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"Priceless and precious" war medals found in landfill

<p>A set of treasured war medals has been rescued from the brink of destruction at the Gatton Landfill west of Brisbane – all thanks to the sharp eyes and quick instincts of a local council worker.</p> <p>Tim, a heavy machinery operator at the site, was carrying out his usual duties recently when something out of the ordinary caught his attention in a pile of general waste. Amidst the discarded household items and rubbish, he noticed a small, unusual-looking container. Curious, he paused his work to investigate further and reported the find to his supervisor.</p> <p>What he discovered inside the box was nothing short of remarkable – four official war medals, still in pristine condition, tucked away as though forgotten. The medals, believed to be decades old, were likely of great sentimental and historical value to their rightful owner.</p> <p>“This was a wonderful stroke of luck,” said Lockyer Valley Regional <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Councillor Julie Reck, who holds the Waste Portfolio for the region. “If it hadn’t been for Tim, these priceless and precious medals would have wound up in landfill, likely never to be seen again.”</span></p> <p>Recognising the importance of the find, Council staff acted quickly to trace the medals’ origins. Within days, they were able to track down the family to whom the medals belonged and arrange for their safe return.</p> <p>The grateful owners were reportedly overwhelmed with emotion to have the medals – symbols of service and sacrifice – back in their possession.</p> <p>Councillor Reck praised Tim’s attentiveness and initiative, adding that this story is a timely reminder of how small actions can make a big difference.</p> <p>“It’s moments like these that show how much people care, even in the most unexpected places,” she said. “We're so proud of Tim and the whole team for handling the discovery with such care and respect.”</p> <p>While landfills are not usually associated with good news, this rare find proves that even in the unlikeliest of places, treasures – and touching stories – can still be uncovered.</p> <p><em>Images: Lockyer Valley Regional Council </em></p>

Home & Garden

Major bank announces huge home loan rate cut

<p>The Commonwealth Bank of Australia (CBA) will reduce its fixed-rate home loans by up to 0.40 percentage points across all terms starting Friday, following a 0.25 percentage point cut to its variable rate in response to the Reserve Bank of Australia’s (RBA) recent cash rate reduction.</p> <p>The new rates will see CBA’s lowest fixed offering set at 5.49% for a three-year term. Despite the move, experts say the cuts are unlikely to spark a surge in homeowners locking in their mortgages.</p> <p>Sally Tindall, data insights director at Canstar.com.au, said the rate adjustments bring CBA closer to its major bank competitors but aren’t enough to significantly shift consumer behaviour.</p> <p>“CBA’s fixed rate cuts aren’t groundbreaking, but rather a bid to inch closer to its key competitors,” Tindall said. “Fixed rates have been falling fairly consistently this year, and we expect this activity will continue as banks price in the increasing likelihood of further cash rate cuts.”</p> <p>While CBA’s new rates mark progress, rivals remain more competitive. ANZ holds the lowest one- and two-year fixed rates among the big four banks, while National Australia Bank (NAB) continues to offer the most attractive three-, four-, and five-year fixed terms.</p> <p>Tindall also noted that with only a slim margin – just 0.10 percentage points – between current fixed and variable rates, many borrowers will likely hold off from locking in.</p> <p>“With the possibility of further RBA cuts ramping up, it’s hard to see many people jumping at the chance to lock up their mortgage for the next three years,” she said. “The majors might have to offer a fixed rate in the ‘4’s’ if they’re serious about getting people to lock in.”</p> <p>Canstar’s latest data shows a flurry of activity across the lending sector since the RBA’s decision. Twenty lenders have reduced at least one fixed rate this month, and five major lenders, excluding CBA, have already made cuts.</p> <p>Among them, BOQ, Community First Bank, Police Bank and Queensland Country Bank now offer at least one fixed rate below 5%, setting the benchmark at 4.99%.</p> <p>Tindall urged borrowers to carefully consider their financial situation and risk appetite when deciding between fixed and variable rates. “If you’re deciding between a fixed or variable rate, understand what might suit your finances and, to some extent, your personality. When you make a decision, take the time to look for a competitive rate,” she said.</p> <p>While the trend suggests fixed rates will continue to fall, CBA's latest move clearly shows the intense competition in the home loan market – one that still leaves many Australians hesitant to commit.</p> <p><em>Image: Supplied</em></p>

Money & Banking

“Mum always found the joy”: Beatrice and Eugenie open up on royal divorce

<p>Princess Beatrice and Princess Eugenie have spoken candidly about the impact of their parents’ divorce and the enduring strength of their mother, Sarah Ferguson, Duchess of York.</p> <p>Appearing on the "Lessons from our Mothers" podcast, hosted by Isabella Branson and Cressida Bonas – actress and former girlfriend of Prince Harry – the royal sisters shared heartfelt reflections on their upbringing and the lessons imparted by their mother during challenging times.</p> <p>Beatrice recalled the difficult period during their parents' separation, which began in 1992 when she was just eight years old and Eugenie was six. Despite the emotional turmoil, she remembered it as a time still filled with positivity and a sense of adventure, thanks to their mother’s optimistic spirit.</p> <p>“Mum's ability to sort of jump into any situation,” Beatrice said, was something she admired and now emulates. “There was always an adventure to be had. Even during some of the harder times through divorce and through challenging moments… she had an ability to kind of jump into things with two feet.”</p> <p>She added that those early memories are precious and formative: “It's this sort of way with which she just brought that joy to moments.”</p> <p>Prince Andrew and the Duchess of York, affectionately known as "Fergie", were married in 1986 and formally divorced in 1996. Long naval deployments and conflicting responsibilities are believed to have contributed to the breakdown of their marriage.</p> <p>In a 2007 interview with <em>Harper’s Bazaar</em>, Fergie explained, “I wanted to work; it's not right for a princess of the royal house to be commercial, so Andrew and I decided to make the divorce official so I could go off and get a job.”</p> <p>Despite the separation, the couple have maintained a close relationship, cohabiting in separate wings of the Royal Lodge since 2008. They often refer to themselves as the "happiest divorced couple", setting a rare example of post-divorce harmony.</p> <p><em>Images: Instagram</em></p>

