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Mother charged after fatally crashing car through school fence

<p>In a moment that has shattered hearts and silenced a vibrant community, an ordinary school day at Auburn South Primary turned into a scene of unimaginable tragedy on October 29, 2024. A car, driven by a 40-year-old mother from Hawthorn East, veered off the road and crashed through the school's fence, ploughing into a group of Year 5 students during recess.</p> <p>Among those struck was 11-year-old Jack Davey – a much-loved son, brother and friend. Despite efforts to save him, Jack was critically injured and died on the way to the hospital. Four other children – two 11-year-old girls, a 10-year-old girl, and a 10-year-old boy – were also seriously hurt, sustaining broken bones and significant upper body injuries.</p> <p>The woman behind the wheel had just picked up her own child from the school and was allegedly attempting a U-turn when the vehicle lost control. Both she and her child were unharmed. The driver, a recently licensed P-plater, was arrested at the scene but initially released. Now she has been formally charged with careless driving and failing to maintain proper control of a motor vehicle.</p> <p>Jack has been remembered as a bright light – a talented athlete, a member of several local sports clubs and a child whose laughter and energy lifted everyone around him. His parents, in a heartbreaking statement, expressed the depth of their grief: “We find comfort in reading the many messages and memories of Jack and how his life and energy was a positive influence on so many in the community at just 11 years old,” his father said. “Personally, he is our champion. He is our beloved son and brother who remains very much alive in our hearts and memories as we piece together our lives with his spirit going forward.”</p> <p>The tragedy has touched far beyond the school gates. An online fundraiser created in Jack’s memory has raised more than $290,000, as people across Melbourne and beyond rally around his grieving family.</p> <p><em>Images: Victorian Department of Education</em></p>

Legal

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Car thief found guilty after running over young "hero" cop

<p>A man high on methamphetamine who killed a young police officer during a chaotic pursuit in Perth has been found guilty of manslaughter, bringing a painful but long-awaited moment of justice for a grieving family and police force.</p> <p>Reagan Ainslie Chown, 25, was convicted in the Supreme Court on Tuesday for the death of Constable Anthony Woods, 28, who was fatally injured on June 8, 2023, after being dragged under a stolen vehicle in the Perth suburb of Ascot.</p> <p>Constable Woods – described by colleagues and loved ones as a rising star and a true hero – had only just completed his probationary training when he was killed in the line of duty.</p> <p>The courtroom was heavy with emotion as the jury returned its guilty verdict after less than three hours of deliberation. Woods’ family members sobbed openly, clinging to each other as the decision was read.</p> <p>“We’re just overwhelmed. We’re absolutely so happy with the verdict,” said his mother, Natalie Woods, fighting through tears outside the courthouse. “It’s been a huge year-and-a-half and I just want to thank all the police and detectives and everyone that’s been there for us. Now we can let him rest and start just living his memory the best way we can.”</p> <p>Chown had tried to shift the blame, claiming Constable Woods had “put himself in a dangerous position” and that he had lost control of his body during the incident. But police leaders and prosecutors strongly rejected the defence.</p> <p>“Anthony was a hero to all of us,” said WA Police Commissioner Col Blanch. “I reject any notion that Anthony should not have done what he did. He did his job. He never got to go home from his shift that night.”</p> <p>Blanch called the suggestion that Constable Woods was at fault “offensive and disgusting”, adding that the entire police force – often referred to as the "blue family" – had been mourning deeply since the tragedy. “But today is a small piece of justice,” he said.</p> <p>The court heard that Chown and two accomplices were fleeing police in a stolen Holden Cruz when they entered a cul-de-sac. As Constable Woods opened the driver's side door and attempted to arrest Chown, the officer deployed his Taser. In the chaos that followed, Woods fell and was dragged under the vehicle. He died days later from cardiac arrest caused by mechanical compression injuries.</p> <p>Prosecutor Justin Whalley said Chown had meth in his system at the time and was still in possession of the drug. Chown had earlier admitted to stealing the car and reckless driving, but pleaded not guilty to manslaughter.</p> <p>Constable Woods was laid to rest in a funeral attended by more than 2,000 mourners at Optus Stadium, including officers from around the country. The service was a solemn tribute to a man whose bravery and dedication touched the lives of many.</p> <p>“We will never stop missing him,” Constable Woods' mother said. “But today, we found a little bit of peace.”</p> <p>Chown is due to be sentenced on July 3. </p>

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Manhunt underway after 65-year-old woman killed in drive-by shooting

<p>A police manhunt is underway in Sydney’s south-west after a woman was fatally shot in a brazen drive-by attack overnight.</p> <p>Emergency services were called to a home on Dickens Road in Ambarvale about an hour south-west of the Sydney CBD at around 11pm on Monday night, following reports of gunfire. A 65-year-old woman was found with a gunshot wound to the leg and died at the scene despite efforts to save her.</p> <p>According to police, the shots were fired from an unknown vehicle that fled the area shortly after the attack. The home was peppered with bullets, with at least 10 yellow bullet-casing markers seen on the road outside the property.</p> <p>Two other occupants – a 21-year-old woman and a 34-year-old man – were inside the home at the time but were not injured.</p> <p>Detectives from the local police command and the State Crime Command’s Homicide Squad are investigating the incident. On Tuesday morning, police vehicles remained at the scene as forensic teams combed the area for clues.</p> <p>Authorities have appealed to the public for information, stating that community cooperation will be crucial to identifying the perpetrator.</p> <p>“This is a shocking incident, and we’re asking anyone who saw or heard anything suspicious in the area to come forward,” police said.</p> <p>Witnesses or anyone with dashcam or CCTV footage from the area at the time of the shooting are urged to contact Crime Stoppers on 1800 333 000.</p> <p><em>Images: ABC News screenshots</em></p>

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Beauty pageant queen dies after horrific car crash

<p>American beauty pageant queen Kadance Fredericksen has died at the age of 18 after a horrific head-on car crash. </p> <p>According to multiple US outlets, Fredericksen, who was named Miss Okaloosa County Teen USA, tragically died on February 17 following a head-on collision with a tractor-trailer while driving on a Florida highway.</p> <p>The sudden death of the Miss Teen USA title holder was confirmed in a heartbreaking post on The Miss Florida USA Instagram account, saying "our pageant community has lost a beautiful soul" and noting she "was a true light in this world".</p> <p>The Miss Florida USA organisation wrote in their Instagram post underneath a black and white shot of the pageant queen: "It is with profound sadness and a heavy heart that we share the passing of one of our beloved delegates, Kadance Fredericksen, Miss Okaloosa County."</p> <p>"Our pageant community has lost a beautiful soul – one who was a true light in this world. She was ambitious, driven, kind, and a leader among her pageant sisters."</p> <p>They added in part of the post, "May we honour her memory by carrying forward the light she so effortlessly shared with the world and our Florida pageant community. Forever our Queen 🙏🕊️."</p> <p>Her pageant coach Michelle Watts told <em>WKRG</em> following her death, "Even though she passed away at 18 years old, literally, her life story and her life start song still sings."</p> <p>"She is going to have such a legacy behind her."</p> <p><em>Image credits: Instagram </em></p>

