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British royal considering moving to Australia

<p>A member of the British royal family is considering relocating to Australian shores after finding love with an Aussie. </p> <p>Lady Louise Windsor, the late Queen Elizabeth’s granddaughter, found love with Australian student Felix Robert da Silva-Clamp and is reportedly planning to move Down Under for her partner. </p> <p>Lady Windsor is the daughter of King Charles’ youngest brother Prince Edward and his wife Sophie, Duchess of Edinburgh.</p> <p>She and Felix, who attended Melbourne Grammar School from 2017 to 2022, first met at St Andrew’s University in Scotland. </p> <p>Felix is the son of British solicitor, Charles William da Silva-Clamp, while his mother, Kendall Clamp, lives in Melbourne, and holds a master’s degree in epidemiology.</p> <p>Royal commentator Victoria Arbiter joined Nat Barr on <em>Sunrise</em> on Thursday, where she explained that Lady Windsor was interested in taking classes at Macquarie University in Sydney.</p> <p>“Both of their degrees allow for a study abroad semester — Louise at the moment is in her third semester. If she is likely to do a semester of study abroad, it would likely be in her fourth year,” Arbiter said.</p> <p>“She is interested in studying at Macquarie University in Sydney. So, this time next year, you could be welcoming a royal down under.”</p> <p>Felix is also said to have met Lady Windsor’s parents, as Arbiter said, “Certainly in royal circles that’s not a thing until it is quite serious — Felix is only 20 and Lady Louise is 21, so they have a lot of time ahead of them, but it would seem things are going well.”</p> <p>“I think the royals would definitely welcome an Aussie to the royal family.”</p> <p><em>Image credits: Thomas Krych/ZUMA Press Wire/Shutterstock Editorial </em></p>

Relationships

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Major driver's licence change for Victorian drivers

<p>A major drivers licence change has been implemented in Victoria. </p> <p>Up to 800,000 learner and provisional drivers in the state will soon have electronic access to their licence in a bid to make  "it easier for them to go about their lives". </p> <p>They join the 1.2 million motorists in the state who already have the capability to access their licence digitally, a feature that was only introduced in Victoria in May this year. </p> <p>While the digital licences are optional, the state government said that feedback from the public has been overwhelmingly positive.</p> <p>Like other digital licences, it features a highly secure, timed QR code" that can be scanned by businesses and other authorities to verify authenticity and prevent fraudulent use.</p> <p>Victoria Minister for Roads and Road Safety Melissa Horne said the initiative aims to simplify life for young drivers in the state. </p> <p>"We’ve seen more than 1.2 million Victorians access their licence on their phones since we launched this technology in May, and I’m sure we’ll continue to see a strong take up from our younger drivers," she said. </p> <p>The licences can also be updated in real-time if there are changes to conditions, personal information or if a licence has been cancelled or suspended. </p> <p>The state government is also working with venues to ensure licences are compatible with major scanning technology making it easier for both customers and venues across Victoria.</p> <p><em>Image: Shutterstock</em></p> <p> </p>

Legal

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"Rot in hell": Family of murdered paramedic speak out over ruling

<p>The man charged with murdering New South Wales paramedic Steven Tougher has been found not criminally responsible due to a mental health impairment, with Tougher's family "appalled" by the decision. </p> <p>In April 2023, Tougher, 29, was stabbed in a McDonald’s carpark by Jordan Fineanganofo, 23, in a frenzied attack at 5am in the Sydney suburb of Campbelltown. </p> <p>The father-to-be had been eating with a colleague when he was approached by Fineanganofo, who stabbed him 55 times and leaving 24 incised wounds. </p> <p>“I am going to f**king kill you,” Fineanganofo said to Mr Tougher, according to the agreed facts and court documents. </p> <p>Mr Tougher was rushed to hospital after the attack, but suffered a cardiac arrest and died at the hospital shortly after he arrived. </p> <p>Both the defence and the Crown prosecutor agreed the court could find Fineanganofo was not responsible because of his mental health issues, with Justice David Davies stating on Friday that he cannot be held criminal responsible. </p> <p>“I am satisfied beyond a reasonable doubt that the accused committed the psychical acts,” he said.</p> <p>“(I) find the accused was suffering from a mental impairment at the time he committed the acts”. </p> <p>Justice Davies found Fineanganofo had been suffering from a mental health impairment at the time of the attack and did not know the wrongness of his actions because of his illness.</p> <p>The court was told Fineanganofo experienced auditory hallucinations, increasing paranoia, and suicidal ideation before the deadly attack, as the 23-year-old told psychiatrists that he heard voices telling him to harm himself and others in the weeks leading up to the offences, and believed he was surrounded by malignant demons.</p> <p>As Justice Davies handed down his decision, Tougher's friends and family broke down in court. </p> <p>“You chose not to take your medication, you’re the demon,” one person shouted at Fineanganofo as he was taken into custody, while another person yelled, “Rot in hell, you dog.”</p> <p>Outside court, Mr Tougher’s father Jeff said the family were “appalled” with the outcome.</p> <p>“It is neither what we wanted nor what we expected,” he said. “Stephen has been lost in this deeply flawed and broken process.”</p> <p>The heartbroken father said the family “strongly oppose” the court's decision to agree to a finding of not criminally responsible, and they were “deeply offended” they were not consulted before the decision was made.</p> <p>Mr Tougher’s father said the family would be pushing for an inquest into the “deplorable” circumstances surrounding his son’s death. </p> <p>“We are damaged today, but we’re not broken. The system is broken, and as a family, we will be fighting for change,” he said. “My son will not be forgotten, nor will his death be dismissed.”</p> <p><em>Image credits: Facebook</em></p>

Legal

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"Unfair": Pauline Hanson's tearful pledge after court ruling

