</p> <p>While she admits she still wishes Steve were here, Terri said she wakes each day “with beautiful memories, so much love in my heart, and the promise of continuing his incredible legacy. I am truly blessed.”</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/DKdBcfpz_9p/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/DKdBcfpz_9p/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Terri Irwin (@terriirwincrikey)</a></p> </div> </blockquote> <p>Daughter Bindi shared her own tribute soon after, reposting her mother’s words and adding: “Happy anniversary to my beautiful mum and dad.” She called the pair “soulmates”.</p> <p>Bindi was just eight when her father died in 2006, and Robert, only two. But both children have grown into strong voices for conservation, public figures in their own right, and torchbearers of their dad’s legacy.</p> <p>The family has also grown, with Bindi marrying husband Chandler Powell and welcoming daughter Grace Warrior – making Terri a grandmother, and Steve a granddad in spirit.</p> <p>Reflecting on the past month, which included both joyful and challenging moments, Bindi shared a touching update this morning with photos from family travels and her recent hospital stay.</p> <p>“‘I love you’ will never be enough for my family,” she wrote. Her post included sweet snaps from a Disneyland trip, quiet family moments, and scenes from her recovery following surgery.</p> <p>Terri commented lovingly on the post: “We are truly blessed”.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/DKc9d58zD2l/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/DKc9d58zD2l/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Bindi Irwin (@bindisueirwin)</a></p> </div> </blockquote> <p><em>Images: Instagram</em></p>

Family & Pets

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How to get started investing later in life

<p>For some people – particularly women – investing may not have been an option until now, constrained by a lack of income while raising children or low incomes leaving nothing to invest once the bills were paid.</p> <p>Others find a new-found need to invest later in life, such as after a separation, inability to work through illness or injury, or the sudden death of their partner.</p> <p>No matter your reason for exploring investing later in life, the following pointers will get you on your way to building financial independence and a comfortable retirement.</p> <p><strong>Update your strategy</strong></p> <p>When was the last time you updated your spending and investment plan (or household budget)? It may have been before the kids left home, your mortgage was paid off, or you began transitioning into part-time retirement. </p> <p>If so, your living costs have changed significantly – work expenses, home energy consumption, groceries etc. Furthermore, your goals, healthcare and lifestyle needs may also have changed.</p> <p>Update your strategy to align with your current goals, values, income and spending habits. Only then will you understand how much you can afford to invest and where to direct those funds.</p> <p><strong>Right-size your superannuation</strong></p> <p>In your later years, super is likely to be front of mind. Ensure this investment works its hardest for you by scrutinising its:</p> <p>•<span style="white-space: pre;"> </span>Structure: retail or industry fund? SMSF? Each has its own costs and benefits to contemplate.</p> <p>•<span style="white-space: pre;"> </span>Investments: reexamine the types of assets held, level of diversification and risk weighting.</p> <p>•<span style="white-space: pre;"> </span>Insurances: do you have adequate life, permanent disability and income protection cover? </p> <p>•<span style="white-space: pre;"> </span>Take advantage of superannuation strategies you may not be aware of</p> <p><strong>Unlock home equity</strong></p> <p>The biggest source of money you likely have at this stage of life is equity in your home. </p> <p>This can be used to invest with minimal impact on your everyday finances. In fact, unused equity is effectively dead money (until you sell the property).</p> <p>I always urge caution on reverse mortgages. In theory, they seem like a great way of unlocking equity without saddling you with regular repayments. However, they typically:</p> <p>•<span style="white-space: pre;"> </span>accumulate more debt.</p> <p>•<span style="white-space: pre;"> </span>have higher interest rates than standard mortgages.</p> <p>•<span style="white-space: pre;"> </span>only grant access to a portion of your equity.</p> <p>•<span style="white-space: pre;"> </span>can restrict your options to downsize later.</p> <p>•<span style="white-space: pre;"> </span>could leave you with no remaining equity when you sell the property or nothing to leave to your benefactors when you pass away.</p> <p><strong>Consider downsizing</strong></p> <p>An alternative to refinancing is downsizing from the family home. </p> <p>As well as unlocking money for investing, you benefit from lower upkeep costs (and cleaning!) on a smaller property and can make a lifestyle change at the same time (moving nearer to family, away from bustling cities, or into supported care if required).</p> <p>Additionally, you may be able to use part of the sale proceeds (up to $300,000) to turbocharge your super with a one-off <a href="https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/how-to-save-more-in-your-super/downsizer-super-contributions" target="_blank" rel="noopener">downsizer contribution</a>.</p> <p><strong>Examine pension impacts</strong></p> <p>Investing can impact your ability to claim the age pension when you retire, and how much you receive. </p> <p>This often comes to bite people who unlock equity in their home to invest, without realising that doing so means the money suddenly counts towards the pension means test.</p> <p>Before doing anything, methodically weigh up which will leave you financially better off – claiming a full or part pension, or self-funding your retirement through investments.</p> <p><strong>Minimise tax</strong></p> <p>Hefty tax bills can easily wipe out any investment returns, making tax a crucial factor in your decision-making.</p> <p>Potential tax considerations to factor into your strategy include:</p> <p>•<span style="white-space: pre;"> </span>Determining the most tax-effective ownership structure (e.g. do you invest in your or partner’s name? Through your super? Through a trust or company?</p> <p>•<span style="white-space: pre;"> </span>Incorporating stamp duty into purchase costs.</p> <p>•<span style="white-space: pre;"> </span>Ensuring there is enough profit from the sale of an investment to cover Capital Gains Tax (CGT) and income tax liabilities before deciding to sell.</p> <p>•<span style="white-space: pre;"> </span>Timing a sale to fall within the optimal financial year (e.g. in a year where your taxable income is lower or when relevant tax changes come into effect).</p> <p><strong>Invest in knowledge</strong></p> <p>Later in life, you have fewer working years remaining to recover any losses. Given the far-reaching implications of investing, I highly recommend first speaking to a financial adviser.  Many times the fees are paid for in initial tax savings. </p> <p>They can help you maximise your returns, minimise your tax, ensure you don’t inadvertently leave yourself worse off and give you peace of mind.</p> <p>After all, the whole point of investing is to make money. And, without current professional advice, you simply don’t know what you don’t know!</p> <p><em>Helen Baker is a licensed Australian financial adviser and author of the new book, Money For Life: How to build financial security from firm foundations (Major Street Publishing $32.99). Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at <a href="http://www.onyourowntwofeet.com.au/" target="_blank" rel="noopener">www.onyourowntwofeet.com.au</a></em></p> <p><em>Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754.</em></p> <p> </p>

Retirement Income

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Seven things to eat or avoid to lower your blood pressure

<div class="theconversation-article-body"> <p>High blood pressure is called the <em>silent killer</em>. That’s because it has <a href="http://www.heart.org/HEARTORG/Conditions/HighBloodPressure/SymptomsDiagnosisMonitoringofHighBloodPressure/What-are-the-Symptoms-of-High-Blood-Pressure_UCM_301871_Article.jsp#.V7OWWI9OI2w">no symptoms</a>. Having high blood pressure (hypertension) increases your risk of heart disease, stroke, heart failure and kidney disease.</p> <p>Six million Australian adults (34%) have high blood pressure – 140/90 millimetres of mercury (mmHg) or more – or take medications for it. Of those, <a href="https://heartfoundation.org.au/images/uploads/publications/PRO-167_Hypertension-guideline-2016_WEB.pdf">four million have high blood pressure that isn’t treated or under control</a>.</p> <p>No wonder heart disease and stroke directly cost the Australian economy <a href="http://www.aihw.gov.au/WorkArea/DownloadAsset.aspx?id=60129546379">A$7.7 billion a year</a>.</p> <p>There is some good news. High blood pressure can be treated or prevented. Eating oats, fruit and vegetables – and beetroot, in particular – helps. So does avoiding salt, liquorice, caffeine and alcohol.</p> <p>Optimal blood pressure is <a href="https://theconversation.com/blood-pressure-targets-what-does-the-new-guideline-say-and-how-low-should-you-go-62684">120 mmHg or less</a> over 80 mmHg or less. Lowering it by 1-2 mmHg can have a big impact on reducing your risk of heart disease and stroke, and the nation’s health care costs.</p> <h2>What to eat to lower your blood pressure</h2> <p><strong>Rolled oats</strong></p> <p>A <a href="http://www.ncbi.nlm.nih.gov/pubmed/25668347">review with five research trials included</a> tested the impact of oats on systolic blood pressure (the first blood pressure number, which is the pressure at which the heart pumps blood) and diastolic blood pressure (the second number, which is when the heart relaxes) in about 400 healthy adults.</p> <p>The researchers found that systolic blood pressure was 2.7  mmHg lower and diastolic blood pressure was 1.5 mmHg lower when participants ate around 60 grams of rolled oats (a packed half-cup raw oats) or 25 grams of oat bran per day.</p> <p>This quantity of oats or oat bran contains around four grams of a type of fibre called <a href="http://www.healthline.com/health/beta-glucan-heart-healthy">beta-glucan</a>.</p> <p>For each extra one gram of total daily fibre, there was an extra 0.11 mmHg reduction in diastolic blood pressure.</p> <figure class="align-right "><figcaption></figcaption></figure> <p>Recommended <a href="https://www.nrv.gov.au/nutrients/dietary-fibre">minimum daily adult fibre intakes</a> are 30 grams for men and 25 grams for women.</p> <p>While some of fibre’s effect is due to weight loss, soluble fibres produce bioactive products when they’re fermented in the large bowel. These work directly to lower blood pressure.</p> <p>To improve your blood pressure, eat rolled oats or oat bran for breakfast, add to meat patties, or mix with breadcrumbs in recipes that call for crumbing.</p> <p><strong>Beetroot</strong></p> <p>Beetroot is extremely rich in a compound called inorganic nitrate. During digestion, this gets converted into nitric oxide, which causes arteries to dilate. This directly lowers the pressure in them.</p> <p>A <a href="http://www.ncbi.nlm.nih.gov/pubmed/23596162">review of 16 trials</a> of mostly healthy young men found drinking beetroot juice was associated with a 4.4 mmHg reduction in systolic blood pressure. But it found no change in diastolic blood pressure.</p> <p>However a recent <a href="http://www.ncbi.nlm.nih.gov/pubmed/25421976">trial in 68 adults</a> who already had high blood pressure found beetroot juice reduced systolic and diastolic blood pressure.</p> <figure class="align-right "><figcaption></figcaption></figure> <p>The men were randomly assigned to drink 250ml (one cup) of beetroot juice daily for four weeks or a non-active placebo.</p> <p>Blood pressure in the men who drank the beetroot juice reduced over 24 hours, with systolic blood pressure 7.7 mmHg lower and diastolic blood pressure 5.2 mmHg lower.</p> <p>Try wrapping whole fresh beetroot in foil and baking in the oven until soft, or grate beetroot and stir-fry with red onion and curry paste and eat as a relish.</p> <p><strong>Vitamin C</strong></p> <p>Vitamin C, or <a href="https://en.wikipedia.org/wiki/Vitamin_C">ascorbic acid</a>, is found in fresh vegetables and fruit. An average serve contains 10-40mg of vitamin C.</p> <p>In a review of 29 short-term <a href="http://www.ncbi.nlm.nih.gov/pubmed/22492364">trials of vitamin C supplements</a>, people were given 500 mg of vitamin C per day for about eight weeks.</p> <p>Blood pressure significantly improved, with an average reduction in systolic blood pressure of 3.84 mmHg and 1.48 mmHg for diastolic blood pressure.</p> <figure class="align-right "><figcaption></figcaption></figure> <p>When only those with existing high blood pressure were considered, the drop in systolic blood pressure was 4.85 mmHg.</p> <p>However, those <a href="http://www.ncbi.nlm.nih.gov/pubmed/26463139">at risk of kidney stones</a> need to be cautious about taking vitamin C supplements. Excess vitamin C is excreted via the kidneys and can contribute to the formation of kidney stones.</p> <p>One advantage of getting more vitamin C from eating more vegetables and fruit is that you boost your potassium intake, which helps <a href="http://www.bloodpressureuk.org/microsites/salt/Home/Whypotassiumhelps">counter the effects of sodium</a> from salt.</p> <h2>What to avoid to lower your blood pressure</h2> <p><strong>Salt</strong></p> <p>Salt or <a href="https://en.wikipedia.org/wiki/Salt">sodium chloride</a> has been used to preserve foods and as a flavour enhancer for centuries.</p> <p>High salt intakes are <a href="http://www.bmj.com/content/312/7041/1249?ijkey=cd4b7840cc559055a2997d90100361217218f6e8&keytype2=tf_ipsecsha">associated with higher blood pressure</a>.</p> <figure class="align-right "><figcaption></figcaption></figure> <p>Adults <a href="https://www.nrv.gov.au/nutrients/sodium">need between 1.2 to 2.4g of salt each day</a> (one-quarter to a half teaspoon), which is equivalent to 460 to 920mg of sodium.</p> <p>But in Australia seven out of ten men and three in ten women eat way more than that – and much more than the upper recommended limit of 5.9 grams of salt (about one teaspoon) or <a href="http://www.abs.gov.au/ausstats/abs@.nsf/Lookup/by%20Subject/4364.0.55.008%7E2011-12%7EMain%20Features%7ESodium%7E403">2,300 mg of sodium per day</a>.</p> <p>If you add salt to food yourself this pushes your sodium intake even higher.</p> <p>A <a href="http://www.ncbi.nlm.nih.gov/pubmed/23558162">review of studies</a> involving 3,230 people showed that reducing salt intakes by 4.4 grams a day could reduce systolic blood pressure by about 4.2 mmHg and diastolic by 2.1 mmHg.</p> <p>In those who had high blood pressure there were even bigger reductions of 5.4 mmHg (systolic) and 2.8 mmHg (diastolic).</p> <p>Avoid foods high in sodium. Don’t add salt and try to choose lower-salt versions of processed foods.</p> <p><strong>Alcohol</strong></p> <p>Consuming one or more alcoholic drink a day is <a href="http://www.ncbi.nlm.nih.gov/pubmed/15752957">associated with systolic blood pressure</a> that is about 2.7 mmHg and diastolic blood pressure 1.4 mmHg higher than non-drinkers.</p> <p>Interestingly, when you first drink an alcoholic beverage, blood pressure goes down, only to rise later.</p> <figure class="align-right "><figcaption></figcaption></figure> <p>A rise in blood pressure after drinking alcohol is <a href="http://www.ncbi.nlm.nih.gov/pubmed/26123682">more likely to happen when you’re awake</a>, rather during sleep.</p> <p>The bad news is that larger amounts of alcohol increase your risk of high blood pressure, <a href="http://www.ncbi.nlm.nih.gov/pubmed/23126352">especially in men</a>, but also to a lesser extent <a href="http://www.ncbi.nlm.nih.gov/pubmed/19804464">in women</a>.</p> <p><strong>Liquorice</strong></p> <p>High blood pressure due to eating black liquorice is rare, but <a href="http://www.ncbi.nlm.nih.gov/pubmed/26380428">case reports have occurred</a>.</p> <p>Most liquorice candy sold currently contains very little true liquorice root and therefore, little <a href="https://en.wikipedia.org/wiki/Glycyrrhizin">glycyrrhizic acid</a> (GZA), the active ingredient.</p> <figure class="align-right "><figcaption></figcaption></figure> <p>Occasionally, liquorice candy does contain GZA in large amounts. <a href="http://www.ncbi.nlm.nih.gov/pubmed/10944880">GZA causes sodium retention and potassium loss</a>, which contributes to high blood pressure.</p> <p>So check liquorice food labels. Take care <em>if</em> it contains liquorice root.</p> <p><strong>Caffeine</strong></p> <p>Caffeine is most commonly consumed in coffee, tea, cola and energy drinks.</p> <p>High intakes of caffeine from coffee <a href="http://www.ncbi.nlm.nih.gov/pubmed/21880846">increase blood pressure</a> in the short term.</p> <figure class="align-right "><figcaption></figcaption></figure> <p>In a <a href="https://www.ncbi.nlm.nih.gov/pubmed/21880846">review of five trials</a>, people given one to two cups of strong coffee had an increase in their systolic blood pressure of 8.1 mmHg and 5.7 mmHg for diastolic blood pressure, up to about three hours after drinking it.</p> <p>But three studies that lasted two weeks found drinking coffee did not increase blood pressure compared with decaffeinated coffee or avoiding caffeine. So you need to monitor your individual response to caffeine.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/63940/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em>By <a href="https://theconversation.com/profiles/clare-collins-7316">Clare Collins</a>, Professor in Nutrition and Dietetics, <a href="https://theconversation.com/institutions/university-of-newcastle-1060">University of Newcastle</a>; <a href="https://theconversation.com/profiles/tracy-burrows-172931">Tracy Burrows</a>, Senior Lecturer Nutrition and Dietetics, <a href="https://theconversation.com/institutions/university-of-newcastle-1060">University of Newcastle</a>, and <a href="https://theconversation.com/profiles/tracy-schumacher-295602">Tracy Schumacher</a>, Research Associate, <a href="https://theconversation.com/institutions/university-of-newcastle-1060">University of Newcastle</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/seven-things-to-eat-or-avoid-to-lower-your-blood-pressure-63940">original article</a>.</em></p> <p><em>Image: St Mary's Healthcare System</em></p> </div>

