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Aussies devastated as travel agency collapses, leaving holidays in ruins

<p>Dozens of Australian travellers have had their holiday dreams shattered and lost tens of thousands of dollars following the sudden collapse of online travel agency Traveldream.</p> <p><a href="https://www.traveldream.com.au/au" target="_blank" rel="noopener">Traveldream</a>, operated under the business name Australian Travel Deals Pty Ltd, went into administration on April 28, ceasing operations immediately and leaving customers stranded across the globe – or worse, never even departing on their long-planned trips.</p> <p>The financial fallout has been severe, <a href="https://www.news.com.au/travel/travel-updates/incidents/aussies-dream-holidays-up-in-the-air-after-travel-agent-collapses/news-story/e4466dea16a9bd796f0e244cfb013597" target="_blank" rel="noopener">according to news.com.au</a>, who spoke to several impacted customers, including a mother and her two daughters who lost $33,000, and a group of Australian travellers who arrived at their overseas accommodation only to be told no booking existed in their name.</p> <p>Among the most devastating stories is that of Donna Lamberth and her husband, who lost $15,500. The Queensland couple had saved for two years to embark on the “trip of a lifetime” through North America, including a cruise in Alaska and a stop in Las Vegas. After fully paying for the holiday in December, Ms Lamberth was stunned to learn only a small deposit had been made on their cruise booking.</p> <p>“I burst into tears,” she said. “My bags were packed. I haven’t even unpacked my bags yet.”</p> <p>Ms Lamberth and her husband were forced to cancel their entire two-month trip.</p> <p>At least 75 customers are confirmed to have lost money due to the collapse, according to Bill Karageozis of insolvency firm Mcleods, who has been appointed administrator. He expects that number could rise to as many as 100 creditors. The company’s total debt is currently estimated to be under $1 million, and it has no tangible assets to recoup losses.</p> <p>Some impacted travellers have managed to salvage elements of their trips by contacting airlines and cruise companies directly. Among the suggested providers are Qantas, Singapore Airlines, Royal Caribbean Cruises and Holland America Cruises.</p> <p>One group of 300 Australians booked through Traveldream for a North American tour set to begin on May 19 now face uncertainty. Lorraine Micairan, a Sydney mother of five, is among them. She and her husband paid $12,000 for their trip and discovered many of their bookings were never paid for, despite receiving an itinerary and booking confirmations.</p> <p>“When I checked in online it said it’s cancelled,” she said. “Qantas told me there was no payment.”</p> <p>Thanks to last-minute scrambles and additional out-of-pocket expenses, Ms Micairan and her travel companions were able to rescue their trip. Still, she says the experience has left them financially and emotionally drained.</p> <p>Meanwhile, other customers were not so fortunate. Friends Michelle Brown and Tammy Meurant, along with their husbands, landed in Vancouver only to find their hotel booking had been cancelled just days earlier – likely by a third party due to non-payment by Traveldream.</p> <p>“They said: ‘Sorry, we don’t have a booking,’” Ms Brown recounted. “It was cancelled on the 6th. We arrived on the 9th.”</p> <p>The group had to scramble to find alternative accommodation via Airbnb and are bracing for more disruptions throughout their trip.</p> <p>Traveldream was founded in 2016 and led by Melbourne-based director Christopher Banson, who has not publicly commented on the situation. Banson also operates Salt Water Hotels and Resorts – a separate travel business with 30 properties nationwide – which remains unaffected by Traveldream’s demise.</p> <p>Another shareholder in the failed company, Travel Dream Australia Pty Ltd, is reportedly owed $49,000. That company is solely directed by Paul Mercuri, Traveldream’s co-founder, who was no longer involved in the business at the time of its collapse.</p> <p>Administrators are now urging affected customers to act swiftly in identifying any prepaid travel services that can be salvaged. For many, however, the damage is already done.</p> <p>“I’m going to have to save again,” Ms Lamberth said. “It’s a lot of money to lose.”</p> <p><em>Image: Traveldream</em></p>

Travel Trouble

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Another Aussie traveller found dead in Thailand

<p>A 41-year-old Australian man from South Australia has been found dead in the waters off Freedom Beach in Phuket, three days after he was reported missing by his wife while on holiday.</p> <p>According to Thai authorities, the man was last seen on May 7, prompting a search effort after his disappearance. His body was discovered on the morning of May 10 by the chief lifeguard during a routine patrol. The lifeguard spotted the body drifting about 20 metres from the shore amid strong surf conditions.</p> <p>Officers from Karon Police Station responded to the call and retrieved the body using ropes due to the rough seas. The man was found wearing only black underpants, and emergency responders pulled him to shore for formal identification.</p> <p>Police Lieutenant Colonel Wiwat Chamnankit confirmed that the man had been in Thailand since April 20. He told local outlet Asia Pacific Press that the victim’s family has been notified.</p> <p>“We believe that the sea currents were too strong for him to swim back to land,” Lt. Col. Chamnankit said. “Tourists should not go in the sea during these conditions when there are strong waves, unless they are with an experienced guide.”</p> <p>The body has been transferred to Vachira Phuket Hospital, where an autopsy will be conducted to determine the cause of death. The circumstances surrounding the incident remain under investigation. </p> <p>This incident marks the second death of an Australian tourist in Thailand within the past week. On May 3, 22-year-old Melbourne man Corey Walsh died after jumping from a tour boat near the popular snorkelling area of Koh Racha Yai. Authorities said he had consumed a significant amount of alcohol before repeatedly entering the water.</p> <p>Walsh was pulled from the sea unconscious and unresponsive. Despite efforts by tour conductors and emergency responders, he was pronounced dead at Chalong Hospital. No illegal substances were found on board, though empty alcohol bottles were recovered.</p> <p>These back-to-back tragedies come after the drowning of Chinese tourist Zhang Xiaohan, 30, who was scuba diving near Kabakan Island in East Kalimantan, Indonesia. She was swept away by strong currents while attempting to retrieve her GoPro camera. Her body was later found 88 metres underwater, near a known diving route.</p> <p><em>Image: <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Asia Pacific Press</span></em></p>

Travel Trouble

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Dire warning issued to Aussie travellers as conflict escalates

<p>Australians are being urged to reconsider travel to Pakistan and brace for possible flight disruptions to India following a dramatic escalation in hostilities between the two nuclear-armed South Asian nations.</p> <p>Updated travel advice issued by <a href="https://www.smartraveller.gov.au/" target="_blank" rel="noopener">Smartraveller</a> early Wednesday warns that the “current security situation” between India and Pakistan presents significant risks for travellers. The Department of Foreign Affairs and Trade (DFAT) is urging Australians to exercise heightened caution in both countries, with particularly stern warnings about travel to Pakistan.</p> <p>“We recommend you monitor local media for updates, stay alert, take official warnings seriously and follow the advice of local authorities,” the advisory reads.</p> <p>The alert highlights a “volatile security situation” in Pakistan, recommending that Australians reconsider any plans to travel there. It also notes that Pakistan has closed the Wagah border crossing with India, halting all cross-border travel indefinitely.</p> <p>“If you have plans to travel to India from Pakistan, reconsider your route and follow the advice of local authorities,” the alert states.</p> <p>The warning follows a major military incident early Wednesday morning, in which India reportedly fired missiles into Pakistani territory. Islamabad has vowed to retaliate, stoking fears of further escalation between the two rivals.</p> <p>The latest outbreak of violence stems from an April 22 attack on tourists in the Indian-administered region of Kashmir. The assault, which occurred in the popular mountain destination of Pahalgam, left 26 people dead. India has blamed Pakistan for backing the militants responsible, a charge Pakistan has denied.</p> <p>Flight disruptions are already being reported, and travellers are being advised to confirm flight details with airlines before heading to the airport. “Some airports in India (particularly in the north-west) may close, and airline schedules may be affected,” the DFAT alert warns.</p> <p>For India, the Australian government maintains a general “exercise a high degree of caution” advisory, but advises against all travel to Jammu and Kashmir and to the India-Pakistan border region, with the exception of the Atari-Wagah crossing and Manipur. The advisory also urges travellers to reconsider their need to visit Chhattisgarh and India’s border regions.</p> <p>The renewed tensions are part of a long and often violent history between India and Pakistan, who have fought multiple wars since gaining independence from Britain in 1947. The latest developments are of particular concern to Australia's large South Asian communities.</p> <p>With tensions rising and uncertainty mounting, the Australian government is urging all travellers to remain vigilant and informed.</p> <p>For the latest updates, Australians are encouraged to monitor <a href="https://www.smartraveller.gov.au/" target="_blank" rel="noopener">Smartraveller</a> and official government communications.</p> <p><em>Image: ABC News</em></p>

Travel Trouble

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Forming new habits can take longer than you think. Here are 8 tips to help you stick with them