Caring

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How to spot an unmarked police car

<p>Unmarked police cars have been utilised for decades on Aussie roads to patrol people speeding and breaking the rules. </p> <p>Many motorists have been caught red-handed by unmarked police cars, copping fines when they least suspect it. </p> <p>Thankfully, <a href="https://www.drive.com.au/caradvice/how-to-spot-an-unmarked-australian-police-car/?utm_source=Nine-Front-Page&utm_medium=Referral" target="_blank" rel="noopener">drive.com.au</a> has shared some helpful tips to spot an unmarked cop car amongst a sea of other vehicles. </p> <p>Unmarked police cars differ from 'undercover' police vehicles, in that they are often equipped with more traffic enforcement equipment such as number plate scanners, speed detection, large antennas for communication, and more lights.</p> <p>Australian Highway Patrol has long used these vehicles, with a spokesperson for the NSW Police Force telling <em>Drive</em> it's part of its "anytime, anywhere" campaign.</p> <div> <p>"The NSW Police Force continues to place a huge focus on road safety and has a number of strategies in place to ensure the roads of NSW are safer for the community. NSWPF utilises both marked and unmarked vehicles to maintain an anytime, anywhere approach to policing activities," said the NSWPF spokesperson.</p> </div> <div> <p>This approach has garnered mixed reactions online, with many people believing that the presence of a police car can prompt people to obey the road rules. </p> <p>"The thing is, I don't believe unmarked cop cars do anything to increase road safety. Whereas a marked police car on the road definitely does," said one Reddit user.</p> <p>Unmarked police cars come in a variety of shapes and sizes, but there are a few key differences that make them stand out.</p> <p>The main thing to look out for is the type of car used, as Highway Patrol vehicles need to be capable of engaging in a pursuit and handling well. For this reason, state police services will often opt for performance-based vehicles.</p> <p>The most common vehicles found in and around cities are the Chrysler 300 SRT, BMW 5 Series (wagon and sedan), BMW X5 M Sport, Kia Stinger, BMW M3 and, in some cases, Subaru WRX.</p> <p>Licence plates can also be a dead giveaway for unmarked cars, as they will use standard-issue plates rather than slim-line or special-edition sets.</p> <p>Another way to spot unmarked police cars is where they have extra lights placed in their vehicles. </p> <div> <p>If you have particularly good eyesight, you will be able to see the small rectangles in the vehicle's grille; these are the emergency lights.</p> </div> <p> </p> <div> <p>Victorian police are known to place the emergency lights on either side of the rear licence plate.</p> <p>Most other states will also have emergency lights placed in the front and rear windows.</p> <div> <p>Antennas are another obvious giveaway for police vehicles, as Highway Patrol vehicles need to be constantly connected to the network, even in low/no service zones to access the registry and police database.</p> </div> <p> </p> <div> <p>You will frequently see one or more large antennas either on the front or the rear of the vehicles.</p> <p><em>Image credits: Shutterstock </em></p> </div> </div> </div>

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Readers response: What does ‘self-care’ look like for you now compared to earlier years?

<p>We asked our readers what self-care looks like for them during their retirement years. Here's what you said. </p> <p><strong>Anne Henderson</strong> - More time and focus on my strength and fitness, and all of those things that will help with independence in old age. More saying no to society’s expectations … (including whether my 70 year old face and my clothing are acceptable to others)…. my routine has become simpler for this reason, not more complicated. Self care in older age to me is liberation from the shackles of all of the above.</p> <p><strong>Marie Jones</strong> - Definitely focusing on strength and balance hence exercise class and walking. Happy with my grey hair but always moisturising and have toned down make-up. I wear what's comfortable for me.</p> <p><strong>Dawn Dominick</strong> - Endless moisturising of my entire body not just my face any more.</p> <p><strong>Margie Buckingham</strong> - Love having long baths to relax in. Going to the podiatrist every month. Moisturising twice daily. Not wearing makeup unless it’s a special occasion. Wearing comfortable clothes. Considering stopping the every 5 week hair colouring. </p> <div dir="auto" style="font-family: system-ui, -apple-system, BlinkMacSystemFont, '.SFNSText-Regular', sans-serif; caret-color: #080809; color: #080809; font-size: 15px;"><em>Image credits: Shutterstock </em></div>

Beauty & Style

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Can you get sunburnt or UV skin damage through car or home windows?

