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Amanda Keller breaks down in deeply moving on-air moment

<p>In an emotional and deeply moving on-air moment, beloved broadcaster Amanda Keller broke down in tears while marking her 35th wedding anniversary with husband Harley Oliver – a celebration tinged with sadness as the couple continues to navigate his battle with Parkinson’s disease.</p> <p>Speaking candidly on JAM Nation with Jonesy & Amanda, Keller reflected on the gravity of the milestone and the shifting realities of a marriage tested by illness and time. </p> <p>“I don’t want to get emotional,” she began, her voice trembling. “It’s my wedding anniversary today. And in the old days, Harley and I would have been going out to dinner tonight. But he’s not well enough to do that.”</p> <p>Keller, who has long been a staple of Australian radio and television, spoke of the moment so many couples take for granted: saying vows filled with promise, unaware of the storms that may lie ahead.</p> <p>“When you stand there on your wedding day and you say forever, what does that even mean?” she asked aloud. “You don’t even know.”</p> <p>Oliver was diagnosed with Parkinson’s in 2017, but the couple kept the news private until Keller spoke publicly about his condition in 2023 on her Double A Chattery podcast. She recounted the subtle early signs – his dragging leg, trembling hands – and the devastating confirmation of what they feared most: a degenerative neurological disorder with no cure.</p> <p>“In sickness and in health. And yet that’s where we are. And no concept of what that means until you’re living it,” Keller said. “I kind of fluctuate between taking great pride in the fight that we are alongside each other, and the strength that it takes to get up every day and still fight it and still live it.”</p> <p>“You don’t get to cherry pick life,” Keller continued. “If you’re living life, the sands shift beneath your feet. But we’re still in it together. And I’m grateful for that.”</p> <p>Despite her gratitude, Keller didn’t hide the hardship, admitting she sometimes has the “absolute sh*ts” with their reality. “It’s hard,” she said plainly.</p> <p>Still, there was a glimmer of joy. The couple’s sons would be joining them for dinner – a different kind of celebration, quieter but no less full of love. “We’ve lived a rich and wonderful life together, and we still do,” Keller admitted. “But it’s not the same as the old days.</p> <p>"Anyway, happy anniversary, Harley.”</p> <p>Keller closed with a reflection on the unpredictability of life and love – and the unbreakable bond forged through years of shared struggle and strength. “We all think that we’ll get to 90 and die in our sleep,” she said. “But people face stuff every day. That’s the meat of life. That’s the meat of a long-term relationship. So, I’m grateful to have that.”</p> <p><em>Images: Instagram</em></p>

Caring

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"People don't vanish": Police step up search for missing teen

<p>The search for 17-year-old Pheobe Bishop has entered its second week, as Queensland Police continue to investigate her suspicious disappearance from Bundaberg.</p> <p>Pheobe was last seen on May 15, when her housemates claimed they dropped her off at Bundaberg Regional Airport around 8:30am. She was due to fly to Western Australia via Brisbane to visit her boyfriend, but police have since confirmed that she never entered the airport terminal or boarded her flight.</p> <p>Detectives have declared two active crime scenes: the Gin Gin home where Pheobe lived with a couple, and a grey Hyundai ix35 believed to have transported her to the airport. Investigators are combing both locations for clues.</p> <p>“Police have reviewed CCTV from the airport, which indicates that she did not enter the terminal,” said Detective Acting Inspector Ryan Thompson during a press conference. “This is a suspicious disappearance, and we’re treating it very seriously.”</p> <p>While no arrests have been made, police are speaking with individuals who knew Pheobe and are appealing to the public for help.</p> <p>Authorities are specifically requesting dashcam or CCTV footage of the grey Hyundai ix35, Queensland registration 414EW3, in the vicinity of Airport Drive and Samuels Road in Bundaberg, as well as the Gin Gin area on the day Pheobe vanished.</p> <p>“You may have the small piece of information that leads us to finding Pheobe,” said Thompson. “People don’t vanish – someone knows something, and we’re urging anyone with information to come forward immediately.”</p> <p>Pheobe’s family has distributed more than 400 missing person flyers across Bundaberg and Gin Gin and have been conducting their own searches through local rivers and bushland.</p> <p>She is described as being approximately 180cm tall, with a pale complexion, long dyed red hair, and hazel eyes. She was last seen carrying luggage and wearing a green tank top and grey trackpants.</p> <p>Anyone with information is urged to contact Crime Stoppers on 1800 333 000 or report online via the Queensland Police website.</p> <p><em>Images: Queensland Police</em></p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p>

Caring

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Hanson Handover: Pauline Hanson's daughter steps into the political arena

<p>It seems politics really does run in the family. Lee Hanson, daughter of the ever-controversial Pauline Hanson, has decided to follow in her mother’s well-trodden (and often stormy) footsteps, announcing her candidacy for a Tasmanian senate seat under the One Nation banner. </p> <p>Lee, who has spent the past 13 years in Tasmania – presumably perfecting her ability to handle both cold weather and heated debates – says her top priorities are cost of living, education and healthcare. All reasonable concerns, although we can't help but wonder if she’s also prepared for the free political rollercoaster ride that comes with being part of One Nation.</p> <p>Both mother and daughter took to the <em>Sunrise</em> stage to discuss this next-generation political move, and the conversation was a mix of admiration, mild surprise and the kind of family banter that makes family barbeques look tame.</p> <p>When host Nat Barr asked Lee why she was willingly stepping into the political firestorm, she admitted: “If you had asked me 10 years ago if I would be standing here right now, I would say, ‘Absolutely not, no way!’”</p> <p>Pauline, ever the proud mother, was quick to throw her support behind her daughter: “I have an immense amount of pride in her… She has a lot to offer on the floor of parliament. It’s not an easy job. It’s a tough job.” (That’s politician-speak for good luck, kid – you’ll need it.)</p> <p>The interview also touched on how the two Hansons navigate political disagreements. Surprisingly, there aren’t many, but Lee assures us she challenges her mother’s thinking. “No, (we) don’t argue politically," she said. "I test her thinking and provide a different context from a next generation.” </p> <p>Pauline, in a rare moment of concession, admitted Lee is probably “a bit more diplomatic” – which, given Pauline’s long history of fiery speeches and memorable headlines, is a bit like saying a housecat is slightly more diplomatic than a lion.</p> <p>The interview wrapped up with a wholesome twist, as Pauline took a moment to wish her grandson, Noah, a happy birthday.</p> <p>So, will Lee Hanson make her own mark in politics? Or will she remain forever in her mother’s shadow? Only time will tell. But one thing’s for sure – Australian politics just got a whole lot more interesting.</p> <p><em>Images: Sunrise</em></p>

TV

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Incredible footage emerges of plane crashing and flipping upside down