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What is a blood cholesterol ratio? And what should yours be?

<div class="theconversation-article-body"> <p>Have you had a blood test to check your cholesterol level? These check the different blood fat components:</p> <ul> <li>total cholesterol</li> <li>LDL (low-density lipoprotein), which is sometimes called “bad cholesterol”</li> <li>HDL (high-density lipoprotein), which is sometimes called “good cholesterol”</li> <li>triglycerides.</li> </ul> <p>Your clinician then compares your test results to normal ranges – and may use ratios to compare different types of cholesterol.</p> <p><iframe id="8KC9s" class="tc-infographic-datawrapper" style="border: 0;" src="https://datawrapper.dwcdn.net/8KC9s/6/" width="100%" height="400px" frameborder="0" scrolling="no"></iframe></p> <p>High blood cholesterol is a major risk factor for cardiovascular disease. This is a broad term that includes disease of blood vessels throughout the body, arteries in the heart (known as coronary heart disease), heart failure, heart valve conditions, arrhythmia and stroke.</p> <p>So what does cholesterol do? And what does it mean to have a healthy cholesterol ratio?</p> <h2>What are blood fats?</h2> <p>Cholesterol is a waxy type of fat made in the liver and gut, with a small amount of pre-formed cholesterol coming from food.</p> <p>Cholesterol is found in all cell membranes, contributing to their structure and function. Your body <a href="https://www.ncbi.nlm.nih.gov/books/NBK513326/">uses cholesterol to make</a> vitamin D, bile acid, and hormones, including oestrogen, testosterone, cortisol and aldosterone.</p> <p>When there is too much cholesterol in your blood, it gets deposited into artery walls, making them hard and narrow. This process is called <a href="https://en.wikipedia.org/wiki/Atherosclerosis">atherosclerosis</a>.</p> <p>Cholesterol is <a href="https://www.ncbi.nlm.nih.gov/books/NBK513326/">packaged with</a> <a href="https://en.wikipedia.org/wiki/Triglyceride">triglycerides</a> (the most common type of fat in the body) and specific <a href="https://en.wikipedia.org/wiki/Apolipoprotein">“apo” proteins</a> into “lipo-proteins” as a package called “very-low-density” lipoproteins (VLDLs).</p> <p>These are transported via the blood to body tissue in a form called low-density lipoprotein (LDL) cholesterol.</p> <p>Excess cholesterol can be transported back to the liver by high-density lipoprotein, the HDL, for removal from circulation.</p> <p>Another less talked about blood fat is Lipoprotein-a, or Lp(a). This is determined by your genetics and <a href="https://www.victorchang.edu.au/heart-disease/high-cholesterol">not influenced by lifestyle factors</a>. About one in five (<a href="https://www1.racgp.org.au/ajgp/2021/may/lipid-management-and-implications-for-australian-g">20%</a>) of Australians are carriers.</p> <p>Having a high Lp(a) level is an independent cardiovascular disease risk factor.</p> <h2>Knowing your numbers</h2> <p>Your blood fat levels <a href="https://www.heartfoundation.org.au/your-heart/high-blood-cholesterol">are affected by</a> both modifiable factors:</p> <ul> <li>dietary intake</li> <li>physical activity</li> <li>alcohol</li> <li>smoking</li> <li>weight status.</li> </ul> <p>And non-modifiable factors:</p> <ul> <li>age</li> <li>sex</li> <li>family history.</li> </ul> <p><iframe id="S7Xp4" class="tc-infographic-datawrapper" style="border: 0;" src="https://datawrapper.dwcdn.net/S7Xp4/1/" width="100%" height="400px" frameborder="0" scrolling="no"></iframe></p> <h2>What are cholesterol ratios?</h2> <p>Cholesterol ratios are sometimes used to provide more detail on the balance between different types of blood fats and to evaluate risk of developing heart disease.</p> <p>Commonly used ratios include:</p> <h2>1. Total cholesterol to HDL ratio</h2> <p>This ratio is used in Australia to <a href="https://www.cvdcheck.org.au/calculator">assess risk of heart disease</a>. It’s calculated by dividing your total cholesterol number by your HDL (good) cholesterol number.</p> <p>A higher ratio (<a href="https://www.medicalnewstoday.com/articles/cholesterol-ratio-calculator#how-to-calculate">greater than 5</a>) is associated with a higher risk of heart disease, whereas a lower ratio is associated with a lower risk of heart disease.</p> <p>A <a href="https://pubmed.ncbi.nlm.nih.gov/36589799/">study</a> of 32,000 Americans over eight years found adults who had either very high, or very low, total cholesterol/HDL ratios were at 26% and 18% greater risk of death from any cause during the study period.</p> <p>Those with a ratio of greater than 4.2 had a 13% higher risk of death from heart disease than those with a ratio lower than 4.2.</p> <h2>2. Non-HDL cholesterol to HDL cholesterol ratio (NHHR)</h2> <p>Non-HDL cholesterol is the total cholesterol minus HDL. Non-HDL cholesterol includes all blood fats such as LDL, triglycerides, Lp(a) and others. This ratio is abbreviated as NHHR.</p> <p>This ratio has been used more recently because it compares the ratio of “bad” blood fats that can contribute to atherosclerosis (hardening and narrowing of the arteries) to “good” or anti-atherogenic blood fats (HDL).</p> <p>Non-HDL cholesterol is a <a href="https://pubmed.ncbi.nlm.nih.gov/31170997/">stronger predictor of cardiovascular disease risk</a> than LDL alone, while <a href="https://pubmed.ncbi.nlm.nih.gov/37228232/">HDL is associated with</a> lower cardiovascular disease risk.</p> <p>Because this ratio removes the “good” cholesterol from the non-HDL part of the ratio, it is not penalising those people who have really high amounts of “good” HDL that make up their total cholesterol, which the first ratio does.</p> <p>Research has suggested this ratio may be a stronger <a href="https://pubmed.ncbi.nlm.nih.gov/39949279/">predictor of atherosclerosis in women than men</a>, however more research is needed.</p> <p>Another <a href="https://pubmed.ncbi.nlm.nih.gov/39415313">study</a> followed more than 10,000 adults with type 2 diabetes from the United States and Canada for about five years. The researchers found that for each unit increase in the ratio, there was around a 12% increased risk of having a heart attack, stroke or death.</p> <p>They identified a risk threshold of 6.28 or above, after adjusting for other risk factors. Anyone with a ratio greater than this is at very high risk and would require management to lower their risk of heart disease.</p> <h2>3. LDL-to-HDL cholesterol ratio</h2> <p>LDL/HDL is calculated by dividing your LDL cholesterol number by the HDL number. This gives a ratio of “bad” to “good” cholesterol.</p> <p>A lower ratio (<a href="https://www.medicalnewstoday.com/articles/cholesterol-ratio-calculator#how-to-calculate">ideal is less than 2.0</a>) is associated with a lower risk of heart disease.</p> <p>While there is lesser focus on LDL/HDL, these ratios have been shown to be predictors of occurrence and <a href="https://pubmed.ncbi.nlm.nih.gov/35843962/">severity of heart attacks</a> in patients presenting with chest pain.</p> <p>If you’re worried about your cholesterol levels or cardiovascular disease risk factors and are aged 45 and over (or over 30 for First Nations people), consider seeing your GP for a Medicare-rebated <a href="https://www.heartfoundation.org.au/your-heart/heart-health-checks">Heart Health Check</a>.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/253126/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em>By <a href="https://theconversation.com/profiles/clare-collins-7316">Clare Collins</a>, Laureate Professor in Nutrition and Dietetics, <a href="https://theconversation.com/institutions/university-of-newcastle-1060">University of Newcastle</a> and <a href="https://theconversation.com/profiles/erin-clarke-1314081">Erin Clarke</a>, Postdoctoral Researcher, Nutrition and Dietetics, <a href="https://theconversation.com/institutions/university-of-newcastle-1060">University of Newcastle</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/what-is-a-blood-cholesterol-ratio-and-what-should-yours-be-253126">original article</a>.</em></p> <p><em>Image: Everlabs</em></p> </div>

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What is grounding and can it improve your sleep?

