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Readers response: If you could live abroad temporarily, where would you go and why?

<p>We asked our readers where they would settle if they could relocate, and why they would pick their new home destination, and the response was overwhelming. Here's what they said.</p> <p><strong>Cathy Parker</strong> - Scotland, and it wouldn't be temporarily, it would be permanent!</p> <p><strong>Karleen Green</strong> - Ireland, but without winter.</p> <p><strong>Jackie A Morris</strong> - Southern Spain, beautiful place and wonderful people.</p> <p><strong>Lyn McLaughlin</strong> - London. I'd easily fit in there.</p> <p><strong>Jeanne Meyers</strong> - South Africa as I lived there for 10 years and loved it.</p> <p><strong>Jenny Harris</strong> - Italy. I just love the atmosphere, friendliness of people and way of life.</p> <p><strong>Stuart Galloway</strong> - Menorca, Spain. Nice people, laid back atmosphere, and fewer (and better behaved) tourists compared to Ibiza and Majorca.</p> <p><strong>Ruth Peter Nussbaumer</strong> - Italy or southern Switzerland. So much culture and food. I would have to be millionaire though!</p> <p><strong>Yvonne Knight </strong>- Vietnam. Gorgeous people and very inexpensive.</p> <p><strong>Robyn Wilkie</strong> - Canada or Alaska. Been twice but never long enough. Love, love those places.</p> <p><strong>Kathy Wise</strong> - Germany, Austria, Switzerland or Canada!</p> <p><strong>Barbara Dakers</strong> - South Island New Zealand, or Norway. Poles apart but both so very beautiful, natural, peaceful and friendly.</p> <p><em>Image credits: Shutterstock </em></p>

International Travel

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Globetrotter reveals the worst places she has travelled to

<p dir="ltr">Seasoned globetrotter Lauren Heavner has revealed the five countries she would never return to, explaining why she will never recommend the popular destinations. </p> <p dir="ltr">Heavner documents her travels online, and after visiting 170 countries, she has formed some strong opinions on what destinations are not worth travelling to. </p> <p dir="ltr">Lauren explained to <em><a href="https://www.dailymail.co.uk/travel/article-14137407/worst-countries-world-france-canada-monaco.html">MailOnline</a></em> the reasons behind her controversial picks for her least favourite travel destinations, recounting her experiences in the holiday hotspots that earned them a place on her list. </p> <p dir="ltr"><strong>Monaco</strong></p> <p dir="ltr">In a viral TikTok video, Lauren explains that she’s been to the city-state of Monaco “at least 20 times”, but says “it’s not for her”, saying, “It just doesn’t have much of a culture. It’s impossible to walk around the streets and see anything.”</p> <p dir="ltr">She further explained to <em>MailOnline</em>, “The thing about Monaco, the bitter pill you can’t quite swallow, is that it’s unapologetically built for the ultra-rich. Every time I’m there, I’m confronted by my place in the food chain.”</p> <p dir="ltr">Despite its flaws, Lauren admits that Monaco is “beautiful at night” in the video and said the “view alone” could get her back there, despite the rich destination leaving her feeling like a “peasant”.</p> <p dir="ltr"><strong>Ghana</strong></p> <p dir="ltr">Lauren explained that she's been to the capital of Ghana, Accra, a few times, but said that there “wasn’t really much to do”, and felt “unease” as she explored the city. </p> <p dir="ltr">She commented, “I wandered the streets of Accra on my own for a while. But it didn’t take long before unease crept in.”</p> <p dir="ltr">“The chaos, the unfamiliarity, it’s not the kind of place that coddles a lone outsider. I felt slightly on guard. Maybe it was paranoia, maybe it was instinct - but either way, I retreated after only a short time of wandering solo.”</p> <p dir="ltr">She went on to tell <em>MailOnline</em>, “What stayed with me most about Ghana was the stark reality of its struggles. The poverty was impossible to ignore. Children working, shops stocked with imported goods far out of reach for most.”</p> <p dir="ltr">Despite her experiences, Lauren explains that “the lingering regret of not seeing enough” could lure her back. </p> <p dir="ltr"><strong>Malaysia</strong></p> <p dir="ltr">Recalling a trip to Malaysia with her friends, Lauren said the destination felt “pretty corrupt” and struggled with the social issues. </p> <p dir="ltr">“I was there with a group of friends. It was one of those punishingly hot, humid days where even breathing felt like work,” she said, recalling when she visited the batu caves. </p> <p dir="ltr">“We were all in shorts, naturally. But then came the rules: women had to be covered - no knees, no shoulders. Men? ‘Yeah, come as you are, it doesn't matter’.”</p> <p dir="ltr">She added that the worst aspect of her time in Malaysia was “the lack of things to do in the capital”, which she says “felt like a city waiting to impress but never delivering”.</p> <p dir="ltr"><strong>Canada</strong></p> <p dir="ltr">Lauren acknowledged that picking Canada for her least favourite destination was controversial, but explained that the country is “really not that exciting for an American”, clarifying to <em>MailOnline</em> that “there aren’t many negative aspects of Canada”, it’s just too “familiar”. </p> <p dir="ltr">She explains, “It’s familiar to the point of feeling predictable. The same big-box stores, the same general vibe - just with better manners and a lot more Tim Hortons (a Canadian coffeehouse and restaurant chain).”</p> <p dir="ltr">Lauren concluded, “Canada is great, but it’s not exactly exotic. It feels too much like home.”</p> <p dir="ltr"><strong>France</strong></p> <p dir="ltr">Lauren slammed Paris as “overrated” and said the capital is “the worst part of France”, and urged travellers to head elsewhere in the country. </p> <p dir="ltr">Speaking to <em>MailOnline</em>, she says she has “never felt unsafe in France” but adds that “Paris can be slightly dodgy in certain areas”.</p> <p dir="ltr">Lauren added, “Let’s just say France isn’t exactly known for rolling out the red carpet for outsiders. There’s a certain coolness, a guardedness that can feel like a wall if you’re not prepared for it.”</p> <p dir="ltr">The seasoned traveller recommends heading to “the French Riviera” or anywhere “other than Paris”.</p> <p dir="ltr"><em>Image credits: TikTok / Shutterstock</em></p> <p> </p>

International Travel

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"Gone too soon": Mother's heartbreaking tribute after son found dead in Bali

