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How should Australian media cover the next federal election? Lessons from the US presidential race

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/denis-muller-1865">Denis Muller</a>, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a></em></p> <p>Media coverage in Australia of the US presidential election and of the Voice referendum in October 2023 offer some pointers to what we might expect during next year’s federal election campaign.</p> <p>They also suggest some ways in which the professional mass media might better respond to the challenges thrown up by the combination of disinformation, harmful speech and hyper-partisanship that disfigured those two campaigns.</p> <p>The ideological contours of the Australian professional media, in particular its newspapers, have become delineated with increasing clarity over the past 15 years. In part this is a response to the polarising effects of social media, and in part it is a reflection of the increased stridency of political debate.</p> <p>The right is dominated by News Corporation, with commercial radio shock jocks playing a supporting role. The left is more diffuse and less given to propagandising. It includes the old Fairfax papers, The Age and The Sydney Morning Herald, now owned by the Nine Entertainment Company, and Guardian Australia.</p> <p>These contours are unlikely to change much, if at all, between now and the 2025 election.</p> <h2>Impartiality versus ‘bothsidesism’</h2> <p>Under these conditions, how might Australian journalism practice be adapted to better serve democracy under the pressures of an election campaign? The objective would be to contribute to the creation of a political culture in which people can argue constructively, disagree respectfully and work towards consensus.</p> <p>In pursuing that objective, a central issue is whether and how the media are committed to the principle of impartiality in news reports. This principle is under sustained pressure, as was seen in both the presidential election and the Voice referendum.</p> <p>We know from the words of its own editorial code of conduct that News Corp Australia does not accept the principle of impartiality in news reports. Paragraph 1.3 of that code states:</p> <blockquote> <p>Publications should ensure factual material in news reports is distinguishable from other material such as commentary and opinion. Comment, conjecture and opinion are acceptable as part of coverage to provide perspective on an issue, or explain the significance of an issue, or to allow readers to recognise what the publication’s or author’s standpoint is on a matter.</p> </blockquote> <p>This policy authorises journalists to write their news reports in ways that promote the newspaper’s or the journalist’s own views. This runs directly counter to the conventional separation of news from opinion accepted by most major media companies. This is exemplified by <a href="https://uploads.guim.co.uk/2023/07/27/GNM_editorial_code_of_practice_and_guidance_2023.pdf">the policy</a> of The Guardian, including Guardian Australia:</p> <blockquote> <p>While free to editorialise and campaign, a publication must distinguish clearly between comment, conjecture and fact.</p> </blockquote> <p>Appended to The Guardian’s code is the essay written in 1921 by C. P. Scott, first the editor and then the owner-editor of the Manchester Guardian, to mark the newspaper’s centenary. It includes these words: “Comment is free, but facts are sacred”. Referring to a newspaper’s public duty, he added: “Propaganda […] is hateful.”</p> <p>In the present overheated atmosphere of public debate, impartiality has come to be confused with a discredited type of journalism known as “bothsidesism”.</p> <p>“Bothsidesism” presents “both sides” of an issue without any regard for their relative evidentiary merits. It allows for the ventilation of lies, hate speech and conspiracy theories on the spurious ground that these represent another, equally valid, side of the story.</p> <p>Impartiality is emphatically not “bothsidesism”. What particularly distinguishes impartiality is that it follows the weight of evidence. However, a recurring problem in the current environment is that the fair and sober presentation of evidence can be obliterated by the force of political rhetoric. As a result, impartiality can fall victim to its own detached passivity.</p> <p>Yet impartiality does not have to be passive: it can be proactive.</p> <p>During the presidential campaign, in the face of Trump’s egregious lying, some media organisations took this proactive approach.</p> <p>When Trump claimed during his televised debate with Kamala Harris that Haitian immigrants were eating people’s pets in the town of Springfield, Ohio, the host broadcaster, the American Broadcasting Company, fact-checked him in real time. It found, during the broadcast, that there was no evidence to support his claim.</p> <figure><iframe src="https://www.youtube.com/embed/nlCe8iOCJlQ?wmode=transparent&start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <p>And for four years before that, The Washington Post <a href="https://www.washingtonpost.com/politics/2021/01/24/trumps-false-or-misleading-claims-total-30573-over-four-years/">chronicled</a> Trump’s lies while in office, arriving at a total of 30,573.</p> <h2>Challenging misinformation</h2> <p>During the Voice referendum, many lies were told about what the Voice to Parliament would be empowered to do: advise on the date of Anzac Day, change the flag, set interest rates, and introduce a race-based element into the Constitution, advantaging Aboriginal and Torres Strait Islander people over others.</p> <p>These were rebutted by the relevant authorities but by then the lies had been swept up in the daily tide of mis- or disinformation that was a feature of the campaign. At that point, rebuttals merely oxygenate the original falsehoods.</p> <p>More damaging still to the democratic process was the baseless allegation by Opposition Leader Peter Dutton that the Australian Electoral Commission had “rigged” the vote by accepting a tick as indicating “yes” but not accepting a cross as indicating “no”.</p> <figure><iframe src="https://www.youtube.com/embed/Y_4H1IQID_M?wmode=transparent&start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <p>Opposition Senate leader, Simon Birmingham, also said allowing ticks but not crosses undermined the integrity of the process.</p> <p>The electoral commissioner, Tom Rogers, was reported as repudiating these claims, but by then these lies had acquired currency and momentum.</p> <p>A proactive approach to impartiality requires establishing the truthful position before or at the time of initial publication, then calling out falsehoods for what they are and providing supporting evidence. Neither the principle of impartiality nor any other ethical principle in journalism requires journalists to publish lies as if they might be true.</p> <p>It would not have been a failure of impartiality to say in a news report that Dutton’s claims about a rigged referendum were baseless, with the supporting evidence.</p> <p>That evidence, set out in an <a href="https://antonygreen.com.au/how-many-voters-mark-referendum-ballot-papers-with-a-cross-not-many-based-on-evidence/">excellent example</a> of proactive impartiality by the ABC’s election analyst Antony Green at the time, was that the ticks and crosses rule had been in place since 1988.</p> <h2>‘Proactive impartiality’ is the key to reporting the 2025 election</h2> <p>The question is, do Australia’s main media organisations as a whole have the resources and the will to invest in real-time fact-checking? The record is not encouraging.</p> <p>In March 2024, the ABC dissolved its fact-checking arrangement with RMIT University, replacing it with an in-house fact-checking unit called ABC News Verify.</p> <p>In 2023, a team led by Andrea Carson of La Trobe University published a <a href="https://ijoc.org/index.php/ijoc/article/view/21078">study</a> tracking the fate of fact-checking operations in Australia. Its findings were summarised by her in The Conversation.</p> <p>In the absence of a fact-checking capability, it is hard to see how journalists can perform the kind of proactive impartiality that current circumstances demand.</p> <p>On top of that, the shift from advertising-based mass media to subscription-based niche media is creating its own logic, which is antithetical to impartiality.</p> <p>Mass-directed advertising was generally aimed at as broad an audience as possible. It encouraged impartiality in the accompanying editorial content as part of an appeal to the broad middle of society.</p> <p>Since a lot of this advertising has gone online, the media have begun to rely increasingly on subscriptions. In a hyper-partisan world, ideological branding, or alternatively freedom from ideological branding, has become part of the sales pitch.</p> <p>Where subscribers do expect to find ideological comfort, readership and ratings are at put risk when their expectations are disappointed.</p> <p>Rupert Murdoch <a href="https://apnews.com/article/fox-news-dominion-lawsuit-trial-trump-2020-0ac71f75acfacc52ea80b3e747fb0afe">learned this</a> when his Fox News channel in the US called the 2020 election for Joe Biden, driving down ratings and causing him to reverse that position in order to claw back the losses.</p> <p>These are unpalatable developments for those who believe that fair, accurate news reporting untainted by the ideological preferences of proprietors or journalists is a vital ingredient in making a healthy democracy work. But that is the world we live in as we approach the federal election of 2025.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/243267/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em><a href="https://theconversation.com/profiles/denis-muller-1865">Denis Muller</a>, Senior Research Fellow, Centre for Advancing Journalism, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a></em></p> <p><em>Image credits: DEAN LEWINS/EPA-EFE/Shutterstock Editorial - LUKAS COCH/EPA-EFE/Shutterstock Editorial </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-should-australian-media-cover-the-next-federal-election-lessons-from-the-us-presidential-race-243267">original article</a>.</em></p> </div>

Legal

Medicare is covering less of specialist visits. But why are doctors’ fees so high in the first place?

