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Murder charge laid after death of 19-year-old ironwoman

<p>A 53-year-old man has been charged with the murder of 19-year-old ironwoman <a href="https://www.oversixty.com.au/health/caring/beloved-aussie-athlete-found-dead-at-just-19" target="_blank" rel="noopener">Audrey Griffin</a>, nearly a month after her body was discovered in a creek on the NSW Central Coast.</p> <p>Griffin’s body was found partially submerged in Erina Creek near The Entrance Road in Erina around 3:45pm on March 23 – the same day she was reported missing following a night out with friends.</p> <p>At the time, her death was not considered suspicious. However, a renewed police investigation and subsequent inquiries shifted the course of the case, culminating in the man’s arrest in Sydney on Monday April 21.</p> <p>The breakthrough came just three days after police released an image of a man they were seeking to speak with in relation to the case.</p> <p>The man was taken into custody and transported to Surry Hills Police Station, where he was charged with murder. In addition, he faces 11 domestic violence charges that are unrelated to the murder.</p> <p>Police will allege the man was involved in a physical altercation with Griffin prior to her death.</p> <p>He was refused bail and is due to appear before Downing Centre Local Court.</p> <p>Audrey Griffin was a promising young athlete and beloved member of the surf lifesaving community. Her death has sent shockwaves through the local community and beyond.</p> <p>Police have not ruled out further charges as investigations continue.</p> <p><em>Images: Facebook</em></p>

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Manhunt underway after 65-year-old woman killed in drive-by shooting

<p>A police manhunt is underway in Sydney’s south-west after a woman was fatally shot in a brazen drive-by attack overnight.</p> <p>Emergency services were called to a home on Dickens Road in Ambarvale about an hour south-west of the Sydney CBD at around 11pm on Monday night, following reports of gunfire. A 65-year-old woman was found with a gunshot wound to the leg and died at the scene despite efforts to save her.</p> <p>According to police, the shots were fired from an unknown vehicle that fled the area shortly after the attack. The home was peppered with bullets, with at least 10 yellow bullet-casing markers seen on the road outside the property.</p> <p>Two other occupants – a 21-year-old woman and a 34-year-old man – were inside the home at the time but were not injured.</p> <p>Detectives from the local police command and the State Crime Command’s Homicide Squad are investigating the incident. On Tuesday morning, police vehicles remained at the scene as forensic teams combed the area for clues.</p> <p>Authorities have appealed to the public for information, stating that community cooperation will be crucial to identifying the perpetrator.</p> <p>“This is a shocking incident, and we’re asking anyone who saw or heard anything suspicious in the area to come forward,” police said.</p> <p>Witnesses or anyone with dashcam or CCTV footage from the area at the time of the shooting are urged to contact Crime Stoppers on 1800 333 000.</p> <p><em>Images: ABC News screenshots</em></p>

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Sweet feat: high schooler smashes Raelene Boyle's 57-year-old sprint record

<p>Australian sprinting has a new superstar in the making! In a jaw-dropping performance at the national junior athletics championships in Perth, 17-year-old Leah O’Brien rocketed to glory, obliterating a 57-year-old record set by the legendary Raelene Boyle.</p> <p>O’Brien, a WA schoolgirl, stunned the athletics world by storming to victory in the under-18 100 metres, clocking an electrifying 11.14 seconds – with a perfectly legal tailwind of +1.7 metres per second. Her blistering run toppled Boyle’s iconic mark of 11.20 seconds from the 1968 Mexico City Olympics, a record many believed would stand for generations.</p> <p>“I think I have really put my name out there,” an elated O’Brien said, beaming with pride. “It's crazy to be running these times while still in high school!”</p> <p>But the milestones didn’t stop there. O’Brien’s dazzling dash also catapulted her into Australian sprinting history, drawing level with Olympic gold medallist Sally Pearson on the all-time national open 100m list – now tied at fourth-fastest ever. Only Torrie Lewis (11.10), Melissa Breen (11.11) and Melinda Gainsford-Taylor (11.12) have ever run faster.</p> <p>To make the feat even sweeter, O’Brien now finds herself ranked ninth in the world under-18 rankings, a remarkable achievement for the young star.</p> <p>Cheered on by family and friends, O’Brien soaked up the moment. “This is definitely the most support I’ve ever had. It’s so great to experience this moment with the people I love and share the happiness.”</p> <p>And she wasn’t done yet.</p> <p>Earlier in the championships, O’Brien also stormed to victory in the 200m, clocking a personal best of 23.37 seconds despite facing a stiff headwind of -1.1 m/s. In a thrilling race, she powered past Queensland’s Thewbelle Philp with her trademark long stride and high knee lift, leaving the field in her wake.</p> <p>The sprint sensation isn’t slowing down anytime soon. O’Brien will return to the track this week at the WA Athletics Stadium to contest the open 100m, where she’ll face established stars like Torrie Lewis, Bree Rizzo and Ebony Lane.</p> <p>With talents like O’Brien, Lewis, <a href="https://www.oversixty.com.au/entertainment/tv/i-m-saying-that-hands-down-matt-shirvo-s-bold-prediction" target="_blank" rel="noopener">Gout Gout</a> and Lachlan Kennedy rising rapidly through the ranks, Australia’s sprinting future looks brighter than ever as the countdown to the Brisbane 2032 Olympics begins.</p> <p><em>Images: Australian Athletics</em></p>

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Financial markets are tanking. Here’s why it’s best not to panic

