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New research calls for later-in-life driving lessons

<p>New research has shown that older drivers should be coming forward to test and update their driving skills to keep people safer on the road, and keep senior drivers behind the wheel for longer. </p> <p>A new website launched by the University of New South Wales (UNSW) and neuroscience institute NeuRA aims to help drivers aged in their 50s and above stay safe when driving, while also helping to update their skills to keep them on the roads for longer. </p> <p>Cognitive aging expert and UNSW professor Kaarin Anstey told <em><a href="https://www.9news.com.au/national/how-old-is-too-old-to-drive-in-australia-new-research-shows-ageing-motorists-should-have-driving-lessons/6a470fa9-f0c3-4571-a229-672e689f1e76" target="_blank" rel="noopener">9News</a></em> later-in-life driving lessons were crucial as our population grows and ages.</p> <p>"We obviously want people to stay on the road as long as it's safe for them to do so. And that's the issue: they have to be safe on the road," Anstey explained.</p> <p>"That's the point of the website, to empower older drivers, family members and health professionals."</p> <p>"We've been working on this issue of older drivers for over 20 years because the second biggest cause of injury in older adults is motor vehicle accidents or crashes (after falls)."</p> <p>Anstey said her research in <a href="https://www.unsw.edu.au/newsroom/news/2024/11/should-age-determine-how-long-drive-car" target="_blank" rel="noopener">The Better Drive Study</a> analysed how the driving habits of older motorists changed if they had a refresher course. </p> <p>"A lot of people got their licence in an era where the cars were different, the roads were different, the road rules were different," she said.</p> <p>"We just feel there's a certain amount of improvement that probably all of us, not just the older age group but lots of people, could benefit in refreshing their driving skills."</p> <p>Anstey's pilot study, that followed motorists aged over 65 over 12 months, found older people were more likely to develop bad habits such as not checking blind spots or not keeping up to date with key road rules.</p> <p>She said people who did the driving lessons had a "big improvement" in their safety on the road.</p> <p>Later-in-life lessons could also identify if a person should be looking at giving up their licence, as Anstey added, "Sometimes there's people who we find who are not very safe drivers, or who have an impairment that they may not have been aware of."</p> <p>When asked what they thought of the initiative, some older drivers told <em>9News</em>, "I think it's a good idea, there are some older people who definitely need a refresher but there are some that are still quite good."</p> <p>"I'd rather not go through those grills but I guess for everyone's safety it's a very good thing," another added.</p> <p><em>Image credits: Shutterstock</em></p>

Travel Trouble

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Kate Ritchie involved in multi-vehicle car crash

<p>Kate Ritchie has been involved in a multi-vehicle car crash in Sydney's Eastern Suburbs. </p> <p>The radio host was reportedly behind the wheel of her BMW when the incident unfolded in Randwick, with eye-witnesses claiming Ritchie's care collided with a parked Mitsubishi Pajero, forcefully pushing it off the road and into a parked Kia.</p> <p>The owner of the Kia, who wished to remain anonymous, identified Ritchie as the driver of the BMW and confirmed that Ritchie shared her details with him following the collision.</p> <p>After the exchange, Kate, 46, expressed her need to leave promptly to pick up her nine-year-old daughter, Mae.</p> <p>He added that Kate said her personal assistant would follow up on the matter, and that Ritchie did not appear under the influence of alcohol, although no roadside sobriety test was administered by police. </p> <p>All three vehicles involved suffered substantial damage and were later towed away from the suburban street.</p> <p>Daily Mail Australia reached out to NSW Police who provided the following statement.</p> <p>"About 5.10pm on Wednesday (6 November 2024) emergency services were called to Dudley Street, Randwick, following reports of a crash," the statement read.</p> <p>"Officers attached to Eastern Beaches Police Area Command commenced inquiries into the circumstances surrounding the incident. Inquiries revealed a BMW SUV crashed into a parked car."</p> <p> </p> <p>"The 46-year-old female driver of the SUV and the owner of the parked car exchanged details. No injuries were reported. No police action was required."</p> <p><em>Image credits: Instagram - ABC</em></p>

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How can I make summer style part of my self-care routine?