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/susan-j-mendez-2219444">Susan J. Méndez</a>, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a></em></p> <p>Fees for medical specialists are going up faster than <a href="https://www.abc.net.au/news/2024-09-25/medicare-rebates-only-covering-half-of-specialist-costs/104389360">Medicare rebates</a>, leading to a bigger gap for patients to pay.</p> <p>Recent data from the <a href="https://www.aihw.gov.au/reports/medicare/mbs-funded-services-data/contents/summary">Australian Institute of Health and Welfare</a> shows that in the first quarter of this year, Medicare rebates covered just over half (52%) of the total fees. This is <a href="https://www.abc.net.au/news/2024-09-25/medicare-rebates-only-covering-half-of-specialist-costs/104389360">down from 72%</a> two decades ago, and the lowest proportion on record.</p> <p>Doctors can charge what they like, while the government determines the Medicare rebate. The difference between the two, or the gap, is what impacts patients. For GPs, the government provides an incentive for doctors to <a href="https://www.health.gov.au/our-work/increases-to-bulk-billing-incentive-payments#1-november-2023-changes">bulk bill</a>, but there’s no such incentive for other specialists.</p> <p>Doctors blame large gap payments on rebates being too low, and they’re partly right. After adjusting for inflation and increasing demand, the average dollar amount one person receives in Medicare rebates annually dropped from <a href="https://www.aihw.gov.au/reports/medical-specialists/referred-medical-specialist-attendances">A$349 to $341</a> over the past decade.</p> <p>But this is only a part of the problem. When many people can’t afford hundreds (if not thousands) of dollars for essential specialist care, we need to look at why fees are so high.</p> <h2>How do specialists set their fees?</h2> <p>Although general practice is technically a speciality, when we talk about medical specialists in this article, we’re talking about non-GP specialists. These might include paediatricians, oncologists, psychiatrists and dermatologists, among many others.</p> <p>In determining fees, specialists consider a combination of patient-level, doctor-level and system-level factors.</p> <p>Patient characteristics, such as the complexity of the patient’s medical condition, may increase the price. This is because more complex patients may require more time and resources.</p> <p>Specialists, based on their experience, perceived skill level, or ethical considerations, may charge more or less. For example, <a href="https://www.sciencedirect.com/science/article/pii/S0277953623007104?via%3Dihub">some specialists report</a> they offer discounts to certain groups, such as children or pensioners.</p> <p>System-level factors including the cost of running a practice (such as employing staff) and practice location also play a role.</p> <p>Problems arise when prices vary considerably, as this often signals limited competition or excessive market power. This holds true for medical services, where patients have little control over prices and rely heavily on their doctors’ recommendations.</p> <p>In <a href="https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4909881">recent research</a>, my colleagues and I found fees varied significantly between specialists in the same field. In some cases the most expensive specialist charged more than double what the cheapest one did.</p> <h2>Doctor characteristics influence fee-setting</h2> <p>My colleagues and I <a href="https://doi.org/10.1016/j.healthpol.2024.105119">recently analysed</a> millions of private hospital claims from 2012 to 2019 in Australia. We found the wide variation in fees was largely due to differences between individual doctors, rather than factors such as patient complexity or the differences we’d expect to see between specialties.</p> <p>Up to 65% of the variance in total fees and 72% in out-of-pocket payments could be attributed to differences between doctors in the same field.</p> <p>To understand what doctor-level factors drive high fees, <a href="https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4909881">we looked at</a> data from a representative survey of specialists. We found older specialists have lower fees and higher rates of bulk billing. Practice owners tended to charge higher fees.</p> <p>We also found doctors’ personalities affect how much they charge and how often they bulk bill patients. Doctors who scored more highly on the personality trait of agreeableness were more likely to bulk bill patients, while those who scored more highly on neuroticism tended to charge higher fees.</p> <p>What we couldn’t show is any evidence fees were associated with competition.</p> <h2>Effects on patients</h2> <p>This is not a competitive market. On the contrary, it has high entry restrictions (long training requirements) and a limited supply of specialists, particularly in <a href="https://www.aihw.gov.au/reports/workforce/health-workforce">rural and remote areas</a>. Meanwhile, patients’ access is controlled by the need for referrals which expire, generally after a year.</p> <p>Patients are often unable to shop around or make informed decisions about their care due to a lack of information about the true cost and quality of services.</p> <p>For private hospital services, the fee structure is complicated by the fact that several providers (for example, surgeon, anaesthetist, assistant surgeon) bill separately, making it difficult for patients to know the total cost upfront.</p> <p>Despite efforts to introduce price transparency in recent years, such as through the government’s <a href="https://medicalcostsfinder.health.gov.au/">Medical Costs Finder</a> website, the system remains far from clear. Reporting is voluntary and the <a href="https://doi.org/10.1016/j.healthpol.2020.06.001">evidence is mixed</a> on whether these tools effectively reduce prices or increase competition.</p> <p>All of this contributes to high and unpredictable out-of-pocket costs, which can lead to financial strain for patients. About <a href="https://www.abs.gov.au/statistics/health/health-services/patient-experiences/latest-release#barriers-to-health-service-use">10.5% of Australians</a> reported cost was a reason for delaying or avoiding a specialist visit in 2022–23.</p> <p>This raises important questions about equity and the sustainability of Australia’s universal health-care system, which is built on the principle of equitable access to care for all citizens.</p> <h2>What can be done?</h2> <p>Patients can take steps to minimise their costs by proactively seeking information. This includes asking your GP for a range of options when you’re referred to a specialist. Note the referral from your GP can be used for any other doctor in the same specialty.</p> <p>Similarly, ask the specialist’s receptionist what the fee and rebate will be before making an appointment, or for a <a href="https://www.ama.com.au/articles/informed-financial-consent#Two">detailed quote</a> before going to hospital. Shop around if it’s too high.</p> <p>But responsibility doesn’t only lie with patients. For example, the government could seek to address this issue by increasing investment in public hospital outpatient care, which could boost competition for specialists. It could also publish the range of fees compared to the rebate for all Medicare-billed consultations, rather than relying on voluntary reporting by doctors.</p> <p>Price transparency alone is not enough. Patients also need quality information and better guidance to navigate the health-care system. So continued investment in improving health literacy and care coordination is important.</p> <p>If things don’t change, the financial burden on patients is likely to continue growing, undermining both individual health outcomes and the broader goals of equitable health-care access.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/239827/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em><a href="https://theconversation.com/profiles/susan-j-mendez-2219444">Susan J. Méndez</a>, Senior Research Fellow, Melbourne Institute of Applied Economic and Social Research, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/medicare-is-covering-less-of-specialist-visits-but-why-are-doctors-fees-so-high-in-the-first-place-239827">original article</a>.</em></p> </div>

Money & Banking

Tasmania to cover travel costs in exchange for these "odd jobs"

<p>Tasmania has just opened applications for 10 "odd jobs" that you could do in exchange for a free trip to the state. </p> <p>As part of Tourism Tasmania's latest campaign to entice winter visitors, they are offering to cover travel and accommodation costs in exchange for a few odd jobs. </p> <p>While the work is unpaid and only lasts a day or two, the chosen Aussies will also get a hire car and a hamper worth up to $500 of local Tasmania produce and memorabilia. </p> <p>One of the jobs on offer is a wombat walker at East Coast Natureworld in Bicheno.</p> <p>The wildlife park is looking for an animal and nature lover, who loves going out for walks to lead the furry animals on their morning waddles as part of their rehabilitation program. </p> <p>Another job on offer is a “paranormal investigator” who will help Tasmania’s Most Haunted in New Norfolk capture and document any disturbances, spectral figures or unexplained phenomena at Willow Court Asylum.</p> <p>They are looking for someone who is “attuned into interactions with the otherworldly” and respects the controversial history of Willow Court. </p> <p>Other jobs include a “truffle snuffler” at The Truffledore, which involves truffle hunting with a canine companion, a “wine whisperer” at Clover Hill, a “puffer nut” at West Coast Wilderness Railway and “soaksmith” at Little Things Farm. </p> <p>They are also looking for an “oyster organiser”, a “star seeker” and “sauna stoker”. </p> <p>Anyone interested in taking these odd jobs must explain in 50 words or less why they want to swap their day job for the odd job in Tasmania. </p> <p>Applications are open from now until July 8 this year. </p> <p>The total value of the prize pool is up to $25,000. </p> <p>“More and more, we’re all looking for remedies through experience that make life feel simpler and less stressful," Tourism Tasmania chief marketing officer Lindene Cleary said. </p> <p>“Watching ‘cottagecore’ videos of people gardening and building cabins in the woods. Hobbies like cooking and reading are even trumping digital hobbies like gaming.</p> <p>"So, we extend a warm invite to Australians to apply for an odd job in Tasmania and wake up from their cool weather coma.”</p> <p><em>Images: Tourism Tasmania</em></p>

