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Pope Francis' cause of death and burial wishes revealed

<p>The Vatican has confirmed that Pope Francis died from a stroke followed by heart failure, according to an official statement released by the Vatican press office. The 88-year-old pontiff passed away on Easter Monday, April 21, with underlying health conditions also contributing to his death.</p> <p>In a statement signed by Andrea Arcangeli, Director of the Health and Hygiene Directorate of the Vatican City State, the Vatican revealed that Francis had suffered a previous episode of acute respiratory failure, along with arterial hypertension and type II diabetes.</p> <p>Pope Francis made his final public appearance on Easter Sunday, where he delivered a brief Easter blessing to thousands gathered in St Peter’s Square. Unable to finish reading his address, the ailing pope sat as an aide delivered the rest of the speech, which called for peace in war-torn regions such as Gaza, Ukraine and Sudan.</p> <p>Following his death, the Vatican also made public the burial wishes outlined in the pope’s will. Francis requested a simple burial in the ground at Rome’s Basilica di Santa Maria Maggiore – marked only with the Latin inscription <em>Franciscus</em>. This will be the first time in over a century that a pope will be buried outside the Vatican.</p> <p>According to the will, an anonymous benefactor has agreed to cover the costs of his burial.</p> <p>With the pontiff’s passing, the Catholic Church now enters a traditional period of mourning known as the Novendiales, lasting nine days. During this time, Pope Francis will lie in state as preparations for his funeral are made.</p> <p>The conclave – the sacred process to elect a new pope – is expected to begin no sooner than 15 days and no later than 20 days following his death.</p> <p>Pope Francis, born Jorge Mario Bergoglio, became the first pope from the Americas and the first Jesuit pope. His death marks the end of a papacy defined by humility, progressive stances and a deep focus on global humanitarian issues.</p> <p><em>Images: Wikimedia Commons</em></p>

Caring

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Outrage as school allows students to opt out of Anzac Day service

<p>A public primary school in Sydney’s northwest has sparked controversy after allowing students to opt out of its upcoming Anzac Day service. The decision by Sherwood Ridge Public School has drawn criticism from parents, veterans and community leaders, who argue that all students should recognise the sacrifices made by Australia’s service members.</p> <p>Principal Jody Sullivan recently emailed parents, requesting that they inform the school if they did not want their children to attend a commemorative assembly scheduled for April 10. The move was aimed at accommodating a small group of Christian students whose families object to commemorating war due to their religious beliefs.</p> <p>The announcement was met with strong condemnation, particularly from veterans and advocacy groups. Former commando and RSL NSW President Mick Bainbridge responded by <a href="https://www.dailymail.co.uk/news/article-14557953/Anzac-Day-Sherwood-Ridge.html" target="_blank" rel="noopener">telling <em><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Daily Mail Australia</span></em></a><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">, </span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">“Anzac Day is not a celebration of war; in fact, it commemorates the horrors of war and ensures the sacrifices of those who served and died are never forgotten. Our young people learn about Australia’s proud military past.”</span></p> <p>Less than a dozen students will be supervised in alternative learning activities while the rest of the school participates in the assembly. Despite the limited scope of the decision, many feel it still sets a troubling precedent.</p> <p>Veteran Advocacy Australia branded the move as “disgusting” and called on NSW Premier Chris Minns to intervene. Former NSW Veterans Affairs Minister David Elliott also criticised the decision, stating, “It really is an insult to the families of the 100,000 who died for this country.”</p> <p>Parents took to social media to express their dismay, with one mother writing, “Honouring and remembering those that have fought and lost their lives to keep us safe has nothing to do with religion.” Another parent argued, “This is not commemorating war; it is remembering those who gave their all to keep this country free.”</p> <p>The NSW Department of Education has since responded, reaffirming its expectation that all public schools commemorate Anzac Day with memorial ceremonies. Secretary Murat Dizdar stated, “Our students are required to learn about the importance of Anzac Day and the sacrifice our servicemen and women made, and continue to make, as part of their regular lessons.”</p> <p>While Sherwood Ridge Public School has acknowledged that its message could have been communicated more selectively, the backlash <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">as the nation prepares to mark the 110th anniversary of the Gallipoli campaign </span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">serves as a stark reminder of the ongoing debate about how Anzac Day should be observed in schools. </span></p> <p><em><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Images: Supplied</span></em></p>

Legal

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Beloved Neighbours star reveals his dying wishes

<p>Ian Smith has shared his final wishes after being told he has more time to live, despite battling a rare and aggressive form of cancer.</p> <p>Smith, 86, was diagnosed with pulmonary pleomorphic carcinoma and given a terminal prognosis in 2024. However, in a recent interview on BBC Radio 5 Live, he revealed he had defied expectations and was still going strong.</p> <p>"I'm going to die soon, but I seem to be defying the odds, which is good. I'm not unhappy about that at all," Smith said.</p> <p>The veteran actor recalled the moment he received the unexpected news in December last year, jokingly expressing his gratitude: "The knowledge is saying, 'Ian, you are going to die in March.' I almost gave in, and then on Friday the 13th, I got this good news and, you know what? I just had to say, 'Well, thank you, someone.'"</p> <p>Rather than dwell on his diagnosis, Smith is determined to make the most of the time he has left. While he admits he is still unsure of how best to spend it, one thing on his bucket list is buying a new car – specifically, an electric one.</p> <p>"I'm now thinking of buying a new car. That's not what you do if you're going to die in March," he said with a laugh. "I'm determined to have an electric car before I die. And I was speaking to a salesman. I said, 'Now, what about the delivery? Can you get to me before I'm dead?' And he was so shocked! I said, 'Come on, let's have a giggle.'"</p> <p>Smith has had a long and celebrated career in television, most notably for his role as Harold Bishop on <em>Neighbours</em>. First joining the show in 1987, his character quickly became a fan favourite. Over the years, he made several departures and returns, with his most recent appearance in 2024 before stepping away due to ill health.</p> <p>Jason Herbison, Executive Producer of <em>Neighbours</em>, spoke highly of Smith’s contributions to the show, saying, "The way the residents of Ramsay Street feel about Harold is how we all feel about Ian – we couldn't love him more than we do."</p> <p>Beyond <em>Neighbours</em>, Smith also appeared in the cult series <em>Prisoner</em> and worked extensively in theatre since the 1950s.</p> <p>Smith has faced significant personal challenges over the years. His wife, Gail, passed away in 2019 after a battle with cancer, leaving behind a marriage that spanned over 50 years. Additionally, Smith discovered later in life that he had been adopted. He was 54 when his adoptive mother, Connie, revealed the truth shortly before her passing. Smith eventually reunited with his biological mother, Peg Kline, who had been a victim of sexual assault at age 14. They maintained a relationship until her death in 2005, also from cancer.</p> <p>"Dying does change how you live," he said in a previous interview with The Guardian. "I feel like I have become more forgiving, more understanding."</p> <p>Despite his illness, Smith remains grateful for the life he has led. "I know I have cancer because doctors keep telling me I have it. I may get very sick again one day. But I have lived the most privileged life."</p> <p><em>Images: Supplied</em></p>

Caring

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Young man's dying wish takes flight in epic adventure