<p>Taking care of yourself doesn’t have to be complicated. With summer just around the corner, it’s a great time to refresh your self-care routine with small changes that help you feel your best. </p> <p>One easy way to do this is by choosing clothing made from breathable Australian cotton and linen. They keep you cool, feel great against the skin and make looking put-together effortless. In this guide, we’ll show you how your summer wardrobe can fit into your self-care routine, featuring pieces from Sussan, a retailer known for easy, comfortable styles that last all season.</p> <p><strong>Simplify your day with matching sets</strong></p> <p><img src="https://oversixtydev.blob.core.windows.net/media/2024/11/Sussan01.jpg" alt="" width="1280" height="720" /></p> <p>A big part of self-care is simplifying your day as much as possible, and that includes your clothing choices. Summer is the time for relaxed, unfussy outfits that don’t require a lot of planning. <a href="https://www.sussan.com.au/clothing/sets" target="_blank" rel="noopener">Matching sets</a> are perfect for this because they take away the guesswork. Everything is already coordinated, which saves you time and makes your mornings easier.</p> <p>A soft denim skirt made from Australian cotton paired with a lightweight tee is breathable and practical for warm days. These pieces help you stay comfy when running errands or enjoying time with friends.</p> <p><strong>Stay cool all day in linen dresses</strong></p> <p><img src="https://oversixtydev.blob.core.windows.net/media/2024/11/Sussan04.jpg" alt="" width="1280" height="720" /></p> <p><a href="https://www.sussan.com.au/clothing/linen/linen-dresses" target="_blank" rel="noopener">Linen dresses</a> are an easy go-to for keeping cool and comfortable during hot summer days. The fabric is light, breathable and perfect for warm weather, which is why it’s a great fit for everything from weekend barbecues to beach walks. With styles like shirt dresses, minis, midis and maxis, there’s plenty of variety to match whatever the day calls for.</p> <p>Styling a linen dress is also simple and practical. With the right accessories, it can easily shift from a casual daytime outfit to an evening look. Style it with a hat for an easy brunch outfit or a trip to the markets. To dress it up, add a light jacket and some jewellery, like a pair of earrings or a statement necklace.</p> <p><strong>Unwind with breathable loungewear</strong></p> <p><img src="https://oversixtydev.blob.core.windows.net/media/2024/11/Sussan03.jpg" alt="" width="1280" height="720" /></p> <p>Practising self-care through summer style can be as simple as choosing clothes that help you relax and feel comfy all day long. This is easy to achieve with loungewear made from pure linen and linen blends.</p> <p>Look for lightweight loungewear tops, pants and shorts that feel soft on the skin and keep you cool as you move through your day. For a summer-ready look, pair a linen top with matching shorts for warm afternoons, or switch to linen pants for a little more coverage on cooler evenings.</p> <p><strong>End your day in Australian cotton sleepwear</strong></p> <p>Winding down at the end of the day feels easier when you’re wearing clothes that make you feel calm and cosy. <a href="https://www.sussan.com.au/shop-the-edit-sleepwear/australian-cotton-sleepwear" target="_blank" rel="noopener">Australian cotton sleepwear</a> in soft, breathable fabrics is a great option as it sits lightly on the skin and keeps you comfortable during warm nights.</p> <p>You can mix and match Australian cotton pyjama tops, tanks, shorts and pants or wear nighties to match your mood and comfort level. These versatile let you settle in and enjoy quiet evenings at home.</p> <p><strong>Wear what feels good this summer</strong></p> <p><strong><img src="https://oversixtydev.blob.core.windows.net/media/2024/11/Sussan02.jpg" alt="" width="1280" height="720" /></strong></p> <p>Updating your summer wardrobe with comfy, breathable pieces is an easy way to bring self-care into your routine. With matching sets, linen dresses, loungewear and soft Australian cotton sleepwear from <a href="https://www.sussan.com.au/" target="_blank" rel="noopener">Sussan</a>, you can have more time to focus on yourself and enjoy the season your way.</p> <p>Start refreshing your wardrobe with these pieces that feel good to wear, and use your summer style to prioritise self-care!</p> <p><em>Images: Sussan</em></p> <p><em>This is a sponsored article produced in partnership with Sussan</em></p>

Beauty & Style

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"I’m coming home from a party, and I don’t want to end up getting arrested": do driving apps help people break road rules?

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/verity-truelove-1237331">Verity Truelove</a>, <a href="https://theconversation.com/institutions/university-of-the-sunshine-coast-1068">University of the Sunshine Coast</a>; <a href="https://theconversation.com/profiles/michelle-nicolls-1299069">Michelle Nicolls</a>, <a href="https://theconversation.com/institutions/university-of-the-sunshine-coast-1068">University of the Sunshine Coast</a>, and <a href="https://theconversation.com/profiles/oscar-oviedo-trespalacios-1417150">Oscar Oviedo-Trespalacios</a>, <a href="https://theconversation.com/institutions/delft-university-of-technology-1040">Delft University of Technology</a></em></p> <p>Apps such as Google Maps, Apple Maps and Waze can tell drivers when they are approaching speed cameras or random breath testing stations. Countries such as Germany, France and Switzerland have banned apps from displaying these enforcement locations.</p> <p>But what effect are these apps having in Australia – are they helping drivers break road rules?</p> <p>Our new <a href="https://www.sciencedirect.com/science/article/pii/S0925753524002972">paper</a>, published in the journal Safety Science, examined this question.</p> <p>We found this technology can, in some cases, contribute to people thinking they are invincible on the roads. However, we also found they can sometimes help people drive more safely.</p> <h2>Being made aware of enforcement can help road safety</h2> <p>We conducted focus groups and interviews with a total of 58 drivers from Queensland, to understand how the use of this technology influences perceptions of being caught for breaking road rules.</p> <p>One driver told us: "If I know it’s coming up, I’ll put my phone down. If I was, say, texting or checking something, but then like once a good few 100 metres away, I sort of pick it up again, depending though."</p> <p>Another said: "It sort of depends where I am driving, I guess. Like, if I am driving on a country road and there is a speed camera there I would probably slow down for the speed camera and then sort of speed up again once I am sort of past that; it sort of depends on the circumstances."</p> <p>We also found that, for some people, being made aware of enforcement locations can help drivers better regulate their speed. This helped them comply with road rules more consistently.</p> <p>Waze also shows the speed limit in the area, which further assisted some drivers to stick to the speed limit. One driver told us: "I’m a bit careful if I just look at the speedo and just double check that I’m on the right amount of speed."</p> <p>Another said: "It just gives you a warning like, ‘OK, you need to check your speed.’ Just to double-check you’re going on the right speed perhaps or when it’s a camera coming up."</p> <h2>Concerning behaviours</h2> <p>Concerningly, we also found some drivers who use these apps are looking at and touching their screens more than they otherwise would. This can distract drivers and increase their <a href="https://www.sciencedirect.com/science/article/pii/S0925753524001097">risk of crashing</a>.</p> <p>One driver told us they post traffic updates on the app they use while driving, “which I know is wrong.”</p> <p>Another said: "Just hit the button on the phone. Just two steps after I go past the camera."</p> <p>Another driver told us: "It’s so helpful […] Especially if it’s, say, late night and I’m coming home from a party, and I don’t want to end up getting arrested."</p> <p>One driver said: "I probably feel slightly more invincible, which is probably not a good thing."</p> <p>When asked why these apps are used, one driver said: "I guess the drug and the drink-driving."</p> <h2>Apps can help and hinder road safety</h2> <p>We know breaking road rules significantly contributes to <a href="https://www.who.int/teams/social-determinants-of-health/safety-and-mobility/global-status-report-on-road-safety-2023">crashes and road fatalities</a>, with deaths on Australian roads continuing to <a href="https://www.bitre.gov.au/publications/ongoing/road_deaths_australia_monthly_bulletins">increase</a> over time.</p> <p>On the one hand, when drivers are aware of enforcement measures like cameras and police, they are more likely to stop breaking the rules in those areas. That’s particularly true for behaviours such as speeding and using a phone while driving, we found.</p> <p>Using apps that flag where cameras and police are located also means drivers would be more exposed to enforcement activities than they otherwise would be on a normal drive.</p> <p>On the other hand, our results suggest some drivers are using these applications to break road rules more often in places where they think they won’t be caught.</p> <p>These apps are also not always completely accurate.</p> <p>For instance, even though Waze can display some police operation locations such as roadside breath testing, it can’t capture <em>all</em> on-road police activities. Further, camera locations are not always up to date or accurate.</p> <h2>Weighing benefits against risks</h2> <p>While these apps do have some benefits, it’s important to weigh these against the risks.</p> <p>It’s also important to recognise traffic enforcement isn’t just there to make you comply with road rules at a specific point; it is meant to remind you of the constant risk of being caught and to encourage consistent rule compliance.</p> <p>The goal is to ensure that drivers are following the traffic rules across the entire network, not just in isolated spots.</p> <p>With road fatalities at some of the <a href="https://www.bitre.gov.au/publications/ongoing/road_deaths_australia_monthly_bulletins">highest rates we’ve seen in recent years</a>, we need everyone to work together to stop more preventable deaths and injuries.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/237664/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/verity-truelove-1237331">Verity Truelove</a>, Senior Research Fellow in Road Safety Research, <a href="https://theconversation.com/institutions/university-of-the-sunshine-coast-1068">University of the Sunshine Coast</a>; <a href="https://theconversation.com/profiles/michelle-nicolls-1299069">Michelle Nicolls</a>, PhD Candidate, <a href="https://theconversation.com/institutions/university-of-the-sunshine-coast-1068">University of the Sunshine Coast</a>, and <a href="https://theconversation.com/profiles/oscar-oviedo-trespalacios-1417150">Oscar Oviedo-Trespalacios</a>, A/Professor Responsible Risk Management, <a href="https://theconversation.com/institutions/delft-university-of-technology-1040">Delft University of Technology</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/im-coming-home-from-a-party-and-i-dont-want-to-end-up-getting-arrested-do-driving-apps-help-people-break-road-rules-237664">original article</a>.</em></p> </div>