Domestic Travel

World's most powerful women come together to mark the end of an era

<p>A group of the most powerful and influential women in the worlds of fashion and entertainment have joined forces to appear on a legendary cover of <em>British Vogue</em>. </p> <p>The iconic cover shoot occurred to celebrate the magazine's editor Edward Enninful, who is stepping back from the role after six years at the helm. </p> <p>Enninful gathered his muses for the history-making "Legendary" edition, featuring the likes of Oprah Winfrey, Jane Fonda, Selma Blair, Salma Hayek, Victoria Beckham, Miley Cyrus, Dua Lipa, and many more. </p> <p>"To get one of these women on a cover takes months. To get 40? Unheard of," Cyrus remarked in an on-set video.</p> <p>In a post to social media, Selma Blair remarked that she "didn't want the day to end". </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C3FtXApL8_O/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C3FtXApL8_O/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by British Vogue (@britishvogue)</a></p> </div> </blockquote> <p>The shoot also included models Kate Moss, Cara Delevingne, Karlie Kloss, alongside the original '90s supermodels – Naomi Campbell, Iman, Linda Evangelista, Christy Turlington and Cindy Crawford.</p> <p>Evangelista said of the iconic shoot, "I've met so many people today on my bucket list".</p> <p>Hayek also posted about the experience on Instagram, saying, "So honoured to be part of this legendary cover of British Vogue and Edward Enninful's muses, especially because they are my muses too!" </p> <p>Jane Fonda summed up the energy of the day on set, saying, "Women understand the importance and power of the collective."</p> <p><em>Image credits: Instagram </em></p> <p> </p>

Beauty & Style

Surprise choice for Time's 2023 Person of the Year

<p>Hold onto your hats, folks: Taylor Swift has been crowned <em>Time</em> magazine's Person of the Year for 2023, leaving the world collectively scratching its head and asking, "Did we miss the memo that we're living in Taylor's world now?"</p> <p>Traditionally reserved for influential political figures or those who've left an indelible mark on the global stage – <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">you know, like Russian President Vladimir Putin, King Charles III, Barbie – </span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">this time the Person of the Year honour has been bestowed upon a pop sensation </span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">who can make you both weep and dance in the span of a three-minute song.</span></p> <p>In a statement that surely made a few historians raise an eyebrow, <em>Time</em>'s editor-in-chief, Sam Jacobs, explained, "In a divided world, where too many institutions are failing, Taylor Swift found a way to transcend borders and be a source of light." Because when we think of bridging divides and bringing people together, we immediately think of "Shake It Off" and "Love Story".</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Time Magazine: We’d like to name you Person of the Yea-</p> <p>Me: Can I bring my cat. <a href="https://t.co/SOhkYKSTwG">https://t.co/SOhkYKSTwG</a></p> <p>— Taylor Swift (@taylorswift13) <a href="https://twitter.com/taylorswift13/status/1732406430857093501?ref_src=twsrc%5Etfw">December 6, 2023</a></p></blockquote> <p>While past Persons of the Year have included world leaders and political heavyweights, Swift's victory signals a definite paradigm shift. Apparently, in 2023, the ability to make millions of people sing along to your breakup anthems and inspire an army of fans to don cat ears for Halloween is a more valuable global contribution than, say, Ukrainian President Volodymyr Zelenskyy being honoured for his courage in resisting Russia's invasion.</p> <p>In 2023, it seems we've collectively decided that what the world really needs is more "Bad Blood" and less, well, actual bad blood between nations.</p> <p>Chinese President Xi Jinping and Hollywood strikers also found themselves on the shortlist, along with <em>Barbie</em>, who apparently had a banner year as the highest-grossing film of 2023. Forget geopolitics; it's all about the dollars and sense.</p> <p>Swift also triumphed over King Charles III, Federal Reserve chairman Jerome Powell, and even OpenAI CEO Sam Altman. Apparently, even the promise of artificial intelligence couldn't outshine the real magic of Taylor Swift.</p> <p>In the end, T-Swift's ability to sell out stadiums and break box office records with her concert movie proved that in a world full of political turmoil and global challenges, what we really need is a good sing-along. </p> <p><em>Images: Twitter / X</em></p>

Books

Who really benefits from private health insurance rebates? Not people who need cover the most

<p><em><a href="https://theconversation.com/profiles/yuting-zhang-1144393">Yuting Zhang</a>, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a>; <a href="https://theconversation.com/profiles/judith-liu-1467052">Judith Liu</a>, <a href="https://theconversation.com/institutions/university-of-oklahoma-1896">University of Oklahoma</a>, and <a href="https://theconversation.com/profiles/nathan-kettlewell-903866">Nathan Kettlewell</a>, <a href="https://theconversation.com/institutions/university-of-technology-sydney-936">University of Technology Sydney</a></em></p> <p>The Australian government spends <a href="https://www.health.gov.au/ministers/the-hon-greg-hunt-mp/media/delivering-australias-lowest-private-health-insurance-premium-change-in-21-years">A$6.7 billion a year</a> on private health insurance rebates. These <a href="https://www.ato.gov.au/Individuals/Medicare-and-private-health-insurance/Private-health-insurance-rebate/">rebates</a> are the government’s contribution towards the costs of individuals’ premiums.</p> <p>But our <a href="https://doi.org/10.1002/hec.4751">analysis</a> shows higher rebates for people aged 65 and older are not doing much to encourage them to sign up for private hospital cover, the very group who may benefit the most from it.</p> <p>This and <a href="https://doi.org/10.1080/13504851.2017.1299094">other research</a> point to these rebates largely going to people on higher incomes, ones who’d be more likely to buy private health insurance anyway.</p> <h2>Remind me, what are these rebates?</h2> <p>In <a href="https://www.abs.gov.au/ausstats/abs@.nsf/2f762f95845417aeca25706c00834efa/0aaf3311ebcd3646ca2570ec000c46e4!OpenDocument#:%7E:text=The%20Federal%20Government%2030%25%20Rebate,the%20means%2Dtested%20PHIIS%20rebate.">1999</a>, the Australian government introduced the private health insurance rebate. Initially, the rebate meant the government paid 30% of the cost of private health insurance for everyone, regardless of income or age. Then in 2005, the Howard government increased the rebate rate to 35% for those aged 65-69 and to 40% for those aged 70 and older, regardless of how much they earned.</p> <p>Over time, the rebate rates have decreased slightly and now depend on both income and age. However, the higher discount for older people has always remained.</p> <p>We wanted to understand whether the higher rebates for older people actually encourage them to buy private health insurance.</p> <p>So we looked at data from more than 300,000 people who filed tax returns over more than a decade (2001-2012). We then compared the trends in insurance coverage of people younger than 65 and older than 65, before and after the 2005 rebate policy change.</p> <h2>What we found</h2> <p>We found higher rebates led to a modest and short-term increase in private health insurance take-up. We estimated that lowering premium prices by 10% through higher rebates would only result in 1-2% more people aged 65 and older buying private health insurance in the next two years.</p> <p>This means higher rebates for older people are a very expensive way to get them to insure.</p> <p>People aged 65-74 with income in the bottom 25% of earners were the most likely to buy insurance in response to higher rebates that reduced premium prices. That’s an income under $21,848 in today’s money (income increased to 2023 dollar amount, in line with the <a href="https://www.ato.gov.au/rates/consumer-price-index">consumer price index</a>).</p> <h2>What do we propose?</h2> <p>Our findings suggest a more targeted subsidy program would be a more effective way to increase private health insurance. To achieve this, we recommend lowering income thresholds for rebates to target people of all ages on genuinely low incomes.</p> <p>Currently, people earning as much as $144,000 (singles) or $288,000 (families) can receive rebates.</p> <p>Other evidence to back our proposal comes from <a href="https://melbourneinstitute.unimelb.edu.au/publications/working-papers/search/result?paper=4682822">research</a> released earlier this year. This suggests higher income earners are likely to buy private insurance regardless of rebates.</p> <p>A recent <a href="https://consultations.health.gov.au/medical-benefits-division/consultation-on-phi-studies">consultation report</a> commissioned by the federal health department reviewed a range of health insurance incentives.</p> <p>The <a href="https://consultations.health.gov.au/medical-benefits-division/consultation-on-phi-studies/supporting_documents/Finity%20Consulting%20MLS%20and%20PHI%20Rebate%20Final%20Report.pdf">report</a> recommends removing rebates for those with income higher than $108,000 for singles and $216,000 for families (we recommend removing them at $93,000 for singles and $186,000 for families). The report also recommends increasing rebates for those older than 65 (we believe income, rather than age, is a better marker of someone’s means).</p> <h2>Are rebates good value for money?</h2> <p>We also need to look at whether rebates provide value for money more broadly, and across all ages.</p> <p><a href="https://grattan.edu.au/wp-content/uploads/2019/12/926-Saving-Health-2.pdf">Existing evidence</a> shows a 10% decrease in premiums due to rebates only leads to a 3.5-5% increase in private health insurance take-up among all Australians. We show this is only <a href="https://doi.org/10.1002/hec.4751">1-2%</a> for people over 65.</p> <p>So rebates are likely to <a href="https://doi.org/10.1016/j.jhealeco.2013.11.007">cost taxpayers more</a> than they generate in savings, and are largely windfalls to those who would privately insure anyway, often those who are financially better off.</p> <h2>What happens if we scrapped the rebates?</h2> <p>It is uncertain how many people would drop private cover if the rebate was removed.</p> <p>But based on research from when the rebate was introduced, the rebate might account for a maximum <a href="https://escholarship.org/content/qt6j47s8kq/qt6j47s8kq_noSplash_be059196ed2d70b94486039f64452494.pdf">10-15 percentage points</a> of the overall take-up rate. Other research suggests it might be much less than this, closer to <a href="https://www.sciencedirect.com/science/article/pii/S016762961300163X?casa_token=C-SdG98Jc2UAAAAA:KJLHBZ2BJhq9wRQQKUbEWPiqoeza1DEi3mZ9Y6O2GereVX1L1x0cJumVgrqBeMGa1ygDjFrPG7T5">2 percentage points</a>.</p> <p>In other words, the rebate only appears to influence a small percentage of people to buy private health insurance. So scrapping it would likely have a similarly small effect.</p> <p>Then there’s the impact of scrapping the rebate, people dropping their cover and putting more pressure on the public system. Earlier this year, we found private health insurance had <a href="https://theconversation.com/does-private-health-insurance-cut-public-hospital-waiting-lists-we-found-it-barely-makes-a-dent-211680">minimal impact</a> on reducing waiting times for surgery in Victorian public hospitals. So scrapping the rebate might have minimal impact on waiting lists.</p> <p>Taken together, the billions of dollars a year the government spends to subsidise private health insurance via rebates might be better directed to public hospitals and other high-value care, including primary care and preventive care.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/212611/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em><a href="https://theconversation.com/profiles/yuting-zhang-1144393">Yuting Zhang</a>, Professor of Health Economics, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a>; <a href="https://theconversation.com/profiles/judith-liu-1467052">Judith Liu</a>, Assistant Professor of Economics, <a href="https://theconversation.com/institutions/university-of-oklahoma-1896">University of Oklahoma</a>, and <a href="https://theconversation.com/profiles/nathan-kettlewell-903866">Nathan Kettlewell</a>, Chancellor's Research Fellow, Economics Discipline Group, <a href="https://theconversation.com/institutions/university-of-technology-sydney-936">University of Technology Sydney</a></em></p> <p><em>Image credits: Getty Images</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/who-really-benefits-from-private-health-insurance-rebates-not-people-who-need-cover-the-most-212611">original article</a>.</em></p>