<p>Terrified passengers have recalled the moment they were left "hanging upside down like bats" after a plane crashed and flipped during an icy landing. </p> <p>The Delta Airlines plane was landing at Toronto Pearson Airport during snowy conditions, when the plane touched down and immediately caught fire. </p> <p>Skidding along the runway, the plane then flipped upside down with 80 people onboard before coming to a halt. </p> <p>Video obtained by <em>CNN</em> shows the plane landing hard on the runway, with the plane's rear landing gear buckling upon impact with the snow and erupting into a fireball. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/DGN-pIIOR-G/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DGN-pIIOR-G/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by CNN (@cnn)</a></p> </div> </blockquote> <p>According to passengers John Nelson and Peter Koukov, the rollover left travellers hanging aloft until they could be freed. </p> <p>"We were upside down hanging like bats," Koukov said. </p> <p>The man was able to unbuckle himself and stand upright on the ceiling of the plane, but some people needed help getting down from their seats.</p> <p>Officials said on Monday 21 people were taken to hospitals with injuries, including a child in good condition.</p> <p>All but two of them had been released from hospital on Tuesday morning.</p> <p>US man Pete Carlson was on board and told <em>CBC News</em> that it was "really amazing" he and his fellow passengers were alive.</p> <p>"Everything just kind of went sideways," Carlson recalled.</p> <p>"One minute you're landing, kind of waiting to see your friends and your people, and the next minute you're physically upside down."</p> <p>Koukov, a professional skier from Colorado, told the <em>New York Times</em> that the flight was completely normal up until the final descent.</p> <p>"The second that the wheels hit the ground, then everything happened," he said. "The next thing I know, we're sideways."</p> <p>"We ended up completely upside-down. I unbuckled pretty fast and kind of lowered myself to the floor, which was the ceiling. People were panicking."</p> <p><em>Image credits: Instagram</em></p>

Travel Trouble

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Polish woman doubles down on Maddie McCann claims

<p>Polish woman Julia Wandelt has doubled down on her belief that she is Madeleine McCann, claiming to have new DNA evidence that "strongly supports" her theory. </p> <p>Wandelt has long claimed to be the missing child, after first posting her theories on Instagram in February 2023. </p> <p>A DNA test at the time found Ms Wandelt to be of Polish, Lithuanian and Romanian heritage, proving she could not be Madeleine, who is of British descent. </p> <p>She went on to tell the <em><a title="www.bbc.com" href="https://www.bbc.com/news/technology-68139294" target="_blank" rel="noopener">BBC</a></em> in an interview last year that she “regretted” the ordeal, and had apologised to the McCanns for any pain she’d caused unintentionally by claiming to be their child who went missing in Portugal in 2007.</p> <p>After disappearing from the public eye, Wandelt has resurfaced online to share the “results” of a fresh DNA test she claimed were submitted to a “world expert”, who compared them to the crime scene following Madeleine’s disappearance.</p> <p>She also claimed they matched the toddler’s eyes, teeth and voice with her own.</p> <p>In a series of posts in which she referred to Kate and Gerry McCann has “my parents”, Ms Wandelt said her “actual dna results show that I am part British, part Irish” and that genetic evidence “strongly supports that Gerry McCann could be Julia Wandelt’s biological father”. </p> <p>Ms Wandelt’s “source” claimed her DNA results were a “perfect match” to the samples taken from the scene of Madeleine’s disappearance.</p> <p>The unnamed source allegedly analysed “hair obtained from the floor of the crime scene in Portugal” and “saliva obtained from the bed quilt at the scene”, resulting in a 69.23 per cent match which “suggests a biological connection between the two individuals”.</p> <p>“The genetic evidence strongly supports that (Gerry) McCann could be Julia Wandelt’s biological father, as the data aligns perfectly with a parent-child relationship,” they claimed. </p> <p>“If this analysis is accurate and properly derived from their DNA samples, the relationship between McCann and Julia Wandelt is biologically consistent with that of a father and daughter.”</p> <p>A spokesperson for Ms Wandelt told <em><a title="www.dailymail.co.uk" href="https://www.dailymail.co.uk/news/article-14405073/Woman-claiming-Madeleine-McCann-releases-bombshell-new-DNA-test-results-18-years-British-toddler-disappeared-Portugal.html" target="_blank" rel="noopener">The Daily Mail</a></em> she remains determined for the McCanns and her Polish parents to take a DNA test, despite both parties’ repeated refusal to do so.</p> <p><em>Image credits: Instagram / Getty Images </em></p>

Legal

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NSW Health workers stood down over anti-semitic remarks

<p>Two NSW Health workers have been stood down from Bankstown Hospital amid allegations of the pair making anti-semitic remarks online. </p> <p>Footage has emerged of the duo talking to Jewish influencer Max Veifer during a livestream, and making anti-semitic remarks after learning that Veifer was from Israel. </p> <p>One of the nurses, a woman, allegedly said that if patients from Israel came to the hospital, she would not treat them. </p> <p>"I won't treat them, I'll kill them," she said.</p> <p>The other nurse, a man, claimed that he had killed Israeli patients. </p> <p>NSW Health Minister Ryan Park said two nurses had been "stood down immediately".</p> <p>"Obviously, the investigative process now takes place, I do not want to leave a sliver of light to allow any of them to be able to think they will ever work for NSW Health again."</p> <p>"Everyone is entitled to access NSW health and hospital services without fearing for their life, and without having that hate-filled attitude come through some of our health workers," he said.</p> <p>"This video is disgusting. It is shocking. It is appalling."</p> <p>Park also confirmed that the pair have been identified, with investigations currently underway. </p> <p>The NSW Health Minister also issued an apology to the Jewish community. </p> <p>"To the Jewish community today, I say not only am I sorry, but I can assure you this - the care that you get in our hospitals will continue to be first class, we will investigate this uphill and down dale," Park said.</p> <p>"We won't just be looking at this incident per se, and going through previous cases to make sure that that hospital has been working in a way that reflects those values around safety and care."</p> <p>NSW Police confirmed it was investigating the video, with Strike Force Pearl, the police task force targeting anti-semitic violence and vandalism, taking carriage of the investigation. </p> <p>"NSW Health believe they have identified the individuals involved and are currently assisting detectives with their investigation," they said. </p> <p><em>Image: Nine</em></p>

Legal

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Returning home after a flood? Prioritise your health and take it one step at a time