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/theresa-larkin-952095">Theresa Larkin</a>, <a href="https://theconversation.com/institutions/university-of-wollongong-711">University of Wollongong</a></em></p> <p>When you’re in a car, train or bus, do you choose a seat to avoid being in the sun or do you like the sunny side?</p> <p>You can definitely feel the sun’s heat through a window. But can you get sunburn or skin damage when in your car or inside with the windows closed?</p> <p>Let’s look at how much UV (ultraviolet) radiation passes through different types of glass, how tinting can help block UV, and whether we need sunscreen when driving or indoors.</p> <h2>What’s the difference between UVA and UVB?</h2> <p>Of the <a href="https://www.who.int/news-room/questions-and-answers/item/radiation-ultraviolet-(uv)#:%7E:text=Most%20solar%20UVB%20is%20filtered,for%20the%20immediate%20tanning%20effect.">total UV</a> radiation that reaches Earth, about 95% is UVA and 5% is UVB.</p> <p>UVB only reaches the <a href="https://theconversation.com/curious-kids-why-dont-burns-bleed-130792">upper layers</a> of our skin but <a href="https://theconversation.com/what-is-the-uv-index-an-expert-explains-what-it-means-and-how-its-calculated-173146">is the major cause</a> of sunburn, cataracts and skin cancer.</p> <p>UVA <a href="https://theconversation.com/sunscreen-why-wearing-it-even-in-winter-could-be-a-good-idea-219640">penetrates deeper</a> into our skin and causes cell damage that leads to skin cancer.</p> <figure class="align-center "><img src="https://images.theconversation.com/files/646357/original/file-20250203-17-c897dp.jpg?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/646357/original/file-20250203-17-c897dp.jpg?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=600&amp;h=416&amp;fit=crop&amp;dpr=1 600w, https://images.theconversation.com/files/646357/original/file-20250203-17-c897dp.jpg?ixlib=rb-4.1.0&amp;q=30&amp;auto=format&amp;w=600&amp;h=416&amp;fit=crop&amp;dpr=2 1200w, https://images.theconversation.com/files/646357/original/file-20250203-17-c897dp.jpg?ixlib=rb-4.1.0&amp;q=15&amp;auto=format&amp;w=600&amp;h=416&amp;fit=crop&amp;dpr=3 1800w, https://images.theconversation.com/files/646357/original/file-20250203-17-c897dp.jpg?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;h=523&amp;fit=crop&amp;dpr=1 754w, https://images.theconversation.com/files/646357/original/file-20250203-17-c897dp.jpg?ixlib=rb-4.1.0&amp;q=30&amp;auto=format&amp;w=754&amp;h=523&amp;fit=crop&amp;dpr=2 1508w, https://images.theconversation.com/files/646357/original/file-20250203-17-c897dp.jpg?ixlib=rb-4.1.0&amp;q=15&amp;auto=format&amp;w=754&amp;h=523&amp;fit=crop&amp;dpr=3 2262w" alt="Graphic showing UVA and UVB penetrating skin" /><figcaption><span class="caption">UVA penetrates deeper than UVB.</span> <span class="attribution"><a class="source" href="https://www.shutterstock.com/image-vector/difference-radiation-types-sunlight-which-harmful-669925423">Shutterstock/solar22</a></span></figcaption></figure> <h2>Glass blocks UVA and UVB radiation differently</h2> <p>All <a href="https://onlinelibrary.wiley.com/doi/10.1111/phpp.12022">glass</a> used in house, office and car windows completely blocks UVB from passing through.</p> <p>But only laminated glass can completely block UVA. UVA <a href="https://www.skincancer.org/blog/sneaky-ways-youre-being-exposed-to-the-suns-uv-rays/#:%7E:text=UVB%20rays%2C%20the%20primary%20sunburn,the%20rays%20will%20reach%20you">can pass through</a> other glass used in car, house and office windows and <a href="https://theconversation.com/sunscreen-why-wearing-it-even-in-winter-could-be-a-good-idea-219640">cause skin damage</a>, increasing the risk of cancer.</p> <h2>Car windscreens block UVA, but the side and rear windows don’t</h2> <p>A car’s front windscreen lets in lots of sunshine and light. Luckily it <a href="https://onlinelibrary.wiley.com/doi/10.1111/phpp.12022">blocks 98% of UVA radiation</a> because it is made of two layers of laminated glass.</p> <p>But the side and rear car windows are made of tempered glass, which doesn’t completely block UVA. A <a href="https://jamanetwork.com/journals/jamaophthalmology/fullarticle/2522190">study of 29 cars</a> found a range from 4% to almost 56% of UVA passed through the side and rear windows.</p> <p>The UVA protection was not related to the car’s age or cost, but to <a href="https://www.sciencedirect.com/science/article/pii/S0190962205046244?casa_token=qxVQnQ_mFjEAAAAA:5n6QVYBb22gfsWNLxfxbNtsibJ1JXl_C7RtRhsaQLFVkRocFgoWiI4BnNyMGO35EnyIsLNhFK90">the type</a> of glass, its colour and whether it has been tinted or coated in a protective film. Grey or bronze coloured glass, and window tinting, all increase UVA protection. <a href="https://academic.oup.com/tropej/article/59/6/496/1660803">Window tinting</a> blocks around 95% of UVA radiation.</p> <p>In a separate study from Saudi Arabia, researchers fitted drivers with a <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC9797294/">wearable radiation monitor</a>. They found drivers were exposed to UV index ratings up to 3.5. (In Australia, sun protection <a href="https://www.cancer.org.au/cancer-information/causes-and-prevention/sun-safety/about-sunscreen/spf50-sunscreen">is generally recommended</a> when the UV index is 3 or above – at this level it takes pale skin about 20 minutes to burn.)</p> <p>So if you have your windows tinted, you should not have to wear sunscreen in the car. But without tinted windows, you can accumulate skin damage.</p> <h2>UV exposure while driving increases skin cancer risk</h2> <p>Many people spend a lot of time in the car – for work, commuting, holiday travel and general transport. Repeated UVA radiation exposure through car side windows might go unnoticed, but it can affect our skin.</p> <p>Indeed, skin cancer is more common on the driver’s side of the body. A <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC3117975/">study in the United States</a> (where drivers sit on the left side) found more skin cancers on the left than the right side for the face, scalp, arm and leg, including 20 times more for the arm.</p> <p><a href="https://pubmed.ncbi.nlm.nih.gov/20226568/">Another US study</a> found this effect was higher in men. For <a href="https://www.cancerresearchuk.org/about-cancer/melanoma/stages-types/melanoma-in-situ-stage-0#:%7E:text=What%20is%20melanoma%20in%20situ,grown%20deeper%20into%20the%20skin.">melanoma in situ</a>, an early form of melanoma, 74% of these cancers were on the on the left versus 26% on the right.</p> <p>Earlier Australian studies reported more <a href="https://pmc.ncbi.nlm.nih.gov/articles/PMC1340770/">skin damage</a> and more <a href="https://jamanetwork.com/journals/jamadermatology/fullarticle/555250">skin cancer</a> on the right side.</p> <p>Cataracts and other eye damage are also <a href="https://www.aoa.org/news/clinical-eye-care/diseases-and-conditions/cataracts-and-uv-exposure-in-driver-side-windows?sso=y">more common on the driver’s side</a> of the body.</p> <h2>What about UV exposure through home or office windows?</h2> <p>We see UV damage from sunlight through our home windows in faded materials, furniture or plastics.</p> <p>Most glass used in residential windows lets a lot of UVA pass through, <a href="https://onlinelibrary.wiley.com/doi/10.1111/j.1600-0781.2009.00434.x">between 45 and 75%</a>.</p> <p>Single-pane glass lets through the most UVA, while thicker, tinted or coated glass blocks more UVA.</p> <p>The best options are laminated glass, or double-glazed, tinted windows that allow less than 1% of UVA through.</p> <p><a href="https://onlinelibrary.wiley.com/doi/10.1111/phpp.12022">Skylights</a> are made from laminated glass, which completely stops UVA from passing through.</p> <p>Most office and commercial window glass has better UVA protection than residential windows, allowing <a href="https://www.sciencedirect.com/science/article/pii/S0190962205046244?casa_token=qxVQnQ_mFjEAAAAA:5n6QVYBb22gfsWNLxfxbNtsibJ1JXl_C7RtRhsaQLFVkRocFgoWiI4BnNyMGO35EnyIsLNhFK90#bib17">less than 25% of UVA transmission</a>. These windows are usually double-glazed and tinted, with reflective properties or UV-absorbent chemicals.</p> <p>Some <a href="https://theconversation.com/smart-windows-could-be-the-next-big-thing-in-renewable-heating-245053">smart windows</a> that reduce heat using chemical treatments to darken the glass can also block UVA.</p> <h2>So when should you wear sunscreen and sunglasses?</h2> <p>The biggest risk with skin damage while driving is having the windows down or your arm out the window in direct sun. Even untinted windows will reduce UVA exposure to some extent, so it’s better to have the <a href="https://theconversation.com/i-cant-get-sunburnt-through-glass-shade-or-in-water-right-5-common-sunburn-myths-busted-150640">car window up</a>.</p> <p>For home windows, <a href="https://onlinelibrary.wiley.com/doi/10.1111/phpp.12022">window films or tint</a> can increase UVA protection of single pane glass. UVA blocking by glass is similar to protection by sunscreen.</p> <p>When you need to use sunscreen <a href="https://onlinelibrary.wiley.com/doi/pdf/10.5694/j.1326-5377.2006.tb00267.x">depends on</a> your skin type, latitude and time of the year. In a car without tinted windows, you could burn after one hour in the middle of the day in summer, and two hours in the middle of a winter’s day.</p> <p>But in the middle of the day next to a home window that allows more UVA to pass through, it <a href="https://onlinelibrary.wiley.com/doi/pdf/10.5694/j.1326-5377.2006.tb00267.x">could</a> take only 30 minutes to burn in summer and one hour in winter.</p> <p>When the UV index is above three, it is recommended you <a href="https://theconversation.com/sunglasses-dont-just-look-good-theyre-good-for-you-too-heres-how-to-choose-the-right-pair-245270">wear protective sunglasses</a> while driving or next to a sunny window to avoid eye damage.<!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/theresa-larkin-952095">Theresa Larkin</a>, Associate Professor of Medical Sciences, <a href="https://theconversation.com/institutions/university-of-wollongong-711">University of Wollongong</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/can-you-get-sunburnt-or-uv-skin-damage-through-car-or-home-windows-246599">original article</a>.</em></p> </div>