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Child dies after car crashes through school gate

<p>One child has died and another four kids have been left injured after a car crash through a school gate in the east Melbourne suburb of Auburn. </p> <p>Emergency services were called to Auburn South Primary School in Hawthorn East on Tuesday afternoon after a car veered off the road and into the primary school's gate.</p> <p>The car collided with a table where five children were sitting. </p> <p>Two 11-year-old girls, one 10-year-old girl and a 10-year-old boy were all taken to hospital with serious injuries.</p> <p>An 11-year-old boy was taken to hospital with critical injuries, and later died.</p> <p>The driver of the vehicle was identified as a 40-year-old woman who was local to the area, and was arrested at the scene. </p> <p>A primary school-aged was also in the car at the time of the crash but remained unharmed. </p> <p>Victoria Police Inspector Craig McEvoy said the driver was attempting a U-turn before veering off the road, and it appeared the crash was an accident.</p> <p>"It's tragic circumstances ... really tough for everyone involved," McEvoy said. "It's always a tough time when children are involved."</p> <p>"The ongoing investigation will take days, weeks, months," Inspector McEvoy added.</p> <p>Premier Jacinta Allan also commented on the incident, saying it should have been an "unremarkable sunny day" at the school.</p> <p>"Instead, a dark shadow has been cast over our city and state," she wrote on X.</p> <p>"I'm sending my love and thoughts to the students, their families and the whole school communityAnd my thanks to the first responders on the scene," she said.</p> <p>"I know tonight Victorians will be thinking of Auburn South Primary, and holding our kids even closer."</p> <p><em>Image credits: ABC News / Nine News </em></p>

Caring

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Readers response: What are your driving pet peeves?

<p>When it comes to reckless driving, some specific actions can make anyone irate. </p> <p>We asked our readers what their driving pet peeves are, and the response was overwhelming. Here's what they said. </p> <p><strong>Robyn Kay</strong> - People who don’t indicate! And people who don’t know the road rules, and red light runners.</p> <p><strong>Clay Lorraine Sumsion</strong> - People who reverse out of a car parking space at a shopping centre when you are going past and think they have the right of way!</p> <p><strong>Karen Ambrose</strong> - When I’m diligently sticking to the speed limit on the highway and they keep whizzing past me. Oh well, they can get booked and I’ll be laughing.</p> <p><strong>Barbara Belmonte</strong> - (1) motorists who leave about 2 car lengths from the car in front at traffic lights preventing those who want to turn left. (2) motorists who don't know how to use roundabouts.</p> <p><strong>Ruth Hourigan</strong> - Drivers who drive 10 to 15 km hour under the speed limit then speed up to 5km hour over the speed limit the second you come to an overtaking lane.</p> <p><strong>Dotty Weary</strong> - People who daydream at traffic lights!!!</p> <p><strong>Dorrise Humes</strong> - Drivers who have their lights on high beam in lit up areas, especially in the city.</p> <p><strong>Jo Pollock</strong> - People driving too close behind me. It just makes me slow down.</p> <p><strong>Helen Johnson</strong> - Leaving trolleys in parking bays at supermarkets.</p> <p><strong>Judi Saunders</strong> - Tailgaters and drivers who weave in and out of all lanes.</p> <p><strong>Susan Vemer</strong> - People who don't use their indicators properly!</p> <p><em>Image credits: Shutterstock</em></p> <p> </p>