<p><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Jamie Clements, a 30-year-old from the south of Perth </span>with a terminal illness, has had his final wish fulfilled just weeks before his passing – thanks to the generosity of friends and kind strangers who rallied to make his dream come true.</p> <p><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Jamie was diagnosed with stage 4 stomach cancer in March of last year after experiencing months of difficulty keeping food down. He was given between nine and 24 months to live. </span>Despite his diagnosis, Jamie remained hopeful and shared a lifelong dream: to experience the thrill of flying on an airplane. “I’d love to go to Sydney because I’ve never been on a plane, never been out of WA,” he told NewsWire last August.</p> <p>Jamie, who had an intellectual disability, worked in IT at Good Sammy, an organisation that helps people with disabilities secure employment in Western Australia. It was there he met his best friend and boss, Paul Bolton, who was determined to make Jamie’s dream a reality.</p> <p>Originally, Jamie had hoped to save money to visit the US, but his illness put paid those plans. That's when Paul stepped in, launching a GoFundMe campaign to fund a trip to Sydney, urging the community to help make Jamie’s wish come true.</p> <p>“I think it will make such a difference to him because Jamie has never, ever been in a plane anywhere, so I just want to do that one thing for him,” Paul said last year.</p> <p>Thanks to the kindness of donors, Jamie’s dream took flight on January 5. Accompanied by his family, Paul and Paul’s wife, he embarked on an unforgettable journey to Sydney.</p> <p>The adventure began with a special moment in the cockpit, just one of many bucket-list experiences he checked off during the trip. Among his many cherished memories, Jamie enjoyed a lighthearted escapade to the Sydney Opera House, zipping through the streets on mobility scooters borrowed from his group. “It was such a laugh and so much fun as we bombed down the streets!” Paul recalled.</p> <p>A self-proclaimed Apple enthusiast, Jamie also relished a visit to the Apple Store in Sydney. “He was a big Apple ‘nerd,’ so watching his face light up as he played in Apple’s virtual world was so good,” Paul shared.</p> <p>Jamie’s Sydney adventure also included stops at Sea Life Sydney Aquarium, Madame Tussauds, Five Guys (a bucket-list item), and Luna Park. He even embarked on a ghost tour and drove across the iconic Harbour Bridge, documenting the entire epic trip on a Facebook page.</p> <p>Sadly, Jamie passed away on February 26, surrounded by his loving family – and Paul. Though his time was short, he left this world having lived out a cherished dream. </p> <p>Paul later expressed his deep gratitude to everyone who contributed to the fundraiser, making Jamie’s wish a reality. “I am so happy that I was able to do this for Jamie and his family,” he said.</p> <p><em>Images: Facebook</em></p>

Caring

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Sinead O’Connor’s final wish revealed

<p>Almost two years after the Sinead O'Connor's tragic death, the legacy she left behind for her children has been revealed. </p> <p>According to Irish probate records obtained by <em>The Sun</em>, O'Connor left her £1.7 million (AUD 3.38 million) estate to her three surviving children, with ex-husband John Reynolds named executor of her estate. </p> <p>After debts, legal fees, and funeral costs, the estate was reduced to £1.4 million (AUD 2.78 million). </p> <p>The document also contained specific instructions for her children to ensure they get their money's worth out of any unreleased music that she has recorded. </p> <p>“I direct that after my death, and at the discretion of any of my children who are then over 18, my albums are to be released to ‘milk it for what it’s worth’,” she wrote. </p> <p>Signed in 2013 ahead of her conversion to Islam in 2018, the document also outlined her burial requests, where she noted her children may “dispense my ashes as they see fit” and to be buried in priest's robes with a copy of the Hebrew bible and her album, <em>Theology.</em></p> <p>The singer's youngest son Yeshua was given her collection of guitars. </p> <p>O’Connor passed away in July 2023 at the age of 56, after she was found unresponsive at her London home by first responders.</p> <p>Her <a href="https://www.oversixty.com.au/health/caring/coroner-finally-reveals-sinead-o-connor-s-cause-of-death" target="_blank" rel="noopener">cause of death</a> was later confirmed to be chronic obstructive pulmonary disease (COPD) and asthma, after a a copy of her death certificate was obtained by the <em>Irish Independent</em> newspaper. </p> <p><em>Image: Co/ZUMA Press Wire/ Shutterstock Editorial</em></p> <p> </p>

Money & Banking

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Research suggests those who use buy-now-pay-later services end up spending more

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/ashish-kumar-1056067">Ashish Kumar</a>, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a></em></p> <p>Once, borrowing money to make a purchase was a relatively tedious process, not a spur-of-the-moment thing.</p> <p>True, some stores offered lay-by plans that would let you pay for goods in instalments. But if they didn’t, and you didn’t already have a credit card, you’d have to go to a bank and apply for one.</p> <p>That would mean providing a range of supporting documents, negotiating an appropriate credit limit, and waiting for approval. It’s unlikely you’d apply for credit just for a single, small purchase.</p> <p>In recent years, though, the financial technology or “fintech” revolution in the customer credit market has changed all that, with the meteoric rise of buy-now-pay-later (BNPL) services.</p> <p>BNPL credit allows consumers to split their purchases into smaller, interest-free instalments. It is often directly integrated into online checkouts with fast approval, making it easy to purchase something instantly and spread the cost over coming months.</p> <p>There are some obvious risks. Many BNPL providers charge less visible fees, such as late payment fees and account maintenance fees. In many countries, the BNPL sector is also less regulated than traditional credit.</p> <p>But does it also change our spending habits? Our recent <a href="https://doi.org/10.1016/j.jretai.2024.09.004">research</a> uncovered a concerning insight: consumers who use BNPL services end up spending more money online than those who don’t. This effect is particularly strong among younger shoppers and those with lower incomes.</p> <h2>Our research</h2> <p>We <a href="https://doi.org/10.1016/j.jretai.2024.09.004">analysed</a> data from an online retailer in the Nordic region that offered customers three payment options for online purchases: card, pay on delivery and BNPL.</p> <p>We found that consumers who used BNPL spent an average of 6.42% more than those who didn’t.</p> <p>This increase was particularly noticeable for low-ticket items, suggesting that BNPL may encourage customers to buy more when shopping for smaller, everyday things.</p> <p>Why might this be the case? For one, BPNL spending is constrained by the size of the loans on offer. In the US, the average BNPL loan amount is <a href="https://files.consumerfinance.gov/f/documents/cfpb_consumer-use-of-buy-now-pay-later_2023-03.pdf">US$135</a> (A$217).</p> <p>It may also be related to what’s known in economics as the “<a href="https://www.theguardian.com/business/2008/dec/22/recession-cosmetics-lipstick">lipstick effect</a>”, where customers under financial strain tend to reduce spending on big-ticket items in favour of lower-priced luxuries.</p> <p>Selling such low-ticket items doesn’t always give online retailers the biggest profit margins. But it can play a crucial role in acquiring and retaining customers, and creating opportunities to upsell.</p> <p>Our research also showed that younger, lower-income customers were more likely to spend more when using BNPL services, likely because it provides them with additional “liquidity” – access to cash.</p> <h2>Why might they be spending more?</h2> <p>It’s easy to see why so many consumers like BNPL. Some even think of it as more of a way of payment than a form of credit.</p> <p>The core feature of such services - offering interest-free instalment payments for online purchases - has a significant psychological impact on customers.</p> <p>It leverages the principle that the perceived benefit of spending in the present outweighs the displeasure associated with future payments.</p> <p>This behaviour aligns with theories of “hyperbolic discounting” – our preference for smaller immediate rewards over larger later ones – and the related “<a href="https://www.behavioraleconomics.com/resources/mini-encyclopedia-of-be/present-bias/">present bias</a>” phenomenon.</p> <p>Our results also suggest customers with high category experience – that is, more familiar with the larger product categories carried by a retailer – and those more sensitive to deals and promotions are likely to spend more when online retailers provide BNPL as a payment option.</p> <h2>A growing influence on spending</h2> <p>The economic impact of BNPL is substantial in the countries that have pioneered its adoption.</p> <p>In Australia, birthplace of Afterpay, Zip, Openpay, and Latitude, it’s <a href="https://www.oxfordeconomics.com/wp-content/uploads/2022/10/AFIA_BNPL_Research_Report-1.pdf">estimated</a> that (allowing for flow-on effects) BNPL services contributed A$14.3 billion to gross domestic product (GDP) in the 2021 financial year.</p> <p>Industry research firm Juniper Research <a href="https://www.juniperresearch.com/press/pressreleasesbuy-now-pay-later-users-to-exceed-670-million-globally/">projects</a> the number of BNPL users will exceed 670 million globally by 2028, an increase of more than 100% on current levels.</p> <p>Substantial projected growth in the sector is attributed to multiple factors. These include increasing e-commerce usage, economic pressures, the flexibility of payment options and widespread adoption by merchants.</p> <h2>Buyer, beware</h2> <p>BNPL services can be a convenient way to pay for online purchases. But it’s important to use them responsibly.</p> <p>That means understanding the potential risks and benefits to make your own informed decisions. Be mindful of your spending. Don’t let the allure of easy payments let you get carried away.</p> <p>Customers should explore beyond the marketing tactics of interest-free split payments and pay close attention to terms and conditions, including any fees and penalties. They should treat BNPL like any other form of credit.</p> <p>Whether you’re a shopper considering using BNPL or a business thinking about offering it, our research highlights that it may have the power to significantly influence spending patterns – for better or worse.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/246686/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/ashish-kumar-1056067"><em>Ashish Kumar</em></a><em>, Senior Lecturer, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/research-suggests-those-who-use-buy-now-pay-later-services-end-up-spending-more-246686">original article</a>.</em></p> </div>