<div class="theconversation-article-body"> <p>If you’ve ever tried to build a new habit – whether that’s exercising more, eating healthier, or going to bed earlier – you may have heard the popular claim that it only takes 21 days to form a habit.</p> <p>It’s a neat idea. Short, encouraging and full of promise. But there’s just one problem: it’s not true.</p> <p>The 21-day myth can be traced back to <a href="https://www.amazon.com/gp/product/0671700758/ref=as_li_qf_sp_asin_il_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=0671700758&amp;linkCode=as2&amp;tag=jamesclear-20&amp;linkId=6DQ32IRAG3LU4PKA">Maxwell Maltz</a>, a plastic surgeon in the 1960s, who observed it took about three weeks for his patients to adjust to physical changes. This idea was later picked up and repeated in self-help books, eventually becoming accepted wisdom.</p> <p>But as psychologists and behavioural scientists have since discovered, habit formation is <a href="https://www.scientificamerican.com/article/how-long-does-it-really-take-to-form-a-habit/">much more complex</a>.</p> <h2>How long does it really take?</h2> <p>A <a href="https://onlinelibrary.wiley.com/doi/10.1002/ejsp.674">2010 study</a> followed volunteers trying to build simple routines – such as drinking water after breakfast or eating a daily piece of fruit – and found it took a median of 66 days for the behaviour to become automatic.</p> <p>We recently <a href="https://www.mdpi.com/2227-9032/12/23/2488">reviewed several studies</a> looking at how long it took people to form health-related habits. We found, on average, it took around two to five months.</p> <p>Specifically, the studies that measured time to reach automaticity (when a behaviour becomes second nature) found that habit formation took between 59 and 154 days. Some people developed a habit in as few as four days. Others took nearly a year.</p> <p>This wide range highlights that habit formation isn’t one-size-fits-all. It depends on what the behaviour is, how often it’s repeated, how complex it is, and who’s doing it.</p> <h2>What determines whether a habit will stick?</h2> <p>Habit strength plays a key role in consistency. A <a href="https://www.frontiersin.org/journals/psychology/articles/10.3389/fpsyg.2021.626750/full">2021 systematic review</a> focused on physical activity and found the stronger the habit (meaning the more automatic and less effortful the behaviour felt) the more likely people were to exercise regularly.</p> <p>It’s not entirely surprising that easy, <a href="https://bjgp.org/content/62/605/664">low-effort behaviours</a> such as drinking water or taking a daily vitamin tend to form faster than complex ones like training for a marathon.</p> <p>But whatever the habit, <a href="https://www.nature.com/articles/s44159-024-00305-0">research shows</a> sticking to it is not just about boosting motivation or willpower. Interventions that actively support habit formation – through repetition, cues and structure – are much more effective for creating lasting change.</p> <p>For example, programs that encourage people to schedule regular exercise at the same time each day, or apps that send reminders to drink water after every meal, help build habits by making the behaviour easier to repeat and harder to forget.</p> <p>Our <a href="https://www.mdpi.com/2227-9032/12/23/2488">research</a>, which drew on data from more than 2,600 people, showed habit-building interventions can make a real difference across a range of behaviours – from flossing and healthy eating to regular exercise.</p> <p>But what stood out most was that even small, everyday actions can grow into powerful routines, when repeated consistently. It’s not about overhauling your life overnight, but about steadily reinforcing behaviours until they become second nature.</p> <h2>8 tips for building lasting habits</h2> <p>If you’re looking to build a new habit, here are some science-backed tips to help them stick:</p> <ol> <li> <p>Give it time. Aim for consistency over <a href="https://www.mdpi.com/2227-9032/12/23/2488">60 days</a>. It’s not about perfection – missing a day won’t reset the clock.</p> </li> <li> <p><a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC3505409/">Make it easy</a>. Start small. Choose a behaviour you can realistically repeat daily.</p> </li> <li> <p>Attach your new habit <a href="https://www.mdpi.com/2227-9032/12/23/2488">to an existing routine</a>. That is, make the new habit easier to remember by linking it to something you already do – such as flossing right before you brush your teeth.</p> </li> <li> <p><a href="https://www.tandfonline.com/doi/full/10.1080/0144929X.2020.1801840">Track your progress</a>. Use a calendar or app to tick off each successful day.</p> </li> <li> <p>Build in <a href="https://www.sciencedirect.com/science/article/pii/S2212267215011181?casa_token=-VKsr03fXOUAAAAA:pKV0oAB5VVuj8RcPAW5T7prjo3efSVpi6P6TXFoeTLHBX_vFK0ttF6tFM9-8Fp6o45XPu_lcij5d">rewards</a>, for example making a special coffee after a morning walk or watching an episode of your favourite show after a week of consistent workouts. Positive emotions help habits stick, so celebrate small wins.</p> </li> <li> <p>Morning is best. Habits practised <a href="https://psycnet.apa.org/doiLanding?doi=10.1037%2Fhea0000510">in the morning</a> tend to form more reliably than those attempted at night. This may be because people typically have more motivation and fewer distractions earlier in the day, making it easier to stick to new routines before daily demands build up.</p> </li> <li> <p>Personal choice boosts success. People are more likely to stick with habits <a href="https://www.frontiersin.org/journals/psychology/articles/10.3389/fpsyg.2020.00560/full">they choose themselves</a>.</p> </li> <li> <p><a href="https://onlinelibrary.wiley.com/doi/abs/10.1002/ejsp.674">Repetition</a> in a stable context is key. Performing the same behaviour in the same situation (such as walking right after lunch each day) increases the chances it will become automatic.</p> </li> </ol> <h2>Why the 21-day myth matters</h2> <p>Believing habits form in 21 days sets many people up to fail. When change doesn’t “click” within three weeks, it’s easy to feel like you’re doing something wrong. This can lead to frustration, guilt and giving up entirely.</p> <p>By contrast, understanding the real timeline can help you stay motivated when things feel slow.</p> <p>Evidence shows habit formation usually takes at least two months, and sometimes longer. But it also shows change is possible.</p> <p>Our <a href="https://www.mdpi.com/2227-9032/12/23/2488">research</a> and <a href="https://bjgp.org/content/62/605/664">other evidence</a> confirm that repeated, intentional actions in stable contexts really do become automatic. Over time, new behaviours can feel effortless and deeply ingrained.</p> <p>So whether you’re trying to move more, eat better, or improve your sleep, the key isn’t speed – it’s consistency. Stick with it. With time, the habit will stick with you.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/255118/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em>By</em> <em><a href="https://theconversation.com/profiles/ben-singh-1297213">Ben Singh</a>, Research Fellow, Allied Health &amp; Human Performance, <a href="https://theconversation.com/institutions/university-of-south-australia-1180">University of South Australia</a> and <a href="https://theconversation.com/profiles/ashleigh-e-smith-201327">Ashleigh E. Smith</a>, Associate Professor, Healthy Ageing, <a href="https://theconversation.com/institutions/university-of-south-australia-1180">University of South Australia</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/forming-new-habits-can-take-longer-than-you-think-here-are-8-tips-to-help-you-stick-with-them-255118">original article</a>.</em></p> <p><em>Image: Shuttertock</em></p> </div>

Mind

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UK Supreme Court makes major ruling on definition of "woman"

<p>In a landmark ruling that has stirred celebration and concern in equal measure, the UK Supreme Court has unanimously ruled that the legal definition of "woman" refers exclusively to someone born biologically female.</p> <p>The decision effectively excludes transgender women from being counted as women under the Equality Act, marking a decisive turn in a years-long legal battle over gender identity and women's rights in Scotland.</p> <p>The case, brought by the feminist campaign group For Women Scotland (FWS), challenged guidance issued by the Scottish government that included transgender women with gender recognition certificates in official gender quotas. The ruling has been hailed as a victory by women's rights advocates who argued that expanding the definition undermined protections for biologically female people.</p> <p>“Everyone knows what sex is and you can't change it,” said Susan Smith, co-director of FWS, celebrating the court’s decision outside the courthouse. “It’s basic common sense. People have tried to deny science and reality. Hopefully, this now brings us back to reality.”</p> <p>The Supreme Court’s five justices ruled unanimously that the Equality Act permits single-sex spaces – such as women-only changing rooms, shelters, and medical services – to exclude transgender women, even those who hold gender recognition certificates.</p> <p>In his written opinion, Justice Patrick Hodge said that the ruling does not strip transgender people of their broader protections under UK law but rather clarifies the scope of “sex” in certain legal contexts. “Interpreting ‘sex’ as certificated sex would cut across the definitions of ‘man’ and ‘woman’… and create heterogeneous groupings,” he wrote.</p> <p>The dispute originated from a 2018 Scottish law requiring that at least 50% of board members of public bodies be women. The inclusion of trans women in this target was central to the legal challenge, with FWS arguing that such a move effectively redefined the concept of womanhood without parliamentary authority.</p> <p>Aidan O’Neill, legal counsel for FWS, told the court that “sex” should be interpreted in the “ordinary, everyday” sense, based on biology from birth. “It is an expression of one’s bodily reality,” he said. “An immutable biological state.”</p> <p>The ruling has sparked celebration among gender-critical activists. Outside court, campaigners from several women’s groups opened champagne and chanted, “Women’s rights are human rights.”</p> <p>Maya Forstater, founder of the advocacy group Sex Matters, said: “The court has given us the right answer: the protected characteristic of sex refers to reality, not paperwork.”</p> <p>Author JK Rowling, a vocal supporter of FWS, praised the campaigners as “extraordinary” and “tenacious.” In a post on X, she said, “In winning, they've protected the rights of women and girls across the UK.”</p> <p>However, the judgment has drawn sharp criticism from trans rights organisations and human rights advocates. The campaign group Scottish Trans said it was “shocked and disappointed,” warning that the ruling risks eroding legal protections for trans people.</p> <p>Green Party Member of the Scottish Parliament Maggie Chapman called the decision “deeply concerning” and a “huge blow to some of the most marginalised people in our society.”</p> <p>“Trans people have been cynically targeted and demonised by politicians and large parts of the media for far too long,” Chapman said. “This has contributed to attacks on longstanding rights and attempts to erase their existence altogether.”</p> <p>Amnesty International also condemned the ruling, arguing that it clashes with broader human rights standards. “A blanket policy of barring trans women from single-sex services is not a proportionate means to achieve a legitimate aim,” the organisation stated.</p> <p>The UK government welcomed the Supreme Court's clarification, stating, “Single-sex spaces are protected in law and will always be protected by this government.”</p> <p>Scotland’s semi-autonomous government, which initially defended the inclusion of trans women in public board quotas, said it accepted the court's decision. “We will now engage on the implications of the ruling,” said First Minister John Swinney. “Protecting the rights of all will underpin our actions.”</p> <p>The ruling is expected to have wide-reaching implications for public policy, equalities law, and gender identity debates across the UK – a country increasingly at the centre of a global reckoning on the boundaries of sex, gender and rights.</p> <p><em>Images: For Women Scotland</em></p>

Legal

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Virgin Australia issuing refunds to 61,000 travellers