<p>Pauline Hanson has made an emotional pledge after the court <a href="https://oversixty.com.au/finance/legal/judge-rules-against-pauline-hanson" target="_blank" rel="noopener">ruled</a> she made racist remarks towards a fellow senator. </p> <p>Justice Angus Stewart found that the One Nation leader engaged in "seriously offensive" and intimidating behaviour when told Greens senator Mehreen Faruqi to "piss off back to Pakistan" in a tweet, with the judge saying the message constitutes "strong racism". </p> <p>After the ruling, Hanson spoke to <em>Sky News</em> in a teary interview in which she called the Federal Court ruling “unfair and unjust”, lamenting that Australia was “not the country I grew up in”.</p> <div> </div> <p>“I just feel that the country’s changed so much in such a way that people can’t say what they think anymore. The thought police is out there, everyone’s shut down for having an opinion,” she said between sobs.</p> <p>“It’s not the country I grew up in."</p> <p>“People may criticise my comment, but I’ve never changed since the first day of politics nearly 30 years ago."</p> <p>“But I think the decision made I think was unfair, unjust and a bit hard, but I’m not going to give up, I’m going to appeal against it, I’m going to fight this.”</p> <p>Handing down his the decision on Friday, Justice Angus Stewart labelled the post as “an angry ad hominem attack”.</p> <p>He ruled the post was “reasonably likely in all the circumstances” to “offend, insult, humiliate and intimidate the applicant and groups of people, namely people of colour who are migrants to Australia or are Australians of relatively recent migrant heritage and Muslims who are people of colour in Australia”.</p> <p>Justice Stewart found that Senator Hanson’s post was motivated by “the race, colour or national or ethnic origin” of Senator Faruqi, and her response was not made in good faith as a fair comment on a matter of public interest.</p> <p>“Senator Hanson’s tweet was merely an angry ad hominem attack devoid of discernible content (or comment) in response to what Senator Faruqi had said,” Justice Stewart said. </p> <p><em>Image credits: Sky News</em></p>

Legal

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Man's DIY speed camera sign sparks debate

<p>Over the years Aussies have come up with various ways to warn fellow drivers of nearby speed cameras, and one man took matters into his own hands by alerting motorists with a handwritten sign. </p> <p>Dressed in a neon orange singlet, a man was spotted at a busy intersection on the Princes Highway in Melbourne over the weekend waving to passing cars while holding up a "Beware Camera" sign. </p> <p>The photo was shared to local news service Wyndham TV's Instagram, and many were quick to praise the "local hero", who one identified as Daryl. </p> <p>“Absolute bloody Aussie legend right there,” one person commented. </p> <p>"A good citizen," another wrote. </p> <p>A few others commented that he was doing "God's work" and deserved to be bought "a beer or 10". </p> <p>However, not everyone was pleased with this act, with many questioning why he was interfering with road safety measures. </p> <p>“Motorists need to take responsibility for not speeding,” one person argued, before others defended the move, saying it would reduce speeding and crashes. </p> <p>Others asked why he didn't have more important things to do with his time. </p> <p>There is no specific law that prohibits warning other drivers about the presence of a speed camera, so the man's actions were legal. </p> <p>This is not the first time Aussies have done this, with many sharing videos exposing the "sneaky" way mobile speed cameras catch drivers in NSW on social media . </p> <p>One person shared a video to TikTok showing a mobile speed camera car parked next to another road sign.</p> <p>“This is their tactics, parking next to other signs so they blend in,” he said in the viral video. </p> <p><em>Image: Instagram/@wyndhamtv</em></p>

Travel Trouble

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Readers response: Have you ever seen or met a member of the royal family during one of their visits?

<p>When the royal family make one of their special, dedicated visits to Australia, some royal fans are lucky enough to catch a glimpse, or even have an interaction with them. </p> <p>We asked our readers if they have ever seen or met a member of the royal family, and the response was overwhelming. Here's what they said. </p> <p><strong>Mike Rogerson</strong> - I saw the Queen and Prince Phillip on the Princes Highway at Blakehurst, NSW. They were on their way to Wollongong, NSW. We were a group of Blakehurst primary school children on the side of the road in 1954. I was eight at the time.</p> <p><strong>Lorraine Strand</strong> - First saw the Queen when the country school kids travelled by train to Adelaide. Then again in Darwin, when she was visiting houses built after Cyclone Tracy. On a more recent visit by the royals, my husband and I attended the same St Paul’s Anglican Church Service in Canberra as the Queen and Prince Phillip.</p> <p><strong>Annette Maree</strong> - I saw the Queen when she was driven past my house in the 1960’s. She was stunning. I clearly remember her wave, her smile, and her “peaches and cream” complexion. It was one of those flashbulb moments that stays in your mind forever.</p> <p><strong>Glenda Grange</strong> - Yes in 1983 I saw Diana and Charles. They attended a royal command performance in Melbourne. I received a formal gilt edge invitation and was one person away from them. I was invited as a bush fire victim of Ash Wednesday.</p> <p><strong>Elaine Smith</strong> - I haven’t but my mum and grandpa did, in 1954 when she came to our small country town of Red Cliffs, VIC. My grandpa and mum were on a special platform with aged residents of country towns, even got to shake hands with her. I was in the crowd with my girl guide group.</p> <p><strong>Gary Johnson</strong> - 1970 when I was in first year high school we went to Perth airport to see Prince Phillip arrive. I had a school blazer on and Prince Phillip came over and asked what school I was from. If it wasn't for my mum forcing me to wear it, I wouldn't have that great memory.</p> <p><strong>Janice Yvonne Colman</strong> - Not in Australia, but in the UK when they passed by our village on way to a county close by. My brother &amp; I got the royal waves as we stood on the side of the road! We were quite thrilled as we were only 14 &amp; 12 at the time.</p> <p><strong>Jean Bryant</strong> - I saw Princess Margaret back in the 50's when she visited a British Air Force base in Germany.</p> <p><strong>Ian Hewitt</strong> - Yes! At NSW Government house in 1992. It was an honour to us to personally meet their majesties.</p> <p><em>Image credits: Shutterstock </em></p>

Domestic Travel

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"I’m coming home from a party, and I don’t want to end up getting arrested": do driving apps help people break road rules?