Money & Banking

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Exciting summer holiday destinations just a taxi ride away

<p>With <a href="https://silverservice.com.au/services/" target="_blank" rel="noopener">taxi services</a> from trusted companies like <a href="https://silverservice.com.au/" target="_blank" rel="noopener">Silver Service</a> making local travel simple, you can skip the stress of long drives and focus on having a good time. Here are some exciting places to visit close to home this season.</p> <h2>Royal Botanic Garden</h2> <p>If you’re looking for a relaxing way to spend a summer day, the Royal Botanic Garden Sydney has something for everyone. Families will enjoy wandering through the Palace Rose Garden, while plant enthusiasts can check out exhibitions like <em>Alchemy of a Rainforest</em>, which showcases rare tropical and subtropical plants. With stunning views of Sydney Harbour and the Opera House, it’s also a must-visit for photographers and those after a peaceful scenic walk.</p> <h2>Sea World</h2> <p>For a day full of adventure, animal encounters and family fun this holiday season, visit Sea World on the Gold Coast. Here, you and your loved ones can walk through underwater tunnels, watch dolphins perform stunning tricks or get close to sea creatures in hands-on experiences. Thrill-seekers can also head to The New Atlantis precinct for the Leviathan roller coaster, the 42-metre-high Trident or the twisting, turning Vortex.</p> <h2>Federation Square</h2> <p>You’ll love Federation Square if you’re into arts and culture. Explore the Ian Potter Centre or ACMI for Australian art and screen culture, then take in the lively atmosphere of Christmas Square, complete with a giant LED Christmas tree, light shows and interactive decorations. </p> <p>For a different vibe, check out Open Air at the Square, featuring free live music, outdoor cinema and community festivals. Afterwards, grab a meal at one of the many nearby cafes or restaurants and soak up the energy that makes Melbourne so unique.</p> <h2>Lone Pine Koala Sanctuary</h2> <p>Lone Pine Koala Sanctuary is the perfect summer destination to connect with Australia’s unique wildlife. Capture a photo with a koala or learn about their fascinating behaviours from dedicated carers. </p> <p>Kids will also enjoy hands-on activities like holding guinea pigs and feeding friendly farm animals, while wildlife enthusiasts can marvel at the grace of raptors in flight or get to know Australia’s wild dingoes up close.</p> <h2>Queen Victoria Market</h2> <p>For a true taste of Melbourne’s vibrant culture, head to Queen Victoria Market. It’s the go-to spot for fresh produce, handcrafted goods and local treats that show off the city’s diversity. </p> <p>Grab a coffee and pastry from one of the many vendors and wander through rows of stalls packed with seasonal fruits and unique souvenirs. This summer, the market comes alive as the Summer Night Market brings global street food, refreshing drinks, live music and plenty of fun under the iconic sheds.</p> <h2>Plan your summer adventure today</h2> <p>With so many exciting destinations just a taxi ride away, you don’t need to fly or travel far to make the most of summer and the holiday break. Enjoy both without the stress of long journeys, thanks to reliable taxi services that keep travel simple and convenient.</p> <p>A simple ride with Silver Service is all you need to start your next adventure. To organise your trip, book a Silver Service taxi today.</p> <p><em>Image: Supplied</em></p> <p><em>This is a sponsored article produced in partnership with Silver Taxis</em></p>

Domestic Travel

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Readers response: What’s one thing you wish you had known before retiring?

<p>When it comes time to retire, there are always things we wish we knew first before entering our golden years. </p> <p>We asked our readers what they wish they knew before retiring, and the response was overwhelming. Here's what they said. </p> <p><strong>Margaret Walsh</strong> - As long as you are fit and active, it's great. Just don't get crook or disabled, it sucks.</p> <p><strong>Judi Bradshaw</strong> - I retired 9 times and kept going back to work as I didn't find myself ready to stop work, but finally retired at 73. Took awhile to adjust but now 75 and full time travellers, just loving life.</p> <p><strong>Marcus von Moger</strong> - How good it was going to be.</p> <p><strong>Chris Bailey</strong> - How boring it is, I’d go back to work in a heartbeat if I could.</p> <p><strong>Ellen Fowler</strong> - That the government would keep changing the rules. </p> <p><strong>Michael L Carrigg</strong> - Just how long it takes dealing with government departments that clearly are understaffed, especially in the front line service areas.</p> <p><strong>Jim Burgess</strong> - Finding reasonably priced accommodation.</p> <p><strong>Nicol Kyriakidou</strong> - That it would be so great! Having the whole day to yourself. Taking it easy, meeting friends, going shopping. Doing everything at your leisure.</p> <p><strong>Gaye Johnson</strong> - You never get a day off!!!</p> <p><strong>David Brown</strong> - How good it is. I should have retired 20 years earlier.</p> <p><em>Image credits: Shutterstock </em></p>

Retirement Life

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MedicAlert: The life-saving service that just got even better

<p>While traditional MedicAlert IDs have long been trusted for their reliability, the company that currently protects more than four million members worldwide has taken a huge step forward in enhancing emergency care and personal safety by <a href="https://www.medicalert.org.au/qr-code" target="_blank" rel="noopener">integrating QR codes</a> into their medical IDs.</p> <p>These QR codes are a modern addition that provide rapid, comprehensive access to critical medical information, ensuring timely and accurate assistance in emergencies.</p> <p><strong> </strong>When a MedicAlert QR code is scanned, first responders and healthcare professionals can immediately access the wearer’s detailed medical history. This includes information on allergies, chronic conditions, medications and emergency contacts, as well as your uploaded documents like Advanced Care Directives and specialist letters. The quick retrieval of this data can be lifesaving, especially in situations where every second counts.</p> <p><strong> </strong>MedicAlert’s QR codes are designed to be user-friendly and secure. Scanning the code with a smartphone or any QR code reader directs the user to a secure webpage containing the medical profile of the ID wearer. This ensures that sensitive information is both accessible when needed and protected from unauthorised access.</p> <p>One of the standout features of MedicAlert QR codes is their global functionality. No matter where you are in the world, emergency responders can scan the code and access the information in multiple languages. This is particularly beneficial for travellers, providing peace of mind that their medical information is always within reach.</p> <p><img class="alignnone size-full wp-image-70799" src="https://oversixtydev.blob.core.windows.net/media/2024/10/MEDICALERT-22nd-May-2024-219_O60.jpg" alt="" width="1280" height="720" /></p> <p>The information linked to a MedicAlert QR code can also be easily updated. This means any changes in medical conditions, medications or emergency contacts can be promptly reflected, ensuring that the most current information is available at all times.</p> <p>As a registered Australian charity, MedicAlert also ensures that all online data is securely stored within Australia, providing peace of mind regarding the privacy and protection of your personal medical information. Their commitment to safeguarding your health data while offering reliable and accessible emergency support makes them an invaluable ally in maintaining your wellbeing.</p> <p>For a limited time, get 60% off all stainless steel MedicAlert products with the discount code 60OVER60.</p> <p>For more information, visit <a href="https://www.medicalert.org.au/qr-code">https://www.medicalert.org.au/qr-code</a></p> <p><iframe title="YouTube video player" src="https://www.youtube.com/embed/HkmBEXerAFQ?si=FFtmmhywyzu6EPUr" width="560" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p><em>Images: MedicAlert</em></p> <p><em>This is a sponsored article produced in partnership with MedicAlert</em></p>