<p>A distraught mother has paid tribute to her teenage son who was tragically found dead in a pool while on holiday in Bali. </p> <p>Aston Looker, an 18-year-old model from Sydney, was found unresponsive by an unknown resident in a swimming pool at a residential complex on the popular Indonesian island.</p> <p>While Mr Looker's cause of death has not been released, the teenager's heartbroken mother, Sydney designer Amanda Lennon, paid tribute to her son in an emotional Instagram post.</p> <p>She said she misses her son “every day, every hour, every minute and every second,” and that he is in the “arms of angels now”.</p> <p>“My supermodel son is in heaven we love you forever,” Ms Lennon wrote online. “We love your cheeky personality and amazing looks but most of all you humour."</p> <p>“Your mum will never ever forget you my favourite person in the universe. Aston you are gone too soon and mourning your death that was too soon.” </p> <p>In a statement sent to <em><a href="https://www.news.com.au/travel/travel-updates/incidents/sydney-teenager-aston-looker-found-dead-in-pool-in-bali/news-story/969d3b237d272ceac62da0127642adf0" target="_blank" rel="noopener">news.com.au</a></em>, the Department of Foreign Affairs confirmed Mr Looker’s death, which occurred in August.</p> <p>“The Department of Foreign Affairs and Trade is providing consular assistance to the family of an Australian man who died in Bali,” the statement read. “We offer our deepest condolences to the family.”</p> <p>Family friend Victoria Montano posted about the death of Mr Looker, saying the 18-year-old was “one taken too soon”.</p> <p>She wrote in a tribute posted to Instagram, “The juxtaposition of Aston's masculinity and vulnerability was capped off by his mother Amanda’s favourite thing about him. A finely tuned perfectly timed sense of humour. The ability to be witty and humble all at once. Not many could make you laugh like this young man.”</p> <p><em>Image credits: Instagram </em></p> <p style="box-sizing: inherit; border: 0px; font-stretch: inherit; line-height: inherit; font-family: 'Helvetica Neue', HelveticaNeue, Helvetica, Arial, sans-serif; font-size-adjust: inherit; font-kerning: inherit; font-variant-alternates: inherit; font-variant-ligatures: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-position: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-variation-settings: inherit; font-size: 18px; margin: 0px 0px 24px; padding: 0px; vertical-align: baseline;"> </p>

Travel Trouble

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From the bed sheets to the TV remote, a microbiologist reveals the shocking truth about dirt and germs in hotel rooms

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/primrose-freestone-315921">Primrose Freestone</a>, <a href="https://theconversation.com/institutions/university-of-leicester-1053">University of Leicester</a></em></p> <p>For most of us, staying in a hotel room is either something of a necessity – think business travel – or something to look forward to as part of a holiday or wider excursion.</p> <p>But what if I told you there’s a large chance your hotel room, despite how it might appear to the naked eye, <a href="https://www.eurekalert.org/news-releases/922575">isn’t that clean</a>. And even if it’s an expensive room, that doesn’t necessarily mean it’s any less dirty.</p> <p>Indeed, whoever has stayed in your room prior to you will have deposited bacteria, fungi and viruses all over the furniture, carpets, curtains and surfaces. What remains of these germ deposits depends on how efficiently your <a href="http://www.europeancleaningjournal.com/magazine/articles/european-reports/bacteria-that-breed-in-hotel-rooms">room is cleaned</a> by <a href="https://www.today.com/money/hotel-maids-how-much-how-little-do-they-really-clean-1D80287464">hotel staff</a>. And let’s face it, what is considered clean by a hotel might be different to <a href="https://www.huffingtonpost.co.uk/entry/dirty-spots-in-hotel-rooms_n_5ae09906e4b061c0bfa4356d">what you consider clean</a>.</p> <p>Typically, assessment of hotel room cleanliness is based on <a href="https://www.jstor.org/stable/26330308">sight and smell observations</a> –- not on the invisible microbiology of the space, which is where the infection risks reside. So let’s take a deep dive into the world of germs, bugs and viruses to find out what might be lurking where.</p> <h2>It starts at the lift</h2> <p>Before you even enter your room, think of the hotel lift buttons as germ hotspots. They are being pressed all the time by many different people, which can transfer microorganisms onto the button surface, as well back onto the presser’s fingers.</p> <p>Communal door handles can be similar in terms of germ presence unless sanitised regularly. <a href="https://pubmed.ncbi.nlm.nih.gov/25005587/">Wash your hands</a> or use a hand sanitiser after using a handle before you next touch your face or eat or drink.</p> <p>The most common <a href="https://www.rd.com/list/ways-your-hotel-room-could-be-making-you-sick/">infections people pick up</a> from hotel rooms are tummy bugs – diarrhoea and vomiting – along with <a href="https://www.everydayhealth.com/cold-and-flu/surprising-ways-hotels-can-make-you-sick.aspx">respiratory viruses</a>, such as colds and pneumonia, as well as <a href="https://wwwnc.cdc.gov/eid/article/28/3/21-2318_article?ACSTrackingID=USCDC_333-DM72795&amp;ACSTrackingLabel=Latest%20Expedited%20Articles%20-%20Emerging%20Infectious%20Diseases%20Journal%20-%20December%2029%2C%202021&amp;deliveryName=USCDC_333-DM72795">COVID-19</a>, of course.</p> <p><a href="https://ami-journals.onlinelibrary.wiley.com/doi/10.1111/jam.15121">Toilets and bathrooms</a> tend to be cleaned more thoroughly than the rest of a hotel room and are often the least bacteriologically colonised environments.</p> <p>Though if the drinking glass in the bathroom is not disposable, wash it before use (body wash or shampoo are effective dishwashers), as you can never be sure if they’ve been cleaned properly. Bathroom door handles may also be colonised by pathogens from unwashed hands or dirty washcloths.</p> <h2>Beware the remote</h2> <p>The bed, sheets and pillows can also be home to some unwanted visitors. <a href="https://wwwnc.cdc.gov/eid/article/26/9/20-1435_article">A 2020 study</a> found that after a pre-symptomatic COVID-19 patient occupied a hotel room there was significant viral contamination of many surfaces, with levels being particularly high within the sheets, pillow case and quilt cover.</p> <p>While <a href="https://www.rd.com/list/dirty-hotel-room/">sheets and pillowcases</a> may be more likely to be changed between occupants, bedspreads may not, meaning these fabrics may become invisible reservoirs for pathogens – <a href="https://www.indy100.com/science-tech/beds-more-germs-than-toilet">as much as a toilet seat</a>. Though in <a href="https://www.thesun.co.uk/travel/17444370/hotel-sheets-clean-changed-dirty/">some cases</a> <a href="https://www.insideedition.com/investigation-finds-sheets-werent-changed-between-guests-at-some-new-york-hotels-60419">sheets</a> <a href="https://www.frommers.com/tips/health-and-travel-insurance/hotels-dont-always-change-the-sheets-between-guests#:%7E:text=Sheets%20are%20usually%20changed%20between,they%20aren't%20washed%20regularly.">aren’t always changed between guests</a>, so it may be better to just bring your own.</p> <p>Less thought about is what lives on the hotel room desk, bedside table, telephone, kettle, <a href="https://www.nature.com/articles/srep17163?utm_medium=affiliate&amp;utm_source=commission_junction&amp;utm_campaign=CONR_PF018_ECOM_GL_PHSS_ALWYS_DEEPLINK&amp;utm_content=textlink&amp;utm_term=PID100087244&amp;CJEVENT=7cf55981c74311ed82a0034b0a18ba73">coffee machine</a>, light switch or <a href="https://www.cbc.ca/news/canada/hotel-room-tests-uncover-high-levels-of-contamination-1.1160859">TV remote</a> – as these surfaces aren’t always sanitised between occupancies.</p> <p>Viruses such as the <a href="https://www.thesun.co.uk/travel/17444370/hotel-sheets-clean-changed-dirty/">norovirus can live</a> in an infectious form for days on hard surfaces, as can COVID-19 – and the typical time interval between room changeovers is often less than 12 hours.</p> <p>Soft fabric furnishings such as cushions, chairs, curtains and blinds are also difficult to clean and may not be sanitised other than to remove stains between guests, so washing your hands after touching them might be a good idea.</p> <h2>Uninvited guests</h2> <p>If all those germs and dirty surfaces aren’t enough to contend with, there are also bedbugs to think about. These bloodsucking insects are experts at secreting themselves into narrow, small spaces, remaining dormant without feeding for months.</p> <p>Small spaces include the cracks and crevices of luggage, mattresses and bedding. <a href="https://www.cdc.gov/parasites/bedbugs/faqs.html">Bed bugs</a> are widespread throughout Europe, Africa, the US and Asia – and are <a href="https://www.sciencedirect.com/science/article/abs/pii/S0278431920301201">often found in hotels</a>. And just because a room looks and smells clean, doesn’t mean there may not be bed bugs lurking.</p> <p>Fortunately, <a href="https://www.nhs.uk/conditions/bedbugs/">bed bug bites</a> are unlikely to give you a transmissible disease, but the bite areas can become inflamed and infected. For the detection of bedbugs, reddish skin bites and blood spots on sheets are signs of an active infestation (use an antiseptic cream on the bites).</p> <p>Other signs can be found on your mattress, behind the headboard and inside drawers and the wardrobe: brown spots could be remains of faeces, bed bug skins are brownish-silvery looking and live bed bugs are brown coloured and typically one to seven millimetres in length.</p> <p>Inform the hotel if you think there are bed bugs in your room. And to avoid taking them with you when you checkout, carefully clean your luggage and clothes before opening them at home.</p> <p>As higher-status hotels tend to have more frequent room usage, a more expensive room at a five-star hotel does not necessarily mean greater cleanliness, as room cleaning costs reduce profit margins. So wherever you’re staying, take with you a pack of antiseptic wipes and use them on the hard surfaces in your hotel room.</p> <p>Also, wash or sanitise your hands often – especially before you eat or drink anything. And take slippers or thick socks with you so you can avoid walking barefoot on hotel carpets – known to be another <a href="https://www.rd.com/list/dirty-hotel-room/">dirt hotspot</a>. And after all that, enjoy your stay.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/202195/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/primrose-freestone-315921">Primrose Freestone</a>, Senior Lecturer in Clinical Microbiology, <a href="https://theconversation.com/institutions/university-of-leicester-1053">University of Leicester</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/from-the-bed-sheets-to-the-tv-remote-a-microbiologist-reveals-the-shocking-truth-about-dirt-and-germs-in-hotel-rooms-202195">original article</a>.</em></p> </div>