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/verity-truelove-1237331">Verity Truelove</a>, <a href="https://theconversation.com/institutions/university-of-the-sunshine-coast-1068">University of the Sunshine Coast</a>; <a href="https://theconversation.com/profiles/michelle-nicolls-1299069">Michelle Nicolls</a>, <a href="https://theconversation.com/institutions/university-of-the-sunshine-coast-1068">University of the Sunshine Coast</a>, and <a href="https://theconversation.com/profiles/oscar-oviedo-trespalacios-1417150">Oscar Oviedo-Trespalacios</a>, <a href="https://theconversation.com/institutions/delft-university-of-technology-1040">Delft University of Technology</a></em></p> <p>Apps such as Google Maps, Apple Maps and Waze can tell drivers when they are approaching speed cameras or random breath testing stations. Countries such as Germany, France and Switzerland have banned apps from displaying these enforcement locations.</p> <p>But what effect are these apps having in Australia – are they helping drivers break road rules?</p> <p>Our new <a href="https://www.sciencedirect.com/science/article/pii/S0925753524002972">paper</a>, published in the journal Safety Science, examined this question.</p> <p>We found this technology can, in some cases, contribute to people thinking they are invincible on the roads. However, we also found they can sometimes help people drive more safely.</p> <h2>Being made aware of enforcement can help road safety</h2> <p>We conducted focus groups and interviews with a total of 58 drivers from Queensland, to understand how the use of this technology influences perceptions of being caught for breaking road rules.</p> <p>One driver told us: "If I know it’s coming up, I’ll put my phone down. If I was, say, texting or checking something, but then like once a good few 100 metres away, I sort of pick it up again, depending though."</p> <p>Another said: "It sort of depends where I am driving, I guess. Like, if I am driving on a country road and there is a speed camera there I would probably slow down for the speed camera and then sort of speed up again once I am sort of past that; it sort of depends on the circumstances."</p> <p>We also found that, for some people, being made aware of enforcement locations can help drivers better regulate their speed. This helped them comply with road rules more consistently.</p> <p>Waze also shows the speed limit in the area, which further assisted some drivers to stick to the speed limit. One driver told us: "I’m a bit careful if I just look at the speedo and just double check that I’m on the right amount of speed."</p> <p>Another said: "It just gives you a warning like, ‘OK, you need to check your speed.’ Just to double-check you’re going on the right speed perhaps or when it’s a camera coming up."</p> <h2>Concerning behaviours</h2> <p>Concerningly, we also found some drivers who use these apps are looking at and touching their screens more than they otherwise would. This can distract drivers and increase their <a href="https://www.sciencedirect.com/science/article/pii/S0925753524001097">risk of crashing</a>.</p> <p>One driver told us they post traffic updates on the app they use while driving, “which I know is wrong.”</p> <p>Another said: "Just hit the button on the phone. Just two steps after I go past the camera."</p> <p>Another driver told us: "It’s so helpful […] Especially if it’s, say, late night and I’m coming home from a party, and I don’t want to end up getting arrested."</p> <p>One driver said: "I probably feel slightly more invincible, which is probably not a good thing."</p> <p>When asked why these apps are used, one driver said: "I guess the drug and the drink-driving."</p> <h2>Apps can help and hinder road safety</h2> <p>We know breaking road rules significantly contributes to <a href="https://www.who.int/teams/social-determinants-of-health/safety-and-mobility/global-status-report-on-road-safety-2023">crashes and road fatalities</a>, with deaths on Australian roads continuing to <a href="https://www.bitre.gov.au/publications/ongoing/road_deaths_australia_monthly_bulletins">increase</a> over time.</p> <p>On the one hand, when drivers are aware of enforcement measures like cameras and police, they are more likely to stop breaking the rules in those areas. That’s particularly true for behaviours such as speeding and using a phone while driving, we found.</p> <p>Using apps that flag where cameras and police are located also means drivers would be more exposed to enforcement activities than they otherwise would be on a normal drive.</p> <p>On the other hand, our results suggest some drivers are using these applications to break road rules more often in places where they think they won’t be caught.</p> <p>These apps are also not always completely accurate.</p> <p>For instance, even though Waze can display some police operation locations such as roadside breath testing, it can’t capture <em>all</em> on-road police activities. Further, camera locations are not always up to date or accurate.</p> <h2>Weighing benefits against risks</h2> <p>While these apps do have some benefits, it’s important to weigh these against the risks.</p> <p>It’s also important to recognise traffic enforcement isn’t just there to make you comply with road rules at a specific point; it is meant to remind you of the constant risk of being caught and to encourage consistent rule compliance.</p> <p>The goal is to ensure that drivers are following the traffic rules across the entire network, not just in isolated spots.</p> <p>With road fatalities at some of the <a href="https://www.bitre.gov.au/publications/ongoing/road_deaths_australia_monthly_bulletins">highest rates we’ve seen in recent years</a>, we need everyone to work together to stop more preventable deaths and injuries.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/237664/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/verity-truelove-1237331">Verity Truelove</a>, Senior Research Fellow in Road Safety Research, <a href="https://theconversation.com/institutions/university-of-the-sunshine-coast-1068">University of the Sunshine Coast</a>; <a href="https://theconversation.com/profiles/michelle-nicolls-1299069">Michelle Nicolls</a>, PhD Candidate, <a href="https://theconversation.com/institutions/university-of-the-sunshine-coast-1068">University of the Sunshine Coast</a>, and <a href="https://theconversation.com/profiles/oscar-oviedo-trespalacios-1417150">Oscar Oviedo-Trespalacios</a>, A/Professor Responsible Risk Management, <a href="https://theconversation.com/institutions/delft-university-of-technology-1040">Delft University of Technology</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/im-coming-home-from-a-party-and-i-dont-want-to-end-up-getting-arrested-do-driving-apps-help-people-break-road-rules-237664">original article</a>.</em></p> </div>

Legal

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King and Queen of Spain attacked during royal visit