<div class="theconversation-article-body"> <p>Financial markets around the world have been slammed by the Trump adminstration’s sweeping tariffs on its trading partners, and China’s swift retaliation.</p> <p>Share markets have posted their biggest declines since the COVID pandemic hit in 2020, as fears of US recession surged. Iron ore, copper, oil, gold and the Australian dollar have all tumbled.</p> <p>On Wall Street, <a href="https://www.reuters.com/markets/sp-500-loses-24-trillion-market-value-biggest-one-day-loss-since-2020-2025-04-03/">leading indices</a> have fallen around 10% since the tariffs were announced, while the tech-heavy Nasdaq is down 20% from its recent peak. European and Asian markets have also slumped.</p> <p>In Australia, the key S&amp;P/ASX 200 slid another 4.2% on Monday to levels last seen in December 2023, taking its three-day losses since the announcement to more than 7%.</p> <hr /> <p><iframe id="AJ2rZ" class="tc-infographic-datawrapper" style="border: 0;" src="https://datawrapper.dwcdn.net/AJ2rZ/" width="100%" height="400px" frameborder="0" scrolling="no"></iframe></p> <hr /> <h2>Why are markets reacting so badly?</h2> <p>Financial markets reacted so negatively because the tariffs were much larger than expected. They represent the <a href="https://www.abc.net.au/news/2025-04-05/trump-tariffs-upend-80-year-old-world-economic-order/105139464">biggest upheaval</a> in global trade in 80 years.</p> <p>Many traders were hoping the tariffs would be used mainly as a bargaining tool. <a href="https://finance.yahoo.com/news/live/trump-tariffs-live-updates-trump-digs-in-says-markets-may-have-to-take-medicine-as-stock-futures-plunge-191201959.html">But comments</a> by US President Donald Trump that markets may need to “take medicine” seem to suggest otherwise.</p> <p>The tariffs are expected to weaken economic growth in the US as consumers pare back spending on more expensive imports, while businesses shelve investment plans. Leading US bank JP Morgan has put the <a href="https://www.reuters.com/markets/jpmorgan-lifts-global-recession-odds-60-us-tariffs-stoke-fears-2025-04-04/">chance of a US recession</a> as high as 60%.</p> <p>This comes at a time when the US economy was already looking fragile. The highly regarded GDPNow model developed by the <a href="https://www.atlantafed.org/cqer/research/gdpnow">Atlanta Federal Reserve Bank</a> indicates US March quarter GDP will fall 2.8%, and that was before the tariff announcement.</p> <h2>Worries about global growth</h2> <p>Fears of a recession in the United States and the potential for a global downturn has led to a broad sell-off in commodity prices, including iron ore, copper and oil. Further, the Australian dollar, which is seen as a barometer for risk, has <a href="https://wise.com/au/currency-converter/currencies/aud-australian-dollar">fallen below 60 US cents</a> in local trading – its lowest level since 2009.</p> <p>While the direct impact of tariffs on Australia is expected to be modest (with around 6% of our exports going to US), the indirect impact could be substantial. China, Japan and South Korea together take more than 50% of Australia’s exports, and all have been hit with significantly higher tariffs.</p> <p>Treasurer Jim Chalmers said on Monday that the direct impact on the Australian economy would be “<a href="https://www.abc.net.au/news/2025-04-07/asx-markets-business-news-live-updates/105144276">manageable</a>”.</p> <p>The full effect on Australia will depend on how other countries respond, and whether we can redirect trade to other markets.</p> <p>The rapid decline in the Australian dollar will help offset some of the negative effects associated with a global downturn and the fall in commodity prices.</p> <p>We can also expect some interest-rate relief. Economists are now predicting <a href="https://www.afr.com/markets/debt-markets/traders-expect-up-to-five-rba-rate-cuts-amid-market-turmoil-this-year-20250407-p5lpo0">three further interest rate cuts</a> by the Reserve Bank, starting in May. This brings economists into line with financial market forecasts.</p> <h2>Hang in there, markets will recover</h2> <p>Watching equity markets tumble so dramatically can be unsettling for any investor. However, it is important to note that equity markets have experienced many downturns over the past 125 years due to wars, pandemics, financial crises and recessions. But these market impacts have generally been temporary.</p> <hr /> <p><iframe id="lsNFF" class="tc-infographic-datawrapper" style="border: 0;" src="https://datawrapper.dwcdn.net/lsNFF/" width="100%" height="400px" frameborder="0" scrolling="no"></iframe></p> <hr /> <p>History suggests that over the long term, equity prices continue to rise, supported by growing economies and rising incomes.</p> <p>The key thing for investors to remember is to not panic. Now is not the time to decide to switch your superannuation or other investments to cash. This risks missing the next upswing while also crystallising any current losses.</p> <p>For example, despite the steep market sell-off in March 2020 as the first COVID lockdowns came into effect, the Australian share market had completely recovered those losses by June 2021.</p> <p>It is good practice for investors to regularly reassess their risk profile to make sure it is right for their current stage of life. This means reducing the allocation to riskier assets as investors get closer to retirement age, while also maintaining a cash buffer to avoid having to sell assets during more turbulent periods such as now.</p> <h2>Super funds are exposed to global risks</h2> <p>The current sell-off has highlighted a potential issue facing the superannuation industry.</p> <p>So much of our superannuation is now invested in global equity markets, mostly in the US, because Australia’s <a href="https://www.abc.net.au/news/2025-04-02/australia-superannuation-retirement-savings/105098840">superannuation savings pool</a> – at more than A$4 trillion – has outgrown the investment opportunities available in Australia.</p> <p>Another issue facing the superannuation industry is the growth of cyber attacks, with several funds <a href="https://theconversation.com/hackers-have-hit-major-super-funds-a-cyber-expert-explains-how-to-stop-it-happening-again-253835">targeted in a recent attack</a>. Given the massive size of the assets held by some funds, it would seem they need to improve their security to be on par with that of the banking system.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/253929/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em>By <a href="https://theconversation.com/profiles/luke-hartigan-1491669">Luke Hartigan</a>, Lecturer in Economics, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/financial-markets-are-tanking-heres-why-its-best-not-to-panic-253929">original article</a>.</em></p> <p><em>Image: Shutterstock</em></p> </div>

Money & Banking

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Refinancing your home later in life – what you need to know

<p>There are many reasons why you may look to refinance your home. The obvious one is to lower mortgage repayments with a better rate. However, other reasons people refinance later in life include:</p> <ul> <li>unlocking equity to invest</li> <li>paying down other debts</li> <li>buying a holiday home</li> <li>funding extended travel</li> <li>launching a new business</li> <li>supporting children with a property deposit</li> </ul> <p>Regardless of why you want to refinance, the points below will help you navigate your options.</p> <p><strong>Changing lenders</strong></p> <p>It may have been a while since you last revisited your mortgage, meaning you may not be aware of current lending options and traps.</p> <p>A common trick lenders use is the so-called “headline rate” to grab your attention. However, this interest rate is typically not what you end up paying. It may only be an introductory rate for the first few months, or hefty fees attached may wipe out any savings.</p> <p>Banks aren’t the only ones offering loans nowadays. Registered non-bank lenders, fintechs and online lenders can refinance your mortgage and provide other credit services the same as any bank; they just don’t take cash deposits. Alternatively, you could explore credit unions and mutual societies.</p> <p>Also consider any shareholder benefits you may have. Most banks have done away with them now but may still honour pre-existing ones. If you change lenders, you could lose this entitlement – permanently.</p> <p><strong>Reverse mortgages</strong></p> <p>Generally, only available to people aged 60-plus, a reverse mortgage effectively allows you to unlock equity in your home without you needing to make immediate repayments.</p> <p>However, they often have strict conditions including:</p> <ul> <li>minimum borrowing amounts</li> <li>maximum borrowing ratios</li> <li>higher interest rates than standard mortgages</li> </ul> <p>Crucially, the interest accrues over time and is repaid when you sell, move or pass away. As such, your debt liability grows over time – potentially impacting your future living arrangements and how much is left for beneficiaries in your will.  The Govt has the “loan equity scheme” as another option to lenders.  I just want to highlight the need to be careful with reverse mortgages.</p> <p><strong>Changing homes</strong></p> <p>Rather than selling, downsizing could involve making an investment property your primary residence and then renting out your existing home.</p> <p>This approach may require you to refinance both loans simultaneously. There will also be tax considerations to work through – including Capital Gains Tax liabilities when you do sell, negative gearing, depreciation, and changes to your income tax.</p> <p>Then there are the lifestyle factors to weigh up, especially if you are moving to a different area:</p> <ul> <li>living expenses</li> <li>insurance and travel costs</li> <li>access to healthcare</li> <li>rental income</li> <li>property management expenses</li> </ul> <p>Remember that if you have a Self Managed Super Fund (SMSF), it CANNOT own any property that you directly use yourself, including your home.</p> <p><strong>Becoming Bank of Mum and Dad</strong></p> <p>Refinancing can unlock equity to support adult children with their first property deposit. However, it isn’t without its risks.</p> <p>Ask yourself honestly:</p> <ul> <li>Will this be a gift or loan?</li> <li>If a loan, under what terms? Will interest be applied? How and when will repayments be made? What if they default?</li> <li>What happens if their relationship breaks down, will you get your money back?</li> <li>How does going without that money affect your retirement?</li> <li>Do you have alternative assets to support you if your circumstances change?</li> <li>How does this affect inheritances or deposit contributions to your other children?</li> <li>Can you assist them another way without using your home equity?</li> </ul> <p>Draw up a written agreement outlining all conditions and scenarios to avoid disagreements in the future.</p> <p><strong>Pension impacts</strong></p> <p>Don’t overlook how refinancing your home could impact your pension. While your home is exempt from the means test, any income or assets you generate from unlocking equity is not.</p> <p>You could inadvertently see your pension amount reduced or your eligibility voided altogether. This would come as a nasty shock if you haven’t pre-budgeted for such a change!</p> <p><strong>Getting advice</strong></p> <p>To ensure you get the best bang for your buck when refinancing, be sure to enlist the help of a good:</p> <ul> <li>mortgage broker to source the best loans for your circumstances</li> <li>insurance broker to ensure your cover is right sized for your needs, risk and budget</li> <li>accountant to work through any tax implications</li> <li>estate planner to manage any changes</li> <li>financial adviser to keep your investments and financial strategy working for you</li> </ul> <p>Ultimately, decisions – including about refinancing – are only as good the information you have at hand. So, make sure you have all the relevant facts before signing on the dotted line.</p> <p><em><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Helen Baker is a licensed Australian financial adviser and author of the new book, Money For Life: How to build financial security from firm foundations (Major Street Publishing $32.99). Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at </span><a style="color: #467886;" title="http://www.onyourowntwofeet.com.au/" href="http://www.onyourowntwofeet.com.au/"><span style="line-height: 18.4px; font-family: Calibri, sans-serif;">www.onyourowntwofeet.com.au</span></a></em></p> <p><em><span style="line-height: 18.4px; font-family: Calibri, sans-serif; color: #242424;">Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754.</span></em></p>