<p>Virgin Australia has announced it will refund approximately 61,000 customers after discovering a pricing error that led to overcharges on itinerary changes made over the past five years.</p> <p>The airline revealed that a glitch in its pricing system caused some tickets to be incorrectly repriced when passengers adjusted their bookings. The issue affected bookings made between April 21, 2020, and March 31, 2025, representing around 0.1 per cent of total reservations during that period.</p> <p>Affected customers will be contacted directly by Virgin Australia, with the average refund expected to be around $55.</p> <p>“At Virgin Australia, we have policies that determine when and how we reprice a guest's booking when they make a change to their itinerary," a spokesperson said in a statement. "We recently found that in some instances, bookings were repriced in a way that does not align with our policy, and we are refunding all impacted guests for that amount."</p> <p>The airline has apologised to affected travellers and launched an "itinerary change claim program" to manage the process. Deloitte Australia has been appointed to assist with handling claims and expediting refunds.</p> <p>"We want to do the right thing, and that means acknowledging when we get things wrong and fixing it," the spokesperson added. "Guests will have up to 12 months to make a claim, and any unclaimed amounts will be donated to charity."</p> <p>Virgin Australia has also notified the Australian Competition and Consumer Commission (ACCC) and pledged to work closely with the regulator to meet any further obligations.</p> <p>The airline confirmed it holds the details of all impacted customers and will be sending out communication, in partnership with Deloitte, on how to claim refunds.</p> <p><em>Image: Virgin Australia</em></p>

Travel Trouble

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Refinancing your home later in life – what you need to know

<p>There are many reasons why you may look to refinance your home. The obvious one is to lower mortgage repayments with a better rate. However, other reasons people refinance later in life include:</p> <ul> <li>unlocking equity to invest</li> <li>paying down other debts</li> <li>buying a holiday home</li> <li>funding extended travel</li> <li>launching a new business</li> <li>supporting children with a property deposit</li> </ul> <p>Regardless of why you want to refinance, the points below will help you navigate your options.</p> <p><strong>Changing lenders</strong></p> <p>It may have been a while since you last revisited your mortgage, meaning you may not be aware of current lending options and traps.</p> <p>A common trick lenders use is the so-called “headline rate” to grab your attention. However, this interest rate is typically not what you end up paying. It may only be an introductory rate for the first few months, or hefty fees attached may wipe out any savings.</p> <p>Banks aren’t the only ones offering loans nowadays. Registered non-bank lenders, fintechs and online lenders can refinance your mortgage and provide other credit services the same as any bank; they just don’t take cash deposits. Alternatively, you could explore credit unions and mutual societies.</p> <p>Also consider any shareholder benefits you may have. Most banks have done away with them now but may still honour pre-existing ones. If you change lenders, you could lose this entitlement – permanently.</p> <p><strong>Reverse mortgages</strong></p> <p>Generally, only available to people aged 60-plus, a reverse mortgage effectively allows you to unlock equity in your home without you needing to make immediate repayments.</p> <p>However, they often have strict conditions including:</p> <ul> <li>minimum borrowing amounts</li> <li>maximum borrowing ratios</li> <li>higher interest rates than standard mortgages</li> </ul> <p>Crucially, the interest accrues over time and is repaid when you sell, move or pass away. As such, your debt liability grows over time – potentially impacting your future living arrangements and how much is left for beneficiaries in your will.  The Govt has the “loan equity scheme” as another option to lenders.  I just want to highlight the need to be careful with reverse mortgages.</p> <p><strong>Changing homes</strong></p> <p>Rather than selling, downsizing could involve making an investment property your primary residence and then renting out your existing home.</p> <p>This approach may require you to refinance both loans simultaneously. There will also be tax considerations to work through – including Capital Gains Tax liabilities when you do sell, negative gearing, depreciation, and changes to your income tax.</p> <p>Then there are the lifestyle factors to weigh up, especially if you are moving to a different area:</p> <ul> <li>living expenses</li> <li>insurance and travel costs</li> <li>access to healthcare</li> <li>rental income</li> <li>property management expenses</li> </ul> <p>Remember that if you have a Self Managed Super Fund (SMSF), it CANNOT own any property that you directly use yourself, including your home.</p> <p><strong>Becoming Bank of Mum and Dad</strong></p> <p>Refinancing can unlock equity to support adult children with their first property deposit. However, it isn’t without its risks.</p> <p>Ask yourself honestly:</p> <ul> <li>Will this be a gift or loan?</li> <li>If a loan, under what terms? Will interest be applied? How and when will repayments be made? What if they default?</li> <li>What happens if their relationship breaks down, will you get your money back?</li> <li>How does going without that money affect your retirement?</li> <li>Do you have alternative assets to support you if your circumstances change?</li> <li>How does this affect inheritances or deposit contributions to your other children?</li> <li>Can you assist them another way without using your home equity?</li> </ul> <p>Draw up a written agreement outlining all conditions and scenarios to avoid disagreements in the future.</p> <p><strong>Pension impacts</strong></p> <p>Don’t overlook how refinancing your home could impact your pension. While your home is exempt from the means test, any income or assets you generate from unlocking equity is not.</p> <p>You could inadvertently see your pension amount reduced or your eligibility voided altogether. This would come as a nasty shock if you haven’t pre-budgeted for such a change!</p> <p><strong>Getting advice</strong></p> <p>To ensure you get the best bang for your buck when refinancing, be sure to enlist the help of a good:</p> <ul> <li>mortgage broker to source the best loans for your circumstances</li> <li>insurance broker to ensure your cover is right sized for your needs, risk and budget</li> <li>accountant to work through any tax implications</li> <li>estate planner to manage any changes</li> <li>financial adviser to keep your investments and financial strategy working for you</li> </ul> <p>Ultimately, decisions – including about refinancing – are only as good the information you have at hand. So, make sure you have all the relevant facts before signing on the dotted line.</p> <p><em><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Helen Baker is a licensed Australian financial adviser and author of the new book, Money For Life: How to build financial security from firm foundations (Major Street Publishing $32.99). Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at </span><a style="color: #467886;" title="http://www.onyourowntwofeet.com.au/" href="http://www.onyourowntwofeet.com.au/"><span style="line-height: 18.4px; font-family: Calibri, sans-serif;">www.onyourowntwofeet.com.au</span></a></em></p> <p><em><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754.</span></em></p>

Money & Banking

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The renting trap snaring retirees – and how to avoid it