Family & Pets

Missing mum of two found after 60 years

<p>In a stunning breakthrough to one of America's longest-running cold cases, a woman who disappeared more than 60 years ago has been found alive and well – living in another state and expressing “no regrets” for leaving her past behind.</p> <p>Audrey Backeberg was just 20 years old when she vanished on July 7, 1962, from her home in Reedsburg, Wisconsin, where she lived with her husband, Ronald Backeberg, and their two young children. Her sudden disappearance launched a decades-long search that ultimately went cold – until now.</p> <p>In a press release issued Thursday, the Sauk County Sheriff’s Office confirmed that Ms Backeberg had been located alive following a renewed investigation into her case earlier this year.</p> <p>“Through diligent investigative work, which included a thorough re-evaluation of all case files and evidence, combined with reinterviewing witnesses and uncovering new insights, the Sheriff’s Office is now able to report that Audrey Backeberg is alive and well,” the department announced.</p> <p>The cold case was reassigned in March to Detective Isaac Hanson, who led the breakthrough investigation. His review included interviews with old witnesses, analysis of historical evidence, and a key lead involving a relative’s Ancestry.com profile.</p> <p>“That was pretty key,” Hanson told WISN, describing how the online genealogy database helped him trace public records that eventually led to a current address. Once the address was identified, Hanson contacted the local sheriff’s department in the area. “Ten minutes later, she called me,” he said.</p> <p>In a 45-minute phone conversation with Detective Hanson, Ms Backeberg confirmed her identity and shared that she left her family to escape what she described as an abusive and dangerous home environment.</p> <p>“She sounded happy. Confident in her decision. No regrets,” Hanson said.</p> <p>Just days before her disappearance in 1962, Ms Backeberg had filed a criminal complaint alleging that her husband had beaten her severely and threatened her life. Despite this, the couple remained in the home together, with their children.</p> <p>On the day she vanished, Audrey reportedly left to collect a paycheck from her job at a woollen mill – but never returned. Rumours and conflicting accounts emerged over the years, including claims from a 14-year-old babysitter who said she saw Ms Backeberg hitchhike to Madison and take a bus to Indiana. Later, the same individual, when re-interviewed as an adult, claimed Audrey may have ingested pills before departing and might have connected with local construction workers.</p> <p>For decades, her family believed Audrey would never willingly abandon her children. Her husband reportedly spent years chasing leads, but no trace of her was ever found – until now.</p> <p>While authorities have not disclosed the state where Ms Backeberg currently resides, Detective Hanson said she had been living safely and independently all these years.</p> <p>“She just moved on from things and led her life,” he said.</p> <p>Authorities have closed the case with the confirmation that Audrey Backeberg left of her own volition and was not in danger at any point during the six decades she was missing.</p> <p><em>Images: Wisconsin Police</em></p>

Family & Pets

What every parent should read before becoming the bank of mum and dad

<p><span style="font-family: Calibri, sans-serif;">In late 2023, economists Jarden estimated </span><a style="color: #467886;" href="https://www.afr.com/companies/financial-services/the-bank-of-mum-and-dad-is-good-for-70-000-new-analysis-concludes-20231129-p5enpp"><span style="font-family: Calibri, sans-serif;">15 per cent of mortgage borrowers received some form of financial support</span></a><span style="font-family: Calibri, sans-serif;"> from their parents. A separate poll by comparison site Finder around the same time </span><a style="color: #467886;" href="https://au.finance.yahoo.com/news/first-home-buyers-reveal-huge-amount-aussie-parents-gifted-them-201221909.html"><span style="font-family: Calibri, sans-serif;">put the figure at 11 per cent</span></a><span style="font-family: Calibri, sans-serif;">. Fast forward to February this year, with a UBS survey </span><a style="color: #467886;" href="https://www.abc.net.au/news/2025-02-06/cost-of-living-sting-lessened-by-bank-of-mum-and-dad/104882754"><span style="font-family: Calibri, sans-serif;">suggesting almost half of first home buyers receive parental assistance</span></a><span style="font-family: Calibri, sans-serif;">. Clearly, the Bank of Mum and Dad is a rapidly growing source of funds for younger people seeking to purchase property. However, some older Australians are now paying a hefty price for having done so without adequate planning and protections.</span></p> <p><strong><span style="font-family: Calibri, sans-serif;">On the hook</span></strong></p> <p><span style="font-family: Calibri, sans-serif;">Amid the excitement of homebuying, many parents overlook the fact they could be left on the hook to cover any shortfall. The worst-case scenario here is losing your own home, as well as your child losing theirs, if you went guarantor on their loan and they defaulted and you didn’t have a backup plan. If you loaned them money which they subsequently can’t repay, the principal amount goes unrepaid and you also miss out on the interest/compound growth that money could have earned if invested elsewhere. You may even be asked to fork out more in future if your child needs help to keep the property or to subsequently buy a replacement property. Unlike for a real bank, there is no public bailout for the Bank of Mum and Dad.</span></p> <p><strong><span style="font-family: Calibri, sans-serif;">Financial shortfall</span></strong></p> <p><span style="font-family: Calibri, sans-serif;">A common problem that I and other financial advisors are now seeing is parents inadvertently giving their children more than they can actually afford. Take people who acted as Bank of Mum and Dad before the pandemic hit. They budgeted how much they would need for retirement and then gave their adult kids money towards buying a home of their own. Then COVID-19 arrived. Countless jobs were lost and businesses shuttered. Many would-be retirees were forced to stay in the workforce for longer than planned. Next came the inflation crisis, with mortgages and living costs soaring. Retirement budgets blew-out as more money was suddenly needed for everyday expenses, particularly energy, insurance and food. Meanwhile ballooning house prices over the pandemic years saw first homebuyers needing even larger deposits. That all translated to significant financial shortfalls for the Bank of Mum and Dad.</span></p> <p><strong><span style="font-family: Calibri, sans-serif;">Elder abuse</span></strong></p> <p><a style="color: #467886;" href="https://www.aihw.gov.au/family-domestic-and-sexual-violence/population-groups/older-people#abuse"><span style="font-family: Calibri, sans-serif;">Government figures from 2023</span></a><span style="font-family: Calibri, sans-serif;"> estimate one in six older Australians suffer elder abuse in some form, with 2.1 per cent experiencing financial abuse – undue control, pressure or restricted access to their own money and financial decisions. Half (53 per cent) of elder abuse perpetrators are family members, with adult children the most common offenders.</span></p> <p><span style="font-family: Calibri, sans-serif;">Given the amount of money involved in property purchases, and the stresses associated with housing affordability, the potential for the Bank of Mum and Dad to suffer elder abuse is alarmingly high.</span></p> <p><strong><span style="font-family: Calibri, sans-serif;">Relationship breakdowns</span></strong></p> <p><span style="font-family: Calibri, sans-serif;">Money is perhaps the greatest source of tension in relationships. Usually that is between partners, yet these can multiply for the Bank of Mum and Dad and its stakeholders. Some examples include:</span></p> <ul> <li><span style="font-family: Calibri, sans-serif;">You and your partner disagree on what or how much assistance to provide.</span></li> <li><span style="font-family: Calibri, sans-serif;">Your other children feel disadvantaged if they don’t receive the same financial assistance.</span></li> <li><span style="font-family: Calibri, sans-serif;">Having provided the finances, you then interfere in how your child manages the property or their general finances, causing resentment to build.</span></li> <li><span style="font-family: Calibri, sans-serif;">A marriage breakdown (yours or your child’s) affects the repayment of a loan or the nature of a mortgage guarantee.</span></li> </ul> <p><strong><span style="font-family: Calibri, sans-serif;">Protect yourself</span></strong></p> <p><span style="font-family: Calibri, sans-serif;">While supporting children is the foremost concern of the Bank of Mum and Dad, it is important to protect yourself too. A written agreement outlining the nature of the support, conditions and contingencies is crucial to keep every aligned. Independent advice from your financial adviser, lawyer, mortgage broker and accountant ensures you fully understand what you are on the hook for, how much you can afford to contribute, and whether there are less-risky options.</span></p> <p><span style="font-family: Calibri, sans-serif;">Finally, be sure that the decision to support your child’s property ambitions is your own and that you aren’t coerced into it. If you’re concerned that you may be experiencing elder abuse, call the free </span><a style="color: #467886;" href="https://www.health.gov.au/contacts/elder-abuse-phone-line"><span style="font-family: Calibri, sans-serif;">elder abuse line on 1800 353 374</span></a><span style="font-family: Calibri, sans-serif;">.</span></p> <p><strong><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Helen Baker is a licensed Australian financial adviser and author of the new book, <em>Money For Life: How to build financial security from firm foundations (Major Street Publishing $32.99).</em> Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children<em>. </em>Find out more at </span></strong><a style="color: #467886;" title="http://www.onyourowntwofeet.com.au/" href="http://www.onyourowntwofeet.com.au/"><strong><span style="line-height: 18.4px; font-family: Calibri, sans-serif;">www.onyourowntwofeet.com.au</span></strong></a></p> <p><strong><em><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754.</span></em></strong></p> <p><em><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Image: Shutterstock</span></em></p>