Body

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Mum furious over grandmother’s refusal to use car seat for her child

<p dir="ltr">A mother has voiced her frustration over her own mother’s major babysitting error. </p> <p dir="ltr">The woman, who has a son of her own, shared that her parents regularly look after their grandchild, but has grown more and more annoyed that one request has been ignored. </p> <p dir="ltr">In her lengthy post on Reddit, the woman wrote that her mother has taken her grandson in a car without a car seat more than once. </p> <p dir="ltr">She wrote, "I'm livid and won't be letting her take him out again but needed to vent. My parents look after my son for me now and again, he loves them, and they love him, but my mom is really testing me. Twice now she has had him in someone's car without his car seat."</p> <p dir="ltr">She continued: "The first time it happened, I didn't let her see him for a month. I knew they were taking him out and had left his car seat for them, but she didn't use it as they were only 'going around the corner.' I screamed and shouted about her putting my son at risk.” </p> <p dir="ltr">“She tried to backtrack and lie her way out of it, but at the end of the day, she disrespected me."</p> <p dir="ltr">"That was almost a year ago; yesterday, she had him as I had work in London, and hubby was at work; she said they were taking him out and promised she would use the car seat. I stressed to her how she won't see him again if they don't use it and guess what, they didn't use it."</p> <p dir="ltr">The end of the post reads: "I'm livid, I'm going to see her today to shout and give an ultimatum, why don't people listen?! 'Oh, he was fine. We only went two streets away. You're being dramatic…'"</p> <p dir="ltr">"'Dramatic' when there's an insane storm going on, and anything could have happened. [She] won't be having him again. I feel like a d*** for trusting and believing her.”</p> <p dir="ltr">Hundreds of comments poured in from other mothers backing up the woman’s decision, as one person wrote, "She is playing Russian roulette with your child's life. Stay strong in this decision."</p> <p dir="ltr">Another simply wrote, “Why even take the risk? Why?!"</p> <p dir="ltr"><em>Image credits: Shutterstock</em></p></p>

Family & Pets

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Samantha Murphy's accused killer fined over driving offences

<p>The man accused with murdering Samantha Murphy has been fined and convicted for driving offences in the months before the Ballarat mother's disappearance. </p> <p>Patrick Stephenson has been ordered to pay $2,500 over a crash that occurred in October 2023 when the man was under the influence of drugs. </p> <p>The son of ex-AFL footballer Orren Stephenson was riding his motorcycle home after attending a party to celebrate the grand final when he came off it about 1.42am, the court was told.</p> <p>Police found Stephenson lying in the middle of Armstrong Street South in Ballarat, with his black Kawasaki on its side in the service lane.</p> <p>"The motorcycle has slid out from underneath the accused, which had ejected the accused from the motorcycle," the prosecutor told the court.</p> <p>"Police had difficulty communicating with the accused due to his current state of intoxication."</p> <p>His blood was analysed and he tested positive to MDMA, with a blood alcohol reading of 0.148.</p> <p>Stephenson pleaded guilty to drug, drink and careless driving, with two other charges struck out.</p> <p>He has separately been committed to stand trial for the murder of missing Ballarat mother Samantha Murphy, after pleading not guilty to the offence in November.</p> <p>Mr Stephenson was charged with Samantha's murder in March, just weeks after the 51-year-old went missing after leaving home for a morning run on February 4th. </p> <p><em>Image credits: Supplied / Facebook</em></p>

Legal

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New research calls for later-in-life driving lessons

<p>New research has shown that older drivers should be coming forward to test and update their driving skills to keep people safer on the road, and keep senior drivers behind the wheel for longer. </p> <p>A new website launched by the University of New South Wales (UNSW) and neuroscience institute NeuRA aims to help drivers aged in their 50s and above stay safe when driving, while also helping to update their skills to keep them on the roads for longer. </p> <p>Cognitive aging expert and UNSW professor Kaarin Anstey told <em><a href="https://www.9news.com.au/national/how-old-is-too-old-to-drive-in-australia-new-research-shows-ageing-motorists-should-have-driving-lessons/6a470fa9-f0c3-4571-a229-672e689f1e76" target="_blank" rel="noopener">9News</a></em> later-in-life driving lessons were crucial as our population grows and ages.</p> <p>"We obviously want people to stay on the road as long as it's safe for them to do so. And that's the issue: they have to be safe on the road," Anstey explained.</p> <p>"That's the point of the website, to empower older drivers, family members and health professionals."</p> <p>"We've been working on this issue of older drivers for over 20 years because the second biggest cause of injury in older adults is motor vehicle accidents or crashes (after falls)."</p> <p>Anstey said her research in <a href="https://www.unsw.edu.au/newsroom/news/2024/11/should-age-determine-how-long-drive-car" target="_blank" rel="noopener">The Better Drive Study</a> analysed how the driving habits of older motorists changed if they had a refresher course. </p> <p>"A lot of people got their licence in an era where the cars were different, the roads were different, the road rules were different," she said.</p> <p>"We just feel there's a certain amount of improvement that probably all of us, not just the older age group but lots of people, could benefit in refreshing their driving skills."</p> <p>Anstey's pilot study, that followed motorists aged over 65 over 12 months, found older people were more likely to develop bad habits such as not checking blind spots or not keeping up to date with key road rules.</p> <p>She said people who did the driving lessons had a "big improvement" in their safety on the road.</p> <p>Later-in-life lessons could also identify if a person should be looking at giving up their licence, as Anstey added, "Sometimes there's people who we find who are not very safe drivers, or who have an impairment that they may not have been aware of."</p> <p>When asked what they thought of the initiative, some older drivers told <em>9News</em>, "I think it's a good idea, there are some older people who definitely need a refresher but there are some that are still quite good."</p> <p>"I'd rather not go through those grills but I guess for everyone's safety it's a very good thing," another added.</p> <p><em>Image credits: Shutterstock</em></p>