<p>The king and queen of Spain have been attacked by furious locals during a tour of the flood-ravaged area of Valencia. </p> <p id="story-headline">King Felipe VI and Queen Letizia were met by an angry mob who have been dealing with the fallout of deadly flooding that has killed 217 people, with another 1,900 missing. </p> <p>Accompanied by Spanish Prime Minister Pedro Sanchez, the royal couple arrived in Paiporta on Sunday, when a crowd of hundreds descended.</p> <p>The crowd began to throw mud, rocks, sticks and rubbish at the group while screaming “murderer” and “shame”, with much of the vitriol seeming to be directed as the Spanish leader.</p> <p>The royals were struck with some of the debris, with vision showing the couple’s faces and clothing dirtied with mud.</p> <p>“It’s been four days, where have you been?” one onlooker yelled at the king. “You’ve just come here to pose for pictures. You have no shame.”</p> <p>Another screamed at a visibly frightened Queen Letizia, “You lack for nothing while we here don’t even have water to drink.”</p> <p>According to reports, security tried to whisk the royals away to safety but King Felipe insisted they stay and continue speaking with those who wanted to, with the couple later seen consoling survivors, with one man crying on the king’s shoulder. </p> <p>As they eventually got into their car to leave, a policeman shouted “long live the king”, which was met with howls of “guillotine” by some of the protesters.</p> <p>In a statement issued by the palace hours after the melee, it was announced a second visit by the king to nearby Chiva, another flood-affected town, had been called off.</p> <p>Juan Bordera, a local politician in Valencia, told the BBC that the king and queen’s tour was a “very bad decision”.</p> <p>“It’s logical that the people are angry, it’s logical that the people didn’t understand why this visit is so urgent,” Mr Bordera told the <em>BBC</em>.</p> <p><em>Image credits: GTres/Shutterstock Editorial </em></p>

Travel Trouble

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Judge rules against Pauline Hanson

<p>A judge has ruled that Pauline Hanson's <a href="https://oversixty.com.au/finance/legal/pattern-of-bigotry-pauline-hanson-being-sued-by-senator-over-tweet" target="_blank" rel="noopener">comment</a> to a Muslin senator constitutes "strong racism". </p> <p>Justice Angus Stewart found that the One Nation leader engaged in "seriously offensive" and intimidating behaviour when told Greens senator Mehreen Faruqi to "piss off back to Pakistan".</p> <p>Hanson made the comments on X, formally Twitter, in September 2022, with Justice Stewart finding that the outburst breached the Racial Discrimination Act.</p> <p>The post was racist, nativist and anti-Muslim, the judge said, explaining, "It is a strong form of racism."</p> <p>Hanson's post was in response to one from Faruqi on the day Queen Elizabeth died, as the Greens deputy leader wrote she could not mourn the passing of the leader of a "racist empire built on stolen lives, land and wealth of colonised peoples".</p> <p>Hanson's claim that she did not know her Greens rival was a Muslim when she sent the tweet was rejected by the court.</p> <p>The One Nation leader also argued that she merely engaged in political discourse by pointing out hypocrisy from the Greens deputy in criticising the monarchy while benefiting from moving to and living in Australia, which was quickly shot down by the judge.</p> <p>"Her tweet was an angry personal attack on Senator Faruqi," Justice Stewart said.</p> <p>Hanson has been ordered to delete the tweet within seven days and to pay the Greens deputy leader's legal costs of running the lawsuit.</p> <p><em>Image credits: Getty Images / Instagram </em></p>

Legal

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Aussie drivers warned over commonly ignored road rule

<p>Aussie drivers are being reminded to follow simple road rules and etiquette when driving on a highway, with one often ignored rule costing drivers hundreds. </p> <p>Police are fining drivers caught driving in the right lane on a highway without overtaking anyone.</p> <p>A Victorian man was fined $198 and two demerit points over the weekend "after travelling 3km in the right-hand lane and passing no one,” Senior Sergeant Aaron Riches told the <em>Geelong Advertiser.</em></p> <p>Penalties also apply in other states and territories, including NSW where the penalty can be as much as $410.</p> <p>Victoria Police told <em>Yahoo News Australia </em>that this wasn't part of a crackdown, as they are always monitoring roads to ensure drivers are following the road rules. </p> <p>"Police are out and about every day, making sure people are following the road rules. Road safety is a priority for police, and we will continue to focus our efforts on ensuring those using the roads are safe," a spokesperson said.</p> <p>According to VicRoads, when travelling on a multi-lane road with a speed limit of over 80km/h, drivers must keep out of the right lane unless they are overtaking, turning right or if all lanes are congested.</p> <p>In NSW a P-plater was caught "disobeying" this rule and copped a $410 fine. </p> <p>Sydney lawyer Avinash Singh of Astor Legal said some drivers get of easy, with penalties actually reaching $2,200. </p> <p>"On a road where there is a speed limit of more than 80km/h, you must not drive in the right lane, unless you're overtaking," he said.</p> <p>Although unlikely, "you can incur a fine of up to $2,200 for disobeying this rule," he added.</p> <p>NSW Police also reminded drivers in August against ignoring "keep left signs unless overtaking" as travelling in the right lane has resulted in "an increase in collisions involving drivers overtaking other vehicles".</p> <p><em>Images: NSW Police Highway Patrol</em></p>

Travel Trouble

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Could a recent ruling change the game for scam victims? Here’s why the banks will be watching closely