Money & Banking

Refinancing your home later in life – what you need to know

<p>There are many reasons why you may look to refinance your home. The obvious one is to lower mortgage repayments with a better rate. However, other reasons people refinance later in life include:</p> <ul> <li>unlocking equity to invest</li> <li>paying down other debts</li> <li>buying a holiday home</li> <li>funding extended travel</li> <li>launching a new business</li> <li>supporting children with a property deposit</li> </ul> <p>Regardless of why you want to refinance, the points below will help you navigate your options.</p> <p><strong>Changing lenders</strong></p> <p>It may have been a while since you last revisited your mortgage, meaning you may not be aware of current lending options and traps.</p> <p>A common trick lenders use is the so-called “headline rate” to grab your attention. However, this interest rate is typically not what you end up paying. It may only be an introductory rate for the first few months, or hefty fees attached may wipe out any savings.</p> <p>Banks aren’t the only ones offering loans nowadays. Registered non-bank lenders, fintechs and online lenders can refinance your mortgage and provide other credit services the same as any bank; they just don’t take cash deposits. Alternatively, you could explore credit unions and mutual societies.</p> <p>Also consider any shareholder benefits you may have. Most banks have done away with them now but may still honour pre-existing ones. If you change lenders, you could lose this entitlement – permanently.</p> <p><strong>Reverse mortgages</strong></p> <p>Generally, only available to people aged 60-plus, a reverse mortgage effectively allows you to unlock equity in your home without you needing to make immediate repayments.</p> <p>However, they often have strict conditions including:</p> <ul> <li>minimum borrowing amounts</li> <li>maximum borrowing ratios</li> <li>higher interest rates than standard mortgages</li> </ul> <p>Crucially, the interest accrues over time and is repaid when you sell, move or pass away. As such, your debt liability grows over time – potentially impacting your future living arrangements and how much is left for beneficiaries in your will. The Govt has the “loan equity scheme” as another option to lenders. I just want to highlight the need to be careful with reverse mortgages.</p> <p><strong>Changing homes</strong></p> <p>Rather than selling, downsizing could involve making an investment property your primary residence and then renting out your existing home.</p> <p>This approach may require you to refinance both loans simultaneously. There will also be tax considerations to work through – including Capital Gains Tax liabilities when you do sell, negative gearing, depreciation, and changes to your income tax.</p> <p>Then there are the lifestyle factors to weigh up, especially if you are moving to a different area:</p> <ul> <li>living expenses</li> <li>insurance and travel costs</li> <li>access to healthcare</li> <li>rental income</li> <li>property management expenses</li> </ul> <p>Remember that if you have a Self Managed Super Fund (SMSF), it CANNOT own any property that you directly use yourself, including your home.</p> <p><strong>Becoming Bank of Mum and Dad</strong></p> <p>Refinancing can unlock equity to support adult children with their first property deposit. However, it isn’t without its risks.</p> <p>Ask yourself honestly:</p> <ul> <li>Will this be a gift or loan?</li> <li>If a loan, under what terms? Will interest be applied? How and when will repayments be made? What if they default?</li> <li>What happens if their relationship breaks down, will you get your money back?</li> <li>How does going without that money affect your retirement?</li> <li>Do you have alternative assets to support you if your circumstances change?</li> <li>How does this affect inheritances or deposit contributions to your other children?</li> <li>Can you assist them another way without using your home equity?</li> </ul> <p>Draw up a written agreement outlining all conditions and scenarios to avoid disagreements in the future.</p> <p><strong>Pension impacts</strong></p> <p>Don’t overlook how refinancing your home could impact your pension. While your home is exempt from the means test, any income or assets you generate from unlocking equity is not.</p> <p>You could inadvertently see your pension amount reduced or your eligibility voided altogether. This would come as a nasty shock if you haven’t pre-budgeted for such a change!</p> <p><strong>Getting advice</strong></p> <p>To ensure you get the best bang for your buck when refinancing, be sure to enlist the help of a good:</p> <ul> <li>mortgage broker to source the best loans for your circumstances</li> <li>insurance broker to ensure your cover is right sized for your needs, risk and budget</li> <li>accountant to work through any tax implications</li> <li>estate planner to manage any changes</li> <li>financial adviser to keep your investments and financial strategy working for you</li> </ul> <p>Ultimately, decisions – including about refinancing – are only as good the information you have at hand. So, make sure you have all the relevant facts before signing on the dotted line.</p> <p><em><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Helen Baker is a licensed Australian financial adviser and author of the new book, Money For Life: How to build financial security from firm foundations (Major Street Publishing $32.99). Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at </span><a style="color: #467886;" title="http://www.onyourowntwofeet.com.au/" href="http://www.onyourowntwofeet.com.au/"><span style="line-height: 18.4px; font-family: Calibri, sans-serif;">www.onyourowntwofeet.com.au</span></a></em></p> <p><em><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754.</span></em></p>

Money & Banking

Hilarious gift for Home and Away icon after her final scene

<p>After an incredible 33-year run on <em>Home and Away</em>, beloved actress Lynne McGranger has filmed her final scene, marking the end of an era for both the show and its devoted fans. Portraying the iconic Irene Roberts, McGranger’s departure is a moment of celebration and nostalgia for the Australian TV industry.</p> <p>McGranger wrapped up her last scene on the legendary Pier Diner set at Seven’s Eveleigh Studios in Sydney on Wednesday. The emotional moment was met with cheers and heartfelt applause as the cast and crew gathered to witness the final take for the longest-serving female cast member in the show’s history.</p> <p>Producer Lucy Addario led the tributes, presenting McGranger with a bouquet of flowers on behalf of the <em>Home and Away</em> production team. Adding a touch of humour and nostalgia, she was also gifted the famous “Hamburger Phone” – a prop synonymous with the Diner – as a token of appreciation for her unforgettable contribution to the show.</p> <p>Grateful and emotional, McGranger reflected on her incredible journey. “I’ve had the ride of my life. And I love each and every one of you so much: The cast – Ray, Georgie, Emily, Shane, Ada, James, all the youngins,” she said. “The art department, the writers, everybody – there’s so many unsung heroes. This show is made up of so many parts. You’re all amazing, and it’s been my great privilege to work with each and every one of you. I’m touched, I’m humbled, and I’m so honoured. Thank you so much.”</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/DHp-tuUCy-h/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DHp-tuUCy-h/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by 7NEWS Sydney (@7newssyd)</a></p> </div> </blockquote> <p>Though McGranger’s time on set has concluded, her character’s exit storyline promises to keep viewers captivated for months to come. Since her debut in January 1993, Irene has been a cornerstone of Summer Bay, known for her toughness, sharp wit and heart of gold. A recovered alcoholic who turned her life around, Irene’s journey has seen her take in numerous foster children and face some of the show’s most dramatic storylines, from battling breast cancer to surviving bomb explosions and plane crashes.</p> <p>Throughout the years, Irene’s signature catchphrases – “girly”, “darl”, and “flippin’ heck!” – have cemented her place in Australian pop culture. In 2023, <em>TV WEEK</em> even ranked her the second Greatest Australian TV Character Of All Time, a testament to McGranger’s unforgettable performance <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">(Alf was No.1, in case you're wondering)</span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">.</span></p> <p>Even as fans prepare to say goodbye to Irene Roberts over the coming months, McGranger’s legacy will live on in the hearts of <em>Home and Away</em> viewers. Her unmistakable charm has left an indelible mark on the show, and she will always be remembered as a true Summer Bay icon.</p> <p><em>Images: Network 7</em></p>

Why do I grieve my childhood home so much now we’ve sold it?