Money & Banking

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66-year-old woman reveals why she just gave birth to her 10th child

<p>In a remarkable turn of events, 66-year-old Alexandra Hildebrandt gave birth to her 10th child, a healthy baby boy named Philipp, on March 19 at Charité Hospital in Berlin. The birth, carried out via cesarean section, saw Philipp weighing in at 7 pounds, 13 ounces.</p> <p>Hildebrandt, a well-known human rights activist and the director of Berlin’s Checkpoint Charlie Museum, insists that she conceived naturally, without the aid of fertility drugs, and faced no difficulties during the process.</p> <p>Baby Philipp joins an already large and diverse family, including siblings Svitlana (46), Artiom (36), Elisabeth (12), Maximilian (12), Alexandra (10), Leopold (8), Anna (7), Maria (4), and Katharina (2). Remarkably, eight of these children were born after Hildebrandt turned 53, all during her second marriage to former CDU politician Daniel Dormann.</p> <p>For Hildebrandt, having a big family is both fulfilling and fundamental. “A big family is not only something wonderful, but above all, it is important for raising children properly,” she told <em>The Today Show</em>. Despite her age, she has received only positive feedback from friends and family regarding her pregnancy and childbirth.</p> <p>Dr Wolfgang Henrich, Hildebrandt’s OB/GYN, described her pregnancy as “largely uncomplicated”. However, medical experts caution that pregnancies at such an advanced age come with significant risks. Dr Brian Levine, a fertility specialist based in New York City, notes that the biological likelihood of a woman conceiving naturally at 66 is extremely low. Additionally, the risks of hypertension, gestational diabetes, preterm labor and chromosomal abnormalities like Down syndrome rise significantly with age.</p> <p>Hildebrandt is not alone in making headlines for late-life motherhood. In 2023, 70-year-old Safina Namukwaya from Uganda gave birth to twins via in vitro fertilisation using donor eggs and her husband’s sperm. Despite concerns about her age, Namukwaya expressed joy at her newfound motherhood, saying that age should not be a barrier to having children.</p> <p>As for Hildebrandt, she credits her lifestyle for her ability to conceive and carry a child at her age. “I eat very healthily, swim regularly for an hour, walk for two hours,” she shared in an interview with <em>Bild</em>. She also noted that she has never smoked, consumed alcohol or used contraceptives.</p> <p><em>Images: The Today Show</em></p>

Family & Pets

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"No sympathy": 26-year-old roasted over massive tax bill complaint

<p>It’s a classic tale of riches to tax brackets – OnlyFans creator Talia Batiste, 26, has found herself in the fiery depths of an Australian Tax Office reckoning, and the internet has wasted no time serving up a heaping plate of zero sympathy.</p> <p>Batiste, who revealed that she’s been hit with a tax bill totalling $71,008.45 (yes, she included the cents for maximum devastation), took to social media to lament her financial woes.</p> <p>“For everyone that likes to make sure I’m paying my tax. I’m going to go and cry myself to sleep now,” she wrote, presumably while clutching her silk pillow stuffed with $100 bills.</p> <p>The internet’s reaction? Less “thoughts and prayers”, more “play stupid games, win inevitable government-mandated financial responsibilities”.</p> <p>“Absolutely robbery,” one concerned citizen commented, clearly distressed by the idea of anyone having to contribute to society.</p> <p>“To pay that much tax, you earn a sh**load. No sympathy,” another user shot back, presumably while furiously entering their own lacklustre income into a tax return calculator.</p> <p>Some were more pragmatic, offering sage financial wisdom. “I hope you have a good accountant to get you those tax deductions,” someone advised, the unspoken message being: “There’s still hope, young one.”</p> <p>While many scoffed at the idea of crying over a salary that most people only see on TV shows where billionaires buy entire islands for sport, Batiste remained defiant.</p> <p><a href="https://www.news.com.au/finance/economy/cry-myself-to-sleep-26yearold-in-tears-over-giant-tax-bill/news-story/7adfcb10f0ea62a1749f4dc6c1b65934" target="_blank" rel="noopener">Speaking to news.com.au</a>, she admitted that the bill “wasn’t too bad” compared to the tax nightmares of yesteryear. (Yes, it turns out paying taxes gets easier when you know they’re coming. Who knew?)</p> <p>Batiste revealed that an early accounting blunder had initially classified her as a sole trader rather than a business, making her tax situation about as pleasant as a surprise phone call from the ATO.</p> <p>“So when I make $400,000+ a year, it looks like that is my personal income rather than money going back into a business,” she explained, finally unlocking the ancient wisdom of self-employment taxation. Now, with proper financial advice in place, she says she takes a modest salary while the rest of her earnings go into business expenses – like, presumably, funding the tissue budget for her post-tax breakdowns.</p> <p>Despite her newfound tax strategy, Batiste insists that the process “never gets easier”. (Except for last year, when she owed a whopping $136k, making this year’s bill look like pocket change by comparison.)</p> <p>She also had some words about Australia’s taxation system: “Everybody pays too much tax.”</p> <p>Yes, much like death and bad reality TV spin-offs, taxation is inevitable. But Batiste isn’t letting it get her down – at least, not too much. Even though she says she’s “prepared” for these bills now, that doesn’t mean she enjoys sending her hard-earned money into the great abyss of government spending.</p> <p>“Hitting send on that ATO payment hurts every time,” she said.</p> <p>Meanwhile, taxpayers earning a fraction of her income simply sighed, checked their bank balances, and went back to their regularly scheduled programming: budgeting how to afford avocados and rent in the same month.</p> <p><em>Images: TikTok</em></p>