Travel Trouble

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Jockey reunited with Melbourne Cups after leaving them in a taxi

<p>A three-time winner of the Melbourne Cup has been reunited with the prized trophies after accidentally leaving them in the back of a taxi. </p> <p>Glen Boss was on a trip to Sydney with his three winning Cups when he accidentally left them in the back of a 13cabs taxi, only realising his mistake as the cab drove away. </p> <p>Rushing to another engagement after having addressed the Ladbrokes Million Dollar Chase Calcutta in the Sydney CBD, Boss was too late to hail back the cab driver in possession of his trophies.</p> <p>Lucky for him, Sydney taxi driver Gedy Hildid was determined to return the cups to their rightful owner.</p> <p>Despite having no familiarity with racing, and certainly no idea of the significance of the cups themselves, Hildid managed to track Boss down and return his prized trophies. </p> <p>“As you would understand, the Cups mean the world to me, and I was super grateful to get them back,” Boss told <em><a href="https://www.news.com.au/travel/jockey-leaves-melbourne-cups-in-back-of-sydney-cab/news-story/65652ec657ca0a14b14575644b6106c4" target="_blank" rel="noopener">news.com.au</a></em>.</p> <p>Speaking to the publication, 13cabs Chief Operating Office Olivia Barry praised Hildid, saying, “It was such a wonderful story because the driver did not know what they were, he wasn’t familiar with racing and had no idea what he was returning.”</p> <p>“I think that’s what’s so special about that story actually, he just wanted to get them back to their owner."</p> <p>The award-winning jockey is not the only one to leave something important in a taxi, as 13cabs - Australia's largest taxi network - released its 2024 lost property list, highlighting the weirdest and wackiest items left behind by passengers.</p> <p>Amidst all the usual items of wallets and phones left in cabs, drivers were occasionally met with more unusual finds, such as a deck chair, bags of raw meat and even a prosthetic leg. </p> <p><em>Image credits: 13cabs</em></p> <p style="box-sizing: inherit; border: 0px; font-stretch: inherit; line-height: inherit; font-family: 'Helvetica Neue', HelveticaNeue, Helvetica, Arial, sans-serif; font-size-adjust: inherit; font-kerning: inherit; font-variant-alternates: inherit; font-variant-ligatures: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-position: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-variation-settings: inherit; font-size: 18px; margin: 0px 0px 24px; padding: 0px; vertical-align: baseline;"> </p>

Travel Trouble

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Booking a summer holiday deal? Beware ‘drip pricing’ and other tactics to make you pay more than you planned