<div class="theconversation-article-body"> <p>Grief can hit us in powerful and unanticipated ways. You might expect to grieve a person, a pet or even a former version of yourself – but many people are surprised by the depth of sad yearning they can feel after selling the childhood home.</p> <p>In fact, it is <a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">normal to grieve a place</a>. And this grief can be especially profound if it coincides with a parent dying or moving into residential aged care, leading to the sale of their house.</p> <p>Grief is the response to the loss of anything to which we have an emotional connection. A <a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">growing body</a> of <a href="https://www.taylorfrancis.com/books/mono/10.4324/9780203860731/counting-losses-darcy-harris">research</a> is looking at how grief can extend to “non-person” losses such as infertility, loss of religion and, yes, the loss of a former home.</p> <h2>Why would someone grieve a house?</h2> <p>The childhood home can be an important place for many of us. It literally housed our formative development, family bonds, and core memories. Hopefully, the childhood home is where we learned about safety, security and love.</p> <p>It was likely surrounded by our neighbourhood, and close to important places such as school, playgrounds and friends’ houses. It is no wonder we grieve it when it’s gone.</p> <p>It’s normal to <a href="https://www.taylorfrancis.com/chapters/edit/10.4324/9781315126197-20/grieving-lost-home-marc-fried">grieve things we can’t see and touch</a> but are real and valued. Just as a <a href="https://doi.org/10.1002/pon.70031">serious diagnosis might trigger</a> grief for an imagined future for yourself, or an <a href="https://doi.org/10.1177/1049732314538550">identity</a> you once cherished, loss of a childhood home can hit us harder than we think.</p> <p>When you sell a once-beloved home, you don’t just lose the physical space. You also lose all of what that space might represent, such as birthday celebrations, Christmas lunches, sleepovers with friends or many happy hours playing in the garden.</p> <p>The childhood home often is a symbol of family connection and an anchor in the storm of life. Thinking of the home and all it represents can elicit nostalgia. In fact, the word “nostalgia” <a href="https://www.bps.org.uk/psychologist/nostalgia-cowbells-meaning-life">derives from the Greek</a> words <em>nostos</em> (return) and <em>algos</em> (pain). The word is rooted in the pain we often feel being away from home.</p> <p>And just as siblings are unique – each with different memories of and connections to their childhood home – their responses to its sale can differ markedly. It is normal if your sister or brother grieves the home in a different way to you – or maybe doesn’t even seem to grieve its loss at all.</p> <h2>A complicated grief</h2> <p>When a childhood home is sold because of the death of parents, the feelings of loss about the home are closely linked. The home being sold can be a type of secondary loss that sits in the periphery to the primary loss of parents.</p> <p>Grieving the deaths might, at first, take precedence over the loss of the home.</p> <p>It might only be later that the loss of the home and all it represents becomes apparent. Because the home provides a connection to the deceased person, the loss of the home might add another layer of grief about your parents. Perhaps you find that whenever you recall memories of mum or dad, they seem always to be at the house.</p> <p>It’s also normal if you feel immense <a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">guilt</a> about grieving the home. People might chastise themselves for worrying about “silly things” and not grieving “enough” about the person who died. <a href="https://www.agingcare.com/questions/how-do-i-deal-with-the-guilt-of-selling-moms-house-481550.htm">Guilt about selling the home</a> can also be common.</p> <p>Not everyone has positive memories of their childhood home. Difficult family dynamics, maltreatment and abuse can complicate the emotional connection to childhood spaces and the grief response to their loss.</p> <p>In such cases, the loss of the childhood home can elicit grief about the loss of the childhood that could have – and should have – been. The loss of a home that was the site of discord can be even more challenging than for people with more idyllic childhood experiences.</p> <h2>How can I cope with this loss?</h2> <p>Grief from the loss of a childhood home is <a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">real and valid</a>. We should recognise this and be kind to ourselves and others experiencing it. We shouldn’t minimise the loss or make fun of it.</p> <p>Usually, the loss is anticipated, and this allows you to take photos, furniture or mementos from the home or garden before you leave or sell.</p> <p>Grief researchers call these “<a href="https://www.sciencedirect.com/science/article/pii/S0010440X20300031">transitional</a> <a href="https://www.tandfonline.com/doi/abs/10.1080/13576270412331329812">objects</a>”. They may help you maintain a connection to what is lost, while still grieving the place.</p> <p><a href="https://link.springer.com/article/10.1007/s10615-018-0682-5">Social support</a> while grieving is important. Some people share memories and photos of the home with their siblings, or derive comfort from driving by the home.</p> <p>Just be prepared for the possibility it will likely change as the new owners adapt it to their needs. You might feel affronted, but hopefully can eventually accept the property now belongs to someone else.</p> <p>Chat to your doctor if the loss is particularly difficult, and your grief doesn’t change and subside over time. They might be able to recommend a psychologist who specialises in grief.</p> <p><em>If this article has raised issues for you, or if you’re concerned about someone you know, call Lifeline on 13 11 14.</em><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/251058/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em>By <a href="https://theconversation.com/profiles/lauren-breen-1142446">Lauren Breen</a>, Professor of Psychology, <a href="https://theconversation.com/institutions/curtin-university-873">Curtin University</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/why-do-i-grieve-my-childhood-home-so-much-now-weve-sold-it-and-what-can-i-do-about-it-251058">original article</a>.</em></p> <p><em>Image: </em><em>RDNE Stock project/Pexels</em></p> </div>

Home & Garden

A decade in the making: Jamie Durie finally unveils dream home

<p>After a decade of meticulous planning, popular TV host Jamie Durie has finally revealed his dream home, a breathtaking sustainable property on Sydney’s Northern Beaches.</p> <p>The Seven Network presenter took to Instagram to share an album of images showcasing the eco-friendly sanctuary he built for his family. "Grateful. 10 years of planning, 2 years of construction and we’re finally back home," Durie, 54, captioned the post.</p> <p>The luxurious and environmentally conscious home is now the residence of Durie, his fiancée Ameka Jane, and their two children: three-year-old daughter Beau and one-year-old son Nash.</p> <p>The entire process of planning and construction has been chronicled on Durie’s latest TV venture, <em>Growing Home With Jamie Durie</em>, airing on Seven.</p> <p>"It’s been a lifelong dream of mine to build an off-the-grid house," Durie told <em>Woman’s Day</em> in November. "Ten years ago, I sketched the house. We lodged the plans five years ago, and then the last two years have been dedicated to construction."</p> <p>Durie said that the journey to completion was anything but smooth. "I don’t think poor Ameka had any idea what she was signing up for when we met. But she came up with a number of ideas that added a lot of value to it."</p> <p>He also admitted that building the house tested the family in a variety of ways. "Any family out there who’s building their own house will go through the same as what we’ve gone through," he said. "Huge budget blowouts, rising interest rates, massive construction costs that are constantly going up. We’ve had to go back to the bank four times." </p> <p>Despite the hurdles, Durie and Jane remained committed to using innovative eco-friendly features wherever they could. "We challenged ourselves with new eco-initiatives that not many people would ever dream of trying, or may not even know about," he said, before describing the experience as "the toughest project I have ever taken on in my whole life".</p> <p>Following Durie’s Instagram reveal, a wave of celebrity friends flooded the comments section with praise for the spectacular home. <em>The Morning Show</em>’s Larry Emdur wrote, "Mate!!! Just wow";fFormer Bachelor star Anna Heinrich called it "incredible"; while TV personality Sally Obermeder simply stated, "WOW". </p> <p>Comedian Dave Hughes was equally impressed, writing, "That’s proper wow. My god." <em>Getaway</em> host Catriona Rowntree described the home as "bloomin’ gorgeous".</p> <p><em>Images: Instagram</em></p>