Money & Banking

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5 mistakes people make setting financial goals

<p>In discussions around money and goal setting, people talk a lot about financial freedom. What does that mean to you, though? We might redefine money as ‘a unit of choice’, because the more money you make, the more choices you have. Everyone’s aspirations are different, which is one reason why there’s no one-size-fits- all approach to wealth.</p> <p>It’s time to begin to understand what financial freedom means to you, because how on earth are you going to get there, if you don’t know where <em>there</em> is? How will you craft a strategic wealth-building plan when you don’t know what your target is? How will you know if you are making the right decisions in the right areas, decisions that are intentionally and systematically advancing you towards your outcomes. Here are some of the big mistakes I see people make when setting financial goals.</p> <h2>Mistake #1: They have none!</h2> <p>Without a goal, how will you know what to steer towards? You are left just ‘hoping’ that one day things will work out. With no clear direction to head towards, any actions you take are more or less random. You’re often left sitting idle and going nowhere fast, just swept along by whatever current comes your way.</p> <h2>Mistake #2: They make them too big</h2> <p>This might seem counterintuitive, especially since the typical conversation about personal development emphasises aiming for big, ambitious goals. And while these can be valuable, helping to elevate your thinking and giving you something inspiring to work towards, the problem arises when they are your only focus. Without smaller, achievable milestones to serve as stepping stones, the gap between where you are now and your ultimate goal can feel overwhelming. This can make it hard for your subconscious mind to fully commit, leading to procrastination or self-sabotage due to fear of not knowing how to get there. </p> <h2>Mistake #3: They make them too small</h2> <p>While small goals may seem manageable, they can lack the power to ignite your motivation or emotional drive or to be the catalyst that pulls you towards something greater than who and where you are in life right now. Small, uninspiring goals can make it easy to remain complacent. Without a purpose or vision that stretches you, there’s no real incentive to pursue them with passion. They don’t create the emotional connection that’s essential for driving sustained effort and overcoming obstacles. As a result, you may never fully commit to these goals, and they end up being more like tasks to check off a list than meaningful milestones on your path to success.</p> <h2>Mistake #4: They are vague and wishy-washy</h2> <p>When your goals are unclear and lack focus, they are difficult to achieve. Goals like ‘I want to be rich’ of ‘I want more money’ are too broad to provide any real direction. Without concrete details – such as specific numbers, deadlines or actionable steps – you don’t have a clear path to follow. Vague goals make it hard to measure progress or stay motivated, because there’s nothing tangible to work towards. As a result, your efforts can become inconsistent, and it’s easy to lose focus. Without clarity, you can’t point your actions in a specific direction, which makes it unlikely you’ll make any meaningful progress. A well-defined goal, on the other hand, creates a roadmap and keeps you accountable along the way.</p> <h2>Mistake #5: They have no plan to make it real</h2> <p>Setting a clear goal is undeniably important but it’s only part of the process. Just because someone says they want a specific outcome does not mean they will achieve it. Yet many people fixate solely on the goal itself, or they try to manifest wealth and happiness through the ‘law of attraction’ alone.</p> <p>Most people spend 95 per cent of their time focusing on setting the goal and only 5 per cent on the actions needed to achieve it. Do you see the flaw in that approach? Instead, reverse the focus. Spend 5 per cent of your time defining the goal, and 95 per cent of your time working towards making it a reality. This is where having the right system becomes crucial.</p> <p>How do we break free from impotent goal setting and instead craft a set of financial goals that are not only big, beautiful and inspiring, but achievable. By setting targets that are tangible and tactical and are going to set you up to win, you become more than who you are right now.</p> <p>In the end, a goal without a plan is just an idea. A plan without a goal is simply directionless effort. It may keep you busy, but it won’t lead you anywhere meaningful. Both the goal and the plan must work together – one providing the destination, the other offering the roadmap. I always tell my clients they will never out-earn themselves. If you want to level up your results in life, you have to first level up as a person and raise the standards in how you choose to play the game.</p> <p><em>This is an edited extract from Escape the Middle (Wiley $32.95) by Todd Polke. Todd is an investor, entrepreneur and international educator in investing and wealth creation. For over two decades, he has guided thousands of individuals in growing and scaling their wealth to achieve financial independence. Find out more at <a href="https://www.portfoliowealth.com%20" target="_blank" rel="noopener">www.portfoliowealth.com </a></em></p> <p><em>Image: Shutterstock</em></p>

Money & Banking

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Grandparents arrested two years after toddler's disappearance

<p>In a dramatic development nearly two years after the disappearance of two-year-old Émile Soleil, French prosecutors have arrested the child's grandparents on suspicion of murder.</p> <p>Émile vanished in July 2023 from the garden of his grandparents' home in Le Haut-Vernet, a small hamlet in the French Alps. His remains were discovered nine months later by a hiker near the village.</p> <p>According to a statement from the Aix-en-Provence public prosecutor, Émile's grandfather, Philippe Vedovini, and his wife, whose name was not disclosed, were taken into custody in La Bouilladisse. They face charges of "voluntary homicide" and "concealing a corpse". Two of their adult children have also been detained as part of the investigation.</p> <p>The disappearance of Émile captivated the nation, as extensive searches and rescue operations yielded no trace of the toddler. His parents, who were not present at the time, had publicly expressed hope for a miracle even months after he went missing. The case drew significant media attention, particularly focusing on Émile's grandfather. Reports from CNN affiliate BFMTV revealed that Vedovini had been questioned by police in the 1990s over allegations of violence and sexual assault at a private school, though investigators had previously not established a direct link between him and Émile's death.</p> <p>Earlier this month, forensic teams returned to Le Vernet, conducting thorough searches in multiple locations. The prosecutor confirmed that investigative operations remain active, with further developments anticipated as authorities continue their probe into the tragic case.</p> <p>As the investigation unfolds, the arrests mark a major breakthrough in one of France's most unsettling child disappearance cases, shedding new light on what may have led to Émile's untimely death.</p> <p><em>Images: Gendarmerie Nationale</em></p>

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Shock after baseball champion's 14-year-old son dies while on family holiday