<div class="theconversation-article-body">Have you ever felt an unexpected sense of calm while walking barefoot on grass? Or noticed your stress begin to fade as you stood ankle deep in the ocean? If so, you may have unknowingly “grounded” yourself to the earth.</p> <p>Grounding, <a href="https://www.sciencedirect.com/science/article/pii/S2319417022001573">also known as earthing</a>, is the practice of making direct physical contact with the Earth’s surface. Our ancestors embraced this trend without knowing it. But with the invention of indoor homes, footpaths, roads, and even shoes, we have become <a href="https://onlinelibrary.wiley.com/doi/10.1155/2012/291541">less physically connected with the earth</a>.</p> <p>Grounding has been suggested to have <a href="https://www.healthline.com/health/grounding">a number of benefits</a>, such as improving mood, and reducing stress and pain. But overall, there’s limited conclusive evidence on the benefits of grounding.</p> <p>Somewhat ironically, the concept of grounding in 2025 is heavily influenced by technology, rather than getting out into nature. Consumers are being hit with social media reels promoting a range of technologies that ground us, and improve our health.</p> <p>Among the most common are promises of improved sleep with the use of a grounding sheet or mat. But is this just another TikTok trend, or could these products really help us get a better night’s sleep?</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/DHne7CasELA/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DHne7CasELA/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Grounding (@groundingofficial)</a></p> </div> </blockquote> <h2>Bringing the outdoors in</h2> <p>The <a href="https://www.sciencedirect.com/science/article/pii/S2319417022001585">human body is conductive</a>, which means it can exchange electricity with Earth and artificial sources, such as electronic devices or objects. (Sometimes, this exchange can result in an electric or <a href="https://theconversation.com/why-do-i-get-static-shocks-from-everyday-objects-is-it-my-shoes-240554">static shock</a>.)</p> <p>Proponents of grounding <a href="https://www.sciencedirect.com/science/article/pii/S1550830719305476">claim the practice reconnects</a> “the conductive human body to the Earth’s natural and subtle surface electric charge”.</p> <p>They credit this process with physiological and psychological benefits (but again, the evidence is limited).</p> <p>Grounding technologies can vary in type (for example, under-desk foot mats, mattress toppers and bed sheets) but all are designed to provide a path for electric charges to flow between your body and the earth.</p> <p>The bottom prong you see in your three-prong wall socket is a “ground” or “earth” terminal. It provides a direct connection to earth via your building’s wiring, diverting excess or unsafe voltage into the ground. This protects you and your devices from potential <a href="https://store.standards.org.au/reader/as-nzs-3112-2017?preview=1&amp;utm">electrical faults</a>.</p> <p><a href="https://www.mdpi.com/2227-9059/11/1/57">Grounding technology</a> uses this terminal as a pathway for the proposed electrical exchange between you and earth, while in the comfort of your home.</p> <h2>Could grounding improve your sleep?</h2> <p>The research in this area is still emerging.</p> <p>A <a href="https://www.sciencedirect.com/science/article/pii/S2212958825000059">2025 study</a> from Korea recruited 60 participants, gave half of them a grounding mat, and gave the other half a visually identical mat that didn’t have grounding technology. The researchers used a “double-blind” protocol, meaning neither the participants nor the researchers knew which participants were given grounding mats.</p> <p>All participants wore sleep trackers and were asked to use their mat (that is, sit or lie on it) for six hours per day. The researchers found that after 31 days, participants in the grounding mat group slept longer on average (as measured by their sleep trackers) than those in the control group.</p> <p>The researchers also used questionnaires to collect measures of insomnia, sleep quality, daytime sleepiness, and stress. After 31 days, participants in both groups improved on all measures.</p> <p>There were no differences between the grounded and ungrounded groups for sleep quality, daytime sleepiness, and stress. And while grounded participants showed significantly lower insomnia severity after the intervention, this difference was also present at the start of the study. So it’s unclear if grounding had a tangible impact on sleep.</p> <p>In another double-blind study, published in 2022, researchers in Taiwan examined the effectiveness of using grounding mats to improve sleep among patients with Alzheimer’s disease. The findings indicated that spending <a href="https://www.mdpi.com/2227-9032/10/3/581">30 minutes on a grounding mat</a> five times per week resulted in improved sleep quality.</p> <p>While previous research has suggested using grounding technologies may lead to <a href="https://pubmed.ncbi.nlm.nih.gov/25748085/">improvements in mood</a>, no differences were seen in measures of anxiety and depression in this study.</p> <h2>Grounding for gains?</h2> <p>Grounding technology has also been touted as <a href="https://www.tiktok.com/@down_to_ground/video/7310937768811597074?q=grounding%20mattress&amp;t=1742787657768">having other benefits</a>, such as reducing pain and inflammation.</p> <p>A <a href="https://doi.org/10.3389/fphys.2019.00035">2019 study</a> found participants who slept on a grounding mat after intense exercise felt less sore and showed lower levels of inflammation in their blood compared to those who were ungrounded.</p> <p>Grounding after a workout may help you feel better and recover faster, but it’s still unclear whether and how grounding affects long-term training results or fitness gains.</p> <h2>Add to cart?</h2> <p>So should you cash in on your favourite influencer’s discount code and grab a grounding mat? At the risk of spouting a common cliche of cautious scientists, our answer is that we don’t know yet.</p> <p>What we do know is the existing research, albeit emerging, has shown no evidence grounding technology can negatively affect your sleep or recovery after exercise. So if you love your grounding mat or grounding sheet, or want to see if grounding works for you, feel free to give it a go.</p> <p>Keep in mind, grounding products can retail for anywhere from around A$30 to $300 or more.</p> <p>On the other hand, grounding on the grass in the great outdoors is free. While there’s limited evidence that grounding outdoors can improve sleep, spending time in outdoor light may itself benefit <a href="https://pubmed.ncbi.nlm.nih.gov/34488088/">sleep, regulate circadian rhythms</a>, and improve mood.</p> <p>Finally, while grounding could be an interesting strategy to try, if you’re experiencing ongoing problems with your sleep, or suspect you may have a sleep disorder, the first step should be reaching out to a medical professional, such as your GP.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/253347/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em>By <a href="https://theconversation.com/profiles/dean-j-miller-808724">Dean J. Miller</a>, Senior Lecturer, Appleton Institute, HealthWise Research Group, <a href="https://theconversation.com/institutions/cquniversity-australia-2140">CQUniversity Australia</a> and <a href="https://theconversation.com/profiles/charlotte-gupta-347235">Charlotte Gupta</a>, Senior Postdoctoral Research Fellow, Appleton Institute, HealthWise Research Group, <a href="https://theconversation.com/institutions/cquniversity-australia-2140">CQUniversity Australia</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/what-is-grounding-and-could-it-improve-my-sleep-heres-the-science-behind-this-tiktok-trend-253347">original article</a>.</em></p> <p><em>Images: Instagram</em></p> </div>

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"Two of our finest men lost to the sport we love": Tragedy strikes at BSB

<p>A devastating multi-bike crash during the opening lap of the British Supersport Championship race at Oulton Park has claimed the lives of two riders and left several others injured, casting a dark shadow over the start of the 2025 racing season.</p> <p>The incident, described as a "catastrophic" chain-reaction crash involving 11 motorcycles, occurred at the exit of the first turn during Monday’s season-opening feature race. The race, which was being broadcast live on television and served as a support event for the top-tier Superbike Championship, was immediately red-flagged and later abandoned.</p> <p>British rider Owen Jenner, 21, and Shane Richardson, a 29-year-old father of two from New Zealand, were both tragically killed in the collision. Organisers confirmed Jenner succumbed to a catastrophic head injury despite emergency treatment at the track and further resuscitation at the circuit medical centre. Richardson was initially stabilised at the scene but passed away en route to Royal Stoke University Hospital from severe chest trauma.</p> <p>The crash also left veteran racer Tom Tunstall, 47, hospitalised with serious back and abdominal injuries. He remains under medical care.</p> <p>Several other riders suffered injuries in the incident, with Carl Harris, Max Morgan, Cameron Hall, Freddie Barnes, and Morgan McLaren-Wood sustaining minor harm. Lewis Jones, Corey Tinker and George Edwards escaped without injury.</p> <p>In an official statement, the Motorcycle Circuit Racing Control Board (MCRCB) and MotorSport Vision Racing (MSVR) confirmed that an investigation into the full circumstances of the accident is underway in collaboration with the Coroner and Cheshire Constabulary.</p> <p>Richardson, who proudly raced with the New Zealand flag on his No. 28 Suzuki and finished ninth in last year’s championship, had just placed 11th in Sunday’s opening race. His passing marks another tragic blow to New Zealand motorsport, following the death of fellow Kiwi Damon Rees two years ago.</p> <p>Australian reigning Supersport champion Ben Currie, who narrowly avoided the crash, expressed his heartbreak: “Hard to put into words what happened today. Gutted for everyone involved. Two of our finest men lost to the sport we love. Thoughts are with all that are involved. RIP boys.”</p> <p>Fellow rider Freddie Barnes, writing from hospital, echoed the grief of the paddock: “My condolences go out to Owen and Shane’s family and friends. I’m absolutely devastated… ride on in paradise boys.”</p> <p>The emotional toll of the incident was evident as tributes poured in across the motorsport community.</p> <p>Racer TJ Toms wrote: “Two lads I feel absolutely privileged to call mates… My heart, love and thoughts go out to OJ’s family and to Hanna and Shane’s little family. Thank you for all our memories boys.”</p> <p>Joe Sheldon-Shaw added: “Had some great races with both these lads, and a lot of laughs off the track with OJ. Heartbreaking day today… The paddock won’t be the same without them.”</p> <p>Despite the tragedy, the Supersport Championship is set to resume in two weeks at Donington Park. As the racing world mourns, it does so with heavy hearts, united in grief and remembrance of two riders lost far too soon.</p> <p><em>Images: Facebook</em></p>

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Can drinking champagne reduce your risk of sudden cardiac arrest?

<div class="theconversation-article-body"> <p>“My only regret in life is that I didn’t drink enough champagne,” the English economist and philosopher John Maynard Keynes (1883–1946) is reported to have said. As it turns out, there may be a surprising ounce of truth to that quote.</p> <p>Picture this: a glass of champagne – bubbly, crisp and, for many, reserved for toasts and celebrations. Now imagine it being mentioned in the same sentence as a way to help prevent <a href="https://www.bhf.org.uk/informationsupport/conditions/cardiac-arrest">sudden cardiac arrest</a>: a condition where the heart abruptly stops beating, killing tens of thousands each year, often without warning. Sounds too good to be true, right?</p> <p>Yet, <a href="https://onlinecjc.ca/article/S0828-282X(25)00171-0/fulltext">a Canadian study</a> has uncovered a curious link. Using data from over half a million people in the health research database the <a href="https://www.ukbiobank.ac.uk/">UK Biobank</a>, researchers found that those who consumed moderate amounts of white wine or champagne had a lower risk of experiencing sudden cardiac arrest. Surprising, especially given the widely held belief <a href="https://academic.oup.com/eurheartj/article/46/2/173/7920813?login=false#google_vignette">that red wine</a>, not white, is what benefits the heart.</p> <figure><iframe src="https://www.youtube.com/embed/9JvI392Iep8?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <p>To rule out coincidence, the researchers double-checked their findings using genetic data – and the connection seemed to hold firm. This suggests there might be more to the story than chance alone.</p> <p>The study didn’t stop at wine. It explored more than 100 lifestyle and environmental factors tied to sudden cardiac arrest, including diet, exercise, air pollution, emotional wellbeing, body composition and education levels – all of which have been independently associated with risk. The conclusion? Up to 63% of sudden cardiac arrest cases could potentially be prevented by addressing these risk factors.</p> <p>Among all the protective factors identified, a few stood out: fruit consumption, regular computer use (yes, really) and moderate drinking of white wine or champagne were all linked to a reduced risk of sudden cardiac arrest. Why? That remains uncertain.</p> <p>One theory is that white wine contains antioxidants that may support heart health. Another possibility is that people who drink these types of beverages may also be more affluent and more likely to engage in other healthy behaviour, such as eating well, exercising regularly – and have access to better healthcare.</p> <p>But before you pop a cork in celebration, a word of caution: alcohol remains a complex and often contradictory player in heart health. Other large-scale studies suggest a <a href="https://www.bmj.com/content/356/bmj.j909">U-shaped relationship</a> between alcohol and cardiovascular disease. Non-drinkers may have a certain level of risk, moderate drinkers of one glass of wine a day <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC7020057/">may see</a> some benefit, but heavy drinking sharply increases the risk of high blood pressure, stroke and heart failure.</p> <p><a href="https://doi.org/10.1016/j.hrthm.2021.10.022">One observational study</a> involving over 400,000 participants even found that moderate drinking could raise the risk of <a href="https://www.nhs.uk/conditions/arrhythmia/">arrhythmias</a>, which in some cases can lead to sudden death.</p> <p>So while champagne may offer a hopeful glimmer, it’s no magic bullet. The study’s broader message was clear: it’s the overall lifestyle that matters most. Better sleep, regular physical activity and <a href="https://theconversation.com/why-heart-patients-have-trouble-sticking-to-a-healthy-diet-and-3-things-that-help-them-eat-better-239172">a balanced diet</a> significantly reduced the risk of sudden cardiac arrest – and could prevent nearly one in five cases.</p> <figure><iframe src="https://www.youtube.com/embed/jdgYN1QgKng?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <p>On the flip side, obesity, high blood pressure and chronic stress were among the strongest risk factors, along with lower education levels and exposure to air pollution. These findings underscore that preventing sudden cardiac arrest isn’t just about personal habits: it’s also about the environments we live in and the policies that shape them. Cleaner air, better education and easier access to nutritious food could all play a role.</p> <p>Sudden cardiac arrest is not entirely random. Many of the contributing factors are within our control. Managing stress, staying active, maintaining a healthy weight, getting quality sleep – and yes, perhaps enjoying the occasional glass of white wine – can all help. But the real power lies in stacking small, healthy choices over time. Prevention is rarely about a single change; it’s about the cumulative effect of many.</p> <p>And in case you were wondering: Keynes suffered a series of heart attacks in 1946, beginning during negotiations for the <a href="https://history.blog.gov.uk/2020/12/07/whats-the-context-signing-the-anglo-american-financial-agreement-6-december-1945/">Anglo-American loan</a> in Savannah, Georgia. He described the process as “absolute hell”. A few weeks after returning to his farmhouse in Firle, East Sussex, he died of a heart attack at the age of 62.</p> <p>Maybe he was right about drinking more champagne after all.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/255708/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em>By <a href="https://theconversation.com/profiles/david-c-gaze-312661">David C. Gaze</a>, Senior Lecturer in Chemical Pathology, <a href="https://theconversation.com/institutions/university-of-westminster-916">University of Westminster</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/can-drinking-champagne-reduce-your-risk-of-sudden-cardiac-arrest-heres-why-its-only-a-small-part-of-the-story-255708">original article</a>.</em></p> <p><em>Image: Shutterstock</em></p> </div>