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Aussie drivers warned over commonly ignored road rule

<p>Aussie drivers are being reminded to follow simple road rules and etiquette when driving on a highway, with one often ignored rule costing drivers hundreds. </p> <p>Police are fining drivers caught driving in the right lane on a highway without overtaking anyone.</p> <p>A Victorian man was fined $198 and two demerit points over the weekend "after travelling 3km in the right-hand lane and passing no one,” Senior Sergeant Aaron Riches told the <em>Geelong Advertiser.</em></p> <p>Penalties also apply in other states and territories, including NSW where the penalty can be as much as $410.</p> <p>Victoria Police told <em>Yahoo News Australia </em>that this wasn't part of a crackdown, as they are always monitoring roads to ensure drivers are following the road rules. </p> <p>"Police are out and about every day, making sure people are following the road rules. Road safety is a priority for police, and we will continue to focus our efforts on ensuring those using the roads are safe," a spokesperson said.</p> <p>According to VicRoads, when travelling on a multi-lane road with a speed limit of over 80km/h, drivers must keep out of the right lane unless they are overtaking, turning right or if all lanes are congested.</p> <p>In NSW a P-plater was caught "disobeying" this rule and copped a $410 fine. </p> <p>Sydney lawyer Avinash Singh of Astor Legal said some drivers get of easy, with penalties actually reaching $2,200. </p> <p>"On a road where there is a speed limit of more than 80km/h, you must not drive in the right lane, unless you're overtaking," he said.</p> <p>Although unlikely, "you can incur a fine of up to $2,200 for disobeying this rule," he added.</p> <p>NSW Police also reminded drivers in August against ignoring "keep left signs unless overtaking" as travelling in the right lane has resulted in "an increase in collisions involving drivers overtaking other vehicles".</p> <p><em>Images: NSW Police Highway Patrol</em></p>

Travel Trouble

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Readers response: What’s the most unexpected thing you’ve learned about yourself through travel?

<p>When it comes to travelling, it's not uncommon to have revelations about yourself while self-reflecting in a new place. </p> <p>We asked our readers what the most unexpected thing they've learned about themselves is through travel, and the response was overwhelming. Here's what they said.</p> <p><strong>Penny Corbin</strong> - I don't need the cathedrals, monuments, the tours, I just love walking in the space and finding my own beauty wherever it leads me.</p> <p><strong>Dom Cimino</strong> - That I really love meeting people of all backgrounds.</p> <p><strong>Jenny Halkett</strong> - To treat it as an adventure, and don’t be afraid to ask a qualified person for advice.</p> <p><strong>Kristeen Collison</strong> - That I’m more adventurous than I thought.</p> <p><strong>Angie Jansen</strong> - That I love it. Just new places, culture, food, history, the wonderful people, the adventures you have and the memories, it’s the experiencing new things and learning, exploring, being amazed. Just so grateful I can still do it.</p> <p><strong>Palma Hemer </strong>- To have a sense of humour, rain hail or shine.</p> <p><strong>Anne Jenkin</strong> - That I can enjoy the travel by myself but I do like meeting new people on these trips.</p> <p><strong>Kath Sheppard</strong> - To try to learn basic phrases when travelling. It's definitely appreciated.</p> <p><strong>Kerry Fischer</strong> - Soak up the vibe wherever you are! Every place has beauty!</p> <p><strong>Jacqueline Buchanan</strong> - That a smile speaks many languages.</p> <p><strong>Martin Drake</strong> - That there is just too much to see and not enough time.</p> <p><em>Image credits: Shutterstock </em></p>

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Olympian's life "a living nightmare" after simple self-check out mistake

<p>A former Olympian has spoken about how her life was ruined after she accidentally failed to scan to items at a self-checkout machine in Walmart. </p> <p>Canadian athlete Meaggan Pettipiece, 48, was arrested on March 28 in Indiana for theft, possession of marijuana and possession of a controlled substance.</p> <p>The charges have since been dropped, but Pettipiece lost her prestigious job as the head coach of the Valparaiso University softball team as a result and says her career and reputation have been ruined. </p> <p>The ordeal began when the self-checkout machine at Walmart reportedly failed to scan the asparagus and ham that Pettipiece intended to purchase. </p> <p>Walmart security saw that she failed to scan the items  — worth a total of $67 — prompting them to call the police despite her having paid $167 for her other groceries.</p> <p>Pettipiece was arrested and when police searched her they found three disposable vapes in her purse, along with two unopened blister packs containing anti-nausea medication Zofran.</p> <p>The former athlete said the vapes did not contain any nicotine or THC, and the anti-nausea pills belonged to an assistant coach who had asked her to keep them in her purse during a softball game, days before her arrest. </p> <p>“We both forgot about them,” Pettipiece told the<em> National Post.</em></p> <p>The outlet reported that earlier this month, her lawyer submitted an application for dismissal that included her account of the incident, proof of her assistant’s prescription, and character reference letters.</p> <p>After reading the application, her charges were dropped by justice officials on September 19, but the damage caused by the incident "changed everything". </p> <p>“It is bittersweet,” she told <em>National Post</em>.</p> <p>“I’m happy, obviously, the charges were dismissed. The sad part is the damage it did to my career. It has changed everything in my life.”</p> <p>Pettipiece resigned as head coach of the softball team shortly after the Walmart incident. </p> <p>"It's been five months, a living nightmare. I lost my career, I lost my job, the life I was building and it's been really difficult."</p> <p>Along with the damage to her career, Pettipiece said the effect on her reputation has been equally heartbreaking. </p> <p>“The softball community is a tight-knit group and it (the news) went through like wildfire,” she said. </p> <p>“You really do learn who the people are that really believe in you and trust you and are truly a friend for you." </p> <p>The former athlete is now living in Ohio with her family, and though the charges against her have been dismissed she is worried the damage "can't be reversed". </p> <p>“The tough thing is, how do you get out to people that you are innocent? And this damage was done for something so ridiculous,” Pettipiece told the outlet.</p> <p>“I’m not sure of the future. For now, I’m going to stay at home and focus on my kids. I’d like to figure out which direction I’m going to go in.”</p> <p><em>Image: Valparaiso University Athletics/ </em><em>ZikG / Shutterstock.com</em></p> <p> </p>