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/kazi-mizanur-rahman-1057615">Kazi Mizanur Rahman</a>, <a href="https://theconversation.com/institutions/bond-university-863">Bond University</a></em></p> <p>Parts of North Queensland have received almost <a href="https://www.bbc.com/news/articles/cvgpvrgezp3o">two metres</a> of rain since the weekend, causing flash and riverine flooding that claimed the lives of <a href="https://www.brisbanetimes.com.au/national/queensland/second-death-confirmed-in-flood-hit-north-queensland-as-threat-eases-20250204-p5l9l1.html">two women</a> around Ingham.</p> <p>While some North Queensland residents are <a href="https://www.abc.net.au/news/2025-02-05/north-queensland-flooding-townsville-rainfall-flood-recovery/104894530">on alert</a> for more flooding, others are <a href="https://www.abc.net.au/news/2025-02-05/north-queensland-flooding-townsville-rainfall-flood-recovery/104894530">returning home</a> to assess the damage.</p> <p>This can be very confronting. You may have left in a rush when the evacuation order <a href="https://www.fire.qld.gov.au/aws">was issued</a>, taking only a few valuables and <a href="https://www.getready.qld.gov.au/emergencykit">necessary items</a>, and maybe your <a href="https://www.frontiersin.org/journals/veterinary-science/articles/10.3389/fvets.2024.1423501/full">pet</a>. You may have been <a href="https://pubmed.ncbi.nlm.nih.gov/37791723/">scared</a> and unsure of what would happen.</p> <p>Coming back and seeing the damage to the place you lived in and loved can be painful. You might also be worried about the <a href="https://pubmed.ncbi.nlm.nih.gov/35681967/">financial consequences</a>.</p> <h2>First, focus on safety</h2> <p>Make sure it’s <a href="https://www.betterhealth.vic.gov.au/health/healthyliving/After-a-flood-returning-home-safely">safe to return home</a>. Check with your energy provider whether power has been restored in your area and, if so, whether it’s <a href="https://www.ewoq.com.au/news-and-publications/news/support-for-customers-affected-by-floods">safe to turn the main switch back on</a>. Do not use appliances that got wet, as electrical hazards can be <a href="https://floodlist.com/dealing-with-floods/electricity-safety">deadly</a>.</p> <p>Look for any <a href="https://asic.gov.au/about-asic/news-centre/news-items/what-to-do-if-you-are-affected-by-floods-in-queensland/">structural damages to your property</a> and any hazards such as <a href="https://www.asbestos.qld.gov.au/sites/default/files/asbestos-cleaning-removing-asbestos-containing-materials.pdf">asbestos exposure</a>. Watch out for sharp objects, broken glass, or slippery areas.</p> <p>The hardest part is cleaning up. You will need to be patient, and prioritise your health and safety.</p> <h2>What risks are involved with flood clean ups?</h2> <p><a href="https://theconversation.com/dont-go-wading-in-flood-water-if-you-can-help-it-its-a-health-risk-for-humans-and-dogs-too-178027#:%7E:text=Health%20risks%20from%20flood%20water,thrive%20in%20mud%20and%20water">Floodwater</a> carries <a href="https://www.health.qld.gov.au/newsroom/doh-media-releases/health-risks-lurking-in-far-north-queensland-floodwaters#:%7E:text=Queensland%20Chief%20Health%20Officer%20Dr,risk%20of%20disease%20and%20infection.">mud</a> and <a href="https://www.publish.csiro.au/ma/Fulltext/MA23051">bugs</a>. It can also be contaminated with sewage.</p> <p>Contaminated flood water can cause <a href="https://theconversation.com/drinking-water-can-be-a-dangerous-cocktail-for-people-in-flood-areas-178028">gastroenteritis</a>, skin infections, conjunctivitis, or ear, nose and throat infections.</p> <p>Mud can <a href="https://journals.plos.org/plosntds/article?id=10.1371/journal.pntd.0010486">make you sick</a> by transmitting germs through broken skin, causing nasty diseases such as the bacterial infection <a href="https://www1.racgp.org.au/newsgp/clinical/melioidosis-a-deadly-infection-that-can-spread-aft">melioidosis</a>.</p> <p>Your house may also have <a href="https://www.abc.net.au/news/2022-04-04/qld-pest-controllers-report-spike-in-rats-snakes-after-floods/100958648">rodents</a>, <a href="https://www.abc.net.au/news/2022-04-04/qld-pest-controllers-report-spike-in-rats-snakes-after-floods/100958648">snakes</a>, or <a href="https://theconversation.com/after-the-floods-stand-by-for-spiders-slugs-and-millipedes-but-think-twice-before-reaching-for-the-bug-spray-157600">insects</a> that can bite. Rats can also carry diseases that contaminate water and enter your body through <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC9151845/#:%7E:text=It%20is%20presumed%20that%20infection,urine%20from%20animal%20reservoir%20hosts.">broken skin</a>.</p> <p>Be <a href="https://asthma.org.au/triggers/flooding-and-mould/">careful about mould</a>, as it can affect the air quality in your home and make asthma and allergies worse.</p> <p>Stagnant water in and around your home can become a place where <a href="https://www.mdpi.com/1660-4601/16/8/1393">mosquitoes breed and spread disease</a>.</p> <h2>How can you reduce these risks?</h2> <p>When you first enter your flood-damaged home, open windows to let fresh air in. If you have breathing problems, wear a face mask to protect yourself from any possible air pollution resulting from the damage, and any mould due to your home being closed up.</p> <p>Cleaning your home is a long, frustrating and exhausting process. In this hot and humid weather, drink plenty of water and take frequent breaks. Identify any covered part of your home with sufficient ventilation which is high and dry, and where flood water did not enter. Use that as your resting space.</p> <p>While assessing and cleaning, wear <a href="https://www.health.nsw.gov.au/emergency_preparedness/weather/Pages/household-cleanup.aspx">protective clothing</a>, boots and gloves. Covering your skin will reduce the chance of bites and infection.</p> <p>Wash your hands with soap and water <a href="https://www.redcross.org.au/emergencies/coping-after-a-crisis/cleaning-up-wind-water/">as often as possible</a>. And don’t forget to <a href="https://www.torres-cape.health.qld.gov.au/about-us/news/take-care-of-health-and-safety-during-flood-and-rain-20241213">apply</a> sunscreen and mosquito repellent.</p> <p>Throw away items that were soaked in floodwater. These could have germs that can make you ill.</p> <p>Empty your fridge and freezer because the food inside is <a href="https://www.foodsafety.asn.au/when-the-power-goes-off/#:%7E:text=Food%20stored%20in%20freezers&amp;text=If%20the%20freezer%20door%20is,food%20chilled%20for%2024%20hours.">no longer safe</a>.</p> <p>If there is standing water, avoid touching it.</p> <p>When you can, empty outdoor containers with stagnant water to prevent mosquitoes breeding.</p> <h2>Don’t overlook your mental health</h2> <p>When cleaning up after a flood, you may feel sad, anxious, or stressed. It’s hard to see your home in this condition.</p> <p>But know you are not alone. Stay connected with others, talk to your friends and families, and accept support. If you feel too overwhelmed, seek help from mental health support services in your area or contact <a href="https://www.lifeline.org.au/">Lifeline</a> on 13 11 14.</p> <p>On top of everything, be mindful about those who are vulnerable, such as older people and those with disabilities, as they may be <a href="https://bmjopen.bmj.com/content/12/8/e056210.abstract">more affected and find the clean up process harder</a>.</p> <p>Recovering from a flood takes time. Focus on what needs to be fixed first and take it step by step.<!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/kazi-mizanur-rahman-1057615"><em>Kazi Mizanur Rahman</em></a><em>, Associate Professor of Healthcare Innovations, Faculty of Health Sciences and Medicine, <a href="https://theconversation.com/institutions/bond-university-863">Bond University</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/returning-home-after-a-flood-prioritise-your-health-and-take-it-one-step-at-a-time-248902">original article</a>.</em></p> </div>

Domestic Travel

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Want your loved ones to inherit your super? Here’s why you can’t afford to skip this one step