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/jeannie-marie-paterson-6367">Jeannie Marie Paterson</a>, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a> and <a href="https://theconversation.com/profiles/nicola-howell-1160247">Nicola Howell</a>, <a href="https://theconversation.com/institutions/queensland-university-of-technology-847">Queensland University of Technology</a></em></p> <p>In Australia, it’s scam victims who foot the bill for the overwhelming majority of the money lost to scams each year.</p> <p>A 2023 <a href="https://download.asic.gov.au/media/mbhoz0pc/rep761-published-20-april-2023.pdf">review</a> by the Australian Securities and Investments Commission (ASIC) found banks detected and stopped only a small proportion of scams. The total amount banks paid in compensation paled in comparison to total losses.</p> <p>So, it was a strong statement this week when it was revealed the Australian Financial Conduct Authority (AFCA) had <a href="https://my.afca.org.au/searchpublisheddecisions/kb-article/?id=f9f8941f-7379-ef11-ac20-000d3a6acbb4">ordered</a> a bank – HSBC – to compensate a customer who lost more than $47,000 through a sophisticated bank impersonation or “spoofing” scam.</p> <p>This decision was significant. An AFCA determination is binding on the relevant bank or other financial institution, which has <a href="https://www.afca.org.au/make-a-complaint#:%7E:text=Any%20determinations%20we%20make%20are,service%20is%20free%20to%20access">no direct right of appeal</a>. It could have implications for the way similar cases are treated in future.</p> <p>The ruling comes amid a broader push for sector-wide reforms to give banks more responsibility for <a href="https://www.fico.com/blogs/detection-prevention-tackling-scams-every-angle">detecting</a>, deterring and responding to scams, as opposed to simply telling customers to be “more careful”.</p> <p>Here’s what you should know about this landmark ruling, and what it might mean for consumers.</p> <h2>A highly sophisticated ‘spoofing’ scam</h2> <p>You might be familiar with “push payment” scams that trick the victim into paying money to a dummy account. These include the “<a href="https://www.acma.gov.au/articles/2024-01/scam-alert-re-emergence-hi-mum-scam">mum I’ve lost my phone</a>” scam and some <a href="https://www.scamwatch.gov.au/types-of-scams/online-dating-and-romance-scams">romance</a> scams.</p> <p>The <a href="https://www.smh.com.au/national/dragged-kicking-and-screaming-banking-giant-loses-battle-against-scam-victim-20241015-p5kide.html">recent case</a> concerned an equally noxious “bank impersonation” or “spoofing” scam. The complainant – referred to as “Mr T” – was tricked into giving the scammer access to his HSBC account, from which an unauthorised payment was made.</p> <p>The scammer sent Mr T a text message, purportedly asking him to investigate an attempted Amazon transaction.</p> <p>In an effort to respond to the (fake) unauthorised Amazon purchase, Mr T revealed security passcodes to the scammer, enabling them to transfer $47,178.54 from his account and disappear with it.</p> <p>The fact Mr T was dealing with scammers was far from obvious – scammers had information about him one might reasonably expect only a bank would know, such as his bank username.</p> <p>On top of this, the scam text message appeared in a thread of other legitimate text messages that had previously been sent by the real HSBC.</p> <h2>AFCA’s ruling</h2> <p>HSBC argued to AFCA that having to pay compensation should be ruled out under the <a href="https://download.asic.gov.au/media/lloeicwb/epayments-code-published-02-june-2022.pdf">ePayments Code</a>, a voluntary code of practice administered by ASIC.</p> <p>Under this code, a bank is not required to compensate a customer for an unauthorised payment if that customer has disclosed their passcode. The bank argued the complainant had voluntarily disclosed these codes to the scammer, meaning the bank didn’t need to pay.</p> <p>AFCA disagreed. It noted the very way the scam had worked was by creating a sense of urgency and crisis. AFCA considered that the complainant had been manipulated into disclosing the passcodes and had not acted voluntarily.</p> <p>AFCA awarded compensation covering the vast majority of the disputed transaction amount, lost interest charged to a home loan account, and $5,000 towards Mr T’s legal costs.</p> <p>It also ordered the bank to pay compensation of $1,000 for poor customer service in dealing with the matter, including communication delays.</p> <h2>Other cases may be more complex</h2> <p>In this case, the determination was relatively straightforward. It found Mr T had not voluntarily disclosed his account information, so was not excluded from being compensated under the ePayments Code.</p> <p>However, many payment scams fall outside the ePayments Code because they involve the customer directly sending money to the scammer (as opposed to the scammer accessing the customer’s account). That means there is no code to direct compensation.</p> <p>Still, AFCA’s jurisdiction is broader than merely applying a code. In considering compensation for scam losses, AFCA must consider what is “fair in all the circumstances”. This means taking into account:</p> <ul> <li>legal principles</li> <li>applicable industry codes</li> <li>good industry practice</li> <li>previous AFCA decisions.</li> </ul> <p>Relevant factors might well include whether the bank was proactive in responding to known scams, as well as the challenges for individual customers in identifying scams.</p> <h2>Broader reforms are on the way</h2> <p>At the heart of this determination by AFCA is a recognition that, increasingly, detecting sophisticated scams can be next to impossible for customers, which can mean they don’t act voluntarily in making payments to scammers.</p> <p>Similar reasoning has informed a range of recent reform initiatives that put more responsibility for detecting and responding to scams on the banks, rather than their customers.</p> <p>In 2023, Australia’s banking sector committed to a new “<a href="https://www.ausbanking.org.au/scam-safe-accord/">Scam-Safe Accord</a>”. This is a commitment to implement new measures to protect customers, including a confirmation of payee service, delays for new payments, and biometric identity checks for new accounts.</p> <p>Changes on the horizon could be more ambitious and significant.</p> <p>The proposed <a href="https://treasury.gov.au/consultation/c2024-573813">Scams Prevention Framework</a> legislation would require Australian banks, telcos and <a href="https://pursuit.unimelb.edu.au/articles/accc-vs-big-tech-round-10-and-counting">digital platforms</a> to take reasonable steps to prevent, detect, report, disrupt and respond to scams.</p> <p>It would also include a compulsory external dispute resolution process, like AFCA’s, for consumers seeking compensation for when any of these institutions fail to comply.</p> <p>Addressing scams is not just an Australian issue. In the United Kingdom, newly introduced <a href="https://www.bbc.com/news/articles/cy94vz4zd7zo">rules</a> make paying and receiving banks responsible for compensating customers, for scam losses up to £85,000 (A$165,136), unless the customer is grossly negligent.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/241558/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/jeannie-marie-paterson-6367">Jeannie Marie Paterson</a>, Professor of Law, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a> and <a href="https://theconversation.com/profiles/nicola-howell-1160247">Nicola Howell</a>, Senior lecturer, <a href="https://theconversation.com/institutions/queensland-university-of-technology-847">Queensland University of Technology</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/could-a-recent-ruling-change-the-game-for-scam-victims-heres-why-the-banks-will-be-watching-closely-241558">original article</a>.</em></p> </div>