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The biggest faux pas for self-funded retirees

<p>Whether you have been retired for some time or are still looking forward to the time you can step back, chances are there are important considerations you may have overlooked.</p> <p>From planning and pensions to family and housing, these are the biggest self-funded retirement mistakes I come across, and some insights into how to avoid repeating them:</p> <ol> <li><strong>Lack of a plan</strong></li> </ol> <p>Not having a retirement plan is perhaps the most basic faux pas, but often the most costly.</p> <p>A detailed plan should cover things like:</p> <ul> <li>When you AND your partner will retire </li> <li>Where you will live (you may want to downsize, relocate, seek assisted living)</li> <li>Anticipated living costs (living situation, health, lifestyle)</li> <li>How you will spend your time (hobbies, travel, volunteering, time with family)</li> <li>Strategies to maximise investments and superannuation</li> <li>Tax minimisation strategies</li> </ul> <p>Remember: failing to plan = planning to fail.</p> <ol start="2"> <li><strong>Poor planning</strong></li> </ol> <p>Having a plan is the starting point, but it won’t get you far if it’s incomplete, not updated as circumstances change, or omits critical factors.</p> <p>For couples, not considering age differences is a big mistake. One partner retiring before the other can have big shifts on financial and tax dynamics and even the relationship itself. Then there is end-of-life care, particularly if the younger partner is still working.</p> <p>Not building in a safety buffer is another no-no. Too many retirees have been caught out by the high inflation of recent years, having calculated their anticipated income needs on much lower living costs.</p> <p>Balance short-term and long-term goals: being overly conservative early on can limit your financial situation down the track.</p> <p>And no plan is complete without contingencies for worst case scenarios – insurances, protections, back-up options.</p> <ol start="3"> <li><strong>Insecure housing </strong></li> </ol> <p>Government data has long shown major differences in quality of life for retirees who own their home versus those who don’t. </p> <p>Homelessness or insecure housing, the mercy of the rental market, and inability to customise your home as you age or if you need specialised support with disability or health issues are some of the challenges renters face.</p> <p>Furthermore, public estimates of how much the average Australian needs to retire typically assume home ownership – meaning rent is not part of that calculation. That’s a huge living cost you may not have factored into your retirement planning. </p> <ol start="4"> <li><strong>Unclaimed pensions</strong></li> </ol> <p>Contrary to popular belief, self-funded retirement and claiming a pension are not mutually exclusive. </p> <p>You may be eligible for a part-pension, calculated pro-rata according to the value of your assets and other income. Claiming a part-pension, no matter how small it may be, reduces how much income you need to draw down from super – making it last longer. </p> <p>Don’t fall into another common trap when applying – overestimating your assets. It’s easy to assume your non-monetary assets are worth more than what they really are, reducing how much pension you receive or negating your eligibility altogether.</p> <ol start="5"> <li><strong>Depleted Bank of Mum and Dad</strong></li> </ol> <p>With home ownership increasingly out of reach for younger adults, the Bank of Mum and Dad is often sought to bridge the gap. How you do so will impact your own situation.</p> <p>Giving more than you can afford can leave you overstretched. Missed loan repayments could see you fall behind on your own bills. Not putting agreements in writing can lead to disputes down the track. Having a loan guarantee called in could see you homeless.</p> <p>Be wise about decisions you make here and don’t let heartstrings cloud your judgement.</p> <ol start="6"> <li><strong>Suffering in silence</strong></li> </ol> <p>Elder abuse is a sad but significant problem. Given they have money in the bank, self-funded retirees are often the most vulnerable.</p> <p>Its effects can be far-reaching, impacting your mental and physical health, financial wellbeing, social interactions, and quality of life.</p> <p>Be aware of <a href="https://www.oversixty.com.au/finance/retirement-income/are-you-a-victim-of-elder-abuse-without-even-realising-it">the signs that something isn’t right</a>. If you recognise it happening to you – or someone you know – speak up and seek help. </p> <ol start="7"> <li><strong>Forgoing professional advice</strong></li> </ol> <p>How much of the above details did you already know? Chances are, not all of them. And that’s just the tip of the iceberg.</p> <p>Money is a complicated business and you simply don’t know what you don’t know, which is why seeking independent, tailored advice from a professional is so important. </p> <p>A good financial advisor can help you identify new opportunities and manage risks you may not have considered, limit expenses and also work with your accountant to minimise your tax.</p> <p><strong><em>Helen Baker is a licensed Australian financial adviser and author of On Your Own Two Feet: The Essential Guide to Financial Independence for all Women. Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at <a href="http://www.onyourowntwofeet.com.au/">www.onyourowntwofeet.com.au</a></em></strong></p> <p><strong><em> Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754.</em></strong></p> <p><strong><em>Image credits: Shutterstock </em></strong></p>

Retirement Income

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Aussie mum with no licence or car fined thousands for traffic offences