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/jeannie-marie-paterson-6367">Jeannie Marie Paterson</a>, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a></em></p> <p>Have you ever spotted what looked like a great deal on a website, added it to your “basket” and proceeded to checkout – only to find extra fees added on at the last minute?</p> <p>It’s frustratingly common when making airline, hotel and many other kinds of bookings to see an advertised price get ratcheted up at checkout with additional fees – perhaps “shipping insurance”, “resort fees” or just “taxes”.</p> <p>The practice is known as “<a href="https://www.accc.gov.au/consumers/pricing/price-displays">drip pricing</a>” and it can <a href="https://www.whitehouse.gov/wp-content/uploads/2023/03/WH-Junk-Fees-Guide-for-States.pdf">distort</a> consumer decision-making and affect competition. Nonetheless, there is no specific ban on this conduct in Australia.</p> <p>Some companies have, however, effectively been prosecuted for it under the Australian Consumer Law, which contains some strict rules about misleading consumers through advertising.</p> <p>Many of us have already begun booking flights, hotels and more as we head into the summer holiday season. Here’s what the law says about companies changing prices in the lead-up to checkout, and how you can protect yourself as a consumer.</p> <h2>What’s wrong with drip pricing?</h2> <p>The tactic that underpins drip pricing is to draw a customer in with an attractive “headline” price but then add in other fees as the customer approaches the checkout.</p> <p>It’s reasonable to ask whether there’s anything wrong with this practice: after all, the customer still sees the final price at checkout. Why might that be seen as misleading conduct under Australian Consumer Law?</p> <p>The reasons lie in views about consumer buying behaviour and the nature of the statutory prohibition.</p> <p>Typically, the closer a consumer gets to a sale, the less likely they are to pull out or even fully notice any additional fees.</p> <p>They may then end up paying more than they intended and also have lost the opportunity to deal with other suppliers of the same product at a better price.</p> <p>In the relevant section of Australian Consumer Law, there’s no requirement of an intention to mislead. It’s also not necessarily relevant that the true pricing situation is eventually revealed to the consumer or that it’s in the “fine print”.</p> <p>Thus, in the eyes of the law, it can be enough that consumers were enticed by an attractive headline price.</p> <h2>Price surprises</h2> <p>This legal position is well illustrated by a <a href="https://www8.austlii.edu.au/cgi-bin/viewdoc/au/cases/cth/HCA/2013/54.html">case</a> settled by the High Court in 2013, after the Australian Competition and Consumer Commission (ACCC) took on telecom provider TPG Internet in <a href="https://www.mondaq.com/australia/advertising-marketing-branding/282802/advertising-and-the-acl-fine-print-couldnt-save-tpg-internet-in-the-high-court">2010</a>, alleging misleading conduct.</p> <p>In this case, TPG had been advertising broadband internet services for $29.99 per month.</p> <p>But on reading the fine print, you’d have discovered this deal was only available with a landline service costing an additional $30 per month.</p> <p>The case moved up through Australia’s court system, but ultimately, the High Court majority held that the telco had engaged in misleading conduct.</p> <p>The High Court recognised that the very point of advertising is to draw consumers into “the marketing web”. It is therefore not enough to disclose the true (higher) price only at the point the transaction is concluded.</p> <p>TPG was fined $2 million in this case. Since then, the maximum penalties have increased, now the higher of:</p> <ul> <li>$50 million</li> <li>three times the value obtained from the contravention, or (if the benefit can not be determined)</li> <li>30% of the business’s adjusted turnover during the breach period.</li> </ul> <h2>Dynamic pricing</h2> <p>Other pricing complaints have been in the news recently, including concerns about point-of-sale dynamic pricing.</p> <p>Basically, this means using an algorithm that adjusts ticket prices in response to demand, as consumers wait in a virtual purchasing queue.</p> <p>Recent media reporting has centred on <a href="https://www.abc.net.au/news/2024-10-14/ticketmaster-live-nation-dynamic-pricing-tickets-class-action/104469646">concerns</a> about the use of point-of-sale dynamic pricing in the events ticketing industry.</p> <p>A form of dynamic pricing is used by hotels and airlines. They increase prices seasonally and according to demand. But these “dynamic” prices are clearly visible to consumers as they start looking for a deal. Some bodies even publish helpful tables of likely prices at different times.</p> <p>The kind of dynamic pricing that happens at the very point consumers are waiting to buy is very different and arguably creates an “unfair surprise”.</p> <p>Whether these kinds of practices also fall within the category of misleading conduct remains to be seen.</p> <p>But it is arguable that consumers could reasonably expect the real-time movement of prices to be disclosed upfront.</p> <p>Earlier this year, the government announced <a href="https://theconversation.com/albanese-government-promises-to-ban-dodgy-trading-practices-234142">plans</a> to address both drip pricing and dynamic pricing as part of a broader ban on unfair trading practices.</p> <h2>What can consumers do?</h2> <p>While all this law reform and litigation is playing out, here are some things you can do to avoid pricing shock.</p> <p><strong>1. Slow down.</strong> One of the strategies that online markets often rely on is “<a href="https://www.theguardian.com/australia-news/2024/oct/12/accc-suing-coles-woolworths-pricing-strategies-allegations">scarcity signalling</a>” – those clocks or numbers you see counting down as you move through a website.</p> <p>The very purpose of these is to make a consumer rush – which can mean failing to notice those additional fees that may make the buy not a good deal.</p> <p><strong>2. Take screen shots as you progress.</strong> Remember what it is you thought you were getting. Doing this also provides a basis for lodging a complaint if the headline and actual price don’t match up.</p> <p><strong>3. Check.</strong> Take a close look at the final bill before pressing pay.</p> <p><strong>4. Report.</strong> Tell your local Fair Trading Office or the ACCC if the advertised deal and the final price don’t meet up.</p> <p>A recent action taken by the ACCC against <a href="https://www.theguardian.com/australia-news/2024/sep/23/accc-suing-coles-woolworths-discounts-misleading">Woolworths and Coles</a> alleging “illusory” discounts was launched because of consumer tip-offs.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/244825/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/jeannie-marie-paterson-6367">Jeannie Marie Paterson</a>, Professor of Law, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/booking-a-summer-holiday-deal-beware-drip-pricing-and-other-tactics-to-make-you-pay-more-than-you-planned-244825">original article</a>.</em></p> </div>

Travel Trouble

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Flight attendant reveals best tips for end-of-year travelling

<p dir="ltr">A flight attendant has shared her holy grail tips for surviving the ups and downs of holiday travelling, and how to ensure your travel days are a breeze. </p> <p dir="ltr">Florida-based flight attendant Hunter Smith-Lihas, who works as a flight attendant on a major US airline, and veteran Australian flight-attendant-turned-aviation-researcher Liz Simmons, shared their tips, tricks and secrets with <a href="https://edition.cnn.com/travel/flight-attendants-secrets-surviving-holiday-travel/index.html" target="_blank" rel="noopener"><em>CNN Travel</em></a> ahead of the busy holiday season, delving into their five top tips if you’re jet-setting around Christmas time. </p> <p dir="ltr"><strong>Give yourself an extra day</strong></p> <p dir="ltr">Flying at the last minute is risky business, especially if you’re travelling for a special pre-booked event. </p> <p dir="ltr">Smith-Lihas advises travellers to "give yourself at least one buffer day in between your travel and the event," just in case you encounter delays or issues at the airport.</p> <p dir="ltr">Whether you're travelling in the northern or southern hemisphere, there's a potential for storms and weather delays, which can cause cancellations.</p> <p dir="ltr">If you've got a buffer day, a cancelled flight doesn't automatically equal cancelled Christmas, as Smith-Lihas said, "You at least still have that entire day to get rebooked on another flight." </p> <p dir="ltr"><strong>Ensure you have a buffer at your lay-over stop</strong></p> <p dir="ltr">With this same idea in mind, Smith-Lihas recommends travellers give themselves at least 90 minutes between connecting flights.</p> <p dir="ltr">While the idea of sitting around in the airport waiting isn't appealing, missing your connecting flight is a much worse outcome.</p> <p dir="ltr">"I see a lot of people who book their layover flight connection times with less than 45 minutes," says Smith-Lihas. "That is not enough time."</p> <p dir="ltr">If your first flight is delayed, you can easily end up missing the second, says Smith-Lihas "especially if you're connecting in a foreign country and you have to go through customs and immigration."</p> <p dir="ltr">Leaving more time in between your connecting flights will also ensure your luggage makes it off your first plane and onto the second, making sure your Christmas outfits and presents arrive at your final destination.</p> <p dir="ltr"><strong>Opt for the first fight of the day </strong></p> <p dir="ltr">While it might be tempting to book an evening flight to give yourself the whole day for last-minute travel preparation, Simmons and Smith-Lihas both recommend getting the first flight of the day, if possible.</p> <p dir="ltr">"If you're trying to dodge any delays, flying at the beginning of the day is beneficial, because any delays or cancellations will roll on throughout the day," explains Simmons.</p> <p dir="ltr">"And if the flight is cancelled, you at least still have that entire day to get rebooked on another flight," adds Smith-Lihas.</p> <p dir="ltr"><strong>Don’t overdo the alcohol </strong></p> <p dir="ltr">In the spirit of the holidays, it may be tempting to partake in a few glasses of wine on your flight while on your way to holiday celebrations. </p> <p dir="ltr">However, Simmons advises to limit your boozy beverages, as you don’t want to arrive at your destination hungover. </p> <p dir="ltr">"Always keep in mind how you'll feel at the other end," says Simmons. "The real party will start at your destination, so resting and making sure that you're in your best possible state when you arrive for that party is so important."</p> <p dir="ltr">Instead, Simmons champions staying hydrated with water and herbal teas.</p> <p dir="ltr">Meanwhile Smith-Lihas said passengers should never be afraid to ask flight attendants for more water, saying,  "The cabin air can be very dry. It's easy to become dehydrated on a plane."</p> <p dir="ltr"><strong>Remember to be kind </strong></p> <p dir="ltr">Above all else, Simmons says keeping "the message of the holiday season" in front of your mind is key for surviving stressful holiday travel.</p> <p dir="ltr">"Small gestures of goodwill are always so appreciated and certainly do not go unnoticed, but sometimes the best gift is patience and understanding and a smile and kindness."</p> <p dir="ltr">"A lot is happening in the world at the moment, and there's a lot of unease around, there's a lot of uncertainty for some people, and not everybody has a family to go to during the holidays," she says.</p> <p dir="ltr">"So just keep in mind how powerful kindness is. Being kind and smiling, the impact that could have on a stranger's day, on their mood… It's so special, and it's something that we really don't harness. Maybe we don't realise how much power we have."</p> <p dir="ltr"><em>Image credits: Shutterstock </em></p>