Real Estate

Devastated mum warns of flu dangers after losing 11-week-old son

<p>A heartbroken mother is pleading with Australians to get vaccinated against the flu this season after losing her 11-week-old son to the virus.</p> <p>Samantha Miller, 37, from Bathurst, NSW, was in the hospital battling her own illness when she received a devastating phone call – her infant son had also fallen ill. By the time he reached the hospital, it was too late.</p> <p>“I came down quite ill, so I ended up in hospital, and then we got a phone call saying he’d been brought into hospital not breathing, and we found out that he’d passed away,” Ms Miller told <a href="https://www.news.com.au/lifestyle/health/health-problems/mothers-harrowing-warning-as-11-weekold-son-dies/news-story/9a453f35136ec6ec0085e10392fd5163" target="_blank" rel="noopener">news.com.au.</a></p> <p>It has been 13 years since her son’s tragic death, but the pain remains fresh. Now, she is using her heartbreaking experience to encourage others to get vaccinated against the flu.</p> <p>“It took a little while to get some autopsy results, but it came back with bronchial pneumonia caused by H1N1 swine flu,” Ms Miller said, describing the loss as an unimaginable shock.</p> <p>Her son had been seen by a paediatrician the day before his death and had shown no serious signs of illness beyond a runny nose. A photo from the night before, showing the baby peacefully asleep on his grandfather’s chest, still haunts her.</p> <p>“It’s the hardest thing I’ve ever had to do in my entire life. I would not wish it on anybody … it’s been 13 years and it hurts as if it was yesterday,” she said.</p> <p>Determined to prevent other families from suffering the same heartbreak, Ms Miller is now an advocate for flu vaccinations.</p> <p>“I know what it’s like to lose a child to influenza, and vaccination can help prevent other families from going through what we have been through for the past 13 years,” she said. She believes that there is a lack of education about the importance of vaccinations and the dangers of influenza, leading to misinformation and vaccine hesitancy.</p> <p>“Why are some people pushing for anti-vaccination when the numbers are there? They need to look at the data and get a vaccination. I mean, it’s easy enough … take ten minutes out of your life to get the vaccination,” she urged.</p> <p>Ms Miller also highlighted the strain that preventable illnesses place on the already overwhelmed healthcare system. “Anyone who ends up in hospital is putting a strain on the health services that are already under strain,” she said.</p> <p>With flu season approaching, her message is clear: vaccination saves lives. She hopes that by sharing her story, she can help prevent other families from experiencing the same devastating loss.</p> <p><em>Images: Courtesy of Samantha Miller</em></p>

Caring

Replacing stamp duty with a land tax could save home buyers big money. Here’s how

<div class="theconversation-article-body"> <p>Infrastructure Victoria has released a <a href="https://assets.infrastructurevictoria.com.au/assets/Victorias-draft-30-year-infrastructure-strategy.pdf">draft 30-year plan </a> outlining how the state can grow sustainably.</p> <p>It focuses on key areas like transport, housing, energy, and public services to support a growing population and improve liveability. The plan also suggests ways to make the state’s infrastructure and tax system fairer, more efficient and more sustainable.</p> <p>The plan’s recommendations are expected to cost between A$60 billion and $75 billion, mostly spent before 2035. This is around 10% of <a href="https://www.abs.gov.au/statistics/economy/national-accounts/australian-national-accounts-state-accounts/2023-24-financial-year#data-downloads">Victoria’s yearly economic output</a> in 2023-24, spread over the next decade.</p> <p>With Victoria already spending record amounts on infrastructure, and <a href="https://pbo.vic.gov.au/document/BudgetUpdateSnapshot2024-25">budget deficits forecast</a> until 2025-26, finding the money to fund social housing, transport and other projects is a key challenge. We estimate the Infrastructure Victoria proposals would add between $4 billion and $5 billion to Victorian government expenditure each year.</p> <p>Yet one of its proposals — replacing stamp duty with an annual land tax — would only cost between $1 million and $5 million to implement, but generate substantial gains for Victorian households.</p> <h2>Why replace stamp duty with land tax?</h2> <p>Stamp duty is one of the biggest barriers to moving house in Victoria and other Australian states. This tax, which people pay when they buy property, adds thousands of dollars to the cost of moving.</p> <p>In 2022-23, Victorians paid about <a href="https://www.abs.gov.au/statistics/economy/national-accounts/australian-national-accounts-state-accounts/2023-24-financial-year#data-downloads">$12 billion</a> to move house. Of this, $3 billion went to actual moving costs (like real estate services, and removalists) and $9 billion was <a href="https://www.abs.gov.au/statistics/economy/government/taxation-revenue-australia/latest-release#data-downloads">stamp duty</a>.</p> <p>That’s an effective tax rate of 300% on the true cost of moving, and in 2023 <a href="https://www.e-business.sro.vic.gov.au/calculators/land-transfer-duty">added about</a> $40,000, or 5.3%, to the cost of purchasing the average Victorian home.</p> <p>High stamp duty discourages people from relocating, even when their needs change — whether that’s moving for a new job, finding a bigger home for a growing family or downsizing after retirement. This leads to longer commutes, traffic congestion and a less efficient housing market. </p> <p>Switching from stamp duty to an annual land tax would make moving easier and spread the tax burden more fairly.</p> <p>Instead of a large, one-time tax when buying a home, all landowners would pay a smaller tax each year. This would help fund schools, hospitals, and other infrastructure more sustainably.</p> <h2>What can we learn from Canberra?</h2> <p>Victoria University’s Centre of Policy Studies <a href="https://www.treasury.act.gov.au/__data/assets/pdf_file/0009/1618407/cops-final-report.pdf">studied a similar reform</a> in the Australian Capital Territory, where stamp duty has been gradually phased out since 2012 and replaced with higher general rates (a type of land tax).</p> <p>Each year, the ACT government sets a target for how much money it needs to raise. Landowners then pay a share of that total, based on the value of their land.</p> <p>One of the biggest benefits of this approach is that it raises money more efficiently. Unlike other taxes, land taxes don’t discourage investment or economic activity.</p> <p>The study found removing stamp duty had a big positive impact on the ACT’s economy. Around 80% of the economic boost came from removing stamp duty, while introducing land tax also had benefits. By studying transaction data from the ACT, we showed each 10% reduction stamp duty rates drove a 6% rise in property transactions.</p> <h2>Would it help housing affordability?</h2> <p>One of the main arguments for replacing stamp duty with land tax is its effect on housing prices. Economists widely agree land taxes reduce land values, which makes housing more affordable. </p> <p>However, the impact of removing stamp duty is less predictable. Our previous research found <a href="https://theconversation.com/swapping-stamp-duty-for-land-tax-would-push-down-house-prices-but-push-up-apartment-prices-new-modelling-finds-184381">the effect on house prices</a> depends on how often properties are bought and sold. Apartments, for example, tend to change hands more frequently than houses. Because of this, removing stamp duty tends to push up apartment prices more than house prices.</p> <p>Even so, the overall effect of the reform is a drop in property prices. The challenge is ensuring this price reduction is evenly spread across different types of housing.</p> <h2>A fairer tax system</h2> <p>To make the system fairer, policymakers could adjust how land tax is applied. One option is to introduce a fixed-rate component, as <a href="https://www.revenue.nsw.gov.au/grants-schemes/previous-schemes/first-home-buyer-choice">proposed </a> in New South Wales. Another idea, suggested 15 years ago in the <a href="https://treasury.gov.au/sites/default/files/2019-10/afts_final_report_part_1_consolidated.pdf">Henry Tax Review</a>, is to base the tax on the per-square-metre value of land.</p> <p>Another key factor is housing supply. If planning laws allow more high-density housing in inner suburbs, price changes could be better managed.</p> <h2>We also need short-term solutions</h2> <p>Replacing stamp duty with land tax is a long-term reform that would take years to fully implement. The ACT, for example, planned a 20-year transition.</p> <p>If all state governments implemented this reform, we estimate Australian households would ultimately be <a href="https://www.copsmodels.com/ftp/workpapr/g-337.pdf">better off by about</a> $,1600 per household per year.</p> <p>In the short term, <a href="https://theconversation.com/whats-the-best-way-to-ease-rents-and-improve-housing-affordability-we-modelled-4-of-the-governments-biggest-programs-225446">other policies </a> could help improve housing affordability. These include increasing Commonwealth Rent Assistance and rethinking first-home buyer support. These steps could complement broader tax, infrastructure and housing supply reforms.</p> <p>The Victorian government is <a href="https://engage.vic.gov.au/victorias30yearinfrastructurestrategy">seeking feedback</a> on the draft plan before releasing the final version later this year. This is an opportunity for Victorians to contribute ideas on how to shape the state’s future and ensure its infrastructure and tax system work for everyone.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/251472/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><a href="https://theconversation.com/profiles/jason-nassios-318488"><em>Jason Nassios</em></a><em>, Associate Professor, Centre of Policy Studies, <a href="https://theconversation.com/institutions/victoria-university-1175">Victoria University</a> and <a href="https://theconversation.com/profiles/james-giesecke-9853">James Giesecke</a>, Professor, Centre of Policy Studies and the Impact Project, <a href="https://theconversation.com/institutions/victoria-university-1175">Victoria University</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/replacing-stamp-duty-with-a-land-tax-could-save-home-buyers-big-money-heres-how-251472">original article</a>.</em></p> <p><em>Image: 7news.com.au</em></p> </div>