Legal

Kylie Gillies breaks down live on-air after surprise family news

<p><em>The Morning Show </em>host Kylie Gillies was overwhelmed with emotion after the show's crew surprised her with new photos of her sons. </p> <p>The TV personality was was discussing the 90th birthday of the Australian Women’s Weekly with the magazine's Editor-in-Chief, when she was shown pictures that she took with her boys for the first time. </p> <p>“Are these in this one?” she exclaimed, while pointing at the magazine. “That’s such a surprise! Oh look!”</p> <p>Kylie immediately burst into tears when she saw the pictures of herself with her sons Gus and Archie. </p> <p><em>The Morning Show </em>host had no clue that the photos were included in the special commemorative issue until they were shown live on-air. </p> <p>The teary-eyed host was touched by the surprise and noted that the photos were taken “just before Gus went to Europe” and that her boys are now “so big”. </p> <p>“Oh Gus and Arch!” she said, before asking the show's crew how they pulled off such a sweet surprise. </p> <p>“How did you keep that surprise from me?!”</p> <p>A few other photos from her previous Australian Women’s Weekly shoots with her sons from 2009 were also shown on screen. </p> <p>“Look at that,” she said. “And they’re all grown-up now!”</p> <p>The surprise comes just two months after her son Gus <a href="https://www.oversixty.com.au/health/caring/fly-away-kylie-gillies-emotional-family-update" target="_blank" rel="noopener">left the family nest</a> to continue his studies overseas. </p> <p><em>Images: The Morning Show</em></p>

Beauty & Style

Kylie Minogue's most daring shoot in decades

<p>Our favourite Aussie pop sensation, Kylie Minogue, has decided to unleash her wild side and star in a daring new magazine shoot for <a href="https://www.theperfectmagazine.com/" target="_blank" rel="noopener">Perfect Magazine</a>. And by daring, we mean she's flashing her world-famous derrière right there on the cover!</p> <p>Talk about making an entrance. But that's not even the half of it; in a series of alternative covers, Kylie is giving us a glimpse of her many personas. From a long black wig tied up to a bunch of balloons, to a dark brunette look that screams Angelina Jolie, she's serving us more transformations than a chameleon at a fashion show.</p> <p>The first cover has us all reminiscing about her iconic "Spinning Around" music video days, with those legendary gold hotpants that made jaws drop and temperatures rise. Oh, the memories!</p> <p>This comes after Kylie's big news that she's taking over Las Vegas with her very own residency at the Venetian Resort's swanky new Voltaire Nightclub. But before she jets off to Vegas, there's a new album on the horizon. Get ready for "Tension," her 16th studio album, hitting the airwaves on September 22. She's already dropped a hit single from that album, "Padam Padam," and it's taking the world by storm. </p> <p>While Kylie's always had a devoted fanbase in Australia and the UK, she's decided it's time to conquer the US of A. She's been a bit of a hidden gem across the pond, but she's determined to shine bright like a disco ball and win over American hearts. Her 2001 album "Fever" was a massive success, but she's been flying under the radar lately.</p> <p>So, get ready, America – Kylie's bringing her Vegas extravaganza to selected weekends in November, December and January.</p> <p>In the end, whether she's flashing her famous derriere or conquering new territories, Kylie Minogue is proving she's still got the X-factor. We can't wait to see what she'll do next.</p> <p>Let's just hope she doesn't make her entrance with a bunch of balloons tied to her wig – that could be quite the showstopper!</p> <p><em>Images: Perfect Magazine</em></p>