<p><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">It has long been known that renting in retirement is associated with a lower quality of life. Understanding the causal factors can help you avoid a similar fate. There are many reasons why renting in retirement can be problematic. For a start, figures on how much income we need to retire comfortably usually assumes that you own your home – the cost of rent isn’t included. So, anyone using this as a guide falls well short, potentially by 20-40 per cent.</span></p> <p><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Additionally:</span></p> <ul> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Rent usually eats up a larger portion of retirement income than home ownership.</span></li> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Over time, rents typically keep rising while mortgage debts reduce.</span></li> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Home ownership provides equity to use for other investments, further boosting retirement income.</span></li> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Downsizing homeowners can make an additional superannuation contribution from the sale proceeds, which renters cannot.</span></li> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Homeowners can make accessibility modifications to meet their needs as they age, like installing ramps or rails.</span></li> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Homeowners have greater stability and aren’t subject to eviction (and moving costs) at short notice.</span></li> </ul> <p><span style="border: 1pt none windowtext; padding: 0cm;"><strong>How big a problem is it?</strong></span></p> <p><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Numerous studies have highlighted the growing scale of the problem faced by renting retirees. </span><a style="color: #467886;" href="https://grattan.edu.au/report/renting-in-retirement-why-rent-assistance-needs-to-rise/" target="_blank" rel="noopener"><span style="font-family: Aptos, sans-serif; border: 1pt none windowtext; padding: 0cm;">The Grattan Institute</span></a><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;"> recently found that “two in three retirees who rent in the private market live in poverty,” and that “most older working Australians who rent do not have sufficient savings to keep paying rent in retirement.”</span></p> <p><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">The rental trap is also not exclusive to low-income earners. </span><a style="color: #467886;" href="https://everybodyshome.com.au/resources/priced-out-priced-out-an-index-of-affordable-rentals-for-australian-voters/" target="_blank" rel="noopener"><span style="font-family: Aptos, sans-serif; border: 1pt none windowtext; padding: 0cm;">Everybody’s Home</span></a><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;"> recently found Australians earning $100,000 per year – above the </span><a style="color: #467886;" href="https://www.abs.gov.au/statistics/labour/earnings-and-working-conditions/employee-earnings/latest-release" target="_blank" rel="noopener"><span style="font-family: Aptos, sans-serif; border: 1pt none windowtext; padding: 0cm;">national median of $1,396 per week</span></a><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;"> ($72,592 per year) – are struggling to pay their rent.</span></p> <p><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">The end result is that homelessness is a growing problem for over 55s – particularly women. </span><a style="color: #467886;" href="https://www.mercyfoundation.com.au/our-focus/ending-homelessness/older-women-and-homelessness/" target="_blank" rel="noopener"><span style="font-family: Aptos, sans-serif; border: 1pt none windowtext; padding: 0cm;">The Mercy Foundation</span></a><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;"> notes that homelessness among these women grew 6.6 per cent in the 2021 Census, following a huge 31 per cent increase in the 2016 Census.</span></p> <p><span style="border: 1pt none windowtext; padding: 0cm;"><strong>What is causing it?</strong></span></p> <p><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Not owning your own home in retirement is obvious answer here. But there are various contributing factors that see people forced to rent later in life, including losing their home and being financially unable to replace it.</span></p> <p><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">These include:</span></p> <ul> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Divorce/separation – court and legal fees, counselling costs, division of assets (including the family home).</span></li> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Pre-retirement chronic illness – time out of the workforce for both the patient and their partner to care for them, loss of income, less going into super, and higher healthcare costs.</span></li> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Death of a partner – up-front bills like funeral expenses, surviving partner suddenly on a single income.</span></li> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Elder abuse – an estimated </span><a style="color: #467886;" href="https://www.aihw.gov.au/family-domestic-and-sexual-violence/population-groups/older-people#abuse" target="_blank" rel="noopener"><span style="font-family: Aptos, sans-serif; border: 1pt none windowtext; padding: 0cm;">one in six older Australians experience elder abuse</span></a><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">, including 2.1 per cent facing financial abuse.</span></li> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Domestic violence – fleeing abusive relationships with little or no money and assets.</span></li> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Climate change – loss of uninsured home/other assets as storms, floods, cyclones, and fires increase in frequency and severity.</span></li> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Scams – </span><a style="color: #467886;" href="https://www.nasc.gov.au/news/australians-better-protected-as-reported-scam-losses-fell-by-almost-26-per-cent" target="_blank" rel="noopener"><span style="font-family: Aptos, sans-serif; border: 1pt none windowtext; padding: 0cm;">Australians lost $2 billion to scams</span></a><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;"> in 2024.</span></li> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Gambling – </span><a style="color: #467886;" href="https://aifs.gov.au/research/research-snapshots/gambling-participation-and-experience-harm-australia" target="_blank" rel="noopener"><span style="font-family: Aptos, sans-serif; border: 1pt none windowtext; padding: 0cm;">46 per cent of gamblers are at risk of harm</span></a><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">, including losing their home.</span></li> <li><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Housing unaffordability – soaring prices (and stamp duty) push home ownership out of reach.</span></li> </ul> <p><span style="font-family: Aptos, sans-serif; color: #242424; border: 1pt none windowtext; padding: 0cm;">Women often face the brunt of these effects, disadvantaged by the gender pay gap, having less in superannuation, often having primary or sole custody of children, and having less secure employment.</span></p> <p><span style="border: 1pt none windowtext; padding: 0cm;"><strong>How can you protect yourself?</strong></span></p> <p><span lang="EN-GB">Thankfully, there are steps we can all take to protect ourselves and our retirement:</span></p> <ul> <li><span lang="EN-GB">Get your foundations right for a strong financial footing – emergency fund, spending and investment plan, insurances, superannuation, estate planning.</span></li> <li><span lang="EN-GB">Make decisions jointly – letting your partner control finances alone means more risk for you and less spending oversight.</span></li> <li><span lang="EN-GB">Have contingency plans – your own bank account, independent financial and retirement plans, insurances, and back-up plans just in case.</span></li> <li><span lang="EN-GB">Get into the market ASAP – even a cheap investment property far from where you live is a financial asset and a roof over your head if needed.</span></li> <li><span lang="EN-GB">Consider co-ownership – if you can’t afford to buy property alone, split the purchase and ongoing costs with an adult child, sibling, or close friend. Alternatively, sub-let a room to offset the costs.</span></li> <li><span lang="EN-GB">Don’t settle for less – avoid accepting an unreasonable separation settlement just to resolve things quickly.</span></li> <li><span lang="EN-GB">Be alert – know the warning signs of scams, elder abuse, gambling addiction and domestic violence to avoid losing everything.</span></li> <li><span lang="EN-GB">Get independent advice – professional legal, accounting, and financial advice can help you build financial independence, create safeguards, and recover faster if disaster does strike.</span></li> </ul> <p><span lang="EN-GB">Overall, the best thing you can do is simply to act. By being proactive instead of burying your head in the sand, your future self stands a much better chance of enjoying a comfortable retirement!</span></p> <p><strong><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Helen Baker is a licensed Australian financial adviser and author of the new book, <em>Money For Life: How to build financial security from firm foundations (Major Street Publishing $32.99).</em> Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children<em>. </em>Find out more at </span></strong><a style="color: #467886;" title="http://www.onyourowntwofeet.com.au/" href="http://www.onyourowntwofeet.com.au/" target="_blank" rel="noopener"><strong><span style="line-height: 18.4px; font-family: Calibri, sans-serif;">www.onyourowntwofeet.com.au</span></strong></a></p> <p><strong><em><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754.</span></em></strong></p> <p><em><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Image: Shutterstock</span></em></p> <p> </p>

Money & Banking

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To tip or not to tip? Kyle weighs in on the great debate

<p>In a country where tipping is about as popular as warm beer, Kyle Sandilands has somehow managed to ignite a national debate with his bold approach after revealing his personal tipping policy: doubling the bill.</p> <p>While everyday Australians are grumbling about feeling "under surveillance" by watchful waitstaff, Sandilands has effectively turned the concept of tipping on its head by making it rain on every meal.</p> <p>“Whatever the bill is, I’ll pay that again,” he declared on air, leaving co-host Jackie O and newsreader Brooklyn Ross stunned.</p> <p>The revelation has sparked a flurry of reactions, ranging from admiration to outright panic. Many hospitality workers have suddenly discovered a newfound appreciation for Sandilands, with one Sydney waiter reportedly seen frantically Googling his favourite restaurants in hopes of securing a booking.</p> <p>Meanwhile, local economists are nervously clutching their calculators. "If this catches on, we could see a rapid rise in inflation, an economic boom in hospitality, or Kyle Sandilands accidentally becoming Australia's next Reserve Bank governor," speculated one financial analyst.</p> <p>Not everyone, however, is on board with the tipping craze. Outraged anti-tipping Australians have taken to social media, decrying the practice as "un-Australian" and a gateway to the country becoming “the 51st state of America”.</p> <p>One particularly passionate commenter warned, "This is how it starts! First, it's tipping, then it's calling football ‘soccer’, and next thing you know, we’re driving on the right side of the road!"</p> <p>Despite the uproar, Sandilands seems unfazed. With his unique approach, he may have found a loophole in Australia’s new EFTPOS tipping culture – if everyone else sticks to the modest 5-25% suggested range, he might actually be saving money.</p> <p>“You’re doubling the cost,” Ross pointed out in disbelief. “I’ll save big time,” Sandilands responded, seemingly unconcerned with mathematical realities.</p> <p>As for whether his fellow Australians will follow suit or hold the line against tipping tyranny, only time will tell. One thing’s for sure: if you see Kyle Sandilands dining out, you might want to consider switching tables – and bringing an extra billfold.</p> <p><em>Images: KIIS FM</em></p>

Money & Banking

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Travel expert shares top luxury destinations for 2025

<p>More travellers are prioritising luxury holidays than ever before, with a travel expert revealing the top luxury destinations for 2025. </p> <p>Mark Trim, founder and managing director of <a title="Onboard Luxury" href="https://onboardluxury.com.au/" target="_blank" rel="noopener">Onboard Luxury</a>, said there are a selection of hotspots around the world that keep reappearing in online searches. </p> <p>Whether you're after a city stay or a relaxing resort getaway, Trim shared the top luxury spots with <a href="https://travel.nine.com.au/destinations/top-luxury-destinations-for-aussie-travellers-for-2025-in-pictures/d92ae530-7f82-4e49-ab2b-46cbd25758d6" target="_blank" rel="noopener"><em>9Travel</em></a>. </p> <p>One destination that Trim said has become a particular hotspot is Sardinia in Italy.</p> <p>"This sophisticated island boasts pristine beaches, charming villages, and world-class golf courses like Pevero Golf Club," says Mark.</p> <p>Blessed with an array of spectacular swim spots, Sardinia has long been a bucket list holiday spot for many eager travellers. </p> <p>Trim said it's best to visit during the months between June to September to make the most of the weather, but be aware that this is the busiest time for tourists.</p> <p>For those looking for more of an adventure, the Okavango Delta in Botswana is a once-in-a-lifetime trip with its array of incredible animals. </p> <p>"This untamed beauty is one of Africa's Seven Natural Wonders, and it offers a unique opportunity to witness incredible biodiversity up close," says Mark.</p> <p>Those in search of a picturesque tiny town holiday should add the Norwegian town of Bergen to their itinerary. </p> <p>"This UNESCO World Heritage City is nestled amidst stunning fjords and boasts colourful wooden houses and panoramic views of the Northern Lights," says Mark.</p> <p>If you're in search of the ultimate beach resort getaway, Trim says you can't go past the Maldives. </p> <p>"If you're dreaming of a tranquil island escape with unparalleled luxury, the Fari Islands in the Maldives should be at the top of your list," says Mark.</p> <p>"With its convenient location just a short flight from Australia, it's the perfect getaway for those seeking a luxurious and rejuvenating experience," he added.</p> <p>For others looking for a beach holiday but wanting to stay closer to home, Fiji is always a popular choice, with many opting to explore the Mamanuca Islands.</p> <p>"This stunning archipelago boasts idyllic beaches, vibrant coral reefs and showstopping sunsets," says Mark.</p> <p>"Plus, with direct flights to Nadi and a short boat or helicopter ride to Malolo Island, it's incredibly convenient to reach for Australians."</p> <p><em>Image credits: Shutterstock</em></p>

International Travel

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How to prepare for a cyclone, according to an expert