Money & Banking

Lisa Curry's touching tribute to mum three years on

<p>Lisa Curry has shared heartfelt tribute to her mum on the third anniversary of her death. </p> <p>The Australian swimming icon took to Instagram to reflect on their special bond, with an emotional video montage of some of her favourite memories with her mum. </p> <p>“Thinking of my mum all day today. 3 years since we said goodbye but she’s always around. 🤍👼🏻 Mums are amazing … make sure you call yours,” she wrote in the caption. </p> <p>Curry's mum passed away on March 3, 2022, at the age of 86.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/DGu7bu-TEX4/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DGu7bu-TEX4/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Lisa Curry AO (@lisacurry)</a></p> </div> </blockquote> <p>The tribute received an outpouring of support from fans, who shared their condolences and love. </p> <p>“Thinking of you Lisa, you look like your dear mum. Too many losses in such a short time. xx,” one wrote.</p> <p>“She was your biggest fan may she be watching over you always," another commented. </p> <p>“Lisa such a beautiful daughter and Mum so much love,” commented another.</p> <p>“Sending you love and hugs Lisa," added another. </p> <p>Curry announced the heartbreaking news of her mother's passing in a social media post shared on March 2022.</p> <p>At the time, she expressed how deeply the loss had affected her, as well as the loss of her daughter Jaimi Lee Kenny in September 2020. </p> <p>“Our beautiful mum slipped away peacefully this morning,” Curry wrote at the time.</p> <p>“My heart is broken again. My baby girl, and now my mum.”</p> <p>She ended the post with a heartfelt thank you to her late mum, for being a "wonderful mother". </p> <p>“Have a nice long sleep mum. We love you so much and we’ll all miss you.”</p> <p><em>Images: Instagram</em></p>

Caring

Over 350k Aussies to be forced back into the office

<p>Opposition leader Peter Dutton has vowed to end working from home arrangements for public servants, forcing them back into an office five days a week. </p> <p>The leader of the Coalition will end flexible work arrangements for federal government employees, which currently allows them to work from home for two days a week.</p> <p>According to a report in the <a href="https://www.afr.com/policy/economy/coalition-to-force-public-servants-to-return-to-the-office-20250303-p5lge3" target="_blank" rel="noopener" data-link-type="article-inline"><em>Australian Financial Review</em>,</a> the Coalition will also make massive job cuts, slashing about 36,000 jobs, which will save about $6 billion per year, if elected in the upcoming federal election.</p> <p>Prime Minister Anthony Albanese warned that the drastic move would impact frontline workers, meaning slower delivery times for Aussies on benefits, including veterans.</p> <p>Opposition spokeswoman Jane Hume said the government has offered a “blank cheque to work from home” to employees, saying it was “unsustainable” and “not an arrangement that works for everyone”.</p> <p>On Tuesday, <em>7News</em> reporter Nick McCallum and Founding Director of Western Sydney Women, Amanda Rose, spoke with Nat Barr about the policy on <em>Sunrise</em>.</p> <p>“Nick, would there be a revolt if public servants are ordered back to the office?” Barr asked.</p> <p>“I have no doubt there would be. I actually like the policy. I think it is ridiculous that, what is it now, more than 60 per cent of federal public servants have ability to work at home,” McCallum said.</p> <p>“There is a big ‘but’ to all of this: Peter Dutton, it’s a perfect policy for him to sound tough, sound Donald Trump-like, bang his chest and say ‘I am going to demand they come back’ but they’ve recently signed a workplace agreement and under that there is a presumption that they can work at home."</p> <p>“All people in the public service can at least request it. There is a presumption they can do it and there is no limit on the number of days they can actually work from home."</p> <p>“So, he can’t really change that until 2027 anyway. So, call me cynical but it’s a perfect policy for him but at the moment he can’t do a lot about it.”</p> <p><em>Image credits: STEVEN MARKHAM/EPA-EFE/Shutterstock Editorial </em></p>

Money & Banking

"How to guarantee you’ll stay poor"