Beauty & Style

Harry Potter star bares all for Vogue at 82

<p dir="ltr"><em>Harry Potter</em> actress Miriam Margolyes has graced the cover of <em>British Vogue</em> and bared all for a shoot with the publication, stripping down to share her thoughts on life, love, career, and everything in between. </p> <p dir="ltr">It was an important step for Miriam - best known for her role as Professor Pomona Sprout in the <em>Harry Potter </em>and her BAFTA-winning performance in <em>The Age of Innocence </em>- who confessed during her interview for the magazine’s Pride issue that “I like my face. I think my face is kind and warm and open and smiley. </p> <p dir="ltr">“But I hate my body. I hate [having] big tits, a drooping belly, and little twisted legs.</p> <p dir="ltr">“I’m not thrilled with that. But you can just make the best of it. You have to. You do the best you can.”</p> <p dir="ltr">Miriam’s beaming smile was front and centre in the ‘nude’ shot, which saw the 82-year-old star sitting at a table and dressed only in a pearl necklace, an array of carefully arranged desserts in the foreground to cover her. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/Ctb2pb0NruE/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #F4F4F4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/Ctb2pb0NruE/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by British Vogue (@britishvogue)</a></p> </div> </blockquote> <p dir="ltr">A self-confessed “bit of a child” who “can’t resist naughtiness”, Miriam came armed with her wit and humour as she opened up about her life - from her feelings about her own body, to her experience as a Jewish lesbian since coming out as a member of the LGBTQIA+ community in 1966. </p> <p dir="ltr">“I never had any shame about being gay or anything really,” she told <em>Vogue</em>’s Chris Godfrey. “I knew it wasn’t criminal because it was me. I couldn’t be criminal.” </p> <p dir="ltr">As Miriam confessed, however, her parents hadn’t quite seen it from the same perspective. Her mother, she explained, had made her swear on the Torah that she wouldn’t have sex with a woman again, and that she has regrets about revealing that part of herself to them. </p> <p dir="ltr">Both of her parents have since passed away - her mother of a stroke just months after Miriam came out - and while Miriam doesn’t think they ever came to accept her sexuality, she never stopped loving either of them. </p> <p dir="ltr">She went on to share that she and her partner of 54 years, Heather, have a civil partnership but don’t live together - and never have. </p> <p dir="ltr">“We were able to lead our lives without diminishing them,” she said. “I didn’t want her to have to give up anything. And I didn’t want to give up anything.</p> <p dir="ltr">“I wanted my cake and I wanted to eat it too. And so far, it’s worked.”</p> <p dir="ltr">“Gay people have the luck to be able to fashion the relationship they want,” she added. “It’s much more flexible for us.”</p> <p dir="ltr">And as for why Miriam is so open when it comes to topics others might shy away from, she had a simple answer in store, explaining that “it’s a strong position if you’re not afraid to be who you are.</p> <p dir="ltr">“We’re all so insecure. People are frightened such a lot of the time and what I’ve always tried to do is to make people feel more relaxed, make people feel good about themselves, and just try and lessen the torture for people a bit.”</p> <p dir="ltr"><em>Images: Instagram</em></p>

Body

DIY fabric-covered notebooks

<p>This DIY fabric-covered notebook makes a lovely gift idea for friends and family. Using scraps of fabric (or even old items of clothing) and cheap plain notebooks, these customised notebooks cost next to nothing and will take you no time to make.</p> <p><strong><span style="text-decoration: underline;">What you will need:</span></strong></p> <ul> <li>Notebook</li> <li>Fabric of your choice </li> <li>Scissors</li> <li>Sharpie and ruler</li> <li>Mod podge</li> <li>Paint brush</li> </ul> <p><strong><span style="text-decoration: underline;">How to:</span></strong></p> <p>1. Open your notebook flat over the fabric. Trace around notebook leaving a three centimetre border. Cut fabric.</p> <p>2. Paint the outside of notebook with a layer of mod podge. Carefully press fabric onto notebook and smooth so there are no wrinkles.</p> <p>3. Glue overhanging fabric edges on inside of the cover. Stick the first and last pages of notebook to covers so the fabric won’t show. Let dry.</p> <p>Top tip: Embellish your notebook with ribbons or twine. You can even use a few different materials to create a pattern on your notebook. Your imagination is your only limit! </p> <p><em>Images: Shutterstock</em></p>

Art

“How dare you”: Drew Barrymore slams tabloids for twisting her words

<p dir="ltr">Drew Barrymore has hit back at tabloids after a quote that she said in a <em>New York Magazine</em> profile was taken out of context.</p> <p dir="ltr">In the original interview with the magazine, Drew opened up about her tumultuous childhood with her mother.</p> <p dir="ltr">“All their mums are gone, and my mum’s not. And I’m like, ‘Well, I don’t have that luxury.’ But I cannot wait,” she told <em>New York Magazine</em>.</p> <p dir="ltr">“I don’t want to live in a state where I wish for someone to be gone sooner than they’re meant to be so I can grow. I actually want her to be happy and thrive and be healthy. But I have to f***ing grow in spite of her being on this planet.”</p> <p dir="ltr">Later on in the interview the actress shared her remorse for her harsh comments.</p> <p dir="ltr">“I dared to say it, and I didn’t feel good,” she said.</p> <p dir="ltr">“I do care. I’ll never not care. I don’t know if I’ve ever known how to fully guard, close off, not feel, build the wall up.”</p> <p dir="ltr">The actress blamed “tabloids” for the quotes which claimed that she “cannot wait” for her mother, Jaid Barrymore, to die, and posted a furious response video to Instagram.</p> <p dir="ltr">“To all you tabloids out there, you have been f**king with my life since I was 13 years old. I have never said that I wished my mother was dead,” she said.</p> <p dir="ltr">“How dare you put those words in my mouth. I have been vulnerable and tried to figure out a very difficult, painful relationship while admitting it is difficult to do while a parent is alive and that, for those of us who have to figure that out in real time cannot wait... as in they cannot wait for the time, not that the parent is dead.”</p> <p dir="ltr">“Don’t twist my words around or ever say that I wish my mother was dead,” she continued. “I have never said that. I never would. In fact, I go on to say that I wish that I never have to live an existence where I would wish that on someone, because that is sick.”</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/CtIAMOQAkiK/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/CtIAMOQAkiK/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Drew Barrymore (@drewbarrymore)</a></p> </div> </blockquote> <p dir="ltr">The<em> E.T. the Extra-Terrestrial actress</em> has been open about her strained relationship with her mum who acted as her manager and took her to Hollywood parties as a child.</p> <p dir="ltr">At 12-years-old the actress was in rehab for drugs and alcohol and then a year later her mum had put her in a psychiatric ward in California.</p> <p dir="ltr">Drew also told the magazine that despite never fully reconciling with her mum, she doesn’t “blame” Jaid for the challenges in her life.</p> <p dir="ltr">“I choose very consciously not to see my life as things that have been done to me,” she said.</p> <p dir="ltr">“I want to see it as the things I did and chose to do. I’m not attracted to people who lay blame on others. I don’t find it sexy.”</p> <p dir="ltr"><em>Image: Instagram</em></p>

Relationships

Are you sure your life cover's the best?

<p>Life insurance protects your loved ones and your way of life - but it’s not supposed to be a ‘set and forget’ exercise.</p> <p>If it’s been more than five years since you’ve reviewed your life cover, there’s a good chance you’re likely paying too much in premiums, especially if:</p> <ul> <li><em><strong>You’ve paid off your home loan, or your repayments are substantially lower than they once were.</strong></em></li> <li><em><strong>Your children have moved out of your family home.</strong></em></li> <li><em><strong>You’ve stopped smoking</strong></em></li> <li><em><strong>You’ve downsized your home.</strong></em></li> <li><em><strong>You’ve retired, or plan to do so in the near future.</strong></em></li> </ul> <p>All of the above scenarios can make a difference to the level of life cover you need - and the premium you’re currently paying. </p> <p>It’s worth a phone call to find out where you might find some savings. Income protection cover, for example, isn’t applicable once you’ve retired - so make sure you’re not paying for it.</p> <p>Going over the required paperwork can seem daunting, and life insurance policies can be confusing - that’s why <a href="https://lp.compareclub.com.au/life-oversixty/?utm_medium=partner&utm_source=over60&utm_campaign=life&utm_content=nativearticle&category=life" target="_blank" rel="noopener"><strong>OverSixty works with Compare Club</strong></a> to make this process as easy as possible.</p> <p>Compare Club have been helping Aussies save money - and make sense of - insurance policies since 2010. They look at policies from Australia's leading life insurers<sup>#</sup>. </p> <p>Their expert life cover brokers don’t leave you to work it all out on your own. They ask questions, listen, and help complete your paperwork.</p> <p>Talk to one of our experts about your life cover today.</p> <h4 style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; line-height: 1.2; color: #212529; font-size: 1.5rem; background-color: #ffffff;">Call 1300 863 204 now, or <a style="box-sizing: border-box; color: #258440; text-decoration-line: none; background-color: transparent; transition: all 0.2s ease-in-out 0s;" href="https://lp.compareclub.com.au/life-oversixty/?utm_medium=partner&utm_source=over60&utm_campaign=life&utm_content=nativearticle&category=life" target="_blank" rel="noopener">click here</a> to save today!</h4> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"> </p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"> </p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"><span style="box-sizing: border-box; font-family: -apple-system, system-ui, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';"><em style="box-sizing: border-box;">The information contained in this guide is of general nature only and has been prepared without taking into consideration your objectives, needs and financial situation. As such, it is important that you consider the appropriateness of any advice and the relevant product disclosure statement (PDS) before proceeding. Check with a financial professional before making any decisions.<br style="box-sizing: border-box;" /></em></span><span style="box-sizing: border-box; font-family: -apple-system, system-ui, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';"><em style="box-sizing: border-box;">#Compare Club compares selected products from a panel of trusted insurers. We do not compare all products in the market.</em></span></p> <p> </p>