<p>The baseball world is grieving alongside former New York Yankees outfielder Brett Gardner and his family after the tragic and unexpected passing of his 14-year-old son, Miller.</p> <p>Miller Gardner died in his sleep on Friday, March 21, while on holiday with his family. According to a statement released by Brett and his wife, Jessica, through the Yankees organisation, Miller had fallen ill during the trip along with several relatives. The family did not disclose further details about the nature of the illness or their location at the time.</p> <p>“We have so many questions and so few answers at this point,” the grieving parents shared. “Miller was a beloved son and brother, and we cannot yet comprehend our life without his infectious smile.”</p> <p>Brett and Jessica, who also share an older son, Hunter, requested privacy as they mourn and seek healing. They described Miller as a vibrant and adventurous young boy who had a passion for football, baseball, golf, hunting and fishing.</p> <p>“He lived life to the fullest every single day,” they wrote, adding their gratitude to those who have offered condolences and support. They also extended their thoughts to other families who have suffered similar losses, saying, “We share their grief.”</p> <p>The Yankees, where Brett Gardner spent his entire 14-season Major League Baseball career, also released a heartfelt statement. They described Miller as having “a spark in his eyes, an outgoing and feisty personality, and a warm and loving nature.”</p> <p>“Words feel insignificant and insufficient in trying to describe such an unimaginable loss,” the team shared on social media. “It wasn’t just Brett who literally grew up in this organisation for more than 17 years – so did his wife, Jessica, and their two boys, Hunter and Miller.”</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Statement from Brett and Jessica Gardner: </p> <p>With heavy hearts we are saddened to announce the passing of our youngest son, Miller. He was 14 years old and has left us far too soon after falling ill along with several other family members while on vacation. We have so many… <a href="https://t.co/lBCBVmKGUe">pic.twitter.com/lBCBVmKGUe</a></p> <p>— New York Yankees (@Yankees) <a href="https://twitter.com/Yankees/status/1903854341737386272?ref_src=twsrc%5Etfw">March 23, 2025</a></p></blockquote> <p>Brett Gardner, now 41, was a key part of the Yankees’ 2009 World Series-winning team and became a fan favourite for his grit and dedication to the game. </p> <p>Messages of love and prayers continue to pour in, a testament to the impact Miller had on those who knew him and to the deep respect held for Brett and his family.</p> <p><em>Images: X (formerly Twitter)</em></p>

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Tragic cause of death of 6-year-old Airlie Montgomery revealed

<p>The tragic cause of death of six-year-old Airlie Montgomery, who went missing on Sunday afternoon, has been revealed, with authorities believing she likely died from "misadventure" after a desperate search ended in heartbreak.</p> <p>Airlie, who was autistic and non-verbal, was found in the Shoalhaven River at the base of a nature reserve near The Grotto, a popular cliff-top hiking trail on the New South Wales south coast in North Nowra. She had wandered away from her family home earlier that afternoon, prompting an urgent search effort that concluded when her body was discovered just after 6pm.</p> <p>NSW Police have stated that there are no suspicious circumstances surrounding Airlie’s death, and it is being treated as an unfortunate accident. Her tragic loss has left the local community devastated, with Shoalhaven Mayor Patricia White describing Nowra as a “town in mourning”.</p> <p>“Words cannot describe how horrible this is,” Mayor White told <em>The Daily Telegraph</em>. “It’s an absolute tragedy.”</p> <p>Neighbours and community members, many of whom participated in the frantic search for Airlie, are struggling to come to terms with the heartbreaking outcome. Cathy, a neighbour of the grieving family and the last person to see Airlie alive, recalled her as a joyful child who often played near her parents’ home. “She was a lovely little thing, non-verbal, but a happy girl always smiling and blowing kisses when she saw you,” Cathy shared with <em>Daily Mail Australia</em>.</p> <p>“Except yesterday she was crying, no one knows why… and then I didn’t see her. She must have gone over the edge above The Grotto.”</p> <p>Airlie’s father, Corey Montgomery, visited North Nowra Public School on Monday to collect his daughter’s belongings, leaving with a bunch of pink flowers in her memory. Her mother, Katie Amess, was too distraught to speak, receiving support from neighbours in the wake of the tragedy.</p> <p>The NSW Department of Education expressed its condolences in a statement, saying it was “deeply saddened” by Airlie’s death. “Our thoughts are with the family and all those affected,” the statement read. “We are providing support to students and staff and will continue to do so for as long as it is needed.”</p> <p>Authorities have confirmed that a report will be prepared for the coroner to determine the exact circumstances of Airlie’s death.</p> <p>As the community mourns, tributes continue to flow for the young girl whose life was tragically cut short.</p> <p><em>Images: NSW Police</em></p>

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5 years since COVID was declared a pandemic – how prepared are we for the next one?