Money & Banking

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Aussies chat with King Charles on first day of royal tour

<p>Hundreds of Aussies have lined up for a hours to catch a glimpse of King Charles and Queen Camilla on the first day of their royal tour of Australia, with some royal fans getting the chance to have a brief moment with the monarch. </p> <p>In their first public appearance of the royal couple’s five-day tour Down Under, Charles and Camilla attended a church service at St Thomas Anglican Church on Sunday morning in North Sydney as hundreds of fans waited to see the royals. </p> <p>After the service, Charles and Camilla made an unexpected stop to talk fans who had congregated on the street. </p> <p>Royalist Mary-Anne Spring said the monarch made the stop after a boy “yelled out” asking him to come over to the group, as Ms Spring shared that she spoke to the King about his health. </p> <p>“I welcomed them to Sydney and I wished the King all the very best in his cancer treatment. He said thank you very much I really appreciate it,” she told <em><a href="https://www.news.com.au/entertainment/celebrity-life/royals/king-charles-queen-camillas-first-public-appearance-in-australia-on-royal-tour/news-story/f23713cc089ce37d149fd829c68e50fd" target="_blank" rel="noopener">news.com.au</a></em>. </p> <p>“I think it’s good to support them and the work they do.”</p> <p>Another royal fan, Malcolm Lemirae, managed to gift the Queen a bunch of red roses. </p> <p>“They accepted the flowers and Camilla asked if I grew them and I said I grew them in my garden,” he said. "I think she was thrilled about that. It’s just a little symbol of my gratitude for them coming out. The guy's got cancer. To come out here and do that trip, it’s a long, long trip.”</p> <p>Julianne McCartney, who is originally from the UK, also had her own moment with the King, recalling her previous encounter with the royal family.</p> <p>She said, “He told me he really appreciated the crowd. He noticed my British accent and asked if I was from the UK, I said I had met his mother before and I think he thought that was quite nice actually.”</p> <p>On Monday, King Charles and Queen Camilla will head to Canberra for a reception with Prime Minister Anthony Albanese, along with other political and community leaders. </p> <p><em>Image credits: DEAN LEWINS/EPA-EFE/Shutterstock Editorial </em></p>

Domestic Travel

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Mother and son reunited after rigid aged care rules divided them

<p>An elderly woman and her disabled son are celebrating after they successfully beat a bureaucratic blockage that threatened to <a href="https://oversixty.com.au/lifestyle/family-pets/red-tape-threatens-to-remove-a-man-with-down-s-syndrome-from-his-elderly-mother" target="_blank" rel="noopener">split</a> them up for good. </p> <p>Anne Deans, 81, and her 56-year-old son, Mark, who suffers from Down's syndrome, were hoping to live together in Anne's aged care facility, but the pair were met with countless hurdles when trying to get Mark a room of his own. </p> <p>Now, Mark's sister Sharon shared the happy news that the mother and son are to be reunited.</p> <p>"We're very happy today. We've got a great result," Sharon told <a href="https://9now.nine.com.au/a-current-affair/melbourne-mum-and-son-living-with-downs-syndrome-reunited-in-aged-care-facility/ff023844-be2d-4ab8-be95-75bf91f17b4a" target="_blank" rel="noopener"><em>A Current Affair</em></a>.</p> <p>"I'm so grateful that people understood and they listened. That's all I ever wanted through this whole thing, was someone to listen."</p> <p>The problems began when authorities originally refused Mark's request to move into Anne's aged care facility, with federal government policy saying that aged care is "not appropriate for people under 65".</p> <p>But Mark's relatives argued that given the life expectancy of people living with Down's syndrome is 60 years, an exception should be made.</p> <p>A new assessment was done and Mark has been granted a place at the same nursing home as his mother, as Mark's other sister Michelle said, "We got what we wanted. Everything worked out perfectly, the way it's supposed to."</p> <p>After Anne received the exciting news, she said, "I'm feeling great. He's staying with Mum!"</p> <p>Sharon and Michelle hope that their experience will assist other families with unique circumstances.</p> <p>"My advice is to keep pushing," Sharon said. "Only you know your family and you have to be their voice.</p> <p>"There's a lot of difference out there and a lot of people who are individuals [and] they need to be looked at individually."</p> <p><em>Image credits: A Current Affair </em></p>

Legal

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The surprising unknown road rule that is costing drivers

<p dir="ltr">A woman has issued a warning to Aussie drivers after being threatened with a hefty fine for a common car decoration. </p> <p dir="ltr">Janelle McEvoy, a young woman from Perth, took to TikTok to recall the moment she learned that she could be facing a fine for having an air freshener hanging from her car’s rear view mirror. </p> <p dir="ltr">“I randomly got breath tested on the way to an event this morning and the police officer told me when I get home I need to remove this hanging from my car to avoid the $100 fine and the demerit point,” she said in her TikTok video, which has since had nearly 2 million views. </p> <p dir="ltr">“Doesn’t everyone have one of these hanging from their car? Where is it supposed to go?”</p> <p dir="ltr">Thousands of people flocked to the comments on the video to share their surprise over the obscure road rule, with one person writing, “The way my jaw dropped when you showed what it was cause I bought the exact same thing not too long ago.”</p> <p dir="ltr">Another added, “That’s crazy, I have like four air fresheners and two crystal chains hanging from my car.”</p> <p dir="ltr">The rule, which varies between states, can carry fines and possibly the loss of demerit points, if a police officer deems that the driver’s vision is obstructed from whatever is hanging from the mirror.</p> <p dir="ltr">In NSW, drivers without a clear view of the road can be fined $410 fine and have three demerit points issued.</p> <p dir="ltr">In other Aussie states, the fine for obstructed vision can range between $100 and $361. </p> <p><em>Image credits: Shutterstock </em></p>

Money & Banking

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10 rules every good house guest follows