Caring

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"Love harder": Perth brothers farewelled at emotional memorial service

<p>Six weeks after they were <a href="https://www.oversixty.com.au/health/caring/tragic-new-details-emerge-over-aussie-brothers-missing-in-mexico" target="_blank" rel="noopener">shot dead</a> while on a surfing trip to Mexico, Perth brothers Jake and Callum Robinson have been farewelled in a heart-wrenching private memorial on Saturday. </p> <p>The memorial took place in Perth’s Sacred Heart College, where the brothers attended high school, and hundreds gathered at the college to remember the brothers. </p> <p>It was also live-streamed for those who could not fit into the theatre at the college, with Callum's friends also watching on from America, where he spent the last 14 years of his life. </p> <p>In an emotional tribute, their parents, Debra and Martin Robinson,  thanked loved ones abroad and in Australia for their endless support, and talked about how special their sons were. </p> <p>"We're not here to dwell on the where or the how or try to understand the why of their passing but instead to say goodbye to two young men and hopefully start the healing process for everyone," Mr Robinson said. </p> <p>“It’s hard to describe the feeling of when your adult children come and visit you, until it’s gone,” Mrs Robinson added.</p> <p>“They loved life and they followed their dreams.</p> <p>“They were intelligent, respectful men with so much more to offer the world.”</p> <p>The cover of a memorial brochure had the phrase: “LIVE BIGGER, SHINE BRIGHTER, LOVE HARDER”. </p> <p>With shaky voices, the grieving parents described how their two sons exuded “pure love”. </p> <p>"We loved that Jake was curious, kind and happy and never judgemental. Callum always made a conscious decision to wake up and be positive every day. He saw so much fun in life," Mrs Robinson said. </p> <p>"We look around the room today at everyone and it gives us strength, so thank you.</p> <p>"We have cried many tears and we will cry many more … We miss you beyond description, Callum and Jakie boy, please shine on us."</p> <p>Childhood friends Adam Moore and Simon Moore also shared anecdotes about their friendships with the brothers. </p> <p>Adam recalled how the two brothers always excelled "at any sport imaginable" and always had so much energy, and Simon spoke of their surfing adventures through the years. </p> <p>The brothers and their American friend Jack Carter Rhoad were last seen alive on April 27. They were allegedly robbed for their car tyres and murdered while they were camping in the Baja California coastline. </p> <p>Three people have been <a href="https://www.oversixty.com.au/health/caring/arrests-made-over-aussie-surfers-missing-in-mexico" target="_blank" rel="noopener">arrested</a> over their suspected involvement in the robbery. </p> <p><em>Image: 7News</em></p>

Caring

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Jesse Baird's mother farewells her son in emotional memorial service

<p>Slain TV presenter Jesse Baird has been farewelled by his loved ones at an emotional memorial service in Melbourne, one month after he was killed alongside his partner. </p> <p>Hundreds of friends and family packed into Melbourne’s Plenty Ranges Arts and Convention Centre, all donning bright colours to remember the 26-year-old.</p> <p>Baird's mother Helen spoke about her "darling boy" in a tear-jerking tribute, saying, “My beautiful, generous, loving, precious, caring and talented boy, our hearts and lives are changed forever,”</p> <p>“I promise to fight for you and make you proud. My heart is broken my darling boy, and I love you more than this world."</p> <p>"Our hearts and lives are changed forever and there is less sparkle in the world. There will never be another you."</p> <p>Jesse's father Gary added, “You squeezed 100 years of life into 26 and our hearts are broken. You’ll be missed but never forgotten.” </p> <p>Kourtnee, Jesse's sister, battled through floods of tears to farewell her brother, saying, "You are the absolute light of my life. My biggest inspiration and my biggest cheerleader."</p> <p>Jesse's <em>Studio 10</em> colleagues were also in attendance, with co-host Daniel Doody saying that Baird "was more than a co-worker, he was a brother, a best mate."</p> <p>"Just like all your live on-air appearances, I wish there was more time."</p> <p>Balloons spelling out Baird’s name adorned the convention centre’s stage alongside photos of him smiling at different stages in his life.</p> <p>After the service, the large crowd gathered outside to blow a flurry of bubbles.</p> <p><em>Image credits: 7News</em></p>

Family & Pets

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Sarah Ferguson sends her well wishes to Kate Middleton

<p>Sarah Ferguson has shared a hopeful message for Kate Middleton in the wake of her cancer diagnosis.</p> <p>The Duchess of York, who has battled both breast and skin cancer in the last year, said she was impressed and proud of the Princess of Wales for coming forward with the news of her diagnosis, while also sending her well wishes as her health journey continues.</p> <p>In a statement to her Instagram page, Fergie wrote, "All my thoughts and prayers are with the Princess of Wales as she starts her treatment. I know she will be surrounded by the love of her family and everyone is praying for the best outcome."</p> <p>She continued, "As someone who has faced their own battle with cancer in recent months, I am full of admiration for the way she has spoken publicly about her diagnosis and know it will do a tremendous amount of good to raise awareness."</p> <p>"I hope she will now be given the time, space and privacy to heal."</p> <p>The Duchess is no stranger to difficult diagnoses, as she shared the news of her skin cancer diagnosis in January - just months after undergoing surgery for breast cancer. </p> <p>On Saturday, Kate Middleton confirmed she had been <a href="https://oversixty.com.au/health/caring/kate-middleton-reveals-cancer-diagnosis-in-heartfelt-message" target="_blank" rel="noopener">diagnosed with cancer</a> in a personal video message released by Kensington Palace, following weeks of speculation and controversy surrounding the true state of her health.</p> <p><em>Image credits: Getty Images </em></p>

Caring

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Longing for the ‘golden age’ of air travel? Be careful what you wish for