<div class="theconversation-article-body"> <p>On March 11 2020, as COVID continued to spread rapidly around the globe, the <a href="https://www.who.int/europe/emergencies/situations/covid-19">World Health Organization</a> (WHO) officially declared a pandemic.</p> <p>More than <a href="https://data.who.int/dashboards/covid19/deaths">7 million people</a> have since died from COVID. The virus, and the public health measures enacted to control it, have had far-reaching effects on societies around the world.</p> <p>Five years on, the virus continues to circulate. But, thanks to vaccines and <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC10425195/">immunity acquired from infections</a>, hospitalisations and deaths due to COVID are vastly less frequent <a href="https://www.abs.gov.au/statistics/health/causes-death/provisional-mortality-statistics/latest-release">than in previous years</a>.</p> <p>Meanwhile, <a href="https://www.aihw.gov.au/reports/covid-19/long-covid-in-australia-a-review-of-the-literature/summary">long COVID</a> continues to have a major impact on people’s lives. Estimates suggest more than <a href="https://www.nature.com/articles/s41591-024-03173-6">400 million people</a> around the world have had or are currently living with long COVID.</p> <p>At this point, Australia and the world must take the lessons of COVID – in areas from surveillance, to outbreak response, to vaccines and therapeutics – to be better prepared for the next pandemic.</p> <h2>Some areas we went right – and wrong</h2> <p>Our diagnostic laboratories across Australia were well prepared. Laboratories at the Doherty Institute diagnosed the first case of COVID in Australia and were the first to <a href="https://www.mja.com.au/journal/2020/212/10/isolation-and-rapid-sharing-2019-novel-coronavirus-sars-cov-2-first-patient">isolate and share the virus</a> globally in early 2020.</p> <p>At the same time, a national public health response was quickly put in place. This involved <a href="https://academic.oup.com/cid/article/73/3/e808/6044730?login=false">measures such as</a> closing borders, setting up testing centres, and limiting gatherings.</p> <p>But there are several areas where we could have mobilised more effectively.</p> <p>During the early stages of the pandemic, there were, at times, challenges with sharing data as well as biological samples and the ingredients for COVID tests between the different states and territories.</p> <p>For example, there are currently restrictions in place that limit sharing of virus strains between states and territories. But when a new strain emerges, many laboratories need access to it to evaluate their testing capabilities.</p> <p>One recommendation from an <a href="https://www.pmc.gov.au/domestic-policy/commonwealth-government-covid-19-response-inquiry">independent 2024 review</a> of the federal government’s COVID response was an Australian Centre for Disease Control. An interim version was launched in early 2024 and the Australian government is investing <a href="https://www.health.gov.au/news/2517m-to-establish-an-independent-australian-centre-for-disease-control-cdc#:%7E:text=The%20Australian%20Government%20is%20investing,for%20Disease%20Control%20(CDC).">A$251.7 million</a> in this important initiative.</p> <p>The goal for the new centre for disease control will be to provide independent technical advice on infectious diseases to government. It will also facilitate rapid integration of data from all states and territories leading to a more unified response.</p> <p>At the start of a pandemic, we need to understand everything about the new virus and at great speed. This needs systems in place in “peace time”, ready to be mobilised in “war time”.</p> <p>Back in 2020, we had protocols ready for <a href="https://www.nature.com/articles/s41591-020-0819-2">hospitalised patients</a> and <a href="https://www.remapcap.org/">intensive care units</a> to collect specimens and also start new clinical trials. But we were not prepared on many other fronts, for example to collect samples or study how COVID was transmitted in the community or in different key groups.</p> <p>Every day counts at the start of a pandemic.</p> <h2>Harnessing medical technologies</h2> <p>Relatively recent technological advances in both diagnostics (RAT tests) and vaccine development (the use of <a href="https://www.genome.gov/genetics-glossary/Messenger-RNA-mRNA">messenger RNA</a>, which gives our body genetic instructions to fight COVID) have put us in a strong position to be at the cutting edge in any pandemic response.</p> <p>Moderna, one of the two companies that pioneered the mRNA vaccines, has established its <a href="https://www.health.gov.au/ministers/the-hon-mark-butler-mp/media/world-leading-moderna-vaccine-facility-opens-in-victoria">Asia-Pacific headquarters in Melbourne</a>. CSL, which made the AstraZeneca COVID vaccines in Australia and manufactures several other vaccines, has now incorporated <a href="https://www.aumanufacturing.com.au/csls-mrna-covid-19-vaccine-approved-for-sale-in-japan">mRNA in its repertoire</a>.</p> <p>This capability means Australians could have immediate access to mRNA vaccines in the event of another pandemic. We could also potentially manufacture these vaccines for low- and middle-income countries in our region.</p> <p>But what if we can’t make an effective vaccine to fight a future pandemic? This is a situation we must be prepared for, as we’ve seen with infections such as HIV, where after 40 years of trying and billions of dollars spent, <a href="https://www.sciencenews.org/article/aids-hiv-vaccine-anniversary-immunity-antibodies">we still don’t have a vaccine</a>.</p> <p>In such a situation, we will need to rely on antiviral drugs. The way we currently make antiviral drugs takes significantly longer to develop than vaccines. And although we have some <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC8069527/">broad spectrum antiviral drugs</a>, the most potent antivirals are very specific – meaning one drug treats <a href="https://retrovirology.biomedcentral.com/articles/10.1186/s12977-022-00608-1">only one type of virus</a>.</p> <p>To be better prepared for future pandemics, many groups around the world are working on developing a library of drugs that work against whole <a href="https://theconversation.com/what-pathogen-might-spark-the-next-pandemic-how-scientists-are-preparing-for-disease-x-223193">families of viruses</a> that could cause the next pandemic.</p> <p>Another approach is to develop totally new technologies that are fully tested for one virus, but can be easily adapted to a new virus. This approach could allow more rapid deployment, as the details of safety and dosing would already be understood.</p> <p>This is one of the major goals of the recently launched <a href="https://www.doherty.edu.au/cumming-global-centre-for-pandemic-therapeutics">Cumming Global Centre for Pandemic Therapeutics</a> based at the Doherty Institute.</p> <p>These ambitious efforts will require global collaboration, sharing resources and engagement of the private sector.</p> <p>Once we have a vaccine or drug that works, we need agreed systems in place to ensure widespread equitable access. We fell seriously short of this goal with COVID. Some <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC9878283/">low- and middle-income</a> countries received vaccines months or years later than high income countries. For treatments, <a href="https://www.citizen.org/article/paxlovid-procured-supply-vs-health-need-in-low-and-middle-income-countries-through-the-end-of-2022/">antivirals such as Paxlovid</a> were never available in many countries.</p> <p>This is one goal of an agreement led by the WHO, called the “<a href="https://www.who.int/news-room/questions-and-answers/item/pandemic-prevention--preparedness-and-response-accord">pandemic accord</a>”, to have member states agree on pandemic prevention, preparedness and response. But after years of discussion, there remains no binding agreement.</p> <h2>Preparing for the next pandemic</h2> <p>As COVID was (partly due to advances in technology) the most intensively studied pandemic in human history, we have a unique resource in the record of what happened to inform our response to any future pandemic.</p> <p>And this is likely a matter of when, not if. New infectious disease outbreaks have continued to emerge over the past five years, including mpox, which was declared a public health emergency of international concern in July 2022 and again in <a href="https://www.health.gov.au/diseases/monkeypox-mpox">August 2024</a>.</p> <p>Right now, there’s an outbreak of a new viral disease in <a href="https://www.aljazeera.com/news/2025/2/27/mystery-disease-kills-more-than-50-in-drc-what-we-know-so-far">the Congo</a>, the origins of which have still <a href="https://www.science.org/content/article/mysterious-congo-outbreak-likely-linked-contaminated-water-researchers-say">not been identified</a>.</p> <p>We know bats, thought to be <a href="https://www.nature.com/articles/s41586-020-2012-7?rel=outbound">the source</a> of the coronavirus behind the COVID pandemic, carry an enormous spectrum of viruses that potentially threaten us. But new pandemics can also arise through mosquitoes and close contact with other animals.</p> <p>Pandemics are global, not national, problems. We are at a pivotal time where countries including Australia must step up their commitments to this global effort. This will need politicians to rely on the evidence and lessons learned from COVID as well as private and public investment.</p> <p>Unfortunately, five years down the track, we still have a long way to go to be prepared for the next pandemic.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/245362/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em>Written by <a href="https://theconversation.com/profiles/sharon-lewin-131968">Sharon Lewin</a>, Melbourne Laureate Professor, University of Melbourne; Director, <a href="https://theconversation.com/institutions/the-peter-doherty-institute-for-infection-and-immunity-2255">The Peter Doherty Institute for Infection and Immunity</a> and <a href="https://theconversation.com/profiles/peter-c-doherty-169">Peter C. Doherty</a>, Laureate Professor Emeritus, <a href="https://theconversation.com/institutions/the-peter-doherty-institute-for-infection-and-immunity-2255">The Peter Doherty Institute for Infection and Immunity</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/5-years-since-covid-was-declared-a-pandemic-were-still-poorly-prepared-for-the-next-one-245362">original article</a>.</em></p> <p><em>Image: </em><a class="source" style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif; text-align: center;" href="https://unsplash.com/photos/white-and-black-printer-paper-OBmBHmrc3pw"><em>Anastasiia Chepinska/Unsplash</em></a></p> </div>