<p>You've been invited to stay in somebody else's house. You're instantly told "make yourself at home!" But you can't really, can you? Here's the unsaid rules of being a houseguest you just can't break. </p> <p><strong>1. Not arriving on time</strong></p> <p>Always provide your itinerary to your host before you arrive. If your flight or train is delayed, give them real-time updates. Google Map your journey in advance so you know exactly how to get to their house. It's awfully inconvenient as a host to be waiting to give a guest keys, but have them arrive two hours late because of an excuse like "I got lost".</p> <p><strong>2. Turning up empty handed</strong></p> <p>You don't need to bring much, but when staying at someone's house you need to arrive with a token of appreciation. A bottle of wine, some chocolates, or a kitsch little jar of jam you made. Turning up empty handed is expected by the host, but all good houseguests know a small gift is the right way to kick things off.</p> <p><strong>3. Keeping your shoes on</strong></p> <p>Perhaps you live in a shoes-on house when you're at home, but unless told so, you should never keep them on when staying at another's. Especially if you only see your host walking around bare foot, or in socks/slippers. Houseguests bring in extra dirt, fluff, and marks – the most conscious you can be of that, the better.</p> <p><strong>4. Turning down food</strong></p> <p>When you're staying in somebody else's home, you must eat what you are served. Hosts go to a lot of effort to make you feel welcome and cooking for you is a big part of that. If you have any dietary requirements, say so before you arrive and offer to bring a bag of shopping. Your host will probably refuse, but you've laid the groundwork for happy mealtimes for the duration of your stay.</p> <p><strong>5. Not cleaning up</strong></p> <p>Picture this: you're staying with a friend, and they're at work all day while you mooch around their house. The dishwasher is full but you don't know where anything goes in the cupboards. You pile your dirties in the sink, and your friend comes home to find them. Cue instant aggression that will forever remain unspoken. Avoid being a bad guest by cleaning up when you're a houseguest – even if you put things back in the wrong place.</p> <p><strong>6. Not asking to use laundry facilities</strong></p> <p>One of the most difficult things about travelling is getting your laundry done. When a washing machine and dryer become available, it's natural to want to jump on them. But you must ask your host first. They will always say yes – everybody understands what it's like to have to wear inside-out underwear when you've had no laundry facilities for a week – but it's just polite to ask.</p> <p><strong>7. Asking your host to quiet down</strong></p> <p>When staying in somebody else's house, there's a high chance of noises you're not used to. That could mean your host watching TV at midnight when you've got to be up early, or them talking loudly on the phone at 6AM while you're asleep. But you can't say anything about it. If you are noise-sensitive, always bring quality earplugs.</p> <p><strong>8. Bringing lovers home</strong></p> <p>We get it, maybe you're in an exciting new city and the options for a little sexy time are pinging at your phone every few minutes. But you cannot, under any circumstances, invite a new lover over to somebody's house when you're staying there. Even if you have their house to yourself, it's just a breach of respect. If you want to hook up, go to their place.</p> <p><strong>9. Leaving the bed unmade</strong></p> <p>Hosts generally accept there'll be some clean-up after you're gone. But don't leave the guest bed unmade, or your dirty sheets on it. Strip them off on your final morning, and either fold them nicely, or put them in the washing machine (this is one situation where you don't need their permission to use their laundry). Remake the bed with or without clean sheets if possible.</p> <p><strong>10. Not saying thank you</strong></p> <p>It doesn't have to be a formal written letter (though that would be nice, wouldn't it). But you must thank your hosts after you leave with a note, an e-mail, or even a text. It's something so easy to forget to do once you're gone, but ensures the host feels their hospitality has been appreciated. And if you've not broken any of the other rules, you'll definitely get invited back.</p> <p><em>Image credits: Shutterstock</em></p> <p><em>Written by Lee Suckling. First appeared on <a href="http://www.stuff.co.nz/" target="_blank" rel="noopener"><strong><span style="text-decoration: underline;">Stuff.co.nz</span></strong></a>.</em></p>

Home & Garden

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Buckingham Palace announces joyous royal baby news

<p>In a delightful announcement, Britain’s Princess Beatrice and her husband Edoardo Mapelli Mozzi are expecting their second child, due in early spring of next year, or our autumn. Buckingham Palace confirmed the joyous news, stating, “His Majesty The King has been informed and both families are delighted with the news.”</p> <p>This exciting chapter comes after Beatrice, 36, and property developer Mapelli Mozzi tied the knot in a charming private ceremony at the Royal Chapel of All Saints, Windsor, in July 2020. The couple welcomed their first child, Sienna Elizabeth Mapelli Mozzi, on September 18, 2021, who is now three. Beatrice is also a loving stepmother to Mapelli Mozzi’s son, Christopher Wolf, affectionately known as Wolfie, from a previous relationship.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/DAlYZhLM4vG/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/DAlYZhLM4vG/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by The Royal Family (@theroyalfamily)</a></p> </div> </blockquote> <p>With the new baby set to be born as 11th in line to the throne, the little one will join the growing royal family, further enriching their close-knit bond. The child will be the 14th great-grandchild of the late Queen Elizabeth II, and the second to arrive since her passing in 2022, following the birth of Beatrice’s sister Princess Eugenie's son, Ernest.</p> <p>The news is a bright spot in what has been a challenging year for the royal family. Both the Princess of Wales and Beatrice’s mother, Sarah, Duchess of York, have been undergoing treatment for cancer, with the Duchess triumphantly receiving the “all clear” after battling breast cancer and malignant melanoma. Despite these trials, Beatrice's pregnancy brings hope and happiness, with her family embracing the next royal arrival.</p> <p>The Duchess of York, known as Fergie, expressed her overwhelming joy at the news. “Words cannot express the joy and excitement I feel... Becoming a granny again fills my heart with so much happiness and gratitude. I cannot wait to meet this little one,” she shared. Fergie also celebrated her daughter’s motherhood journey, calling it one of the “greatest privileges” of her life. She beamed with pride at how Beatrice has blossomed as a mother to Sienna and stepmother to Wolfie, and looks forward to welcoming the newest addition to their ever-growing family.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/DAlxz75ucf6/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/DAlxz75ucf6/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Sarah Ferguson (Fergie) (@sarahferguson15)</a></p> </div> </blockquote> <p>Beatrice’s younger sister, Princess Eugenie, was equally thrilled, sharing her congratulations on Instagram. “So looking forward to more on this journey of motherhood together,” she wrote, eagerly anticipating the arrival of her future niece or nephew.</p> <p>As Beatrice and Edoardo prepare to welcome their second child, royal fans and family alike are filled with happiness for the couple. With a supportive and loving family surrounding them, this new chapter is set to be a beautiful continuation of their growing love story.</p> <p><em>Images: Instagram</em></p>