Caring

Million dollar baby! Video of newborn covered in money sparks outrage

<p>The bizarre moment a new father covered his newborn child in $100 bills has gone viral, sending social media into a frenzy over the strange act. </p> <p>The video shows a sleeping newborn in a crib in a hospital's nursery, while an adult covers the baby boy in $100 bills. </p> <p>Despite a blanket covering the baby's body, many were quick to point out just how many germs and bacteria live on cash notes, with many worried about the child picking up an infection from the dirty money. </p> <p>According to <a href="https://content.time.com/time/specials/packages/article/0,28804,1914560_1914558_1914544,00.html" target="_blank" rel="nofollow noreferrer noopener">TIME</a>, paper money can reportedly carry more germs than a household toilet - and hundreds of species of microorganisms can live on the cash for days. </p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Man covers his new born baby with hundreds 😳 <a href="https://t.co/AFEYajIY6N">pic.twitter.com/AFEYajIY6N</a></p> <p>— Daily Loud (@DailyLoud) <a href="https://twitter.com/DailyLoud/status/1650660162930196485?ref_src=twsrc%5Etfw">April 25, 2023</a></p></blockquote> <p>People took to Twitter to show their outrage at the germs, with one person saying, "Bro just created a bacteria blanket for a newborn."</p> <p>Another shared the same sentiment, writing, "Unless those are brand new bills straight from the bank, he just covered his baby in a blanket of germs."</p> <p>Another person said, "Very very unhygienic I hope baby doesn't get sick..." while a fourth added, "Money is full of pathogens, I wouldn't compromise the baby's health."</p> <p>Others cut the happy parent some slack, saying it was a strange decision to shower the baby with money, but said they could understand the person's excitement over the bundle of joy. </p> <p>One person said, "Probably a proud first-time father and isn't thinking about how ridiculous this is. Down the line he'll show his baby the picture and they'll have a good laugh out of it."</p> <p>Another wrote, "An unusual way to wish prosperity to the newborn but again different stroke for different folks!"</p> <p><em>Image credits: Twitter</em></p>

Family & Pets

Readers respond: What's a cover song that's better than the original?

<p>Just because a particular version of a song came first, doesn't necessarily mean it's better than a cover.</p> <p>We asked our readers what their favourite cover tracks are, and the response was overwhelming. </p> <p>Here's what they said. </p> <p><strong>Moses Serugo</strong> - All Whitney Houston covers!</p> <p><strong>Glen Crawford</strong> - Johnny Cash’s cover of Trent Reznor’s ‘Hurt’. It was one of the last songs Johnny recorded, and is awesome!</p> <p><strong>Vicki Hunt</strong> - Torn by Natalie Imbruglia. Apparently someone recorded it before she did, although I've only heard her version, which was a major hit for her. </p> <p><strong>Bruce Winther</strong> - Fields of Gold by Eva Cassidy.</p> <p><strong>Sheila Schmidt</strong> - Bette Midler’s version of Beast of Burden is better than the Rolling Stones.</p> <p><strong>Ken Jacob</strong> - Simply the Best by Tina Turner better than the original by Bonnie Tyler.</p> <p><strong>Harold Hanlon</strong> - Elton John doing Lucy in the Sky with Diamonds.</p> <p><strong>Judi Nicholls</strong> - U2 doing Unchained Melody. </p> <p><strong>Michael Zoellner</strong> - Blinded By The Light by Manfred Mann. Much better than Bruce Springsteen who originally did the song.</p> <p><strong>Jennifer Mitchell</strong> - Hallelujah by Lucy Thomas is absolutely beautiful.</p> <p><strong>Leanne Guthrie</strong> - We've gotta get out of this place, The Angels. Best version ever!!</p> <p><strong>Weeze Aitch</strong> - Horses by Darryl Braithwaite. Originally by Ricki Lee Jones. </p> <p><strong>Noelene Braidwood</strong> - The Wonder Of You, by Elvis Presley. </p> <p><strong>Michael Pemberton</strong> - All Along the Watchtower (Dylan) cover by the Jimi Hendrix Experience.</p> <p><strong>Rick Graham</strong> - The Sound of Silence by Disturbed.</p> <p><strong>Steve Pullan</strong> - Smooth Criminal by Alien Ant Farm. </p> <p><strong>Deirdre Dee O'Hanlon McGregor</strong> - Dear Prudence Beatles song covered by Doug Parkinson, he does a great job, better than the Beatles.</p> <p><strong>Graham Anderson</strong> - Can't think of one. The originals are the best. </p> <p><em>Image credits: Getty Images </em></p>

Music

Schumacher’s family suing German magazine over fake interview

<p dir="ltr">Michael Schumacher’s family is preparing to take legal action against German tabloid magazine <em>Die Aktuelle</em>, for publishing an AI-generated “interview” with the star.</p> <p dir="ltr">The publication has been slammed for using Michael’s face on their April 15 front cover, promoting the piece as “the first interview” since the star’s skiing accident in December 2013.</p> <p dir="ltr">“No meagre, nebulous half-sentences from friends. But answers from him! By Michael Schumacher, 54!” read the text in the magazine.</p> <p dir="ltr">“It sounded deceptively real,” they added in the strapline, which was the only indicator that the piece was fake.</p> <p dir="ltr">The “interview” included quotes that insensitively described Schumacher’s recovery, following the accident where he suffered a serious brain injury.</p> <p dir="ltr">“I was so badly injured that I lay for months in a kind of artificial coma, because otherwise my body couldn’t have dealt with it all,” the quote read.</p> <p dir="ltr">“I’ve had a tough time but the hospital team has managed to bring me back to my family,” they added.</p> <p dir="ltr">It was only at the end of the article that the publication revealed that they used Character.ai, an AI chatbot, to create the interview.</p> <p dir="ltr">A spokesperson for Schumachers confirmed their intention to take legal action against <em>Die Aktuelle</em> to <em>Reuters</em> and <em>ESPN</em>.</p> <p dir="ltr">This isn’t the first time Schumacher’s family have taken action against <em>Die Aktuelle</em>.</p> <p dir="ltr">In 2015, Michael’s wife, Corinna Schumacher filed a lawsuit against the magazine after they used Corinna’s picture with the headline: “Corinna Schumacher – a new love makes her happy.”</p> <p dir="ltr">The story was actually about their daughter, Gina, but the lawsuit was dismissed.</p> <p dir="ltr"><em>Image: Getty Images</em></p>

Legal

106-year-old tattoo artist becomes Vogue’s oldest cover star

<p>Apo Maria ‘Whang-Od’ Oggay has made history as the oldest woman to have featured on the cover of <em>Vogue</em>. </p> <p>Regarded as the last mambabatok of her generation, Whang-Od was born in the remote village of Buscalan in the northern Philippines’ province of Kalinga in 1918, and entered the world of tattooing at just 16 years old. </p> <p>As <em>Vogue Philippines</em>’s editor-in-chief Bea Valdes explained of their decision to feature her on the cover, “we felt she represented our ideals of what is beautiful about our Filipino culture.</p> <p>"We believe that the concept of beauty needs to evolve, and include diverse and inclusive faces and forms. What we hope to speak about is the beauty of humanity.”</p> <p>And Whang-Od was the perfect choice. <em>Vogue Philippines</em>’ demonstrated as much when they wrote on Twitter that “the symbols of the Kalinga tribe signifying strength, bravery & beauty” are imprinted on her skin, and that Whang-Od embodies the “strength and beauty of the Filipino spirit”.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Apo Maria “Whang-Od” Oggay symbolizes the strength and beauty of the Filipino spirit. </p> <p>Heralded as the last mambabatok of her generation, she has imprinted the symbols of the Kalinga tribe signifying strength, bravery & beauty on the skin. </p> <p>Read more on <a href="https://t.co/2F1mJ5iQWG">https://t.co/2F1mJ5iQWG</a>. <a href="https://t.co/urVcA3g2Ek">pic.twitter.com/urVcA3g2Ek</a></p> <p>— Vogue Philippines (@vogueph) <a href="https://twitter.com/vogueph/status/1641276503433572353?ref_src=twsrc%5Etfw">March 30, 2023</a></p></blockquote> <p>As tattoo anthropologist Dr Lars Krutak found out for <em>Vogue</em>, it was through Whang-Od’s father’s mentorship that she launched her career in tattooing. She was the first - and only - mambabatok of her time, and would spend her time visiting neighbouring villages - and beyond - to “to imprint the sacred symbols of their ancestors on individuals who have crossed or about to cross a threshold in their lives.”</p> <p>Her own life story can be found on her skin - featuring everything from her accomplishments to her ailments, and even the names of past lovers - in a story of beauty, bravery, and the heritage of the Kalinga tribe. </p> <p>For men, tattoos reflected them as “a headhunting warrior”, while women were typically tattooed for “fertility and beautification”. As <em>Vogue</em> reported, the elder women of Kalinga say that “when they die, they can’t take their beads and gold with them to the afterlife. They only have the markings on their body.” </p> <p>As <em>Vogue</em> went on to cover, decades of colonial erasure had a significant impact on batok - in Kalinga, village girls had to cover their arms, while many others abandoned the art. </p> <p>But through Whang-Od and her descendants, the ancient art of batok will continue - both in Buscalan and the rest of the world. </p> <p>Batok itself, as explained by the <em>Vogue</em> team who had the honour of receiving a tattoo from Whang-Od, involves “an unused gisi, a bamboo stick with a thorn attached to one end” and a pattern traced “using a length of grass dipped in the soot and charcoal mixture”. </p> <p>The process then sees Whang-Od hold the inked gisi in one hand, while she “uses a larger stick to whack it with her right hand, driving it over a hundred times per minute into the flesh until the three dots are filled and oozing with blood and ink. She dabs at them with a wet wipe before deciding to go over the freshly wounded spots again for good measure.”</p> <p>And now, Whang-Od has been teaching her craft to her grand-niece, Grace Palicas. </p> <p>Under Whang-Od’s mentorship, the thousand-year-old tradition will live on, as the next generation of stick-and-thorn artists strive to preserve their craft, and share it with the world. </p> <p>As for Whang-Od herself? Her plans are quite simple, with the artist explaining that “when visitors come from far away, I will give them the tatak Buscalan, tatak Kalinga for as long as my eyes can see.”</p> <p><em>Images: Instagram</em></p>