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/yetta-gurtner-2337172">Yetta Gurtner</a>, <a href="https://theconversation.com/institutions/james-cook-university-1167">James Cook University</a></em></p> <p>Tropical Cyclone Alfred is predicted to make landfall anywhere <a href="https://www.abc.net.au/news/2025-03-03/tropical-cyclone-alfred-landfall-thursday-live-updates/105002038">between Bundaberg and northern New South Wales</a> this week. The Australian Bureau of Meteorology <a href="http://www.bom.gov.au/cgi-bin/wrap_fwo.pl?IDQ20023.html">has warned</a> it may bring severe hazards and “dangerous and life-threatening flash flooding”.</p> <p>So, how do you prepare for a cyclone – and what do you do if it’s too late to leave?</p> <h2>How to prepare</h2> <p>Your starting point is to consider the risk to yourself and everyone in your household (including pets). Consider ensuring you have:</p> <ul> <li>non-perishable food that everyone in the family will eat (enough for five to seven days)</li> <li>water for drinking and cleaning (three litres per person per day)</li> <li>medication (two weeks worth)</li> <li>toiletries and first aid kit</li> <li>pet food/supplies</li> <li>torches</li> <li>batteries</li> <li>a back up battery for your phone</li> <li>baby formula and nappies if needed</li> <li>protective clothing and closed-in shoes</li> <li>cash in small denominations</li> <li>valuable documents such as passports, title deeds, ID, insurance details, photos (these can be photographed or packed in weather-proof container or envelope)</li> <li>kids’ books, card games, board games, headphones</li> <li>anything else you may need or really value (and isn’t too heavy to carry).</li> </ul> <p>Make sure you have a grab-and-go kit that you can carry by yourself if authorities suddenly tell you to evacuate immediately.</p> <p>Conventional wisdom used to be to prepare enough supplies for three days of disruption. Now, experts recommend having enough for five to seven days. After the initial disaster there may be road blockages or supply chain problems.</p> <p>Ensure you have enough medication for a week or two, because pharmacies may take days or weeks to re-open. And remember that many medications, such as insulin, need to be refrigerated, so consider how you’d keep them cool if the power went out.</p> <p>Fill containers with water and stick them in your freezer now; they can keep your freezer cool if you lose power. They can also become drinking water in future.</p> <p>Talk to your neighbours. Do they have a generator or a camping fridge you can use? This is a great opportunity to get to know your community and pool your resources.</p> <p>Ask yourself if you have friends with whom you or a pet can stay. One of the main reasons people don’t evacuate is because they can’t bring their pets (not all evacuation shelters allow them, so check in advance).</p> <p>Consider what you can do now to prepare your house. One of the most common call-outs the SES receives is about blocked drains and gutters, so check if there’s time to clean your gutters now. You won’t be able to do it during the storm.</p> <h2>Stay informed – and don’t rely on hearsay</h2> <p>Have a plan for getting truthful information before, during and after the cyclone.</p> <p>Rely on the information provided by official sources, as they will tell you when it’s too late to evacuate or when it’s safe to come out. This is highly context-specific and will depend on where you are located.</p> <p>Get advice where possible from your local council’s <a href="https://www.qld.gov.au/community/disasters-emergencies/disasters/resources-translations/local-government-disaster-dashboards">disaster dashboard</a> (most councils have one).</p> <p>It should provide information such as where to get sandbags, which roads are closed (which can affect your evacuation plan) and evacuation centre openings and locations.</p> <p>Anyone who monitors social media will see how many amateur meteorologists and maps are out there, but these are often not the best source. Always rely on official sources rather than hearsay, trending footage or amateur “experts”.</p> <p>Always have an battery-operated AM-FM radio. If power goes out, relying on your phone to track information will drain your phone battery very quickly.</p> <p>You may be able to charge it via your car or laptop, but telecommunications networks may not be active.</p> <p>So having a battery-operated radio on hand – and plenty of batteries – is crucial.</p> <h2>What if the cyclone hits while you’re at home?</h2> <p>If it’s too late to evacuate, have a plan for sheltering in place.</p> <p>Find the smallest room in your house with the least windows (which can shatter in a storm). This is often the bathroom, but it could be under the stairs. It is usually on the lowest level of the house.</p> <p>Bring your food, water, radio, blankets and supplies there. Avoid walking around the house during the cyclone to fetch things; there could be glass on the floor or debris flying around.</p> <p>It’s hard to predict how long you will need to shelter there, but it’s important not to leave until official sources say it is safe to do so.</p> <p>Cyclones come in stages. They arrive from one direction, then comes an eerie calm as the “eye of the storm” passes over. Next, the other half of the cyclone arrives. Don’t go outside during the eye of the storm, because it’s not over.</p> <p>Outside the house, there may be powerlines down, broken glass and other hazards. Don’t venture out until you get official clearance from the disaster dashboard or official sources on the radio saying it is safe.</p> <p>For <a href="https://www.ses.qld.gov.au/ses-assistance">non-life threatening emergencies</a> – such as a tree on your roof, or water running through your house – call the SES on 132 500 or register on the <a href="https://apps.apple.com/au/app/ses-assistance-qld/id704964892">SES Assistance app</a> (if you’re in Queensland). They will not come during the event itself but will come later.</p> <p>If it’s a life threatening emergency, always call triple 0.</p> <h2>After the storm</h2> <p>After the storm, consider how to make your house more cyclone-ready in future. Many houses in North Queensland are designed for cyclone zones, but not as many further south will be.</p> <p>Climate change means cyclones are likely to be more severe in future. These days, be cyclone-ready 365 days a year.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/251251/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/yetta-gurtner-2337172">Yetta Gurtner</a>, Adjunct senior lecturer, Centre for Disaster Studies, <a href="https://theconversation.com/institutions/james-cook-university-1167">James Cook University</a></em></p> <p><em>Image credits: SBS News</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-to-prepare-for-a-cyclone-according-to-an-expert-251251">original article</a>.</em></p> </div>

Travel Tips

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Man whose partner lost $1.6 BILLION at a rubbish tip now wants to buy the entire dump

<p>In what can only be described as the most expensive game of "Where’s Wally?" ever attempted, James Howells, 39, is continuing his decade-long battle to recover a hard drive that contains 8,000 bitcoins – now worth a staggering $1.6 billion AUD – from a landfill site in Newport on the southwest coast of Wales.</p> <p>The saga began in 2013 when Howells’ partner, in a move that will forever be known as the most expensive spring cleaning mishap of all time, accidentally tossed out the hard drive. Since then, Howells has been on a mission to reclaim his digital treasure from what is now essentially a very smelly version of Fort Knox.</p> <p>However, Newport City Council has repeatedly refused his requests to excavate the site, citing environmental concerns and, possibly, an extreme reluctance to deal with a man on a personal mission to unearth a high-tech pirate's chest. A recent legal bid to force the council’s hand was swiftly dismissed by the UK High Court, with the judge describing Howells’ plight as "akin to looking for a needle in a haystack" – though in this case, the haystack is 1.4 million tonnes of garbage, and the needle is worth more than most small countries’ GDP.</p> <p>But Howells refuses to be deterred. His latest plan? If he can’t dig through the dump, he’ll just buy it.</p> <p>Yes, the father-of-three is now looking to purchase the landfill site outright, a bold strategy that has left both financial analysts and waste management professionals scratching their heads. “I have discussed this option recently with investment partners, and it is very much on the table,” he told the BBC.</p> <p>This development adds a fascinating twist to the drama, as parts of the landfill are slated to be turned into a solar farm in the coming years. In what might be the most ironic plot twist in financial history, the very place where Howells’ fortune lies buried could soon be used to power the homes of Newport – while he continues to live in metaphorical darkness.</p> <p>“If they had just worked with me, Newport could have looked like Las Vegas or Dubai,” Howells lamented, apparently envisioning a city built on the back of Bitcoin-funded extravagance rather than well-placed street lamps and reliable waste collection.</p> <p>Despite his enthusiasm, Newport City Council remains unswayed. “Excavation is not possible under our environmental permit,” a council spokesman reiterated, likely while rolling his eyes for the hundredth time. “Mr Howells’s claim has no merit, and the council is vigorously resisting it.”</p> <p>Undeterred, Howells insists he has a team of AI experts ready to streamline the search, making the job “as easy as possible”. </p> <p>As things stand, it appears that for now, Newport’s garbage will remain just that – garbage. But if one thing is certain, it’s that Howells is not giving up anytime soon.</p> <p>Whether his future includes billions in Bitcoin riches or simply a very expensive pile of rubbish remains to be seen.</p> <p><em>Image: Supplied</em></p>

Money & Banking

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Travellers slammed for "abhorrent" koala-coaxing video

<p>Two travel influencer have been slammed for posting a step-by-step video on how to coax wild koalas out of trees to pat and take selfies with them. </p> <p>The NSW-based travellers advertised their DIY six-step video as a "foolproof process" to avoid paying for professional photos with koalas at expensive wildlife parks, with the nation’s largest rescue group calling the video “abhorrent” and warned anyone copying their behaviour risked severe injury.</p> <p>The video, which has since been deleted, attracted attention from the Department of Environment and WIRES, warning people that trying to touch or attract wild koalas can greatly impact the animals, and could result in injuries to those trying to pat the creatures. </p> <p>After watching the video, the Conservation Regulator, which sits within the Department of Environment, said told <em><a href="https://au.news.yahoo.com/travelling-aussie-influencers-delete-video-of-abhorrent-koala-trick-after-backlash-021934239.html" target="_blank" rel="noopener">Yahoo News</a></em>, “We need to let wildlife be wild. Disrupting the natural behaviour of wildlife can contribute to them losing their fear of humans or becoming dependent on humans for food. It can also be dangerous for koalas to be down on the ground where they are at risk of injury.”</p> <p>Dr Tania Bishop, the head vet at WIRES animal rescue service, was also troubled by the influencer couple's video, asking, "Why would you post something like that?"</p> <p>Bishop still carries scars from a koala bite in the muscle of her right hand, and she’s seen members of the public also wounded.</p> <p>“What looks like them reaching up for help is actually them preparing to do a big swipe. They see us as natural predators, they’re frightened of us, and that’s what worries me when I see videos like this,” she said.</p> <p>There’s one particular moment in the clip, when Bishop believes the woman risked being scalped by the koala, as she said, “When she’s taking a selfie, if that koala was frightened of her being in its way and in its territory,... there’s every reason it could have dug her teeth or claws into her head.”</p> <p>Queensland-based wildlife biologist Ellie Sursara said the video is part of a larger problem on social media, calling out the influx of dangerous travel content now available that can put people at risk.</p> <p>“It’s symptomatic of the climate right now for wildlife and travel Instagram content, and whether or not the boundaries are being pushed purposefully for the views, and I think they are,” Susara said.</p> <p>“There’s a real lack of accountability for that kind of content. They’re not often reported or even looked at properly by Meta, so they’re just floating out there. And there are a lot of creators who gain lots of followers from videos like this, so it makes sense there are copycats.”</p> <p>The couple behind the stunt told <em>Yahoo News</em> they "were just playing around".</p> <p>In Victoria, where the video was filmed, interfering with a koala without a permit can carry a fine of up to $46,154 and/or two years in jail. </p> <p><em>Image credits: Instagram </em></p>