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"It's just not OK": Parking inspectors under fire for fining innocent drivers

<p>Melbourne drivers are being hit with parking fines despite not doing anything wrong, raising questions about the legitimacy of the infringement notices. </p> <p>Emma Hodgkinson from Essendon told<em> 9News</em> that she was fined for supposedly overstaying in a two-hour parking zone. </p> <p>"I was furious, it's just not OK" she told the publication. </p> <p>Hodkinson had only left her house 40 minutes prior to the time stamp on the fine, and used CCTV footage from her home to prove it. </p> <p>"When I saw the timecode on the footage and I compared it to the time on the ticket I realised I hadn't done anything wrong and it was their mistake," she said.</p> <p>Many other drivers have had similar experiences, with one man from Richmond saying he received a $99 penalty earlier this month, despite having almost an hour left on his Pay Stay app. </p> <p>Another driver was fined by Stonnington Council who said he had parked for more than two hours even though he'd only been there for about 20 minutes. </p> <p>In most of these examples, many other cars in the same area had also been fined. </p> <p>"I was able to prove I was innocent but how are [the other drivers] going to be able to prove that?" Hodgkinson said.</p> <p>Council Watch representative Dean Hurlston said the reason why innocent drivers are being fined could be because council parking inspectors have to hit their quotas. </p> <p>"We know the job of a parking inspector is well paid for good reason," he told <em>9News</em>.</p> <p>"They definitely have quotas. Councils need money, they're cash strapped. This is a way to gouge and raise revenue."</p> <p>If you've been unfairly fined, it is important to collect as much evidence as possible, including photos and screenshots. </p> <p><em>Image: Nine News</em></p>

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Vandals wreck roadside CCTV leaving locals with $300k replacement bill

<p>Two mobile roadside cameras have been targeted and damaged by a group of young men, leaving a local Aussie council with a large replacement bill. </p> <p>Video of the incident was shared on social media over the weekend and shows about a dozen men, most of them covering their faces , pushing over a camera trailer before swinging on the boom and hitting the camera. </p> <p>The "night time shenanigans" drew a mixed reaction, with some praising their antics saying: "Not all heroes wear capes."</p> <p>Others described them as "legends" and said  "good job fellas."</p> <p>However many slammed their acts of vandalism, with one person saying: "Total of 49 braincells combined."</p> <p>According to <em>Yahoo News</em>, the cameras were not monitoring drivers and are not managed by Queensland's Department of Transport and Main Roads. The cameras belonged to local government area intended to tackle anti-social behaviour and crime.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/DAfgtmOPqxk/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DAfgtmOPqxk/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Its Called Straya 🇦🇺 (@its_called_straya)</a></p> </div> </blockquote> <p>"Over the last week two of Council’s mobile CCTV camera trailers have been destroyed by vandals," a spokesperson for the council told the Townsville Bulletin.</p> <p>"The total replacement cost of both trailers is estimated to be more than $300,000 to ratepayers."</p> <p>According to council officials, the cameras were damaged in the suburbs of Woodstock and Bohle. </p> <p>"Townsville City Council has an extensive CCTV camera network of more than 600 fixed cameras and six mobile trailer cameras that can be deployed across the city to reinforce Council’s commitment to community safety," the spokesperson said.</p> <p>Police are investigating the incidents, urging anyone with information to come forward. </p> <p><em>Images: Instagram</em></p>

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Neighbour's "petty" act against "obnoxious" driver

<p>A Sydney resident has detailed her "petty" move against her neighbour after becoming fed up with his "obnoxious" parking.</p> <p>Venting about her neighbour online, the Manly resident claimed the man's "over loud, oversized vehicle permanently sticks out from his property, partially blocking footpath". </p> <p>While he was parked in his own driveway, blocking the footpath is illegal and can attract a $283 fine, sometimes more in other council areas across the country. </p> <p>"This noise-polluting monstrosity should be banned, or at least parked on the street (preferably not ours)," she said, attaching a picture of a large ute with its tray sticking out on the footpath. </p> <p>In an attempt to put an end to the "grubby" behaviour, the resident said she reported her neighbour to the Northern Beaches council. </p> <p>The council website states: "residents must not park in or across a driveway (even your own)," to ensure pedestrian safety and access.</p> <p>"Ensure your car is within the front boundary of the property or parked safely in the street."</p> <p>The council told <em>Yahoo News Australia</em> that after the incident was reported via Snap, Snap, Solve, the driver was fined.</p> <p>Officers have reportedly been proactively patrolling the area since, and found no repeated instances. </p> <p>However, the woman was shocked to see  see the driver's "pride and joy still there" in the driveway. </p> <p>"Today I received an email from council saying the matter has been resolved. Do council not care or is this an insufficient crime for any action to be taken?" she asked other residents on Facebook. </p> <p>Her post has divided residents, while most people agreed with her, others told her to mind her business. </p> <p>"I’m surprised he doesn’t get booked as he is blocking the footpath for prams and wheelchairs," one person said.</p> <p>"That’s kind of dangerous. Plus disabled or kids on bikes could slam into it," another added. </p> <p>"Car park is sh*te but it doesn’t seem like it’s affecting you. Take a deep breath and stop working yourself up over things that really don’t matter," someone else argued. </p> <p>"You sound like one of those neighbours that sticks their noses into other people's business," another added. </p> <p><em>Images: Shutterstock/ Facebook</em></p>

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