Travel Trouble

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Kate Ritchie involved in multi-vehicle car crash

<p>Kate Ritchie has been involved in a multi-vehicle car crash in Sydney's Eastern Suburbs. </p> <p>The radio host was reportedly behind the wheel of her BMW when the incident unfolded in Randwick, with eye-witnesses claiming Ritchie's care collided with a parked Mitsubishi Pajero, forcefully pushing it off the road and into a parked Kia.</p> <p>The owner of the Kia, who wished to remain anonymous, identified Ritchie as the driver of the BMW and confirmed that Ritchie shared her details with him following the collision.</p> <p>After the exchange, Kate, 46, expressed her need to leave promptly to pick up her nine-year-old daughter, Mae.</p> <p>He added that Kate said her personal assistant would follow up on the matter, and that Ritchie did not appear under the influence of alcohol, although no roadside sobriety test was administered by police. </p> <p>All three vehicles involved suffered substantial damage and were later towed away from the suburban street.</p> <p>Daily Mail Australia reached out to NSW Police who provided the following statement.</p> <p>"About 5.10pm on Wednesday (6 November 2024) emergency services were called to Dudley Street, Randwick, following reports of a crash," the statement read.</p> <p>"Officers attached to Eastern Beaches Police Area Command commenced inquiries into the circumstances surrounding the incident. Inquiries revealed a BMW SUV crashed into a parked car."</p> <p> </p> <p>"The 46-year-old female driver of the SUV and the owner of the parked car exchanged details. No injuries were reported. No police action was required."</p> <p><em>Image credits: Instagram - ABC</em></p>

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How can I make summer style part of my self-care routine?

<p>Taking care of yourself doesn’t have to be complicated. With summer just around the corner, it’s a great time to refresh your self-care routine with small changes that help you feel your best. </p> <p>One easy way to do this is by choosing clothing made from breathable Australian cotton and linen. They keep you cool, feel great against the skin and make looking put-together effortless. In this guide, we’ll show you how your summer wardrobe can fit into your self-care routine, featuring pieces from Sussan, a retailer known for easy, comfortable styles that last all season.</p> <p><strong>Simplify your day with matching sets</strong></p> <p><img src="https://oversixtydev.blob.core.windows.net/media/2024/11/Sussan01.jpg" alt="" width="1280" height="720" /></p> <p>A big part of self-care is simplifying your day as much as possible, and that includes your clothing choices. Summer is the time for relaxed, unfussy outfits that don’t require a lot of planning. <a href="https://www.sussan.com.au/clothing/sets" target="_blank" rel="noopener">Matching sets</a> are perfect for this because they take away the guesswork. Everything is already coordinated, which saves you time and makes your mornings easier.</p> <p>A soft denim skirt made from Australian cotton paired with a lightweight tee is breathable and practical for warm days. These pieces help you stay comfy when running errands or enjoying time with friends.</p> <p><strong>Stay cool all day in linen dresses</strong></p> <p><img src="https://oversixtydev.blob.core.windows.net/media/2024/11/Sussan04.jpg" alt="" width="1280" height="720" /></p> <p><a href="https://www.sussan.com.au/clothing/linen/linen-dresses" target="_blank" rel="noopener">Linen dresses</a> are an easy go-to for keeping cool and comfortable during hot summer days. The fabric is light, breathable and perfect for warm weather, which is why it’s a great fit for everything from weekend barbecues to beach walks. With styles like shirt dresses, minis, midis and maxis, there’s plenty of variety to match whatever the day calls for.</p> <p>Styling a linen dress is also simple and practical. With the right accessories, it can easily shift from a casual daytime outfit to an evening look. Style it with a hat for an easy brunch outfit or a trip to the markets. To dress it up, add a light jacket and some jewellery, like a pair of earrings or a statement necklace.</p> <p><strong>Unwind with breathable loungewear</strong></p> <p><img src="https://oversixtydev.blob.core.windows.net/media/2024/11/Sussan03.jpg" alt="" width="1280" height="720" /></p> <p>Practising self-care through summer style can be as simple as choosing clothes that help you relax and feel comfy all day long. This is easy to achieve with loungewear made from pure linen and linen blends.</p> <p>Look for lightweight loungewear tops, pants and shorts that feel soft on the skin and keep you cool as you move through your day. For a summer-ready look, pair a linen top with matching shorts for warm afternoons, or switch to linen pants for a little more coverage on cooler evenings.</p> <p><strong>End your day in Australian cotton sleepwear</strong></p> <p>Winding down at the end of the day feels easier when you’re wearing clothes that make you feel calm and cosy. <a href="https://www.sussan.com.au/shop-the-edit-sleepwear/australian-cotton-sleepwear" target="_blank" rel="noopener">Australian cotton sleepwear</a> in soft, breathable fabrics is a great option as it sits lightly on the skin and keeps you comfortable during warm nights.</p> <p>You can mix and match Australian cotton pyjama tops, tanks, shorts and pants or wear nighties to match your mood and comfort level. These versatile let you settle in and enjoy quiet evenings at home.</p> <p><strong>Wear what feels good this summer</strong></p> <p><strong><img src="https://oversixtydev.blob.core.windows.net/media/2024/11/Sussan02.jpg" alt="" width="1280" height="720" /></strong></p> <p>Updating your summer wardrobe with comfy, breathable pieces is an easy way to bring self-care into your routine. With matching sets, linen dresses, loungewear and soft Australian cotton sleepwear from <a href="https://www.sussan.com.au/" target="_blank" rel="noopener">Sussan</a>, you can have more time to focus on yourself and enjoy the season your way.</p> <p>Start refreshing your wardrobe with these pieces that feel good to wear, and use your summer style to prioritise self-care!</p> <p><em>Images: Sussan</em></p> <p><em>This is a sponsored article produced in partnership with Sussan</em></p>

Beauty & Style

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"I’m coming home from a party, and I don’t want to end up getting arrested": do driving apps help people break road rules?