<p><em><a href="https://theconversation.com/profiles/janet-bednarek-144872">Janet Bednarek</a>, <a href="https://theconversation.com/institutions/university-of-dayton-1726">University of Dayton</a></em></p> <p>Long lines at security checkpoints, tiny plastic cups of soda, small bags of pretzels, planes filled to capacity, fees attached to every amenity – all reflect the realities of 21st century commercial air travel. It’s no wonder that many travelers have become nostalgic for the so-called “golden age” of air travel in the United States.</p> <p>During the 1950s, airlines promoted commercial air travel as glamorous: stewardesses served full meals on real china, airline seats were large (and frequently empty) with ample leg-room, and passengers always dressed well.</p> <p>After jets were introduced in the late 1950s, passengers could travel to even the most distant locations at speeds unimaginable a mere decade before. An airline trip from New York to London that could take up to 15 hours in the early 1950s could be made in less than seven hours by the early 1960s.</p> <p>But airline nostalgia can be tricky, and “golden ages” are seldom as idyllic as they seem.</p> <p>Until the introduction of jets in 1958, most of the nation’s commercial planes were propeller-driven aircraft, like the DC-4. Most of these planes were unpressurized, and with a maximum cruising altitude of 10,000 to 12,000 feet, they were unable to fly over bad weather. Delays were frequent, turbulence common, and air sickness bags often needed.</p> <p>Some planes were spacious and pressurized: the <a href="http://everythingnice.org/wp-content/uploads/2009/07/PanAm-cutawayS.jpg">Boeing Stratocruiser</a>, for example, could seat 50 first class passengers or 81 coach passengers compared to the DC-3’s 21 passengers. It could cruise at 32,000 feet, which allowed Stratocruiser to fly above most bad weather it encountered. But only 56 of these planes were ever in service.</p> <p>While the later DC-6 and DC-7 were pressurized, they still flew much lower than the soon-to-appear jets – 20,000 feet compared to 30,000 feet – and often encountered turbulence. The piston engines were bulky, complex and difficult to maintain, which contributed to frequent delays.</p> <p>For much of this period, the old saying “Time to spare, go by air” still rang true.</p> <p>Through the 1930s and into the 1940s, almost everyone flew first class. Airlines did encourage more people to fly in the 1950s and 1960s by introducing coach or tourist fares, but the savings were relative: less expensive than first class, but still pricey. In 1955, for example, so-called “bargain fares” from New York to Paris were the equivalent of just over $2,600 in 2014 dollars. Although the advent of jets did result in lower fares, the cost was still out of reach of most Americans. The most likely frequent flier was a white, male businessman traveling on his company’s expense account, and in the 1960s, airlines – with young attractive stewardesses in short skirts – clearly catered to their most frequent flyers.</p> <p>The demographics of travelers did begin to shift during this period. More women, more young people, and retirees began to fly; still, airline travel remained financially out-of-reach for most.</p> <p>If it was a golden age, it only was for the very few.</p> <figure><iframe src="https://www.youtube.com/embed/bKqQgNZylLw?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption><span class="caption">Jet planes were introduced in the late 1950s, resulting in shorter flight times. But their ticket prices out of reach for the average traveler.</span></figcaption></figure> <p>People also forget that well into the 1960s, air travel was far more dangerous than it is today. In the 1950s and 1960s US airlines experienced at least a half dozen crashes per year – most leading to fatalities of all on board. People today may bemoan the crowded airplanes and lack of on-board amenities, but the number of fatalities per million miles flown has dropped dramatically since since the late 1970s, especially compared to the 1960s. Through at least the 1970s, airports even prominently featured kiosks selling flight insurance.</p> <p>And we can’t forget hijackings. By the mid-1960s so many airplanes had been hijacked that <a href="http://www.latinamericanstudies.org/hijackers/flying-high.htm">“Take me to Cuba”</a> became a punch line for stand-up comics. In 1971 <a href="http://nymag.com/news/features/39593/index2.html">D.B. Cooper</a> – a hijacker who parachuted from a Boeing 727 after extorting $200,000 – might have been able to achieve folk hero status. But one reason US airline passengers today (generally) tolerate security checkpoints is that they want some kind of assurance that their aircraft will remain safe.</p> <p>And if the previous examples don’t dull the sheen of air travel’s “golden age,” remember: in-flight smoking was both permitted and encouraged.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/34177/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/janet-bednarek-144872"><em>Janet Bednarek</em></a><em>, Professor of History, <a href="https://theconversation.com/institutions/university-of-dayton-1726">University of Dayton</a></em></p> <p><em>Image credits: Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/longing-for-the-golden-age-of-air-travel-be-careful-what-you-wish-for-34177">original article</a>.</em></p>

Travel Trouble

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Mother bans in-laws from seeing her baby after they go against her wishes

<p dir="ltr">A woman has banned her in-laws from seeing her newborn daughter after they “betrayed her trust” and directly went against her wishes. </p> <p dir="ltr">The new mum shared the story to Reddit, as she explained why she was cutting contact with her husband’s parents after they pierced her child’s ears without their knowledge or consent. </p> <p dir="ltr">“My husband is from a culture where it's not uncommon to pierce baby girls' ears and his mother started pestering me about getting my daughter's ears pierced a few days after she was born,” the 32-year-old mum began. </p> <p dir="ltr">“I made it clear that I would not be doing that, and that I'd be waiting until she's old enough to ask for it herself. We live in my country where piercing a baby's ears isn't common at all.”</p> <p dir="ltr">The new mum's world soon came crashing down after the baby spent a weekend with her grandparents, before she went back to her parents red in the face and screaming. </p> <p dir="ltr">“My mother-in-law was looking after her over the weekend and decided to pierce her ears without my knowledge or consent.”</p> <p dir="ltr">“When I saw this I threw a fit. My baby was crying in pain, and I actually took her to the doctor to get their advice on whether or not to take them out.”</p> <p dir="ltr">The doctor advised the parent to take the earrings out as they were irritating the baby, but the issue didn’t end there. </p> <p dir="ltr">“I decided at that moment that my mother-in-law and everyone else on that side of the family (except for my sister-in-law, who's on my side about this) is going to have no alone contact with my daughter ever again - or at least until she's a teenager.”</p> <p dir="ltr">“My worry is that she'll do the same thing again, and to be frank, she's lost my trust entirely. I told her that if she had a problem with that, I'd report what she did to the police.”</p> <p dir="ltr">The husband of the baby girl reluctantly sided with his wife over the issue, despite saying it wasn’t a big deal and suggesting everyone move on from the incident.</p> <p dir="ltr">The story prompted a mixed response online, with some people saying the woman was overreacting and should work towards rebuilding trust with her in-laws.</p> <p dir="ltr">Others, however, had the opposite opinion, with one person saying, “Forget rebuilding trust, I'd be having them charged with assault.”</p> <p dir="ltr">Another person said, “They mutilated a child and they knew it was against the parents wishes. These people have serious problems. Not that I'd press charges, but getting holes poked in someone else's kid is a huge thing.”</p> <p dir="ltr"><em>Image credits: Getty Images </em></p>

Family & Pets

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"I'm lowkey dying": Brave young woman with terminal illness shares her final wish

<p>Samantha Bulloch was given three years to live after she was diagnosed with gut-wrenching stage four bowel cancer at the young age of 28. </p> <p>A year later, Bulloch has shared a heartfelt plea on social media in hopes of meeting her idol- pop star Taylor Swift. </p> <p>The Swiftie has scored a ticket to Taylor's final show in Sydney on the 26th of February, but she’s calling on “anyone to hook a sister up” so she can meet-and-greet the singer backstage. </p> <p>“I’m low key dying and honestly this would just make my year,” she said in a video shared to TikTok. </p> <p>“I’m going out on a limb here so I’m just shooting my shot and we’re going to see what happens.</p> <p>“If anyone has any connections... I would love you forever.”</p> <p>Bulloch has been a fan of the megastar since she was 15 years old. </p> <p>“Taylor means so much to me, and I’d love the opportunity to tell her just how much of an impact she’s made on my life,” she told <em>7Life</em>. </p> <p>“I’ve loved her since I was 15, and her music has seen me through so many chapters in my life — including this one.</p> <p>“I love that her music transcends all kinds of walks of life, and so many of us connect with it so personally, despite the differences in our situations.</p> <p>“She has a real talent for making you feel less alone.I recently got a new tattoo of the lyric, ‘For the hope of it all’, from her song called August.</p> <p>“I adopted that lyric during my experience with cancer. I’m choosing to live for the hope of it all.”</p> <p>As she faces terminal cancer, Bulloch said that she is determined to live the rest of her life to the fullest. </p> <p>"I’m hoping and praying for many more years than what I’ve been given. But if not, I intend to try and maximise these few I’ve got left to the best of my ability," she said. </p> <p>“Thankfully I’ve always been quite a positive and hopeful person, and that hasn’t left me during this experience.”</p> <p>Bulloch was diagnosed with terminal cancer in 2023, after experiencing low iron levels, fatigue and blood in her stool. </p> <p>She is currently on a chemotherapy regime and an immunotherapy drug and added that she also hopes to tick off many of her bucket list destinations this year, including visiting UK, Paris, New York and Tasmania. </p> <p>“My doctor has said I can, providing the treatment I’m on now works," the hopeful 29-year-old said. </p> <p>“Thankfully treatment has been working so hopefully in a few months I’ll be able to do that."</p> <p><em>Images: Samantha Bulloch </em></p>