Travel Tips

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Exciting summer holiday destinations just a taxi ride away

<p>With <a href="https://silverservice.com.au/services/" target="_blank" rel="noopener">taxi services</a> from trusted companies like <a href="https://silverservice.com.au/" target="_blank" rel="noopener">Silver Service</a> making local travel simple, you can skip the stress of long drives and focus on having a good time. Here are some exciting places to visit close to home this season.</p> <h2>Royal Botanic Garden</h2> <p>If you’re looking for a relaxing way to spend a summer day, the Royal Botanic Garden Sydney has something for everyone. Families will enjoy wandering through the Palace Rose Garden, while plant enthusiasts can check out exhibitions like <em>Alchemy of a Rainforest</em>, which showcases rare tropical and subtropical plants. With stunning views of Sydney Harbour and the Opera House, it’s also a must-visit for photographers and those after a peaceful scenic walk.</p> <h2>Sea World</h2> <p>For a day full of adventure, animal encounters and family fun this holiday season, visit Sea World on the Gold Coast. Here, you and your loved ones can walk through underwater tunnels, watch dolphins perform stunning tricks or get close to sea creatures in hands-on experiences. Thrill-seekers can also head to The New Atlantis precinct for the Leviathan roller coaster, the 42-metre-high Trident or the twisting, turning Vortex.</p> <h2>Federation Square</h2> <p>You’ll love Federation Square if you’re into arts and culture. Explore the Ian Potter Centre or ACMI for Australian art and screen culture, then take in the lively atmosphere of Christmas Square, complete with a giant LED Christmas tree, light shows and interactive decorations. </p> <p>For a different vibe, check out Open Air at the Square, featuring free live music, outdoor cinema and community festivals. Afterwards, grab a meal at one of the many nearby cafes or restaurants and soak up the energy that makes Melbourne so unique.</p> <h2>Lone Pine Koala Sanctuary</h2> <p>Lone Pine Koala Sanctuary is the perfect summer destination to connect with Australia’s unique wildlife. Capture a photo with a koala or learn about their fascinating behaviours from dedicated carers. </p> <p>Kids will also enjoy hands-on activities like holding guinea pigs and feeding friendly farm animals, while wildlife enthusiasts can marvel at the grace of raptors in flight or get to know Australia’s wild dingoes up close.</p> <h2>Queen Victoria Market</h2> <p>For a true taste of Melbourne’s vibrant culture, head to Queen Victoria Market. It’s the go-to spot for fresh produce, handcrafted goods and local treats that show off the city’s diversity. </p> <p>Grab a coffee and pastry from one of the many vendors and wander through rows of stalls packed with seasonal fruits and unique souvenirs. This summer, the market comes alive as the Summer Night Market brings global street food, refreshing drinks, live music and plenty of fun under the iconic sheds.</p> <h2>Plan your summer adventure today</h2> <p>With so many exciting destinations just a taxi ride away, you don’t need to fly or travel far to make the most of summer and the holiday break. Enjoy both without the stress of long journeys, thanks to reliable taxi services that keep travel simple and convenient.</p> <p>A simple ride with Silver Service is all you need to start your next adventure. To organise your trip, book a Silver Service taxi today.</p> <p><em>Image: Supplied</em></p> <p><em>This is a sponsored article produced in partnership with Silver Taxis</em></p>

Domestic Travel

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Pilot explains why plane windows are rounded

<p dir="ltr">A pilot has revealed why plane windows are the unique shape that we see today, sharing a glimpse into the world of airplane design and engineering. </p> <p dir="ltr">American Airlines pilot Captain Steve, who regularly makes TikTok videos on the marvel of flying, shared the reason why plane windows today are slightly rounded instead of square, revealing why this design became the norm. </p> <p dir="ltr">"Some of the airliners were designed with square windows and over in Europe as airplanes started to climb higher and require more pressurisation, they discovered a problem," he shared in a clip that has since been viewed over two million times.</p> <p dir="ltr">Following a series of inflight disasters caused by their rectangular counterparts, the window designs had to be changed, as Captain Steve said, “The airplanes literally came apart.”</p> <p dir="ltr">He added that "they lost a few airplanes in midair" because the square windows created "a hairline crack" right in the edge, and the stress on the airframe caused by the pressurisation was simply too much.</p> <p dir="ltr">As a result, engineers decided to round the windows' frames so they wouldn't break under the strain and they've "never had a problem since," according to the pilot.</p> <p dir="ltr">The video was flooded with comments by curious passengers, with one person writing, “I have never thought about this but it makes so much sense! Captain Steve is teaching us yet again.”</p> <p dir="ltr"><em>Image credits: Shutterstock </em></p>

Travel Tips

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Readers response: What's one thing you must do when visiting Australia?

<p>We asked our readers what travellers shouldn't miss when they head to Australia. Here's what they said.</p> <p><strong>Jim Bell</strong> - The one thing you must do is to take a couple months there. We were there for 3 weeks and it wasn't nearly long enough to see and do everything we wanted to.</p> <p><strong>Lorraine James</strong> - Land in Brisbane and take a cruise ship to Tasmania. Princess does a cruise stopping in Sydney, Bega, a country town on the coast and then of course Port Arthur old penal settlement then Hobart ,Tasmania. Get a taste of Australia.</p> <p><strong>Deedee Cullum</strong> - If you’re in a major city then catch a train for the day. Eg, Sydney to Blue Mountains or Melbourne to Dandenongs. That way you’ll see some bush without the bother of driving.</p> <p><strong>Anne Hare</strong> - Go see Uluru in the Northern Territory. It's a long way from the coast but it will astound you.</p> <p><strong>Suzanne Maree Saxelby</strong> - Remember to visit the outback. It has a beauty that the coastline doesn't have.</p> <p><strong>Janette Mitchell</strong> - Take the XPT train from Sydney to Coffs Harbour. So much beautiful scenery &amp; Coffs Harbour is a great place to stay.</p> <p><strong>Mattie Smith</strong> - Don't just stick to the coast! Australia has so much to offer. </p> <p><strong>Avis Tolcher</strong> - Visit the Whitsundays. So beautiful.</p> <p><strong>Judith Turpin</strong> - Wander through the Daintree on foot. Swim in a deep fresh water hole. Take your children on a guided night walk through the forest. Magic!</p> <p><em>Image credits: Shutterstock </em></p>

Domestic Travel

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Mum appeals "incorrect" $410 seatbelt fine