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/verity-truelove-1237331">Verity Truelove</a>, <a href="https://theconversation.com/institutions/university-of-the-sunshine-coast-1068">University of the Sunshine Coast</a>; <a href="https://theconversation.com/profiles/michelle-nicolls-1299069">Michelle Nicolls</a>, <a href="https://theconversation.com/institutions/university-of-the-sunshine-coast-1068">University of the Sunshine Coast</a>, and <a href="https://theconversation.com/profiles/oscar-oviedo-trespalacios-1417150">Oscar Oviedo-Trespalacios</a>, <a href="https://theconversation.com/institutions/delft-university-of-technology-1040">Delft University of Technology</a></em></p> <p>Apps such as Google Maps, Apple Maps and Waze can tell drivers when they are approaching speed cameras or random breath testing stations. Countries such as Germany, France and Switzerland have banned apps from displaying these enforcement locations.</p> <p>But what effect are these apps having in Australia – are they helping drivers break road rules?</p> <p>Our new <a href="https://www.sciencedirect.com/science/article/pii/S0925753524002972">paper</a>, published in the journal Safety Science, examined this question.</p> <p>We found this technology can, in some cases, contribute to people thinking they are invincible on the roads. However, we also found they can sometimes help people drive more safely.</p> <h2>Being made aware of enforcement can help road safety</h2> <p>We conducted focus groups and interviews with a total of 58 drivers from Queensland, to understand how the use of this technology influences perceptions of being caught for breaking road rules.</p> <p>One driver told us: "If I know it’s coming up, I’ll put my phone down. If I was, say, texting or checking something, but then like once a good few 100 metres away, I sort of pick it up again, depending though."</p> <p>Another said: "It sort of depends where I am driving, I guess. Like, if I am driving on a country road and there is a speed camera there I would probably slow down for the speed camera and then sort of speed up again once I am sort of past that; it sort of depends on the circumstances."</p> <p>We also found that, for some people, being made aware of enforcement locations can help drivers better regulate their speed. This helped them comply with road rules more consistently.</p> <p>Waze also shows the speed limit in the area, which further assisted some drivers to stick to the speed limit. One driver told us: "I’m a bit careful if I just look at the speedo and just double check that I’m on the right amount of speed."</p> <p>Another said: "It just gives you a warning like, ‘OK, you need to check your speed.’ Just to double-check you’re going on the right speed perhaps or when it’s a camera coming up."</p> <h2>Concerning behaviours</h2> <p>Concerningly, we also found some drivers who use these apps are looking at and touching their screens more than they otherwise would. This can distract drivers and increase their <a href="https://www.sciencedirect.com/science/article/pii/S0925753524001097">risk of crashing</a>.</p> <p>One driver told us they post traffic updates on the app they use while driving, “which I know is wrong.”</p> <p>Another said: "Just hit the button on the phone. Just two steps after I go past the camera."</p> <p>Another driver told us: "It’s so helpful […] Especially if it’s, say, late night and I’m coming home from a party, and I don’t want to end up getting arrested."</p> <p>One driver said: "I probably feel slightly more invincible, which is probably not a good thing."</p> <p>When asked why these apps are used, one driver said: "I guess the drug and the drink-driving."</p> <h2>Apps can help and hinder road safety</h2> <p>We know breaking road rules significantly contributes to <a href="https://www.who.int/teams/social-determinants-of-health/safety-and-mobility/global-status-report-on-road-safety-2023">crashes and road fatalities</a>, with deaths on Australian roads continuing to <a href="https://www.bitre.gov.au/publications/ongoing/road_deaths_australia_monthly_bulletins">increase</a> over time.</p> <p>On the one hand, when drivers are aware of enforcement measures like cameras and police, they are more likely to stop breaking the rules in those areas. That’s particularly true for behaviours such as speeding and using a phone while driving, we found.</p> <p>Using apps that flag where cameras and police are located also means drivers would be more exposed to enforcement activities than they otherwise would be on a normal drive.</p> <p>On the other hand, our results suggest some drivers are using these applications to break road rules more often in places where they think they won’t be caught.</p> <p>These apps are also not always completely accurate.</p> <p>For instance, even though Waze can display some police operation locations such as roadside breath testing, it can’t capture <em>all</em> on-road police activities. Further, camera locations are not always up to date or accurate.</p> <h2>Weighing benefits against risks</h2> <p>While these apps do have some benefits, it’s important to weigh these against the risks.</p> <p>It’s also important to recognise traffic enforcement isn’t just there to make you comply with road rules at a specific point; it is meant to remind you of the constant risk of being caught and to encourage consistent rule compliance.</p> <p>The goal is to ensure that drivers are following the traffic rules across the entire network, not just in isolated spots.</p> <p>With road fatalities at some of the <a href="https://www.bitre.gov.au/publications/ongoing/road_deaths_australia_monthly_bulletins">highest rates we’ve seen in recent years</a>, we need everyone to work together to stop more preventable deaths and injuries.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/237664/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/verity-truelove-1237331">Verity Truelove</a>, Senior Research Fellow in Road Safety Research, <a href="https://theconversation.com/institutions/university-of-the-sunshine-coast-1068">University of the Sunshine Coast</a>; <a href="https://theconversation.com/profiles/michelle-nicolls-1299069">Michelle Nicolls</a>, PhD Candidate, <a href="https://theconversation.com/institutions/university-of-the-sunshine-coast-1068">University of the Sunshine Coast</a>, and <a href="https://theconversation.com/profiles/oscar-oviedo-trespalacios-1417150">Oscar Oviedo-Trespalacios</a>, A/Professor Responsible Risk Management, <a href="https://theconversation.com/institutions/delft-university-of-technology-1040">Delft University of Technology</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/im-coming-home-from-a-party-and-i-dont-want-to-end-up-getting-arrested-do-driving-apps-help-people-break-road-rules-237664">original article</a>.</em></p> </div>

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Child dies after car crashes through school gate

<p>One child has died and another four kids have been left injured after a car crash through a school gate in the east Melbourne suburb of Auburn. </p> <p>Emergency services were called to Auburn South Primary School in Hawthorn East on Tuesday afternoon after a car veered off the road and into the primary school's gate.</p> <p>The car collided with a table where five children were sitting. </p> <p>Two 11-year-old girls, one 10-year-old girl and a 10-year-old boy were all taken to hospital with serious injuries.</p> <p>An 11-year-old boy was taken to hospital with critical injuries, and later died.</p> <p>The driver of the vehicle was identified as a 40-year-old woman who was local to the area, and was arrested at the scene. </p> <p>A primary school-aged was also in the car at the time of the crash but remained unharmed. </p> <p>Victoria Police Inspector Craig McEvoy said the driver was attempting a U-turn before veering off the road, and it appeared the crash was an accident.</p> <p>"It's tragic circumstances ... really tough for everyone involved," McEvoy said. "It's always a tough time when children are involved."</p> <p>"The ongoing investigation will take days, weeks, months," Inspector McEvoy added.</p> <p>Premier Jacinta Allan also commented on the incident, saying it should have been an "unremarkable sunny day" at the school.</p> <p>"Instead, a dark shadow has been cast over our city and state," she wrote on X.</p> <p>"I'm sending my love and thoughts to the students, their families and the whole school communityAnd my thanks to the first responders on the scene," she said.</p> <p>"I know tonight Victorians will be thinking of Auburn South Primary, and holding our kids even closer."</p> <p><em>Image credits: ABC News / Nine News </em></p>

Caring

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Readers response: What are your driving pet peeves?