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/tobias-barkley-1271340">Tobias Barkley</a>, <a href="https://theconversation.com/institutions/la-trobe-university-842">La Trobe University</a></em></p> <p>What happens to our super when we die? Most Australians have superannuation accounts but about <a href="https://www.austlii.edu.au/cgi-bin/viewdoc/au/journals/SydLawRw/2024/10.html#Heading24">one in five</a> of us die before we can retire and actually enjoy that money.</p> <p>If we do die early our money is paid out as super “death benefits”. They can be substantial. Even people who die young can have $200,000–$300,000 of death benefits through <a href="https://moneysmart.gov.au/how-life-insurance-works/insurance-through-super">super life insurance</a>.</p> <p>Death benefits have recently been in the news for all the wrong reasons. Last week <a href="https://ministers.treasury.gov.au/ministers/jim-chalmers-2022/media-releases/mandatory-service-standards-superannuation-industry">the Treasurer Jim Chalmers</a> expressed concern about delays paying out death benefits.</p> <p><a href="https://lawcouncil.au/resources/submissions/proposed-reform-to-superannuation-death-benefits">The Law Council</a> is concerned people do not have enough control over how death benefits are distributed. <a href="https://www.watoday.com.au/national/western-australia/championing-for-molly-perth-mum-s-milestone-in-her-quest-for-justice-20241206-p5kwiu.html">Others are devastated</a> about death benefits being paid to alleged violent partners.</p> <h2>How can you decide who gets your unspent super?</h2> <p>Our first thought might be writing it in our will. However, super is not covered by our will as it does not become part of our <a href="https://www.austlii.edu.au/cgi-bin/viewdoc/au/cases/cth/FCA/2001/1535.html">deceased estate</a>.</p> <p>Instead, death benefits are distributed by the trustee of your superannuation fund. Under the law, there are two main mechanisms controlling distribution: <a href="https://www.australiansuper.com/superannuation/access-your-super-early/nominate-a-beneficiary#:%7E:text=A%20binding%20nomination%20instructs%20AustralianSuper,the%20date%20we%20accept%20it.&amp;text=Lapsing%20binding%20nomination%20%E2%80%93%20This%20nomination,date%20you%20sign%20the%20form.">binding nominations</a> and the trustee’s discretion.</p> <p>Every super member has the option to create a binding nomination. It’s like a will for your super that the super trustee is obliged to follow. It also needs two witnesses to execute it. However, there are actually more ways for a binding nomination to fail than for a will to fail.</p> <p>The law only allows you to nominate certain people: your “<a href="https://www.lawsociety.com.au/resources/resources/my-practice-area/elder-law/superannuation-FAQs#collapse_165">dependants</a>” or your estate. If you nominate anyone else your entire nomination stops being binding. Plus, unlike wills, there is no way to fix execution errors. Also, many binding nominations expire after three years.</p> <p>If you don’t have a binding nomination, then the trustee can choose who your death benefit goes to. There are two main mechanisms controlling how the trustee chooses who gets your death benefit.</p> <p>First, <a href="https://treasury.gov.au/sites/default/files/2019-03/c2019-t371937-discussion-paper.pdf">legislation</a> requires the trustee to give the death benefit to your dependants or deceased estate before anyone else. This means that your parents, for example, will only receive something if you have no children, partner or other dependants.</p> <p>Second, decisions made by trustees can be disputed by complaining to the <a href="https://www.afca.org.au/">Australian Financial Complaints Authority (AFCA)</a>. The authority has a rigid approach to who should get death benefits and trustees usually follow this course of action.</p> <p><a href="https://openjournals.library.sydney.edu.au/SLR/article/view/20199">Research I’ve done with Xia Li</a> of La Trobe University reveals what AFCA does in practice.</p> <p>Most crucially, people’s wishes expressed in non-binding nominations were essentially ignored. Our research found there was no statistically significant association between being nominated in a non-binding nomination and receiving any of the death benefit. This was true even for recent nominations.</p> <p>Other factors the complaints authority ignores are family violence and financial need. In one case, five daughters provided evidence, including a police report, that their deceased mother was a victim of violence perpetrated by her new partner. <a href="https://service02.afca.org.au/CaseFiles/FOSSIC/701195.pdf">In keeping with the Federal Court, AFCA gave the alleged perpetrator</a> everything because he alone would have benefited from the deceased’s finances if she had lived.</p> <p>In another case, <a href="https://service02.afca.org.au/CaseFiles/FOSSIC/874050.pdf">the deceased’s adult son received nothing</a> despite living with disability and “doing it tough”. He had refused financial help so was not financially dependent. AFCA gave everything to the partner.</p> <p>AFCA ignores these factors because of one key issue. It places “<a href="https://service02.afca.org.au/CaseFiles/FOSSIC/832049.pdf">great weight</a>” on whether beneficiaries are financially dependent on the deceased.</p> <p>This means when choosing between a financial dependent – such as a new partner who shares home expenses with the deceased, and non-financial dependants, such as most adult children – AFCA will almost always give everything to the spouse.</p> <p>Relying on financial dependence can be arbitrary. Unlike in family law, a de facto partner <a href="http://www.austlii.edu.au/cgi-bin/viewdoc/au/legis/cth/consol_act/sia1993473/s10.html#spouse">does not need to be living with you for two years</a> before becoming entitled. For example, <a href="https://service02.afca.org.au/CaseFiles/FOSSIC/753556.pdf">in one case AFCA gave a partner of possibly only seven months</a> (and 41 years younger than the deceased) everything and the deceased’s three children aged 27–33 nothing.</p> <p>Also, AFCA treats any regular payment that supports daily living as financial dependence. For example, <a href="https://service02.afca.org.au/CaseFiles/FOSSIC/714258.pdf">a son paying A$100 a week board to parents means both parents are financially dependent on the son</a>. In another case, payments from the deceased to his brother of $5,000, $7,000 and $5,000 made over a year <a href="https://service02.afca.org.au/CaseFiles/FOSSIC/842323.pdf">was not financial dependence because they were irregular</a>.</p> <p>The whole process is slow. The average time it takes to resolve a death benefit case that goes to AFCA is nearly <a href="https://www.austlii.edu.au/cgi-bin/viewdoc/au/journals/SydLawRw/2024/10.html#Heading248">three years and the longest case I’ve seen took over six</a>.</p> <p>The only thing that you can do that will make a difference is execute a binding nomination; non-binding nominations are worthless.</p> <p>But take care to execute your binding nomination correctly (get legal advice) and leave reminders for yourself to review it every three years.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/248019/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/tobias-barkley-1271340"><em>Tobias Barkley</em></a><em>, Lecturer, <a href="https://theconversation.com/institutions/la-trobe-university-842">La Trobe University</a></em></p> <p><em>Image credits: Shutterstock</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/want-your-loved-ones-to-inherit-your-super-heres-why-you-cant-afford-to-skip-this-one-step-248019">original article</a>.</em></p> </div>

Money & Banking

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"We'll miss him terribly": Alex Cullen steps down from Today