<p>April Miller and her husband had been visiting family in the Blue Mountains last month when the new detection cameras flagged her for not wearing her seatbelt properly. </p> <p>The Sydney mum argued otherwise, saying that the couple clearly had their seatbelts on and they were incorrectly fined. </p> <p>“We came back to a fine in the mail (claiming) our seatbelts weren’t on correctly,” she told <em>7NEWS</em>.</p> <p>“In the corner you can clearly see that we have our seatbelts on, both of us.</p> <p>“If you’ve broken the law, you’ve broken the law, but if you haven’t and there’s no reason for it, then that is frustrating.”</p> <p>She has since appealed the $410 fine and three demerit points, and while her first appeal was denied, it is not stopping her from trying again. </p> <p>The seatbelt detection cameras were implemented on July 1 this year, with the intention of saving lives, as 15 per cent of deaths on NSW roads each year involve seatbelt noncompliance. </p> <p>Shadow Transport Minister Natalie Ward said, “if the seatbelt was on, then the fine should be repaid”.</p> <p>“Fining motorists who do the right thing is unacceptable because it reduces community confidence.”</p> <p>Transport for NSW Centre for Road Safety executive director Bernard Carlon told <em>7NEWS</em> that “although the AI works to identify whether there is an offence that has been committed, there are two human reviews that happen after that” before an infringement is issued. </p> <p>“There can always be human error and we want to have a system that’s fair.”</p> <p>In just five months since the implementation of the cameras,  50,000 fines have been handed out.</p> <p>Fines for not wearing seatbelts have plummeted from more than 16,500 in July to about 9,800 in October.</p> <p>“There’s a massive reduction in the number of people offending, that’s really good,” Carlon said.</p> <p><em>Image: 7NEWS</em></p>

Travel Trouble

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Sixteen people missing after tourist yacht sinks

<p>Egyptian officials have confirmed sixteen people are missing after a tourist yacht capsized in the Red Sea after being struck by strong waves. </p> <p>The governor of the Red Sea region, Amr Hanafy, said rescuers saved 28 people from the sinking vessel south of the coastal town of Marsa Alam, and some were airlifted to receive medical treatment.</p> <p>The Egyptian Navy warship El Fateh and military aircraft have intensified their efforts to locate the missing, with rescue teams working around the clock.</p> <p>A total of 44 people were on board the yacht, including 13 Egyptians, and 31 foreign nationals from the United States, Germany, United Kingdom, Poland, Belgium, Switzerland, Finland, China, Slovakia, Spain and Ireland.</p> <p>The governor confirmed that 16 people are still missing, including four Egyptians and 12 foreign tourists. </p> <p>The boat had no technical issues, while passengers onboard said the reason behind the sinking was a strong wave that hit the boat, causing it to capsize. </p> <p>The governorate received a report shortly before dawn on Monday of a distress call made from the yacht, which had left Marsa Alam for a five-day journey.</p> <p>The Egyptian Meteorological Authority on Saturday warned about turbulence and high waves on the Red Sea and advised against maritime activity for Sunday and Monday.</p> <p>The boat is the second vessel to sink in the area this year. </p> <p><em>Image credits: Facebook</em></p>

Travel Trouble

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Foreign victims killed in mass methanol poisoning identified

<p>The victims of the mass methanol poisoning in Laos have been identified, with the death toll now rising to six. </p> <p>Danish women Anne-Sofie Orkild Coyman, 20, Freja Vennervald Sorensen, 21, and American man James Louis Hutson, 57, were among those who died after a group of backpackers consumed alcoholic drinks spiked with methanol in the party town of Vang Vieng.</p> <p>Bianca Jones and Holly Bowles, both 19, had already been named as two Melbourne teenagers who lost their lives last week while on their gap year, along with British woman Simone White, 28.</p> <p>Ms Jones and Ms Bowles were staying at Nana Backpackers Hostel, which has been closed since November 14th, just days after the incident occurred. </p> <p>It is understood that the two Danish and American victims were also staying at Nana Backpackers Hostel.</p> <p>Ms Coyman and Ms Sorensen were reportedly found unconscious on the bathroom floor on November 13th after they had been out drinking the night before. </p> <p>Mr Hutson was reportedly found unconscious in his bed on November 13th after staff noticed he had not come out of his room. </p> <p>All three tourists died in the following days in hospital. </p> <p>Dr Yaher, who first treated Ms Bowles in Vang Vieng, claimed she went from a state of confusion to a coma in just half an hour after consuming the methanol-laced beverage. </p> <p>The doctor told <em>The Times</em> she was confused and fatigued, and didn’t know what had happened when she arrived at his small one-storey hospital at 2am.</p> <p>“We treated her symptomatically,” he told the publication.</p> <p>“We put her on an IV drip and gave her vitamins. But after 30 minutes she had a seizure and went into a coma. I was so surprised. We gave her CPR, because she had difficulty breathing, and we intubated her and referred her to Vientiane.”</p> <p>The Laos government released a statement on Saturday expressing sympathy and condolences to the families of the tourists who died, saying an investigation was underway and promised to “bring the perpetrators to justice according to the law”.</p> <p><em>Image credits: Facebook</em></p> <p> </p>

Travel Trouble

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Tourist's leg amputated in dramatic rescue

<p>A 69-year-old Lithuanian tourist is fighting for his life after having his leg amputated in an attempt to save his life after he became stuck between rocks in a Tasmanian river. </p> <p>The man, who has decades of experience in white water rafting, was kayaking on the Franklin River when he slipped on a rock and his leg became wedged underwater.</p> <p>Emergency services were called to the scene and quickly ran out of options when trying to pull the man from the water. </p> <p>After several failed attempts to free him, and because of fears his condition was deteriorating, the decision was made to amputate his leg above the knee.</p> <p>The decision was made by medical professionals and in consultation with the man, allowing him to be winched to safety and airlifted to Royal Hobart Hospital.</p> <p>Tasmania Police constable Callum Herbert said the rescue efforts was one some of the most intense scenarios he’s ever seen in the region. </p> <p>“Most entrapments would be more simple than this,” constable Herbert said. </p> <p>“This patient was so entrapped it’s involved an amputation of a limb. It’s pretty much the worst case scenario you could get aside from drowning. He’s fallen into the river in an awkward position."</p> <p>Surf Life Saving Tasmania swift water rescue technician Ace Petrie praised the man and his crew for their efforts during the challenging rescue. </p> <p>“His rafting crew had done a great job in securing him as best they could,” Mr Petrie said.</p> <p>Mr Petrie said the efforts to free the man were arduous, with rescuers even attempting to use the jaws of life equipment underwater. </p> <p>"After we assessed his entrapment, we started off with the basic scenarios using ropes and pulleys. We weren’t budging these rocks at all, this went on for approximately 10-12 hours,” he said. </p> <p>“We had to get that equipment into the water, it was quite fast flowing which made it difficult to get it stable at that time. Everyone wanted this guy out. We weren’t giving up.”</p> <p>Mr Petrie added that another issue they faced was that the trapped man spoke limited English, saying, “He had a little bit of broken english, like when we were trying to pull his leg out he could say ‘My leg’s broken’ or 'broken leg; but a part from that we couldn’t take his mind off the situation by talking to him about his family or the trips he’d done. That was really hard.”</p> <p>Ambulance Tasmania intensive care flight paramedic Mitch Parkinson said the man’s outlook on the entire situation was remarkable and he remained “exceptionally strong and robust” throughout the ordeal. </p> <p>“He maintained an exceptionally resilient persona through the night and he tired through the morning. This was an exceptionally long mission.”</p> <p><em>Image credits: Tasmania Police</em></p> <p style="box-sizing: inherit; border: 0px; font-stretch: inherit; line-height: inherit; font-family: 'Helvetica Neue', HelveticaNeue, Helvetica, Arial, sans-serif; font-size-adjust: inherit; font-kerning: inherit; font-variant-alternates: inherit; font-variant-ligatures: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-position: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-variation-settings: inherit; font-size: 18px; margin: 0px 0px 24px; padding: 0px; vertical-align: baseline;"> </p> <p style="box-sizing: inherit; border: 0px; font-stretch: inherit; line-height: inherit; font-family: 'Helvetica Neue', HelveticaNeue, Helvetica, Arial, sans-serif; font-size-adjust: inherit; font-kerning: inherit; font-variant-alternates: inherit; font-variant-ligatures: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-position: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-variation-settings: inherit; font-size: 18px; margin: 0px 0px 24px; padding: 0px; vertical-align: baseline;"> </p>