<p>When it comes to reckless driving, some specific actions can make anyone irate. </p> <p>We asked our readers what their driving pet peeves are, and the response was overwhelming. Here's what they said. </p> <p><strong>Robyn Kay</strong> - People who don’t indicate! And people who don’t know the road rules, and red light runners.</p> <p><strong>Clay Lorraine Sumsion</strong> - People who reverse out of a car parking space at a shopping centre when you are going past and think they have the right of way!</p> <p><strong>Karen Ambrose</strong> - When I’m diligently sticking to the speed limit on the highway and they keep whizzing past me. Oh well, they can get booked and I’ll be laughing.</p> <p><strong>Barbara Belmonte</strong> - (1) motorists who leave about 2 car lengths from the car in front at traffic lights preventing those who want to turn left. (2) motorists who don't know how to use roundabouts.</p> <p><strong>Ruth Hourigan</strong> - Drivers who drive 10 to 15 km hour under the speed limit then speed up to 5km hour over the speed limit the second you come to an overtaking lane.</p> <p><strong>Dotty Weary</strong> - People who daydream at traffic lights!!!</p> <p><strong>Dorrise Humes</strong> - Drivers who have their lights on high beam in lit up areas, especially in the city.</p> <p><strong>Jo Pollock</strong> - People driving too close behind me. It just makes me slow down.</p> <p><strong>Helen Johnson</strong> - Leaving trolleys in parking bays at supermarkets.</p> <p><strong>Judi Saunders</strong> - Tailgaters and drivers who weave in and out of all lanes.</p> <p><strong>Susan Vemer</strong> - People who don't use their indicators properly!</p> <p><em>Image credits: Shutterstock</em></p> <p> </p>

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Aussie drivers warned over commonly ignored road rule

<p>Aussie drivers are being reminded to follow simple road rules and etiquette when driving on a highway, with one often ignored rule costing drivers hundreds. </p> <p>Police are fining drivers caught driving in the right lane on a highway without overtaking anyone.</p> <p>A Victorian man was fined $198 and two demerit points over the weekend "after travelling 3km in the right-hand lane and passing no one,” Senior Sergeant Aaron Riches told the <em>Geelong Advertiser.</em></p> <p>Penalties also apply in other states and territories, including NSW where the penalty can be as much as $410.</p> <p>Victoria Police told <em>Yahoo News Australia </em>that this wasn't part of a crackdown, as they are always monitoring roads to ensure drivers are following the road rules. </p> <p>"Police are out and about every day, making sure people are following the road rules. Road safety is a priority for police, and we will continue to focus our efforts on ensuring those using the roads are safe," a spokesperson said.</p> <p>According to VicRoads, when travelling on a multi-lane road with a speed limit of over 80km/h, drivers must keep out of the right lane unless they are overtaking, turning right or if all lanes are congested.</p> <p>In NSW a P-plater was caught "disobeying" this rule and copped a $410 fine. </p> <p>Sydney lawyer Avinash Singh of Astor Legal said some drivers get of easy, with penalties actually reaching $2,200. </p> <p>"On a road where there is a speed limit of more than 80km/h, you must not drive in the right lane, unless you're overtaking," he said.</p> <p>Although unlikely, "you can incur a fine of up to $2,200 for disobeying this rule," he added.</p> <p>NSW Police also reminded drivers in August against ignoring "keep left signs unless overtaking" as travelling in the right lane has resulted in "an increase in collisions involving drivers overtaking other vehicles".</p> <p><em>Images: NSW Police Highway Patrol</em></p>

Travel Trouble

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Readers response: What’s the most unexpected thing you’ve learned about yourself through travel?

<p>When it comes to travelling, it's not uncommon to have revelations about yourself while self-reflecting in a new place. </p> <p>We asked our readers what the most unexpected thing they've learned about themselves is through travel, and the response was overwhelming. Here's what they said.</p> <p><strong>Penny Corbin</strong> - I don't need the cathedrals, monuments, the tours, I just love walking in the space and finding my own beauty wherever it leads me.</p> <p><strong>Dom Cimino</strong> - That I really love meeting people of all backgrounds.</p> <p><strong>Jenny Halkett</strong> - To treat it as an adventure, and don’t be afraid to ask a qualified person for advice.</p> <p><strong>Kristeen Collison</strong> - That I’m more adventurous than I thought.</p> <p><strong>Angie Jansen</strong> - That I love it. Just new places, culture, food, history, the wonderful people, the adventures you have and the memories, it’s the experiencing new things and learning, exploring, being amazed. Just so grateful I can still do it.</p> <p><strong>Palma Hemer </strong>- To have a sense of humour, rain hail or shine.</p> <p><strong>Anne Jenkin</strong> - That I can enjoy the travel by myself but I do like meeting new people on these trips.</p> <p><strong>Kath Sheppard</strong> - To try to learn basic phrases when travelling. It's definitely appreciated.</p> <p><strong>Kerry Fischer</strong> - Soak up the vibe wherever you are! Every place has beauty!</p> <p><strong>Jacqueline Buchanan</strong> - That a smile speaks many languages.</p> <p><strong>Martin Drake</strong> - That there is just too much to see and not enough time.</p> <p><em>Image credits: Shutterstock </em></p>

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Olympian's life "a living nightmare" after simple self-check out mistake