Beauty & Style

Getting life cover can mean a 15% rebate for you

<p>We all have loved ones who rely on us. Life insurance offers security, but so many of us are doing it tough at the moment that another outgoing seems scary.</p> <p><a href="https://lp.compareclub.com.au/life-oversixty/?utm_medium=partner&utm_source=over60&utm_campaign=life&utm_content=nativearticle&category=life" target="_blank" rel="noopener"><strong>OverSixty is partnering with Compare Club</strong></a> to find ways you can still protect your family, without breaking your retirement budget.</p> <p>For example: Did you know you’re able to split your life insurance so some of it’s paid in your super fund? </p> <p>It’s true! Accessing your life cover like this gives you a way to:</p> <ul> <li>Keep your out-of-pocket expenses low.</li> <li>Access discounted premiums: your 15% rebate makes dollars and good sense.</li> <li>Afford better cover with more benefits for you - and your family.</li> </ul> <p><strong><a href="https://lp.compareclub.com.au/life-oversixty/?utm_medium=partner&utm_source=over60&utm_campaign=life&utm_content=nativearticle&category=life" target="_blank" rel="noopener">Compare Club’s life cover experts</a></strong> have this knowledge at their fingertips. They’re experts who have been helping Aussies save money on insurance policies since 2010.</p> <p>You don’t need to puzzle it all out on your own either. Compare Club’s brokers match policies to people’s real-life circumstances - and handle your paperwork.</p> <p>Compare Club looks at policies from Australia's leading life insurers#, so <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">talk to an expert today about your future, and your family.</span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;"> </span></p> <h4 style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; line-height: 1.2; color: #212529; font-size: 1.5rem; background-color: #ffffff;">Call 1300 863 204 now, or <a href="https://lp.compareclub.com.au/life-oversixty/?utm_medium=partner&utm_source=over60&utm_campaign=life&utm_content=nativearticle&category=life" target="_blank" rel="noopener">click here</a> to save today!</h4> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; background-color: #ffffff;"><span style="color: #212529; font-family: -apple-system, system-ui, Segoe UI, Roboto, Helvetica Neue, Arial, sans-serif, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol, Noto Color Emoji;"><em>The information contained in this guide is of general nature only and has been prepared without taking into consideration your objectives, needs and financial situation. As such, it is important that you consider the appropriateness of any advice and the relevant product disclosure statement (PDS) before proceeding. Check with a financial professional before making any decisions.<br /></em></span><span style="color: #212529; font-family: -apple-system, system-ui, Segoe UI, Roboto, Helvetica Neue, Arial, sans-serif, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol, Noto Color Emoji;"><em>#Compare Club compares selected products from a panel of trusted insurers. We do not compare all products in the market.</em></span></p>

Money & Banking

“I had called him out”: Sonia Kruger unveils worst celebrity interview

<p dir="ltr">There’s a saying that you should never meet the people you admire (or look up to), as you'll end up disappointed. That saying rings true for Sonia Kruger, who had a “bad date” with her favourite actor.</p> <p dir="ltr">Speaking to <em>Stellar Magazine</em>, Kruger revealed that one of her worst celebrity interviews was with actor Hugh Grant.</p> <p dir="ltr">“I was excited to meet one of my favourite actors, so I arrived bright-eyed and bushy-tailed – unlike Hugh, who wasn’t chirpy at all,” she said.</p> <p dir="ltr">Kruger was interviewing the English actor for his role in <em>Bridget Jones: The Edge Of Reason</em> back in 2004.</p> <p dir="ltr">“I’ve been a fan of the English actor since I first clapped eyes on him in the 1994 movie <em>Four Weddings and A Funeral</em>,” she prefaced before explaining that seeing his awkward interactions with Ashley Graham at this year's Oscars took her back to her “own bad date with Hugh”.</p> <p dir="ltr">The <em>Channel Seven </em>presenter added that she didn’t let his bad mood “deter” her, but soon found that every question she asked was met with “a solid helping of serious side eye”.</p> <p dir="ltr">Even questions like what his recent birthday was like “garnered nothing but scorn and suspicion”.</p> <p dir="ltr">“I couldn’t create any kind of rapport with him,” she added.</p> <p dir="ltr">Kruger recalled that the interview was so bad that she had to stop it and ask if Grant was okay.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/Cqg4mqqv_ez/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/Cqg4mqqv_ez/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by soniakruger (@soniakruger)</a></p> </div> </blockquote> <p dir="ltr">“In reply, he said he wanted to know why I wanted to know. So I replied, ‘Because you don’t appear to be very happy,” she said.</p> <p dir="ltr">“He seemed to be shocked that I had called him out on his demeanour and, from that moment on, Hugh became a totally different guy”.</p> <p dir="ltr">In response to Kruger posting her <em>Stellar Magazine</em> interview on Instagram, fans have commented their support.</p> <p dir="ltr">“Glad you called him out on his rude behaviour. To be honest no amount of money or fame will buy you manners,” commented one person.</p> <p dir="ltr">“Sounds like he was a bit stunned being around a highly intelligent gorgeous woman,” wrote another.</p> <p dir="ltr">“Good on you Sonia. He sounds like a self-entitled spoilt brat if you ask me,” commented a third.</p> <p><em>Image: Getty</em></p> <p> </p>

What does your health fund know about living costs? Because health cover premiums are on the rise this year too!