<p>Alex Cullen is "stepping down permanently" from <em>Today</em> after accepting a huge cash prize from billionaire Adrian Portelli. </p> <p>After Cullen referred to Portelli as "McLaren Man" on the Channel Nine morning show and pocketed $50,000 for using Portelli's preferred moniker, Cullen disappeared from screens for several days for breaching the Media Entertainment and Arts Alliance (MEAA) Journalist Code of Ethics.</p> <p>Despite handing the money back, which has since been <a href="https://oversixty.com.au/finance/money-banking/billionaire-adrian-portelli-responds-to-50k-mclaren-man-controversy" target="_blank" rel="noopener">donated to charity</a>, Karl Stefanovic and Sarah Abo confirmed on Friday morning that Cullen would not be retuning to the show. </p> <p>“As most of you are well aware, our colleague Alex Cullen has not been on air with us this past week,” Stefanovic said.</p> <p>“There has been widespread reporting on the circumstances surrounding this, what I can say is that last night, Alex and Nine agreed that he would finish with the network."</p> <p>“Alex has, of course, been part of the <em>Today</em> family for five years now, he’s always ready with a smile and a laugh and without hesitation speaking for all of us here, we can say that we are going to miss him terribly, that’s for sure."</p> <p>“Alex is a terrific fella, what you see is what you get and he has been a great mate to all of us over these years and we wish Alex, his wife Bonnie and his beautiful kids all the very best for the future.”</p> <p>The scandal began when Portelli put a call out on social media, challenging journalists to refer to him publicly as "McLaren Man" instead of his common nickname "Lambo Guy", which he earned after showing up to <em>The Block</em> auctions in a bright yellow Lamborghini. </p> <p>Portelli said whoever completed the challenge would earn a hefty cash prize, and after Cullen used the new nickname live on <em>Today</em> just hours later, Portelli shared a screenshot of a bank transfer to Cullen for a whopping $50,000. </p> <p><em>Image credits: Today </em></p>

TV

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Olympic champion breaks down over drug scandal

<p>Olympic swimming champion Shayna Jack has broken down over the drug scandal that almost ended her career in 2019. </p> <p>After entering the jungle as one of this year's <em>I'm A Celebrity... Get Me Out of Here!</em> cast mates, Paris Olympics gold medallist Jack opened up about the 24-month ban she copped from her sport in 2019.</p> <p>She was banned for competing for two long years, for an anti-doping rule violation relating to her unintentional use of the anabolic agent Ligandrol. </p> <p>Jack then spent months embroiled in a case to prove her innocence in which she spent over $180,000, with the case putting her under intense emotional and financial strain. </p> <p>Jack broke down as she revealed to her campmates that her longtime partner, Kookaburras hockey player Joel Rintala, was scared to leave her at home alone for fear she might hurt herself. </p> <p>“Some nights I was in a bad place. He said those nights were the most fearful. He said he’d speed home because he just didn’t know if he was going to walk home into something that he wasn’t able to cope with. [If] I’d done something that I would eternally regret,” she said.</p> <p>Speaking directly to camera in the jungle's confessional, Jack went on to explain why she chose to share the story with her fellow cast members. </p> <p>“It’s using the people around me to continue to open up about it and face those difficulties and stop giving it so much power,” she said of the scandal. </p> <p>“I feel like the more I take it off my chest and take it off my heart, the more I can try to move forward with my life and not feel this huge aspect of my life pulling me back."</p> <p><em>Image credits: Ten</em></p>

Legal

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Nine reporter stood down over controversial $50k gift

<p><em>Today</em> show presenter Alex Cullen has been stood down after accepting a huge cash prize from <em>The Block</em> billionaire Adrian Portelli. </p> <p>Portelli, known for his attention-grabbing <a href="https://www.oversixty.com.au/finance/money-banking/the-block-billionaire-s-generous-christmas-stunt" target="_blank" rel="noopener">antics</a>, recently announced that he was sick of his nickname "Lambo guy", which had stuck after turned up to a 2022 auction of <em>The Block</em> in a yellow Lamborghini. </p> <p>The billionaire put a call out to the media saying that he would give $50,000 to the first journalist or presenter to publicly call him by his new preferred nickname "McLaren Man." </p> <p>Cullen dropped the nickname on-air during a <em>Today</em> show cross from the Australian Open on Friday morning, even sharing footage of the moment on his Instagram account afterwards, tagging Portelli in the post.</p> <p>“We have a winner! Well played sir,” Portelli wrote in an Instagram story, sharing a screenshot of a bank transfer. </p> <p>Cullen's employer, Channel Nine, said that the presenter had agreed to step down on Saturday while the network looked into the payment. </p> <p>“Nine is taking this matter extremely seriously,” a Nine spokesperson told <em>news.com.au</em>. </p> <p>“Appropriate action has been promptly taken, including arranging for the funds to be returned.</p> <p>“While we review the circumstances in which this occurred, Alex has agreed to stand down.”</p> <p>Accepting cash, gifts or benefits to undermine journalistic independence, and inappropriately using a journalistic position for personal gain, are both breaches to the Media Entertainment and Arts Alliance (MEAA) Journalist Code of Ethics.</p> <p>It was created by journalists in 1944 to promote basic values for the Australian media industry.</p> <p>As news of the controversy spread, Portelli took to Instagram to speak out against journalists who still refer to him as "Lambo guy". </p> <p>“I wanted to show the media that I do have a large platform as well, and I’m not afraid to use it. Maybe be a bit more respectful, and I’ll respect you guys as well,” he said in a video posted on Saturday night.</p> <p><em>Image: Nine/ Instagram</em></p>

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"I’m saying that hands down": Matt Shirvo's bold prediction

<p>Matt Shirvington has made an enormous call about the future career of 16-year-old sprinter known as Gout Gout, saying he could be one of Australia's greatest athletes. </p> <p>The Brisbane teenager shot to <a href="https://oversixty.com.au/lifestyle/family-pets/i-don-t-want-my-son-to-be-called-a-disease-name-gout-gout-s-dad-weighs-in" target="_blank" rel="noopener">fame</a> over the weekend after blitzing the 200m track record, completing the race in just 20.04 seconds. </p> <p>The <em>Sunrise</em> host and former Olympic runner heaped praise on the lightning-fast teen, claiming “he will be the greatest athlete we have ever produced in this country”.</p> <p>“This kid, just on the fact that he is such an amazing athlete, the most coveted record in (Australian) sprinting was Peter Norman’s 1968 200m record that he did in that iconic race, of course that Black Power race in Mexico City,” Shirvington began on Channel 7’s Sunrise. </p> <p>“The fact he has come out as a 16-year-old — he is not 17 until the 29th of December — is a phenomenal thing."</p> <p>“The other thing, he ran a windy 10.04 — that’s the fifth fastest in all conditions by an Australian. He will be the greatest athlete we have ever produced in this country. I’m saying that hands down.”</p> <p>Shirvo's <em>Sunrise</em> co-hosts were taken aback by his claims, but his praise didn't stop there, as he even predicted he could be one of the greatest athletes in the world in years to come.</p> <p>“A lot of people are comparing Gout to the GOAT, which is Usain Bolt, of course,” Shirvington said. “I think he’s got more to produce the goods." </p> <p>“And I sat down with a British coach who has trained some of the best 400m runners in the world ever and he reckons over the 400 he could very well be the world record holder too.</p> <p>“Who knows, 100, 200, 400 — he may make it happen. In terms of the 100, breaking the 10 second barrier, it will not only be a blip on his radar, he will do it 100 times and it won’t even be a barrier for him.”</p> <p>“He’s so young, so talented, he has a great team around him, his coach Di Shepherd, his manager James Templeton, his parents are just beautiful people,” Shirvington continued. “He is one of 7 siblings, he’s got a great story. And heading into 2032, there is going to be a huge support for him. He has the world at his feet."</p> <p>“He’s going to train with Noah Lyles in January — of course Noah Lyles the Olympic champion. He’s going to be brilliant. For me, greatness is destined for Gout Gout.”</p> <p><em>Image credits: X / Sunrise</em></p>