Caring

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Simple, cheap remedies you’ll wish you knew sooner

<p><strong>Pull nails out gently</strong></p> <p>If you’re planning to pull a nail out of wood but worry that the hammerhead will hurt the grain, protect the wood before using the hammer. How? Slip a plastic spatula under the head of the hammer before you start the job.</p> <p><strong>Replace the oil in baking </strong></p> <p>Fat makes baked goods moist and tender. It’s also incredibly kilojoule-dense, and if you’re cutting kilojoules, it’s an easy place to start. But say you don’t like your cakes and muffins dry and tough? Then applesauce is the answer. Replace up to 2/3 of the oil called for in a cake or muffin recipe with applesauce, and you’ll add moisture and flavour while ditching the fat.</p> <p><strong>Sweeten the house </strong></p> <p>People who are allergic to air fresheners and sprays can still enjoy the benefits of a sweet-smelling house. Wet a cotton ball with vanilla and dab it very lightly on the outside of a regular light bulb (not a halogen bulb) in your lamps. When you turn on the lamp, the bulb heats up and a faint but alluring scent of vanilla drifts out.</p> <p><strong>Soften beans </strong></p> <p>Afraid those dry beans have been on the shelf too long? Help soften them by adding a pinch of baking soda to the soaking water. Add a fresh pinch to the cooking water, too, and you can significantly reduce the aftereffects of bean consumption.</p> <p><strong>Neutralise mouth ulcers</strong></p> <p>Place an antacid tablet directly on the ulcer, giving it time to dissolve, or simply chew one. The medicine will stop the acids and enzymes in your mouth from attacking the tissue in the sore, and more importantly, it will stop the pain. (Be sure to check the product’s label for correct dosage instructions.)</p> <p><strong>Rip it off the right way </strong></p> <p>Pulling an adhesive bandage off your child’s skin can be tough on both of you. Make it easier by rubbing the bandage with a cotton ball soaked in baby oil. Rub until you can easily pull the bandage off. This trick works well for adults with sensitive skin, too.</p> <p><strong>Clean your carpet overnight </strong></p> <p>Whether your carpet smells dank and musty because of a pet, a smoker, or a season of rain, take the odour out with baby powder. Using a flour sifter, spread the powder generously over the carpet. Let it sit overnight – a few hours will suffice, but overnight is better – and vacuum up the powder and the smells in the morning.</p> <p><strong>Hold a nail</strong></p> <p>Stop hitting your fingers every time you hammer a nail in place. Use the teeth of an ordinary comb to hold the nail while you hammer.</p> <p><strong>Get rid of fishy odours</strong></p> <p>Been chopping something pungent? The smell of garlic or fish can linger on your fingers long after the food is gone. Avoid that by scrubbing your wet hands with baking soda, just as if it were soap, then rinse in warm water. Your hands will smell sweet – and feel softer, too.</p> <p><strong>Remove splinters</strong></p> <p>Make a paste of Epsom salt and water and apply it to the area harbouring a splinter. The paste will pull the splinter to the surface of the skin in about 10 minutes. It will pull insect stingers out of your skin, too.</p> <p><strong>Skip the shaving cream </strong></p> <p>Use hair conditioner for a smooth, clean shave – on your legs, under your arms, and (for men) even on your face. The conditioner will pamper your skin as well as your hair! You can also use hair conditioner as a soothing agent for legs irritated by shaving.</p> <p><strong>Preserve your bouquet </strong></p> <p>Spray the undersides of your cut flowers – leaves and petals – with hair spray to prolong their life. Be sure to stand about 30 cm away when you spray them for best results.</p> <p><strong>Numb your eyebrows </strong></p> <p>Make plucking your eyebrows much less painful by putting an ice pack on them until they’re uncomfortably cold. At that point your skin will be numb enough to begin plucking. You won’t even feel the tug!</p> <p><strong>Train a dog </strong></p> <p>Most dogs hate the sound of dried beans rattling in a can. Use that to your advantage when training a dog by putting a handful of beans in the bottom of an empty aluminium soda can. Seal the top with a strip of tape. When your dog misbehaves, shake the can a couple of times.</p> <p><strong>Refresh tired feet </strong></p> <p>Take this tip from marathon runners, who know that a ten-minute soak in a sugarless mouthwash will take your tootsies from tired to terrific. Alcohol invigorates and mint will make them smell sweet again.</p> <p><strong>Remove crayon from walls </strong></p> <p>If you find crayon markings on your wall, don’t get mad – get shaving cream. Spray the shaving cream directly onto the offending artwork, and scrub it off with a toothbrush or scrub brush.</p> <p><strong>Make a close-fitting hot pad</strong></p> <p>Soothe aching muscles with a custom-made hot pad. Fill a long sock, such as a tube or athletic sock, with dried beans, and tie the top tightly closed with ribbon or string. Heat in a microwave on high for 30 seconds. Place it right on your painful spot. You can drape it around a stiff neck or wrap it around a sore wrist, and it will mould to you, providing faster relief.</p> <p><strong>Keep cookies fresh </strong></p> <p>Homemade chocolate chip cookies can go from tasting deliciously soft and cakey to feeling hard and crunchy in a matter of days. To keep your freshly baked cookies tasting freshly baked, put a couple of slices of bread into the tin or jar where you store the cookies, laying the bread right on top of the cookies. The bread will keep that just-out-of-the-oven flavour and texture intact for up to a week.</p> <p><strong>Wax your windows </strong></p> <p>Do your double-hung windows have a bumpy ride every time you open or close them? If your windows don’t slide up and down with ease, let a candle help them. Clean the insides of the window frame where the sashes travel, then rub the same area with a candle. The windows will have a much smoother journey.</p> <p><strong>Make your garage floor sparkle </strong></p> <p>If you find a puddle of oil on your concrete garage floor, pour paint thinner over it, and then cover the area with kitty litter. (Make sure that the garage is well ventilated by keeping the garage door open, and don’t let anyone smoke or strike matches anywhere near the affected area – and keep the cats away.) The kitty litter will absorb the oil. Just sweep up the mess and you’re done.</p> <p><strong>Clean smudges off suede </strong></p> <p>Suede jackets, shoes and handbags look great, but they’re prone to picking up dirty marks. Clean fresh smudges off quickly and easily before they set into stains by rubbing the suede gently with a piece of fresh white bread. Use a small, circular motion. You may need a second piece of bread to get the spot clean.</p> <p><strong>Keep down items from clumping </strong></p> <p>Throw one or two tennis balls into the dryer the next time you dry down-filled items like pillows, comforters and jackets. They’ll ditch the flat look they get from the washing machine and puff up again with pride.</p> <p><strong>Repel mosquitos </strong></p> <p>You may love the mild apple-like flavour of chamomile tea but mosquitoes absolutely hate it. Brew a very strong batch of chamomile tea and keep it in a spray bottle in the fridge. Before you relax in the back yard or run through the tall grass, spray exposed skin liberally. It’s fragrant, potent and totally safe for children.</p> <p><strong>Fill a stripped screw-hole </strong></p> <p>If the screw keeps turning and turning in a piece of wood, push a bit of foil loosely in the hole and try again. It will grab tight.</p> <p><strong>Freshen a fridge </strong></p> <p>If something soured in your fridge or the freezer failed, clean it out, then fill a wide, shallow bowl with fresh coffee grounds and leave it in the fridge or freezer overnight. The strong scent of coffee will permeate the space, eradicating any hint of what went wrong.</p> <p><strong>Banish burned-on food </strong></p> <p>Liquid fabric softener is your best friend when it comes time to scrub pots and pans soiled by your worst enemy, baked-on grime. Soak the offending vessel in water and a squirt of fabric softener. Let it sit for an hour. Wash and rinse it all away.</p> <p><strong>Feed your plants </strong></p> <p>Used coffee grounds are full of nitrogen, so it’s a shame to throw them away each day. Coffee is especially good for acid-loving plants, like camellias, evergreens, rhododendrons, azaleas and rose bushes, so be sure they don’t miss out on the occasional cup of coffee – grounds, that is.</p> <p><strong>Oil squeaky hinges </strong></p> <p>Spray a little oil-based furniture polish on a squeaky door hinge, then open and shut the door several times to work the lubricant into the hinge. The furniture polish is a lot cleaner than the oil you’d usually use for a noisy hinge, and it works just as well to silence the squeak.</p> <p><strong>Untangle a shoelace </strong></p> <p>Junior got a knot in his sneaker and pulled and pulled until it became an impenetrable mass. Sprinkle the knot generously with cornflour, and then work the knot again. The laces will start to slip and slide, and you’ll be able to get the kinks out.</p> <p><strong>Breathe better with a paper bag </strong></p> <p>Got a case of the hiccups? Stop them before you start to hurt. Breathe in and out of a paper bag for a few minutes. You’ll create a build-up of carbon dioxide in your lungs, which helps relax your diaphragm – whose involuntary tightening causes the hiccups in the first place. This trick works if you’re hyperventilating, too.</p> <p><strong>Give the jar a hand </strong></p> <p>No more banging a jar on the floor to loosen a tight lid. No more running it under hot water. And no more fancy tools designed to do the trick – that somehow don’t work. Just put on a pair of rubber gloves, and open the jar with ease. (Psst – sandpaper also works wonders!)</p> <p><em>Image credits: Getty Images </em></p> <p><em>This article originally appeared on <a href="https://www.readersdigest.com.au/food-home-garden/home-tips/1-solutions-youll-wish-you-knew-sooner?pages=1" target="_blank" rel="noopener">Reader's Digest</a>. </em></p>