<p>An Aussie mum has copped thousands of dollars worth of traffic fines, despite not owning a car or holding a valid driver's licence. </p> <p>Victorian woman Tamara, 32, claims that she has received 16 different infringement notices this year alone in relation to 14 different licence plate numbers, and none of them are hers. </p> <p>The incorrect fines have been sent to her from as far back as 2022. </p> <p>Several of the alleged offences captured on road safety cameras show bearded men behind the wheel. </p> <p>"Clearly, I don't have a beard. The person in the picture is a male. Anyone with eyes can see it's not me," she told A Current Affair. </p> <p>The saga has badly impacted her mental health and she has called on both the police and road officials in the state to overhaul the system to prevent other people from ending up in the same situation as her. </p> <p>The mum fears that her identity or her expired licence number may have been compromised during Optus' mass data breach two years ago.</p> <p>"I am not the driver. I don't drive a vehicle, I don't even have a licence. I have no idea what to think actually because it is unexplainable."</p> <p>"It doesn't make any sense and it shouldn't make any sense in anyone's eyes. It doesn't add up and it's clearly fraudulent."</p> <p>Lawyer Justin Lawrence agrees with the 32-year-old and said that she is entitled to challenge the fines. </p> <p>"There is a system glitch there somewhere and she's entitled to challenge those fines. The system relies on the information that it has. If the information is inaccurate, then the system can't work," he said.</p> <p>Tamara has made a formal complaint to Victoria Police in a bid to clear her name, and they are now working with Fines Victoria to "investigate the circumstances around these incidents and resolve these matters". </p> <p>"Members of the public who believe they have been falsely nominated for a traffic infringement should contact Fines Victoria," a statement from the police read. </p> <p><em>Images: A Current Affair/ Nine</em></p>

Legal

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Simon Baker charged with drink driving offences

<p><em>The Mentalist</em> star Simon Baker has been charged with two drink driving related offences. </p> <p>The 55-year-old is set to appear in Mullumbimby Local court next month in northern NSW, and he was charged with  “attempt to drive while under influence of alcohol – first offence” and “drive vehicle under influence of alcohol – first offence”.</p> <p>He was granted bail with no conditions. </p> <p>The Hollywood actor has been nominated for a TV Week Logie Award on Sunday night for his leading role in the Netflix adaptation  of Australian author Trent Dalton's <em>Boy Swallows Universe. </em></p> <p>The hit Netflix series has been nominated for 11 awards - the most of any other actor or show. </p> <p>The actor earned a star on the Hollywood Walk of Famefor his portrayal of Patrick Jane in <em>The Mentalist </em>between 2008 and 2015. </p> <p>He has also won multiple AACTA awards and been nominated for Emmy and Golden Globe awards. </p> <p>Baker's career began in Aussie soaps like <em>E Street, A Country Practice</em> and <em>Home and Away. </em></p> <p>He has also featured in movies including<em> LA Confidential, The Devil Wears Prada</em>, and earlier in his career featured in the original <em>Heartbreak High</em>.</p> <p>The actor split with his wife Rebecca Rigg in 2021 following 23 years of marriage, and the pair have three children and own a property together in Nashua, near Byron Bay. </p> <p><em>Images: Jean Cummings/THA/ Shutterstock editorial</em></p>

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Just 15 centimetres of water can float a car – but we are failing to educate drivers about the dangers of floodwaters