<p data-pm-slice="1 1 []">If there’s one thing we can all agree on, it’s that being poor is just a mindset. At least, that’s the hot take from controversial Australian wealth and property guru Jack Henderson. </p> <p>Henderson recently graced his Facebook followers with a foolproof seven-step plan for staying poor. This list, boldly titled "how to guarantee you’ll stay poor", offers wisdom so profound it could only be matched by a fortune cookie written by a hedge fund manager.</p> <p>Let’s break it down, shall we?</p> <ol start="1" data-spread="true"> <li> <p><strong>Start tomorrow, never today.</strong> </p> </li> <li> <p><strong>Read every book and implement nothing.</strong> </p> </li> <li> <p><strong>Hang around other broke people.</strong> </p> </li> <li> <p><strong>Be a victim. Life is unfair.</strong> </p> </li> <li> <p><strong>Fail once and never start again.</strong> </p> </li> <li> <p><strong>Talk a big game. Do nothing you say you will.</strong> </p> </li> <li> <p><strong>Listen to other broke people’s opinions and advice.</strong> </p> </li> </ol> <p>While Henderson’s devotees lapped up this advice like an overpriced matcha latte, struggling Australians facing a cost-of-living crisis may find it slightly less helpful. After all, when the price of a head of lettuce rivals that of a luxury handbag, "mindset" isn’t always the issue.</p> <p>The Reserve Bank of Australia did throw a lifeline to homeowners by cutting interest rates on February 18, but experts say it’s about as useful as offering a band-aid to someone who’s been hit by a bus.</p> <p>As Aaron Scott, co-founder of Aussie Proptech service bRight Agent, put it: "A rate cut might sound like good news on the surface, but the reality is that it’s unlikely to make a meaningful difference for many homeowners who are already stretched to their financial limits."</p> <p>Translation: Don’t start dreaming of caviar just yet.</p> <p>Scott also pointed out that, despite the hype, one rate cut won’t do much beyond covering the cost of a daily coffee. And even then, only if you’re buying it from the budget section of the servo.</p> <p>"A single rate cut is like getting a 4-cent discount on a $2 per-litre fuel. It might make you feel good, but the saving’s gone by the time you leave the servo."</p> <p>For those currently navigating the financial minefield of rent, groceries and a mortgage that costs more than a small island in the Pacific, a single rate cut is about as helpful as Henderson’s "mindset coaching".</p> <p>Recent Roy Morgan research found that 30% of Aussie mortgage holders – 1.5 million families – are experiencing mortgage stress. And with grocery prices skyrocketing, that stress isn’t going anywhere fast.</p> <p>"On a $1.4 million loan, a 6.75 per cent loan rate dropping to 6.5 per cent will only save the mortgage holder around $107 per fortnight," Scott said.</p> <p>In other words, just enough to buy an extra carton of eggs – if they’re on special.</p> <p>As Scott so eloquently put it, "A single RBA cut is like throwing a cup of water on a bushfire – it won’t contain the raging mortgage stress pain."</p> <p>But hey, at least we’ve got mindset, right? Maybe if we all start tomorrow, read a few books and surround ourselves with equally broke friends, financial freedom will magically appear.</p> <p>Until then, we’ll just keep admiring Jack Henderson’s wisdom – because if there’s one thing he’s truly mastered, it’s the art of talking a big game.</p> <p>Now excuse me while I go manifest my way to affording rent this month.</p>

Money & Banking

Albo quizzed over luxury home purchase

<p>Anthony Albanese has been grilled by Karl Stefanovic over the recent purchase of a multi-million dollar home, that was widely slammed by the public as being "out of touch". </p> <p>As part of his pre-election campaign, the Prime Minister and his fiancé Jodie Haydon sat down with <em>60 Minutes</em> where they discussed the controversial real estate move. </p> <p>Karl Stefanovic described as the $4.1 million purchase of the Copacabana holiday home as “harebrained", as Albo defended his decision to buy the home. </p> <p>“Whose harebrained idea was Copacabana?” Stefanovic asked as the program began.</p> <p>Mr Albanese, who is notoriously sensitive about the purchase amid claims it was tone-deaf during a cost-of-living crisis, laughed at the question as he responded, “Look, Jodie and I are getting married.”</p> <p>“What you don’t do is move into the family home where Carmel and I raised Nathan together as a family. And guess what, Karl? At some stage … I won’t be Prime Minister into my 80s and therefore we have bought a place close to where Jodie grew up … where her family are all based.”</p> <p>In the program, Stefanovic observed that, “I’ve spent some time with her these last couple of days and I get the feeling the girl from the Central Coast would sooner rather than later have her feet up at Copacabana, whether you are there or not!”</p> <p>“No — well, she’s a Coastie and a proud one,” Mr Albanese replied. “And it was very much a personal decision, not a political one. And I think Australians get that.”</p> <p>Karl then asked about the controversy around the home, asking the PM, “Did it sting you at all the criticism around that, the perception being during a cost-of-living crisis, the PM shouldn’t be seen as being, you know, so lavish?” </p> <p>Albanese responded, “I’m pretty resilient, Karl, and if you’re worried about every bit of criticism that was out there, then life would be much more difficult than it is."</p> <p><em>Image credits: 60 Minutes </em></p> <p style="box-sizing: inherit; border: 0px; font-stretch: inherit; line-height: inherit; font-family: 'Helvetica Neue', HelveticaNeue, Helvetica, Arial, sans-serif; font-size-adjust: inherit; font-kerning: inherit; font-variant-alternates: inherit; font-variant-ligatures: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-position: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-variation-settings: inherit; font-size: 18px; margin: 0px 0px 24px; padding: 0px; vertical-align: baseline;"> </p>

Money & Banking

Bunnings workers find deadly snake in gardening aisle

<p>Bunnings workers were stunned to find a tiger snake among the flower pots in the gardening section of the hardware store's Goulburn branch in NSW. </p> <p>Tiger snakes are one of the most venomous snakes in the nation and the "vibrant orange" reptile was trapped in a large pot, before snake catcher Ray McGibbon was called to relocate it. </p> <p>In an interview with Yahoo News, McGibbon said he was stunned by the snake's markings which were "not typical of tiger snakes".</p> <p>"It was very orange and vibrant," he said.</p> <p>"Cool climate reptiles are usually darker colours... it's like us wearing dark clothing in a cooler climate, it will attract the heat faster.</p> <p>"If you look at Queensland in comparison, the reptiles up there are brighter in colour because of the hotter climate."</p> <p>He also doesn't recommend placing a pot over a reptile, and said the best course of action would be to keep your distance, especially if it's venomous. </p> <p>Luckily, the snake was placid and easy to relocate, with McGibbon releasing it in nearby bushland. </p> <p>Tiger snakes account for an estimated 17 per cent of snake bites in Australia with four known deaths recorded, according to Australia Wide First Aid.</p> <p>"It's not really common to find one in Bunnings, they just randomly pop up every now and then. It was a warm day so it will have come inside to sit on the cool concrete. They're cold-bloodied but they're like us, if they're too hot they'll retreat for something cool," McGibbon added. </p> <p><em>Images: Facebook</em></p>

Home & Garden

"Absolutely cooked": Old Sydney home sold for over $4.1 million

<p>A one-storey red brick home in Lane Cove, Sydney has sold for a whopping $4,165,000 at an auction on Saturday. </p> <p>The home, which boasts two bathrooms, a backyard, four bedrooms and a “traditional kitchen” has sold for more than $600,000 over reserve, despite being built between the 1920s-1950s and needing renovation. </p> <p>The home was snapped up by a British family after a fierce bidding war with six other registered buyers. </p> <p>“The people who purchased it were the opening bid. (The bidders) were actively bidding into the high threes, and two of them pushed it above the four mark,” said Sam Lloyd from McGrath Estate Agents.</p> <p>“As far as we know, they will definitely do some work to it to make it their family home.”</p> <p>Lloyd added that there was was “plenty of interest” in the 695 sqm property, with its prime location near the suburb's retail and restaurant precinct. </p> <p>The selling agent said that both himself and the owner were “surprised” by the high price of the property – which had a reserve of $3.5 million.</p> <p>“It was definitely above our expectations” he said.</p> <p>According to Domain, the median house price for a four bedroom home in Lane Cove is $3.505 million. </p> <p>Many expressed their outrage over the "crazy" price online, with freelancer chief executive Matt Barrie saying: “Sydney house prices rapidly approaching $5m. Absolutely cooked."</p> <p>“$4 million for the house, plus another $2-3 million to demolish and rebuild. The reality of living in Australia where even the top one per cent income earners face significant costs for home ownership,” another added. </p> <p>“Our economy is out of control, what a ridiculous price for an average house,” a third wrote.</p> <p>“That’s some crazy pricing! I hear Adelaide is lovely this time of year …” a fourth commented. </p> <p><em>Image: Domain</em></p>