Home & Garden

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After a lifetime studying superannuation, here are 5 things I wish I knew earlier

<p><em><a href="https://theconversation.com/profiles/susan-thorp-214">Susan Thorp</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p>Amassing the wealth needed to support retirement by regular saving is a monumental test of personal planning and discipline. Fortunately for most Australian workers, the superannuation system can help.</p> <p>Superannuation uses the carrot of tax incentives, and the sticks of compulsion and limited access, to make us save for retirement.</p> <p>There are benefits to paying timely attention to your super early in your working life to get the most from this publicly mandated form of financial self-discipline.</p> <p>I’ve been researching and thinking about superannuation for most of my career. Here’s what I wish I knew at the beginning of my working life.</p> <h2>1. Check you’re actually getting paid super</h2> <p>First, make sure you are getting your dues.</p> <p>If you are working, your employer must contribute <a href="https://www.ato.gov.au/businesses-and-organisations/super-for-employers/paying-super-contributions/how-much-super-to-pay">11% of your earnings</a> into your superannuation account. By July 2025 the rate will increase to 12%.</p> <p>This mandatory payment (the “<a href="https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/super-guarantee">superannuation guarantee</a>”) may look like yet another tax but it is an important part of your earnings (would you take an 11% pay cut?).</p> <p>It is worth checking on, and worth <a href="https://www.ato.gov.au/calculators-and-tools/super-report-unpaid-super-contributions-from-my-employer">reporting</a> if it is not being paid.</p> <p>The Australian Tax Office <a href="https://oia.pmc.gov.au/sites/default/files/posts/2023/05/Impact%20Analysis%20-%20Unpaid%20Superannuation%20Guarantee%20package.pdf">estimates</a> there is a gap between the superannuation employers should pay and what they do pay of around 5% (or $A3.3 billion) every year.</p> <p>Failing to pay is <a href="https://oia.pmc.gov.au/sites/default/files/posts/2023/05/Impact%20Analysis%20-%20Unpaid%20Superannuation%20Guarantee%20package.pdf">more common</a> among the accommodation, food service and construction industries, as well as small businesses.</p> <p>Don’t take your payslip at face value; cross-check your super account balance and the annual statement from your fund.</p> <h2>2. Have just one super account</h2> <p>Don’t make personal donations to the finance sector by having more than one superannuation account.</p> <p>Two super accounts mean you are donating unnecessary administration fees, possibly redundant insurance premiums and suffering two times the confusion to manage your accounts.</p> <p>The superannuation sector does not need your charity. If you have more than one super account, please consolidate them into just one today. You can do that <a href="https://moneysmart.gov.au/how-super-works/consolidating-super-funds">relatively easily</a>.</p> <h2>3. Be patient, and appreciate the power of compound interest</h2> <p>If you’re young now, retirement may feel a very distant problem not worth worrying about until later. But in a few decades you’re probably going to appreciate the way superannuation works.</p> <p>As a person closing in on retirement, I admit I had no idea in my 20s how much my future, and the futures of those close to me, would depend on my superannuation savings.</p> <p>Now I get it! <a href="https://www.nber.org/papers/w27459">Research</a> <a href="https://economics.mit.edu/sites/default/files/publications/pandp.20221022.pdf">shows</a> the strict rules preventing us from withdrawing superannuation earlier are definitely costly to some people in preventing them from spending on things they really need. For many, however, it stops them spending on things that, in retrospect, they would rate as less important.</p> <p>But each dollar we contribute in our 30s is worth around three times the dollars we contribute in our 50s. This is because of the advantages of time and <a href="https://moneysmart.gov.au/saving/compound-interest">compound interest</a> (which is where you earn interest not just on the money initially invested, but on the interest as well; it’s where you earn “interest on your interest”).</p> <p>For some, adding extra “voluntary” savings can build up retirement savings as a buffer against the periods of unemployment, disability or carer’s leave that most of us experience at some stage.</p> <h2>4. Count your blessings</h2> <p>If you are building superannuation savings, try to remember you’re among the lucky ones.</p> <p>The benefits of super aren’t available to those who can’t work much (or at all). They face a more precarious reliance on public safety nets, like the Age Pension.</p> <p>So aim to maintain your earning capacity, and pay particular attention to staying employable if you take breaks from work.</p> <p>What’s more, superannuation savings are invested by (usually) skilled professionals at rates of return hard for individual investors to achieve outside the system.</p> <p>Many larger superannuation funds offer members types of investments – such as infrastructure projects and commodities – that retail investors can’t access.</p> <p>The Australian Prudential Regulation Authority (APRA) also <a href="https://www.apra.gov.au/industries/superannuation">checks</a> on large funds’ investment strategies and performance.</p> <h2>5. Tough decisions lie ahead</h2> <p>The really hard work is ahead of you. The saving or “accumulation” phase of superannuation is mainly automatic for most workers. Even a series of non-decisions (defaults) will usually achieve a satisfactory outcome. A little intelligent activity will do even better.</p> <p>However, at retirement we face the challenge of making that accumulated wealth cover our needs and wants over an uncertain number of remaining years. We also face variable returns on investments, a likely need for aged care and, in many cases, declining cognitive capacity.</p> <p>It’s helpful to frame your early thinking about superannuation as a means to support these critical decades of consumption in later life.</p> <p>At any age, when we review our financial management and think about what we wish we had known in the past, we should be realistic. Careful and conscientious people still make mistakes, procrastinate and suffer from bad luck. So if your super isn’t where you had hoped it would be by now, don’t beat yourself up about it. <!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/217922/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/susan-thorp-214">Susan Thorp</a>, Professor of Finance, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p><em>Image credits: Getty Images</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/after-a-lifetime-studying-superannuation-here-are-5-things-i-wish-i-knew-earlier-217922">original article</a>.</em></p>