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"It must be love!": Charles and Camilla mark wedding anniversary with sweet video

<p>April 9 marked a special milestone for King Charles and Queen Camilla as they celebrate their 20th wedding anniversary! The royal couple kicked off the joyous occasion with a charming new video, shared across the royal family's social media accounts.</p> <p>The 60-second clip is a delightful journey through their two decades of marriage, showcasing a collection of heartwarming photos and candid moments. Captioned simply, "20 Happy Years!" accompanied by a white heart emoji, the post captured the love and happiness that has defined their union. Fans were quick to note that the white heart may also be a nod to the traditional 20th anniversary gifts of china or platinum, symbolising strength and beauty.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/DIN7uDus6Rg/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DIN7uDus6Rg/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by The Royal Family (@theroyalfamily)</a></p> </div> </blockquote> <p>Though the royal couple is spending their anniversary abroad in Rome as part of their state visit to Italy, celebrations have been in full swing back home in the UK. Outside Buckingham Palace, the Band of the Household Cavalry serenaded well-wishers with a special performance of It Must Be Love, dedicated to Their Majesties – a perfect musical tribute to their enduring romance.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">It must be love! 🫶</p> <p>A special tribute on the Forecourt of Buckingham Palace, to mark Their Majesties’ 20th wedding anniversary today. <a href="https://t.co/15rlKuevVl">pic.twitter.com/15rlKuevVl</a></p> <p>— The Royal Family (@RoyalFamily) <a href="https://twitter.com/RoyalFamily/status/1909937840185548915?ref_src=twsrc%5Etfw">April 9, 2025</a></p></blockquote> <p>In anticipation of this milestone, the couple also released a new set of portraits earlier this week. Queen Camilla looked radiant in bridal white, wearing a bespoke dress by Anna Valentine, the designer of her original wedding gown. Adding a sentimental touch, Her Majesty adorned her outfit with the lily of the valley brooch once belonging to the Queen Mother, a beautiful symbol of eternal love.</p> <p>The day itself is a working one for the royal couple. King Charles is set to meet with Italy’s prime minister, while later, they will be the guests of honour at a grand state banquet hosted by the Italian president – a fitting celebration for their incredible journey together.</p> <p>King Charles and Queen Camilla’s love story is one for the history books. Though married for 20 years, their connection spans over five decades. From their first meeting at a polo match in 1970 to enduring public scrutiny, they have emerged stronger than ever.</p> <p>Their early years saw them part ways when Charles embarked on an eight-month naval tour, and Camilla married Andrew Parker Bowles. Yet, even through life’s twists and turns, their bond remained unbreakable. Following the tragic passing of Princess Diana, Charles and Camilla slowly reintroduced their relationship to the public, eventually marrying in 2005 in a modest yet heartfelt ceremony.</p> <p>Since then, Queen Camilla has embraced her royal role with grace and dedication, earning the admiration of many. </p> <p>Here’s to King Charles and Queen Camilla – may the next 20 years be just as joyful!</p> <p><em>Images: Royal Family / Instagram</em></p>

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Refinancing your home later in life – what you need to know

<p>There are many reasons why you may look to refinance your home. The obvious one is to lower mortgage repayments with a better rate. However, other reasons people refinance later in life include:</p> <ul> <li>unlocking equity to invest</li> <li>paying down other debts</li> <li>buying a holiday home</li> <li>funding extended travel</li> <li>launching a new business</li> <li>supporting children with a property deposit</li> </ul> <p>Regardless of why you want to refinance, the points below will help you navigate your options.</p> <p><strong>Changing lenders</strong></p> <p>It may have been a while since you last revisited your mortgage, meaning you may not be aware of current lending options and traps.</p> <p>A common trick lenders use is the so-called “headline rate” to grab your attention. However, this interest rate is typically not what you end up paying. It may only be an introductory rate for the first few months, or hefty fees attached may wipe out any savings.</p> <p>Banks aren’t the only ones offering loans nowadays. Registered non-bank lenders, fintechs and online lenders can refinance your mortgage and provide other credit services the same as any bank; they just don’t take cash deposits. Alternatively, you could explore credit unions and mutual societies.</p> <p>Also consider any shareholder benefits you may have. Most banks have done away with them now but may still honour pre-existing ones. If you change lenders, you could lose this entitlement – permanently.</p> <p><strong>Reverse mortgages</strong></p> <p>Generally, only available to people aged 60-plus, a reverse mortgage effectively allows you to unlock equity in your home without you needing to make immediate repayments.</p> <p>However, they often have strict conditions including:</p> <ul> <li>minimum borrowing amounts</li> <li>maximum borrowing ratios</li> <li>higher interest rates than standard mortgages</li> </ul> <p>Crucially, the interest accrues over time and is repaid when you sell, move or pass away. As such, your debt liability grows over time – potentially impacting your future living arrangements and how much is left for beneficiaries in your will.  The Govt has the “loan equity scheme” as another option to lenders.  I just want to highlight the need to be careful with reverse mortgages.</p> <p><strong>Changing homes</strong></p> <p>Rather than selling, downsizing could involve making an investment property your primary residence and then renting out your existing home.</p> <p>This approach may require you to refinance both loans simultaneously. There will also be tax considerations to work through – including Capital Gains Tax liabilities when you do sell, negative gearing, depreciation, and changes to your income tax.</p> <p>Then there are the lifestyle factors to weigh up, especially if you are moving to a different area:</p> <ul> <li>living expenses</li> <li>insurance and travel costs</li> <li>access to healthcare</li> <li>rental income</li> <li>property management expenses</li> </ul> <p>Remember that if you have a Self Managed Super Fund (SMSF), it CANNOT own any property that you directly use yourself, including your home.</p> <p><strong>Becoming Bank of Mum and Dad</strong></p> <p>Refinancing can unlock equity to support adult children with their first property deposit. However, it isn’t without its risks.</p> <p>Ask yourself honestly:</p> <ul> <li>Will this be a gift or loan?</li> <li>If a loan, under what terms? Will interest be applied? How and when will repayments be made? What if they default?</li> <li>What happens if their relationship breaks down, will you get your money back?</li> <li>How does going without that money affect your retirement?</li> <li>Do you have alternative assets to support you if your circumstances change?</li> <li>How does this affect inheritances or deposit contributions to your other children?</li> <li>Can you assist them another way without using your home equity?</li> </ul> <p>Draw up a written agreement outlining all conditions and scenarios to avoid disagreements in the future.</p> <p><strong>Pension impacts</strong></p> <p>Don’t overlook how refinancing your home could impact your pension. While your home is exempt from the means test, any income or assets you generate from unlocking equity is not.</p> <p>You could inadvertently see your pension amount reduced or your eligibility voided altogether. This would come as a nasty shock if you haven’t pre-budgeted for such a change!</p> <p><strong>Getting advice</strong></p> <p>To ensure you get the best bang for your buck when refinancing, be sure to enlist the help of a good:</p> <ul> <li>mortgage broker to source the best loans for your circumstances</li> <li>insurance broker to ensure your cover is right sized for your needs, risk and budget</li> <li>accountant to work through any tax implications</li> <li>estate planner to manage any changes</li> <li>financial adviser to keep your investments and financial strategy working for you</li> </ul> <p>Ultimately, decisions – including about refinancing – are only as good the information you have at hand. So, make sure you have all the relevant facts before signing on the dotted line.</p> <p><em><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Helen Baker is a licensed Australian financial adviser and author of the new book, Money For Life: How to build financial security from firm foundations (Major Street Publishing $32.99). Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at </span><a style="color: #467886;" title="http://www.onyourowntwofeet.com.au/" href="http://www.onyourowntwofeet.com.au/"><span style="line-height: 18.4px; font-family: Calibri, sans-serif;">www.onyourowntwofeet.com.au</span></a></em></p> <p><em><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754.</span></em></p>

Money & Banking

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Why older couples love short cruises for a quick romantic getaway