<p>Have you noticed more scary headlines about ballooning inflation and climbing interest rates out there lately? While the media love their dramatic headlines, there’s more truth than usual in their scary stats.</p> <p>It’s no secret that a lot of us are feeling squeezed financially at the moment. The cost of living has shot up in recent months - from interest rates, to groceries, and new energy and fuel price hikes, it’s getting harder to make ends meet. </p> <p>Health cover is no exception.</p> <p>In fact, in 2023, health insurance premiums are set to rise by an average of 2.9%...</p> <p><strong>…but did you know that your fund can put your premium up by a lot more than that?</strong></p> <p>It’s true. </p> <p>Don't be fooled by any ‘average’ messaging. An ‘average increase’ is just that - an average. Your premium may be going up by a lot more.</p> <p><strong>OverSixty has partnered with </strong><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;"><strong>Compare Club,</strong> </span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Australia’s most trusted team of health insurance experts,* who spend every day talking to Aussie families – and they’ve recently shared with us two examples:</span></p> <p>1. Kevin's policy has gone up by <strong>20% in 2 years</strong> - that’s a LOT more than the current rate of inflation it’s being blamed on.</p> <p>2. Cassie's family combined cover policy is <strong>going up by 13.67%</strong> or $33.60 a month - that’s over $400 a year on top of her current premium.</p> <p>We know how much households are hurting right now, so Compare Club talked to us about three smart ways to keep your health insurance premiums in check - without compromising your cover:</p> <p><strong>1.<span style="white-space: pre;"> </span>Downsize your policy - only pay for what you need:<br /></strong>Are you on a top tier policy you’re not fully using? You might find you can get a Silver Plus or Bronze Plus tier policy with a lower premium, and stay covered for what you need. </p> <p><strong>2.<span style="white-space: pre;"> </span>Split policies - health funds’ best kept secret: <br /></strong>If you and your partner have different health needs, splitting your cover across two different policies - or even two different funds - could save your family several hundred dollars in annual premiums. </p> <p><strong>3.<span style="white-space: pre;"> </span>Pay in advance - before your premium rises:<br /></strong>You may have noticed that a lot of health funds have delayed their premium increase this year. If yours is one of these, and you can afford to pay your full annual premium before the date of increase, you’ll lock in a full year’s worth of savings for yourself.</p> <p><strong>Know your options:</strong></p> <p><em>“Health funds are a competitive bunch, so you don’t have to take what your fund dishes out. If you've not reviewed your health cover recently, you could be paying an average of $785^ more than you need.” <strong>– Compare Club CEO, Andrew Davis.</strong></em></p> <p><strong>OverSixty has partnered with Compare Club’s experts</strong> who have saved over 136,500 customers an average of $300 on health cover premiums over the last five years^. </p> <p>We’re quite sure you have better things to do with your money than overpaying for health cover.</p> <p>Compare Club have been helping Aussies switch and save on health cover since 2010<sup>#</sup>, so get in touch and see how much their experts could save you.</p> <h4 style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; line-height: 1.2; color: #212529; font-size: 1.5rem; background-color: #ffffff;">Call 1300 863 204 now, or visit <a style="box-sizing: border-box; color: #258440; text-decoration-line: none; background-color: transparent; transition: all 0.2s ease-in-out 0s;" href="https://lp.compareclub.com.au/over60/?utm_medium=partner&utm_source=over60&utm_campaign=raterise&utm_content=nativearticle&category=health" target="_blank" rel="noopener">compare.oversixty.com.au</a> to save today!</h4> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"> </p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"> </p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"> </p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"><em><span style="box-sizing: border-box;">*Based on Trustpilot reviews, correct as of 04/01/23<br /></span>^Savings based on 136,746 customers between 1 Jan 2018 - 23 December 2022.</em><br /><em>#Compare Club compares selected products from a panel of trusted insurers. We do not compare all products in the market.</em></p>

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Tangy apricot Bavarian whip, fried rice medley and bombe Alaska: what Australia’s first food influencer had us cooking

<p>Our food choices are being influenced every day. On social media platforms such as YouTube, Instagram and TikTok, food and eating consistently appear on lists of trending topics. </p> <p>Food has eye-catching appeal and is a universal experience. Everyone has to eat. In recent years, viral recipes like <a href="https://www.washingtonpost.com/food/2021/02/11/baked-feta-pasta-recipe-tiktok/">feta pasta</a>, <a href="https://theconversation.com/what-is-dalgona-coffee-the-whipped-coffee-trend-taking-over-the-internet-during-coronavirus-isolation-137068">dalgona coffee</a> and <a href="https://theconversation.com/are-butter-boards-bad-for-you-an-expert-view-on-the-latest-food-trend-192260">butter boards</a> have taken the world by storm. </p> <p>Yet food influencing is not a new trend. </p> <p>Australia’s first food influencer appeared in the pages of Australia’s most popular women’s magazine nearly 70 years ago. Just like today’s creators on Instagram and TikTok, this teenage cook advised her audience what was good to eat and how to make it.</p> <h2>Meet Debbie, our teenage chef</h2> <p>Debbie commenced her decade-long tenure at the Australian Women’s Weekly in <a href="http://nla.gov.au/nla.news-page4814245">July 1954</a>. We don’t know exactly who played the role of Debbie, which was a pseudonym. Readers were never shown her full face or body – just a set of disembodied hands making various recipes and, eventually, a cartoon portrait.</p> <p>Like many food influencers today, Debbie was not an “expert” – she was a teenager herself. She taught teenage girls simple yet fashionable recipes they could cook to impress their family and friends, especially boys. </p> <p>She shared recipes for <a href="http://nla.gov.au/nla.news-page4925379">tangy apricot Bavarian whip</a>, <a href="http://nla.gov.au/nla.news-page4819441">fried rice medley</a> and <a href="http://nla.gov.au/nla.news-page4807813">bombe Alaska</a>. Debbie also often taught her readers the basics, like <a href="http://nla.gov.au/nla.news-article52249448">how to boil an egg</a>.</p> <p>Just like today, many of her recipes showed the readers step-by-step instructions through images.</p> <h2>Teaching girls to cook (and be ‘good’ women)</h2> <p>Debbie’s recipes first appeared in the For Teenagers section, which would go on to become the Teenagers Weekly lift-out in 1959. </p> <p>These lift-outs reflected a major change taking place in wider society: the idea of “teenagers” being their own group with specific interests and behaviours had entered the popular imagination.</p> <p>Debbie was speaking directly to teenage girls. Adolescents are still forming both their culinary and cultural tastes. They are forming their identities.</p> <p>For the Women’s Weekly, and for Debbie, cooking was deemed an essential attribute for women. Girls were seen to be “<a href="http://nla.gov.au/nla.news-page4818166">failures</a>” if they couldn’t at least “cook a baked dinner”, “make real coffee”, “grill a steak to perfection”, “scramble and fry eggs” and “make a salad (with dressing)”. </p> <p>In addition to teaching girls how to cook, Debbie also taught girls how to catch a husband and become a good wife, a reflection of cultural expectations for women at the time. </p> <p>Her <a href="http://nla.gov.au/nla.news-page4920059">macaroon trifle</a>, the Women’s Weekly said, was sure to place girls at the top of their male friends’ “matrimony prospect” list!</p> <h2>Food fads and fashions</h2> <p>Food fads usually reflect something important about the world around us. During global COVID lockdowns, we saw a rise in <a href="https://theconversation.com/the-historical-roots-of-your-lockdown-sourdough-obsession-137528">sourdough bread-making</a> as people embraced carbohydrate-driven nostalgia in the face of anxiety.</p> <p>A peek at Debbie’s culinary repertoire can reveal some of the cultural phenomena that impacted Australian teenagers in the 1950s and ‘60s. </p> <p>Debbie embraced teenage interest in rock'n'roll culture from the early 1960s, the pinnacle of which came at the height of Beatlemania. </p> <p>The Beatles toured Australia in June 1964. To help her teenage readers celebrate their visit, Debbie wrote an editorial on how to host a <a href="http://nla.gov.au/nla.news-article48077701">Beatles party</a>. </p> <p>She suggested the party host impress their friends by making “Beatle lollipops”, “Ringo Starrs” (decorated biscuits) and terrifying-looking “Beatle mop-heads” (cakes with chocolate hair).</p> <p><a href="http://nla.gov.au/nla.news-article55185376">A few months later</a>, she also shared recipes for “jam butties” (or sandwiches, apparently a “<a href="https://slate.com/culture/2013/03/the-beatles-and-the-mersey-beat-in-the-latest-blogging-the-beatles-how-the-beatles-popularized-the-sound-of-liverpool.html">Mersey</a> food with a Mersey name”) and a “Beatle burger”. </p> <p>We can also see the introduction of one of <a href="https://www.sbs.com.au/language/italian/en/article/spag-bol-how-australians-adopted-a-classic-italian-recipe-and-made-it-their-own/9ogvr96ea">Australia’s most beloved dishes</a> in Debbie’s recipes. </p> <p>In 1957, she showed her teen readers how to make a new dish – <a href="http://nla.gov.au/nla.news-article48076527">spaghetti bolognaise</a> – which had first appeared in the magazine <a href="http://nla.gov.au/nla.news-article46465023">five years prior</a>. </p> <p>Debbie was influencing the youth of Australia to enthusiastically adopt (and adapt) Italian-style cuisine. It stuck. While the recipe may have evolved, in 2012, Meat and Livestock Australia <a href="https://www.mla.com.au/globalassets/mla-corporate/marketing-beef-and-lamb/last-nights-dinner.pdf">reported</a> that 38% of Australian homes ate “spag bol” at least once a week.</p> <p>Our food influences today may come from social media, but we shouldn’t forget the impact early influencers such as Debbie had on young people in the past.</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared in <a href="https://theconversation.com/tangy-apricot-bavarian-whip-fried-rice-medley-and-bombe-alaska-what-australias-first-food-influencer-had-us-cooking-199987" target="_blank" rel="noopener">The Conversation</a>.</em></p>

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