Travel Trouble

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What are sleep retreats? A sleep scientist explains the latest wellness trend

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/jason-ellis-280919">Jason Ellis</a>, <a href="https://theconversation.com/institutions/northumbria-university-newcastle-821">Northumbria University, Newcastle</a></em></p> <p>Considering the effect of poor sleep on the individual as well as on <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC5627640/">society and the economy</a>, it is hardly surprising sleep has become an intense area of research focus in recent years. Most recently we have seen an <a href="https://www.voguebusiness.com/story/beauty/the-beauty-consumer-trends-set-to-define-2025">increase</a> in the <a href="https://www.aspiretravelclub.co.uk/insight/in-focus-the-rise-of-sleep-retreats">offering of and appetite for</a> so-called <a href="https://www.countryandtownhouse.com/style/health-and-beauty/sleep-retreats/">sleep retreats</a>. But what are sleep retreats and are they helpful?</p> <p>As with any specialised retreat, there is no set formula for what a sleep retreat should focus on. As such, the range of what is available is incredibly variable, from retreats that just focus on a sleep-friendly environment (a cool, dark, quiet and comfortable bedroom in a luxurious location) to ones specifically aimed at managing a specific sleep disorder, using evidence-based therapies, such as cognitive behavioural therapy for insomnia.</p> <p>There are even ones that provide, among other things, a regimen of vitamins and minerals delivered intravenously. Most, however, fall somewhere between focusing on meditation, exercise and relaxation.</p> <p>Although there is good evidence that exercise, at the right intensity and duration, can be <a href="https://www.researchgate.net/profile/Helen-Driver-3/publication/10948102_Exercise_and_sleep/links/5f578ffca6fdcc9879d67d41/Exercise-and-sleep.pdf">beneficial for sleep</a>, it is unlikely that a lack of exercise alone causes poor sleep.</p> <p>Similarly, there is some, albeit poor quality, evidence that <a href="https://rsdjournal.org/index.php/rsd/article/view/40186">meditation and relaxation improve sleep quality</a>. As such, it is unlikely that these treatments alone will fix a sleep problem.</p> <p>The main challenge is that sleep, as with diet or exercise, is just an overarching term for a complex behaviour, one that is influenced and can influence almost every area of a person’s life. For example, I am <a href="https://link.springer.com/article/10.1007/s12011-022-03162-1">hearing a lot</a> about supplementing with magnesium to aid sleep, but this is only likely to be beneficial if you are <a href="https://www.sciencedirect.com/science/article/abs/pii/B9780124201682000314">deficient in the first place</a>.</p> <h2>What to consider before you splash the cash</h2> <p>So, should we approach the sleep retreat with caution? Not necessarily, it is more a case of doing your homework.</p> <p>First, who does the sleep retreat cater for, and what do you hope to get from the retreat? The busy executive who only allows themselves four hours of sleep a night will have very different expectations and experiences to a person who has undiagnosed sleep apnoea and sleeps for nine hours but wants to know why they are so sleepy during the day.</p> <p>This leads to the second consideration: what kind of pre-screening (for conditions that might be causing insomnia) and personalisation do they offer?</p> <p>Many retreats advertise an individual consultation as part of the package but don’t really say what that will cover (a sleep, medical and psychiatric history and lifestyle assessment should be done as a <a href="https://onlinelibrary.wiley.com/doi/full/10.1111/jsr.14035">bare minimum</a>. This is vital when we consider that while well-established, evidence-based treatments for a variety of sleep disturbances and disorders exist, they are not suitable for everyone.</p> <p>Also, there is a <a href="https://pubs.rsc.org/en/content/articlelanding/2024/fo/d4fo01113a/unauth">perception</a> that non-pharmacological therapies, including nutraceuticals (products derived from food sources that said to have health benefits) and over-the-counter remedies (such as antihistamines, melatonin and valerian), don’t have side-effects, which is <a href="https://pubs.rsc.org/en/content/articlelanding/2024/fo/d4fo01113a/unauth">not necessarily the case</a>.</p> <p>The final considerations are: who is delivering the retreat? And is what they are offering based on sound scientific evidence?</p> <p>Considering certification in sleep medicine is a hot topic in the sleep community at the moment, it is worth doing some research. For example, in the UK there is no pathway to becoming a sleep medicine specialist, consultant or coach. So who is leading the sleep retreat and is what they offering evidence-based?<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/247632/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/jason-ellis-280919"><em>Jason Ellis</em></a><em>, Professor of Sleep Science, <a href="https://theconversation.com/institutions/northumbria-university-newcastle-821">Northumbria University, Newcastle</a></em></p> <p><em>Image credits: Shutterstock</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/what-are-sleep-retreats-a-sleep-scientist-explains-the-latest-wellness-trend-247632">original article</a>.</em></p> </div>

Travel Tips

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Four travel trends expected to boom in 2025

<p dir="ltr">The way we see the world changes each year as more travel trends come and go. </p> <p dir="ltr">According to a new survey from <em><a href="http://booking.com/">booking.com</a></em>, travellers are desperate for unique and new experiences, as four big trends are set to skyrocket in 2025. </p> <p dir="ltr"><strong>Noctourism</strong></p> <p dir="ltr">Noctourism, or travelling to experience the night in all its glory, is on the rise in 2025.</p> <p dir="ltr">Noctourism will see travellers seeking out dark-sky zones to marvel at the solar system and engage in things like stargazing activities, constellation tracking and once-in-a-lifetime cosmic events. </p> <p dir="ltr">Others had a different take on noctourism, with 60% of people admitting they want to travel to places less light polluted to experience the wonders of a clear night sky.</p> <p dir="ltr">Aussie travellers are also seeing this type of holiday as a way of avoiding harmful UV rays, with 56 per cent saying they want to reduce their time in the sun while on holiday.</p> <p dir="ltr"><strong>Longevity retreats </strong></p> <p dir="ltr">Taking a new twist on the classic ‘eat, pray, love’ holiday is the new phenomenon of ‘longevity and wellness retreats’, where the focus is on the “pursuit of a longer, healthier life”.</p> <p dir="ltr">Booking.com data shows that 60% of travellers are interested in these unique holidays in 2025, with travellers planning health-focused trips around experiences designed to extend their lifespan. </p> <p dir="ltr">These breaks will see the popularity of cutting-edge experiences like red light therapy, cryotherapy and stem cell treatments spill over into the travel industry as people seek wellness breaks that offer long-term benefits beyond in-the-moment relaxation. </p> <p dir="ltr"><strong>AI-led holidays </strong></p> <p dir="ltr">While planning holidays can be fun, others can find the experience overwhelming and stressful.</p> <p dir="ltr">Because of this, many are turning to AI to help book their perfect getaway. </p> <p dir="ltr">60 percent of Aussie travellers are keen to use technology to find less crowded spots or hidden gems, and 29 per cent are interested in utilising AI for trip curation. </p> <p dir="ltr"><strong>Multigenerational trips </strong></p> <p dir="ltr">The trend of Spending Kids’ Inheritance (SKI) is set to continue in 2025, as nearly half of travellers would prefer to spend their money on a trip of a lifetime rather than leaving an inheritance. </p> <p dir="ltr">This trend is particularly strong among baby boomers and the silent generation, but it's not all bad news for the younger family members.  </p> <p dir="ltr">Multigenerational trips will rise in 2025, with family trips prioritising shared experiences over material wealth, with 80% of boomers happy to fund their children’s and grandchildren’s holidays.</p> <p dir="ltr"><em>Image credits: Shutterstock </em></p>

International Travel

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Cabana drama: 5 expert tips on how not to be branded a twit when using a beach tent