<p>Long holidays are great, but they are not always practical, especially when you just want a quick break together. They can be expensive, require a lot of planning and sometimes feel more tiring than relaxing. </p> <p>A <span lang="EN-GB"><a href="https://www.carnival.com.au/short-cruises" target="_blank" rel="noopener"><span lang="EN-GB" style="color: #1155cc;">smooth, short cruise</span></a></span> is the perfect balance for older couples. There’s just enough time to unwind, visit new places and enjoy amazing food and entertainment, all without the stress of organising every detail.</p> <p>With options from Carnival, Australia’s leading cruise line, a quick and relaxing romantic getaway is easier than ever. Everything is taken care of, so you can simply step on board and make the most of your time together.</p> <p>To show you what makes them special, here’s why short cruises have become a favourite getaway for couples looking to relax and reconnect.</p> <p><strong><span style="font-size: 14pt;">Skip the stress and start your holiday sooner</span></strong></p> <p>Planning a holiday can sometimes feel like more trouble than it’s worth. Long flights, busy airports and endless logistics take time and effort, which can make a romantic getaway feel stressful before it even begins. But taking a break doesn’t have to be complicated.</p> <p>A Carnival <span lang="EN-GB"><a href="https://www.carnival.com.au/short-cruises/sydney" target="_blank" rel="noopener"><span lang="EN-GB" style="color: #1155cc;">short cruise from Sydney</span></a></span> or Brisbane is an easy way to escape for a few days without the stress of flights or long drives. Enjoy slow mornings together on a peaceful deck, take in the ocean views or visit a beautiful destination like Tasmania or Moreton Island. </p> <p><strong><span style="font-size: 14pt;">Enjoy time together without going far</span></strong></p> <p>You don’t need to travel far to enjoy a romantic break. A short cruise lets you escape for a few days, soak up the ocean views and spend uninterrupted time together. Set sail from Brisbane or Sydney and choose from a three-day cruise at sea, a four day cruise to Moreton Island or Airlie Beach, or a <span lang="EN-GB"><a href="https://www.carnival.com.au/short-cruises/5-day" target="_blank" rel="noopener"><span lang="EN-GB" style="color: #1155cc;">five-day cruise</span></a></span> to Tasmania.</p> <p><strong><span style="font-size: 14pt;">Spend quality time with onboard activities</span></strong></p> <p><strong><span style="font-size: 14pt;"><img src="https://oversixtydev.blob.core.windows.net/media/2025/02/Carnivalimage-1.jpg" alt="" width="1280" height="720" /></span></strong></p> <p>Finding time to unwind together isn’t always easy, but a Carnival short cruise makes it simple. With plenty of <span lang="EN-GB"><a href="https://www.carnival.com.au/onboard" target="_blank" rel="noopener"><span lang="EN-GB" style="color: #1155cc;">exciting onboard activities</span></a></span>, you can do as much or as little as you like. </p> <p>Lounge by the pool, enjoy some quiet time at <span lang="EN-GB"><a href="https://www.carnival.com.au/onboard/serenity" target="_blank" rel="noopener"><span lang="EN-GB" style="color: #1155cc;"><span lang="EN-GB"> an</span></span><span lang="EN-GB" style="color: #1155cc;"> </span><span lang="EN-GB" style="color: #1155cc;"><span lang="EN-GB">a</span></span><span lang="EN-GB" style="color: #1155cc;"><span lang="EN-GB">dults-</span></span><span lang="EN-GB" style="color: #1155cc;"><span lang="EN-GB">o</span></span><span lang="EN-GB" style="color: #1155cc;"><span lang="EN-GB">nly </span></span><span lang="EN-GB" style="color: #1155cc;"><span lang="EN-GB">r</span></span><span lang="EN-GB" style="color: #1155cc;"><span lang="EN-GB">etreat</span></span></a></span> or watch a live music performance. You can even play video games or visit the fitness centre together. For total relaxation, book a couples’ treatment at Cloud 9 Spa* and let the stress melt away.</p> <p>In the evening, share new experiences together. Watch a Playlist Productions show, enjoy stand-up comedy at The Punchliner Comedy Club or settle in for a movie under the stars. If you prefer a quieter night, find a cosy spot to take in the ocean views or enjoy a drink with live acoustic music.</p> <p><strong><span style="font-size: 14pt;">Share great food at every meal</span></strong></p> <p><strong><span style="font-size: 14pt;"><img src="https://oversixtydev.blob.core.windows.net/media/2025/02/Carnivalimage-3.jpg" alt="" width="1280" height="720" /></span></strong></p> <p>Good food is even better when shared, and a Carnival short cruise gives couples plenty of <span lang="EN-GB"><a href="https://www.carnival.com.au/dining" target="_blank" rel="noopener"><span lang="EN-GB" style="color: #1155cc;">dining </span></a></span>options to enjoy together. Start the day with a relaxed breakfast and freshly brewed coffee, or grab a quick bite from the main dining room. For a special night, Fahrenheit 555* or Luke’s Bar &amp; Grill* serves perfectly cooked steaks and fresh seafood in a cosy setting.</p> <p>If you’re in the mood for something to eat, the pizzeria has fresh-made pizza, and Bonsai Sushi Express* offers quick, fresh sushi. For something classic, Guy’s Burger Joint serves juicy burgers. With so many choices, every meal is a chance to relax and spend time together.</p> <p><strong><span style="font-size: 14pt;">Plan your next romantic getaway</span></strong></p> <p>A few days away is sometimes all you need to recharge and reconnect. On a short cruise, you can enjoy new experiences, soak up the ocean views and make the most of every moment together without worrying about travel logistics.</p> <p>All the details are sorted, so you can focus on choosing the perfect destination and how long you’d like to relax together. Visit the <span lang="EN-GB"><a href="https://www.carnival.com.au/" target="_blank" rel="noopener"><span lang="EN-GB" style="color: #1155cc;">Carnival Cruise website</span></a></span> to find a short cruise that fits your schedule, and start planning your next romantic getaway today.</p> <p><em>Images: Supplied<br /></em></p> <p><em>*Charges apply</em></p> <p><em>This is a sponsored article produced in partnership with Carnival</em></p>

Cruising

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"Love never dies": Tributes flow for Iconic Hollywood star

<p>Hollywood is mourning the loss of one of its most beloved stars, Richard Chamberlain, who passed away at the age of 90. The acclaimed actor, best known for his roles in <em>The Thorn Birds</em>, <em>Dr Kildare</em> and the stage production of <em>The Sound of Music</em>, died from complications following a stroke, his publicist Harlan Boll confirmed to <em>Variety</em>.</p> <p>Born George Richard Chamberlain, the actor died in Hawaii, leaving behind a legacy that spanned over six decades. His career took off in the early 1960s when he starred as the charming Dr James Kildare in the hit television series <em>Dr Kildare</em> (1961-1966), a role that quickly made him a teen idol.</p> <p>Chamberlain became a household name and was soon dubbed the "king of the mini-series" after starring in a string of highly acclaimed television dramas throughout the 1980s. His extensive stage work further demonstrated his versatility, portraying characters such as Professor Henry Higgins in <em>My Fair Lady</em>, Captain von Trapp in <em>The Sound of Music</em> and Shakespearean roles like Hamlet and Richard II.</p> <p>He also made history as the original Jason Bourne in the 1988 mini-series adaptation of <em>The Bourne Identity</em>, showcasing his ability to captivate audiences across various genres.</p> <p>Following his passing, his longtime partner Martin Rabbett shared a heartfelt tribute: "Our beloved Richard is with the angels now. He is free and soaring to those loved ones before us. How blessed were we to have known such an amazing and loving soul. Love never dies. And our love is under his wings lifting him to his next great adventure."</p> <p>One of Chamberlain’s most memorable roles was in <em>The Thorn Birds</em>, the ABC mini-series based on Colleen McCullough’s novel, in which he portrayed Father Ralph de Bricassart. The series, a sweeping saga set in the Australian outback, remains one of television’s most cherished dramas.</p> <p>In later years, Chamberlain continued to make appearances in popular shows, including <em>Touched by an Angel</em>, <em>Nip/Tuck</em>, and <em>Chuck</em>. His final acting credit came in 2019 with the film <em>Finding Julia</em>.</p> <p>Chamberlain leaves behind a body of work that will be cherished by fans for generations. His charisma, talent and passion for his craft made him a true Hollywood legend.</p> <p><em>Images: Instagram</em></p>

Caring

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How long will you live? New evidence says it’s much more about your choices than your genes

<div class="theconversation-article-body"> <p>One of the most enduring questions humans have is how long we’re going to live. With this comes the question of how much of our lifespan is shaped by our environment and choices, and how much is predetermined by our genes.</p> <p>A study recently published in the prestigious journal <a href="https://www.nature.com/articles/s41591-024-03483-9">Nature Medicine</a> has attempted for the first time to quantify the relative contributions of our environment and lifestyle versus our genetics in how we age and how long we live.</p> <p>The findings were striking, suggesting our environment and lifestyle play a much greater role than our genes in determining our longevity.</p> <h2>What the researchers did</h2> <p>This study used data from the <a href="https://www.ukbiobank.ac.uk/">UK Biobank</a>, a large database in the United Kingdom that contains in-depth health and lifestyle data from roughly 500,000 people. The data available include genetic information, medical records, imaging and information about lifestyle.</p> <p>A separate part of the study used data from a subset of more than 45,000 participants whose blood samples underwent something called “<a href="https://www.nature.com/articles/s41576-022-00511-7">proteomic profiling</a>”.</p> <p>Proteomic profiling is a relatively new technique that looks at how proteins in the body change over time to identify a person’s age at a molecular level. By using this method researchers were able to estimate how quickly an individual’s body was actually ageing. This is called their biological age, as opposed to their chronological age (or years lived).</p> <p>The researchers assessed 164 environmental exposures as well as participants’ genetic markers for disease. Environmental exposures included lifestyle choices (for example, smoking, physical activity), social factors (for example, living conditions, household income, employment status) and early life factors, such as body weight in childhood.</p> <p>They then looked for associations between genetics and environment and 22 major age-related diseases (such as coronary artery disease and type 2 diabetes), mortality and biological ageing (as determined by the proteomic profiling).</p> <p>These analyses allowed the researchers to estimate the relative contributions of environmental factors and genetics to ageing and dying prematurely.</p> <h2>What did they find?</h2> <p>When it came to disease-related mortality, as we would expect, age and sex explained a significant amount (about half) of the variation in how long people lived. The key finding, however, was environmental factors collectively accounted for around 17% of the variation in lifespan, while genetic factors contributed less than 2%.</p> <p>This finding comes down very clearly on the nurture side in the “nature versus nurture” debate. It suggests environmental factors influence health and longevity to a far greater extent than genetics.</p> <p>Not unexpectedly, the study showed a different mix of environmental and genetic influences for different diseases. Environmental factors had the greatest impact on lung, heart and liver disease, while genetics played the biggest role in determining a person’s risk of breast, ovarian and prostate cancers, and dementia.</p> <p>The environmental factors that had the most influence on earlier death and biological ageing included smoking, socioeconomic status, physical activity levels and living conditions.</p> <p>Interestingly, being taller at age ten was found to be associated with a shorter lifespan. Although this may seem surprising, and the reasons are not entirely clear, this aligns with <a href="https://www.sciencedaily.com/releases/2014/05/140509110756.htm">previous research</a> finding taller people are more likely to die earlier.</p> <p>Carrying more weight at age ten and maternal smoking (if your mother smoked in late pregnancy or when you were a newborn) were also found to shorten lifespan.</p> <p>Probably the most surprising finding in this study was a lack of association between diet and markers of biological ageing, as determined by the proteomic profiling. This flies in the face of the extensive body of evidence showing the crucial role of <a href="https://www.nature.com/articles/s43016-023-00868-w">dietary patterns</a> in chronic disease risk and longevity.</p> <p>But there are a number of plausible explanations for this. The first could be a lack of statistical power in the part of the study looking at biological ageing. That is, the number of people studied may have been too small to allow the researchers to see the true impact of diet on ageing.</p> <p>Second, the dietary data in this study, which was self-reported and only measured at one time point, is likely to have been of relatively poor quality, limiting the researchers’ ability to see associations. And third, as the relationship between diet and longevity is likely to be complex, disentangling dietary effects from other lifestyle factors may be difficult.</p> <p>So despite this finding, it’s still safe to say the food we eat is one of the most important pillars of health and longevity.</p> <h2>What other limitations do we need to consider?</h2> <p>Key exposures (such as diet) in this study were only measured at a single point in time, and not tracked over time, introducing potential errors into the results.</p> <p>Also, as this was an observational study, we can’t assume associations found represent causal relationships. For example, just because living with a partner correlated with a longer lifespan, it doesn’t mean this caused a person to live longer. There may be other factors which explain this association.</p> <p>Finally, it’s possible this study may have underestimated the role of genetics in longevity. It’s important to recognise genetics and environment don’t operate in isolation. Rather, health outcomes are shaped by their interplay, and this study may not have fully captured the complexity of these interactions.</p> <h2>The future is (largely) in your hands</h2> <p>It’s worth noting there were a number of factors such as household income, home ownership and employment status associated with diseases of ageing in this study that are not necessarily within a person’s control. This highlights the crucial role of addressing the social determinants of health to ensure everyone has the best possible chance of living a long and healthy life.</p> <p>At the same time, the results offer an empowering message that longevity is largely shaped by the choices we make. This is great news, unless you have good genes and were hoping they would do the heavy lifting.</p> <p>Ultimately, the results of this study reinforce the notion that while we may inherit certain genetic risks, how we eat, move and engage with the world seems to be more important in determining how healthy we are and how long we live.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/251054/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/hassan-vally-202904"><em>Hassan Vally</em></a><em>, Associate Professor, Epidemiology, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-long-will-you-live-new-evidence-says-its-much-more-about-your-choices-than-your-genes-251054">original article</a>.</em></p> <p><em>Image: Shutterstock</em></p> </div>

Caring

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More young people are caring for a loved one with dementia. It takes a unique toll