Money & Banking

Home and Away icon bids farewell after 33 years

<p>In news that has sent shockwaves through lounge rooms across the country, Lynne McGranger, the heart and soul of <em>Home and Away</em>, is preparing to hang up her iconic apron and bid farewell to her beloved character, Irene Roberts.</p> <p>After an impressive 33 years of delivering heartfelt performances, dishing out sage advice and reminding every misbehaving local to "listen here, girlie", McGranger will be making her emotional exit later this year.</p> <p>Seven has promised fans that Irene’s departure will be one for the history books – no, not via the usual dramatic Summer Bay methods of freak storms, runaway cars or inexplicable amnesia, but an “emotional exit” that “cannot be missed”.</p> <p>While details are tightly under wraps, we can only speculate: Will Irene sail off into the sunset? Open a surf club for wayward teens? Or finally take that well-earned break from all the Summer Bay chaos and settle somewhere where people aren’t constantly getting lost at sea?</p> <p>Fans, naturally, have been left reeling. Social media has been flooded with messages of heartbreak, nostalgia and a desperate plea for Irene to return – even if only for a guest appearance or as a ghostly vision (a <em>Home and Away</em> classic).</p> <p>Lynne herself has spoken out about the farewell, calling it “bittersweet” to leave a role that has been not just a job, but a family. "After almost 33 years in my dream role and working every day with people I love, respect and whom I now consider family, it’s bittersweet to be closing the chapter on what has been the best and longest gig of my life,” she said.</p> <p>Ever the class act, Lynne expressed gratitude to the crew, writers and, of course, the fans – those who have stuck by Irene through every high, low and dramatic face-off at the Diner.</p> <p>And let’s not forget Irene’s legendary status. <em>TV Week</em> readers ranked her as the second Greatest Australian TV Character of All Time (although we suspect if the voting had been left solely to <em>Home and Away</em> die-hards, she’d have taken the crown).</p> <p>Julie McGauran, <em>Home and Away</em>’s Executive Producer, summed it up best: “Lynne’s extraordinary portrayal of down-to-earth Irene Roberts is why the character is held with such great affection by fans around the world.”</p> <p>Despite wrapping up filming in March, Irene will still grace our screens for months to come – enough time for fans to prepare themselves emotionally (and stock up on tissues). In the meantime, Lynne will return to the stage with her comedy show, "The Grandparents Club", proving that she has no plans to slow down anytime soon.</p> <p>The farewell will undoubtedly be a tearjerker, but if we know anything about Irene Roberts, she’ll be leaving Summer Bay the same way she lived in it: with heart, humour and a no-nonsense attitude.</p> <p>As one fan put it perfectly, "Now listen here, girlie, you are going to be missed soooo much."</p> <p>And that, as they say, is the bottom line.</p> <p><em>Image: Instagram</em></p>

Home and Away co-stars announce the birth of their baby

<p>Former<em> Home and Away</em> stars Luke Mitchell and Rebecca Breeds have announced the birth of their first child. </p> <p>The Aussie actors shared the news that Breeds, 37, had given birth in a joint Instagram post including some gorgeous images of their newborn. </p> <p>Revealing they welcomed a boy, they wrote: "Welcome to the world little man. Thanks for choosing us. We love you beyond words 🙏❤️✨."</p> <p>Fans, friends and former <em>Home and Away</em> alumni raced to the comments to congratulate the family. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/DGTat_vxsSJ/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/DGTat_vxsSJ/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Luke Mitchell (@lukemitchell17)</a></p> </div> </blockquote> <p><em>Home and Away</em> star Georgie Parker commented: "Oh Luke, huge congratulations to you and Bec. Now the fun begins. Sending love."</p> <p>The pair kept their baby's face concealed, but shared images of his feet, tiny hands and hair, and chose not to announce the baby boy's name.</p> <p>Breeds announced her pregnancy in November, posing on the red carpet and cradling her baby bump for photos. </p> <p>The couple met on set of iconic soap <em>Home and Away</em> and fell head over heels and have now been together for 15 years, tying the knot back in 2013.</p> <p>Image credits: Instagram </p>

Family & Pets

Calls for major shops to ditch "toxic" product

<p>Common poisons sold at Bunnings, Mitre 10, Coles and Woolworths could potentially wipe out five species of carnivorous mammals.</p> <p><a href="https://www.sciencedirect.com/science/article/pii/S004896972500467X" target="_blank" rel="nofollow noopener" data-i13n="cpos:2;pos:1" data-ylk="slk:and a new study by Edith Cowan University;cpos:2;pos:1;elm:context_link;itc:0;sec:content-canvas" data-rapid_p="12" data-v9y="1">A new study by Edith Cowan University</a> has discovered the impact of these common rat poisons is more widespread than first thought, with predators also being impacted by the toxins as well as the pests.</p> <p>“This is the first documentation of pretty substantial rodenticide exposure in our entire suite of top marsupial carnivores in Australia,” researcher and adjunct lecturer Dr Michael Lohr told <a href="https://au.news.yahoo.com/calls-for-bunnings-mitre-10-coles-and-woolworths-to-ditch-toxic-product-going-to-kill-everything-063045604.html" target="_blank" rel="noopener"><em>Yahoo News</em></a>.</p> <p>“Tasmanian devils and quolls are potentially being exposed at rates that could have a substantial impact on the trajectory of their populations going forward, and not in a good way.”</p> <p>The use of second-generation rat baits is currently under review by a government regulator – the Australian Pesticides and Veterinary Medicines Authority (APVMA), with Dr Lohr urging retailers to take them off shelves. </p> <p>"I think it's really important for Australia at this point to try to catch up to the rest of the developed world," he said. "Action is needed on this and the world has already agreed on that."</p> <p>The use and sale of these pesticides are heavily restricted in the United States, European Union and United Kingdom, but are freely available in Australia.</p> <p>More than 7,000 people have signed a <a href="https://www.change.org/p/help-wildlife-and-pets-poisoned-dying-in-agony-bunnings-stop-selling-sgar-rat-baits" target="_blank" rel="noopener" data-i13n="cpos:9;pos:1" data-ylk="slk:Change.org petition;cpos:9;pos:1;elm:context_link;itc:0;sec:content-canvas" data-rapid_p="20" data-v9y="1">Change.org petition</a> calling for supermarket giants Coles and Woolworths to ditch these "highly toxic" rat baits which it said can kill pets and native animals.</p> <p>Veteran wildlife advocate Cat Coake told <em>Yahoo</em> retailers have a duty to stop non-targeted poisons, as she said, "Otherwise they're going to kill everything."</p> <p>In a statement, Bunnings noted that it's not the only major retailer in Australia selling second-generation rodenticides.</p> <p>"Like many retailers, we offer a range of rodent control products, including anticoagulant rodenticides and non-poisonous alternatives, to provide choice for customers on the best solution to their specific rodent problem," it said.</p> <p>Bunnings also said it's complying with government regulations on the sale of these poisons. </p> <p><em>Image credits: Shutterstock</em></p>

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Calls for major shops to ditch "toxic" product

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