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/amy-peden-1136424">Amy Peden</a>, <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a> and <a href="https://theconversation.com/profiles/kyra-hamilton-331594">Kyra Hamilton</a>, <a href="https://theconversation.com/institutions/griffith-university-828"><em>Griffith University</em></a></em></p> <p>Every year in Australia, people driving into floodwaters drown and many more are <a href="https://www.ses.nsw.gov.au/disaster-tabs-header/flood/">rescued</a>. Do <em>you</em> know what to do when there’s water on the road?</p> <p>We searched all state and territory learner and driver handbooks for information about floodwaters, including signage. Our findings, published in the <a href="https://www.sciencedirect.com/science/article/pii/S0022437524000860?via%3Dihub">Journal of Safety Research</a>, are disturbing.</p> <p>Across half of Australia’s states and territories, the driver handbook ignores flooding. That’s a missed opportunity, considering the handbook contains road rules and provides advice on how to navigate safely. While some states fail to provide any flood-related information, others give detailed practical guidance. Only the New South Wales handbook includes explanation of the meaning and purpose of flood signage.</p> <p>This is despite almost all states and territories experiencing vehicle-related flood <a href="https://onlinelibrary.wiley.com/doi/epdf/10.1111/jfr3.12616">deaths</a>, including <a href="https://currents.plos.org/disasters/article/causal-pathways-of-flood-related-river-drowning-deaths-in-australia/">drowning</a>, between 2001 and 2017. It’s a major problem that is only going to get worse as the climate changes. So our research shows driver education needs to come up to speed, fast.</p> <h2>Why do people drive into floodwaters?</h2> <p>Our previous <a href="https://www.sciencedirect.com/science/article/abs/pii/S2212420918301869">research</a> revealed motorists can feel compelled to drive into floodwaters for a range of reasons. These include time pressures such as being late for work or school, or needing to get home to family or pets. Sometimes they feel pressured by their passengers, or motorists behind them on the road, urging them to cross.</p> <p>People also report having been encouraged or instructed as learners to drive into floodwaters. Past experience as a passenger also influences a <a href="https://www.sciencedirect.com/science/article/pii/S1369847823000475">learner driver’s</a> future willingness to drive into floodwaters.</p> <p>So the views of significant others, such as their supervising driver, strongly influence decisions around driving into floodwaters.</p> <figure><iframe src="https://www.youtube.com/embed/ZtlXpDBjU1Q?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption><span class="caption">Avoid driving into floodwaters, for life’s sake.</span></figcaption></figure> <h2>What we did and what we found</h2> <p>We assessed all publicly available, government-issued learner and driver handbooks (12 documents) across all six Australian states and two territories. We also looked for flood-related signage. We used a method for reviewing online material through a systematic search including in-document key words and imagery.</p> <p>Four jurisdictions provided no information on flooding in the handbook. In the ACT, South Australia, Tasmania and Victoria, drivers need to look elsewhere for information on floodwaters and driving safety.</p> <p>Only one jurisdiction provided information on flood signage such as depth markers and “road subject to flooding”. Hats off to the <a href="https://www.nsw.gov.au/sites/default/files/2022-11/Road-User-Handbook-English.pdf">NSW Road User Handbook</a>, which warns:</p> <blockquote> <p>Floodwater is extremely dangerous. Find another way or wait until the road is clear. It’s safer to turn around than to drive in floodwater.</p> </blockquote> <p>For the states and territories that did provide information on floodwaters in the handbook, the content varied.</p> <p>NSW, Queensland and the Northern Territory warned against entering floodwaters in a vehicle. They highlighted the dangers and financial penalties associated with driving on closed roads.</p> <p>In the NT and Western Australia, handbooks provided practical information on when and how to cross floodwaters safely, such as how to gauge safe water depth based on vehicle size, and to avoid fast-flowing water.</p> <p>Although well-intentioned, judgements around what constitutes fast-flowing water are subjective and hard for any driver to assess, let alone learner drivers. Even drivers of larger vehicles such as four-wheel drives are regularly involved in flood-related <a href="https://currents.plos.org/disasters/article/causal-pathways-of-flood-related-river-drowning-deaths-in-australia/">vehicle drowning fatalities</a>.</p> <p>Just <a href="https://www.ses.vic.gov.au/news-and-media/campaigns/15-to-float">45cm</a> of water can float a large 4WD, and considerably less for smaller vehicles.</p> <figure><iframe src="https://www.youtube.com/embed/t4ilUbMXZAQ?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption><span class="caption">A small car can float in just 15cm of water.</span></figcaption></figure> <p>Handbooks represent valuable sources of safety information, particularly for new drivers who must learn important road rules to progress from one licence to another. Such graduated driver licensing schemes reduce road traffic injury, particularly among <a href="https://www.sciencedirect.com/science/article/pii/S0022437523000385">young people</a>.</p> <p>However, many of these handbooks fail to provide consistent, practical evidence-based information about flooding. There is an opportunity here to support safer driving behaviours.</p> <h2>Safety tips for all drivers</h2> <p>We encourage drivers to follow these safety tips:</p> <ul> <li>avoid driving into floodwaters</li> <li>identify alternative routes, so you have a <a href="https://theconversation.com/when-roads-become-rivers-forming-a-plan-b-can-stop-people-driving-into-floodwaters-183036">plan B</a></li> <li>familiarise yourself, and any learner drivers in the household or under your care, with the meaning and purpose of flood signage</li> <li>understand the legal consequences of crossing a road closed sign</li> <li>discuss the dangers of driving into floodwaters with learner drivers and help them formulate their own plan B</li> <li>model safe driving for all passengers, including children.</li> </ul> <h2>Time to lift our game</h2> <p>Driving into floodwaters remains the main cause of <a href="https://currents.plos.org/disasters/article/causal-pathways-of-flood-related-river-drowning-deaths-in-australia/">flood-related drowning</a> in Australia.</p> <p>For our emergency service personnel, driver behaviour, including people ignoring road closed signs, <a href="https://onlinelibrary.wiley.com/doi/abs/10.1002/hpja.181">significantly complicates</a> the already dangerous act of performing a flood rescue.</p> <p>Extreme weather and flooding are likely to become more frequent and intense in the future. That means the chance of being faced with a flooded road is growing. So information about driving during floods is vital for all, from the newly licensed to the experienced driver.</p> <p>We hope our research will encourage all states and territories to include provide practical, evidence-based advice on floods in driver handbooks as soon as possible.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/233116/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/amy-peden-1136424">Amy Peden</a>, NHMRC Research Fellow, School of Population Health &amp; co-founder UNSW Beach Safety Research Group, <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a> and <a href="https://theconversation.com/profiles/kyra-hamilton-331594">Kyra Hamilton</a>, Associate Professor in Applied Psychology, <a href="https://theconversation.com/institutions/griffith-university-828">Griffith University</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/just-15-centimetres-of-water-can-float-a-car-but-we-are-failing-to-educate-drivers-about-the-dangers-of-floodwaters-233116">original article</a>.</em></p> </div>

Travel Trouble

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Roadside cameras set to target more infringements

<p>Millions of Aussie drivers are being warned as authorities expand the number of infringements being targeted by roadside cameras. </p> <p>The technology, initially used to detect mobile phone use, will now target new road rules. </p> <p>"The laws were brought in and this technology was brought in as a preventative measure ... to stop people getting behind the wheel and taking risks that jeopardise the safety of others," NRMA head of media told <em>Yahoo News. </em></p> <p>"The road toll is terrible nationally in Australia ... So we need to do everything we can to reduce risks on our roads."</p> <p>In NSW authorities are expanding the capabilities of their roadside mobile-detection cameras. </p> <p>From July 1 the cameras will be able to catch drivers wearing their seatbelt incorrectly. </p> <p>This comes after Queensland reportedly became the first jurisdiction in the world to roll out seatbelt-spotting detection along with mobile-detection. </p> <p>Last year, Victoria also rolled out dual mobile phone and seatbelt detection cameras last year after a two year trial.</p> <p>No grace period will be granted when they issue the seatbelt fines. </p> <p>"The expansion of mobile phone detection cameras to also apply to seatbelt offences reinforces the NSW Government’s commitment to enforcing the 50-year-old seatbelt law, actively contributing to improving road safety and reducing fatalities on NSW roads," a statement read on their official website. </p> <p>The department told Yahoo that all images captured by roadside cameras are automatically reviewed by software. </p> <p>Those that do not contain evidence of an offence will have their images deleted within an hour. </p> <p>Drivers in the ACT will need to make sure they have proper insurance and registration.</p> <p>From August, the roadside cameras alongside speed cameras and red light cameras will be used to send hefty fines to those driving without proper registration or insurance. </p> <p>Those caught by the cameras will have their paperwork manually checked by transport staff. </p> <p>An infringement for driving an unregistered vehicle in the ACT is $700 while the fine for driving an uninsured car is $973. </p> <p>The mobile detection cameras could also soon be programmed to detect speeding in the ACT. </p> <p>In South Australia, authorities began testing overhead mobile detection cameras at four busy locations in April, fines are currently not being issued, but the grace period is due to finish on June 19. </p> <p>Drivers caught using their phones in Adelaide will be fined $540 and three demerit points. </p> <p><em>Image: </em><em>Stepan Skorobogadko / Shutterstock.com</em></p>