<div class="theconversation-article-body"> <p>Dementia is a growing health problem, affecting more than <a href="https://www.who.int/news-room/fact-sheets/detail/dementia">55 million people</a> around the world.</p> <p>In Australia, an estimated <a href="https://www.dementia.org.au/about-dementia/dementia-facts-and-figures">433,300 people</a> are living with dementia. This figure is projected to rise to 812,500 by 2054.</p> <p>Dementia <a href="https://www.dementia.org.au/about-dementia">refers to brain disorders</a> that are not a normal part of ageing. These disorders, including Alzheimer’s disease, cause a decline in cognitive function and changes in mood, memory, thinking and behaviour. Ultimately they affect a person’s ability to carry out everyday tasks.</p> <p>In Australia, around <a href="https://www.sydney.edu.au/news-opinion/news/2020/10/06/research-backs-home-based-program-for-people-living-with-dementi.html">75% of people with dementia</a> live at home.</p> <p>While dementia care at home has traditionally been associated with older spouses or middle-aged children, it seems an increasing number of young adults in their 20s and 30s, and <a href="https://www.ncb.org.uk/sites/default/files/uploads/files/young_people_caring_for_adults_with_dementia.pdf">even teenagers</a>, are stepping into this role to care for grandparents, parents or other loved ones.</p> <p>In Australia, 3 million people (11.9% of the population) are carers. This includes <a href="https://www.abs.gov.au/statistics/health/disability/disability-ageing-and-carers-australia-summary-findings/latest-release">391,300 under 25</a> – a sharp rise from 235,300 in 2018.</p> <p>How many young carers are specifically caring for a loved one with dementia is unclear, and something we need more data on. Young dementia carers remain largely invisible, with minimal recognition or support.</p> <h2>Unique challenges and the burden of responsibility</h2> <p>Unlike older carers, who may have more financial stability and free time, young carers often must balance caregiving with university, early-career pressures, and personal development, including maintaining social relationships, pursuing hobbies, and prioritising mental welling.</p> <p>In Australia, where <a href="https://aifs.gov.au/media/more-young-adults-living-parents">51% of men and 43% of women</a> aged 20–24 still live with their parents, many young carers will have limited experience in managing a household independently.</p> <p>They’re often thrust into <a href="https://www.ncb.org.uk/sites/default/files/uploads/files/young_people_caring_for_adults_with_dementia.pdf">complex responsibilities</a> such as cooking, housework, managing the family budget, coordinating medical appointments and administering medications.</p> <p>Beyond that, they may need to provide physical care such as lifting or helping their loved one move around, and personal care such as dressing, washing, and helping with toileting.</p> <p>All this can leave young carers <a href="https://www.tandfonline.com/doi/full/10.2147/PROM.S499063">feeling unprepared</a>, overwhelmed and isolated.</p> <p>While general support groups exist for dementia carers and young carers more broadly, few cater specifically to <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC9819145/">young adults caring for someone with dementia</a>.</p> <p>This lack of targeted support is likely to heighten <a href="https://www.tandfonline.com/doi/pdf/10.1080/13676261.2024.2390899?casa_token=6Q73sIFsfssAAAAA:1rQ7NyiiHkwTwIk4mkk6d2r5tiUxeXJDCKTfIohKmHzCue9xvuj5r4e8-fowJGQeIYKe6afuO9FT">feelings of isolation</a>, as the young person’s friends struggle to relate to the emotional and practical burdens <a href="https://link.springer.com/content/pdf/10.1186/s12877-020-01976-z.pdf">young carers face</a>.</p> <p>The demanding nature of caregiving, combined with the difficulty of sharing these experiences with peers, means young dementia carers can become <a href="https://journals.sagepub.com/doi/epub/10.1177/14713012211023653?src=getftr&utm_source=tfo&getft_integrator=tfo">disconnected socially</a>.</p> <h2>The psychological toll</h2> <p>These challenges take a profound <a href="https://www.mentalhealth.org.uk/explore-mental-health/statistics/carers-statistics">psychological toll</a> on young carers.</p> <p>Research shows young carers are <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC9263065/">35% more likely</a> to report mental health issues than their non-caregiving peers. These can include <a href="https://journals.sagepub.com/doi/pdf/10.1177/1471301220980243">depression</a>, anxiety and burnout.</p> <p>Again, we don’t have data on mental health outcomes among young dementia carers specifically. But <a href="https://www.aihw.gov.au/reports/dementia/dementia-in-aus/contents/carers-and-care-needs-of-people-with-dementia/impact-of-the-caring-role-on-carers">in Australia</a>, 75% of dementia carers reported being affected physically or emotionally by their caring role. Some 41% felt weary or lacked energy, and 31% felt worried or depressed.</p> <p>Also, there are negative stereotypes about ageing – that people turn forgetful, frail, and need constant care. For young carers whose loved ones have dementia, these stereotypes <a href="https://journals.sagepub.com/doi/pdf/10.1111/j.1467-8721.2009.01662.x?casa_token=w0MW7GGY80gAAAAA:szB0XyXKPG_XMqAVyAHLm0Tye8yH3TYXK9X5cFCSIRkorhsNHx4Wgurmy_oAuZKsTsskS6kBw9Vr">can be reinforced</a> by their experience. This could shape young carers’ perceptions of <a href="https://www.tandfonline.com/doi/full/10.1080/13607863.2025.2464705?utm">their own future health</a> and wellbeing and increase anxiety about ageing.</p> <p>Caregiving may also affect <a href="https://www.apa.org/pi/about/publications/caregivers/faq/health-effects">physical health</a>. Research suggests carers often sacrifice <a href="https://onlinelibrary.wiley.com/doi/pdf/10.1111/psyg.12354">healthy habits</a> such as exercise and a balanced diet. What’s more, <a href="https://onlinelibrary.wiley.com/doi/pdf/10.1111/psyg.12354">carers report symptoms</a> including poor sleep, fatigue, headaches and back pain due to the physical demands of caregiving.</p> <h2>Caring for a parent – a role reversal</h2> <p>This emotional burden is particularly acute for those caring for a parent. These young carers are likely to experience the progressive loss of parental support, while simultaneously assuming the <a href="https://journals.sagepub.com/doi/pdf/10.1177/1471301220988231">demanding role of caregiver</a>.</p> <p>A significant portion of young dementia carers support parents with <a href="https://www.aihw.gov.au/reports/dementia/dementia-in-aus/contents/dementia-in-priority-groups/population-health-impacts-of-younger-onset-dementi">young-onset dementia</a>, a form of dementia diagnosed before age 65. These <a href="https://journals.sagepub.com/doi/pdf/10.1177/1471301220988231">young carers</a> face the shock of a diagnosis that defies typical expectations of ageing.</p> <p>The burden may be compounded by fears of <a href="https://journals.sagepub.com/doi/10.1177/0038026119874280?icid=int.sj-abstract.citing-articles.9">genetic inheritance</a>. Young onset dementia often has a <a href="https://www.nia.nih.gov/health/alzheimers-causes-and-risk-factors/alzheimers-disease-genetics-fact-sheet">hereditary component</a>.</p> <p>This means young carers may have a higher risk of developing the condition themselves – a concern spousal carers don’t have. This fear can fuel health anxiety, alter life planning, and create a pervasive <a href="https://pubmed.ncbi.nlm.nih.gov/26560507/">sense of vulnerability</a>.</p> <h2>How we can better support young dementia carers</h2> <p>Despite their growing numbers, young dementia carers <a href="https://www.tandfonline.com/doi/full/10.2147/JMDH.S464195">remain largely overlooked</a> in research, policy and support services. This is partly due to the challenges in engaging this demographic in research, as these young people juggle busy lives <a href="https://onlinelibrary.wiley.com/doi/pdf/10.1002/gps.4502?casa_token=5-Ih4KcUejwAAAAA%3AOvuh8ghI_ednIzRZmHdUl-_C7EQ8IUw2Qp7E0-0Z9abjV0xT6I4WK17V2U8JMCcxMl9yvpawBeT-l7c">balancing caregiving</a> with education and work.</p> <p>Many young carers also <a href="https://pubmed.ncbi.nlm.nih.gov/36353077/">don’t self-identify as carers</a>, hindering their access to support and resources. This could be because of the stigmatising label, or a feeling they’re <a href="https://www.ncb.org.uk/sites/default/files/uploads/files/young_people_caring_for_adults_with_dementia.pdf">not doing enough</a> to qualify as a carer. It could even be because of cultural norms which can frame caregiving as a family obligation, rather than a distinct role.</p> <p>Nonetheless, young dementia carers require <a href="https://www.mdpi.com/1660-4601/20/1/127">targeted support</a> beyond generic caregiving resources.</p> <p>This support might include specialised <a href="https://www.tandfonline.com/doi/full/10.2147/JMDH.S464195">peer networks</a>, educational programs, and practical skills training. Tailored programs and resources should ideally be <a href="https://www.mdpi.com/1660-4601/20/1/127">co-designed with young dementia carers</a> to ensure they meet their unique needs and preferences.</p> <p>With dementia cases in Australia and elsewhere <a href="https://www.dementia.org.au/about-dementia/dementia-facts-and-figures">projected to increase</a>, the demand for informal carers – including young adults – will continue to grow.</p> <p>Without intervention, these young carers risk burnout, social isolation, and long-term health consequences. We must ensure flexible, age-appropriate support for this often invisible group. Investing in young dementia carers is not just a moral imperative – it’s a crucial step toward a sustainable, compassionate care system for the future.</p> <p><em><a href="https://www.dementia.org.au/living-dementia/family-friends-and-carers">Dementia Australia</a> offers a national helpline, information sessions, and a peer-to-peer connection platform for carers.</em></p> <p><em><a href="https://youngcarersnetwork.com.au/">The Young Carers Network</a>, run by <a href="https://www.carersaustralia.com.au/">Carers Australia</a>, offers mental health resources, financial guidance, and respite care information, plus bursaries young carers can apply for to reduce financial pressure.</em><!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/249361/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em>By <a href="https://theconversation.com/profiles/katya-numbers-784650">Katya Numbers</a>, Postdoctoral Research Fellow & Lecturer, Centre for Healthy Brain Ageing, <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a> and <a href="https://theconversation.com/profiles/serena-sabatini-2320527">Serena Sabatini</a>, Lecturer in Psychology, <a href="https://theconversation.com/institutions/university-of-surrey-1201">University of Surrey</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/more-young-people-are-caring-for-a-loved-one-with-dementia-it-takes-a-unique-toll-249361">original article</a>.</em></p> <p><em>Image: Shutterstock</em></p> </div>

Caring

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Farewell, Your Majesty: Major change coming to Aussie fiver

<p>The Reserve Bank of Australia (RBA) has announced a new theme for the Aussie fiver, designed to honour the “enduring emotional, spiritual and physical connection of First Nations peoples to Country”. </p> <p>“This inspiring theme will guide the creation of an artwork that will feature on the redesigned banknote,” said Michelle McPhee, RBA’s Assistant Governor of Business Services. The selection of this theme followed an extensive national campaign, receiving over 2,100 theme nominations from the public.</p> <p>For the first time since 1992, the $5 note will not feature the late Queen Elizabeth II, who had appeared on the denomination for more than 30 years. Breaking with tradition, the RBA confirmed that the redesigned note would not bear a portrait of any monarch, meaning King Charles will also be absent from the new design. However, the reverse side of the note will continue to depict the Australian Parliament building.</p> <p>Since the 1960s, the $5 banknote has undergone four major redesigns, with the most recent update in 2016. When Queen Elizabeth II’s portrait was first introduced in 1992, it replaced humanitarian Caroline Chisholm, a decision that was met with criticism at the time. The RBA defended its choice, citing Australia’s status as a constitutional monarchy and the tradition of including the reigning monarch on at least one banknote.</p> <p>The new banknote is expected to take several years to be designed, printed and circulated. The process of selecting an artist for the design is currently underway, with more details to be revealed in the coming months. The development of the note will also involve incorporating advanced security features to prevent counterfeiting.</p> <p>While the new design is in progress, the existing $5 note will continue to be issued. Meanwhile, Australian coins, which are produced by the Royal Australian Mint, will maintain the tradition of featuring the monarch.</p> <p><em>Images: RBA</em></p>

Money & Banking

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An artificial heart may save your life. But it can also change you in surprising ways