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Eight-year-old cancer survivor pushed down stairs at NFL game

<p>Mia DeCamilla, an eight-year-old 49ers fan and cancer survivor was beyond excited to attend her first ever NFL game on Sunday. </p> <p>DeCamilla inherited her love for the team from her father, saying: “Me and my dad, [when I’m] in the hospital, we’ll watch football together, and then when I come home sometimes for breaks, I will sit down and just relax and watch football all day. That’s what I like and how I made my team.”</p> <p>The young girl - who battled and beat liver cancer twice - attended the event at the Highmark Stadium in New York Decked in 49ers red and a hand-drawn sign that read “I beat cancer! My first NFL game!” </p> <p>What should've been a night to remember turned into a nightmare situation when DeCamilla was shoved out of her seat and down the stairs by an allegedly drunk Bills fan, following the team's win. </p> <p>Her father, Mike DeCamilla told local news outlet <em>WIVB </em>that he saw the fan making his approach and heard him saying “‘I’m going to push through all these Niner fans'." </p> <p>“He actually bumped me and my son a little bit and then got past me and pushed her. [She] almost slid off the stairs…</p> <p>“He had to be six foot, and she is less than 100 pounds … I know that there’s competitiveness and whatnot, but there’s a point where it’s a family event.”</p> <p>While DeCamilla was not physically hurt, her family said they decided to leave the game after the incident. </p> <p>Her mother posted the incident on social media, and it has since gained traction, with many outraged over the adult fan's behaviour. </p> <p>“Mia DeCamilla beat cancer and wanted to go to her first football game and it ended poorly," one fan wrote. "Great game to go to, but what horrible fans.”</p> <p>“This cancer survivor got pushed down the stairs at a the bills game last night. I’m furious," another added. </p> <p>Buffalo fans have since rallied to show the family support, with many of them donating to a GoFundMe that was organised to ease the burden of DeCamilla's treatments, with the fund reaching over $20,000. </p> <p>Retired NFL cult hero Antonio Brown also commented on the situation, writing on X: “Is it true this little girl got thrown down the stairs at the Bills game? Someone get me in contact with Mia’s family please. I want to get her some gear.”</p> <p>The team’s official supporters group, Bills Mafia, also rallied behind the family, writing on X: “So sorry to hear about Mia’s experience at the game yesterday.</p> <p>“We all know one bad apple can ruin the bunch. Let’s show Mia that her experience yesterday is NOT what #BillsMafia is about.”</p> <p>Despite everything that happened, DeCamilla didn't let the incident ruin her night. </p> <p>“My favourite part was getting to see Brock Purdy,” the young 49ers fan told local radio station <em>WHAM.</em></p> <p>“He’s my favourite player and I have his jersey, too.”</p> <p><em>Images: X/ Facebook</em></p> <p> </p>

Caring

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Track your spending, use cash and DIY gifts: how to keep your costs down this Christmas