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Lisa Curry's touching tribute to mum three years on

<p>Lisa Curry has shared heartfelt tribute to her mum on the third anniversary of her death. </p> <p>The Australian swimming icon took to Instagram to reflect on their special bond, with an emotional video montage of some of her favourite memories with her mum. </p> <p>“Thinking of my mum all day today. 3 years since we said goodbye but she’s always around. 🤍👼🏻 Mums are amazing … make sure you call yours,” she wrote in the caption. </p> <p>Curry's mum passed away on March 3, 2022, at the age of 86.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/DGu7bu-TEX4/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DGu7bu-TEX4/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Lisa Curry AO (@lisacurry)</a></p> </div> </blockquote> <p>The tribute received an outpouring of support from fans, who shared their condolences and love. </p> <p>“Thinking of you Lisa, you look like your dear mum. Too many losses in such a short time. xx,” one wrote.</p> <p>“She was your biggest fan may she be watching over you always," another commented. </p> <p>“Lisa such a beautiful daughter and Mum so much love,” commented another.</p> <p>“Sending you love and hugs Lisa," added another. </p> <p>Curry announced the heartbreaking news of her mother's passing in a social media post shared on March 2022.</p> <p>At the time, she expressed how deeply the loss had affected her, as well as the loss of her daughter Jaimi Lee Kenny in September 2020. </p> <p>“Our beautiful mum slipped away peacefully this morning,” Curry wrote at the time.</p> <p>“My heart is broken again. My baby girl, and now my mum.”</p> <p>She ended the post with a heartfelt thank you to her late mum, for being a "wonderful mother". </p> <p>“Have a nice long sleep mum. We love you so much and we’ll all miss you.”</p> <p><em>Images: Instagram</em></p>

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Raygun's brother charged with financial crime

<p>The brother of Australian Olympian Rachael Gunn, also known as Raygun, has been changed with a financial crime. </p> <p>Brendan Gunn faced Sydney Downing Centre on Wednesday after being charged for allegedly dealing with money that was the proceeds of crime.</p> <p>The Australian Securities and Investments Commission (ASIC) alleged he dealt with more than $100,000 in money or property that was reasonable to suspect were the proceeds of crime between March 2020 and May 2020, while director of Mormarkets: a role he has held since 2019.</p> <p>Brendan allegedly dealt with two bank cheques, which contained four investments totalling $181,000, by three investors who deposited the funds to convert to cryptocurrency.</p> <p>He went on to open several bank accounts to receive and transfer deposits on an ongoing basis, which were later closed due to concerns about scams.</p> <p>Brendan is facing a maximum penalty of three years' imprisonment, a $37,800 fine or both.</p> <p>ASIC chair Joe Longo said this case reflected his commitment to pursue those who are allegedly involved in facilitating cross-border scams targeting Australian investors.</p> <p>"ASIC continues to prioritise scam prevention and detection activity to protect consumers," he said in a statement.</p> <p>"We will continue to partner with international law enforcement organisations and investigate and take action where we see misconduct."</p> <p><em>Image credits: LinkedIn/Paul Kitagaki, Jr/ZUMA Press Wire/Shutterstock</em></p>

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Picturesque Aussie town named best of the year in 2025

<p>A picturesque coastal town in New South Wales has been named the best Aussie town in 2025. </p> <p>In a break from the usual voting criteria, a collection of bays and beaches sitting just 2.5 hours drive up the coast from Sydney and just past Newcastle in NSW, the winning town is ever-growing in popularity. </p> <p>The areas of Salamander Bay, Corlette and Nelson Bay have banded together to see the region of Port Stephens crowned as the best in the country.</p> <p>Port Stephens has been praised for its must-see beaches, stunning sand dunes, sea life and national parks, with the region’s growing accommodation, adventure and food options.</p> <p>Popular travel app Wotif has announced the winners of its 2025 Aussie Town of the Year Awards, with new research revealing that 78 per cent of Aussies plan to travel domestically this year.</p> <p>Speaking to <em><a href="https://www.news.com.au/travel/travel-ideas/best-of-travel/best-town-of-the-year-in-2025-revealed/news-story/b0f918d0bdb2b0577cf30382cab5d6d9" target="_blank" rel="noopener">news.com.au</a></em>, Wotif’s Travel Expert Rebecca Hurley said the winning town is “the perfect place to switch off” thanks to the region’s “laid-back luxury” and “endless beaches”.</p> <p>“This year’s awards prove Aussies are being drawn to iconic coastal destinations right across the country, and Port Stephens stands out as this year’s number one,” Ms Hurley explained.</p> <p>“The region’s popularity has risen significantly in the last twelve months, with accommodation interest jumping up over 75 per cent."</p> <p>“It’s the perfect destination to just switch off and relax. It’s laid-back luxury, meets nature haven thanks to the endless beaches, parks, wildlife and sand dunes. Whether it’s a relaxing beach escape, or an adventure packed getaway, Port Stephens has something for everyone.”</p> <p>Ms Hurley said coming in second this year was Cairns in Queensland, while Mandurah in Western Australia ranked third.</p> <p>Check out the top 10 list of best Aussie towns for 2025 below. </p> <p style="box-sizing: inherit; border: 0px; font-stretch: inherit; line-height: inherit; font-size-adjust: inherit; font-kerning: inherit; font-variant-alternates: inherit; font-variant-ligatures: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-position: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-variation-settings: inherit; margin: 0px 0px 24px; padding: 0px; vertical-align: baseline;">1. Port Stephens, NSW <br />2. Cairns, QLD <br />3. Mandurah, WA <br />4. Denmark, WA <br />5. Beechworth, VIC <br />6. Port Campbell, VIC <br />7. Murray Bridge, SA <br />8. Kingscliff, NSW <br />9. Yamba, NSW <br />10. Mackay, QLD </p> <p style="box-sizing: inherit; border: 0px; font-stretch: inherit; line-height: inherit; font-size-adjust: inherit; font-kerning: inherit; font-variant-alternates: inherit; font-variant-ligatures: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-position: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-variation-settings: inherit; margin: 0px 0px 24px; padding: 0px; vertical-align: baseline;">Image credits: Shutterstock </p>

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1975 was declared International Women’s Year. 50 years on, the ‘revolution in our heads’ is still being fought