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/samuel-cornell-1418374">Samuel Cornell</a>, <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a></em></p> <p>Debate erupted this week over the growing number of beach tents, or “cabanas”, proliferating on Australian beaches. The controversy, which <a href="https://www.tiktok.com/@gunclediaries/video/7453200613170564370">began on social media</a>, was fuelled by Prime Minister Anthony Albanese who declared it was “not on” for beachgoers to reserve a spot on the sand by erecting a cabana then leaving it vacant for hours.</p> <p>Albanese <a href="https://www.pm.gov.au/media/television-interview-today-show-19">told</a> Nine’s Today show “everyone owns the beach” and staking a claim on the sand was “a breach of that principle, really”.</p> <p>Other critics deem beach cabanas an eyesore. And lifeguards say <a href="https://www.abc.net.au/news/2023-01-21/busy-beaches-noosa-cabana-craze-surf-lifesavers/101875660">the structures can</a> obscure their view of the water, which poses a safety risk.</p> <p>Beach cabanas do, however, serve <a href="https://www.sciencedirect.com/science/article/pii/S0190962208007330?via%3Dihub">a valid purpose</a>. They provide some <a href="https://theconversation.com/i-cant-get-sunburnt-through-glass-shade-or-in-water-right-5-common-sunburn-myths-busted-150640">protection against the sun’s harmful ultraviolet rays</a> and, from a recreational perspective, can enable people to spend longer at the beach on hot days than they might have otherwise.</p> <p>I’m a member of the University of NSW <a href="https://www.beachsafetyresearch.com">Beach Safety Research Group</a>, and I’ve worked with local councils and national parks to address health and safety issues on beaches. So let’s look at how to strike the right balance between personal convenience and public safety when using a cabana.</p> <figure><iframe src="https://www.youtube.com/embed/U4W_2ti5QUk?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <h2>A fair go for all?</h2> <p>In years past, Aussies came to the beach with a towel and maybe a book, stayed a little while then left.</p> <p>But more recently, the use of beach tents and cabanas has grown. It’s likely the result of Australia’s <a href="https://soe.dcceew.gov.au/coasts/pressures/population">growing coastal population</a>, and a rising awareness of the dangers posed by sun exposure.</p> <p>These days, it’s not uncommon to visit a popular beach in summer and find a village of cabanas stretching as far as the eye can see.</p> <p>It’s great to see so many people using the beach. Beaches and oceans are <a href="https://www.sciencedirect.com/science/article/pii/S0013935120310665">health-giving places</a>, though they come with inherent dangers.</p> <p>And of course, in Australia the beach is free for all who wish to use it. It’s an approach in line with our <a href="https://www.theguardian.com/commentisfree/2020/oct/12/even-without-private-clubs-the-egalitarian-australian-beach-is-a-national-myth">supposedly egalitarian culture</a>, in which everyone gets a “fair go”. Here, beaches are a place to be shared, no matter what your income or social status.</p> <p>The approach contrasts to many destinations in Europe, the United States and elsewhere, where large sections of beaches are reserved for private use. At Waikiki beach in Honolulu, for example, people <a href="https://www.waikikibeachservices.com/royal-hawaiian/beach-umbrella-chair-rental/">pay US$100 or more</a> to hire an umbrella and chairs, and a place on the sand for the day.</p> <p>To some naysayers, cabana use in Australia <a href="https://www.theguardian.com/australia-news/2025/jan/07/everyone-owns-the-beach-prime-minister-anthony-albanese-weighs-in-cabana-debate">challenges the notion</a> that the beach is for everyone. They question whether people should be allowed to mark out beach territory no-one else can use. That’s why in 2020, a bid by a private company to introduce paid cabanas on Sydney’s Bondi Beach <a href="https://www.9news.com.au/national/bondi-beach-petition-to-open-paid-cabanas-on-sand-amalfi-beach-club/ef1ddae5-e24e-4dd8-810d-f0d9ba5c2971">prompted a public outcry</a>.</p> <p>Cabanas bring practical challenges, too. They represent an unplanned influx of temporary infrastructure into busy public spaces. Left unchecked, they could cause pedestrian congestion and become a flashpoint for disagreement between beachgoers.</p> <p>The current debate may prompt Australian beach authorities to consider bringing in cabana regulation, similar to what’s in place for <a href="https://www.smh.com.au/national/nsw/does-sydney-need-us-style-cabana-ban-to-curb-beach-spreading-20230202-p5chgi.html">some beaches in the US</a>.</p> <p>In the meantime, here are five tips for safe and fair use of beach cabanas:</p> <p><strong>1. Placement:</strong> Erect your cabana at the back of the beach and away from lifeguard towers or lifesaver tents to avoid obstructing lifeguards’ views. Clear sightlines to the water are essential for ensuring timely emergency responses. This positioning also leaves space closer to the water for other beachgoers, including children playing at the water’s edge.</p> <p><strong>2. Tying down:</strong> Secure your cabana firmly in the sand to prevent it from being blown away by strong winds. Flying cabanas are a danger to other beach users, potentially causing injuries and damage to property.</p> <p><strong>3. Spacing:</strong> Avoid overcrowding by maintaining two to three meters between structures. This ensures free movement and accessibility for all beachgoers, and ensures families and groups can enjoy the beach without feeling cramped. Also, stay within the boundaries of your cabana and don’t claim territory outside its boundaries.</p> <p><strong>4. Emergency access:</strong> Keep pathways and access points clear at all times. This is crucial for lifeguard vehicles, ambulances and surf rescue teams. Unobstructed access can make the difference between life and death in an emergency.</p> <p><strong>5. Common sense:</strong> As with using any shared space, consider the needs of others and apply common sense. How would you feel if someone set up a structure right in front of you, blocking your view of the waves or ruining your vibe? Or if you or a loved one needed medical attention on a beach, would you want an ambulance crew obstructed by an unbroken line of tents?</p> <h2>Looking ahead</h2> <p>In the past, some have called for <a href="https://au.news.yahoo.com/calls-grow-to-ban-cabanas-on-aussie-beaches-get-out-and-leave-051701259.html">a ban on beach cabanas</a>. But the structures appear here to stay – and that’s not a bad thing. Skin cancer <a href="https://www.aihw.gov.au/reports/cancer/cancer-in-adolescents-and-young-adults-in-australi/contents/summary">affects more young Australians</a> than any other cancer, and the Cancer Council <a href="https://www.abc.net.au/news/2023-01-26/cancer-council-beach-cabanas-skin-cancer-rate-highest-in-qld/101887320">applauds the use of cabanas</a>.</p> <p>It’s important to note, however, that cabanas do not <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC3873510/">provide complete protection from UV rays</a>. If you’re at the beach all day, <a href="https://theconversation.com/do-beach-cabanas-actually-protect-you-from-the-sun-199102">you might still get too much sun</a> even under a tent.</p> <p>When it comes to your next visit to the coast, by all means pack your cabana. But make sure you use it carefully and responsibly, so everyone’s day at the beach is safe and enjoyable.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/246882/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/samuel-cornell-1418374"><em>Samuel Cornell</em></a><em>, PhD Candidate, UNSW Beach Safety Research Group + School of Population Health, <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a></em></p> <p><em>Image credits: Shutterstock</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/cabana-drama-5-expert-tips-on-how-not-to-be-branded-a-twit-when-using-a-beach-tent-246882">original article</a>.</em></p> </div>

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Woman's "clever" Pringles plane hack sparks debate

<p>A woman has sparked a debate online after she used a Pringles tube to stop the person in front of her from reclining their seat. </p> <p>Clare Duggan shared the hack on TikTok, with the video from her plane seat showing the packet wedged securely between the top and bottom of the tray table. </p> <p>“This is the best life hack when you’ve got someone in front who is trying to put the seat down constantly,” she said. </p> <p>In just a week, the video received over 1.5 million views and received thousands of comments from TikTok users divided over the act. </p> <p>Many described it as a “brilliant” and “genius” idea, while others were less impressed, calling the act "ridiculous". </p> <p>“You know, the seats go back so people can relax,” one person commented.</p> <p>“I would never do it,” another added. </p> <p>“I’d just ask the cabin crew to see why my chair won’t recline," a third wrote. </p> <p>Some people said that while the move was "clever" all passengers were “entitled to put seat back”.</p> <div class="embed" style="box-sizing: inherit; margin: 0px; padding: 0px; border: 0px; font-size: 16px; vertical-align: baseline; color: #323338; font-family: Figtree, Roboto, 'Noto Sans Hebrew', 'Noto Kufi Arabic', 'Noto Sans JP', sans-serif; background-color: #ffffff; outline: none !important;"><iframe class="embedly-embed" style="box-sizing: inherit; margin: 0px; padding: 0px; border-width: 0px; border-style: initial; vertical-align: baseline; width: 535px; outline: none !important;" title="tiktok embed" src="https://cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fwww.tiktok.com%2Fembed%2Fv2%2F7461268433301261600&amp;display_name=tiktok&amp;url=https%3A%2F%2Fwww.tiktok.com%2F%40clareduggan1982%2Fvideo%2F7461268433301261600&amp;image=https%3A%2F%2Fp16-sign-useast2a.tiktokcdn.com%2Fobj%2Ftos-useast2a-p-0037-euttp%2FoAbTEBfEQ9idhI4vCo5LLnzCwSILxAPgiI8AAL%3Flk3s%3Db59d6b55%26x-expires%3D1738278000%26x-signature%3DAJXi175GcI7KVGH1AbaDNFgzBTY%253D%26shp%3Db59d6b55%26shcp%3D-&amp;type=text%2Fhtml&amp;schema=tiktok" width="340" height="700" frameborder="0" scrolling="no" allowfullscreen="allowfullscreen"></iframe></div> <p>“The seats are literally made to recline,” one person wrote. </p> <p>“I never understand why people get annoyed about a seat going back. Doesn’t bother me,” another added. </p> <p>“Quite frankly, you should be banned from flying bloody pathetic," a third wrote. </p> <p>Following the wave of comments, Duggan explained that while she doesn't mind people reclining, the passenger in front of her kept ignoring her requests to incline his seat during meal service.  </p> <p>“But this guy was refusing to lift his up when I was eating even though politely asked. So this seemed like a fair way of dealing with it,” she said.</p> <p>She added that the flight attendant had asked him to put up his seat, but he still didn't comply. </p> <p>“I always respect the person behind me by asking if they mind if I recline the seat back. That’s called consideration but I love this hack, well shared," one person commented. </p> <p><em>Image: TikTok</em></p> <p> </p>

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How can I keep my cat happy? 5 tips from a vet to help your feline friend live their best life