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/angelique-nadia-sweetman-mcinnes-1361909">Angelique Nadia Sweetman McInnes</a>, <a href="https://theconversation.com/institutions/cquniversity-australia-2140">CQUniversity Australia</a></em></p> <p>Australians are expected to spend more this Christmas than last, with spending projected to rise to <a href="https://www.shopassociation.org.au/sites/default/files/uploaded-content/field_f_content_file/2024-australian-christmas-shopping-intentions-research-report-cpmaustralia-retailsafari-1.pdf">A$69.7 billion</a>. This is a 2.7% increase on what we spent last year on gifts, food and other treats for ourselves and others.</p> <p>This is a lot at a time when many people are experiencing mortgage stress and high inflation. But by employing smart budgeting and spending strategies we can enjoy a festive Christmas season without huge financial stress.</p> <h2>Know how much you are spending</h2> <p>Being aware of what you are spending is important. So you don’t spend beyond your means, you need to decide what you are going to buy and track what you spend.</p> <p>Using budgeting tools in your banking app will help you monitor your spending. Your bank’s app or a <a href="https://www.savings.com.au/savings-accounts/budgeting-and-saving-apps">variety of budgeting apps</a>, can also help you find deals and stick to your financial goals.</p> <p><a href="https://doi.org/10.1093/jcr/ucac024">Research</a> shows spending decreases when you use an online budgeting app by 15%.</p> <p>Christmas budgeting means setting clear limits, like a gift allowance for each person of, for example, under $10, $25, $50 or $100. This helps us stay on track. Before shopping, we should also ask ourselves: “Is this worth buying?” or “Do I really need this?”.</p> <h2>How to bag a bargain</h2> <p>About <a href="https://www.shopassociation.org.au/sites/default/files/uploaded-content/field_f_content_file/2024-australian-christmas-shopping-intentions-research-report-cpmaustralia-retailsafari-1.pdf">63% of Australian consumers</a> say they start their shopping in November, before the last-minute push to fill the Christmas stockings. This enables them to take advantage of the Black Friday sales on now and Cyber Monday, next Monday.</p> <p>Online research can uncover decent bargains to lower Christmas spending. Or you could wait until the Boxing Day sales to buy discounted gifts for people you don’t see until after December 25.</p> <p>The post-Christmas sales are also good for stocking up on heavily discounted crackers and decorations for next year.</p> <p><a href="https://www.shopassociation.org.au/sites/default/files/uploaded-content/field_f_content_file/2024-australian-christmas-shopping-intentions-research-report-cpmaustralia-retailsafari-1.pdf">Most Australian shoppers</a> (89%) are combining online (websites, mobile apps, social media) with physical in-store shopping. <a href="https://www.shopassociation.org.au/sites/default/files/uploaded-content/field_f_content_file/2024-australian-christmas-shopping-intentions-research-report-cpmaustralia-retailsafari-1.pdf">Major online retailers</a> such as Amazon, eBay, and The Iconic (69%) are now more popular than department stores (59%).</p> <p>There are also thrift and discount stores which offer affordable gifts while using their income to help those in need.</p> <p>By using the internet to compare prices and set price alerts for goods you want to buy, you are more likely to get the best deals. Take time to search for store discounts. Using loyalty programs, coupons, promo codes, and free shipping also helps keep money in your pocket.</p> <h2>Why cash at Christmas is better</h2> <p>The <a href="https://ministers.treasury.gov.au/ministers/jim-chalmers-2022/media-releases/ensuring-future-cash-and-next-steps-phasing-out-cheques#:%7E:text=The%20Government%20will%20mandate%20that,will%20not%20be%20left%20behind.">federal government’s decision</a> last week to require businesses to accept cash, not just credit or debit cards, also has benefits for saving. Cash purchases encourage you to spend wisely, set your <a href="https://resources.depaul.edu/financial-fitness/tackle-overspending/Pages/solutions-for-overspending.aspx">spending limit, and prevent you from overspending, or paying interest and fees on cards</a>.</p> <p>There is also the old “<a href="https://www.ramseysolutions.com/budgeting/envelope-system-explained">cash envelope system</a>” used for centuries and popularised in the 1990s to help curb spending. This sees cash divided into envelopes, each labelled for a specific expense (for example, gifts for A, B, C). Once the money in the envelope is gone, nothing more can be spent.</p> <p>One way to help boost your Christmas budget; while simultaneously decluttering, your home is to sell items you no longer use. There are numerous online sites and bricks and mortar stores where this can be done.</p> <h2>Saving money with DIY</h2> <p>In 2024, Australians will spend an average of <a href="https://www.shopassociation.org.au/sites/default/files/uploaded-content/field_f_content_file/2024-australian-christmas-shopping-intentions-research-report-cpmaustralia-retailsafari-1.pdf">$660 per shopper on gifts</a>, with popular choices including clothing and shoes, books, and gift cards.</p> <p>However, it’s not necessary to buy all your gifts or Christmas decorations. Consider making affordable handmade gifts to add a personal touch. There are demonstration videos online showing you how to re-purpose old items, bake homemade festive treats, create a special moments photo album or scrapbook.</p> <p>Mix Epsom salts, essential oils and dried flowers to create relaxing bath salts or scrubs. Use natural pine cones or salt dough to make ornaments. Make wreaths using pine branches, holly or dried oranges. Sew fabric garlands to place on the tree, fireplace or mantle.</p> <p>Instead of buying multiple extravagant presents for each person, try doing a Secret Santa. This is the low-cost tradition where everyone buys only one gift for one recipient who is chosen using an online tool. Gifts are then given anonymously.</p> <h2>Festive food</h2> <p>Festive food spending is projected to be <a href="https://www.roymorgan.com/findings/9736-ara-roy-morgan-media-release-christmas-spending-2024">$28 billion, up 4.2%</a>, this year, contributing to the overall increase in expected total Christmas spending.</p> <p>To save on food expenses, asks guests to bring a dish to share. Or celebrate Christmas with an economical picnic or BBQ, weather permitting.</p> <p>Get creative with food leftovers to make meals and reduce the amount of food waste, while stretching your wallet further once Christmas has come and gone.</p> <h2>Managing costs, avoiding debt</h2> <p>Sticking to your Christmas budget can feel rewarding. If you do overspend, reflect on why, and adjust your plan. If needed, explore debt options, like credit cards or personal loans, but only as a last resort.</p> <p>Thoughtful planning will help you manage your costs, while enjoying the festive season. After all, the true spirit of Christmas is about creating memories and enjoying time with loved ones, not about overspending.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/244300/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/angelique-nadia-sweetman-mcinnes-1361909">Angelique Nadia Sweetman McInnes</a>, Academic in Financial Planning, <a href="https://theconversation.com/institutions/cquniversity-australia-2140">CQUniversity Australia</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/track-your-spending-use-cash-and-diy-gifts-how-to-keep-your-costs-down-this-christmas-244300">original article</a>.</em></p> </div>

Money & Banking

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Readers response: Is there any item of memorabilia you’ve passed down to family or plan to in the future?

<p>As in many families, there are often sentimental items and memorabilia that are passed down from several generations. </p> <p>We asked our readers if there are any heirlooms that they have passed down to their younger family members, or if they plan to, and the response was overwhelming. Here's what they said. </p> <p><strong>Marjorie Gale</strong> - The christening gown made by my Aunt in the UK in 1955 for my eldest daughter, worn by my two other daughters. Now been worn by my 9 grandchildren and 12 great grandchildren, and another due soon. So far 24 babies have worn it.</p> <p><strong>Dawn Douglas</strong> - Yes, I have my Mums jewellery box and my eldest daughter will get it when I’m gone. I also have a brooch that belonged to my Nana.</p> <p><strong>Sue Crawley</strong> - I have a 1925 gold embossed book by AA Milne “When We Were Very Young”. My most cherished memory was sitting on my great grandfathers knee whilst he read it to me. Not sure yet which grandchild will receive it.</p> <p><strong>Greg Browning</strong> - A Winchester rifle my great grandfather bought in the 1800s. Have already passed it on.</p> <p><strong>Marion Ingram</strong> - Family bassinets. Now on its 4th generation!</p> <p><strong>Margie Buckingham</strong> - My grandmother’s costume jewellery was stunning. She was a racehorse breeder always in the Flemington Racecourse members, even had many Group One winners, so her jewellery had to look special.</p> <p><strong>Paul Uttley</strong> - A silver pocket knife that belonged to my great grandfather now belongs to my oldest grandson (six generations apart)!</p> <p><em>Image credits: Shutterstock </em></p>

Family & Pets

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"I thought I was Bear Grylls": Woman speaks out after being trapped upside-down for 7 hours

<p>A young woman who spent hours stuck upside-down between two boulders has spoken out about her horrific <a href="https://oversixty.com.au/travel/travel-trouble/woman-rescued-after-getting-stuck-in-between-two-boulders" target="_blank" rel="noopener">ordeal</a> as she was reunited with her rescuers. </p> <p>Matilda Campbell, a 23-year-old from Newcastle, was on a trip away with friends in Laguna, about a 30-minute drive from Cessnock, when she dropped her phone between two huge rocks.</p> <p>The young woman climbed down to retrieve her phone, and when she got stuck upside-down, her friends called 000 for help. </p> <p>Paramedics had to move the boulders using a specialist winch to reach Matilda, before facing the tricky task of “navigating” her out from her precarious position.</p> <p>After suffering minor injuries from the ordeal, Matilda has spoken out about how she ended up in the sticky situation. </p> <p>“We wanted to see nature ... and we saw these beautiful rocks so we sat there ... and then my friend had my phone and it slipped off the rock,” she told <em>7News</em>.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/DBsj-x1CYI2/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DBsj-x1CYI2/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by 7NEWS Sydney (@7newssyd)</a></p> </div> </blockquote> <p>“And I thought oh no I’m still paying off that phone I need it ... so I ventured down and thought I was Bear Grylls ... and I slipped head first into the crevice where I was stuck for seven hours."</p> <p>“I didn’t freak out at the start ... it took me about half an hour to realise I was fully stuck and then I started to have a big cry."</p> <p>“I’m very thankful I was with my friends, otherwise it would have been a very different story.”</p> <p>Campbell has since been reunited with her rescuers, to whom she says she owes her life, as she said, “I’m just thankful to see them again ... I wouldn’t be here today without them. So, I’m really thankful.”</p> <p>Specialist rescue paramedic Peter Watts said the rescue was “challenging but incredibly rewarding”, saying after the rescue, “In my 10 years as a rescue paramedic, I had never encountered a job quite like this.”</p> <p>In total, the woman spent seven hours hanging upside-down before she was freed, with only minor scratches and bruises but still without her phone, which could not be retrieved.</p> <p><em>Image credits: 7News</em></p>