Retirement Income

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Veteran slams Australia Day “dawn service”

<p dir="ltr">An Australian war veteran has slammed a Sydney council for their decision to hold a dawn reflection service on January 26th, saying it is “disrespectful” to those who fought and died for their country. </p> <p dir="ltr">The Anzac-day style service, held by Sydney’s Waverley council, will acknowledge the resilience and survival of First Nations people, recognising Australia Day as a “day of mourning” for many Indigenous Australians.</p> <p dir="ltr">Michael von Berg, a Military Cross recipient who served as a combat soldier in the Vietnam War, has denounced the council’s decision, saying dawn services should only be held on Anzac Day, as the events are synonymous with honouring past soldiers.</p> <p dir="ltr">“For God's sake. It's a disservice not only to the veteran community but also to First Nations soldiers who fought and died for their country,” he said. </p> <p dir="ltr">Mr von Berg, who claims to have served alongside Aboriginal soldiers on his first tour of Vietnam in the mid-1960s, questioned the purpose of the event, describing it as “cheap symbolism”.</p> <p dir="ltr">“Personally, a dawn service of this nature flies in the face of what they traditionally stand for, which is honouring soldiers,” he said.</p> <p dir="ltr">“This stuff doesn't help anyone. I have nothing but respect for First Nations people but there's got to be another way.”</p> <p dir="ltr">Mr von Berg urged Waverley Council to “seriously reconsider” the event, suggesting they “Hold it on another date.”</p> <p dir="ltr">However, Mayor of Waverley Council Paula Masselos hit back at criticism of the dawn service, given Australia Day was a day of mourning for many First Nations people.</p> <p dir="ltr">“As a Council that is committed to social justice, we understand that January 26 can be a difficult day for many Aboriginal and Torres Strait Islander people and that many in our community are still coming to terms with the result of the Voice to Parliament referendum,” Mayor Masselos said. </p> <p dir="ltr">Australia Day, observed each year on January 26th, marks the landing of the First Fleet in 1788 when the first governor of the British colony of New South Wales, Arthur Philip, hoisted the Union Jack at Sydney Cove. </p> <p dir="ltr">But for many First Nations people, it is regarded as 'Invasion Day' or the 'Day of Mourning' because it marks the beginning of Australia's colonisation. </p> <p dir="ltr"><em>Image credits: Getty Images / Facebook</em><span id="docs-internal-guid-1ab8c0e8-7fff-8bde-2daf-7f474ce062b4"></span></p>

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Lilie James farewelled in emotional memorial service

<p>Friends and family of Lilie James have honoured the 21-year-old water polo coach in an emotional memorial service. </p> <p>The memorial was held at Danebank Anglican School in Hurstville in Sydney's south on Friday morning, with Lilie's loved ones making the sweet gesture at the service. </p> <p>Friends, family and members of her school community at St Andrew's Cathedral school where she taught were asked to show up in bright colours, to remember Lilie fondly and celebrate her life, despite it being cut short. </p> <p>In a statement, Ms James' father Jamie said the 21-year-old was a vibrant young woman who was "always on the go".</p> <p>"On top of working and studying Lilie loved coaching and playing water polo. She loved to dance," he said.</p> <p>"Even with her busy schedule, she always still made time to support her brother Max, her friends and family."</p> <p>"We cannot thank the community enough for their thoughts, prayers, generosity and messages through this difficult time."</p> <p>"From the bottom of our hearts we thank you for the many great memories we all share of Lilie."</p> <p>He concluded, "Lilie James we are so proud of you and thank you for sharing a wonderful and jam-packed 21 years together."</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Family and friends are gathering at a private service in Sydney's south this morning, to farewell Lilie James - who was murdered by her ex-boyfriend and colleague, at her workplace, last month. <a href="https://twitter.com/hashtag/9News?src=hash&amp;ref_src=twsrc%5Etfw">#9News</a> <a href="https://t.co/BXkRYdPkj1">pic.twitter.com/BXkRYdPkj1</a></p> <p>— 9News Sydney (@9NewsSyd) <a href="https://twitter.com/9NewsSyd/status/1725316273431527677?ref_src=twsrc%5Etfw">November 17, 2023</a></p></blockquote> <p>A white hearse arrived at the school at 9:30am on Friday morning, as friends and family cried and embraced each other during the procession. </p> <p>NSW Premier Chris Minns was also seen arriving to pay his respects, with as many as 500 mourners expected at the service.</p> <p>As per the wishes of Ms James' family, the memorial at Danebank was for friends and the school community only, while the service was live-streamed into St Andrew's Cathedral School for students and teachers to view together. </p> <p>Lilie James was working as an assistant water polo instructor for the elite inner-city school when she was found dead with horrific head injuries inside the campus gymnasium toilets on October 25th. </p> <p><em>Image credits: Nine News</em></p>

Caring

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"I'm home": Paramedics grant dying grandmother's final wish

<p>Dedicated paramedics have made an emotional pit stop at the beach for a dying grandmother who wanted to see the ocean one last time. </p> <p>The ambos were transporting 94-year-old Shirl McHugh to the hospital when the grandmother asked to make a stop at Newcastle's Bar Beach: her favourite spot. </p> <p>Shirl told the paramedics she wanted to "feel the salt breeze one last time", as she had a feeling she wouldn't be leaving the hospital. </p> <p>When they stopped at the beach, the great-grandmother relaxed and told paramedic Brittaney Banks, "I'm home".</p> <p>Thankfully, Ms McHugh was able to bask in a beautifully fine day to take in the famous stretch of beach, which is busy with swimmers, surfers, lifesavers and families most days.</p> <p>Shirl, who was a respected member of her church as well as the wider community, died just 15 hours after her stop at the ocean. </p> <p>The NSW ambulance shared Shirl's story to their Instagram page, with paramedic Brittaney Banks recalling the emotional day. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/CyK0y_Ns8j5/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CyK0y_Ns8j5/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by NSW Ambulance (@nswambulance)</a></p> </div> </blockquote> <p>"When I opened the doors of the ambulance, Shirley said 'I'm home', and breathed a sigh of relaxation… it's one of those jobs I will remember forever," Brittaney said. </p> <p>Her granddaughter expressed her gratitude on social media, thanking the ambulance crew for respecting the special request from the stylish great-grandmother known to many as 'Shirl the Pearl'.</p> <p>"Thank you ladies for fulfilling my Nan's final wish on her way home," Emma Brown wrote. </p> <p>"She had such a beautiful soul, it was really my pleasure," Ms Banks replied.</p> <p>"I am so glad we could bring her home."</p> <p><em>Image credits: Instagram</em></p>

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