<div class="theconversation-article-body"> <p>This week, <a href="https://www.theguardian.com/australia-news/2025/mar/12/australian-man-survives-100-days-with-artificial-heart-in-world-first-success">doctors announced</a> that an Australian man with severe heart failure had left hospital with an artificial heart that had kept him alive until he could receive a donor heart.</p> <p>The patient, a man from New South Wales in his 40s, was not the world’s first person to receive this type of artificial heart. However, he is <a href="https://www.svhs.org.au/newsroom/news/australia-first-total-artificial-heart-implant">said to be</a> the <a href="https://www.monash.edu/news/articles/australias-first-durable-total-artificial-heart-implant-announced-as-a-success">first with one to be discharged from hospital</a> to wait for a heart transplant, which he’s since had.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">WARNING: GRAPHIC CONTENT<br />This machine has enabled an Australian man with severe heart failure to be the first person in the world to leave hospital with an artificial heart transplant <a href="https://t.co/6S12mINwBm">pic.twitter.com/6S12mINwBm</a></p> <p>— Reuters (@Reuters) <a href="https://twitter.com/Reuters/status/1899862954155126824?ref_src=twsrc%5Etfw">March 12, 2025</a></p></blockquote> <p>I am a philosopher and bioethicist. I <a href="https://bridges.monash.edu/articles/thesis/Phenomenology_and_Artificial_Hearts/22312204">completed my PhD</a> on artificial hearts – particularly how these implants can change people’s lives in profound ways.</p> <p>Here’s what patients and their families need to consider.</p> <h2>What is an artificial heart?</h2> <p>Artificial hearts began to be developed in the 1960s, sponsored by the United States government and funded in a similar way to space and military programs.</p> <p>In 1982, a man named <a href="https://www.historynewsnetwork.org/article/hero-or-victim-the-25th-anniversary-of-barney-clar">Barney Clark</a> received the Jarvik-7 total artificial heart. Doctors removed his failing biological heart and replaced it with a plastic and metal device to circulate blood to his lungs and around his body. He lived for 112 days before dying from multi-organ failure. He never left hospital.</p> <p>In the 1980s and 1990s, medical device companies began to develop alternatives to total artificial hearts. These partial artificial hearts, known as ventricular assist devices, help out a biological heart by supplementing or replacing one of its two pumping chambers.</p> <p>These are more straightforward and versatile than total artificial hearts, and can be used for earlier stages of heart failure.</p> <p>Not all artificial hearts generate a pulse.</p> <p>Artificial hearts with a pulse generally mimic the biological heart. They pump blood in the same way the heart beats, by filling with blood and squeezing to circulate blood in waves or pulses.</p> <p>But some devices continuously push blood around the body instead of pulsing. So with these continuous-flow devices neither the patient nor their health team can <a href="https://link.springer.com/article/10.1007/s11906-017-0782-6">detect a pulse</a>.</p> <p><a href="https://linkinghub.elsevier.com/retrieve/pii/S0003497524008749">In the US between 2014 and 2024</a>, almost 30,000 patients received continuous-flow ventricular assist devices. In the same period, more than 310 total artificial hearts were implanted.</p> <p>The total artificial hearts <a href="https://www.syncardia.com/syncardia-total-artificial-heart-stah.html">commercially</a> <a href="https://www.carmatsa.com/en/our_product/">available</a> today are licensed exclusively as bridging therapies – to keep people alive until a donor heart becomes available – rather than permanent implants.</p> <h2>How about the device making news this week?</h2> <p>The device in the news – the <a href="https://www.monash.edu/news/articles/australias-first-durable-total-artificial-heart-implant-announced-as-a-success">BiVACOR Total Artificial Heart</a> – was developed by a US-Australian collaboration. This device is innovative, mainly because it is the first continuous-flow device designed to replace the whole heart. Designers are also aiming for it to be the first total artificial heart suitable as a permanent transplant (known as destination therapy).</p> <p>A reliable, durable and responsive total artificial heart is, <a href="https://www.abc.net.au/news/2025-03-12/sydney-hospital-artificial-heart-implant-operation-success/105036154">in the words</a> of Paul Jansz, the surgeon who implanted the device, “the Holy Grail”.</p> <p>The BiVACOR’s clinical success so far gives us reason to be optimistic about an alternative to scarce donor hearts for responding to severe heart failure.</p> <figure class="align-center zoomable"><a href="https://images.theconversation.com/files/655013/original/file-20250313-56-4w24qy.jpg?ixlib=rb-4.1.0&amp;rect=12%2C12%2C8231%2C5475&amp;q=45&amp;auto=format&amp;w=1000&amp;fit=clip"><img src="https://images.theconversation.com/files/655013/original/file-20250313-56-4w24qy.jpg?ixlib=rb-4.1.0&amp;rect=12%2C12%2C8231%2C5475&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/655013/original/file-20250313-56-4w24qy.jpg?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=600&amp;h=400&amp;fit=crop&amp;dpr=1 600w, https://images.theconversation.com/files/655013/original/file-20250313-56-4w24qy.jpg?ixlib=rb-4.1.0&amp;q=30&amp;auto=format&amp;w=600&amp;h=400&amp;fit=crop&amp;dpr=2 1200w, https://images.theconversation.com/files/655013/original/file-20250313-56-4w24qy.jpg?ixlib=rb-4.1.0&amp;q=15&amp;auto=format&amp;w=600&amp;h=400&amp;fit=crop&amp;dpr=3 1800w, https://images.theconversation.com/files/655013/original/file-20250313-56-4w24qy.jpg?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;h=503&amp;fit=crop&amp;dpr=1 754w, https://images.theconversation.com/files/655013/original/file-20250313-56-4w24qy.jpg?ixlib=rb-4.1.0&amp;q=30&amp;auto=format&amp;w=754&amp;h=503&amp;fit=crop&amp;dpr=2 1508w, https://images.theconversation.com/files/655013/original/file-20250313-56-4w24qy.jpg?ixlib=rb-4.1.0&amp;q=15&amp;auto=format&amp;w=754&amp;h=503&amp;fit=crop&amp;dpr=3 2262w" alt="Hand holding the BiVACOR artificial heart" /></a><figcaption><span class="caption">This device is designed to replace the whole heart, and for now, is licensed as a temporary implant, ahead of a heart transplant.</span> <span class="attribution"><span class="source">BiVACOR TIQ</span></span></figcaption></figure> <h2>Transplants can change lives</h2> <p>However, patients do not just resume their old lives when they leave hospital with an artificial heart.</p> <p>While the pumping component is inside their chest, there are also <a href="https://www.instagram.com/p/BHW0ATvgFDu/?hl=en">external components</a> to manage and monitor. A thick tube perforates their abdomen and connects to an external controller unit and power supply, which the patient carries around in a bag. Controllers must be closely monitored, and batteries must be regularly recharged.</p> <p>My research showed that even a perfectly safe and reliable total artificial heart could transform patients’ lives in at least three major areas.</p> <p><strong>1. Is it part of me? Do I trust it?</strong></p> <p>Patients must <a href="https://www.tandfonline.com/doi/10.1080/09638288.2020.1717648">trust, tolerate and receive sensory feedback about how the device is working</a> for it to feel like part of them. In the case of an artificial heart, this might mean the device feels responsive to exercise and the body’s needs.</p> <p>But it may be difficult for artificial hearts to meet these criteria, especially for devices that do not generate a pulse.</p> <p>Patients may also question whether their heart is located in their body, or in the controller unit. They may wonder if they even have a heart, particularly if they can’t feel a pulse.</p> <p><strong>2. Beeps and alarms</strong></p> <p>An artificial heart also changes how patients live their lives and <a href="https://link.springer.com/article/10.1007/s11097-024-10050-7">navigate the world</a>.</p> <p>Interruptions from <a href="https://journals.sagepub.com/doi/10.1177/1049732317700853">loud device alarms</a> distract patients from their normal activities. And patients must switch between mains power and batteries when they <a href="https://linkinghub.elsevier.com/retrieve/pii/S0147956311002718">wake in the night and need to visit the toilet</a>.</p> <p><strong>3. Marking time</strong></p> <p>Our hearts may be our <a href="https://www.frontiersin.org/journals/neurorobotics/articles/10.3389/fnbot.2014.00015/full">natural</a> <a href="https://linkinghub.elsevier.com/retrieve/pii/S0301051111000032">metronomes</a>, marking time. So removing someone’s heart rhythm can confuse their sense of time.</p> <p>The need for batteries to be recharged periodically can also reshape patients’ days.</p> <p>Waiting around for a transplant heart, or the latest software update, may change patients’ perspectives on what months and years feel like.</p> <h2>We need to give patients the whole picture</h2> <p>Artificial hearts are remarkable devices with great promise. But patients and families also deserve to know how these extraordinary treatments might change how they feel about themselves and the world.</p> <p>They need to know this before they sign up for them. Artificial hearts don’t just save lives – they also change them.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/252165/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em>By <a href="https://theconversation.com/profiles/pat-mcconville-2344684">Pat McConville</a>, Lecturer in Ethics, Law, and Professionalism, School of Medicine, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/an-artificial-heart-may-save-your-life-but-it-can-also-change-you-in-surprising-ways-252165">original article</a>.</em></p> <p><em>Image: Shutterstock</em></p> </div>

Body

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"Love you": John Farnham spotted in rare public appearance for milestone occasion

<p>Music legend John Farnham has marked a joyful occasion as he joined family and friends to celebrate his wife Jillian’s 70th birthday in Melbourne. The intimate gathering took place on Tuesday evening at the renowned Italian restaurant, Florentino, where love, laughter and music filled the air.</p> <p>Seated beside his beloved wife of 51 years, Farnham radiated happiness, enjoying the company of his closest loved ones. The evening was made even more special with heartfelt live performances and a touching photo montage that honoured Jillian’s life and the couple’s enduring love story.</p> <p>Adding a moment of lighthearted humour, accordion maestro Hans managed to elicit a grin from Farnham when he jokingly offered to play one of the singer’s iconic hits. Their son, Robert, captured the essence of the night with a heartfelt social media post, sharing a picture from the evening and the simple yet touching words: “Happy birthday 70th to mum, Love you.”</p> <p>This joyous occasion comes as Farnham, 75, continues to embrace life after receiving the “all clear” in his well-publicised battle with cancer. Having undergone a major surgery in August 2022 to remove a tumour from his mouth and reconstruct his jaw, the legendary performer has shown incredible resilience. His son James shared an update earlier this year, reassuring fans that his father was “doing really well, walking around, kicking goals... and, of course, annoying mum.”</p> <p>Jillian, whose unwavering support played a crucial role in Farnham’s health journey, previously recounted in her memoir, <em>The Voice Inside</em>, how she urged him to seek medical advice before his diagnosis. “He had a big white mass on the inside of his cheek, and you could physically see it,” she wrote. “For several months I was saying to him, ‘Let’s go see about that thing in your mouth,’ and he’d say, ‘No, it’s alright, it’s alright, it’s alright.’” Eventually, her persistence led him to seek medical attention, ultimately saving his life.</p> <p>Adding to the excitement in the Farnham household, the family is eagerly anticipating a new arrival. James and his partner, Tessa, are expecting a baby boy, a new chapter that fills them all with joy. James, thrilled at the prospect of fatherhood, said: “We’re all really excited, another little Farnham on the way. I can’t wait to take him up to the farm and get Dad to teach him everything he taught me.”</p> <p>For Farnham, whose music has been the soundtrack of Australian life for decades, family remains his greatest treasure. </p> <p><em>Image: Instagram</em></p>

Family & Pets

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"Get under your desks!": Incredible moment tornado strikes TV studio during live broadcast

<p>Dramatic footage captured the moment an EF-2 tornado slammed into the FOX 35 television studio in Lake Mary, Florida, on Monday morning. The on-air meteorologist, Brooks Garner, swiftly ordered his colleagues to take cover as the storm bore down on them in real time.</p> <p>Garner, a seasoned meteorologist for FOX 35, remained remarkably composed as the tornado, with winds reaching up to 200km/h, moved directly toward the station. The storm was first spotted on the studio’s outdoor camera, showing it charging across Interstate 4 before closing in on the journalists inside.</p> <p>Once the wind and heavy rain obscured visibility, leaving only swirling debris on the cameras, Garner issued an urgent warning.</p> <p>“We got debris? Okay. Take shelter! Everybody in the FOX 35 building, get to your safe space. Under your desk if you’re not in a designated area. We’re catching debris right now on the roof,” he said during the live broadcast.</p> <p>As debris pounded the building, Garner repeated his instructions with greater urgency. “Seek shelter immediately! Get under your desks, guys, anchors. Under the desks. Producers, everybody get under the desks.”</p> <p>After the storm passed, Garner quickly shifted his focus back to the safety of viewers still in its path.</p> <p>“Get to the ground level, an interior room, away from the windows,” he urged. “This is a very serious situation. This is a real, live tornado. It just hit our station.”</p> <p>According to the National Weather Service (NWS), the tornado formed at 9:35am. near the southeastern edge of Wekiwa Springs State Park. The twister carved a destructive path through residential areas in Longwood, damaging homes, shattering windows and tearing off roofs.</p> <p>Officials later confirmed that at least one home collapsed. Additionally, a semi-truck was overturned with its driver and his dog inside. Fortunately, no fatalities were reported, though the region suffered widespread power outages and fallen trees. Even inside the fortified FOX 35 building, lights flickered as the tornado struck.</p> <p>Emergency crews have since been deployed to assess the damage and assist affected residents. Authorities urge locals to remain alert, as severe weather conditions persist in the area.</p> <p><em>Image: FOX 35</em></p>

Travel Trouble

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Your 2025 Oscars wrap!