Travel Trouble

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Matthew Perry's sister and step-dad break silence

<p>Matthew Perry's younger sister and step-dad have opened up about the actor's death for the first time since his passing one year ago. </p> <p>Keith Morrison married Perry's mum in 1981 and couple soon after welcomed their first daughter and Perry's half-sister, Caitlin Morrison. </p> <p>In an interview with<em> Hello! Canada </em>Keith said that Matthew's death at just 54-years-old was "incredibly shocking". </p> <p>"Anybody who has lost a child will tell you that, even if you are in some way prepared for the possibility, it's shattering."</p> <p>"What we have decided to do is hang on to that determination and try to do something useful," Keith continued.</p> <p>He added that the late <em>Friends </em>star would want to be "remembered for doing something to help people suffering from addiction," something that Perry himself had been battling. </p> <p>Perry's sister, Caitlin, is the Executive Director of the Matthew Perry Foundation of Canada, a separate entity that expands on the work done by the Matthew Perry Foundation in the US. </p> <p>She explained that the work she is doing at the foundation allows her to still feel close to her brother. </p> <p>"The work that I'm doing now is very selfish because it kind of feels like I'm sitting right next to Matthew, working with him every day on something that was important to him," she shared.</p> <p>"I have this treasure of getting to keep him very, very close to my life all the time, which is wonderful."</p> <p>Caitlin works on the foundation alongside both of her parents, and the actor's childhood friend Brian Murray, as well as mental health professional Cara Vaccarino. </p> <p><em>Image: Instagram</em></p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"><em style="box-sizing: border-box;"><span style="box-sizing: border-box; font-weight: bolder;">Need to talk to someone? Don't go it alone.</span></em></p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"><em style="box-sizing: border-box;">Lifeline: <span style="box-sizing: border-box; font-weight: bolder;">13 11 14</span>, <a style="box-sizing: border-box; color: #258440; text-decoration-line: none; background-color: transparent; transition: 0.2s ease-in-out;" href="https://www.lifeline.org.au/" target="_blank" rel="noopener">lifeline.org.au </a></em></p> <p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;"><em style="box-sizing: border-box;">Reach Out: <a href="https://au.reachout.com/" target="_blank" rel="noopener">https://au.reachout.com/</a></em></p> <p><em style="box-sizing: border-box; color: #212529; font-family: -apple-system, 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; background-color: #ffffff;">Beyond Blue: <span style="box-sizing: border-box; font-weight: bolder;">1300 224 635</span>, <a style="box-sizing: border-box; color: #258440; text-decoration-line: none; background-color: transparent; transition: 0.2s ease-in-out;" href="https://www.oversixty.com.au/beyondblue.org.au" target="_blank" rel="noopener">beyondblue.org.au </a></em></p> <p> </p>

Family & Pets

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Nova radio star breaks down in heartwarming interview with Kate Winslet

<p>Kate Winslet shared a heartwarming moment live on-air with Kate Ritchie on <em>Nova </em>radio on Wednesday morning.</p> <p>The Hollywood star appeared on <em>Fitzy and Wippa with Kate Ritchie </em>to promote her new movie, <em>Lee</em>, where Ritchie brought up the star's powerful comments about the scrutiny women in the public eye face. </p> <p>“I have to say to, I just want to thank you for the conversations that you have about body image," Ritchie said. </p> <p>“What we do have in common is that we somewhat grew up in the public eye; I grew up on a television show," the former<em> Home and Away</em> actress added. </p> <p>She then praised Winslet for continually speaking out about “women and young girls, growing up and having people comment about us and pass judgement and feel as though its OK to say certain things. I think we’ve always known that it's not OK."</p> <p>“But it’s been really hard conversation to have and it’s hard to sometimes stand up and say ‘This does not make me feel good’ and ‘it’s not OK for someone to speak that way’, and someone of your calibre, I hope you know the value of you having these conversations. Because it makes me, and I’m sure millions of other women …” she said while tearing up. </p> <p>“Oh she’s unravelling in here!” Winslet said in attempt to lighten the mood, as she shared a smile in agreement. </p> <p>“That’s really very kind,” said Winslet. “I think women are getting better at standing up for each other as well as standing up for ourselves.”</p> <p>Winslet has been very vocal about women standing up for themselves and has led by example, revealing in another interview that she was forced to defend herself to a crew member while filming the movie. </p> <p>“There’s a bit where Lee’s sitting on a bench in a bikini and one of the crew came up between takes and said: ‘You might want to sit up straighter.’ So you can’t see my belly rolls? Not on your life! It was deliberate, you know?” she told <em>Harper's Bazaar UK</em>. </p> <p><em>Images: Nova</em></p>

Movies

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"Heavy heart": Susie O'Neill breaks down as she resigns live on air

<p>Olympic swimmer turned radio host Susie O'Neill has broken down live on air as she announced her resignation from her role with the Brisbane Nova breakfast show.</p> <p>The 51-year-old tearfully told her co-hosts David 'Luttsy' Lutteral and Ashley Bradnam that she would be taking a step back from radio after 10 years with the network. </p> <p>"I do this with a heavy heart, the decision wasn't easy. It's hard for me to articulate exactly why I'm leaving," Susie began.</p> <p>"Turning 50 last year, I realised I'm at a whole new stage in my life. The next chapter will see me pursue other goals, both professionally and personally."</p> <p>Susie added that she was already contemplating what her next career moves would be, as she reassured listeners that she would stay on the air for another six weeks, with her final show being on November 28th.</p> <p>"I want to get back to the grassroots of sport and involve myself in the wider community. It's going to be an emotional final day, saying goodbye to everyone," she said.</p> <p>"Whatever this next chapter brings, my Nova family won't be far away."</p> <p>She went on to thank both of her co-hosts a she reflected on her time on the show, saying, "Thanks to Ash and Luttsy for bringing me into your world and life a bit over 10 years ago now, when I pretty much had nothing going on in my life to be honest."</p> <p>"I joked that it saved my life at the time. You were both so supportive of me. I was horrible at radio and I’d be upset and say, 'I can’t do it' and you would say, 'no, just keep going, just keep going'."</p> <p>Co-host Luttsy was quick to pay tribute to Susie, saying, "It's been an incredible adventure becoming great mates with you. Can't wait to see your next chapter."</p> <p>Before joining the world of radio in 2023 as a sports broadcaster, Susie rose to fame at the age of just 14, joining the Olympic team and going on to score 35 Australian titles and retiring after the 2000 Sydney Olympics. </p> <p><em>Image credits: Nova</em></p>

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