<p>A former Olympian has spoken about how her life was ruined after she accidentally failed to scan to items at a self-checkout machine in Walmart. </p> <p>Canadian athlete Meaggan Pettipiece, 48, was arrested on March 28 in Indiana for theft, possession of marijuana and possession of a controlled substance.</p> <p>The charges have since been dropped, but Pettipiece lost her prestigious job as the head coach of the Valparaiso University softball team as a result and says her career and reputation have been ruined. </p> <p>The ordeal began when the self-checkout machine at Walmart reportedly failed to scan the asparagus and ham that Pettipiece intended to purchase. </p> <p>Walmart security saw that she failed to scan the items  — worth a total of $67 — prompting them to call the police despite her having paid $167 for her other groceries.</p> <p>Pettipiece was arrested and when police searched her they found three disposable vapes in her purse, along with two unopened blister packs containing anti-nausea medication Zofran.</p> <p>The former athlete said the vapes did not contain any nicotine or THC, and the anti-nausea pills belonged to an assistant coach who had asked her to keep them in her purse during a softball game, days before her arrest. </p> <p>“We both forgot about them,” Pettipiece told the<em> National Post.</em></p> <p>The outlet reported that earlier this month, her lawyer submitted an application for dismissal that included her account of the incident, proof of her assistant’s prescription, and character reference letters.</p> <p>After reading the application, her charges were dropped by justice officials on September 19, but the damage caused by the incident "changed everything". </p> <p>“It is bittersweet,” she told <em>National Post</em>.</p> <p>“I’m happy, obviously, the charges were dismissed. The sad part is the damage it did to my career. It has changed everything in my life.”</p> <p>Pettipiece resigned as head coach of the softball team shortly after the Walmart incident. </p> <p>"It's been five months, a living nightmare. I lost my career, I lost my job, the life I was building and it's been really difficult."</p> <p>Along with the damage to her career, Pettipiece said the effect on her reputation has been equally heartbreaking. </p> <p>“The softball community is a tight-knit group and it (the news) went through like wildfire,” she said. </p> <p>“You really do learn who the people are that really believe in you and trust you and are truly a friend for you." </p> <p>The former athlete is now living in Ohio with her family, and though the charges against her have been dismissed she is worried the damage "can't be reversed". </p> <p>“The tough thing is, how do you get out to people that you are innocent? And this damage was done for something so ridiculous,” Pettipiece told the outlet.</p> <p>“I’m not sure of the future. For now, I’m going to stay at home and focus on my kids. I’d like to figure out which direction I’m going to go in.”</p> <p><em>Image: Valparaiso University Athletics/ </em><em>ZikG / Shutterstock.com</em></p> <p> </p>

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The biggest faux pas for self-funded retirees

<p>Whether you have been retired for some time or are still looking forward to the time you can step back, chances are there are important considerations you may have overlooked.</p> <p>From planning and pensions to family and housing, these are the biggest self-funded retirement mistakes I come across, and some insights into how to avoid repeating them:</p> <ol> <li><strong>Lack of a plan</strong></li> </ol> <p>Not having a retirement plan is perhaps the most basic faux pas, but often the most costly.</p> <p>A detailed plan should cover things like:</p> <ul> <li>When you AND your partner will retire </li> <li>Where you will live (you may want to downsize, relocate, seek assisted living)</li> <li>Anticipated living costs (living situation, health, lifestyle)</li> <li>How you will spend your time (hobbies, travel, volunteering, time with family)</li> <li>Strategies to maximise investments and superannuation</li> <li>Tax minimisation strategies</li> </ul> <p>Remember: failing to plan = planning to fail.</p> <ol start="2"> <li><strong>Poor planning</strong></li> </ol> <p>Having a plan is the starting point, but it won’t get you far if it’s incomplete, not updated as circumstances change, or omits critical factors.</p> <p>For couples, not considering age differences is a big mistake. One partner retiring before the other can have big shifts on financial and tax dynamics and even the relationship itself. Then there is end-of-life care, particularly if the younger partner is still working.</p> <p>Not building in a safety buffer is another no-no. Too many retirees have been caught out by the high inflation of recent years, having calculated their anticipated income needs on much lower living costs.</p> <p>Balance short-term and long-term goals: being overly conservative early on can limit your financial situation down the track.</p> <p>And no plan is complete without contingencies for worst case scenarios – insurances, protections, back-up options.</p> <ol start="3"> <li><strong>Insecure housing </strong></li> </ol> <p>Government data has long shown major differences in quality of life for retirees who own their home versus those who don’t. </p> <p>Homelessness or insecure housing, the mercy of the rental market, and inability to customise your home as you age or if you need specialised support with disability or health issues are some of the challenges renters face.</p> <p>Furthermore, public estimates of how much the average Australian needs to retire typically assume home ownership – meaning rent is not part of that calculation. That’s a huge living cost you may not have factored into your retirement planning. </p> <ol start="4"> <li><strong>Unclaimed pensions</strong></li> </ol> <p>Contrary to popular belief, self-funded retirement and claiming a pension are not mutually exclusive. </p> <p>You may be eligible for a part-pension, calculated pro-rata according to the value of your assets and other income. Claiming a part-pension, no matter how small it may be, reduces how much income you need to draw down from super – making it last longer. </p> <p>Don’t fall into another common trap when applying – overestimating your assets. It’s easy to assume your non-monetary assets are worth more than what they really are, reducing how much pension you receive or negating your eligibility altogether.</p> <ol start="5"> <li><strong>Depleted Bank of Mum and Dad</strong></li> </ol> <p>With home ownership increasingly out of reach for younger adults, the Bank of Mum and Dad is often sought to bridge the gap. How you do so will impact your own situation.</p> <p>Giving more than you can afford can leave you overstretched. Missed loan repayments could see you fall behind on your own bills. Not putting agreements in writing can lead to disputes down the track. Having a loan guarantee called in could see you homeless.</p> <p>Be wise about decisions you make here and don’t let heartstrings cloud your judgement.</p> <ol start="6"> <li><strong>Suffering in silence</strong></li> </ol> <p>Elder abuse is a sad but significant problem. Given they have money in the bank, self-funded retirees are often the most vulnerable.</p> <p>Its effects can be far-reaching, impacting your mental and physical health, financial wellbeing, social interactions, and quality of life.</p> <p>Be aware of <a href="https://www.oversixty.com.au/finance/retirement-income/are-you-a-victim-of-elder-abuse-without-even-realising-it">the signs that something isn’t right</a>. If you recognise it happening to you – or someone you know – speak up and seek help. </p> <ol start="7"> <li><strong>Forgoing professional advice</strong></li> </ol> <p>How much of the above details did you already know? Chances are, not all of them. And that’s just the tip of the iceberg.</p> <p>Money is a complicated business and you simply don’t know what you don’t know, which is why seeking independent, tailored advice from a professional is so important. </p> <p>A good financial advisor can help you identify new opportunities and manage risks you may not have considered, limit expenses and also work with your accountant to minimise your tax.</p> <p><strong><em>Helen Baker is a licensed Australian financial adviser and author of On Your Own Two Feet: The Essential Guide to Financial Independence for all Women. Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at <a href="http://www.onyourowntwofeet.com.au/">www.onyourowntwofeet.com.au</a></em></strong></p> <p><strong><em> Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754.</em></strong></p> <p><strong><em>Image credits: Shutterstock </em></strong></p>

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