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/marian-sawer-3336">Marian Sawer</a>, <a href="https://theconversation.com/institutions/australian-national-university-877">Australian National University</a></em></p> <p>In December 1972, the same month the Whitlam government was first elected, the United Nations General Assembly proclaimed 1975 as International Women’s Year (IWY). This set in train a series of world-changing events, in which Australia was to play a significant part.</p> <p>The aim of IWY was to end discrimination against women and enable them to participate fully in economic, social and political life. Fifty years later, such participation has become an indicator of development and good governance. But the full promise of International Women’s year has yet to be fulfilled, hampered by pushback and the scourge of gender-based violence.</p> <h2>‘The greatest consciousness-raising event in history’</h2> <p><a href="https://history.duke.edu/books/international-womens-year-greatest-consciousness-raising-event-history">Dubbed</a> “the greatest consciousness-raising event in history”, the UN’s first World Conference on Women took place in Mexico City in June 1975. Consciousness-raising had been part of the repertoire of women’s liberation. Now it was taken up by government and intergovernmental bodies.</p> <p>The Mexico City conference was agenda-setting in many ways. The Australian government delegation, led by Elizabeth Reid, helped introduce the world of multilateral diplomacy to the language of the women’s movement. As Reid said:</p> <blockquote> <p>We argued that, whenever the words “racism”, “colonialism” and “neo-colonialism” occurred in documents of the conference, so too should “sexism”, a term that had not to that date appeared in United Nations documents or debates.</p> </blockquote> <p>Reid held the position of women’s adviser to the prime minister. In this pioneering role, she had been able to obtain government commitment and funding for Australia’s own national consciousness-raising exercise during IWY.</p> <p>A wide range of small grants promoted attitudinal change – “the revolution in our heads” – whether in traditional women’s organisations, churches and unions, or through providing help such as Gestetner machines to the new women’s centres.</p> <figure><iframe src="https://www.youtube.com/embed/UinNIfzUglQ?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <p>IWY grants explicitly <a href="https://pmtranscripts.pmc.gov.au/release/transcript-3519">did not include</a> the new women’s services, including refuges, women’s health centres and rape crisis centres. Their funding was now regarded as an ongoing responsibility for government, rather than suitable for one-off grants.</p> <p>IWY began in Australia with a televised conversation on New Year’s Day between Reid and Governor-General John Kerr on hopes and aspirations for the year. On International Women’s Day (March 8), <a href="https://pmtranscripts.pmc.gov.au/sites/default/files/original/00003643.pdf">Prime Minister Gough Whitlam’s speech</a> emphasised the need for attitudinal change:</p> <blockquote> <p>Both men and women must be made aware of our habitual patterns of prejudice which we often do not see as such but whose existence manifests itself in our language and our behaviour.</p> </blockquote> <p>The Australian postal service celebrated the day by releasing a stamp featuring the IWY symbol, showing the spirit of women breaking free of their traditional bonds. At Reid’s suggestion, IWY materials, including the symbol, were printed in the purple, green and white first adopted by Emmeline Pankhurst in 1908 and now known as the suffragette colours.</p> <h2>Policy power</h2> <p>Inside government, Reid had introduced the idea that all Cabinet submissions needed to be analysed for gender impact. After the Mexico City conference, this idea became part of new international norms of governance.</p> <p>Following the adoption at the conference of the World Plan of Action, the idea that governments needed specialised policy machinery to promote gender equality was disseminated around the world.</p> <p>Given the amount of ground to be covered, IWY was expanded to a UN Decade for Women (1976–85). By the end of it, 127 countries <a href="https://www.un.org/womenwatch/daw/egm/nationalm2004/docs/EGM%20final%20report.26-jan-05.pdf">had established</a> some form of government machinery to advance the status of women. Each of the successive UN world conferences (Copenhagen 1980, Nairobi 1985, Beijing 1995) generated new plans of action and strengthened systems of reporting by governments.</p> <p>The Fourth World Conference on Women in Beijing was a high point. Its “platform for action” provided further impetus for what was now called “gender mainstreaming”. By 2018, every country recognised by the UN except North Korea had established government machinery for this purpose.</p> <p>The global diffusion of this policy innovation was <a href="https://www.jstor.org/stable/3096100">unprecedented</a> in its rapidity. At the same time, Australia took the lead in another best-practice innovation. In 1984, the Commonwealth government pioneered what became known as “<a href="https://www.tandfonline.com/doi/epdf/10.1080/1354500110110029?needAccess=true">gender budgeting</a>”. This required departments to disaggregate the ways particular budgetary decisions affected men and women.</p> <p>As feminist economists pointed out, when the economic and social division of labour was taken into account, no budgetary decision could be assumed to be gender-neutral. Governments had emphasised special programs for women, a relatively small part of annual budgets, rather than the more substantial impact on women of macro-economic policy.</p> <p>Standard-setting bodies such as the OECD helped promote gender budgeting as the best way to ensure such decisions did not inadvertently increase rather than reduce gender gaps.</p> <p>By 2022, gender budgeting had been taken up around the world, including in 61% of OECD countries. Now that it had become an international marker of good governance, Australian governments were also <a href="https://www.oecd.org/en/publications/gender-equality-in-australia_54c8b400-en.html">reintroducing it</a> after a period of abeyance.</p> <figure><iframe src="https://www.youtube.com/embed/pH9V0GIGr-4?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <h2>Momentum builds</h2> <p>In addition to such policy transfer, new frameworks were being adopted internationally. Following IWY, the UN Convention on the Elimination of All Forms of Discrimination against Women (CEDAW) was adopted in 1979. CEDAW became known as the international bill of rights for women, and has been ratified by 189 countries. This is more than any other UN Convention except that on the rights of the child.</p> <p>All state parties to CEDAW were required to submit periodic reports to the UN on its implementation. Non-government organisations were encouraged to provide shadow reports to inform the questioning of government representatives. This oversight and dialogue relating to gender equality became part of the norm-building work of the UN.</p> <p>However, this very success at international and regional levels helped fuel “<a href="https://theloop.ecpr.eu/feminist-governance-here-to-stay-or-gone-tomorrow/">anti-gender movements</a>” that gathered strength after 1995. No more world conferences on women were held, for fear there would be slippage from the standards achieved in Beijing.</p> <p><a href="https://www.oecd.org/en/publications/gender-equality-in-australia_54c8b400-en.html">In Australia</a>, the leveraging of international standards to promote gender equality has been muted in deference to populist politics. It became common to present the business case rather than the social justice case for gender-equality policy, even the cost to the economy of gender-based violence (<a href="https://plan4womenssafety.dss.gov.au/resources/useful-statistics/">estimated by KPMG to be $26 billion in 2015–16</a>).</p> <h2>The battle continues</h2> <p>Fifty years after IWY, Australia is making up some lost ground in areas such as paid parental leave, work value in the care economy, and recognition of the ways economic policy affects women differently from men.</p> <p>However, all of this remains precarious, with issues of gender equality too readily rejected as part of a “woke agenda”.</p> <p>The world has become a different place from when the Australian government delegation set out to introduce the UN to the concept of sexism. In Western democracies, women have surged into male domains such as parliaments. Australia now has an almost equal number of women and men in its Cabinet (<a href="https://www.pmc.gov.au/resources/ministry-list-20-january-2025">11 out of 23 members</a>).</p> <p>But along with very different expectations has come the resentment too often being mobilised by the kind of populist politics we will likely see more of in this election year.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/241791/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/marian-sawer-3336"><em>Marian Sawer</em></a><em>, Emeritus Professor, School of Politics and International Relations, <a href="https://theconversation.com/institutions/australian-national-university-877">Australian National University</a></em></p> <p><em>Image credits: National Archives of Australia </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/1975-was-declared-international-womens-year-50-years-on-the-revolution-in-our-heads-is-still-being-fought-241791">original article</a>.</em></p> </div>

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