<div class="theconversation-article-body">In a year with few surprises in the awards categories, there was also a dearth of surprises on the red carpet. The sartorial themes included sparkling metallics, coloured menswear and bows, bows and more bows.</p> <p>Metallic gowns that resemble the Oscar statue are a familiar sight at the Academy Awards and this year was no different. Some of the standouts included best actress nominee Demi Moore in a magnificently glittering silver Armani Privé gown, Selena Gomez in custom Ralph Lauren encrusted with 16,000 individual blush-toned jewel teardrops, and Emma Stone in a minimalist Louis Vuitton sheath covered in iridescent fish scales.</p> <p>In the menswear category, tuxedos reign supreme. This year was notable only for the diversity of colours in which these suits came.</p> <p>Best actor nominee Timothée Chalamet lived up to his reputation for monochrome, richly hued ensembles in a custom butter yellow leather suit by Givenchy, paired with a matching silk shirt and delicate neck brooch in place of a tie. His best actor nominated compatriot, Colman Domingo (one of the best dressed men in Hollywood) was pristine in a double-breasted red silk jacket with black lapels, black trousers and matching red shirt by Valentino, similarly eschewing a tie in favour of a fine gold brooch. Andrew Garfield wore louche chocolate brown Gucci and Jeremy Strong wore a suit by Loro Piana in an unusual tone of olive green.</p> <p>Bows of varying size and stature were perhaps the strongest theme of the night.</p> <p>Best actress winner Mikey Madison in black and pink Dior, best supporting actress nominee Felicity Jones in shimmering liquid silver Armani, Elle Fanning in white and black Givenchy and Lupita Nyong’o in white Chanel were all adorned with bows at their waists.</p> <p>The most remarkable bow of the night though was best actress nominee Cynthia Erivo in a structured deep emerald-green velvet Louis Vuitton gown, the broad, wing-like sleeves of which were crafted as a bow.</p> <p>Notable mentions must also go to those attendees who do not fit neatly into any thematic category. Best supporting actress nominee Ariana Grande wore a meticulously crafted pale pink Schiaparelli confection and Lisa (of Blackpink and now White Lotus fame) perfected a feminine take on masculine suiting in a tuxedo dress by Markgong.</p> <p>The only real surprise was the lack of political statements on display. Unlike recent years, when pins and ribbons in support of Ukraine and Palestine were widely worn, this year only Guy Pearce was spotted wearing a Free Palestine pin, Conclave writer Peter Straughan wore a Ukrainian flag pin and Kayo Shekoni had “free Congo” emblazoned on the sole of her high heels.</p> <p>– <em>Harriette Richards</em></p> <h2>The best picture: <em>Anora</em></h2> <p>And the best picture Oscar goes to … <em>Anora</em> – the film that was favoured to win, so no surprises here.</p> <p>Though he had been working for more than a decade at the time, writer-director-editor Sean Baker came onto the independent movie scene with a bang with 2015’s Tangerine, a gimmicky film that was mainly celebrated for being shot on an iPhone. Why this would be celebrated is anyone’s guess. I suspect it’s because of the “I could do it too” factor – something the average person certainly couldn’t say if we’re talking 35mm celluloid.</p> <p>Since then, Baker’s films have relished in embracing the digital, neon world, but always in a kind of sentimental and shallow, rather than critical, register. None of his films are awful – and maybe that’s saying something in this day and age. Anora also is not awful, but it’s not particularly memorable either.</p> <figure><iframe src="https://www.youtube.com/embed/z20wJkdKz98?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <p>Anora follows a run of the mill American dream-type story about a hard-working stripper who seems to strike fairytale gold when a young, fun Russian oligarch falls in love with her. Only the dream turns out to be more of a nightmare (kind of) when things don’t quite work out and the film ends with the titular character once again independent and free.</p> <p>The idea of undercutting the fairytale setup of the typical rom-com is not at all original, and the film strikes me as even more schmaltzy in its rejection of the fairytale dream than if it had embraced it and played like a tween-focused Nickelodeon film (it’s about as poignant as this).</p> <p>The film’s cardinal sin, however – and it’s certainly not alone in this – is its critical overlength. Each of the film’s sections could have had some 20 minutes cut and we would have had an enjoyably tight romp at 80 minutes. Instead, Anora drags on, swept up in its imagining of its own profundity – at times pretentious, but mainly tedious.</p> <p>– <em>Ari Mattes</em></p> <h2>Not the year to stick a neck out</h2> <p>The speeches this year were conspicuously meek. No announcer majorly insulted anyone else. No winner assaulted anyone else. Even the James Bond retrospective lacked energy. What’s going on in Hollywood?</p> <p>There are clues that help explain this curious flatness. Host Conan O’Brien mentioned the pressure of “divisive politics” while reflecting on California’s wildfires. Several winners spoke about the importance of shared experience, of what unites us, of film as a medium that brings people together, a force for “<a href="https://pitchfork.com/news/oscars-2025-clement-ducol-and-camille-win-best-original-song-for-el-mal-from-emilia-perez/">good and progress in the world</a>” and “<a href="https://www.townandcountrymag.com/leisure/arts-and-culture/a63981052/adrien-brody-best-actor-oscars-2025-speech-transcript/">a reminder not to let hate go unchecked</a>”.</p> <p>The directors of No Other Land, receiving their Oscar for best documentary, shared the one clear critical voice. Palestinian Basel Adra wished his newborn daughter a life without the fear that governs daily life in his homeland. Israeli co-director Yuval Abraham agreed: “There is another way. It’s not too late for life and for the living. There is no other way.”</p> <p>However, that was the only moment people at the Oscars seemed willing to confront the political elephant in the room.</p> <p>Anora director Sean Baker used his last (of four!) acceptance speeches to compel more people to help keep cinema doors open. He made his point passionately: this was the best way to sustain an industry that could continue to make brilliant movies. That said, the most emotive speeches of past Oscars events went much further than just commenting on the bread and butter concerns of the film industry.</p> <p>This year, there were more clues in what people did not say. There were feints at Russian dictators – but nobody mentioned the war in Ukraine. There was no discussion of a certain election result, nor of filmmakers’ fears that Washington is now in the control of a governing faction that loathes them. Most revealing of all: nobody raised a peep about the President or his friends.</p> <p>Hollywood’s collective discipline was on show tonight – and 2025 is not the year to stick a neck out.</p> <p>– <em>Tom Clark</em></p> <h2>A banner year for independent film</h2> <p>Independent films were the big winners for this year’s Oscars. While many of the technical awards went to the big budget films, such as Wicked (the US$145 million film won costume design and production design) and Dune: Part 2 (made at a budget of US$190 million, and winning sound and visual effects), the night’s major awards went to small productions.</p> <p>While the definitions of “independence” and “studio” films don’t exist in a neat binary when it comes to production and global distribution, we can distinguish between film juggernauts and smaller films.</p> <p>Three independent films won significant awards that are of note. Latvian film Flow was the first independent film to win best animated feature, up against major films Inside Out 2 (Pixar Films) and The Wild Robot (DreamWorks).</p> <p>The film follows a cat, a dog, a capybara, a secretary bird and a ring-tailed lemur navigating a post-apocalyptic world with rising sea levels. The film also only used free and open-source software Blender and mostly used sounds from real world counterparts of the various characters. It was made for a budget of just €3.5 million (A$5.9 million).</p> <p>The best documentary film nominees were dominated by independent films. Notably, the winner No Other Land has sadly been unable to find a distributor to release the film in the United States. (It is available for streaming in Australia on DocPlay, and in select cinemas.) The film was only eligible because the Film Lincoln Centre in New York facilitated a one-week, qualifying theatrical run.</p> <p>The night’s top glories went to Anora, made on a budget of just US$6 million (A$9.7 million) and taking home the awards for best film, director, actress, screenplay and editing.</p> <p>In his acceptance speech for best director, Sean Baker spoke of the importance of films getting a theatrical release. Films, he said, are about humanity – and that is best experienced in watching a film with other people.</p> <figure><iframe src="https://www.youtube.com/embed/ozpV7LyJ4YQ?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <p>During awards season, Baker has often spoken about the importance of small budget films in the expression of core human experiences.</p> <p>The final message of the night went to Baker when he thanked the Academy for recognising a truly independent film: “Long live independent film!”</p> <p>Indeed, independent films ruled this year’s Oscars.</p> <p>– <em>Stuart Richards</em></p> <h2>Best actor and actress</h2> <p>Mikey Madison, who won the best actress award for Anora, is quite good in the role. That said, it’s difficult to evaluate her performance in such a meandering film.</p> <p>She tries hard playing a stripper who falls for Prince Charming – a Russian oligarch (Hollywood’s anti-Russian sentiment has certainly grown in recent years) who turns out to be a bit of a weakling with meanie parents. But Madison never really convincingly embodies the character, and we’re ever aware as we watch the film that she’s an actress working her way through relevant emotions and intensities.</p> <p>That said, Madison is good at yelling and stripping, and this is the main way she shows her chops here. She screamed well in Once Upon a Time… in Hollywood (2019), too. The bar this year was admittedly pretty low, and truth be told Madison’s performance in Anora (aside from Fernanda Torres for I’m Still Here) is probably the best out of the nominees.</p> <p>In contrast, Adrien Brody, who won the best actor award, is absolutely unforgettable in the flawed but magnificent The Brutalist – the best he’s been since The Pianist, and the deserved winner by a mile out of a similarly mediocre field. Brody is simply a pleasure to watch, and drives, in a wholly embodied way, this grandiose and exceedingly long film (the fact it doesn’t feel long is largely due to his magnetism).</p> <p>The screenplay, in which the character comes across as a combination of arrogant, sweet and at times comedic, allows Brody to display the full range of his talent, and he plays the whole thing with an endearing vulnerability. But, again, it’s unfair to compare Brody and Madison – The Brutalist is a spectacularly accomplished cinematic epic, while Anora feels as stylish and profound as a social media video (I know that’s the point, but that doesn’t make it any more compelling).</p> <p>– <em>Ari Mattes</em></p> <h2>A lacklustre year for music</h2> <p>This was a strong year for music-based films, with three of the most nominated ones being musicals of various types: the big-budget Broadway adaptation Wicked, the original film musical Emilia Pérez, and the musician biopic A Complete Unknown.</p> <p>The music of the ceremony itself was nicely assembled, with a live orchestra (conducted by Michael Bearden) accompanying proceedings from above the stage.</p> <p>But the show was marred by an absence: the best song nominations were not performed live. The new songs this year were so bland, however – especially when compared to the Wicked score and Bob Dylan – that I can hardly blame the producers. The nominations included a dull Elton John song, some soft guitar rock from Sing Sing, Diane Warren’s 16th (!) nominated song (more soft rock), and two forgettable songs from Emilia Pérez (one of which, El Mal, was the winner).</p> <p>So little faith did the Academy have in the songs that only a few seconds were played from each, mostly covered by a montage of interviews with the songwriters.</p> <p>This year’s nominated best scores were not much more memorable, but Daniel Blumberg deserved his win for The Brutalist. It demonstrates a high level of composition and orchestration craft. It uses edgy instrumental textures to increase the feelings of uncertainty and imbalance that the film imparts.</p> <p>The show included a lot of Wizard of Oz. Ariana Grande sang Over the Rainbow from the 1939 film and Cynthia Erivo sang Home from The Wiz, the 1974 soul musical based on the book. Then they performed Defying Gravity from Wicked together.</p> <p>Another subtle Wizard of Oz nod was the music played during the commercial breaks: a loop based on Brand New Day from The Wiz, whose 1979 film version had its music produced by the late Quincy Jones. Queen Latifah and backup dancers brought some much needed energy to the last hour of the ceremony with Ease on Down the Road, also from The Wiz, as part of a Jones tribute.</p> <p>One surprise was an unnecessary but enjoyable James Bond sequence featuring Margaret Qualley dancing to John Barry’s famous theme, a performance of Live and Let Die by K-pop star Lisa, Doja Cat singing Diamonds Are Forever, and Raye’s rendition of Skyfall.</p> <p>This plus the various numbers from the Oz Musical Universe only highlighted how lacklustre this year’s nominated music was.</p> <p>– <em>Gregory Camp</em></p> <p><!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><em>By <a href="https://theconversation.com/profiles/harriette-richards-992933">Harriette Richards</a>, Senior Lecturer, School of Fashion and Textiles, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a>; <a href="https://theconversation.com/profiles/ari-mattes-97857">Ari Mattes</a>, Lecturer in Communications and Media, <a href="https://theconversation.com/institutions/university-of-notre-dame-australia-852">University of Notre Dame Australia</a>; <a href="https://theconversation.com/profiles/gregory-camp-1280180">Gregory Camp</a>, Senior Lecturer, School of Music, <a href="https://theconversation.com/institutions/university-of-auckland-waipapa-taumata-rau-1305">University of Auckland, Waipapa Taumata Rau</a>; <a href="https://theconversation.com/profiles/stuart-richards-9983">Stuart Richards</a>, Senior Lecturer in Screen Studies, <a href="https://theconversation.com/institutions/university-of-south-australia-1180">University of South Australia</a>, and <a href="https://theconversation.com/profiles/tom-clark-4911">Tom Clark</a>, Chair of Academic Board, <a href="https://theconversation.com/institutions/victoria-university-1175">Victoria University</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/from-the-fashion-to-the-speeches-to-the-music-this-was-an-oscars-of-few-surprises-5-experts-break-it-down-251264">original article</a>.</em></p> </div>

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