Travel Trouble

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What the fox! Driver finds wild animal trapped in his car

<p>A motorist has shared the startling moment a fox got trapped in the front grill of his car, after he accidentally hit the wild animal while travelling at 80km/h. </p> <p>While driving down a country road in South Australia on Saturday night, the man behind the wheel said he was shocked when he felt something slam into the car. </p> <p>When he later checked the vehicle, he was astonished to find the angry fox trying to break free from behind the front grill of the car. </p> <p>“Y’all thought you had a bad day,” he can be heard saying while filming the animal furiously biting the front grill in an attempt to escape.</p> <p>In a series of videos posted to TikTok, the man documented the fox's attempts at escape, before informing his followers that he had enlisted the help of a local vet to help free the animal. </p> <p>“Took him to the vet, they sedated him and we got him out safely, the poor guy,” he said, adding he was glad — and impressed — the fox was alive after such a high-speed impact.</p> <p>Throughout his videos, many took to the comments to offer their advice to free the fox, as one person suggested "popping the lid", with the driver explaining that he did but “couldn’t even see him through the bonnet”.</p> <p>The saga has been viewed more than 400,000 times in the past 24 hours, with numerous people saying they were stunned the fox wasn’t seriously injured. “How does this even happen?” one person wondered.</p> <p>“What in the fox is going on here!” another joked, while others pondered how the man would explain the incident to his insurance company.</p> <p>“Insurance would never believe you if you didn’t have that video,” someone else added.</p> <p><em>Image credits: TikTok</em></p>

Travel Trouble

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Wild moment giraffe snatches toddler from car

<p>A father has recalled the heart-stopping moment his toddler was snatched by a giraffe at a safari park in Texas. </p> <p>Jason Toten, 24, his fiancé Sierra Robert, 23, and their daughter Paisley were at Fossil Rim Wildlife Centre in Glen Rose where visitors can drive-through the park and get close to wild animals. </p> <p>"We were having a little family day, just getting out of the house," Jason told a local news outlet. </p> <p>While the family were admiring the view, one giraffe slowly approached them and the pair encouraged their daughter to offer it some food, but within an instant, the two-year-old girl was lifted into the air.</p> <p>"I looked out the back window and I saw the giraffe … and then up she went," Jason recalled. </p> <p>The giraffe, who was only trying to grab the bag of food from Paisley, accidentally hoisted the toddler up by her shirt, with other park visitors behind them capturing the wild moment. </p> <p>Sierra reacted immediately and clung to her child, as she was pulled into the air, and all it took for the giraffe to let go was a stern "hey". </p> <p>The giraffe then dropped the tot back into the car uninjured, and throughout the entire ordeal Paisley was the bravest of them all. </p> <p>"I guess it startled the giraffe. She wasn't even scared," Jason recalled. </p> <p>"As soon as her mom caught her, she went 'oh.'" </p> <p>"It scared me but after it was all over, we realised everyone was safe and unharmed, and we laughed about it," Jason added. </p> <p>After the incident, the family took Paisley to the gift shop and "all she wanted was a giraffe toy and a giraffe T-shirt."</p> <p>"We ended up getting her both, we figured she deserved it."</p> <p><em>Images: Facebook</em></p>

Travel Trouble

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Quiet beach town offering $450k job with free house and car

<p>A picturesque beach town in Western Australia has found a creative way to bring jobs to the area: by offering a range of enticing bonuses. </p> <p>The town of Bremer Bay, south-east of Perth, is desperate for healthcare providers to join the small town and have offered a range of persuasive perks to a doctor who would be willing to leave a big city for the job in the regional location. </p> <p>Bremer Bay is next to the Fitzgerald River National Park and nearly 40 minutes away from the closest town. Currently, they only have one temporary doctor; the next permanent GP is in Albany, almost 200 kilometres away, and the town is looking for the "Swiss army knife of doctors" to step up.</p> <p>According to the job listing on Seek, the successful applicant will be granted a rent-free five-bedroom house and a four-wheel drive, on top of a salary of up to $450,000 a year.</p> <p>"Live rent-free in a scenic location, experiencing the true essence of rural Australia," the advertisement reads.</p> <p>"We offer a competitive 70 per cent of Billings or a generous Salary, based on your preference. In addition, you'll enjoy the convenience of a beautiful new 5-bedroom home and 4X4."</p> <p>Applicants must be registered with the Australian Health Practitioner Regulation Agency and be willing to train as a rural generalist.</p> <p>According to the <a title="Australian Institute of Health and Welfare" href="https://www.aihw.gov.au/reports/rural-remote-australians/rural-and-remote-health" target="_blank" rel="noopener">Australian Institute of Health and Welfare</a>, people living in rural and remote areas have higher rates of hospitalisations, deaths and injury compared to city-dwellers, while also having poorer access to primary health care services.</p> <p><em>Image credits: Shutterstock</em></p>

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