Travel Trouble

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Father's emotional plea after death of his daughter from methanol poisoning

<p>The grieving father of 19-year-old Bianca Jones, who tragically died after consuming methanol-laced cocktails in Laos, has issued a plea to ensure his daughter’s death was not in vain.</p> <p>Bianca and her friend Holly Bowles had been travelling around south-east Asia on a gap year trip when they consumed the deadly drinks in the party town of Vang Vieng, a popular tourist area about 130km north of Laos capital, Vientiane.</p> <p>Both Bianca and Holly were rushed to seperate hospitals in Thailand, and passed away last week. </p> <p>Speaking publicly for the first time about the tragedy, Bianca’s father Mark Jones, said his daughter’s “lust for life and adventure” had “cruelly been cut short”.</p> <p>“Our daughter was on the trip of a lifetime with one of her best mates,” he said.</p> <p>“This was meant to be a trip full of lifelong memories, and was to be the first of many. Bianca wanted to explore the world, meet new friends, lead and create change for good.”</p> <p>Following the deaths of the two young women, an outpouring of sympathy flooded in from around Australia including from Prime Minister Anthony Albanese, while hundreds attended a vigil held in the women’s honour in Melbourne on Saturday.</p> <p>Mr Jones thanked Australian government for its support but made a plea to authorities in Laos.</p> <p>“I would like to take this opportunity to urge the Laos government to investigate this to the fullest extent, to make sure this incident doesn’t happen again,” he said.</p> <p>“We can’t have the passing of our daughter … not lead to change to protect others. Young men and women should be able to travel, create their own life experiences and be safe."</p> <p>“We’ll forever miss our beautiful girl and hope her loss of life has not been in vain.”</p> <p>The Laotian government has promised to bring perpetrators to justice after the mass poisoning that has killed six tourists, including the two Australian women.</p> <p><em>Image credits: Nine News / Facebook</em></p>

Travel Trouble

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Holiday budgeting tips for over-60s: Expert advice for a stress-free season