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/anne-quain-12802">Anne Quain</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p>Around <a href="https://animalmedicinesaustralia.org.au/report/pets-in-australia-a-national-survey-of-pets-and-people-2/">one third of Australian households live with at least one cat</a>, yet surveys tell us the cats’ <a href="https://journals.sagepub.com/doi/10.1177/1098612X19890189">needs are not being met</a>.</p> <p>Cats may <a href="https://www.sup.org/books/media-studies/unified-theory-cats-internet">rule the internet</a>, but humans often misconstrue feline behaviour. Earlier this year, the Washington Post boldly declared <a href="https://www.washingtonpost.com/home/2024/03/12/cats-behavior-misunderstood/">cat’s arent jerks – they’re just misunderstood</a>. This was prompted by research showing that, contrary to unhelpful stereotypes, <a href="https://www.sciencedirect.com/science/article/pii/S1090023323000795">cats are not antisocial</a>. They can and do bond closely with humans.</p> <p>The more we learn about cats, the more we realise they are complex individuals with unique <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC8300181/">personalities</a> and preferences, capable of <a href="https://www.nature.com/articles/s41598-024-74006-2">learning</a>.</p> <p>From understanding your cat’s language to keeping them safe and healthy – here are science-backed tips to improve the lives of your feline flatmates.</p> <h2>1. Pay attention to body language</h2> <p>Cats communicate with humans using body language and vocalisation. However, while cats direct meows at humans, and the meows vary depending on the context, humans <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC7765146/">are not great at decoding them</a>. But we can read cat body language.</p> <p>For example, slow blinking is likely to indicate a <a href="https://www.nature.com/articles/s41598-020-73426-0">positive emotional state</a>. Cats who are not happy (for example, don’t want to be touched) will freeze, move away, flatten their ears, hiss, or – if they feel they have no other option – scratch or bite.</p> <p>It is better to allow cats to approach you on their terms, rather than pushing for social interaction. A cat approaching you with their tail up is giving a <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC8469685/">friendly signal</a>, while a tail swishing from side to side signals annoyance.</p> <p>Cats should always have the option to opt out of any interaction, like being touched. If you aren’t sure, just “<a href="https://www.companionanimalpsychology.com/p/purr-science-of-making-your-cat-happy.html">ask</a>”: stop patting them. If they walk away, they’re not keen. If they rub their head against you, they want to continue the interaction.</p> <h2>2. Provide a healthy environment</h2> <p>The American Association of Feline Practitioners and the International Society of Feline Medicine have agreed upon <a href="https://journals.sagepub.com/doi/full/10.1177/1098612X13477537">five pillars of a healthy feline environment</a>:</p> <ol> <li> <p>A safe space so that cats can retreat if frightened.</p> </li> <li> <p>Multiple, separated key resources (food, water, toileting areas, scratching areas, play areas and resting or sleeping areas) so that cats can comfortably conduct their daily activities.</p> </li> <li> <p>Opportunity for play and predatory behaviour, such as games with wand toys that simulate hunting.</p> </li> <li> <p>Positive, consistent and predictable human-cat interactions, respecting a cat’s choice about whether and how they interact.</p> </li> <li> <p>Respecting the importance of a cat’s senses by avoiding undesirable stimuli (strong smells and loud noises), and providing desirable sensory stimulation (for example, use of <a href="https://theconversation.com/are-catnip-and-treats-like-it-safe-for-cats-heres-how-they-affect-their-minds-and-moods-214947">catnip or silver vine</a>).</p> </li> </ol> <p>These pillars provide a useful checklist. If you read this and realise your cat’s food and water are right next to the litter tray, you can improve your cat’s environment (and their experiences of eating and toileting) by separating these resources right now.</p> <h2>3. Clean the litter tray!</h2> <p>A litter tray may represent an unpleasant chore to you, but the importance of a spacious litter tray to your cat cannot be overstated. Cats <a href="https://www.sciencedirect.com/science/article/pii/S0376635716302972">prefer using a clean litter tray</a>, even if they are the only cat in the household.</p> <p>Cats like to <a href="https://www.sciencedirect.com/science/article/pii/S016815911730151X">spend time in the tray</a> before, during and after toileting, and they generally <a href="https://www.sciencedirect.com/science/article/pii/S1558787814000033">prefer a large tray</a>.</p> <p>Poor litter hygiene is associated with a risk of urinary problems, which can be <a href="https://onlinelibrary.wiley.com/doi/10.1111/jvim.16389">life-threatening</a>. A <a href="https://doi.org/10.1177/1098612X19890189">survey of over 12,000 Australian cat owners</a> found that urinary problems were more common in households with a low number of litter trays per cat, less frequent removal of faeces from the trays, and the use of crystal-type cat litter.</p> <p>If you switch the type of litter you provide, a <a href="https://www.mdpi.com/2076-2615/12/8/946">slow transition</a> is recommended to allow cats to get used to the change.</p> <h2>4. Read the room</h2> <p>Do you have more than one cat? Tension between household cats is common but often overlooked, as it’s not always physical fighting. Signs of inter-cat tension can include prolonged staring, or even blocking the use of resources such as the litter tray or cat door, to prevent other cats from using them.</p> <p>In their <a href="https://journals.sagepub.com/doi/10.1177/1098612X241263465">2024 intercat-tension guidelines</a>, the American Association of Feline Practitioners note this can case chronic fear, anxiety and stress-related illnesses in cats.</p> <p>Learning to recognise and manage tension between household cats can improve the welfare of all parties.</p> <p>When you love your cat, it is tempting to seek to amplify the joy by adopting another. But many cats prefer to be the only cat in the household, and don’t cope well with a <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC10083434/">feline flatmate</a>. If they have positive interactions with familiar, trusted humans, they’re unlikely to be lonely.</p> <h2>5. Keep cats and other animals safe</h2> <p>Historically, domesticated cats earned their keep <a href="https://www.sciencedirect.com/science/article/pii/S0169534720300100">protecting grain stores</a> from rodents. But what constitutes responsible cat ownership has changed. Around 65% of Australia’s cat owners <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC10215893/">confine their cats</a> indoors always, while 24% keep their cats confined at night.</p> <p>A major driver for indoor-only housing of cats is their <a href="https://theconversation.com/one-cat-one-year-110-native-animals-lock-up-your-pet-its-a-killing-machine-138412">predation of wildlife</a>. Another is concerns about roaming-associated risks to cats, including cat fights, infectious diseases (such as <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC9546031/">feline immunodeficiency virus or FIV</a>), misadventure and motor vehicle trauma. But owners of cats kept entirely indoors were more likely to report <a href="https://www.sciencedirect.com/science/article/abs/pii/S0168159119301054?via%3Dihub">“problem” behaviours</a>.</p> <p>Ideally, cats shouldn’t be allowed to free-roam unsupervised where they can harm wildlife, even within the bounds of the property where you live. More than a third of local councils in Australia <a href="https://www.abc.net.au/news/2024-05-19/banning-pet-cats-roaming-native-animals-billions-dollars-council/103856000">now require</a> cats to be contained overnight or 24 hours a day.</p> <p>Outdoor access provides sensory stimulation, with different sights, sounds and smells. Alternatives to free roaming include providing access to a well-designed cat run, harness-training your cat, or supervising your cat.</p> <p>Cats who don’t leave home unless they’re moving house or being taken to the vet, quickly learn to associate the cat carrier with a trip to an unfamiliar environment. It doesn’t take a genius to work out that a vet visit is imminent when the carrier comes out.</p> <p>But that negative association can be changed. <a href="https://www.sciencedirect.com/science/article/pii/S0168159118302703">Cats who were rewarded with treats</a> when they approached, stepped inside or rested in the carrier for six weeks were much less stressed during veterinary visits.</p> <p>Cats are intelligent, and contrary to popular opinion, can be trained. The process can be enriching for cats and humans alike. With patience and commitment, <a href="http://www.smallanimaltalk.com/2017/04/book-review-trainable-cat-plus-that.html">you can train your cat</a> – from a simple “sit” to voluntarily stepping into the cat carrier.</p> <p>In short, give cats choice, respect their “cat-ness”, pay attention to their needs and try to see our world from their point of view. Your cat will be happier for it.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/242774/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em><a href="https://theconversation.com/profiles/anne-quain-12802">Anne Quain</a>, Senior Lecturer, Sydney School of Veterinary Science, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p><em>Image credits: Shutterstock</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-can-i-keep-my-cat-happy-5-tips-from-a-vet-to-help-your-feline-friend-live-their-best-life-242774">original article</a>.</em></p> </div>

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Expert reveals how to cope with flight anxiety

<p dir="ltr">While thousands of Aussies travel by plane everyday, not everyone is so relaxed about air travel. </p> <p dir="ltr">According to recent Google data, searches for advice on flight anxiety are on the rise by more than 5000 per cent. </p> <p dir="ltr">Thankfully, there is help out there for those who struggle with anxious thoughts around flying. </p> <p dir="ltr">Researcher and neuroscientist Dr Brian Ramos from <a href="https://simplynootropics.com.au" target="_blank" rel="noopener">Simply Nootropics</a> explained why some people are impacted more than others.</p> <p dir="ltr">"People's past experiences, personality traits, and levels of general anxiety all play a role in how intensely they experience flying anxiety, making some individuals more prone to it than others," he told <em><a href="https://travel.nine.com.au/latest/how-to-get-over-flight-anxiety-before-holiday-expert-tips/72ff01bd-8245-4ba9-a440-8a5fa6fa74db">9Travel</a></em>. </p> <p dir="ltr">He went on to offer four ways to combat flight anxiety on your next trip. </p> <p dir="ltr"><strong>Reframe your anxiety as excitement </strong></p> <p dir="ltr">Dr Ramos believes that by redefining the physical signs of anxiety as excitement for your holiday, you can fool your brain into thinking differently. </p> <p dir="ltr">"Reframing anxiety as excitement can trick your brain into receiving your nervous system's response more positively," Brian said.</p> <p dir="ltr">"Both anxiety and excitement trigger similar physical responses, like a racing heart and butterflies, but the key difference lies in how we interpret them.”</p> <p dir="ltr">"Instead of viewing these sensations as signs of danger, you can remind yourself they signal anticipation and energy."</p> <p dir="ltr"><strong>Think about the facts </strong></p> <p dir="ltr">Looking at your situation practically can help calm your anxious mind when on a plane, according to Dr Ramos. </p> <p dir="ltr">"Look around you - is anyone else freaking out? Aeroplanes are one of the safest modes of transportation," Brian said.</p> <p dir="ltr">"Statistically, the odds of an accident are extremely low, with air travel being far safer than driving in a car - something we all do regularly and don't bat an eyelid at."</p> <p dir="ltr"><strong>Keep yourself busy </strong></p> <p dir="ltr">By tapping into mindful activities can help push anxious thoughts to the back of your mind. </p> <p dir="ltr">As Brian says, "Distracting your mind with a good podcast or book is a great way to manage flight anxiety by redirecting your focus away from fear-inducing thoughts."</p> <p dir="ltr">"Engaging with a story or interesting conversation can keep your brain occupied.”</p> <p dir="ltr"><strong>Re-centre your brain if you feel yourself spiralling </strong></p> <p dir="ltr">"To calm an anxiety attack during a flight, first, focus on your breathing," Brian said.</p> <p dir="ltr">"Practice deep, slow breaths; inhaling through your nose for four counts, holding for four, and exhaling through your mouth for four.”</p> <p dir="ltr">"Second, ground yourself using the 5-4-3-2-1 technique: identify five things you can see, four you can touch, three you can hear, two you can smell, and one you can taste.”</p> <p dir="ltr">"Finally, use positive self-talk."</p> <p dir="ltr"><em>Image credits: Shutterstock </em></p>

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