<div> <p>The festive season is a time for joy, but it can sometimes also bring a little extra financial stress. With the rising cost of essentials, many Aussies in retirement might be feeling the pinch. And it’s not your imagination – recent <a title="https://protect.checkpoint.com/v2/___https:/nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.superannuation.asn.au%2Fmedia-release%2Frising-insurance-premiums-add-strain-to-retirees-finances-says-super-peak-body%2F*23%3A~%3Atext%3DThe%2520latest%2520figures%2520from%2520ASFA%2Cover%2520the%2520last%252012%2520months.&amp;data=05%7C02%7Cdardisa%40we-worldwide.com%7C3306a1dfb9de4e30dd3b08dcfecff5e5%7C3ed60ab455674971a5341a5f0f7cc7f5%7C0%7C0%7C638665416381860501%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=3ePPI8b1SEXOATgcY6vYWJRi8gBzZHv0jM1dgqkIoUI%3D&amp;reserved=0___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6YjM1NDo4YTdiNGQ5MTcwZjBhYzgwNzI4ZDVmYTlhNTA0OWVhYThkZTU0NWJhN2FhZDgzZGQ2MGQ1ZjZiYWU5MTc3MGI1OnA6VDpG" href="https://protect.checkpoint.com/v2/___https:/nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.superannuation.asn.au%2Fmedia-release%2Frising-insurance-premiums-add-strain-to-retirees-finances-says-super-peak-body%2F*23%3A~%3Atext%3DThe%2520latest%2520figures%2520from%2520ASFA%2Cover%2520the%2520last%252012%2520months.&amp;data=05%7C02%7Cdardisa%40we-worldwide.com%7C3306a1dfb9de4e30dd3b08dcfecff5e5%7C3ed60ab455674971a5341a5f0f7cc7f5%7C0%7C0%7C638665416381860501%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=3ePPI8b1SEXOATgcY6vYWJRi8gBzZHv0jM1dgqkIoUI%3D&amp;reserved=0___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6YjM1NDo4YTdiNGQ5MTcwZjBhYzgwNzI4ZDVmYTlhNTA0OWVhYThkZTU0NWJhN2FhZDgzZGQ2MGQ1ZjZiYWU5MTc3MGI1OnA6VDpG" data-auth="Verified" data-outlook-id="1a0a0a08-2e36-4601-a0a3-f9c8bb379afe">data</a> from the Association of Superannuation Funds of Australia (ASFA) reveals that the cost of maintaining a comfortable retirement has increased by 3.7% in the last year. For those in retirement, managing holiday spending can help ensure a stress-free festive season. </p> </div> <div> <p>Toby Perkins, a Certified Financial Planner® at industry superfund NGS Super, shares his helpful tips to ensure retirees manage their budgets during the holidays.</p> </div> <p><strong>1. Avoid personal debt</strong></p> <div> <p>Credit cards and overdrafts may seem like quick solutions, but they often lead to high-interest debt. "If you need extra funds for the festive season, it might be worth considering options like your superannuation income stream instead," advises Toby. Avoiding extra debt may help you to maintain your financial stability in the long run and help set you up for a stress-free Christmas next year. </p> </div> <p><strong>2. Plan ahead: Budget for the entire year</strong></p> <div> <p>Although it may be too late to adjust your budget for this holiday season, now is a good time to start planning for next Christmas. "Incorporating holiday spending into an annual budget can prevent financial strain in December," Toby suggests. By tracking your expenses throughout the year, you can identify potential savings and plan for any extra costs, such as gifts and travel.</p> </div> <p><strong>3. Review government entitlements</strong></p> <div> <p>It’s important for you to ensure you are receiving the correct government entitlements. "If you’re receiving the Age Pension, make sure all your details are up to date," Toby advises. Even if you're not eligible for the Age Pension, you may qualify for the Commonwealth Seniors Health Card or state-based Seniors Cards, which can help reduce costs on health care, transport, and other services. For more information, visit <a title="https://protect.checkpoint.com/v2/___https:/www.servicesaustralia.gov.au/most-useful-information-for-retirement-years___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6Y2YwMTo3YWJkZWYyYTY5NjAwZTQ5YjczNWQwMGY2ZjZmN2RhNzY5MzJjYWJkMmYyNWM5ZTkzODg4NTJlZDc3MmIwZGI1OnA6VDpG" href="https://protect.checkpoint.com/v2/___https:/www.servicesaustralia.gov.au/most-useful-information-for-retirement-years___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6Y2YwMTo3YWJkZWYyYTY5NjAwZTQ5YjczNWQwMGY2ZjZmN2RhNzY5MzJjYWJkMmYyNWM5ZTkzODg4NTJlZDc3MmIwZGI1OnA6VDpG" data-auth="Verified" data-outlook-id="0b03c4dc-e32a-4f0f-adaf-6d20058cd703">the Services Australia website.</a></p> </div> <p><strong>4. Stay vigilant about financial security</strong></p> <div> <p>There are two reasons to closely track your spending throughout the holiday season: 1. To ensure you stay within budget, and 2. To ensure you don't fall victim to financial scams. The holiday season can be a prime time for financial scams, so be cautious when making purchases online.</p> </div> <p><strong>5. Prepare for post-holiday financial health</strong></p> <div> <p>After the holidays, plan to set aside some money for future expenses or to replenish your savings. A bit of post-holiday planning will help you avoid financial stress in the months ahead - and even get you set up for next Christmas.</p> </div> <p><strong>6. Travel smart: Plan off-peak</strong></p> <div> <p>Travel can be one of the biggest holiday expenses, especially if it coincides with peak Christmas and school holiday periods. Toby recommends traveling outside of these busy times to save money. "Off-peak travel can significantly reduce costs and make your holiday dollar stretch further," he says. Consider planning trips in advance to secure better deals.</p> </div> <div> <p>Planning ahead, managing debt, and reviewing entitlements can help you enjoy the festive season without financial stress. As Toby puts it, "Smart budgeting today helps ensure a more comfortable retirement tomorrow."</p> </div> <div> <p><em><strong>For those seeking personalised advice, NGS Super’s team of financial planners is here to help guide you to a secure and joyful future. Read the <a title="https://protect.checkpoint.com/v2/r01/___https://protect.checkpoint.com/v2/___https:/www.ngssuper.com.au/files/documents/financial-services-guide.pdf___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6MDk5ZToxNWJlNDQ0ODUwMWZmYzczYmUzZDY5N2NkNWFmY2M4ZTM0M2I5ZDQyNTI5ZGIwNjdjMDUxZDViY2E1YWRmYWFhOnA6VDpGHYPERLINK___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmM0OTdjMzdkZjcxOGIxNDQxYjdiMzQxMzA0NTcyMzc4Ojc6ZDgzMDowMTA3N2IxNTZmN2JhZDAzOTM5MDc4ODZjM2Y4NTUzYTkwNWE4ZDAxYmJhMmIxMTc0OWZjNjhmNmM5ODNlNzYyOmg6VDpG" href="https://protect.checkpoint.com/v2/r01/___https://protect.checkpoint.com/v2/___https:/www.ngssuper.com.au/files/documents/financial-services-guide.pdf___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6MDk5ZToxNWJlNDQ0ODUwMWZmYzczYmUzZDY5N2NkNWFmY2M4ZTM0M2I5ZDQyNTI5ZGIwNjdjMDUxZDViY2E1YWRmYWFhOnA6VDpGHYPERLINK___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmM0OTdjMzdkZjcxOGIxNDQxYjdiMzQxMzA0NTcyMzc4Ojc6ZDgzMDowMTA3N2IxNTZmN2JhZDAzOTM5MDc4ODZjM2Y4NTUzYTkwNWE4ZDAxYmJhMmIxMTc0OWZjNjhmNmM5ODNlNzYyOmg6VDpG" data-auth="Verified" data-outlook-id="c4bb4623-ec0a-4e3a-a747-7bf0d2f5659b">NGS Financial Planning Financial Services Guide</a>.</strong></em></p> </div> <div> <p><em><strong>For further information, visit NGS Super’s <a title="https://protect.checkpoint.com/v2/___https:/www.ngssuper.com.au/articles/news/whats-foro-what-can-you-do-about-it___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6YzlhNDphZGM4Y2Q1YTFlZmQyNjExMGQ4ZDJmYWM3Y2IyOWMxM2FiNjE2MDMwMDc3YjA5ODE5OTY0NjQyYmZkNWE2NGM1OnA6VDpG" href="https://protect.checkpoint.com/v2/___https:/www.ngssuper.com.au/articles/news/whats-foro-what-can-you-do-about-it___.YzJ1OndlY29tbXVuaWNhdGlvbnM6YzpvOmMyMDk4YTI2ZGE5OWUzY2FhZWQ2Nzc5ZTg1YWM0OGJiOjY6YzlhNDphZGM4Y2Q1YTFlZmQyNjExMGQ4ZDJmYWM3Y2IyOWMxM2FiNjE2MDMwMDc3YjA5ODE5OTY0NjQyYmZkNWE2NGM1OnA6VDpG" data-auth="Verified" data-outlook-id="7c65864b-3f33-43bc-9037-cc1e7ca1acc0">website</a>.</strong></em></p> </div> <div> <p><em><strong>Toby Perkins is authorised to provide financial advice in Australia and is an Authorised Representative (Number 1002908) of Guideway Financial Services Pty Ltd, AFSL Number 420367. Any advice given in this article is general and does not consider your financial situation, needs or objectives so consider whether it is appropriate for you. Be sure to read the relevant PDS and TMD </strong><strong>before deciding whether a financial product is right for you.</strong></em></p> <p><em><strong>Image credits: Shutterstock  </strong></em></p> </div> <div> <p> </p> </div>

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Italian village offers $1 homes to Americans upset by US election results

<p>An Italian village in Sardinia, Italy is offering one-euro homes to Americans seeking a new start following the results of the 2024 U.S election that saw Donald Trump being re-elected as president. </p> <p>Ollolai has long been trying to persuade outsiders to move in to revive the community after decades of depopulation. </p> <p>Now, it's selling dilapidated houses for as little as one euro — just over a US dollar or $AU1.60 — to entice Americans to move abroad. </p> <p>Following the November 5 outcome, they have launched a website aimed at potential American expats, offering cheap homes in hopes that those disappointed by the result and seeking a fresh start will snap up one of their empty properties. </p> <p>"Are you worned (sic) out by global politics? Looking to embrace a more balanced lifestyle while securing new opportunities?" the website read. </p> <p>"It's time to start building your European escape in the stunning paradise of Sardinia."</p> <p>Mayor Francesco Columbu told CNN that the website was specifically created to attract American voters in the wake of the presidential elections.</p> <p>The mayor loves the United States and is convinced Americans would be the best people to revive the community. </p> <p>"We just really want, and will focus on, Americans above all," he said. </p> <p>"We can't of course ban people from other countries to apply, but Americans will have a fast-track procedure. We are betting on them to help us revive the village, they are our winning card."</p> <p>The village is offering three tiers of accommodation: Free temporary homes to certain digital nomads, ($1.6) homes in need of renovations, and ready-to-occupy houses for prices up to $160,000.</p> <p>The mayor also set up a special team to guide interested buyers through every step of the process including finding contractors, builders and navigating required paperwork. </p> <p>"Of course, we can't specifically mention the name of one US president who just got elected, but we all know that he's the one from whom many Americans want to get away from now and leave the country," Columbo added. </p> <p>"We have specifically created this website now to meet US post-elections relocation needs. The first edition of our digital nomad scheme which launched last year was already solely for Americans."</p> <p>Photos and plans of available empty properties will soon be uploaded to the website. </p> <p>The website has since received nearly 38,000 requests for information on houses, with most of them coming from the United States</p> <p>In the past century, Ollolai's population has shrunk from 2,250 to 1,300 with only a handful of babies born each year. </p> <p>Over the last few years, this has dropped 1,150 residents. </p> <p><em>Image: Shutterstock</em></p> <p> </p>

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